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#000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;text-transform:uppercase;">FEES AND EXPENSES</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Location in</span> <br/></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Prospectus</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:186pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:2.07pt;">For Contracts without Early Access Feature</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">. If you withdraw money from your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">contract within </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">7</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> years following each Purchase Payment, you may be assessed a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawal charge of up to </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">8</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">% (for contracts issued on or after July 18, 2011) or 7% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">(for contracts issued prior to July 18, 2011), as a percentage of each Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawn.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:2.07pt;">For Contracts with Early Access Feature.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> If you withdraw money from your contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">within 4 years following your purchase of the contract or your last Purchase Payment, you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may be assessed a withdrawal charge of up to 8%, as a percentage of each Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Payment withdrawn.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">For example, if you were to withdraw $100,000 during a withdrawal charge period, you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">could be assessed a withdrawal charge of up to $</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">8,000</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> if your maximum withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">charge is 8% or $7,000 if your maximum withdrawal charge is 7%. This loss will be </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">greater if there are federal and state income taxes or tax-penalties.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Withdrawal Charges do not apply to certain withdrawals including the withdrawal up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the annual penalty-free withdrawal amount which equals 10% of your Purchase Payments </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">not yet withdrawn.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">, in addition to withdrawal charges, you may be charged for other transactions. You will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">be charged for each transfer after 15 transfers in any contract year during the Accumulation </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Phase. There may also be taxes on Purchase Payments.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:57pt;"> <td rowspan="8" style="border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">The table below describes the current fees and expenses of the contract that you may pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">, depending on the investment options and optional benefits you choose. Please </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">refer to your contract data page for information about the specific fees you will pay each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">year based on the options you have elected.</span></div></div></td> <td rowspan="8" style="padding-bottom:4pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.31</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Investment Options</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.46</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.85</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Optional Benefits Available for an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Additional Charge</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(For a single optional benefit, if elected)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.15</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span><span style="font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.45</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span><span style="font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">4</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:140pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the value in the Separate Account (includes a percentage attributable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to the contract maintenance fee).</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of Underlying Fund net assets.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the average daily ending net asset value allocated to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the Income Base used to calculate the guaranteed benefit. This </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">represents the maximum initial rate for the most expensive optional benefit currently </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">available.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Because your contract is customizable, the choices you make affect how much you will pay. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">To help you understand the cost of owning your contract, the following table shows the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">lowest and highest cost you could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">assumes that you do not take withdrawals from the contract, which could add withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">charges that substantially increase costs.</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Lowest Annual Cost: $</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1,454</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:186pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Highest Annual Cost: $</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">4,460</span></div></div></td></tr> <tr style="height:91.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Least expensive Underlying Fund fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No withdrawal charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:186pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Most expensive combination of optional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">benefits and Underlying Fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No withdrawal charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfers, or withdrawals </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:186pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Adjustments for </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:2.07pt;">For Contracts without Early Access Feature</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">. If you withdraw money from your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">contract within </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">7</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> years following each Purchase Payment, you may be assessed a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawal charge of up to </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">8</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">% (for contracts issued on or after July 18, 2011) or 7% </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">(for contracts issued prior to July 18, 2011), as a percentage of each Purchase Payment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawn.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:2.07pt;">For Contracts with Early Access Feature.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> If you withdraw money from your contract </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">within 4 years following your purchase of the contract or your last Purchase Payment, you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may be assessed a withdrawal charge of up to 8%, as a percentage of each Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Payment withdrawn.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">For example, if you were to withdraw $100,000 during a withdrawal charge period, you </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">could be assessed a withdrawal charge of up to $</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">8,000</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> if your maximum withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">charge is 8% or $7,000 if your maximum withdrawal charge is 7%. This loss will be </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">greater if there are federal and state income taxes or tax-penalties.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Withdrawal Charges do not apply to certain withdrawals including the withdrawal up to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the annual penalty-free withdrawal amount which equals 10% of your Purchase Payments </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">not yet withdrawn.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses – </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges</span></div></div></td></tr></table> 7 0.08 8000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">, in addition to withdrawal charges, you may be charged for other transactions. You will </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">be charged for each transfer after 15 transfers in any contract year during the Accumulation </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Phase. There may also be taxes on Purchase Payments.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:57pt;"> <td rowspan="8" style="border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Are There </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Ongoing Fees and </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">The table below describes the current fees and expenses of the contract that you may pay </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">, depending on the investment options and optional benefits you choose. Please </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">refer to your contract data page for information about the specific fees you will pay each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">year based on the options you have elected.</span></div></div></td> <td rowspan="8" style="padding-bottom:4pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Expenses</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Base Contract</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.31</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Investment Options</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Underlying Fund fees and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.46</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.85</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Optional Benefits Available for an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Additional Charge</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(For a single optional benefit, if elected)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.15</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span><span style="font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">3</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:93pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.45</span><span style="font-family:Times New Roman;font-size:9.0pt;">%</span><span style="font-family:Times New Roman;font-size:5.5pt;position:relative;top:-3.75pt;">4</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:140pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the value in the Separate Account (includes a percentage attributable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to the contract maintenance fee).</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of Underlying Fund net assets.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the average daily ending net asset value allocated to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the Income Base used to calculate the guaranteed benefit. This </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">represents the maximum initial rate for the most expensive optional benefit currently </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">available.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Because your contract is customizable, the choices you make affect how much you will pay. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">To help you understand the cost of owning your contract, the following table shows the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">lowest and highest cost you could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">assumes that you do not take withdrawals from the contract, which could add withdrawal </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">charges that substantially increase costs.</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Lowest Annual Cost: $</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1,454</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:186pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Highest Annual Cost: $</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">4,460</span></div></div></td></tr> <tr style="height:91.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:182pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Least expensive Underlying Fund fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No withdrawal charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfers, or withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:186pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Most expensive combination of optional </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">benefits and Underlying Fund fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No withdrawal charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">No additional Purchase Payments, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfers, or withdrawals </span></div></div></td></tr></table> 0.0116 0.0131 0.0046 0.0185 0.0015 0.0145 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the value in the Separate Account (includes a percentage attributable </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to the contract maintenance fee).</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of Underlying Fund net assets.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the average daily ending net asset value allocated to the Variable </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios.</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">As a percentage of the Income Base used to calculate the guaranteed benefit. This </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">represents the maximum initial rate for the most expensive optional benefit currently </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">available.</span> 1454 4460 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;table-layout:auto;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;text-transform:uppercase;">RISKS</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Location in</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Prospectus</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:84.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Is There a Risk of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Loss from Poor </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:368pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> You can lose money by investing in this contract, including possible loss of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">principal investment.</span></div></div></td> <td style="padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:87.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Investing in the </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:normal;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Contract</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> You can lose money by investing in this contract, including possible loss of your </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">principal investment.</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">This contract is not designed for short-term investing and may not be appropriate for an </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">investor who needs ready access to cash. As such, you should not use the contract as a </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">short-term investment or savings vehicle.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Charges may apply to withdrawals. Withdrawal charges could significantly reduce the </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">value of your investment or the amount that you receive upon taking a withdrawal. </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Withdrawals may also reduce or terminate contract guarantees and may also be subject to </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">state and federal income taxes and tax-penalties.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The benefits of tax deferral, long-term income, and optional Living Benefit guarantees </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">mean that this contract is generally more beneficial to investors with a long investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">time horizon.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">An investment in this contract is subject to the risk of poor investment performance and </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">can vary depending on the performance of the investment options available under the </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">contract.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Each investment option (including each Fixed Account option) has its own unique risks.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">You should review the available investment options before making an investment decision.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">An investment in the contract is subject to the risks related to us, American General Life </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Insurance Company. Any obligations (including under a Fixed Account option), guarantees, </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">and benefits of the contract are subject to our claims-paying ability An Owner should look </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">solely to our financial strength for our claims-paying ability. More information about the </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Company, including our financial strength ratings, may be obtained at </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">https://investors.corebridgefinancial.com/financials/Ratings/default.aspx.</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transfer Restrictions.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">During the Accumulation Phase, you must transfer at least $100 per transfer between any </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">of the Variable Portfolios and/or any available Fixed Accounts. If less than $100 remains </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">in any Variable Portfolio or Fixed Account after a transfer, that amount must be </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transferred as well. Funds already in your contract cannot be transferred to the DCA </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Fixed Account, if available. A transfer request will be priced as of the day it is received </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">before Market Close. If the transfer request is received after Market Close, the request </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">will be priced as of the next NYSE business day.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">During the Income Phase, only one transfer per month is permitted between the Variable </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Portfolios. No other transfers are allowed during the Income Phase. Transfers will be </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">effected for the last NYSE business day of the month in which we receive your request for </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the transfer. You may not use the DCA Programor the Automatic Asset Rebalancing </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Program during the Income Phase.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Your transfers between the Variable Portfolios are subject to policies designed to deter </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">frequent and short-term trading.</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">Investment Restrictions.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> If you elect an optional Living Benefit, not all investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">options may be available and you must invest in accordance with the applicable investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">requirements. You may be required to invest a certain percentage of your contract value in </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">a certain investment option, including the Secure Value Account which is only available </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with certain option Living Benefits. We reserve the right to modify the investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">requirements in the future. If you do not elect any optional benefit, or if the only optional </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">benefit you elect is a death benefit, your contract is not subject to investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">requirements.</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">Availability of Variable Portfolios.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> We may, subject to any applicable law, make certain </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">changes to the Variable Portfolios offered in your contract. We may offer new Variable </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Portfolios or stop offering existing Variable Portfolios. New Variable Portfolios may be </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">made available to existing contract Owners, and Variable Portfolios may be closed to new </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">or subsequent Purchase Payments, transfers or allocations. In addition, we may also </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">liquidate the shares of any Variable Portfolio, substitute the shares of one Underlying </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Fund held by a Variable Portfolio for another and/or merge Variable Portfolios or </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">cooperate in a merger of Underlying Funds. To the extent required by the Investment </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Company Act of 1940, as amended, we may be required to obtain SEC approval or your </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">approval.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">The availability of investment options may vary depending on the broker-dealer through </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">which the contract is sold. </span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">See APPENDIX M - BROKER-DEALER VARIATIONS.</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">There are restrictions and limitations relating to the benefits offered under the contract </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">(e.g., death benefits, Living Benefits, DCA Fixed Account, DCA Program, Automatic </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Asset Rebalancing Program, Systematic Withdrawal Program, Automatic Payment Plan).</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">We reserve the right to modify or terminate the DCA Program, Automatic Asset </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Rebalancing Program, Systematic Withdrawal Program, and Automatic Payment Plan.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals that exceed limits specified by the terms of a benefit may reduce the value of </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the benefit by an amount greater than the value withdrawn and could terminate the </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">benefit.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The availability of contract benefits may vary depending on the broker-dealer through </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">which the contract is sold. </span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">See APPENDIX M - BROKER-DEALER VARIATIONS.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">You should consult with a tax professional to determine the tax implications of an </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">investment in and payments received under the contract.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">If you purchase the contract through a tax-qualified plan or individual retirement account </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">(IRA), there is no additional tax benefit under the contract.</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Earnings under your contract are taxed at ordinary income tax rates when withdrawn. </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">You may have to pay a tax penalty if you take a withdrawal before age 59½.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Your financial representative may receive compensation for selling this contract to you in the </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">form of commissions, additional cash compensation, and/or non-cash compensation. We may </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">share the revenue we earn on this contract with your financial representative’s firm. </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Revenue sharing arrangements and commissions may provide selling firms and/or their </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">registered representatives with an incentive to favor sales of our contracts over other </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">variable annuity contracts (or other investments) with respect to which a selling firm does </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">not receive the same level of additional compensation. You should ask your financial </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">representative about how they are compensated.</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Some financial representatives may have a financial incentive to offer you a new contract in </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">place of the one you already own. You should exchange a contract you already own only if </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">you determine, after comparing the features, fees, and risks of both contracts, that it is </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">better for you to purchase the new contract rather than continue to own your existing </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Fee Table FOR CONTRACTS ISSUED ON OR AFTER OCTOBER 13, 2020</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following tables describe the fees and expenses that you will pay when buying, owning, and surrendering or making withdrawals from an investment option or from the contract. Please refer to your contract data page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;">The first table describes the fees and expenses that you pay at the time you surrender the contract, make withdrawals from an investment option or from the contract, or make transfers between investment options. State premium taxes may also be deducted.</span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Transaction Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:34.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Withdrawal Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> (as a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of each Purchase Payment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawn)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transfer Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;line-height:10.00pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Per transfer after 15 transfers </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">in any contract year)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$25</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Withdrawal Charge Schedule</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> (as a percentage of each Purchase Payment withdrawn) declines over 7 years as follows:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:20.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Years Since Receipt of Purchase </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Payments</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.6pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">8+</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">8%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">7%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">5%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">4%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">3%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">2%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.6pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Your contract provides for a penalty-free withdrawal amount each year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see PENALTY-FREE WITHDRAWAL AMOUNT below.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">The following tables describe the fees and expenses you will pay each year during the time that you own the contract, not including Underlying Fund fees and expenses. If you chose to purchase an optional benefit, you will pay additional charges, as shown below. </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Annual Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Contract Maintenance Fee</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(assessed annually and may be waived if </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value is $75,000 or more)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$50</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(deducted from the average daily ending net </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">asset value allocated to the Variable Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.15%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Death Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(deducted from the average daily ending net asset value allocated to the Variable Portfolios) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may only elect one of the optional death benefits.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:14.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Return of Purchase Payment</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.15%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Anniversary Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Living Benefits</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">3 </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(calculated as percentage of the Income Base and deducted from the contract value) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may only elect one of the optional Living Benefits. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Max </span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily Flex</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">4</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Lifetime Income Option Change Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Annual Underlying Fund Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/><span style="font-family:Times New Roman;font-size:10.0pt;">The following shows the minimum and maximum total operating expenses charged by the Underlying Funds of the Trusts, before any waivers or reimbursements, that you may pay periodically during the time that you own the contract. Expenses shown may change over time and may be higher or lower in the future. These amounts also include applicable fees and expenses if you choose to invest in certain Underlying Funds. A complete list of Underlying Funds available under the contract, including their annual expenses, may be found in Appendix A. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:61.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Expenses deducted from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Underlying Fund assets, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">including management fees, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">distribution and/or service </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(12b-1) fees, if applicable, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">and other expenses.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.46%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.85%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Footnotes to the Fee Table:</span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">In Pennsylvania and Texas, any transfer over the limit of 15 will incur a $10 transfer fee.</span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:1pt;">Base Contract Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> If you do not elect any optional features, your total Base Contract Expense would be 1.15% annually. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Beneficiary Expenses if Extended Legacy is Elected</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-0.75pt;width:532pt;"/><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">If your Beneficiary elects to take the death benefit amount under the Extended Legacy Program, we will deduct an annual Base Contract Expense of 1.15% which is deducted daily from the average daily ending net asset value allocated to the Variable Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">. Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-style:italic;font-weight:bold;">Extended Legacy Program</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> under DEATH BENEFITS.</span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The fee is calculated as a percentage of the Income Base which determines the basis of the guaranteed benefit. The annual fee is deducted from your </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">contract value at the end of the first quarter following election and quarterly thereafter. For a complete description of how the Income Base is calculated, </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see OPTIONAL LIVING BENEFITS</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">.</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The </span><span style="font-family:Times New Roman;font-size:8.0pt;">current initial annual fee rate is set forth in the Rate Sheet Supplement and is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the parameters identified in the table below. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Times New Roman;font-size:8.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the maximums identified in the Fee Table and the minimums described below.</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Please see APPENDIX C — FORMULA AND EXAMPLES OF CALCULATIONS OF THE POLARIS INCOME MAX AND POLARIS INCOME PLUS DAILY FLEX FEE.</span><span style="font-family:Times New Roman;font-size:8.0pt;"> If you purchased your contract prior to May 1, 2023,</span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> please see APPENDIX F — LIVING BENEFITS FOR CONTRACTS ISSUED PRIOR TO MAY 1, 2023 </span><span style="font-family:Times New Roman;font-size:8.0pt;">for the initial annual fee rate applicable to your contract. If your contract was purchased on or after May 1, 2023, </span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see APPENDIX L - LIVING BENEFIT RATES FOR CONTRACTS ISSUED ON OR AFTER MAY 1, 2023 (EXCEPT IN NEW YORK).</span><span style="font-family:Times New Roman;font-size:1pt;line-height:0.00pt;margin-left:-8pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Number of Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). If you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/ 4] for the first Benefit Quarter immediately following the Activation Date.</span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">5</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">If you elect</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> Polaris Income Max or Polaris Income Plus Daily Flex and you change your Income Option on the Activation Date, the Lifetime Income Option Change Fee will be assessed and deducted from your contract value starting on the first Benefit Quarter Anniversary following the Activation Date and quarterly thereafter. The fee is calculated as a percentage of the Income Base. The sum of the Living Benefit fee and Lifetime Income Option Change fee </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">cannot exceed the Maximum Annual Fee shown in the Optional Living Benefits fee table. </span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;"> Fee Table FOR CONTRACTS ISSUED PRIOR TO OCTOBER 13, 2020</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;">  </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following tables describe the fees and expenses that you will pay when owning, and surrendering or making withdrawals from an investment option or from the contract. Please refer to your contract data page for information about the specific fees you will pay each year based on the options you have elected. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;">The first table describes the fees and expenses that you pay at the time you surrender the contract, make withdrawals from an investment option or from the contract, or make transfers between investment options. State premium taxes may also be deducted. </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Transaction Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:34.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Withdrawal Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> (as a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of each Purchase Payment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawn)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transfer Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;line-height:10.00pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Per transfer after 15 transfers </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">in any contract year)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$25</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Withdrawal Charge Schedule</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> (as a percentage of each Purchase Payment withdrawn) declines over 7 or 4 years as follows:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:20.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Years Since Receipt of Purchase </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Payments</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.6pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">8+</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">Without Early Access feature</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">8%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">7%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">5%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">4%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">3%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">2%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.6pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td></tr> <tr style="height:29.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">With Early Access feature (Contracts </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">issued between May 1, 2016 and April 30, </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">2019)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">8%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">7%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">5%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.6pt;"> <div style="line-height:9.00pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td></tr> <tr style="height:17.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">Without Early Access feature (Contracts </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">issued prior to July 18, 2011)</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">7%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">5%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">4%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">3%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">2%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.6pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Your contract provides for a penalty-free withdrawal amount each year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see PENALTY-FREE WITHDRAWAL AMOUNT below.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">The following tables describe the fees and expenses you will pay each year during the time that you own the contract, not including Underlying Fund fees and expenses. If you chose to purchase an optional benefit, you will pay additional charges, as shown below. </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Annual Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:44.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Contract Maintenance Fee </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">purchased on or after July 18, 2011)</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(assessed annually and may be waived if </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value is $75,000 or more)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$50</span></div></div></td></tr> <tr style="height:41.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Contract Maintenance Fee </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">purchased prior to July 18, 2011)</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(assessed annually and may be waived if </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value is $50,000 or more)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">35</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued on or after May 1, 2017)</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(deducted from the average daily ending net </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">asset value allocated to the Variable Portfolios)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.15%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued prior to May 1, 2017)</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(deducted from the average daily ending net </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">asset value allocated to the Variable Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.30</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Death Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(deducted from the average daily ending net asset value allocated to the Variable Portfolios)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:14.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Return of Purchase Payment</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.15%</span></div></div></td></tr> <tr style="height:24.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Anniversary Value</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued on or after May 1, 2017)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40%</span></div></div></td></tr> <tr style="height:24.