v3.26.1
Presentation and preparation of the Consolidated Financial Statements (Tables)
 12 Months Ended
Dec. 31, 2025
Presentation and preparation of the Consolidated Financial Statements [Abstract]  
Schedule of Consolidated Financial Statement

The consolidated financial statement includes PicS N.V and the following subsidiaries:

 

Entity  Country  Principal activities  December 31,
2025		   December 31,
2024		   Control
PicS Ltd.  Cayman  Holding   99.61%   99.61%  Direct
PicS Holding Ltda  Brazil  Holding   100.00%   83.66%  Indirect
PicPay Instituição de Pagamento S.A.  Brazil  Financial services (1)   100.00%   100.00%  Indirect
PicPay Bank - Banco Múltiplo S.A.  Brazil  Bank services (1)   100.00%   100.00%  Indirect
Crednovo Sociedade de Empréstimo Entre Pessoas S.A.  Brazil  P2P Lending Services   100.00%   100.00%  Indirect
PicPay Invest Distribuidora de Títulos e Valores Mobiliários Ltda  Brazil  Brokerage firm and securities dealer Company   100.00%   100.00%  Indirect
Guiabolso Correspondente Bancário e Serviços Ltda  Brazil  Bank correspondent   100.00%   100.00%  Indirect
Guiabolso Pagamentos Ltda  Brazil  Bank correspondent   100.00%   100.00%  Indirect
BX Negócios Inteligentes Ltda  Brazil  Bank correspondent   100.00%   100.00%  Indirect
Fundo de Investimentos em Direitos Creditórios Não- Padronizados PicPay I (2)  Brazil  Receivable investment fund   100.00%   100.00%  Indirect
Fundo de Investimentos em Direitos Creditórios PicPay FGTS (2)  Brazil  Receivable Investment fund   15.46%   15.46%  Indirect
PicPay Participações e Investimentos Ltda (3)  Brazil  Holding   100.00%   N/A   Direct
Nosso Time iGaming S.A. (3)  Brazil  Sportbook   95.25%   N/A   Indirect
PicPay Holding Ltda (3)  Brazil  Holding   100.00%   N/A   Direct
Zem Collection Ltda (3)  Brazil  Debt Collection Agency   100.00%   N/A   Indirect

 

(1)Bank activities are focused on CDB (Certificado de Depósito Bancário, Certificate of Deposit), lending, and funding. Financial services activities are focused on payment services, credit card, discount receivables, and other financial activities.

 

(2)The % interest represents the percentage of the subordinated quotas issued by the “FIDC PicPay I” (Fundo de Investimentos em Direitos Creditórios Não-Padronizados PicPay I) and “FIDC FGTS” (Fundo de Investimentos em Direitos Creditórios PicPay FGTS) held by the Group.

 

(3)In 2025, the Company founded four new entities: PicPay Participações e Investimentos Ltda (April 07), Nosso Time iGaming S.A (May 07), PicPay Holding Ltda (September 15), and Zem Collection Ltda (September 18).