10.

Accrued Expenses and Other Current Liabilities

​

  ​ ​ ​

December 31, 2024

  ​ ​ ​

December 31, 2025

​

​

RMB

​

RMB

Insurance premium payables⁽ⁱ⁾

​

346,403

​

405,154

Marketing and promotion expenses payable

153,073

258,393

Refund liabilities

51,159

77,878

Accrued other service fees and others

12,867

21,251

Security deposits

8,800

9,000

Professional service fees

14,688

5,740

Total

586,990

777,416

(i)

Amounts represent insurance premiums collected by the Group on behalf of insurance carriers which are also presented as cash and cash equivalents in the consolidated balance sheets. Such amounts are generally paid to insurance carriers in the following month.