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Anniversary Value</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued prior to </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">May 1, 2017</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Combination HV &amp; Roll-Up</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued prior to January 23, 2012)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.65%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Other Optional Feature </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(deducted from the average daily ending net asset value allocated to the Variable Portfolios)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Early Access Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">3</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Contracts issued between May 1, 2016 and </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">April 30, 2019)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Living Benefits</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">4 </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(calculated as percentage of the Income Base and deducted from the contract value) </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Flex</span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily Flex </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(Contracts issued prior to </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">October 13, 2020</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Lifetime Income Option Change Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">6</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(Polaris Income Plus Daily is not available for election after September 8, 2019) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(Contracts issued on or after October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.35%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(Contracts issued between May 1, 2017 and October 8, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.20%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.45%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.70%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(Contracts issued prior to May 1, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.20%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.35%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.70%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus</span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Builder </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(Polaris Income Plus is not available for election after September 8, 2019. Polaris Income Builder is not available for election after May 1, 2018) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(Contracts issued on or after October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.25%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(Contracts issued prior to October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.20%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.35%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.70%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">SunAmerica Income Plus</span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">SunAmerica Income Builder</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Initial Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">5</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.20%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.35%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.70%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">MarketLock For Life</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annualized fee</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.70%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.95%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">MarketLock Income Plus</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annualized fee</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.35%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">MarketLock For Life Plus</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annualized fee</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.95%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Annual Underlying Fund Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/><span style="font-family:Times New Roman;font-size:10.0pt;">The following shows the minimum and maximum total operating expenses charged by the Underlying Funds of the Trusts, before any waivers or reimbursements, that you may pay periodically during the time that you own the contract. Expenses shown may change over time and may be higher or lower in the future. These amounts also include applicable fees and expenses if you choose to invest in certain Underlying Funds. A complete list of Underlying Funds available under the contract, including their annual expenses, may be found in Appendix A. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:61.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Expenses deducted from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Underlying Fund assets, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">including management fees, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">distribution and/or service </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(12b-1) fees, if applicable, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">and other expenses.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.46%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.85%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Footnotes to the Fee Table: </span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">In Pennsylvania and Texas, any transfer over the limit of 15 will incur a $10 transfer fee. </span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Base Contract Expenses:</span><span style="font-family:Times New Roman;font-size:8.0pt;"> If you do not elect any optional features, your total Base Contract Expense would be 1.15% annually for contracts issued on or after May 1, 2017 and 1.30% for contracts issued prior to May 1, 2017. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Beneficiary Expenses if Extended Legacy is Elected</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-0.75pt;width:532pt;"/><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">If your Beneficiary elects to take the death benefit amount under the Extended Legacy Program, we will deduct an annual Base Contract Expense of 1.15% which is deducted daily from the average daily ending net asset value allocated to the Variable Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">. Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-style:italic;font-weight:bold;">Extended Legacy Program</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> under DEATH BENEFITS.</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The Early Access feature was available on contracts issued between May 1, 2016 and April 30, 2019. The fee depends on the number of years since you </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">purchased your contract and terminates on the fifth contract anniversary as follows:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;margin-left:-8pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:9pt;"> <td style="vertical-align:Bottom;width:233.11pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:18pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Contract Year</span></div></div></td> <td style="vertical-align:Bottom;width:24.89pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:12.75pt;"> <td style="background-color:azure;vertical-align:Bottom;width:233.11pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:18pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">1-4</span></div></div></td> <td style="background-color:azure;vertical-align:Bottom;width:24.89pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:1.5pt;text-align:Center;white-space:nowrap;"><span style="border-bottom:0.5pt groove #000000;color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40%</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="vertical-align:Bottom;width:233.11pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:18pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">5+</span></div></div></td> <td style="vertical-align:Bottom;width:24.89pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:1.5pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">none</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The fee is calculated as a percentage of the Income Base which determines the basis of the guaranteed benefit. The annual fee is deducted from your </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">contract value at the end of the first quarter following election and quarterly thereafter. For a complete description of how the Income Base is calculated, </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see OPTIONAL LIVING BENEFITS </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">below. If you purchased your contract prior to May 1, 2023, </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see APPENDIX F</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">— </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">LIVING BENEFITS FOR CONTRACTS ISSUED PRIOR TO </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;text-transform:uppercase;">May 1, 2023</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">, for a description of the Living Benefit you may have elected. </span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">4</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The Initial Annual Fee Rate is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the </span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">parameters identified in the table below. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">®</span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the maximums identified in the Fee Table and the minimums described below. If you purchased your contract prior to October 9, 2017, </span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see APPENDIX F — LIVING BENEFITS FOR CONTRACTS ISSUED PRIOR TO </span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;text-transform:uppercase;">May 1, 2023</span></span><span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> for applicable formula. </span></span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(Contracts issued on or after October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). For Polaris Income Plus Flex and Polaris Income Plus Daily Flex only, if you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/4] for the first Benefit Quarter immediately following the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(Contracts issued prior to October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Number of Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.25%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.0625% each quarter (0.25%/ 4). </span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">5</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">If you elect Polaris Income Plus Flex or Polaris Income Plus Daily Flex and you change your Income Option on the Activation Date, the Lifetime Income </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Option Change Fee will be assessed and deducted from your contract value starting on the first Benefit Quarter Anniversary following the Activation Date and quarterly thereafter. The fee is calculated as a percentage of the Income Base. The sum of the Living Benefit fee and Lifetime Income Option Change fee cannot exceed the Maximum Annual Fee shown in the Optional Living Benefits fee table.</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Transaction Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:34.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Withdrawal Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> (as a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of each Purchase Payment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawn)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transfer Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;line-height:10.00pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Per transfer after 15 transfers </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">in any contract year)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$25</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Withdrawal Charge Schedule</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> (as a percentage of each Purchase Payment withdrawn) declines over 7 years as follows:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:20.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Years Since Receipt of Purchase </span></div> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;margin-left:0.0pt;">Payments</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.1pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:0.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:15.6pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:0.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;">8+</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.73pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">8%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">7%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">6%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">5%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">4%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">3%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.1pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:3pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">2%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;white-space:nowrap;width:15.6pt;"> <div style="line-height:8.00pt;margin-left:3pt;margin-right:1.5pt;text-align:right;width:9.1pt;"> <div style="display:flex;margin:auto;width:11.1pt;"> <div style="display:flex;white-space:nowrap;width:11.1pt;"><span style="color:#000000;font-family:Times New Roman;font-size:7pt;width:11.1pt;">0%</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Your contract provides for a penalty-free withdrawal amount each year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see PENALTY-FREE WITHDRAWAL AMOUNT below.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:34.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Withdrawal Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> (as a </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of each Purchase Payment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawn)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Transfer Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;line-height:10.00pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(Per transfer after 15 transfers </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">in any contract year)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$25</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The following is a list of Underlying Funds available under the contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended from time to time and can be found online at www.corebridgefinancial.com/ProductProspectuses. You can also request this information at no cost by calling (855) 421-2692. Depending on the optional benefits you choose, you may not be able to invest in certain Underlying Funds. See “Investment Requirements For Optional Living Benefits” in this appendix. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The current expenses and performance information below reflect fees and expenses of the Underlying Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.32%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.30%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.34%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.79%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.20%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.07%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.48%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.76%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 75/25 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.81%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.11%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 80/20 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.51%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.25%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.99%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.26%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.06%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.17%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.96%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.26%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation Managed Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">American Century Investment Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.06%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Federated Investment Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.46%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management L.P.</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.21%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc. and Massachusetts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.19%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.45%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-3.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.35%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">PineBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.94%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Cash</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Service </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Shares</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.43%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.90%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.58%</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.14%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.46%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class VC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co. LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.12%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.85%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.86%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">19.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.65%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth-Income Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.59%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage International Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.12%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Emerging Markets Equity Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">32.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.10%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Brandywine Global Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.32%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.25%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.41%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.31%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA International Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">30.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.86%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Janus Capital Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.05%*</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.04%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.40%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.34%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.41%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">36.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.15%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.81%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.94%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.44%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.02%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.89%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Growth Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.50%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Value Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.87%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.37%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Mid Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">35.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.99%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">34.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.79%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Small Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.66%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital Appreciation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.75%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.15%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.96%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Schroder Investment Management North America</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.13%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.51%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.19%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Index Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.82%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.29%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:-9pt;">* </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-style:italic;">This Underlying Fund is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Underlying Fund prospectus for additional information.</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;line-height:9pt;"> </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Times New Roman;font-size:8.0pt;">Capital Research and Management Company is the investment adviser of the master fund in which this Underlying Fund (Master-Feeder Fund) invests. Under a master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Times New Roman;font-size:8.0pt;">On July 28, 2025, SA Wellington Government and Quality Bond Portfolio was renamed SA Goldman Sachs Government and Quality Bond Portfolio and Goldman Sachs Asset Management L.P. became its subadvisor. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Times New Roman;font-size:8.0pt;">On May 1, 2026, SA Morgan Stanley International Equities Portfolio was renamed SA BlackRock Advantage International Portfolio and BlackRock Investment Management, LLC became its subadvisor. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Times New Roman;font-size:8.0pt;">On July 28, 2025, SA JPMorgan Global Equities Portfolio was renamed SA Fidelity Institutional AM Global Equities Portfolio and FIAM LLC</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;">became its subadvisor.</span> 0.08 25 <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">The following tables describe the fees and expenses you will pay each year during the time that you own the contract, not including Underlying Fund fees and expenses. If you chose to purchase an optional benefit, you will pay additional charges, as shown below. </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Contract Owner Annual Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Contract Maintenance Fee</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(assessed annually and may be waived if </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value is $75,000 or more)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$50</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(deducted from the average daily ending net </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">asset value allocated to the Variable Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1.15%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Death Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(deducted from the average daily ending net asset value allocated to the Variable Portfolios) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may only elect one of the optional death benefits.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:14.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Return of Purchase Payment</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.15%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Maximum Anniversary Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Optional Living Benefits</span><span style="color:#000000;font-family:Arial;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">3 </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(calculated as percentage of the Income Base and deducted from the contract value) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may only elect one of the optional Living Benefits. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Max </span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily Flex</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;font-weight:bold;position:relative;top:-3.75pt;">4</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr> <tr style="height:11.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:15pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:192.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Lifetime Income Option Change Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;margin-left:0.0pt;position:relative;top:-4.25pt;">5</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25%</span></div></div></td></tr></table> 50 0.0115 0.0015 0.0040 0.0250 0.0250 0.0250 0.0250 0.0025 <span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Annual Underlying Fund Expenses</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-1.75pt;width:540pt;"/><span style="font-family:Times New Roman;font-size:10.0pt;">The following shows the minimum and maximum total operating expenses charged by the Underlying Funds of the Trusts, before any waivers or reimbursements, that you may pay periodically during the time that you own the contract. Expenses shown may change over time and may be higher or lower in the future. These amounts also include applicable fees and expenses if you choose to invest in certain Underlying Funds. A complete list of Underlying Funds available under the contract, including their annual expenses, may be found in Appendix A. </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:61.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Expenses deducted from </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Underlying Fund assets, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">including management fees, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">distribution and/or service </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(12b-1) fees, if applicable, </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">and other expenses.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.46%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.85%</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Expenses deducted from </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Underlying Fund assets, </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">including management fees, </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">distribution and/or service </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(12b-1) fees, if applicable, </span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">and other expenses.</span> 0.0046 0.0185 <span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">In Pennsylvania and Texas, any transfer over the limit of 15 will incur a $10 transfer fee.</span> <span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:1pt;">Base Contract Expenses:</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> If you do not elect any optional features, your total Base Contract Expense would be 1.15% annually. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Beneficiary Expenses if Extended Legacy is Elected</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-0.75pt;width:532pt;"/><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">If your Beneficiary elects to take the death benefit amount under the Extended Legacy Program, we will deduct an annual Base Contract Expense of 1.15% which is deducted daily from the average daily ending net asset value allocated to the Variable Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">. Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-style:italic;font-weight:bold;">Extended Legacy Program</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> under DEATH BENEFITS.</span> <span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">3</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The fee is calculated as a percentage of the Income Base which determines the basis of the guaranteed benefit. The annual fee is deducted from your </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">contract value at the end of the first quarter following election and quarterly thereafter. For a complete description of how the Income Base is calculated, </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see OPTIONAL LIVING BENEFITS</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">.</span><span style="font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The </span><span style="font-family:Times New Roman;font-size:8.0pt;">current initial annual fee rate is set forth in the Rate Sheet Supplement and is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the parameters identified in the table below. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">®</span><span style="font-family:Times New Roman;font-size:8.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the maximums identified in the Fee Table and the minimums described below.</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Please see APPENDIX C — FORMULA AND EXAMPLES OF CALCULATIONS OF THE POLARIS INCOME MAX AND POLARIS INCOME PLUS DAILY FLEX FEE.</span><span style="font-family:Times New Roman;font-size:8.0pt;"> If you purchased your contract prior to May 1, 2023,</span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> please see APPENDIX F — LIVING BENEFITS FOR CONTRACTS ISSUED PRIOR TO MAY 1, 2023 </span><span style="font-family:Times New Roman;font-size:8.0pt;">for the initial annual fee rate applicable to your contract. If your contract was purchased on or after May 1, 2023, </span><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see APPENDIX L - LIVING BENEFIT RATES FOR CONTRACTS ISSUED ON OR AFTER MAY 1, 2023 (EXCEPT IN NEW YORK).</span><span style="font-family:Times New Roman;font-size:1pt;line-height:0.00pt;margin-left:-8pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Number of Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). If you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/ 4] for the first Benefit Quarter immediately following the Activation Date.</span> <span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">5</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">If you elect</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> Polaris Income Max or Polaris Income Plus Daily Flex and you change your Income Option on the Activation Date, the Lifetime Income Option Change Fee will be assessed and deducted from your contract value starting on the first Benefit Quarter Anniversary following the Activation Date and quarterly thereafter. The fee is calculated as a percentage of the Income Base. The sum of the Living Benefit fee and Lifetime Income Option Change fee </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">cannot exceed the Maximum Annual Fee shown in the Optional Living Benefits fee table. </span> 35 0.0130 2017-05-01 0.0025 2020-10-13 0.0125 0.0250 0.0125 0.0250 <span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Base Contract Expenses:</span><span style="font-family:Times New Roman;font-size:8.0pt;"> If you do not elect any optional features, your total Base Contract Expense would be 1.15% annually for contracts issued on or after May 1, 2017 and 1.30% for contracts issued prior to May 1, 2017. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Beneficiary Expenses if Extended Legacy is Elected</span> <hr style="background-color:#000000;height:1pt;margin-bottom:1pt;margin-left:0%;margin-top:0.5pt;position:relative;text-align:left;top:-0.75pt;width:532pt;"/><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">If your Beneficiary elects to take the death benefit amount under the Extended Legacy Program, we will deduct an annual Base Contract Expense of 1.15% which is deducted daily from the average daily ending net asset value allocated to the Variable Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">. Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-style:italic;font-weight:bold;">Extended Legacy Program</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;"> under DEATH BENEFITS.</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:8.00pt;"> </span> <span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">The Initial Annual Fee Rate is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">parameters identified in the table below. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the maximums identified in the Fee Table and the minimums described below. If you purchased your contract prior to October 9, 2017, </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">please see APPENDIX F — LIVING BENEFITS FOR CONTRACTS ISSUED PRIOR TO </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;text-transform:uppercase;">May 1, 2023</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;"> for applicable formula. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(Contracts issued on or after October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). For Polaris Income Plus Flex and Polaris Income Plus Daily Flex only, if you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/4] for the first Benefit Quarter immediately following the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(Contracts issued prior to October 9, 2017)</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:18pt;width:408pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Number of Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum Annual</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum Annualized</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate Decrease or</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase Each Benefit</span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.25%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:134.84pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.33pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:136.83pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee rate can increase or decrease no more than 0.0625% each quarter (0.25%/ 4). </span><span style="color:#000000;font-family:Times New Roman;font-size:5pt;margin-left:-8pt;position:relative;top:-3.25pt;">5</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:1pt;">If you elect Polaris Income Plus Flex or Polaris Income Plus Daily Flex and you change your Income Option on the Activation Date, the Lifetime Income </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Option Change Fee will be assessed and deducted from your contract value starting on the first Benefit Quarter Anniversary following the Activation Date and quarterly thereafter. The fee is calculated as a percentage of the Income Base. The sum of the Living Benefit fee and Lifetime Income Option Change fee cannot exceed the Maximum Annual Fee shown in the Optional Living Benefits fee table.</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.12pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:15.64%;margin-right:23.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.40%;margin-right:25.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.40%;margin-right:25.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.25pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:23.35%;margin-right:15.61%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.12pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$12,560</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$23,424</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$29,535</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.25pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$57,706</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$9,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$11,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$12,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$19,085</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.12pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:15.64%;margin-right:23.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.40%;margin-right:25.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.40%;margin-right:25.40%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.25pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:23.35%;margin-right:15.61%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.12pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$12,168</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$21,961</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:61.82pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:15.7pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$31,543</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:67.25pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:15.7pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$55,599</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$9,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$11,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$12,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$19,085</span></div></div></td></tr></table> 12560 23424 29535 57706 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">4,560</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">17,424</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">29,535</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">57,706</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.26%;margin-right:27.60%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.72%;margin-right:28.72%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.73%;margin-right:28.73%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.69%;margin-right:15.14%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">1,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">5,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">8,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">19,085</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">4,168</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">15,961</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">27,543</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">55,599</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.26%;margin-right:27.60%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.72%;margin-right:28.72%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.73%;margin-right:28.73%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.69%;margin-right:15.14%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">1,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">5,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">8,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">19,085</span></div></div></td></tr></table> 4560 17424 29535 57706 <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">4,560</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">17,424</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">29,535</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">57,706</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.26%;margin-right:27.60%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.72%;margin-right:28.72%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.73%;margin-right:28.73%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.69%;margin-right:15.14%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">5,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">19,085</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.61%;margin-right:26.08%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.01%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:26.00%;margin-right:26.00%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:24.22%;margin-right:15.43%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.22pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">4,168</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">15,961</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:63.38pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:16.48pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">27,543</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:68.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:16.48pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;">$</span><span style="font-family:Times New Roman;font-size:9.0pt;">55,599</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="empty-cells:show;width:258pt;"> <tr style="height:10pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:16.26%;margin-right:27.60%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">1 year</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.72%;margin-right:28.72%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">3 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:28.73%;margin-right:28.73%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">5 years</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="border-bottom:0.5pt solid #000000;margin-left:25.69%;margin-right:15.14%;padding-bottom:1pt;"> <div style="text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">10 years</span></div></div></div></td></tr> <tr style="height:10.75pt;"> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:64.56pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:21pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">1,607</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.04pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">5,051</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:62.03pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:17.82pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">8,732</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:69.37pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:17.82pt;margin-right:21pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">19,085</span></div></div></td></tr></table> 4560 17424 29535 57706 9607 11051 12732 19085 1607 5051 8732 19085 1607 5051 8732 19085 12168 21961 31543 55599 4168 15961 27543 55599 4168 15961 27543 55599 9607 11051 12732 19085 1607 5051 8732 19085 1607 5051 8732 19085 <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Principal Risks Of Investing In The Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Market Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Variable annuities involve risks, including possible loss of principal. An investment in the Variable Portfolios available under the contract is subject to the risk of negative investment performance. You can lose money by investing in this contract, including loss of principal and/or prior earnings. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Short-Term Investment Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and Living Benefit protections mean that this contract is more beneficial to investors with a long investment time horizon.</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Early Withdrawal Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. You should carefully consider the risks associated with withdrawals under the contract. Withdrawals may be subject to significant withdrawal charges. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal may reduce the value of your standard and optional benefits. For instance, a withdrawal will reduce the value of the death benefit. In addition, a withdrawal could reduce the value of an optional Living Benefit by an amount greater than the amount withdrawn and could result in termination of the benefit. A total withdrawal (surrender) will result in the termination of your contract. We may defer payment of withdrawals from a Fixed Account option (including the Secure Value Account) for up to six months when permitted by law. If you make a withdrawal within the first seven years (or the first four years for contracts with Early Access Feature), you may be assessed a Withdrawal Charge of up to 8% as a percentage of the payment amount withdrawn.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Variable Portfolio Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Amounts that you invest in the Variable Portfolios are subject to the risk of poor investment performance. You assume the investment risk. You can gain or lose money if you invest in these Variable Portfolios. Each Variable Portfolio’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Variable Portfolio. You are responsible for allocating Purchase Payments to the Variable Portfolios that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. You bear the risk of any decline in contract value resulting from the performance of the Variable Portfolio you have selected. In making your investment selections, you should investigate all information available to you including </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the Underlying Fund’s prospectus, statement of additional information and annual and semi-annual reports. We do not provide investment advice, nor do we recommend or endorse any particular Underlying Fund.