Exhibit 8.1

List of Principal Subsidiaries and Affiliated Entities of Yuanbao Inc.

Major subsidiaries

  ​ ​ ​

Place of
incorporation

Yuanbao (Hong Kong) Limited (“Yuanbao HK”)

Hong Kong, China

Hong Kong ASIA International Insurance Brokers Limited (“HK Insurance Brokers”)

Hong Kong, China

Yuanbao Kechuang (Beijing) Technology Co., Ltd. (“Yuanbao Kechuang” or “primary beneficiary of the VIE”)

Beijing, China

The VIE

  ​ ​ ​

Place of
incorporation

Yuanbao Shuke (Beijing) Technology Co., Ltd. (“Yuanbao Shuke”)

Beijing, China

Major subsidiaries of the VIE

  ​ ​ ​

Place of
incorporation /acquisition

Yuanbao Insurance Brokerage (Beijing) Co., Ltd.

Beijing, China

Shouxin Insurance Agency (Guangdong) Co., Ltd.

Beijing, China