v3.26.1
Checking Accounts
12 Months Ended
Dec. 31, 2025
Checking Accounts [Abstract]  
Checking accounts

17.  Checking accounts

 

 

December 31, 2025

 

December 31, 2024

Banking accounts (i)

11,410,673

 

10,972,294

Merchant’s payment account (ii)

833,026

 

1,058,279

 

12,243,699

 

12,030,573

 

 

 

(i)        Refers to the balance of the clients maintained in their banking accounts that are invested in Certificate of Deposits with interest of up to 100% of CDI but are only paid on the 30th days anniversary.

 

(ii)      Refers to merchant’s payment account that PagSeguro acquire treasury bonds to comply with certain requirements as mentioned in note 8.

During the year ended December 31, 2025, the average interest cost associated with Checking Accounts amounted to 46% of CDI (58% of CDI on December 31, 2024).