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Selection Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may no longer be available. In addition, if you elected an optional benefit and do not use it, or if the contingencies upon which the benefit depend never occur, you will have paid for a benefit that you may not use or benefit from.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Investment Requirements Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If you elect an optional Living Benefit, you will be subject to investment requirements that limit the investment options that are available to you and limit your ability to take certain actions under the contract. These investment requirements are designed to reduce our risk that we will have to make payments to you from our own assets. In turn, they may also limit the potential growth of your contract value and the potential growth of your guaranteed benefits.</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Availability of Variable Portfolios Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> We may, subject to any applicable law, make certain changes to the Variable Portfolios offered in your contract. We may offer new Variable Portfolios or stop offering existing Variable Portfolios. </span><span style="font-family:Times New Roman;font-size:10.0pt;">Variable Portfolios may be closed to new or subsequent Purchase Payments, transfers, or allocations. In addition, we may also liquidate shares of one Underlying Fund held by a Variable Portfolio for another and/or merge Variable Portfolios or cooperate in a merger of Underlying Funds. New Variable Portfolios may have different performance characteristics. There is no guarantee that a particular Variable Portfolio will always be available as an investment option under the contract.</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Managed Volatility Fund Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Certain Underlying Funds, including some Underlying Funds that are available under certain optional Living Benefits’ investment requirements, utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like living and death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your ability to make subsequent Purchase Payments is subject to certain restrictions. We reserve the right to refuse any Purchase Payment(s), limit the amount of subsequent Purchase Payment(s) with advance notice based on age as shown below and election of </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">optional benefit(s), and may require our prior approval before accepting Purchase Payments greater than the Purchase Payments Limit as defined in the Glossary. There is no guarantee that you will always be permitted to make Purchase Payments.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Contract Value Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Where permitted by state law, we may terminate your contract if your contract value is less than $2,500 as a result of withdrawals and/or fees and charges. We will provide you with 60 days written notice that your contract is being terminated. At the end of the notice period, we will distribute the contract’s remaining value to you.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> All guarantees under the contract that are paid from our general account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability.</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Business Disruption.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Our business is vulnerable to disruptions from natural and man-made disasters and catastrophes, such as, but not limited to, hurricanes, windstorms, flooding, earthquakes, wildfires, solar storms, war or other military action, acts of terrorism, explosions and fires, pandemics (such as COVID-19) and other highly contagious diseases, mass torts, failure of telecommunications or other critical infrastructure and other catastrophes. A natural or man-made disaster or catastrophe may negatively affect the computer and other systems on which we rely, including service outages or other unavailability, may interfere with our ability to receive, pickup and process mail, to calculate Accumulation Unit Values (“AUVs”), process other contract-related transactions, or to otherwise provide our services, or may have other possible negative impacts. While we have developed and put in place what we believe to be appropriate business continuity and disaster recovery plans and procedures to mitigate operational risks and potential losses related to business disruptions resulting from natural and man-made disasters and catastrophes, there can be no assurance that we, our agents, the Underlying Funds or our service providers will be able to successfully avoid negative impacts resulting from such disasters and catastrophes.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Cybersecurity Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> We rely heavily on interconnected computer systems and digital data to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our business partners and service providers, our business is vulnerable to physical disruptions and utility outages, and susceptible to operational and information security risks resulting from information systems failure (e.g., hardware and software malfunctions), cyber-attacks, and user errors or other disruptions that may compromise the confidentiality, integrity, or availability of such systems and data. These risks include, among other things, the theft, misuse, corruption, disclosure and destruction of sensitive business data, including personal information, maintained on our or </span><span style="font-family:Times New Roman;font-size:10.0pt;">our business partners’ or service providers’ systems, interference with our websites</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">(such as via denial of service attacks),</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">other operational disruptions, and unauthorized release of confidential customer information. Such systems failures,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">cyber-attacks, or other disruptions affecting us, any third-party administrator, the Underlying Funds, intermediaries and other affiliated or third-party service providers, as well as our distribution partners, may adversely affect us and your contract value. For instance, systems failures and cyber-attacks may interfere with our processing of contract transactions, including the processing of orders from our website, our distribution partners, or with the Underlying Funds, impact our ability to calculate AUVs, cause the release and possible destruction of confidential customer or business information, including personal information, impede order processing, or subject us and/or our service providers, distribution partners and other intermediaries to regulatory fines and enforcement action, litigation risks and financial losses and/or cause reputational damage. Cybersecurity risks may also impact the issuers of securities in which the Underlying Funds invest, which may cause the affected Underlying Funds to lose value. There may be an increased risk of cyber-attacks during periods of geo-political or military conflict. Further, the widespread development, implementation, and use of AI, machine learning, data analytics and similar tools that collect, aggregate and analyze data or inputs (collectively,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">“AI Tools”) may increase our exposure to, or exacerbate the risks of, cyber-attacks or other security incidents, particularly where such technologies are exploited by third parties to attempt to breach our or our business partners’ and service providers’ systems. Despite our implementation of policies and procedures, which we believe to be reasonable, that address physical, administrative and technical safeguards and controls and other preventative actions to protect our systems and sensitive business and customer information,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">including personal information, and reduce the risk of cyber-incidents, there can be no assurance that we or our distribution partners,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">the Underlying Funds or our business partners and service providers will avoid cyber-attacks or information security breaches in the future that may affect your contract and/or personal information.</span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Market Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Variable annuities involve risks, including possible loss of principal. An investment in the Variable Portfolios available under the contract is subject to the risk of negative investment performance. You can lose money by investing in this contract, including loss of principal and/or prior earnings. Your losses could be significant. This contract is not a deposit or obligation of, or guaranteed or endorsed by, any bank. This contract is not federally insured by the Federal Deposit Insurance Corporation, the Federal Reserve Board, or any other agency.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Short-Term Investment Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. The benefits of tax deferral, long-term income, and Living Benefit protections mean that this contract is more beneficial to investors with a long investment time horizon.</span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Early Withdrawal Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">This contract is not designed for short-term investing and may not be appropriate for an investor who needs ready access to cash. You should carefully consider the risks associated with withdrawals under the contract. Withdrawals may be subject to significant withdrawal charges. If you make a withdrawal prior to age 59½, there may be adverse tax consequences, including a 10% IRS penalty tax. A withdrawal may reduce the value of your standard and optional benefits. For instance, a withdrawal will reduce the value of the death benefit. In addition, a withdrawal could reduce the value of an optional Living Benefit by an amount greater than the amount withdrawn and could result in termination of the benefit. A total withdrawal (surrender) will result in the termination of your contract. We may defer payment of withdrawals from a Fixed Account option (including the Secure Value Account) for up to six months when permitted by law. If you make a withdrawal within the first seven years (or the first four years for contracts with Early Access Feature), you may be assessed a Withdrawal Charge of up to 8% as a percentage of the payment amount withdrawn.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Variable Portfolio Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Amounts that you invest in the Variable Portfolios are subject to the risk of poor investment performance. You assume the investment risk. You can gain or lose money if you invest in these Variable Portfolios. Each Variable Portfolio’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Variable Portfolio. You are responsible for allocating Purchase Payments to the Variable Portfolios that are appropriate for you based on your own individual circumstances, investment goals, financial situation, and risk tolerance. You bear the risk of any decline in contract value resulting from the performance of the Variable Portfolio you have selected. In making your investment selections, you should investigate all information available to you including </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the Underlying Fund’s prospectus, statement of additional information and annual and semi-annual reports. We do not provide investment advice, nor do we recommend or endorse any particular Underlying Fund.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Selection Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The optional benefits under the contract were designed for different financial goals and to protect against different financial risks. There is a risk that you may not choose, or may not have chosen, the benefit or benefits (if any) that are best suited for you based on your present or future needs and circumstances, and the benefits that are more suited for you (if any) may no longer be available. In addition, if you elected an optional benefit and do not use it, or if the contingencies upon which the benefit depend never occur, you will have paid for a benefit that you may not use or benefit from.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Investment Requirements Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If you elect an optional Living Benefit, you will be subject to investment requirements that limit the investment options that are available to you and limit your ability to take certain actions under the contract. These investment requirements are designed to reduce our risk that we will have to make payments to you from our own assets. In turn, they may also limit the potential growth of your contract value and the potential growth of your guaranteed benefits.</span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Availability of Variable Portfolios Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> We may, subject to any applicable law, make certain changes to the Variable Portfolios offered in your contract. We may offer new Variable Portfolios or stop offering existing Variable Portfolios. </span><span style="font-family:Times New Roman;font-size:10.0pt;">Variable Portfolios may be closed to new or subsequent Purchase Payments, transfers, or allocations. In addition, we may also liquidate shares of one Underlying Fund held by a Variable Portfolio for another and/or merge Variable Portfolios or cooperate in a merger of Underlying Funds. New Variable Portfolios may have different performance characteristics. There is no guarantee that a particular Variable Portfolio will always be available as an investment option under the contract.</span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Managed Volatility Fund Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Certain Underlying Funds, including some Underlying Funds that are available under certain optional Living Benefits’ investment requirements, utilize managed volatility strategies. These risk management techniques help us manage our financial risks associated with the contract’s guarantees, like living and death benefits, because they reduce the incidence of extreme outcomes including the probability of large gains or losses. However, these strategies can also limit your participation in rising equity markets, which may limit the potential growth of your contract value and the potential growth of your guaranteed benefits.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Purchase Payment Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your ability to make subsequent Purchase Payments is subject to certain restrictions. We reserve the right to refuse any Purchase Payment(s), limit the amount of subsequent Purchase Payment(s) with advance notice based on age as shown below and election of </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">optional benefit(s), and may require our prior approval before accepting Purchase Payments greater than the Purchase Payments Limit as defined in the Glossary. There is no guarantee that you will always be permitted to make Purchase Payments.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Contract Value Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Where permitted by state law, we may terminate your contract if your contract value is less than $2,500 as a result of withdrawals and/or fees and charges. We will provide you with 60 days written notice that your contract is being terminated. At the end of the notice period, we will distribute the contract’s remaining value to you.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Financial Strength and Claims-Paying Ability Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> All guarantees under the contract that are paid from our general account (including under any Fixed Account option) are subject to our financial strength and claims-paying ability.</span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Business Disruption.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> Our business is vulnerable to disruptions from natural and man-made disasters and catastrophes, such as, but not limited to, hurricanes, windstorms, flooding, earthquakes, wildfires, solar storms, war or other military action, acts of terrorism, explosions and fires, pandemics (such as COVID-19) and other highly contagious diseases, mass torts, failure of telecommunications or other critical infrastructure and other catastrophes. A natural or man-made disaster or catastrophe may negatively affect the computer and other systems on which we rely, including service outages or other unavailability, may interfere with our ability to receive, pickup and process mail, to calculate Accumulation Unit Values (“AUVs”), process other contract-related transactions, or to otherwise provide our services, or may have other possible negative impacts. While we have developed and put in place what we believe to be appropriate business continuity and disaster recovery plans and procedures to mitigate operational risks and potential losses related to business disruptions resulting from natural and man-made disasters and catastrophes, there can be no assurance that we, our agents, the Underlying Funds or our service providers will be able to successfully avoid negative impacts resulting from such disasters and catastrophes.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span> <span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Cybersecurity Risk.</span><span style="font-family:Times New Roman;font-size:10.0pt;"> We rely heavily on interconnected computer systems and digital data to conduct our variable product business activities. Because our variable product business is highly dependent upon the effective operation of our computer systems and those of our business partners and service providers, our business is vulnerable to physical disruptions and utility outages, and susceptible to operational and information security risks resulting from information systems failure (e.g., hardware and software malfunctions), cyber-attacks, and user errors or other disruptions that may compromise the confidentiality, integrity, or availability of such systems and data. These risks include, among other things, the theft, misuse, corruption, disclosure and destruction of sensitive business data, including personal information, maintained on our or </span><span style="font-family:Times New Roman;font-size:10.0pt;">our business partners’ or service providers’ systems, interference with our websites</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">(such as via denial of service attacks),</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">other operational disruptions, and unauthorized release of confidential customer information. Such systems failures,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">cyber-attacks, or other disruptions affecting us, any third-party administrator, the Underlying Funds, intermediaries and other affiliated or third-party service providers, as well as our distribution partners, may adversely affect us and your contract value. For instance, systems failures and cyber-attacks may interfere with our processing of contract transactions, including the processing of orders from our website, our distribution partners, or with the Underlying Funds, impact our ability to calculate AUVs, cause the release and possible destruction of confidential customer or business information, including personal information, impede order processing, or subject us and/or our service providers, distribution partners and other intermediaries to regulatory fines and enforcement action, litigation risks and financial losses and/or cause reputational damage. Cybersecurity risks may also impact the issuers of securities in which the Underlying Funds invest, which may cause the affected Underlying Funds to lose value. There may be an increased risk of cyber-attacks during periods of geo-political or military conflict. Further, the widespread development, implementation, and use of AI, machine learning, data analytics and similar tools that collect, aggregate and analyze data or inputs (collectively,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">“AI Tools”) may increase our exposure to, or exacerbate the risks of, cyber-attacks or other security incidents, particularly where such technologies are exploited by third parties to attempt to breach our or our business partners’ and service providers’ systems. Despite our implementation of policies and procedures, which we believe to be reasonable, that address physical, administrative and technical safeguards and controls and other preventative actions to protect our systems and sensitive business and customer information,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">including personal information, and reduce the risk of cyber-incidents, there can be no assurance that we or our distribution partners,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">the Underlying Funds or our business partners and service providers will avoid cyber-attacks or information security breaches in the future that may affect your contract and/or personal information.</span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Systematic Withdrawal Program </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">During the Accumulation Phase, you may elect to receive periodic withdrawals under the Systematic Withdrawal Program for no additional charge. Under the program, you may choose to take monthly, quarterly, semi-annual or annual payments from your contract. Electronic transfer of these periodic withdrawals to your bank account is available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Please contact our Annuity Service Center which can provide the necessary enrollment forms. A withdrawal charge may apply if the amount of the periodic withdrawals in any year exceeds the penalty-free withdrawal amount permitted each year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect a Living Benefit and choose to receive periodic withdrawals under the Systematic Withdrawal Program on </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">or after the Activation Date, you must request withdrawals on the appropriate Living Benefit enrollment form. The Systematic Withdrawal Program may not be established before the Activation Date. If we receive your request on another form, your request will not be processed. The Systematic Withdrawal Program for contracts with a Living Benefit is designed to provide withdrawal amounts within the Maximum Annual Withdrawal Amount. Any amounts taken above your Maximum Annual Withdrawal Amount while enrolled in the Systematic Withdrawal Program will eliminate the remaining systematic withdrawals within the same contract year and may permanently reduce future guaranteed withdrawal amounts.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:11.20pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Systematic Withdrawal Program will be re-established in the following contract year after such withdrawals, and the annualized systematic withdrawals will be adjusted to account for the new Maximum Annual Withdrawal Amount.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> If you must take Required Minimum Distributions (RMDs) from this contract and want to ensure that these withdrawals will not permanently reduce future guaranteed withdrawal amounts on or after the Activation Date, your total distribution(s) during the current contract year must not exceed the greater of the Maximum Annual Withdrawal Amount under the Living Benefit or the RMD amount as calculated by our Annuity Service Center. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may establish a Systematic Withdrawal Program to take your RMD, which will ensure the amount taken does not exceed either the Maximum Annual Withdrawal Amount under the Living Benefit or RMD amount as calculated by our Annuity Service Center. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon notification of your death, we will terminate the Systematic Withdrawal Program. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">We reserve the right to modify, suspend or terminate the Systematic Withdrawal Program at any time and we will notify you prior to exercising that right.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Benefits Available Under the Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;">  </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following tables summarize information about the benefits available under the contract. This prospectus utilizes a Rate Sheet Prospectus Supplement to provide the current rates and percentages for the available Living Benefit, including the current initial annual fee rate. To obtain a copy, please visit www.corebridgefinancial.com/ProductProspectuses. </span><span style="font-family:Times New Roman;font-size:10.0pt;">The availability of contract benefits may vary depending on the broker-dealer firm through which the contract is sold. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">See APPENDIX M - BROKER-DEALER VARIATIONS in the prospectus for additional information.</span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Standard Benefits (No Additional Charge)</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions / Limitations</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Contract Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">equal to the contract value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div></div></td></tr> <tr style="height:114pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Fixed Accounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Interest is credited to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">amounts allocated to a DCA </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account and your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">money is systematically </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">transferred from the DCA </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account to one or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">more investment options </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">over a specified period of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">time</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be funded with </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">a Purchase Payment, not transferred contract value</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum funding requirements apply</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Only </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month, 12-Month, and 2-Year DCA Fixed Accounts may be </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">available</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Availability may be restricted based on </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">date of contract issuance and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">election of optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The interest rates applicable to the DCA Fixed Accounts may differ from </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">those applicable to any other Fixed Account but will never be less than </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the minimum guaranteed interest rate specified in your contract</span></div></div></td></tr> <tr style="height:74pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">systematic transfers of a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">specified dollar amount or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of contract value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">from an investment option </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to one or more eligible </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investment options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis and will not count towards </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the number of free transfers per contract year</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum per transfer is $100 regardless of source account</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the DCA Program and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfer the remaining money according to the current allocation </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">instructions on file</span></div></div></td></tr> <tr style="height:84pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investments periodically </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">rebalanced to your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">pre-selected percentages</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Rebalancing may occur on a quarterly, semi-annual, or annual basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Updated rebalancing instructions must be provided upon making a </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">non-automatic transfer, otherwise rebalancing instructions will be </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">automatically updated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the Automatic Asset </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Rebalancing Program</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">If you elect </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">an optional Living Benefit, we will automatically enroll you in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the Automatic Asset Rebalancing Program with quarterly rebalancing</span></div></div></td></tr> <tr style="height:54pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Systematic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to receive </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">periodic withdrawals from </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">your contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum withdrawal amount is $100</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may occur on a monthly, quarterly, semi-annual, or annual </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Participation in program may be restricted if optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elected</span></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Payment Plan</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to make </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">automatic Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payments</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum requirements for the initial and subsequent Purchase Payments </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">and age restrictions apply</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> available with election of certain Living Benefit features</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Optional Benefits Available For Election</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions/ Limitations</span></div></div></td></tr> <tr style="height:264pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Max Living </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want the guarantee of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Income Credits prior to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered Person(s) must be age 50-80 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Income Credits not available after guaranteed withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span></div></div></td></tr> <tr style="height:264pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Plus Daily Flex </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Living Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want greater investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">option flexibility and more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">frequent step-up </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">opportunities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered person(s) must be age 45-80 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum Income Base not available after guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Return of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payment Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greater of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value or Net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.15</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">average daily net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">asset value allocated </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 86 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit has been elected</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue </span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Optional Benefits Available For Election </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;">(continued)</span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;line-height:1.86pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions/ Limitations</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Maximum </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Anniversary </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greatest of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value, Net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments, or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">highest contract value on an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">eligible contract anniversary</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">average daily net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">asset value allocated </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 81 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit was elected</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Standard Benefits (No Additional Charge)</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:14.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions / Limitations</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Contract Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">equal to the contract value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div></div></td></tr> <tr style="height:114pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Fixed Accounts</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Interest is credited to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">amounts allocated to a DCA </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account and your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">money is systematically </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">transferred from the DCA </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account to one or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">more investment options </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">over a specified period of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">time</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be funded with </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">a Purchase Payment, not transferred contract value</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum funding requirements apply</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Only </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month, 12-Month, and 2-Year DCA Fixed Accounts may be </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">available</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Availability may be restricted based on </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">date of contract issuance and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">election of optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The interest rates applicable to the DCA Fixed Accounts may differ from </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">those applicable to any other Fixed Account but will never be less than </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the minimum guaranteed interest rate specified in your contract</span></div></div></td></tr> <tr style="height:74pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">systematic transfers of a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">specified dollar amount or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of contract value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">from an investment option </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to one or more eligible </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investment options</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis and will not count towards </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the number of free transfers per contract year</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum per transfer is $100 regardless of source account</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the DCA Program and </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfer the remaining money according to the current allocation </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">instructions on file</span></div></div></td></tr> <tr style="height:84pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Rebalancing</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investments periodically </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">rebalanced to your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">pre-selected percentages</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Rebalancing may occur on a quarterly, semi-annual, or annual basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Updated rebalancing instructions must be provided upon making a </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">non-automatic transfer, otherwise rebalancing instructions will be </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">automatically updated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the Automatic Asset </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Rebalancing Program</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">If you elect </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">an optional Living Benefit, we will automatically enroll you in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the Automatic Asset Rebalancing Program with quarterly rebalancing</span></div></div></td></tr> <tr style="height:54pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Systematic Withdrawal </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Program</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to receive </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">periodic withdrawals from </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">your contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum withdrawal amount is $100</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may occur on a monthly, quarterly, semi-annual, or annual </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">basis</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Participation in program may be restricted if optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elected</span></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:117.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Payment Plan</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to make </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">automatic Purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payments</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:302.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum requirements for the initial and subsequent Purchase Payments </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">and age restrictions apply</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> available with election of certain Living Benefit features</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Optional Benefits Available For Election</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions/ Limitations</span></div></div></td></tr> <tr style="height:264pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Max Living </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want the guarantee of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Income Credits prior to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered Person(s) must be age 50-80 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Income Credits not available after guaranteed withdrawals </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span></div></div></td></tr> <tr style="height:264pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Plus Daily Flex </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Living Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want greater investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">option flexibility and more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">frequent step-up </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">opportunities.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">2.50</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Income Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered person(s) must be age 45-80 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum Income Base not available after guaranteed </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawals are activated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Return of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payment Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greater of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value or Net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.15</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">average daily net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">asset value allocated </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 86 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit has been elected</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue </span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Optional Benefits Available For Election </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;">(continued)</span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;line-height:1.86pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Name of </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Brief Description of Restrictions/ Limitations</span></div></div></td></tr> <tr style="height:101.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:69.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Maximum </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Anniversary </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Value Death </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:120pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greatest of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value, Net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments, or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">highest contract value on an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">eligible contract anniversary</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:96pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.40</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">%</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(as a percentage of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">average daily net </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">asset value allocated </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">to the Variable </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Portfolios)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:254.