Exhibit 4.45

By this particular instrument, the parties, on one side:

UNIVERSO ONLINE S.A., a corporation, headquartered at Avenida Brigadeiro Faria Lima 1384, 6th floor, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF (National Registry of Legal Entities) under No. [*****] and branch registered with CNPJ/MF under no. [*****] herein represented in the form of its Articles of Incorporation, hereinafter referred to simply as “UOL” and/or “CONTRACTING PARTY 1”;

PAGSEGURO INTERNET INSTITUICAO DE PAGAMENTO S.A., a corporation, headquartered at Avenida Brigadeiro Faria Lima, nº 1384, 4th floor, Part A, in the City of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under nº [*****] herein represented in the form of its Articles of Incorporation, hereinafter referred to simply as “PAGSEGURO” and/or “CONTRACTING PARTY 2”;

UOL CURSOS TECNOLOGIA EDUCACIONAL LTDA., a limited liability company, headquartered at Alameda Barão de Limeira, 425, 7th floor, part C, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “UOL CURSOS” and/or “CONTRACTING PARTY 3”;

DIGITALSERVICES.UOL S.A., a limited liability company, headquartered at Alameda Barão de Limeira, 425, 1st floor, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “DIGITALSERVICES.UOL” and/or “ASSIGNOR (previously “CONTRACTING PARTY 4”);

EDGE.UOL TECNOLOGIA LTDA., a company established at Avenida Brigadeiro Faria Lima, 1384 – 2nd floor, part B, Jardim Paulistano, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ under No. [*****] and a branch at Alameda Glete, 700 – 3rd floor, Campos Elíseos, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “EDGE.UOL” “ASSIGNEE” and/or “CONTRACTING PARTY 4”;

CIATECH TECNOLOGIA EDUCACIONAL LTDA., a limited liability company, headquartered at Alameda Barão de Limeira, No. 425, 7th floor, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its Articles of Incorporation, hereinafter referred to simply as “CIATECH” and/or “CONTRACTING PARTY 5”;

WIRECARD BRAZIL S.A., a corporation, headquartered at Avenida Brigadeiro Faria Lima, No. 3064, 12th floor, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “WIRECARD” and/or “CONTRACTING PARTY 6”;

PAGSEGURO TECNOLOGIA LTDA., a limited liability company, headquartered at Avenida Brigadeiro Faria Lima, 1384, 1st floor, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “BOACOMPRA.COM” and/or “CONTRACTING PARTY 7”;

CONCIL INTELIGÊNCIA EM CONCILIAÇÃO S.A., a corporation, headquartered at Avenida Brigadeiro Faria Lima, 1384, 1st floor - Mezzanine, in the city of São Paulo, State of São Paulo, enrolled with the CNPJ/MF under No. [*****] herein represented in the form of its articles of incorporation, hereinafter referred to simply as “CONCIL” and/or “CONTRACTING PARTY 8”;

All of the above, together, referred to as “CONTRACTING PARTIES” or, individually,

“CONTRACTING PARTY”; and on the other hand;

INVILLIA - DESENVOLVIMENTO DE PRODUTOS DIGITAIS LTDA., headquartered at Rua

Padre Duarte, Nº 151, Conj. 175, Edif. Empresarial América, Centro, Araraquara – SP, enrolled with the CNPJ/MF under No. [*****] hereby duly represented in accordance with its current articles of incorporation, hereinafter referred to as the CONTRACTED PARTY.

WHEREAS:

(i) On November 7, 2019, the Parties entered into a Service Agreement and Other Covenants (“Agreement”), which was subsequently amended by means of 07 (seven) Addenda;

(ii) PAGSEGURO and the CONTRACTED PARTY intend to update the commercial terms of projects already contracted through Technical and Commercial Proposals.

