Bank Name

Drawn/ Maturities

Interest Rate

Collateral/Guarantee

December 31,
2023
SGD

December 31,
2024
SGD

December 31,
2025
SGD

December 31,
2025
USD

DBS Bank Ltd.

June 2020 /June 2025

3.00

%

Guaranteed by Ms. Rhonda Wong, Co-Chief Executive Officer and Director of the Company and Anthill, major shareholder of the Company

315,878

106,875

-

Maybank Singapore Limited

November 2020/November 2025

2.75

%

Guaranteed by Ms. Rhonda Wong, Co-Chief Executive Officer and Director of the Company and Ms. Race Wong, Chief Operating Officer and Director of the Company

159,859

77,505

-

United Overseas Bank Limited

November 2020/November 2025

2.25

%

Guaranteed by Mr. Kenneth Chong, Chief Executive Officer and Director of Ohmyhome Property Management Pte Ltd, Mr. Cho Ching Joe Kwan and Mr. Kok Wah Ming, former Directors of Ohmyhome Property Management (S)

82,018

43,439

3,867

3,008

ORIX Leasing Singapore Limited

April 2024/April 2029

7.50

%

Guaranteed by Ms. Rhonda Wong, Co-Chief Executive Officer and Director of the Company and Ms. Race Wong, Chief Operating Officer and Director of the Company

-

425,620

-

Total

557,755

653,439

3,867

3,008

Bank loans, current portion

331,528

238,521

3,867

3,008

Bank loans, non-current portion

226,227

414,918

-