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 81 at time of election</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit was elected</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Contract Value Death </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">equal to the contract value</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Fixed Accounts</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Interest is credited to </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">amounts allocated to a DCA </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account and your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">money is systematically </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">transferred from the DCA </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Fixed Account to one or </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">more investment options </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">over a specified period of </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">time</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be funded with </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">a Purchase Payment, not transferred contract value</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum funding requirements apply</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Only </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month, 12-Month, and 2-Year DCA Fixed Accounts may be </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">available</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Availability may be restricted based on </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">date of contract issuance and </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">election of optional benefits</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The interest rates applicable to the DCA Fixed Accounts may differ from </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">those applicable to any other Fixed Account but will never be less than </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the minimum guaranteed interest rate specified in your contract</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Dollar Cost Averaging </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">(DCA) Program</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">systematic transfers of a </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">specified dollar amount or </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">percentage of contract value </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">from an investment option </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">to one or more eligible </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investment options</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Transfers may only occur on a monthly basis and will not count towards </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the number of free transfers per contract year</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum per transfer is $100 regardless of source account</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fixed Account options are not eligible to receive DCA transfers</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the DCA Program and </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">transfer the remaining money according to the current allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">instructions on file</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Asset </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Rebalancing</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to have your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">investments periodically </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">rebalanced to your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">pre-selected percentages</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Rebalancing may occur on a quarterly, semi-annual, or annual basis</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Updated rebalancing instructions must be provided upon making a </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">non-automatic transfer, otherwise rebalancing instructions will be </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">automatically updated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Upon notification of your death, we will terminate the Automatic Asset </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">Rebalancing Program</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">If you elect </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">an optional Living Benefit, we will automatically enroll you in </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">the Automatic Asset Rebalancing Program with quarterly rebalancing</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Systematic Withdrawal </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Program</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to receive </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">periodic withdrawals from </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">your contract</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum withdrawal amount is $100</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may occur on a monthly, quarterly, semi-annual, or annual </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">basis</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Participation in program may be restricted if optional Living Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elected</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Automatic Payment Plan</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allows you to make </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">automatic Purchase </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payments</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum requirements for the initial and subsequent Purchase Payments </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">and age restrictions apply</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> available with election of certain Living Benefit features</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Max Living </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want the guarantee of </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Income Credits prior to </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Activation Date</span> 0.0250 <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered Person(s) must be age 50-80 at time of election</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Income Credits not available after guaranteed withdrawals </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">are activated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Polaris Income </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Plus Daily Flex </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Living Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">A guaranteed minimum </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">withdrawal benefit, </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">designed for individuals who </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">want greater investment </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">option flexibility and more </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">frequent step-up </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">opportunities.</span> 0.0250 <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Covered person(s) must be age 45-80 at time of election</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawal percentages depend on the Income Option you </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">elect and the number and age of Covered Person(s) when </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">guaranteed withdrawals are activated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">All withdrawals before guaranteed withdrawals are activated </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">may significantly reduce or terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Excess withdrawals after guaranteed withdrawals are </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">activated may significantly reduce or terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Minimum Income Base not available after guaranteed </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">withdrawals are activated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Investment requirements limit available investment options</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Purchase Payments subject to additional restrictions</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be cancelled by you prior to the </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">5th benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">anniversary</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Certain events will automatically terminate the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be re-elected or reinstated after termination</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional Living Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Fee may be deducted pro rata from variable portfolios only in </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">certain states. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Please see APPENDIX E – STATE </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">CONTRACT AVAILABILITY AND/OR VARIABILITY </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:9.0pt;">for specific states.</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Return of </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Payment Death </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greater of </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value or Net </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments</span> 0.0015 <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 86 at time of election</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit has been elected</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue </span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Maximum </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Anniversary </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Value Death </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Provides a death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">based on the greatest of </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">contract value, Net </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Purchase Payments, or </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">highest contract value on an </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">eligible contract anniversary</span> 0.0040 <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May be elected only at time of contract issue</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Must be younger than age 81 at time of election</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Death benefit calculated differently depending on whether an </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">optional Living Benefit was elected</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">Withdrawals may significantly reduce the benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">May not be available for election through the broker-dealer </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is affiliated</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:2.07pt;">The broker-dealer with which your </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">financial representative is </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">affiliated may require you to elect an optional death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:9.0pt;">at time of contract issue</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Optional Living Benefits</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;"> </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">General Information Applicable to All Living Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">These optional Living Benefits are designed for individuals and their spouses who are seeking participation in the growth potential of the stock market and desire protection features that provide guaranteed lifetime/retirement income. The Living Benefits are designed to provide the contract owner(s) lifetime income with the flexibility to activate income at any time. Polaris Income Max allows the contract owner guaranteed rising income through Income Credits prior to the Activation Date. Polaris Income Plus Daily Flex allows the contract owner greater flexibility of investment options while providing the ability for the Income Base to step up more frequently to Step-up Values. If a contract is jointly owned by non-spousal joint Owners (which can include Domestic Partners) and either Owner dies, the surviving Owner must make an election in accordance with the death benefit provisions of the contract in compliance with the IRC, which terminates the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see DEATH BENEFITS below</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. Accordingly, the surviving Owner may not receive the full benefit of the Living Benefits. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Please note that not all Living Benefits, investment options and/or Income Options may be available through the broker-dealer with which your financial representative is affiliated. Please check with your financial representative for availability and additional restrictions. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawals taken may be subject to a 10% IRS tax penalty if you are under age 59½ at the time of the withdrawal. For information about how the Living Benefit is treated for income tax purposes, you should consult a qualified tax adviser concerning your particular circumstances. In addition, if you have a Qualified contract, tax law and the terms of the plan may restrict withdrawal amounts.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Depending on the broker-dealer with which your financial representative is affiliated, in order to purchase your contract, you may be required to elect a living benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Certain Living Benefits are no longer offered or have changed since first being offered. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If your contract was issued prior to May 1, 2023, please see Appendix F for details regarding those benefits.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Below is a glossary of Living Benefit Terms and a summary of the key features of the optional Living Benefits offered in your contract. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Glossary of Living Benefit Terms </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The date on which your Lifetime Income is activated. Upon activation of Lifetime Income, changes cannot be made to the Covered Person(s) or Income Options. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Anniversary Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The contract value on any Benefit Year Anniversary. The Continuation Contribution, if applicable, is included in the calculation of Anniversary Values. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see SPOUSAL CONTINUATION below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Benefit Effective Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The date the Living Benefit is elected. The Benefit Effective Date is the same as the Contract Issue Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Benefit Quarter </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Each consecutive 3 month period starting on the Benefit Effective Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Benefit Quarter Anniversary </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The date following each consecutive 3 month period starting on the Benefit Effective Date. If the next Benefit Quarter Anniversary has no corresponding date, then the Benefit Quarter Anniversary will be deemed to be the following day. For example, if a Benefit Quarter Anniversary is November 29, the next Benefit Quarter Anniversary would be February 29 of the following year; however, in a non-Leap Year, there is no corresponding date. Therefore, the next Benefit Quarter Anniversary would be March 1. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Benefit Year </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Each consecutive one year period starting on the Benefit Effective Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Benefit Year Anniversary </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The date on which each Benefit Year begins. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Contract Year </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Each consecutive one year period starting on the Contract Issue Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Covered Person(s) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The person, or persons, whose lifetime withdrawals are guaranteed under the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Covered Person Changes </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Covered Person(s) may be changed in the event of Life Change Event prior to or on the Activation Date. No further changes may be made to the Covered Person(s) after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawal </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal, or portion of a withdrawal, that is taken in a Benefit Year after the Activation Date and exceeds the greater of the Maximum Annual Withdrawal Amount or the Required Minimum Distribution amount as calculated by the Annuity Service Center. An Excess Withdrawal will cause the Income Base and the Maximum Annual Withdrawal Amount to be recalculated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Higher Anniversary Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">For Polaris Income Max, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the current Anniversary Value that is greater than the current Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Income Base is a value used to determine the Living Benefit fee and the maximum amount that may be withdrawn each Benefit Year after the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">without reducing the Income Base. The Income Base is also used to determine the amount paid each year over the lifetime of the Covered Person(s), if and when the contract value is reduced to zero, but the Income Base is still greater than zero, or upon the Latest Annuity Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Applicable to Polaris Income Max only,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Credit is an amount that may be added to the Income Base prior to the Activation Date as shown in the following table:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:40.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:68pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Optional</span></div> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Living Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Income Credit</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">(as a percentage of </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">the Income Credit </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Base)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:108pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Income </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Credit Availability Prior to </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">the Activation Date</span></div></div></td></tr> <tr style="height:50pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:68pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Polaris</span></div> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Income Max</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:82pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The applicable Income </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Credit Percentage is </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">provided in the Rate </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Sheet Supplement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:108pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The Income Credit Base and </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base are reduced </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">proportionately for any </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">withdrawals taken prior to </span></div> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">the Activation Date</span></div></div></td></tr> <tr style="height:28.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:68pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Polaris</span></div> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Income Plus</span></div> <div style="margin-left:4pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Daily Flex</span></div></div></td> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:190pt;border-right:0.5pt solid #000000;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Not available</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Applicable to Polaris Income Max only,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Credit Base is used solely as a basis for calculating the Income Credit prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Applicable to Polaris Income Max only</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, a percentage of the Income Credit Base used to determine the Income Credit amount prior to the Activation Date. The current Income Credit Percentage is provided in the Rate Sheet Supplement that must accompany this prospectus. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Option </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Income Option is elected by You at contract issue. The Maximum Annual Withdrawal Amounts and Protected Income Payments offered in each Income Option vary by age and whether you elect one or two Covered Persons. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Option Change </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">A one-time opportunity to change the Income Option of your initial Living Benefit election on the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Investment Requirements </span><span style="font-family:Times New Roman;font-size:10.0pt;">In order to elect the Living Benefit, you must invest your money in accordance with certain requirements outlined under </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">in APPENDIX A - INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="font-family:Times New Roman;font-size:10.0pt;">. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Life Change Event </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">A change to the Covered Person(s) upon marriage, divorce or death if prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Lifetime Income </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal taken on or after the Activation Date that is all or part of the Maximum Annual Withdrawal Amount or Protected Income Payment. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The maximum amount that may be withdrawn each Benefit Year on or after activating Lifetime Income and while the contract value is greater than zero without reducing the Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The percentage used to determine the Maximum Annual Withdrawal Amount available for withdrawal each Benefit Year after activating Lifetime Income and while the contract value is greater than zero. The current Maximum Annual Withdrawal Percentages are provided in the Rate Sheet Supplement that must accompany this prospectus. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Applicable to Polaris Income Plus Daily Flex only, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">a percentage by which the Minimum Income Base may increase on each Benefit Year Anniversary until the Activation Date. The current Minimum Income Base Percentage is provided in the Rate Sheet Supplement that must accompany this prospectus. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Applicable to Polaris Income Plus Daily Flex only, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the Minimum Income Base is a guaranteed minimum amount of the Income Base calculated on each Benefit Year Anniversary prior to the Activation Date. An annual Minimum Income Base Percentage will be applied to Purchase Payments received prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal taken prior to the Activation Date will proportionately reduce all Purchase Payments used in the calculation of the Minimum Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The amount to be paid each year over the lifetime of the Covered Person(s) after the Activation Date, if and when the contract value is reduced to zero, but the Income Base is still greater than zero or if the Latest Annuity Date has been reached. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The percentage used to determine the Protected Income Payment. The current Protected Income Payment Percentages are provided in the Rate Sheet Supplement that must accompany this prospectus. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Step-up Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect Polaris Income Plus Daily Flex, the Step-Up Value is used to determine the Income Base on a daily basis. The Step-Up Value is equal to the current contract value on any day where the current contract value is greater than the current Income Base due to favorable market performance. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable Initial Annual Fee Rate, Income Credit Percentage, Minimum Income Base Percentage, Maximum Annual Withdrawal Percentages and Protected Income Payment Percentages. If you need another copy of the prospectus or Rate Sheet Supplement, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet prospectus supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762.</span> <span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Overview of Living Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The optional Living Benefits are designed to help you create a guaranteed income stream based on a series of withdrawals you may take from your contract that may last as long as you live, or as long as you and your spouse live. As long as you take these withdrawals within the parameters of the Living Benefit, you will receive a guaranteed income stream for life even if the entire contract value has been reduced to zero. Alternatively, you should know that you may also receive annuity income payments for life if you annuitize your contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ANNUITY INCOME OPTIONS below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may elect one of the optional Living Benefits, both of which are guaranteed minimum withdrawal benefits, for an additional fee only at the time of contract issue. The Living Benefits may offer protection in the event your contract value declines due to unfavorable investment performance, if you live longer than expected or combination of these factors. You may never need to rely on this protection as the benefit’s value is dependent on your contract’s performance, your withdrawal activity and your longevity. If you do not expect to take any withdrawals, then electing the Living Benefit would not be appropriate. Though the optional Living Benefits offer additional protections, the additional fee associated with the benefits has the impact of reducing the net investment return. If you elect a Living Benefit, prior to activating Lifetime Income, any withdrawal that reduces the contract value to zero will terminate the contract including its optional Living Benefit. However, although market performance and fees can reduce the contract value to zero, they will not result in the termination of your contract and its benefits. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit; therefore, election of the Living Benefit may not be appropriate for a contract owner who intends to take withdrawals greater than the Maximum Annual Withdrawal Amount allowable under the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see POLARIS INCOME MAX and POLARIS INCOME PLUS DAILY FLEX</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> below for a more detailed description of each Living Benefit following the summary for information regarding how the benefit works, its availability, applicable restrictions, fees and additional considerations. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">You should consider each Living Benefit thoroughly and understand it completely before deciding to elect a Living Benefit. </span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Max and Polaris Income Plus Daily Flex </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How does Polaris Income Max work? </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Max</span><span style="font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">®</span><span style="font-family:Times New Roman;font-size:10.0pt;"> locks in the greater of two values to determine the Income Base. The Income Base is initially equal to the first Purchase Payment. The Income Base is automatically locked in on each Benefit Year Anniversary, as the greater of (1) the Higher Anniversary Value, or (2) the Income Base increased by any available Income Credit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Max offers guaranteed lifetime income plus the opportunity to increase income by locking in the greater of either the contract’s Higher Anniversary Value, or an Income Base with an annual Income Credit, if any. If you elect Polaris Income Max, you may choose from Income Options 1, 2 or 3, but must elect the date on which your Lifetime Income is activated (the “Activation Date”). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Max allows you flexibility to make a one-time change to your initial elections of: 1) Covered Person(s) (the “Covered Person Change”) and 2) Income Options (the “Income Option Change”) on the Activation Date. The Covered Person Change is also permitted where there is a marriage, divorce, or death prior to the Activation Date (the “Life Change Event”) of one of the original Covered Person(s). You may take withdrawals prior to the Activation Date and those withdrawals will not lock in the Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. However withdrawals taken prior to the Activation Date will reduce the Income Base, Income Credit Base, and Purchase Payments in the same proportion by which the contract value is reduced by the withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The annual Income Credit is an amount we may add to the Income Base each year prior to the Activation Date. The Income Credit is determined by multiplying the Income Credit Percentage by the Income Credit Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Prior to Activation Date, if withdrawals are taken, the Income Credit amount is reduced because it will be based on the proportionately reduced Income Credit Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or after the Activation Date, the Income Credit will no longer be available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see “</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">How do increases to the Income Base and Income Credit Base work under Polaris Income Max?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;line-height:10.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How does Polaris Income Plus Daily Flex work? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Plus Daily Flex</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> offers guaranteed lifetime income plus the opportunity to increase income by locking in Step-up Values. If you elect Polaris Income Plus Daily Flex, you may choose from Income Options 1, 2, or 3, but must elect the date on which your Lifetime Income is activated (the “Activation Date”). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Plus Daily Flex allows you flexibility to make a one-time change to your initial elections of: 1) Covered </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Person(s) (the “Covered Person Change”) and 2) Income Option (the “Income Option Change”) on the Activation Date. The Covered Person(s) Change is permitted where there is a marriage, divorce, or death prior to the Activation Date (the “Life Change Event”) of the original Covered Person(s). At least one of the original named Covered Person(s) must remain on the contract. You may take withdrawals prior to the Activation Date and those withdrawals will not lock in the Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. However, withdrawals taken prior to the Activation date will reduce the Income Base and Purchase Payments in the same proportion by which the contract value is reduced by the withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Prior to the Activation Date, the Income Base step-ups, if any, occur on a daily basis. The Income Base is the basis for the Covered Person(s)’ Lifetime Income. The Income Base is initially equal to the first Purchase Payment, increased by any subsequent Purchase Payments, if any, and reduced proportionately for any withdrawals made. In addition, you will be eligible for the Minimum Income Base on every Benefit Year Anniversary prior to the Activation Date. The Minimum Income Base is a specified percentage of the Purchase Payment(s). The Purchase Payment(s) used to calculate the Minimum Income Base are reduced for any withdrawals taken prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or after the Activation Date, the Minimum Income Base will no longer increase on future Benefit Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see “</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">How do increases to the Income Base work under Polaris Income Plus Daily Flex?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the differences between Polaris Income Max and Polaris Income Plus Daily Flex?</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-style:italic;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Living Benefit </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Parameter</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Polaris Income Max</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Polaris Income Plus </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Daily Flex</span></div></div></td></tr> <tr style="height:90pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">This Living Benefit is </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">suitable for the type of </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investor</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Who wants the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">guarantee of Income </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Credits prior to the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Who wants the greater </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">flexibility of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options and </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">wants a Living Benefit </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">that provides the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">ability for the Income </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Base to step up more </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">frequently to Step-up </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Values.</span></div></div></td></tr> <tr style="height:175.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Minimum Income Base</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Minimum Income </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Base: a Minimum </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Percentage is applied </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">annually to Purchase </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Payments received </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">prior to the Activation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date. Any withdrawals </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">taken prior to the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Activation Date will </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">proportionately reduce </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">all Purchase Payments </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">used in the calculation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">of the Minimum </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base. No </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">further adjustments </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">are made on or after </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">the Activation Date.</span></div></div></td></tr> <tr style="height:90pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit – Prior </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">to the Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">available – the Income </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Credit Base and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base are </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">reduced </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">proportionately for any </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">withdrawals taken </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">prior to the Activation </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit – On or </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">After the Activation </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td></tr> <tr style="height:23.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Frequency of Step-up </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Values</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Annually</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Daily</span></div></div></td></tr> <tr style="height:131.0pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Investment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Requirements</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">20% in Secure Value </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Account</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">80% in Variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(total of 18 </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">10% in Secure Value </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Account</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">90% in Variable </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Asset Allocation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios (37 </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options)</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">or</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">90% in Build Your </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Own Allocation</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(76 investment options </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">that cross 12 asset </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">classes)</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please consult with your financial representative regarding which Living Benefit is appropriate for you. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The Initial Annual Fee Rate, Minimum Income Base Percentage, Maximum Annual Withdrawal Percentages, Protected Income Payment Percentages, and Income Credit Percentage are set forth in the Rate Sheet Supplement that must accompany this prospectus. If you </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">need another copy of the prospectus or Rate Sheet Supplement, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet prospectus supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Are there investment requirements if I elect a Living Benefit? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Yes, you must allocate your assets, including Purchase Payments and the Continuation Contribution, if any, to a combination of the Secure Value Account and Variable Portfolios as detailed below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">With respect to amounts allocated to the Secure Value Account, the crediting interest rate will never be less than the guaranteed minimum interest rate specified in your contract. The crediting interest rate, once established, will not change for each allocation to the Secure Value Account for the duration of the guarantee period. The guarantee period for the Secure Value Account is a one year period that automatically renews every year from the date of each allocation to the Secure Value Account, unless the Living Benefit has been cancelled. Each allocation to the Secure Value Account may have different crediting interest rates. You may not reallocate your money in the Secure Value Account to a DCA Fixed Account or Fixed Account, if available, or to the Variable Portfolios at any time unless the Living Benefit is cancelled. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may use available DCA Fixed Accounts to invest your target allocations in accordance with the investment requirements. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> in APPENDIX A - INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT for specific investment requirements applicable to your Living Benefit.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do my investment requirements impact my feature and contract? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Before you elect a Living Benefit, you should carefully consider whether the investment requirements associated with the Living Benefits meet your investment objectives and risk tolerance. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The investment requirements may reduce the need to rely on the guarantees provided by these Living Benefits because they allocate your investment across asset classes and potentially limit exposure to market volatility. As a result, you may have better, or worse, investment returns by allocating your investments more aggressively. Therefore, the investment restrictions reduce the Company’s risk that the contract value will be reduced to zero before the Covered Person(s)’ death. Withdrawals taken while the contract value is greater than zero are withdrawals of the contract owner’s own money. Thus, these investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">restrictions would reduce the likelihood that the Company would use its own assets to make payments in connection with the Living Benefit guarantee. You may never need to rely on this protection as the benefit’s value is dependent on your contract’s performance, your withdrawal activity and your longevity. Though the optional Living Benefits offer additional protections, the additional fee associated with the benefits has the impact of reducing the net investment return. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please consult your financial representative regarding which Variable Portfolios are appropriate for the Living Benefit you elected</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. </span><span style="font-family:Times New Roman;font-size:10.0pt;">To be considered in Good Order, your allocation instructions for any Purchase Payment as well as your target allocations if you invest in a DCA Fixed Account must comply with the investment requirements, provided under </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> in APPENDIX A - INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="font-family:Times New Roman;font-size:10.0pt;">, for the amount not invested in the Secure Value Account. You may not transfer any amounts between the Secure Value Account and the Variable Portfolios or DCA Fixed Accounts. The Secure Value Account may not be used as a target account if you are using the DCA Program to comply with investment requirements. You may not request any specific amount of any withdrawal to be deducted solely from the Secure Value Account. Rather, any withdrawal reduces the amount invested in the Secure Value Account in the same proportion that the withdrawal reduces the contract value. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We may revise the investment requirements for any existing contract to the extent that Variable Portfolios are added, deleted, substituted, merged or otherwise reorganized. We will promptly notify you in writing of any changes to the investment requirements due to additions, deletions, substitutions, mergers or reorganizations of the investment options. The required allocation percentage to the Secure Value Account will not change for the life of your contract. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Rebalancing and Investment Requirements </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will automatically enroll you in the Automatic Asset Rebalancing Program with quarterly rebalancing. If rebalancing instructions are not provided, we will align your rebalancing allocations with your Purchase Payment allocation instructions, or if using a DCA Fixed Account, your target DCA instructions. We require quarterly rebalancing because market performance, transfers, and withdrawal activity may result in your contract’s allocations going outside these requirements. Quarterly rebalancing will ensure that your allocation will continue to comply with the investment requirements for this feature. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Automatic transfers and/or systematic withdrawals will not result in rebalancing before the next automatic quarterly rebalancing occurs. The day following any transfer or withdrawal you initiate, we will rebalance in accordance with your most current and compliant Automatic Asset Rebalancing instructions on file. If you do not provide new rebalancing instructions at the time you initiate a transfer, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we will update your ongoing rebalancing instructions to reflect the percentage allocations resulting from that transfer (“Default Rebalancing Instructions”) which will replace any previous rebalancing instructions you may have provided. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If at any point, for any reason, your rebalancing instructions would result in allocations inconsistent with the investment requirements, we will revert to the last compliant instructions on file. You can modify your rebalancing instructions, as long as they are consistent with the investment requirements, at any time by calling the Annuity Service Center. If we cannot complete automatic rebalancing according to your current instructions due to Variable Portfolio changes (including closures, substitutions, or mergers), we reserve the right to allocate the applicable amounts that would have been transferred to the impacted Variable Portfolio(s) to a money market option available under the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see AUTOMATIC ASSET REBALANCING PROGRAM above.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will not rebalance amounts in the Secure Value Account or DCA Fixed Accounts under the Automatic Asset Rebalancing Program.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the factors used to calculate Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Lifetime Income offered by Polaris Income Max is calculated by considering the factors described below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">First,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine if the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Anniversary Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">is the Higher Anniversary Value. The Anniversary Value equals your contract value on any Benefit Year Anniversary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Second,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which initially is equal to the first Purchase Payment. The Income Base is increased by each Purchase Payment received and is reduced proportionately for any withdrawals taken prior to the Activation Date and Excess Withdrawals taken on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Third,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which is used solely as a basis for calculating the Income Credit prior to the Activation Date. The initial Income Credit Base is equal to the first Purchase Payment. The Income Credit Base is increased by each Purchase Payment received and is reduced proportionately for any withdrawals taken prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fourth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. The Income Credit is equal to the applicable Income Credit Percentage multiplied by the Income Credit Base on each Benefit Year Anniversary, prior to the Activation Date. On or after the Activation Date, the Income Credit will no longer be available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fifth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum percentage of the Income Base that can be withdrawn each Benefit Year on or after the Activation Date and while the contract value is greater than zero, without reducing the Income Base. If your contract value is reduced to zero after the Activation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Date but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> represents the percentage of the Income Base you will receive each Benefit Year thereafter until the death of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage are determined by three factors upon the Activation Date: 1) whether there is one or two Covered Person(s); 2) the age of the Covered Person(s); and 3) the Income Option elected. Additionally, if applicable to the Income Option you elect, the Protected Income Payment Percentage may differ depending on whether withdrawals are taken before age 65 and if a new Higher Anniversary Value is achieved on or after the Covered Person(s) 65th birthday. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable Maximum Annual Withdrawal Percentage, Protected Income Payment Percentage, and Income Credit Percentage. If you need another copy of the prospectus or Rate Sheet Supplement, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet Supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Sixth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum amount that may be withdrawn each Benefit Year on or after the Activation Date, while the contract value is greater than zero, without reducing the Income Base. The Maximum Annual Withdrawal Amount is calculated by multiplying the Income Base by the applicable Maximum Annual Withdrawal Percentage. If your contract value is reduced to zero after activating Lifetime Income, but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> is determined by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Finally</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, if any. Excess Withdrawals are withdrawals taken after the Activation Date that exceed the Maximum Annual Withdrawal Amount in any Benefit Year. An Excess Withdrawal reduces your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal reduces the Income Base in the same proportion by which the contract value is reduced by the Excess Withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What are the effects of withdrawals on Polaris Income Max?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix D for detailed numerical examples of how your Living Benefit is calculated. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the factors used to calculate Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Lifetime Income offered by Polaris Income Plus Daily Flex is calculated by considering the factors described below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">First,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Step-up Values</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> which are values used to determine the Income Base. The initial Step-up Value is equal to the contract value. Then, on any day that the contract value is greater than the Income Base on that day, the Income Base is stepped up to that value. The Step-up Value is determined daily prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Second,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Base, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which initially is equal to the first Purchase Payment. The Income Base is increased by each subsequent Purchase Payment received, and is reduced proportionately for any withdrawals taken prior to the Activation Date and Excess Withdrawals taken on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Third,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> if you do not activate Lifetime Income before each Benefit Year Anniversary up to the Activation Date, an annual </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> will be applied to Purchase Payments received. Further, any withdrawals taken prior to activating Lifetime Income will proportionately reduce the Purchase Payments used in the calculation of the Minimum Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fourth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum percentage of the Income Base that can be withdrawn each Benefit Year on or after the Activation Date and while the contract value is greater than zero, without reducing the Income Base. If your contract value is reduced to zero after the Activation Date but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">represents the percentage of the Income Base you will receive each Benefit Year thereafter until the death of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage are determined by three factors upon the Activation Date: 1) whether there is one or two Covered Person(s); 2) the age of the Covered Person(s); and 3) the Income Option elected. Additionally, if applicable to the Income Option you elect, the Protected Income Payment Percentage may differ depending on whether withdrawals are taken before age 65 and if a new Higher Anniversary Value is achieved on or after the Covered Person(s) 65th birthday. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable Minimum Income Base Percentage, Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. If you need another copy of the prospectus, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet prospectus supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fifth,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum amount that may be withdrawn each Benefit Year on or after the Activation Date, while the contract value is greater than zero, without </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">reducing the Income Base. The Maximum Annual Withdrawal Amount is calculated by multiplying the Income Base by the applicable Maximum Annual Withdrawal Percentage. If your contract value is reduced to zero after activating Lifetime Income, but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">is determined by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Finally</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, if any. Excess Withdrawals are withdrawals taken after the Activation Date that exceed the Maximum Annual Withdrawal Amount in any Benefit Year. An Excess Withdrawal reduces your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal reduces the Income Base in the same proportion by which the contract value is reduced by the Excess Withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What are the effects of withdrawals on Polaris Income Plus Daily Flex?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix D for detailed numerical examples of how your Living Benefit is calculated.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do increases to the Income Base and Income Credit Base work under Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On each Benefit Year Anniversary, prior to the Activation Date, the Income Base is automatically increased to the greater of (1) the Higher Anniversary Value; or (2) the current Income Base plus the Income Credit, if any. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On each Benefit Year Anniversary prior to the Activation Date, if the Income Base is increased to a Higher Anniversary Value, the Income Credit Base is also automatically increased to that Higher Anniversary Value. The Income Credit Base is not increased if an Income Credit is added to the Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Increases to your Income Base occur on Benefit Year Anniversaries while the contract value is greater than zero. However, Purchase Payments increase your Income Base and Income Credit Base at the time they are received. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Since Higher Anniversary Values are determined only on the Benefit Year Anniversaries, your Income Base and Income Credit Base will not increase if your contract value is higher on days other than the Benefit Year Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or After Activation Date, the Maximum Annual Withdrawal Amount is recalculated each time there is an increase in the Income Base. Accordingly, if the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do increases to the Income Base work under Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Prior to the Activation Date,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased daily to the Step-up Value and by subsequent Purchase Payments, if any. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, prior to the Benefit Year Anniversary, the Income Base will be increased to at least the Minimum Income Base on the Benefit Year Anniversary as a specified percentage of the Purchase Payments. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">On or after the Activation Date,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased only on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the Activation Date (“first look-back”) or, if one or more Excess Withdrawals have been taken in that Benefit Year, to the Higher Step-up Value since the last Excess Withdrawal. The Income Base will no longer be increased to the Minimum Income Base on the Benefit Year Anniversary on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">After the first look-back,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased only on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the last Benefit Year Anniversary. If one or more Excess Withdrawals have been taken in that Benefit Year, the Income Base is increased on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the last Excess Withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the effects of withdrawals on Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Amount, the Income Base and the Income Credit Base may change over time as a result of the timing and amount of any withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">Prior to the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal, including penalty-free withdrawals, in a Benefit Year reduces the Income Base and Income Credit Base on the date the withdrawal occurs and in the same proportion by which the contract value is reduced by the withdrawal. This may result in a lower amount of Lifetime Income when Lifetime Income withdrawals are activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, any withdrawal taken will reduce the Income Credit. The reduction to the Income Credit Base will result in a lowered Income Credit amount being applied to the Income Base prior to the Activation Date. In addition, these withdrawals will not lock-in your Maximum Annual Withdrawal Percentage or Protected Income Payment Percentage, if applicable because your Lifetime Income withdrawals have not been activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">On or after the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Lifetime Income withdrawals during a Benefit Year that in total are less than or equal to the Maximum Annual Withdrawal Amount will not reduce the Income Base. However, if you choose to take less than the Maximum Annual Withdrawal Amount in any Benefit Year, you may not carry over the unused amount for withdrawal in subsequent years. Your Maximum Annual Withdrawal Amount in any year will not be recalculated solely as a result of taking less than the entire Maximum Annual Withdrawal Amount in the prior year. Please note that if you delay taking withdrawals for too long, you may limit the number of remaining years (due to your life expectancy) in which you may take withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Penalty-Free Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your Lifetime Income is free of withdrawal charges. However, if you take a withdrawal after the Activation Date which is greater than your Lifetime Income, that amount is treated as an Excess Withdrawal. Such withdrawal may be subject to charges and could result in your contract value being reduced to zero which would significantly reduce or eliminate the value of electing a Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, if you elected a Living Benefit and your Maximum Annual Withdrawal Amount (MAWA) on or after the Activation Date is $6,000 (assuming Maximum Annual Withdrawal Percentage of 6%, $100,000 Income Base and $100,000 Contract Value), your penalty-free withdrawal amount would be $10,000. That means that the $6,000 MAWA for that contract year would not be assessed a withdrawal charge because it is within the penalty-free withdrawal amount and was taken on or after the Activation Date. You may also take up to an additional $4,000 that contract year on or after the Activation Date as a penalty-free withdrawal amount; however, this $4,000 would be considered an Excess Withdrawal under the Living Benefit which proportionally reduces the Income Base and future Maximum Annual Withdrawal Amounts. In the event you take Excess Withdrawals on or after the Activation Date that are greater than your Maximum Annual Withdrawal Amount, your contract value could be reduced to zero. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, assume that your contract value is $106,000, your Income Base is $120,000, your Maximum Annual Withdrawal Amount is $6,000, and your Maximum Annual Withdrawal Percentage is 5%. Withdrawals greater than $6,000 would be an Excess Withdrawal. You request a withdrawal of $11,000, of which $5,000 is in excess of your Maximum Annual Withdrawal Amount. Your Income Base will be reduced proportionately to $114,000 as follows: $120,000 x {1 – [($11,000 - $6,000)/ ($106,000 - $6,000)]} = $114,000. The new Maximum Annual Withdrawal Amount will now be 5% of the Income Base: 5% x $114,000 which is $5,700. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals reduce your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal in a Benefit Year reduces the Income Base in the same proportion by which the contract value is reduced by the amount in excess of the Maximum Annual Withdrawal Amount (“Excess Withdrawal”). As a result of a reduction of the Income Base, the new Maximum Annual Withdrawal Amount will be equal to the reduced Income Base multiplied by the applicable Maximum Annual Withdrawal Percentage. The last recalculated Maximum Annual Withdrawal Amount in a given Benefit Year is available for withdrawal at the beginning of the next Benefit Year and may be lower than the previous Benefit Year’s Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value is less than the Income Base, Excess Withdrawals will reduce the Income Base by an amount which is greater than the amount of the Excess Withdrawal. The impact of withdrawals on specific factors is further explained below: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. If you take an Excess Withdrawal, the Maximum Annual Withdrawal Amount will be recalculated by multiplying the reduced Income Base by the existing Maximum Annual Withdrawal Percentage. This recalculated Maximum Annual Withdrawal Amount is available for withdrawal at the beginning of the next Benefit Year and may be lower than your previous Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the Income Base is greater than zero, but the contract value has been reduced to zero due to unfavorable investment performance, deduction of fees, or withdrawals within the Maximum Annual Withdrawal Amount, we will pay any remaining Maximum Annual Withdrawal Amount for the current Benefit Year. Thereafter, you will receive the Protected Income Payment each year over the remaining lifetime of the Covered Person(s) which is calculated by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. The Income Base is no longer increased on Benefit Year Anniversaries after the contract value has been reduced to zero. As a result, the Protected Income Payment is calculated once and will not change. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What happens if the contract value is reduced to zero while the Income Base is greater than zero?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All withdrawals from the contract, including Lifetime Income withdrawals, will reduce your contract value and your death benefit and may impact other provisions of your contract. Unfavorable investment experience and/or fees will also reduce your contract value. Lifetime Income withdrawals are deducted proportionately from each Variable Portfolio and Secure Value Account in which you are invested. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ACCESS TO YOUR MONEY above and EXPENSES below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the effects of withdrawals on Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Amount, the Income Base and the Purchase Payment(s) used in the calculation of the Minimum Income Base may change over time as a result of the timing and amount of any withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">Prior to the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal, including penalty-free withdrawals, in a Benefit Year reduces the Income Base on the date the withdrawal occurs and in the same proportion by which the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">contract value is reduced by the withdrawal. This may result in a lower amount of Lifetime Income when Lifetime Income withdrawals are activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, any withdrawal taken will reduce each Purchase Payment included in the calculation of the Minimum Income Base. The reduction to the Purchase Payment(s) will result in a lowered amount being applied to the Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">On or after the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Lifetime Income withdrawals during a Benefit Year that in total are less than or equal to the Maximum Annual Withdrawal Amount will not reduce the Income Base. However, if you choose to take less than the Maximum Annual Withdrawal Amount in any Benefit Year, you may not carry over the unused amount for withdrawal in subsequent years. Your Maximum Annual Withdrawal Amount in any year will not be recalculated solely as a result of taking less than the entire Maximum Annual Withdrawal Amount in the prior year. Please note that if you delay taking withdrawals for too long, you may limit the number of remaining years (due to your life expectancy) in which you may take withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Penalty-Free Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your Lifetime Income is free of withdrawal charges. However, if you take a withdrawal after the Activation Date which is greater than your Lifetime Income, that amount is treated as an Excess Withdrawal. Such withdrawal may be subject to charges and could result in your contract value being reduced to zero which would significantly reduce or eliminate the value of electing a Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, if you elected a Living Benefit and your Maximum Annual Withdrawal Amount (MAWA) on or after the Activation Date is $6,000 (assuming Maximum Annual Withdrawal Percentage of 6%, $100,000 Income Base and $100,000 Contract Value), your penalty-free withdrawal amount would be $10,000. That means that the $6,000 MAWA for that contract year would not be assessed a withdrawal charge because it is within the penalty-free withdrawal amount and was taken on or after the Activation Date. You may also take up to an additional $4,000 that contract year on or after the Activation Date as a penalty-free withdrawal amount; however, this $4,000 would be considered an Excess Withdrawal under the Living Benefit which proportionally reduces the Income Base and future Maximum Annual Withdrawal Amounts. In the event you take Excess Withdrawals on or after the Activation Date that are greater than your Maximum Annual Withdrawal Amount, your contract value could be reduced to zero. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, assume that your contract value is $106,000, your Income Base is $120,000, your Maximum Annual Withdrawal Amount is $6,000, and your Maximum Annual Withdrawal Percentage is 5%. Withdrawals greater than </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">$6,000 would be an Excess Withdrawal. You request a withdrawal of $11,000, of which $5,000 is in excess of your Maximum Annual Withdrawal Amount. Your Income Base will be reduced proportionately to $114,000 as follows: $120,000 x {1 – [($11,000 - $6,000)/ ($106,000 - $6,000)]} = $114,000. The new Maximum Annual Withdrawal Amount will now be 5% of the Income Base: 5% x $114,000 which is $5,700. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals reduce your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal in a Benefit Year reduces the Income Base in the same proportion by which the contract value is reduced by the amount in excess of the Maximum Annual Withdrawal Amount (“Excess Withdrawal”). As a result of a reduction of the Income Base, the new Maximum Annual Withdrawal Amount will be equal to the reduced Income Base multiplied by the applicable Maximum Annual Withdrawal Percentage. The last recalculated Maximum Annual Withdrawal Amount in a given Benefit Year is available for withdrawal at the beginning of the next Benefit Year and may be lower than the previous Benefit Year’s Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value is less than the Income Base, Excess Withdrawals will reduce the Income Base by an amount which is greater than the amount of the Excess Withdrawal. The impact of withdrawals on specific factors is further explained below: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. If you take an Excess Withdrawal, the Maximum Annual Withdrawal Amount will be recalculated by multiplying the reduced Income Base by the existing Maximum Annual Withdrawal Percentage. This recalculated Maximum Annual Withdrawal Amount is available for withdrawal at the beginning of the next Benefit Year and may be lower than your previous Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the Income Base is greater than zero, but the contract value has been reduced to zero due to unfavorable investment performance, deduction of fees, or withdrawals within the Maximum Annual Withdrawal Amount, we will pay any remaining Maximum Annual Withdrawal Amount for the current Benefit Year. Thereafter, you will receive the Protected Income Payment each year over the remaining lifetime of the Covered Person(s) which is calculated by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. The Income Base is no longer increased on Benefit Year Anniversaries after the contract value has been reduced to zero. As a result, the Protected Income Payment is </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">calculated once and will not change. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What happens if the contract value is reduced to zero while the Income Base is greater than zero?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">: If you activate Lifetime Income, the Minimum Income Base will no longer increase on future Benefit Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Look-back Periods:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If you take one or more Excess Withdrawals in a Benefit Year, the Income Base may be increased on the Benefit Year Anniversary by looking back only to the Higher Step-up Value since the last Excess Withdrawal. This means that if you take an Excess Withdrawal, you lose the opportunity to lock in a potentially higher Step-up Value that may have occurred prior to that Excess Withdrawal during that Benefit Year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All withdrawals from the contract, including Lifetime Income withdrawals, will reduce your contract value and your death benefit and may impact other provisions of your contract. Unfavorable investment experience and/or fees will also reduce your contract value. Lifetime Income withdrawals are deducted proportionately from each Variable Portfolio and Secure Value Account in which you are invested. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ACCESS TO YOUR MONEY above and EXPENSES below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How can I change my Income Option Election? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may change your Income Option election on the Activation Date. If you change your Income Option election on the Activation Date, an annualized fee applies. Once Lifetime Income begins, you may not change your Income Option election.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What is the fee for Polaris Income Max and Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The fee for Polaris Income Max and Polaris Income Plus Daily Flex is calculated as a percentage of the Income Base and deducted from the contract value on a quarterly basis beginning on the first Benefit Quarter Anniversary following the Benefit Effective Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX E - STATE CONTRACT AVAILABILITY AND/OR VARIABILITY for state specific information regarding the assessment of the fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. After the first Benefit Year, on each Benefit Quarter Anniversary, we will (1) deduct the fee in effect for the previous Benefit Quarter; and (2) determine the fee rate applicable to the next Benefit Quarter. In addition, if you change your Income Option on </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the Activation Date, your annual fee will increase on the next Benefit Quarter Anniversary. Please see fee table below: </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Max Fee</span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily Flex Fee</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:76.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Number of</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annual</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annual</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annualized</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Decrease or</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Each</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Benefit</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">2.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">2.50%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The quarterly fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). If you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/ 4] for the first Benefit Quarter immediately following the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable initial annual fee rate.  </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you change your Income Option election on the Activation Date, an annualized fee applies. The fee is calculated as a percentage of the Income Base and deducted from the contract value on a quarterly basis beginning on the first Benefit Quarter Anniversary following the Activation Date:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:216.11pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Lifetime Income Option Change Fee*</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:41.89pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee is deducted quarterly, and the quarterly fee rate is 0.0625% (0.25%/4). The sum of the Living Benefit feature fee rate and Lifetime Income Option Change fee rate cannot exceed the Maximum Annual Fee Rate stated in the table above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The initial annual fee rate is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the parameters identified in the table above. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the minimums and maximums identified in the table above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Should the VIX no longer be appropriate or available, we would substitute the VIX with another measure of market volatility for determining the fee. If we substitute the VIX, we will notify you; however, the maximum and minimum annual fee rates described in this prospectus are guaranteed for the life of your contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX C — FORMULA AND EXAMPLES OF CALCULATIONS OF THE POLARIS INCOME MAX AND POLARIS INCOME PLUS DAILY FLEX FEE. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For Polaris Income Max, an increase in the Income Base due to an addition of an Income Credit, attaining a new Higher Anniversary Value or an addition of subsequent Purchase Payments will result in an increase to the amount of the fee you pay since the fee rate is assessed against the Income </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Base, assuming that the annual fee rate has not decreased as described above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please note that this means the addition of an Income Credit prior to the Activation Date will lead to paying a higher fee in any given period than without the addition of the Income Credit because the Income Credit may increase the Income Base. You will be assessed a non-refundable fee each quarter regardless of whether you activate Lifetime Income. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For Polaris Income Plus Daily Flex, an increase in the Income Base due to attaining a new Step-up Value or an addition of subsequent Purchase Payment(s) will result in an increase to the amount of the fee you pay since the fee rate is assessed against the Income Base, assuming that the annual fee rate has not decreased as described above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract value falls to zero, the fee will no longer be deducted. We will not assess the quarterly fee if you annuitize your contract or if a death benefit is paid before the end of a Benefit Quarter. If the Living Benefit is still in effect while your contract value is greater than zero, and you surrender your contract, we will assess a pro-rata charge for the fee applicable to the Benefit Quarter in which the surrender occurs if you surrender your contract before the end of a Benefit Quarter. The pro-rata fee is calculated by multiplying the fee by the number of days between the date when the prior fee was last assessed and the date of surrender, divided by the number of days between the prior and the next Benefit Quarter Anniversaries.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What happens if the contract value is reduced to zero while the Income Base is greater than zero? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Prior to the Activation Date, </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the contract value is reduced to zero as a result of any withdrawal, but the Income Base is greater than zero, the contract will be terminated including any optional benefits and features. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">On or after the Activation Date, </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the contract value is reduced to zero, but the Income Base is greater than zero, we will pay the remaining Maximum Annual Withdrawal Amount for that Benefit Year. Thereafter we will pay the Protected Income Payment over the remaining lifetime of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If an Excess Withdrawal reduces your contract value to zero, no further benefits are payable under the contract and your contract along with the Living Benefit will terminate. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract value is reduced to zero, you may no longer make transfers, and no death benefit is payable. Therefore, you should be aware that, particularly during times of unfavorable investment performance, Excess Withdrawals taken under the Living Benefit may reduce the contract value to zero, thereby terminating any other benefits of the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value equals zero but the Income Base is greater than zero, to receive any remaining Living Benefit, you must select one of the following: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Protected Income Payment divided equally and paid on a monthly, quarterly, semi-annual or annual frequency as selected by you until the date of death of the Covered Person(s); or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any option mutually agreeable between you and us. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Once you elect an option above, it cannot be changed. If you do not select an option above, the remaining benefit will be paid as option 1 above. This amount will be divided equally and paid on a quarterly basis until the date of death of the Covered Person(s). No amount is payable thereafter. </span> <span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Overview of Living Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The optional Living Benefits are designed to help you create a guaranteed income stream based on a series of withdrawals you may take from your contract that may last as long as you live, or as long as you and your spouse live. As long as you take these withdrawals within the parameters of the Living Benefit, you will receive a guaranteed income stream for life even if the entire contract value has been reduced to zero. Alternatively, you should know that you may also receive annuity income payments for life if you annuitize your contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ANNUITY INCOME OPTIONS below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may elect one of the optional Living Benefits, both of which are guaranteed minimum withdrawal benefits, for an additional fee only at the time of contract issue. The Living Benefits may offer protection in the event your contract value declines due to unfavorable investment performance, if you live longer than expected or combination of these factors. You may never need to rely on this protection as the benefit’s value is dependent on your contract’s performance, your withdrawal activity and your longevity. If you do not expect to take any withdrawals, then electing the Living Benefit would not be appropriate. Though the optional Living Benefits offer additional protections, the additional fee associated with the benefits has the impact of reducing the net investment return. If you elect a Living Benefit, prior to activating Lifetime Income, any withdrawal that reduces the contract value to zero will terminate the contract including its optional Living Benefit. However, although market performance and fees can reduce the contract value to zero, they will not result in the termination of your contract and its benefits. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit; therefore, election of the Living Benefit may not be appropriate for a contract owner who intends to take withdrawals greater than the Maximum Annual Withdrawal Amount allowable under the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see POLARIS INCOME MAX and POLARIS INCOME PLUS DAILY FLEX</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> below for a more detailed description of each Living Benefit following the summary for information regarding how the benefit works, its availability, applicable restrictions, fees and additional considerations. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">You should consider each Living Benefit thoroughly and understand it completely before deciding to elect a Living Benefit. </span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Max and Polaris Income Plus Daily Flex </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How does Polaris Income Max work? </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Max</span><span style="font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">®</span><span style="font-family:Times New Roman;font-size:10.0pt;"> locks in the greater of two values to determine the Income Base. The Income Base is initially equal to the first Purchase Payment. The Income Base is automatically locked in on each Benefit Year Anniversary, as the greater of (1) the Higher Anniversary Value, or (2) the Income Base increased by any available Income Credit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Max offers guaranteed lifetime income plus the opportunity to increase income by locking in the greater of either the contract’s Higher Anniversary Value, or an Income Base with an annual Income Credit, if any. If you elect Polaris Income Max, you may choose from Income Options 1, 2 or 3, but must elect the date on which your Lifetime Income is activated (the “Activation Date”). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Max allows you flexibility to make a one-time change to your initial elections of: 1) Covered Person(s) (the “Covered Person Change”) and 2) Income Options (the “Income Option Change”) on the Activation Date. The Covered Person Change is also permitted where there is a marriage, divorce, or death prior to the Activation Date (the “Life Change Event”) of one of the original Covered Person(s). You may take withdrawals prior to the Activation Date and those withdrawals will not lock in the Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. However withdrawals taken prior to the Activation Date will reduce the Income Base, Income Credit Base, and Purchase Payments in the same proportion by which the contract value is reduced by the withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The annual Income Credit is an amount we may add to the Income Base each year prior to the Activation Date. The Income Credit is determined by multiplying the Income Credit Percentage by the Income Credit Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Prior to Activation Date, if withdrawals are taken, the Income Credit amount is reduced because it will be based on the proportionately reduced Income Credit Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or after the Activation Date, the Income Credit will no longer be available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see “</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">How do increases to the Income Base and Income Credit Base work under Polaris Income Max?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;line-height:10.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How does Polaris Income Plus Daily Flex work? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Plus Daily Flex</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> offers guaranteed lifetime income plus the opportunity to increase income by locking in Step-up Values. If you elect Polaris Income Plus Daily Flex, you may choose from Income Options 1, 2, or 3, but must elect the date on which your Lifetime Income is activated (the “Activation Date”). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Plus Daily Flex allows you flexibility to make a one-time change to your initial elections of: 1) Covered </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Person(s) (the “Covered Person Change”) and 2) Income Option (the “Income Option Change”) on the Activation Date. The Covered Person(s) Change is permitted where there is a marriage, divorce, or death prior to the Activation Date (the “Life Change Event”) of the original Covered Person(s). At least one of the original named Covered Person(s) must remain on the contract. You may take withdrawals prior to the Activation Date and those withdrawals will not lock in the Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. However, withdrawals taken prior to the Activation date will reduce the Income Base and Purchase Payments in the same proportion by which the contract value is reduced by the withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Prior to the Activation Date, the Income Base step-ups, if any, occur on a daily basis. The Income Base is the basis for the Covered Person(s)’ Lifetime Income. The Income Base is initially equal to the first Purchase Payment, increased by any subsequent Purchase Payments, if any, and reduced proportionately for any withdrawals made. In addition, you will be eligible for the Minimum Income Base on every Benefit Year Anniversary prior to the Activation Date. The Minimum Income Base is a specified percentage of the Purchase Payment(s). The Purchase Payment(s) used to calculate the Minimum Income Base are reduced for any withdrawals taken prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or after the Activation Date, the Minimum Income Base will no longer increase on future Benefit Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see “</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">How do increases to the Income Base work under Polaris Income Plus Daily Flex?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the differences between Polaris Income Max and Polaris Income Plus Daily Flex?</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-style:italic;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Living Benefit </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Parameter</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Polaris Income Max</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Polaris Income Plus </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Daily Flex</span></div></div></td></tr> <tr style="height:90pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">This Living Benefit is </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">suitable for the type of </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investor</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Who wants the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">guarantee of Income </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Credits prior to the </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Who wants the greater </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">flexibility of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options and </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">wants a Living Benefit </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">that provides the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">ability for the Income </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Base to step up more </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">frequently to Step-up </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Values.</span></div></div></td></tr> <tr style="height:175.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Minimum Income Base</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Minimum Income </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Base: a Minimum </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Percentage is applied </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">annually to Purchase </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Payments received </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">prior to the Activation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date. Any withdrawals </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">taken prior to the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Activation Date will </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">proportionately reduce </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">all Purchase Payments </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">used in the calculation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">of the Minimum </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base. No </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">further adjustments </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">are made on or after </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">the Activation Date.</span></div></div></td></tr> <tr style="height:90pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit – Prior </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">to the Activation Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">available – the Income </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Credit Base and </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Base are </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">reduced </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">proportionately for any </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">withdrawals taken </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">prior to the Activation </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Income Credit – On or </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">After the Activation </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">N/A</span></div></div></td></tr> <tr style="height:23.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Frequency of Step-up </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Values</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Annually</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Daily</span></div></div></td></tr> <tr style="height:131.0pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:85.84pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Investment </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Requirements</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:86.33pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">20% in Secure Value </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Account</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">80% in Variable </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(total of 18 </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:85.83pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">10% in Secure Value </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Account</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">90% in Variable </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Asset Allocation </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Portfolios (37 </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">investment options)</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">or</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">90% in Build Your </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Own Allocation</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">(76 investment options </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">that cross 12 asset </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">classes)</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please consult with your financial representative regarding which Living Benefit is appropriate for you. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The Initial Annual Fee Rate, Minimum Income Base Percentage, Maximum Annual Withdrawal Percentages, Protected Income Payment Percentages, and Income Credit Percentage are set forth in the Rate Sheet Supplement that must accompany this prospectus. If you </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">need another copy of the prospectus or Rate Sheet Supplement, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet prospectus supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Are there investment requirements if I elect a Living Benefit? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Yes, you must allocate your assets, including Purchase Payments and the Continuation Contribution, if any, to a combination of the Secure Value Account and Variable Portfolios as detailed below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">With respect to amounts allocated to the Secure Value Account, the crediting interest rate will never be less than the guaranteed minimum interest rate specified in your contract. The crediting interest rate, once established, will not change for each allocation to the Secure Value Account for the duration of the guarantee period. The guarantee period for the Secure Value Account is a one year period that automatically renews every year from the date of each allocation to the Secure Value Account, unless the Living Benefit has been cancelled. Each allocation to the Secure Value Account may have different crediting interest rates. You may not reallocate your money in the Secure Value Account to a DCA Fixed Account or Fixed Account, if available, or to the Variable Portfolios at any time unless the Living Benefit is cancelled. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may use available DCA Fixed Accounts to invest your target allocations in accordance with the investment requirements. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> in APPENDIX A - INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT for specific investment requirements applicable to your Living Benefit.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do my investment requirements impact my feature and contract? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Before you elect a Living Benefit, you should carefully consider whether the investment requirements associated with the Living Benefits meet your investment objectives and risk tolerance. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The investment requirements may reduce the need to rely on the guarantees provided by these Living Benefits because they allocate your investment across asset classes and potentially limit exposure to market volatility. As a result, you may have better, or worse, investment returns by allocating your investments more aggressively. Therefore, the investment restrictions reduce the Company’s risk that the contract value will be reduced to zero before the Covered Person(s)’ death. Withdrawals taken while the contract value is greater than zero are withdrawals of the contract owner’s own money. Thus, these investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">restrictions would reduce the likelihood that the Company would use its own assets to make payments in connection with the Living Benefit guarantee. You may never need to rely on this protection as the benefit’s value is dependent on your contract’s performance, your withdrawal activity and your longevity. Though the optional Living Benefits offer additional protections, the additional fee associated with the benefits has the impact of reducing the net investment return. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please consult your financial representative regarding which Variable Portfolios are appropriate for the Living Benefit you elected</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. </span><span style="font-family:Times New Roman;font-size:10.0pt;">To be considered in Good Order, your allocation instructions for any Purchase Payment as well as your target allocations if you invest in a DCA Fixed Account must comply with the investment requirements, provided under </span><span style="font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> in APPENDIX A - INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="font-family:Times New Roman;font-size:10.0pt;">, for the amount not invested in the Secure Value Account. You may not transfer any amounts between the Secure Value Account and the Variable Portfolios or DCA Fixed Accounts. The Secure Value Account may not be used as a target account if you are using the DCA Program to comply with investment requirements. You may not request any specific amount of any withdrawal to be deducted solely from the Secure Value Account. Rather, any withdrawal reduces the amount invested in the Secure Value Account in the same proportion that the withdrawal reduces the contract value. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We may revise the investment requirements for any existing contract to the extent that Variable Portfolios are added, deleted, substituted, merged or otherwise reorganized. We will promptly notify you in writing of any changes to the investment requirements due to additions, deletions, substitutions, mergers or reorganizations of the investment options. The required allocation percentage to the Secure Value Account will not change for the life of your contract. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Rebalancing and Investment Requirements </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will automatically enroll you in the Automatic Asset Rebalancing Program with quarterly rebalancing. If rebalancing instructions are not provided, we will align your rebalancing allocations with your Purchase Payment allocation instructions, or if using a DCA Fixed Account, your target DCA instructions. We require quarterly rebalancing because market performance, transfers, and withdrawal activity may result in your contract’s allocations going outside these requirements. Quarterly rebalancing will ensure that your allocation will continue to comply with the investment requirements for this feature. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Automatic transfers and/or systematic withdrawals will not result in rebalancing before the next automatic quarterly rebalancing occurs. The day following any transfer or withdrawal you initiate, we will rebalance in accordance with your most current and compliant Automatic Asset Rebalancing instructions on file. If you do not provide new rebalancing instructions at the time you initiate a transfer, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we will update your ongoing rebalancing instructions to reflect the percentage allocations resulting from that transfer (“Default Rebalancing Instructions”) which will replace any previous rebalancing instructions you may have provided. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If at any point, for any reason, your rebalancing instructions would result in allocations inconsistent with the investment requirements, we will revert to the last compliant instructions on file. You can modify your rebalancing instructions, as long as they are consistent with the investment requirements, at any time by calling the Annuity Service Center. If we cannot complete automatic rebalancing according to your current instructions due to Variable Portfolio changes (including closures, substitutions, or mergers), we reserve the right to allocate the applicable amounts that would have been transferred to the impacted Variable Portfolio(s) to a money market option available under the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see AUTOMATIC ASSET REBALANCING PROGRAM above.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will not rebalance amounts in the Secure Value Account or DCA Fixed Accounts under the Automatic Asset Rebalancing Program.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the factors used to calculate Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Lifetime Income offered by Polaris Income Max is calculated by considering the factors described below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">First,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine if the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Anniversary Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">is the Higher Anniversary Value. The Anniversary Value equals your contract value on any Benefit Year Anniversary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Second,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which initially is equal to the first Purchase Payment. The Income Base is increased by each Purchase Payment received and is reduced proportionately for any withdrawals taken prior to the Activation Date and Excess Withdrawals taken on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Third,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit Base </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which is used solely as a basis for calculating the Income Credit prior to the Activation Date. The initial Income Credit Base is equal to the first Purchase Payment. The Income Credit Base is increased by each Purchase Payment received and is reduced proportionately for any withdrawals taken prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fourth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Credit</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. The Income Credit is equal to the applicable Income Credit Percentage multiplied by the Income Credit Base on each Benefit Year Anniversary, prior to the Activation Date. On or after the Activation Date, the Income Credit will no longer be available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fifth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum percentage of the Income Base that can be withdrawn each Benefit Year on or after the Activation Date and while the contract value is greater than zero, without reducing the Income Base. If your contract value is reduced to zero after the Activation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Date but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> represents the percentage of the Income Base you will receive each Benefit Year thereafter until the death of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage are determined by three factors upon the Activation Date: 1) whether there is one or two Covered Person(s); 2) the age of the Covered Person(s); and 3) the Income Option elected. Additionally, if applicable to the Income Option you elect, the Protected Income Payment Percentage may differ depending on whether withdrawals are taken before age 65 and if a new Higher Anniversary Value is achieved on or after the Covered Person(s) 65th birthday. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable Maximum Annual Withdrawal Percentage, Protected Income Payment Percentage, and Income Credit Percentage. If you need another copy of the prospectus or Rate Sheet Supplement, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet Supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Sixth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum amount that may be withdrawn each Benefit Year on or after the Activation Date, while the contract value is greater than zero, without reducing the Income Base. The Maximum Annual Withdrawal Amount is calculated by multiplying the Income Base by the applicable Maximum Annual Withdrawal Percentage. If your contract value is reduced to zero after activating Lifetime Income, but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> is determined by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Finally</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, if any. Excess Withdrawals are withdrawals taken after the Activation Date that exceed the Maximum Annual Withdrawal Amount in any Benefit Year. An Excess Withdrawal reduces your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal reduces the Income Base in the same proportion by which the contract value is reduced by the Excess Withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What are the effects of withdrawals on Polaris Income Max?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix D for detailed numerical examples of how your Living Benefit is calculated. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the factors used to calculate Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Lifetime Income offered by Polaris Income Plus Daily Flex is calculated by considering the factors described below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">First,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Step-up Values</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> which are values used to determine the Income Base. The initial Step-up Value is equal to the contract value. Then, on any day that the contract value is greater than the Income Base on that day, the Income Base is stepped up to that value. The Step-up Value is determined daily prior to the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Second,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Income Base, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">which initially is equal to the first Purchase Payment. The Income Base is increased by each subsequent Purchase Payment received, and is reduced proportionately for any withdrawals taken prior to the Activation Date and Excess Withdrawals taken on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Third,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> if you do not activate Lifetime Income before each Benefit Year Anniversary up to the Activation Date, an annual </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> will be applied to Purchase Payments received. Further, any withdrawals taken prior to activating Lifetime Income will proportionately reduce the Purchase Payments used in the calculation of the Minimum Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fourth</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Percentage</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum percentage of the Income Base that can be withdrawn each Benefit Year on or after the Activation Date and while the contract value is greater than zero, without reducing the Income Base. If your contract value is reduced to zero after the Activation Date but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment Percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">represents the percentage of the Income Base you will receive each Benefit Year thereafter until the death of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage are determined by three factors upon the Activation Date: 1) whether there is one or two Covered Person(s); 2) the age of the Covered Person(s); and 3) the Income Option elected. Additionally, if applicable to the Income Option you elect, the Protected Income Payment Percentage may differ depending on whether withdrawals are taken before age 65 and if a new Higher Anniversary Value is achieved on or after the Covered Person(s) 65th birthday. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable Minimum Income Base Percentage, Maximum Annual Withdrawal Percentage and Protected Income Payment Percentage. If you need another copy of the prospectus, please call us at the Annuity Service Center at (800) 445-7862 or visit our website at www.corebridgefinancial.com/ProductProspectuses. All Rate Sheet prospectus supplements will be filed with the Securities and Exchange Commission and are available on the EDGAR system at www.sec.gov, file number 333-185762. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Fifth,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, which represents the maximum amount that may be withdrawn each Benefit Year on or after the Activation Date, while the contract value is greater than zero, without </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">reducing the Income Base. The Maximum Annual Withdrawal Amount is calculated by multiplying the Income Base by the applicable Maximum Annual Withdrawal Percentage. If your contract value is reduced to zero after activating Lifetime Income, but your Income Base is greater than zero, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">is determined by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Finally</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, we determine the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, if any. Excess Withdrawals are withdrawals taken after the Activation Date that exceed the Maximum Annual Withdrawal Amount in any Benefit Year. An Excess Withdrawal reduces your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal reduces the Income Base in the same proportion by which the contract value is reduced by the Excess Withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What are the effects of withdrawals on Polaris Income Plus Daily Flex?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix D for detailed numerical examples of how your Living Benefit is calculated.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do increases to the Income Base and Income Credit Base work under Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On each Benefit Year Anniversary, prior to the Activation Date, the Income Base is automatically increased to the greater of (1) the Higher Anniversary Value; or (2) the current Income Base plus the Income Credit, if any. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On each Benefit Year Anniversary prior to the Activation Date, if the Income Base is increased to a Higher Anniversary Value, the Income Credit Base is also automatically increased to that Higher Anniversary Value. The Income Credit Base is not increased if an Income Credit is added to the Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Increases to your Income Base occur on Benefit Year Anniversaries while the contract value is greater than zero. However, Purchase Payments increase your Income Base and Income Credit Base at the time they are received. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Since Higher Anniversary Values are determined only on the Benefit Year Anniversaries, your Income Base and Income Credit Base will not increase if your contract value is higher on days other than the Benefit Year Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">On or After Activation Date, the Maximum Annual Withdrawal Amount is recalculated each time there is an increase in the Income Base. Accordingly, if the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How do increases to the Income Base work under Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Prior to the Activation Date,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased daily to the Step-up Value and by subsequent Purchase Payments, if any. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, prior to the Benefit Year Anniversary, the Income Base will be increased to at least the Minimum Income Base on the Benefit Year Anniversary as a specified percentage of the Purchase Payments. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">On or after the Activation Date,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased only on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the Activation Date (“first look-back”) or, if one or more Excess Withdrawals have been taken in that Benefit Year, to the Higher Step-up Value since the last Excess Withdrawal. The Income Base will no longer be increased to the Minimum Income Base on the Benefit Year Anniversary on or after the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">After the first look-back,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> the Income Base is increased only on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the last Benefit Year Anniversary. If one or more Excess Withdrawals have been taken in that Benefit Year, the Income Base is increased on the Benefit Year Anniversary by looking back to the Higher Step-up Value since the last Excess Withdrawal.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the effects of withdrawals on Polaris Income Max? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Amount, the Income Base and the Income Credit Base may change over time as a result of the timing and amount of any withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">Prior to the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal, including penalty-free withdrawals, in a Benefit Year reduces the Income Base and Income Credit Base on the date the withdrawal occurs and in the same proportion by which the contract value is reduced by the withdrawal. This may result in a lower amount of Lifetime Income when Lifetime Income withdrawals are activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, any withdrawal taken will reduce the Income Credit. The reduction to the Income Credit Base will result in a lowered Income Credit amount being applied to the Income Base prior to the Activation Date. In addition, these withdrawals will not lock-in your Maximum Annual Withdrawal Percentage or Protected Income Payment Percentage, if applicable because your Lifetime Income withdrawals have not been activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">On or after the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Lifetime Income withdrawals during a Benefit Year that in total are less than or equal to the Maximum Annual Withdrawal Amount will not reduce the Income Base. However, if you choose to take less than the Maximum Annual Withdrawal Amount in any Benefit Year, you may not carry over the unused amount for withdrawal in subsequent years. Your Maximum Annual Withdrawal Amount in any year will not be recalculated solely as a result of taking less than the entire Maximum Annual Withdrawal Amount in the prior year. Please note that if you delay taking withdrawals for too long, you may limit the number of remaining years (due to your life expectancy) in which you may take withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Penalty-Free Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your Lifetime Income is free of withdrawal charges. However, if you take a withdrawal after the Activation Date which is greater than your Lifetime Income, that amount is treated as an Excess Withdrawal. Such withdrawal may be subject to charges and could result in your contract value being reduced to zero which would significantly reduce or eliminate the value of electing a Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, if you elected a Living Benefit and your Maximum Annual Withdrawal Amount (MAWA) on or after the Activation Date is $6,000 (assuming Maximum Annual Withdrawal Percentage of 6%, $100,000 Income Base and $100,000 Contract Value), your penalty-free withdrawal amount would be $10,000. That means that the $6,000 MAWA for that contract year would not be assessed a withdrawal charge because it is within the penalty-free withdrawal amount and was taken on or after the Activation Date. You may also take up to an additional $4,000 that contract year on or after the Activation Date as a penalty-free withdrawal amount; however, this $4,000 would be considered an Excess Withdrawal under the Living Benefit which proportionally reduces the Income Base and future Maximum Annual Withdrawal Amounts. In the event you take Excess Withdrawals on or after the Activation Date that are greater than your Maximum Annual Withdrawal Amount, your contract value could be reduced to zero. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, assume that your contract value is $106,000, your Income Base is $120,000, your Maximum Annual Withdrawal Amount is $6,000, and your Maximum Annual Withdrawal Percentage is 5%. Withdrawals greater than $6,000 would be an Excess Withdrawal. You request a withdrawal of $11,000, of which $5,000 is in excess of your Maximum Annual Withdrawal Amount. Your Income Base will be reduced proportionately to $114,000 as follows: $120,000 x {1 – [($11,000 - $6,000)/ ($106,000 - $6,000)]} = $114,000. The new Maximum Annual Withdrawal Amount will now be 5% of the Income Base: 5% x $114,000 which is $5,700. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals reduce your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal in a Benefit Year reduces the Income Base in the same proportion by which the contract value is reduced by the amount in excess of the Maximum Annual Withdrawal Amount (“Excess Withdrawal”). As a result of a reduction of the Income Base, the new Maximum Annual Withdrawal Amount will be equal to the reduced Income Base multiplied by the applicable Maximum Annual Withdrawal Percentage. The last recalculated Maximum Annual Withdrawal Amount in a given Benefit Year is available for withdrawal at the beginning of the next Benefit Year and may be lower than the previous Benefit Year’s Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value is less than the Income Base, Excess Withdrawals will reduce the Income Base by an amount which is greater than the amount of the Excess Withdrawal. The impact of withdrawals on specific factors is further explained below: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. If you take an Excess Withdrawal, the Maximum Annual Withdrawal Amount will be recalculated by multiplying the reduced Income Base by the existing Maximum Annual Withdrawal Percentage. This recalculated Maximum Annual Withdrawal Amount is available for withdrawal at the beginning of the next Benefit Year and may be lower than your previous Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the Income Base is greater than zero, but the contract value has been reduced to zero due to unfavorable investment performance, deduction of fees, or withdrawals within the Maximum Annual Withdrawal Amount, we will pay any remaining Maximum Annual Withdrawal Amount for the current Benefit Year. Thereafter, you will receive the Protected Income Payment each year over the remaining lifetime of the Covered Person(s) which is calculated by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. The Income Base is no longer increased on Benefit Year Anniversaries after the contract value has been reduced to zero. As a result, the Protected Income Payment is calculated once and will not change. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What happens if the contract value is reduced to zero while the Income Base is greater than zero?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All withdrawals from the contract, including Lifetime Income withdrawals, will reduce your contract value and your death benefit and may impact other provisions of your contract. Unfavorable investment experience and/or fees will also reduce your contract value. Lifetime Income withdrawals are deducted proportionately from each Variable Portfolio and Secure Value Account in which you are invested. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ACCESS TO YOUR MONEY above and EXPENSES below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What are the effects of withdrawals on Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Annual Withdrawal Amount, the Income Base and the Purchase Payment(s) used in the calculation of the Minimum Income Base may change over time as a result of the timing and amount of any withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">Prior to the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal, including penalty-free withdrawals, in a Benefit Year reduces the Income Base on the date the withdrawal occurs and in the same proportion by which the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">contract value is reduced by the withdrawal. This may result in a lower amount of Lifetime Income when Lifetime Income withdrawals are activated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Additionally, any withdrawal taken will reduce each Purchase Payment included in the calculation of the Minimum Income Base. The reduction to the Purchase Payment(s) will result in a lowered amount being applied to the Income Base. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;text-decoration:underline;">On or after the Activation Date </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Lifetime Income withdrawals during a Benefit Year that in total are less than or equal to the Maximum Annual Withdrawal Amount will not reduce the Income Base. However, if you choose to take less than the Maximum Annual Withdrawal Amount in any Benefit Year, you may not carry over the unused amount for withdrawal in subsequent years. Your Maximum Annual Withdrawal Amount in any year will not be recalculated solely as a result of taking less than the entire Maximum Annual Withdrawal Amount in the prior year. Please note that if you delay taking withdrawals for too long, you may limit the number of remaining years (due to your life expectancy) in which you may take withdrawals. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Penalty-Free Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Your Lifetime Income is free of withdrawal charges. However, if you take a withdrawal after the Activation Date which is greater than your Lifetime Income, that amount is treated as an Excess Withdrawal. Such withdrawal may be subject to charges and could result in your contract value being reduced to zero which would significantly reduce or eliminate the value of electing a Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, if you elected a Living Benefit and your Maximum Annual Withdrawal Amount (MAWA) on or after the Activation Date is $6,000 (assuming Maximum Annual Withdrawal Percentage of 6%, $100,000 Income Base and $100,000 Contract Value), your penalty-free withdrawal amount would be $10,000. That means that the $6,000 MAWA for that contract year would not be assessed a withdrawal charge because it is within the penalty-free withdrawal amount and was taken on or after the Activation Date. You may also take up to an additional $4,000 that contract year on or after the Activation Date as a penalty-free withdrawal amount; however, this $4,000 would be considered an Excess Withdrawal under the Living Benefit which proportionally reduces the Income Base and future Maximum Annual Withdrawal Amounts. In the event you take Excess Withdrawals on or after the Activation Date that are greater than your Maximum Annual Withdrawal Amount, your contract value could be reduced to zero. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Excess Withdrawals may significantly reduce the value of or terminate the Living Benefit. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For example, assume that your contract value is $106,000, your Income Base is $120,000, your Maximum Annual Withdrawal Amount is $6,000, and your Maximum Annual Withdrawal Percentage is 5%. Withdrawals greater than </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">$6,000 would be an Excess Withdrawal. You request a withdrawal of $11,000, of which $5,000 is in excess of your Maximum Annual Withdrawal Amount. Your Income Base will be reduced proportionately to $114,000 as follows: $120,000 x {1 – [($11,000 - $6,000)/ ($106,000 - $6,000)]} = $114,000. The new Maximum Annual Withdrawal Amount will now be 5% of the Income Base: 5% x $114,000 which is $5,700. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Excess Withdrawals reduce your Income Base on the date the Excess Withdrawal occurs. Any Excess Withdrawal in a Benefit Year reduces the Income Base in the same proportion by which the contract value is reduced by the amount in excess of the Maximum Annual Withdrawal Amount (“Excess Withdrawal”). As a result of a reduction of the Income Base, the new Maximum Annual Withdrawal Amount will be equal to the reduced Income Base multiplied by the applicable Maximum Annual Withdrawal Percentage. The last recalculated Maximum Annual Withdrawal Amount in a given Benefit Year is available for withdrawal at the beginning of the next Benefit Year and may be lower than the previous Benefit Year’s Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value is less than the Income Base, Excess Withdrawals will reduce the Income Base by an amount which is greater than the amount of the Excess Withdrawal. The impact of withdrawals on specific factors is further explained below: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Maximum Annual Withdrawal Amount:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the sum of withdrawals in any Benefit Year does not exceed the Maximum Annual Withdrawal Amount for that year, the Maximum Annual Withdrawal Amount will not change for the next year unless your Income Base is increased. If you take an Excess Withdrawal, the Maximum Annual Withdrawal Amount will be recalculated by multiplying the reduced Income Base by the existing Maximum Annual Withdrawal Percentage. This recalculated Maximum Annual Withdrawal Amount is available for withdrawal at the beginning of the next Benefit Year and may be lower than your previous Maximum Annual Withdrawal Amount. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Protected Income Payment:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If the Income Base is greater than zero, but the contract value has been reduced to zero due to unfavorable investment performance, deduction of fees, or withdrawals within the Maximum Annual Withdrawal Amount, we will pay any remaining Maximum Annual Withdrawal Amount for the current Benefit Year. Thereafter, you will receive the Protected Income Payment each year over the remaining lifetime of the Covered Person(s) which is calculated by multiplying the Income Base when contract value is reduced to zero by the applicable Protected Income Payment Percentage. The Income Base is no longer increased on Benefit Year Anniversaries after the contract value has been reduced to zero. As a result, the Protected Income Payment is </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">calculated once and will not change. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">“What happens if the contract value is reduced to zero while the Income Base is greater than zero?”</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Minimum Income Base</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">: If you activate Lifetime Income, the Minimum Income Base will no longer increase on future Benefit Anniversaries. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Look-back Periods:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> If you take one or more Excess Withdrawals in a Benefit Year, the Income Base may be increased on the Benefit Year Anniversary by looking back only to the Higher Step-up Value since the last Excess Withdrawal. This means that if you take an Excess Withdrawal, you lose the opportunity to lock in a potentially higher Step-up Value that may have occurred prior to that Excess Withdrawal during that Benefit Year. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All withdrawals from the contract, including Lifetime Income withdrawals, will reduce your contract value and your death benefit and may impact other provisions of your contract. Unfavorable investment experience and/or fees will also reduce your contract value. Lifetime Income withdrawals are deducted proportionately from each Variable Portfolio and Secure Value Account in which you are invested. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ACCESS TO YOUR MONEY above and EXPENSES below. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">How can I change my Income Option Election? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You may change your Income Option election on the Activation Date. If you change your Income Option election on the Activation Date, an annualized fee applies. Once Lifetime Income begins, you may not change your Income Option election.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What is the fee for Polaris Income Max and Polaris Income Plus Daily Flex? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The fee for Polaris Income Max and Polaris Income Plus Daily Flex is calculated as a percentage of the Income Base and deducted from the contract value on a quarterly basis beginning on the first Benefit Quarter Anniversary following the Benefit Effective Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX E - STATE CONTRACT AVAILABILITY AND/OR VARIABILITY for state specific information regarding the assessment of the fee</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">. After the first Benefit Year, on each Benefit Quarter Anniversary, we will (1) deduct the fee in effect for the previous Benefit Quarter; and (2) determine the fee rate applicable to the next Benefit Quarter. In addition, if you change your Income Option on </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">the Activation Date, your annual fee will increase on the next Benefit Quarter Anniversary. Please see fee table below: </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Max Fee</span> <br/><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Polaris Income Plus Daily Flex Fee</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:76.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Number of</span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Covered Persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annual</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Minimum</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annual</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Annualized</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Fee Rate</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Decrease or</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Increase</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Each</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Benefit</span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Quarter*</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">One Covered Person</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">2.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr> <tr style="height:10.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:122.52pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Two Covered Persons</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:43.03pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">2.50%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:41.43pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">0.60%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:51.01pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">±0.40%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The quarterly fee rate can increase or decrease no more than 0.10% each quarter (0.40%/ 4). If you change your Income Option election on the Activation Date, the quarterly fee rate can increase no more than 0.1625% [(0.40% + 0.25%)/ 4] for the first Benefit Quarter immediately following the Activation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see the Rate Sheet Supplement that must accompany this prospectus for the applicable initial annual fee rate.  </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you change your Income Option election on the Activation Date, an annualized fee applies. The fee is calculated as a percentage of the Income Base and deducted from the contract value on a quarterly basis beginning on the first Benefit Quarter Anniversary following the Activation Date:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:216.11pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Lifetime Income Option Change Fee*</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Bottom;width:41.89pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:9pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">0.25%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">The fee is deducted quarterly, and the quarterly fee rate is 0.0625% (0.25%/4). The sum of the Living Benefit feature fee rate and Lifetime Income Option Change fee rate cannot exceed the Maximum Annual Fee Rate stated in the table above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The initial annual fee rate is guaranteed not to change for the first Benefit Year. Subsequently, the fee rate may change quarterly subject to the parameters identified in the table above. Any fee adjustment is based on a non-discretionary formula tied to the change in the Volatility Index (“VIX</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">”), an index of market volatility reported by the Chicago Board Options Exchange. In general, as the average value of the VIX decreases or increases, your fee rate will decrease or increase accordingly, subject to the minimums and maximums identified in the table above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Should the VIX no longer be appropriate or available, we would substitute the VIX with another measure of market volatility for determining the fee. If we substitute the VIX, we will notify you; however, the maximum and minimum annual fee rates described in this prospectus are guaranteed for the life of your contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX C — FORMULA AND EXAMPLES OF CALCULATIONS OF THE POLARIS INCOME MAX AND POLARIS INCOME PLUS DAILY FLEX FEE. