The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 687,388 2,390 SH SOLE 2,390 0 0
APPLE INC COM 037833100 2,250,043 8,866 SH SOLE 8,866 0 0
BANK AMERICA CORP COM 060505104 565,894 11,608 SH SOLE 11,608 0 0
BECTON DICKINSON & CO COM 075887109 284,177 1,807 SH SOLE 1,807 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 718,140 1 SH SOLE 1 0 0
BLACKROCK ETF TRUST II ISHARES MORTGAGE 092528793 401,096 8,058 SH SOLE 8,058 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 391,168 6,450 SH SOLE 6,450 0 0
CONNECTONE BANCORP INC COM 20786W107 792,793 29,615 SH SOLE 29,615 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 9,595,016 277,714 SH SOLE 277,714 0 0
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 6,490,757 244,197 SH SOLE 244,197 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 5,354,174 101,443 SH SOLE 101,443 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 6,043,069 170,084 SH SOLE 170,084 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 5,228,673 155,292 SH SOLE 155,292 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 27,901,896 781,347 SH SOLE 781,347 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 21,971,029 308,886 SH SOLE 308,886 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 467,654 6,338 SH SOLE 6,338 0 0
EXXON MOBIL CORP COM 30231G102 6,029,813 35,541 SH SOLE 35,541 0 0
INTERDIGITAL INC COM 45867G101 304,308 1,008 SH SOLE 1,008 0 0
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 263,060 5,535 SH SOLE 5,535 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 236,380 410 SH SOLE 410 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,359,779 27,027 SH SOLE 27,027 0 0
ISHARES TR CORE S&P500 ETF 464287200 820,660 1,256 SH SOLE 1,256 0 0
ISHARES TR CORE US AGGBD ET 464287226 582,717 5,870 SH SOLE 5,870 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,000,787 12,764 SH SOLE 12,764 0 0
ISHARES TR ESG MSCI KLD 400 464288570 242,138 1,998 SH SOLE 1,998 0 0
ISHARES TR MICRO-CAP ETF 464288869 298,982 1,873 SH SOLE 1,873 0 0
ISHARES TR MSCI EAFE ETF 464287465 611,960 6,300 SH SOLE 6,300 0 0
ISHARES TR NATIONAL MUN ETF 464288414 6,889,457 64,903 SH SOLE 64,903 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,924,012 6,857 SH SOLE 6,857 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 217,576 1,018 SH SOLE 1,018 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 711,357 2,868 SH SOLE 2,868 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 9,206,783 81,397 SH SOLE 81,397 0 0
ISHARES TR S&P 500 VAL ETF 464287408 5,714,330 27,063 SH SOLE 27,063 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 596,424 5,600 SH SOLE 5,600 0 0
ISHARES TR U.S. TECH ETF 464287721 424,201 2,338 SH SOLE 2,338 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 589,807 11,652 SH SOLE 11,652 0 0
JOHNSON & JOHNSON COM 478160104 379,427 1,552 SH SOLE 1,552 0 0
JPMORGAN CHASE & CO COM 46625H100 1,049,371 3,567 SH SOLE 3,567 0 0
LAM RESEARCH CORP COM NEW 512807306 496,760 2,325 SH SOLE 2,325 0 0
MCDONALDS CORP COM 580135101 765,879 2,464 SH SOLE 2,464 0 0
MERCK & CO INC COM 58933Y105 352,570 2,931 SH SOLE 2,931 0 0
META PLATFORMS INC CL A 30303M102 223,557 391 SH SOLE 391 0 0
MICROSOFT CORP COM 594918104 1,040,167 2,810 SH SOLE 2,810 0 0
MORGAN STANLEY ETF TRUST EATON VANCE SHOR 61774R825 16,873,361 331,240 SH SOLE 331,240 0 0
MORGAN STANLEY ETF TRUST EATON VANCE SHRT 61774R858 8,999,734 179,313 SH SOLE 179,313 0 0
NVIDIA CORPORATION COM 67066G104 339,591 1,947 SH SOLE 1,947 0 0
ORACLE CORP COM 68389X105 505,323 3,435 SH SOLE 3,435 0 0
PHILIP MORRIS INTL INC COM 718172109 304,887 1,844 SH SOLE 1,844 0 0
PROCTER & GAMBLE CO COM 742718109 218,096 1,510 SH SOLE 1,510 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,175,761 14,525 SH SOLE 14,525 0 0
SCHWAB CHARLES CORP COM 808513105 289,740 3,083 SH SOLE 3,083 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 233,623 4,980 SH SOLE 4,980 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 2,328,089 50,999 SH SOLE 50,999 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X749 321,867 7,032 SH SOLE 7,032 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R721 1,101,862 24,302 SH SOLE 24,302 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R739 2,687,783 56,194 SH SOLE 56,194 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A672 11,349,366 396,000 SH SOLE 396,000 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R101 9,874,725 338,407 SH SOLE 338,407 0 0
SPDR SERIES TRUST STATE STREET SPD 78468R853 628,813 13,014 SH SOLE 13,014 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A649 760,030 29,665 SH SOLE 29,665 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508 451,750 7,984 SH SOLE 7,984 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 1,139,974 11,643 SH SOLE 11,643 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A854 5,553,187 72,553 SH SOLE 72,553 0 0
SSGA ACTIVE ETF TR STATE STREET MUL 78467V103 10,366,989 286,777 SH SOLE 286,777 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,209,128 8,010 SH SOLE 8,010 0 0
UNITED PARCEL SVCS INC CL B 911312106 2,250,049 22,871 SH SOLE 22,871 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 31,627,519 72,409 SH SOLE 72,409 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 591,846 1,845 SH SOLE 1,845 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 665,849 3,394 SH SOLE 3,394 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 799,033 14,783 SH SOLE 14,783 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 43,313,764 559,754 SH SOLE 559,754 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 6,456,113 129,252 SH SOLE 129,252 0 0
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 5,543,895 73,771 SH SOLE 73,771 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,140,386 103,034 SH SOLE 103,034 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,201,586 15,583 SH SOLE 15,583 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,363,073 161,721 SH SOLE 161,721 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,198,271 62,109 SH SOLE 62,109 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 513,971 10,238 SH SOLE 10,238 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208 390,141 3,572 SH SOLE 3,572 0 0