v3.26.1
Consolidated Statements of Profit or Loss - BRL (R$)
R$ / shares in Thousands, R$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Profit or loss [abstract]      
Net revenue from transaction activities and other services R$ 1,891,204 R$ 1,524,048 R$ 1,059,936
Financial income 8,386,620 4,046,096 2,398,710
Total revenue and financial income 10,277,824 5,570,144 3,458,646
Transaction expenses (691,227) (493,676) (438,539)
Interest and other financial expenses (3,499,396) (1,438,664) (1,212,478)
Total transaction and financial expenses (4,190,623) (1,932,340) (1,651,017)
Credit loss allowance expenses (2,528,543) (887,025) (14,290)
Technology expenses (502,690) (508,600) (312,098)
Marketing expenses (494,885) (333,180) (312,560)
Personnel expenses (1,422,727) (1,090,833) (879,362)
Administrative expenses (444,686) (234,423) (136,659)
Depreciation and amortization (442,761) (292,911) (169,823)
Other expenses (58,946) (33,013) (4,638)
Other income 125,376 88,153 23,468
Profit before income taxes 317,339 345,972 1,667
Current income tax and social contribution (655,463) (545,603) (50,815)
Deferred income tax and social contribution 1,479,730 451,419 86,503
Total income tax and social contribution (expense) benefit 824,267 (94,184) 35,688
Profit for the year 1,141,606 251,788 37,355
Profit attributable to the Company’s shareholders 1,091,487 217,574 34,523
Profit attributable to non-controlling interests R$ 50,119 R$ 34,214 R$ 2,832
Earnings per share – basic (in Brazil Real per share) R$ 5,457 R$ 1,088 R$ 172,615
Earnings per share – diluted (in Brazil Real per share) R$ 5,457 R$ 1,088 R$ 172,615