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For Polaris Income Max, an increase in the Income Base due to an addition of an Income Credit, attaining a new Higher Anniversary Value or an addition of subsequent Purchase Payments will result in an increase to the amount of the fee you pay since the fee rate is assessed against the Income </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Base, assuming that the annual fee rate has not decreased as described above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please note that this means the addition of an Income Credit prior to the Activation Date will lead to paying a higher fee in any given period than without the addition of the Income Credit because the Income Credit may increase the Income Base. You will be assessed a non-refundable fee each quarter regardless of whether you activate Lifetime Income. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For Polaris Income Plus Daily Flex, an increase in the Income Base due to attaining a new Step-up Value or an addition of subsequent Purchase Payment(s) will result in an increase to the amount of the fee you pay since the fee rate is assessed against the Income Base, assuming that the annual fee rate has not decreased as described above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract value falls to zero, the fee will no longer be deducted. We will not assess the quarterly fee if you annuitize your contract or if a death benefit is paid before the end of a Benefit Quarter. If the Living Benefit is still in effect while your contract value is greater than zero, and you surrender your contract, we will assess a pro-rata charge for the fee applicable to the Benefit Quarter in which the surrender occurs if you surrender your contract before the end of a Benefit Quarter. The pro-rata fee is calculated by multiplying the fee by the number of days between the date when the prior fee was last assessed and the date of surrender, divided by the number of days between the prior and the next Benefit Quarter Anniversaries.</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">What happens if the contract value is reduced to zero while the Income Base is greater than zero? </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Prior to the Activation Date, </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the contract value is reduced to zero as a result of any withdrawal, but the Income Base is greater than zero, the contract will be terminated including any optional benefits and features. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">On or after the Activation Date, </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the contract value is reduced to zero, but the Income Base is greater than zero, we will pay the remaining Maximum Annual Withdrawal Amount for that Benefit Year. Thereafter we will pay the Protected Income Payment over the remaining lifetime of the Covered Person(s). </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If an Excess Withdrawal reduces your contract value to zero, no further benefits are payable under the contract and your contract along with the Living Benefit will terminate. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract value is reduced to zero, you may no longer make transfers, and no death benefit is payable. Therefore, you should be aware that, particularly during times of unfavorable investment performance, Excess Withdrawals taken under the Living Benefit may reduce the contract value to zero, thereby terminating any other benefits of the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">When the contract value equals zero but the Income Base is greater than zero, to receive any remaining Living Benefit, you must select one of the following: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Protected Income Payment divided equally and paid on a monthly, quarterly, semi-annual or annual frequency as selected by you until the date of death of the Covered Person(s); or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any option mutually agreeable between you and us. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Once you elect an option above, it cannot be changed. If you do not select an option above, the remaining benefit will be paid as option 1 above. This amount will be divided equally and paid on a quarterly basis until the date of death of the Covered Person(s). No amount is payable thereafter. </span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:12.0pt;position:relative;text-align:left;top:-1.75pt;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-1.75pt;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Death Benefits</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-1.75pt;width:258pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:1.0pt;position:relative;text-align:left;top:-1.75pt;width:258pt;"/><span style="color:#000000;font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You must elect one of the death benefit options at the time you purchase your contract. Some options are available for an additional fee, as described later in this section. Once elected, you cannot change your death benefit option. You should discuss the available options with your financial representative to determine which option is best for you. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Certain death benefit options are either no longer offered or have changed since first being offered. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If your contract was purchased between May 1, 2017 and September 8, 2019, please see APPENDIX K – DEATH BENEFITS FOLLOWING SPOUSAL CONTINUATION BETWEEN MAY 1, 2017 AND SEPTEMBER 8, 2019 for details regarding those death benefit options. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If your contract was issued prior to May 1, 2017, please see APPENDIX G – DEATH BENEFITS AND SPOUSAL CONTINUATION DEATH BENEFITS FOR CONTRACTS ISSUED PRIOR TO </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;text-transform:uppercase;">May 1, 2017</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> for details regarding those death benefit options. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We do not pay a death benefit if: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">your contract value is reduced to zero; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">you die after you begin the Income Phase. Your Beneficiary would receive any remaining guaranteed annuity income payments in accordance with the annuity income option you selected. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ANNUITY INCOME OPTIONS. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We pay a death benefit to your Beneficiary(ies) if you die during the Accumulation Phase. The death benefit will become payable upon death of the following individual.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Owner</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Payable Upon Death of</span></div></div></td></tr> <tr style="height:24.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Natural persons</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Owner (or first to die,</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">if jointly owned)</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Non-natural person</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">(e.g. Trust)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:129pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Annuitant</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Beneficiary Designation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You must notify us in writing of the Beneficiary(ies) who will receive any death benefit payments under your contract. You may change the Beneficiary at any time, unless otherwise specified below. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract is jointly owned, the surviving joint Owner must be the sole primary Beneficiary. Any other individual you designate as Beneficiary will be the contingent Beneficiary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the Owner is a non-natural person then joint Annuitants, if any, shall be each other’s sole primary Beneficiary, except when the Owner is a charitable remainder trust. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the Owner is a trust, whether as an agent for a natural person or otherwise, you should consult with your tax and/or legal adviser to determine whether this contract is an appropriate trust investment.</span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Death Benefit Processing </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We process death benefit requests when we receive all required documentation, including satisfactory proof of death, in Good Order, at the Annuity Service Center.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.3pt solid #000000;border-left:0.3pt solid #000000;border-right:0.3pt solid #000000;border-top:0.3pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Bottom;width:258pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">Satisfactory proof of death includes, but may not be </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">limited to:</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:10.9pt;">A certified copy of the death certificate; or</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:10.9pt;">A certified copy of a decree of a court of </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:36.0pt;">competent jurisdiction as to the finding of death; </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:36.0pt;">or</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:2.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:10.9pt;">A written statement by a medical doctor who </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:36.0pt;">attended the deceased at the time of death.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">When Death Benefits are Calculated </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All death benefit calculations are made as of the day required documentation is received in Good Order at the Annuity Service Center before Market Close. If the death benefit request is received after Market Close, the death benefit calculation will be made as of the next NYSE business day. </span><span style="font-family:Times New Roman;font-size:10.0pt;">The contract value will remain invested pursuant to the Owner's latest allocation instructions on file subject to the limitations described in this prospectus, until we receive notification of death and/or death claim paperwork in Good Order. Thereafter, a Beneficiary may elect one of the death settlement options by contacting the Annuity Service Center. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If we receive notification of the Owner’s death before any previously requested transaction is completed (including systematic transfer and withdrawal programs), we will cancel the previously requested transaction. </span><span style="font-family:Times New Roman;font-size:10.0pt;">For contracts in which the aggregate of all Purchase Payments in contracts issued by AGL,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">US Life and/or VALIC</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">to the same Owner/Annuitant are in excess of the Purchase Payments Limit, we reserve the right to limit the death benefit amount that is in excess of contract value at the time we receive all paperwork and satisfactory proof of death. Any limit on the maximum death benefit payable would be mutually agreed upon in writing by you and the Company prior to purchasing the contract.</span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Death Benefit Settlement Options </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Your Beneficiary must elect one of the following settlement options after providing required documentation, including satisfactory proof of death, in Good Order. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Lump sum payment; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Annuity Income Option; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Continue the contract as the spousal Beneficiary, or under a Beneficiary continuation option; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Payment option that is mutually agreeable between you and us </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">In general, the death benefit must be paid within 5 years of the date of death unless the Beneficiary elects to have it payable in the form of an annuity income option. If the Beneficiary elects an annuity income option, it must be paid over the Beneficiary’s life expectancy or a shorter period. Payments associated with such election must begin within one year of death. Federal tax law may limit the Beneficiary’s death benefit and payout options available after your death. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see ANNUITY INCOME OPTIONS.</span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Beneficiary Continuation Programs </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please consult a tax adviser regarding tax implications about your particular circumstances if you are considering a Beneficiary Continuation option. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Extended Legacy Program </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Beneficiary to an existing contract issued by the Company may elect the Extended Legacy Program. The program may not be elected in conjunction with any other settlement option. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon election of the Extended Legacy Program: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The contract continues in Owner’s name for the benefit of the Beneficiary who elected the Extended Legacy Program. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Beneficiary may withdraw all or a portion of the contract value at any time and withdrawals are not subject to withdrawal charges. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Beneficiary may choose to participate in the Systematic Withdrawal Program and the Automatic Asset Rebalancing Program. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon election of the Extended Legacy Program, the beneficiary may choose to receive the death benefit under (1) a 5-year settlement option or (2) in the form of withdrawals for a longer period of time: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Under the 5-year settlement option, the Beneficiary may take withdrawals as desired, but the death benefit proceeds must be distributed no later than five years from the date of death of the Owner of the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Note:  If an IRA Owner died prior to January 1, 2020, the 5-year settlement option is not available if the date of the Owner's death occurred after the required beginning date for distributions. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the beneficiary elects to take the death benefit in the form of withdrawals over a longer period of time: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Generally, IRS required minimum distributions must be made at least annually over a period not to exceed the Beneficiary’s life expectancy as determined in the calendar year after the Owner’s death, with the flexibility to withdraw more than the IRS required minimum distribution. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Payments must begin no later than the first anniversary of death for Non-Qualified contracts or December 31 of the year following the year of death for IRAs. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Note: for IRAs, if the Owner’s death occurred on or after January 1, 2020, choosing to receive the death benefit in the form of withdrawals for a longer period of time is only available for a Spousal Beneficiary or a Non-Spousal Beneficiary who is less than 10 years younger than the IRA Owner. Other Non-Spousal Beneficiaries may instead elect the 5-year settlement option, if available. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If the contract value is less than the death benefit amount as of the date we receive satisfactory proof of death and all required documentation in Good Order, we will increase the contract value by the amount which the death benefit exceed contract value.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.3pt solid #000000;border-left:0.3pt solid #000000;border-right:0.3pt solid #000000;border-top:0.3pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Bottom;width:258pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">We will process an Extended Legacy election as of the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">date we receive the following in Good Order at the Annuity </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">Service Center:</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">Death Claim form electing Extended Legacy </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:33.0pt;">Program; </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">and</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:2.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">Satisfactory proof of death of the original Owner.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon the Beneficiary’s request to our Annuity Service Center, we will provide a prospectus and Extended Legacy Guide, with important information including expenses, investment options and administrative features. The prospectus that the Beneficiary will receive may be for a different product than the original Owner purchased. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Extended Legacy Guide includes important information regarding the program offered to Beneficiaries on or after September 20, 2010. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Restrictions on Extended Legacy Program </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Extended Legacy Program cannot be elected with rollover contracts from other companies. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">No Purchase Payments are permitted. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Living Benefits and optional death benefits that may have been elected by the original Owner are not available and any charges associated with these features will no longer be deducted. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">In the event of the Beneficiary’s death, any remaining contract value will be paid to the person(s) named by the Beneficiary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The contract may not be assigned and ownership may not be changed or jointly owned. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any Fixed Accounts and/or DCA Fixed Accounts that may have been available to the original Owner will no longer be available for investment. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will charge the Beneficiary an annual Base Contract Expense of 1.15%. This charge is deducted daily from the average daily ending net asset value allocated to the Variable Portfolios. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Beneficiaries that elected the Extended Legacy Program prior to September 20, 2010 will continue to be charged the same Base Contract Expense as described below under </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">BASE CONTRACT EXPENSES. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Investment Options </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Beneficiary may transfer funds among the available Variable Portfolios; </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Variable Portfolios may differ from those available to the original Owner; </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Variable Portfolios may be of a different share class subject to higher 12b-1 fees; and </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Beneficiaries that elected the Extended Legacy Program prior to September 20, 2010 will continue to be offered the same Variable Portfolios as the original Owner.</span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Inherited Account Program </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Inherited Account Program, if available, can allow a Beneficiary of another company’s annuity contract to transfer their inherited Non-Qualified deferred annuity or certain Beneficiaries to transfer their inherited IRA to fund a new contract issued by the Company. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Beneficiary of the transferred contract becomes the Owner (as the Beneficiary of the deceased) of the contract issued by us. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Internal Revenue Code requires minimum distributions from inherited IRAs and inherited Non-Qualified deferred annuity contracts. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Once the contract is issued, a Systematic Withdrawal Program must be established and cannot be terminated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon your death, your designated Beneficiary will receive the Contract Value death benefit, unless you elect an optional death benefit at contract issue, for an additional fee.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.3pt solid #000000;border-left:0.3pt solid #000000;border-right:0.3pt solid #000000;border-top:0.3pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Bottom;width:258pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">We will process an Inherited Account election as of the </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">date we receive the following at the Annuity Service </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">Center:</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">Inherited Account and Required Minimum </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:33.0pt;">Distribution Election Form; </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">and</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:2.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">New contract application</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Restrictions on Inherited Account Program </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">No Purchase Payments are permitted after the contract has been issued. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Optional Living Benefits cannot be elected under the Inherited Account Program. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The contract may not be assigned and ownership may not be changed or jointly owned. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The contract issued is subject to the same fees and charges applicable to any Owner of the contract, including withdrawal charges if applicable. </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;">Investment Options </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">All Variable Portfolios and available Fixed Accounts offered by the contract are available for investment. You may transfer funds among the investment options.</span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Death Benefit Defined Terms </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The term “Net Purchase Payment” is used frequently in describing the death benefit payable. Net Purchase Payment is an on-going calculation. It does not represent a contract value. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We determine Net Purchase Payments as Purchase Payments less adjustments for withdrawals. Net Purchase Payments are increased by the amount of subsequent Purchase Payments, if any, and reduced for withdrawals, if any, in the same proportion that the contract value was reduced on the date of such withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The term “Withdrawal Adjustment” is used, if you have elected a Living Benefit, to describe the way in which the amount of the death benefit will be adjusted for withdrawals depending on when you take a withdrawal and the amount of the withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Prior to the Activation Date:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Any withdrawal taken reduces the death benefit proportionately by the percentage by which each withdrawal reduced the contract value. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">On or after the Activation Date: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any withdrawal taken reduces the death benefit as follows:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:13.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Withdrawal taken:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:131.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Withdrawal Amount</span></div></div></td></tr> <tr style="height:23pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Up to MAWA</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">In Excess of </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">MAWA</span></div></div></td></tr> <tr style="height:74.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Before your 81st birthday</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:66pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">By the dollar </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">amount which </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">equals each </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">withdrawal </span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">taken</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65.5pt;"> <div style="line-height:11.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Proportionately </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">by the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">percentage by </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">which Excess </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Withdrawal </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">reduced the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">contract value</span></div></div></td></tr> <tr style="height:31.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:126.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">On or after your 81st </span></div> <div style="margin-left:3pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">birthday</span></div></div></td> <td colspan="2" style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:131.5pt;"> <div style="line-height:10.00pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">Proportionately by the </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">percentage that withdrawals </span></div> <div style="margin-left:3.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">reduced the contract value</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If cumulative Lifetime Income withdrawals for the current contract year are taken prior to your 81st birthday and are less than or equal to the Maximum Annual Withdrawal Amount, the amount of adjustment will equal the amount of each Lifetime Income withdrawal. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If cumulative Lifetime Income withdrawals for the current contract year are taken prior to your 81st birthday and are in excess of the Maximum Annual Withdrawal Amount, the contract value and the death benefit are first reduced by the Maximum Annual Withdrawal Amount. The resulting death benefit is further adjusted by the withdrawal amount in excess of the Maximum Annual Withdrawal Amount (Excess Withdrawal) by the percentage by which the Excess Withdrawal reduced the resulting contract value. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Any Lifetime Income withdrawal taken on or after your 81st birthday, the amount of adjustment is determined by the percentage by which each Lifetime Income withdrawal reduced the contract value.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The term “</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">withdrawals</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">” as used in describing the death benefit options is defined as withdrawals and the fees and charges applicable to those withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Company does not accept Purchase Payments from anyone age 86 or older. Therefore, the death benefit calculations assume that no Purchase Payments are received on or after your 86th birthday. We will not accept subsequent Purchase Payments on or after the first contract anniversary if you have elected a Living Benefit feature.</span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Contract Value Death Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Contract Value death benefit is equal to the contract value on the business day during which we receive all required documentation. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The following Return of Purchase Payment death benefit and the Maximum Anniversary Value death benefit are </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">calculated differently depending on whether you have also elected one of the Living Benefits described above. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Depending on the broker-dealer with which your financial representative is affiliated, in order to purchase your contract, you may be required to elect the Return of Purchase Payment death benefit or the Maximum Anniversary Value death benefit. Please note that not all Death Benefit options may be available through the broker-dealer with which your financial representative is affiliated. Please check with your financial representative for availability and additional restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Return of Purchase Payment Death Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For an additional fee, you may elect the Return of Purchase Payment death benefit described below which can provide greater protection for your beneficiaries. You may only elect the Return of Purchase Payment death benefit at the time you purchase your contract and you cannot change your election thereafter at any time. The annualized fee for the Return of Purchase Payment death benefit is 0.15% of the average daily net asset value allocated to the Variable Portfolios. You may pay for the optional death benefit and your Beneficiary may never receive the benefit once you begin the Income Phase. The Return of Purchase Payment death benefit can only be elected prior to your 86th birthday. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following describes the Return of Purchase Payment death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;text-decoration:underline;">without</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> election of a Living Benefit: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The death benefit is the greater of: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Contract value; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Net Purchase Payments. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following describes the Return of Purchase Payment death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;text-decoration:underline;">with</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> election of a Living Benefit: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The death benefit is the greater of: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Contract value; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Purchase Payments reduced by: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">a.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments, as defined above, if the Living Benefit has not been terminated; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">b.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments, as defined above, prior to the date the Living Benefit is terminated; and reduced for any withdrawals in the same proportion that the withdrawal reduced the contract value on the date of such withdrawal on or after the date the Living Benefit is terminated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix I for examples of how your death benefit is calculated.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Maximum Anniversary Value Death Benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">For an additional fee, you may elect the Maximum Anniversary Value death benefit described below which can provide greater protection for your Beneficiaries. You may </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">only elect the Maximum Anniversary Value death benefit at the time you purchase your contract and you cannot change your election thereafter at any time. The fee for the Maximum Anniversary Value death benefit is 0.40% of the average daily net asset value allocated to the Variable Portfolios. You may pay for the optional death benefit and your Beneficiary may never receive the benefit once you begin the Income Phase. The Maximum Anniversary Value death benefit can only be elected prior to your 81st birthday. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Maximum Anniversary death benefit may not be available through the broker-dealer with which your financial representative is affiliated. Please check with your financial representative for availability and additional restrictions. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following describes the Maximum Anniversary Value death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;text-decoration:underline;">without</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> election of a Living Benefit: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The death benefit is the greatest of: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Contract value; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Net Purchase Payments; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">3.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Maximum anniversary value on any contract anniversary prior to the earlier of your 83rd birthday or date of death, plus Purchase Payments received since that anniversary; and reduced for any withdrawals since that anniversary in the same proportion that the withdrawal reduced the contract value on the date of such withdrawal. The anniversary value for any year is equal to the contract value on the applicable contract anniversary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">The following describes the Maximum Anniversary Value death benefit </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;text-decoration:underline;">with</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> election of a Living Benefit: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The death benefit is the greatest of: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Contract value; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Purchase Payments reduced by: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">a.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments, if the Living Benefit has not been terminated; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">b.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments, prior to the date the Living Benefit is terminated; and reduced for any withdrawals in the same proportion that the withdrawal reduced the contract value on the date of such withdrawal on or after the date the Living Benefit is terminated; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">3.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Maximum anniversary value on any contract anniversary prior to the earlier of your 83rd birthday or date of death and reduced by: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">a.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments since that contract anniversary, if the Living Benefit has not been terminated; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">b.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">any Withdrawal Adjustments since that contract anniversary, prior to the date the Living Benefit is terminated; and reduced for any withdrawals </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">in the same proportion that the withdrawal reduced the contract value on the date of such withdrawal on or after the date the Living Benefit is terminated. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The anniversary value for any year is equal to the contract value on the applicable anniversary. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see Appendix I for examples of how your death benefit is calculated.</span> <span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Spousal Continuation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The Continuing Spouse may elect to continue the contract after your death. A spousal continuation can only take place once, upon the death of the original Owner of the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon election of Spousal Continuation: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Generally, the contract, its benefits and elected features, if any, remain the same. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Continuing Spouse is subject to the same fees, charges and expenses applicable to the original Owner of the contract. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see EXPENSES. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Continuing Spouse may not terminate the Return of Purchase Payment death benefit or the Maximum Anniversary Value death benefit if elected at contract issue. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Continuing Spouse will be subject to the investment risk of Variable Portfolios, as was the original Owner. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Non-spousal joint Owners (including Domestic Partners) are not eligible for spousal continuation, under current tax law. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Upon a spousal continuation, we will contribute to the contract value an amount by which the death benefit that would have been paid to the Beneficiary upon the death of the original Owner, exceeds the contract value as of the Good Order date (“Continuation Contribution”), if any. The Continuation Contribution is not considered a Purchase Payment for the purposes of any other calculations except the death benefit following the Continuing Spouse’s death.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.3pt solid #000000;border-left:0.3pt solid #000000;border-right:0.3pt solid #000000;border-top:0.3pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Bottom;width:258pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">We will process a spousal continuation as of the date we </span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:0.0pt;">receive the following at the Annuity Service Center:</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:4.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">Death Claim form; </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">and</span></div></div></td></tr> <tr style="height:auto;"> <td style="background-color:#E5E5E5;padding-bottom:2.5pt;padding-top:4.5pt;vertical-align:Top;width:258pt;padding-top:6pt;"> <div style="line-height:12.00pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:14.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;margin-left:15.3pt;">Satisfactory proof of death of the original Owner.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">We will add any Continuation Contribution as of the date we receive both the Continuing Spouse’s written request to continue the contract and satisfactory proof of death of the original Owner (“Continuation Date”) at the Annuity Service Center. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The age of the Continuing Spouse on the Continuation Date will be used to determine any future death benefits under the contract. If you elected the Return of Purchase Payment death benefit or the Maximum Anniversary Value death benefit, the death benefit payable upon the Continuing Spouse’s death would differ depending on the Continuing </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Spouse’s age on the Continuation Date. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX B – DEATH BENEFITS FOLLOWING SPOUSAL CONTINUATION for a discussion of the death benefit calculations upon a Continuing Spouse’s death.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see APPENDIX K – DEATH BENEFITS AND SPOUSAL CONTINUATION FOR CONTRACTS ISSUED BETWEEN MAY 1, 2017 AND APRIL 30, 2019 and APPENDIX G – DEATH BENEFITS AND SPOUSAL CONTINUATION DEATH BENEFITS FOR CONTRACTS ISSUED PRIOR TO MAY 1, 2017 for details regarding those benefits.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see OPTIONAL LIVING BENEFITS above for information on the effect of Spousal Continuation on these benefits.</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:0pt;text-align:left;top:-1.75pt;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">Appendix A – Investment Options Available Under The Contract</span> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/> <hr style="background-color:#000000;height:0.5pt;margin-bottom:1pt;margin-left:0%;margin-top:-0.75pt;text-align:left;width:540pt;"/><span style="font-family:Arial;font-size:2pt;font-weight:bold;line-height:1.8600pt;"> </span><span style="font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Underlying Funds </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The following is a list of Underlying Funds available under the contract. More information about the Underlying Funds is available in the prospectuses for the Underlying Funds, which may be amended from time to time and can be found online at www.corebridgefinancial.com/ProductProspectuses. You can also request this information at no cost by calling (855) 421-2692. Depending on the optional benefits you choose, you may not be able to invest in certain Underlying Funds. See “Investment Requirements For Optional Living Benefits” in this appendix. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">The current expenses and performance information below reflect fees and expenses of the Underlying Funds, but do not reflect the other fees and expenses that your contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Underlying Fund’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:10.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">The availability of Underlying Funds may vary depending on the broker-dealer firm through which the contract was sold. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">See APPENDIX M - BROKER-DEALER VARIATIONS in the prospectus for additional information.</span><span style="font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.32%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.30%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.34%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.79%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.20%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.07%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.48%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.76%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 75/25 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.81%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.11%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 80/20 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.51%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.25%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.99%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.26%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.06%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.17%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.96%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.26%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation Managed Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">American Century Investment Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.06%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Federated Investment Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.46%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management L.P.</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.21%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc. and Massachusetts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.19%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.45%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-3.