In witness whereof, in accordance with the law, the parties enter into this 10th Amendment ("10th Amendment") to the Service Agreement and Other Covenants signed on November 7, 2019 (“Agreement”), which shall bind the Parties and their successors at any time and in any capacity, under the following terms and conditions:

1.       PURPOSE

1.1   PAGSEGURO and the CONTRACTED PARTY have mutually agreed to update the “New York,” “Belfast,” “Podolsk,” “Oiapoque,” “Astrakhan,” and “Munich” teams. Accordingly, the Technical and Commercial Proposals previously signed for the hiring of these teams are hereby replaced by the Proposals listed below, which now form an integral part of this 10th Amendment.

       PC_INVILLIA - PAGBANK_AJUSTES_NOVA_IORQUE - FEB25 - V01 and DD_INVILLIA - PAGBANK_AJUSTES_NOVA_IORQUE - FEB25 - V01;

       PC_INVILLIA - PAGBANK_REDUCAO_BELFAST - JAN25 - V01 and DD_INVILLIA - PAGBANK_REDUCAO_BELFAST - FEB25 - V01;

       PC_INVILLIA - PAGBANK_PODOLSK - FEV25 - V01 and DD_INVILLIA - PAGBANK_REDUCAO_PODOLSK - FEB25 - V01;

       PC_INVILLIA - PAGBANK_OIAPOQUE - FEV25 - V01 and DD_INVILLIA - PAGBANK_REDUCAO_OIAPOQUE - FEB25 - V01;

       PC_INVILLIA - PAGBANK_ASTRAKHAN - FEB25 - V01 and DD_INVILLIA - PAGBANK_ASTRAKHAN - FEB25 - V01;

       PC_INVILLIA - PAGBANK_REDUCAO_MUNICH - FEB25 - V01 and DD-INVILLIA-PAGBANK- REDUCAO_MUNICH-FEB25_V01.

1.2     In light of the update mentioned above, PAGSEGURO will pay the CONTRACTED PARTY the amounts specified in each attached Proposal.

1.3     Regardless of the date of signature of this 10th Amendment, its effects are retroactive to [*****]

2.       RATIFICATION

2.1     The Parties ratify all other Agreement terms and conditions, making it clear that all terms and clauses that have not been expressly changed by this document remain unaltered and in full force.

3.       DIGITAL SIGNATURE

3.1     The Parties recognize the form of contracting by electronic, digital and computer means as valid and effective, constituting an extrajudicial enforcement order for all legal purposes, even if it is established with an electronic signature or certification outside the ICP-BRASIL standards, as provided by paragraphs of article 10 of the Provisional Measure No. 2.200/2001 in force in Brazil. Therefore, this Agreement, as well as the Proposal, its annexes, and amendments, may be executed by the aforementioned means, without the need for witnesses, pursuant to paragraph 4 of Article 784 of Law No. 13.105/2015 (Code of Civil Procedure).

In witness whereof, the Parties have executed the present Amendment.

São Paulo, March 5th, 2025.

PC_INVILLIA - PAGBANK_AJUSTES_NOVA_IORQUE - FEB25 - V01
DD_INVILLIA - PAGBANK_AJUSTES_NOVA_IORQUE - FEB25 - V01

PC_INVILLIA - PAGBANK_REDUCAO_BELFAST - JAN25 - V01
DD_INVILLIA - PAGBANK_REDUCAO_BELFAST - FEB25 - V01

PC_INVILLIA - PAGBANK_PODOLSK - FEB25 - V01
DD_INVILLIA - PAGBANK_REDUCAO_PODOLSK - FEV25 - V01

PC_INVILLIA - PAGBANK_OIAPOQUE - FEB25 - V01
DD_INVILLIA - PAGBANK_REDUCAO_OIAPOQUE - FEB25 - V01

PC_INVILLIA - PAGBANK_ASTRAKHAN - FEB25 - V01
DD_INVILLIA - PAGBANK_ASTRAKHAN - FEB25 - V01

PC_INVILLIA - PAGBANK_REDUCAO_MUNICH - FEB25 - V01
DD-INVILLIA-PAGBANK-REDUCAO_MUNICH-FEB25_V01