v3.26.1
Concentrations of Credit Risk (Tables)
12 Months Ended
Dec. 31, 2025
Concentrations of Credit Risk [Abstract]  
Schedule of Customer Concentration Estimated Renewal Commissions

Customers accounting for 10% or more of total net revenues excluding estimated renewal commissions are as follows:

 

   Years ended December 31, 
   2023   % of sales   2024   % of sales   2025   % of sales 
   RMB       RMB       RMB     
Sinatay Life Insurance Co., Ltd. (“Sinatay”)   438,026    15.9%   177,868    12.8%   99,290    13.5%
Fanhua RONS Insurance Sales & Service Co., Ltd.   *    *    *    *    73,738    10.0%
Aeon Life Insurance Co., Ltd. (“Aeon”).   295,217    10.7    *    *%    *    * 
Ping An Property & Casualty Insurance Company of China, Ltd. (“Ping An”)    *    *    175,205    12.6%   *    * 
Ruizhong Life Insurance Co., Ltd.    *    *    *    *    *    * 
Subtotal   733,243    25.6%   353,073    25.4%   173,028    23.5%

 

*represented less than 10% of total net revenues for the year.

 

Customers which accounted for 10% or more of gross accounts receivable excluding estimated renewal commissions are as follows:

 

   As of December 31, 
   2024   %   2025   % 
Sinatay   29,567    30.7%   14,136    20.9%
Fanhua RONS Insurance Sales & Service Co., Ltd.   29,063    30.2%   12,247    18.1%
AVIVA-COFCO Life Insurance Co., Ltd.   
*
    
*
    9,795    14.5%
Ruizhong Life Insurance Co., Ltd.   10,291    10.7%   8,602    12.7%
Subtotal   68,921    71.6%   44,780    66.2%

 

*represented less than 10% of accounts receivable as of the year end.