v3.26.1
Revenue
3 Months Ended
Mar. 31, 2026
Revenue from Contract with Customer [Abstract]  
Revenue Revenue
The Company’s revenue is derived from the sale of insurance policies and is primarily comprised of commission income and fee income. The Company's revenue recognition accounting policies for those sources of income and related contract costs are described in Note 3, 'Revenue,' of the audited consolidated financial statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2025. There have been no material changes to these policies during the three months ended March 31, 2026. The disclosures below should be read in conjunction with that note.
Disaggregation of Revenue
The following table disaggregates revenue by source for the:
Three Months ended
March 31,
(In thousands)20262025
Commission income$29,034 $22,707 
Fee income$8,761 6,646 
Total revenues$37,795 $29,353 
Contract Asset and Premium Deposits
The timing of revenue recognition may not align with the right to invoice the customer. The Company records accounts receivable when it has the unconditional right to issue an invoice and receive payment, regardless of whether revenue has been recognized. Policyholder payments received in advance of commencement of the performance obligation are recorded as premium deposits. No revenue is recognized on these deposits until the performance obligation is complete.
The following table provides information about receivables and premium deposits as of:
(In thousands)March 31,
2026
December 31,
2025
Commissions and fees receivable$4,732 $4,080 
Premium deposits$31,541 $18,941 
During the three months ended March 31, 2026, the Company recognized revenue of $5,835 related to the premium deposits balance at December 31, 2025.