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.35%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">PineBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.94%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Cash</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Service </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Shares</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.43%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.90%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.58%</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.14%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.46%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class VC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co. LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.12%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.85%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.86%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">19.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.65%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth-Income Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.59%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage International Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.12%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Emerging Markets Equity Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">32.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.10%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Brandywine Global Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.32%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.25%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.41%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.31%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA International Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">30.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.86%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Janus Capital Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.05%*</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.04%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.40%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.34%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.41%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">36.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.15%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.81%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.94%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.44%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.02%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.89%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Growth Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.50%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Value Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.87%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.37%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Mid Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">35.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.99%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">34.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.79%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Small Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.66%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital Appreciation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.75%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.15%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.96%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Schroder Investment Management North America</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.13%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.51%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.19%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Index Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.82%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.29%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:-9pt;">* </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-style:italic;">This Underlying Fund is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Underlying Fund prospectus for additional information.</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;line-height:9pt;"> </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">1</span><span style="font-family:Times New Roman;font-size:8.0pt;">Capital Research and Management Company is the investment adviser of the master fund in which this Underlying Fund (Master-Feeder Fund) invests. Under a master-feeder fund structure, the feeder fund does not buy individual securities directly. Rather, the feeder fund invests all of its investment assets in a corresponding master fund, which invests directly in individual securities. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">2</span><span style="font-family:Times New Roman;font-size:8.0pt;">On July 28, 2025, SA Wellington Government and Quality Bond Portfolio was renamed SA Goldman Sachs Government and Quality Bond Portfolio and Goldman Sachs Asset Management L.P. became its subadvisor. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">3</span><span style="font-family:Times New Roman;font-size:8.0pt;">On May 1, 2026, SA Morgan Stanley International Equities Portfolio was renamed SA BlackRock Advantage International Portfolio and BlackRock Investment Management, LLC became its subadvisor. </span><span style="font-family:Times New Roman;font-size:5pt;position:relative;top:-3.25pt;">4</span><span style="font-family:Times New Roman;font-size:8.0pt;">On July 28, 2025, SA JPMorgan Global Equities Portfolio was renamed SA Fidelity Institutional AM Global Equities Portfolio and FIAM LLC</span><span style="font-family:Times New Roman;font-size:8.0pt;line-height:9.00pt;"> </span><span style="font-family:Times New Roman;font-size:8.0pt;">became its subadvisor.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.32%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.30%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.34%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.79%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.20%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.07%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.70%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.48%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.76%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.49%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 75/25 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.81%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.11%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.82%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.55%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 60/40 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 80/20 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.51%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.25%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 90/10 Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.19%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.99%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.69%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.26%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.22%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.06%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.17%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.34%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.96%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Total Return Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Advisor Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.26%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation Managed Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">American Century Investment Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.21%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.63%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.06%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Federated Investment Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.78%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.46%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.59%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span> <div style="clear:right;"> </div></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management L.P.</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-1.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.21%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc. and Massachusetts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.17%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.19%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.80%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.45%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.72%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-3.61%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">0.35%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">PineBridge Investments, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.05%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.94%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Cash</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Service </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Shares</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.43%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.90%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.08%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.58%</span></div></div></div></td></tr> <tr style="height:21.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.14%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.14%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income Fund</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Series II</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.30%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.56%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.46%</span></div></div></div></td></tr> <tr style="height:24pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class VC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co. LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.29%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.12%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.88%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.85%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">2.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.36%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.27%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.86%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.85%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">19.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.65%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth-Income Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.82%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.67%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.59%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage International Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.12%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">20.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.23%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.11%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Emerging Markets Equity Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.83%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">32.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.13%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span><span style="font-family:Times New Roman;font-size:5.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-3.75pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.87%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.10%</span></div></div></div></td></tr> <tr style="height:44pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">– Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.14%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">1.25%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Brandywine Global Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.32%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.25%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">9.41%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.68%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.31%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA International Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">30.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.18%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth Opportunities Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.07%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.92%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:1.62pt;">-0.96%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.86%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Janus Capital Management, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.05%*</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">18.04%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.40%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.34%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.41%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">36.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">4.37%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.15%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.84%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.31%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.81%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.94%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.15%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.71%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.44%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.02%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.86%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">3.99%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.89%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Growth Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">21.51%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.50%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">17.27%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.18%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Value Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.60%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.57%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.93%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">16.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.85%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.87%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.95%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">13.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.20%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.37%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Mid Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.76%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.39%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">35.91%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.00%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.99%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.18%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">34.95%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.59%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.79%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Small Cap Index Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.66%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.04%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.28%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital Appreciation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.98%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">14.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">8.54%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.75%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;">1</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.15%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.83%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.40%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.96%</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Schroder Investment Management North America</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.16%*</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">12.32%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.73%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.09%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">15.97%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">6.81%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.01%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.13%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.34%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.51%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:24.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Underlying Fund – Share Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Advisor</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;">Subadvisor (if applicable)</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Current</span></div> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:159.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Average Annual Total Returns</span></div> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:54pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">5 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:51.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">10 Year</span></div></div></td></tr> <tr style="height:34pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:4pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">(continued)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">1.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">10.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">5.66%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:11.0pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.19%</span></div></div></div></td></tr> <tr style="height:31.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> </span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:269pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Index Allocation Portfolio</span><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;"> – Class 3</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">0.78%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;">11.82%</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:54pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:6pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:4.68pt;">7.29%</span></div></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;white-space:nowrap;width:51.5pt;"> <div style="line-height:10pt;margin-left:6pt;margin-right:1.5pt;text-align:right;width:42pt;"> <div style="display:flex;margin:auto;width:30.07pt;"> <div style="display:flex;white-space:nowrap;width:30.07pt;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:2.88pt;">N/A</span></div></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset </span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Allocation</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0082 0.1260 0.0573 0.0732 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0072 0.1256 0.0766 0.0730 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0103 0.1584 0.0805 0.0934 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0100 0.1096 0.0391 0.0579 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0101 0.1252 0.0548 0.0720 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0101 0.1413 0.0652 0.0807 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0080 0.1557 0.0870 0.0948 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0076 0.1400 0.0655 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0114 0.1757 0.1049 0.1011 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0107 0.1514 0.0817 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 60/40 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0080 0.1533 0.0596 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 75/25 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0081 0.1773 0.0735 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Global Index Allocation 90/10 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0077 0.2004 0.0881 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span> 0.0111 0.1882 0.0855 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 60/40 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0071 0.1313 0.0699 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 80/20 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0069 0.1551 0.0925 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Index Allocation 90/10 Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> 0.0069 0.1719 0.1039 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0099 0.1265 0.0580 0.0727 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0096 0.1069 0.0603 0.0726 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0100 0.1539 0.0822 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span> 0.0106 0.1409 0.0560 0.0717 <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Bond</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span> 0.0127 0.1486 0.0234 0.0496 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PIMCO Total Return Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span> 0.0083 0.0878 -0.0008 0.0226 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation Managed Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">American Century Investment Management, Inc.</span> 0.0085 0.0621 0.0063 0.0206 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Federated Investment Management Company</span> 0.0080 0.0678 0.0015 0.0346 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0059 0.0605 -0.0084 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0059 0.0604 0.0072 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management L.P.</span> 0.0084 0.0631 -0.0102 0.0121 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc. and Massachusetts </span><span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Financial Services Company</span> 0.0078 0.0698 -0.0017 0.0219 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0080 0.0439 0.0220 0.0145 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span> 0.0118 0.0872 -0.0361 0.0035 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">PineBridge Investments, LLC</span> 0.0101 0.0816 0.0505 0.0694 <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Cash</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Goldman Sachs Asset Management, L.P.</span> 0.0043 0.0394 0.0298 0.0190 <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Stock</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0110 0.1139 0.1008 0.1458 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0100 0.1714 0.1514 0.1167 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income Fund</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0100 0.1530 0.1256 0.1046 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Lord, Abbett &amp; Co. LLC</span> 0.0093 0.1729 0.1335 0.1112 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0088 0.1279 0.1167 0.1585 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0116 0.0232 0.0836 0.0827 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0095 0.2135 0.0794 0.1186 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0085 0.1991 0.1307 0.1765 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth-Income Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0082 0.1767 0.1357 0.1359 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage International Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0112 0.2099 0.0523 0.0611 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Emerging Markets Equity Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0083 0.3265 0.0313 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span> 0.0107 0.2187 0.1353 0.1110 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span> 0.0114 0.1800 0.0576 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">FIAM LLC</span> 0.0110 0.0125 0.0465 0.0518 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Brandywine Global Investment Management, LLC</span> 0.0095 0.1683 0.1357 0.1132 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Mutual Advisers, LLC</span> 0.0125 0.0614 0.0832 0.0941 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0079 0.1802 0.1511 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0089 0.1668 0.1152 0.1231 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA International Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0075 0.3060 0.0818 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth Opportunities Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0107 0.0592 -0.0096 0.0886 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Janus Capital Management, LLC</span> 0.0105 0.1804 0.1140 0.1534 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0141 0.3600 0.0437 0.0815 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0084 0.1431 0.1052 0.1081 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0094 0.1415 0.1271 0.1244 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">J.P. Morgan Investment Management Inc.</span> 0.0102 0.0786 0.0399 0.1189 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Growth Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0060 0.2151 0.1435 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0050 0.1727 0.1383 0.1418 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Large Cap Value Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0060 0.1257 0.1228 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0093 0.1639 0.1485 0.1587 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Massachusetts Financial Services Company</span> 0.0095 0.1352 0.1120 0.1237 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Mid Cap Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0062 0.0676 0.0839 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Pacific Investment Management Company, LLC</span> 0.0109 0.3591 0.1000 0.0599 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Putnam Investment Management, LLC</span> 0.0118 0.3495 0.1259 0.0879 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Small Cap Index Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">BlackRock Investment Management, LLC</span> 0.0066 0.1204 0.0528 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital Appreciation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Wellington Management Company LLP</span> 0.0098 0.1426 0.0854 0.1575 <span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Volatility </span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Control</span> <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Capital Research and Management Company</span> 0.0115 0.1083 0.0740 0.0796 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">Schroder Investment Management North America</span> 0.0116 0.1232 0.0573 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0109 0.1597 0.0681 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0101 0.1113 0.0534 0.0751 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">AllianceBernstein L.P.</span> 0.0103 0.1089 0.0566 0.0719 <span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Index Allocation Portfolio</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">SunAmerica Asset Management, LLC</span> <span style="font-family:Times New Roman;font-size:9.0pt;font-style:italic;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0078 0.1182 0.0729 <span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-style:italic;">This Underlying Fund is subject to an expense reimbursement or fee waiver arrangement resulting in a temporary expense reduction. See the Underlying Fund prospectus for additional information.</span> <span style="font-family:Arial;font-size:9.30pt;font-weight:bold;text-decoration:underline;">Fixed Accounts </span><span style="font-family:Times New Roman;font-size:10.0pt;">The following</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">is</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">a list of Fixed Accounts currently available under the contract. We may change the features of the Fixed Accounts listed below, offer new</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">Fixed Accounts,</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">and terminate existing Fixed Accounts.</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">We will provide</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">you with written notice before doing so. </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">See INVESTMENT</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">OPTIONS</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">-</span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">FIXED ACCOUNTS</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">in the prospectus for a description of the Fixed Accounts'</span><span style="font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="font-family:Times New Roman;font-size:10.0pt;">features.</span><span style="font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:180.17pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:179.67pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Terms</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:180.16pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year Fixed Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Dollar Cost Averaging Fixed Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">6-Month</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">, </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">12-Month</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">, </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">2-Year</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr> <tr style="height:11.0pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Secure Value Account**</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr></table><span style="font-family:Times New Roman;font-size:9.0pt;">* The 2-Year term for the Dollar Cost Averaging Fixed Account is not available for contracts issued on or after October</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:9pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">1, 2013.</span><span style="font-family:Times New Roman;font-size:9.0pt;">** If</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">you elect a Living Benefit, a</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">certain percentage</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">(either 10%</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">or 20%)</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">of your investment will automatically be allocated to the Secure Value Account. Amounts allocated to the Secure Value Account may not be transferred to any other investment option.</span><span style="font-family:Times New Roman;font-size:9.0pt;line-height:10pt;"> </span><span style="font-family:Times New Roman;font-size:9.0pt;">You may not transfer into or out of the Secure Value Account.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:540pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:180.17pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:179.67pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Terms</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:180.16pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Minimum Guaranteed Interest Rate</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year Fixed Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Dollar Cost Averaging Fixed Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">6-Month</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">, </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">12-Month</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">, </span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">2-Year</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:10.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr> <tr style="height:11.0pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:180.17pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Secure Value Account**</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:179.67pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:180.16pt;"> <div style="line-height:9.5pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1%</span></div></div></td></tr></table> <span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1-Year Fixed Account</span> P1Y 0.01 <span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Dollar Cost Averaging Fixed Account</span> P6M P12M P2Y 0.01 <span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Secure Value Account**</span> P1Y 0.01 <span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">INVESTMENT REQUIREMENTS FOR OPTIONAL LIVING BENEFITS </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect an optional Living Benefit, your contract is subject to investment requirements, as reflected below. Depending on the optional Living Benefit you choose, you may not be able to invest in certain investment options. If you do not elect any optional benefits, or if the only optional benefit you elect is a death benefit, your contract is not subject to investment requirements. </span><span style="color:#000000;font-family:Arial;font-size:10.23pt;font-weight:bold;text-transform:uppercase;">FOR OPTIONAL BENEFITS AVAILABLE FOR ELECTION </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">This section contains the current investment requirements for the optional Living Benefits that we are offering to investors, including: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Max </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">•</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Polaris Income Plus Daily Flex</span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Max </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect Polaris Income Max, you must allocate your assets in accordance with the following:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">20% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">80% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:10.70pt;text-align:left;margin-top:5pt;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">PIMCO Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts</span><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">**</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may invest up to a maximum of 50% in each of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">these Variable Portfolios.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">**You may use a DCA Fixed Account to invest your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">target allocation in accordance with the investment </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Plus Daily Flex </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect Polaris Income Plus Daily Flex on or after November 8, 2021, you must allocate your assets in accordance with the option below or Build Your Own Allocation: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:8.55pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.16pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset Allocation Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios:</span></div></div> <div style="line-height:10.16pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Individually Managed Asset Allocation </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:12.00pt;text-decoration:underline;">Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA BlackRock Multi-Factor 70/30</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Tactical Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Multi-Asset Insights</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price Allocation Moderately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Wellington Strategic Multi-Asset</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Actively Managed Fund-of-Funds:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Index Fund-of-Funds Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 75/25</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 80/20</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Volatility Control Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Fixed Income Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">PIMCO Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may use a DCA Fixed Account to invest your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">target allocation in accordance with the investment </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Build Your Own Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You must allocate your assets in accordance with the following: 10% of your total Purchase Payments in the Secure Value Account. The remaining 90% of your total Purchase Payments must be allocated in the following Investment Groups:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:23.93pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:4pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">FIXED INCOME PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 18% Maximum 90%</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Money Market Portfolio:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;line-height:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Core Fixed Income Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">PIMCO Total Return</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Century Inflation Managed</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fixed Income Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">DCA Fixed Accounts*</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">6-Month DCA</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">1-Year DCA</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Fixed Accounts</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">1-Year Fixed (if available)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:4.75pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;vertical-align:Top;width:258.00pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:23.18pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:0.75pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">PRIMARY EQUITY AND ASSET ALLOCATION PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 72%**</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Global &amp; International Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA BlackRock Advantage International</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Emerging Markets Equity Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA International Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Core Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Growth-Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Value Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. Comstock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. Growth and Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Value Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Growth Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. American Franchise</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA AB Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Growth Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Wellington Capital Appreciation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Small &amp; Mid Cap Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Mid Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Small Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Asset Allocation Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Moderate</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:8.91pt;"> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:33.43pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:4pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">PRIMARY EQUITY AND ASSET ALLOCATION PORTFOLIOS</span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;"> - CONTINUED</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 72%**</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Asset Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 60/40</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 75/25</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 90/10</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 60/40</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 80/20</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 90/10</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Total Return</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Asset Allocation (Volatility Control Portfolios):</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Index Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:4.75pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;vertical-align:Top;width:258.00pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:23.18pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:0.75pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">OTHER EQUITY AND SPECIALTY PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 27%***</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Small &amp; Mid Cap Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Small Company Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Invesco Growth Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Global &amp; International Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Global Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PIMCO RAE International Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Putnam International Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Specialty Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:2.97pt;"> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;line-height:9.50pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may use a DCA Fixed Account to invest your target allocation in accordance with the investment requirements. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may invest up to a maximum of 36% in an individual Variable Portfolio within this Investment Group. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">***</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may invest up to a maximum of 9% in an individual Variable Portfolio within this Investment Group. </span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Plus Daily Flex </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">May 1, 2019 and November 7, 2021</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the optional Polaris Income Plus Daily Flex Living Benefit, you must allocate your assets in accordance with the option below or Build Your Own Allocation: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:8.55pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.16pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Asset Allocation Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios:</span></div></div> <div style="line-height:10.16pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Individually Managed Asset Allocation </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:12.00pt;text-decoration:underline;">Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA BlackRock Multi-Factor 70/30</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Tactical Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Multi-Asset Insights</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price Allocation Moderately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Wellington Strategic Multi-Asset</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Actively Managed Fund-of-Funds:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Index Fund-of-Funds Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 75/25</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 80/20</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Volatility Control Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Fixed Income Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">PIMCO Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may use a DCA Fixed Account to invest your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">target allocation in accordance with the investment </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;font-weight:bold;">Build Your Own Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">You must allocate your assets in accordance with the following: 10% of your total Purchase Payments in the Secure Value Account. The remaining 90% of your total Purchase Payments must be allocated in the following Investment Groups:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:23.93pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:4pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">FIXED INCOME PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 18% