The following table displays our capital requirements under the standardized approach of the enterprise regulatory capital framework. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of March 31, 2026(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,419 | | | | | | | | | | | Risk-weighted assets | | 1,450 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory)(4) | | * | | $ | 116 | | | $ | 116 | | | — | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | $ | (37) | | | 65 | | | 142 | | | (2.5) | | | 4.5 | | | 9.8 | | | Tier 1 capital | | (18) | | | 87 | | | 164 | | | (1.2) | | | 6.0 | | | 11.3 | | | Adjusted total capital | | (18) | | | 116 | | | 193 | | | (1.2) | | | 8.0 | | | 13.3 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory)(5) | | (8) | | | 110 | | | 110 | | | (0.2) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (18) | | | 110 | | | 132 | | | (0.4) | | | 2.5 | | | 3.0 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Capital Metrics under the Enterprise Regulatory Capital Framework as of December 31, 2025(1) | | (Dollars in billions) | | Adjusted total assets | | $ | 4,423 | | | | | | | | | | | Risk-weighted assets | | 1,411 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Amounts | | Ratios | | | | Available Capital (Deficit)(2) | | Minimum Capital Requirement | | Total Capital Requirement (including Buffers)(3) | | Available Capital (Deficit) Ratio | | Minimum Capital Ratio Requirement | | Total Capital Requirement Ratio (including Buffers) | | Risk-based capital: | | | | | | | | | | | | | | Total capital (statutory)(4) | | $ | (3) | | | $ | 113 | | | $ | 113 | | | (0.2) | % | | 8.0 | % | | 8.0 | % | | Common equity tier 1 capital | | (41) | | | 63 | | | 143 | | | (2.9) | | | 4.5 | | | 10.2 | | | Tier 1 capital | | (22) | | | 85 | | | 165 | | | (1.6) | | | 6.0 | | | 11.7 | | | Adjusted total capital | | (22) | | | 113 | | | 193 | | | (1.6) | | | 8.0 | | | 13.7 | | | Leverage capital: | | | | | | | | | | | | | | Core capital (statutory)(5) | | (12) | | | 111 | | | 111 | | | (0.3) | | | 2.5 | | | 2.5 | | | Tier 1 capital | | (22) | | | 111 | | | 134 | | | (0.5) | | | 2.5 | | | 3.0 | |
* Represents amounts less than $500 million. (1)Ratios are calculated as a percentage of risk-weighted assets for risk-based capital metrics and as a percentage of adjusted total assets for leverage capital metrics. (2)Available capital deficit for all line items excludes the stated value of the senior preferred stock of $120.8 billion. (3)Prescribed capital conservation buffer amount, or PCCBA, for risk-based capital and prescribed leverage buffer amount, or PLBA, for leverage capital. (4)The sum of (a) core capital (see definition in footnote 5 below); and (b) a general allowance for foreclosure losses. (5)The sum of (a) the stated value of our outstanding common stock (common stock less treasury stock); (b) the stated value of our outstanding perpetual, noncumulative preferred stock; (c) our paid-in capital; and (d) our retained earnings (accumulated deficit).
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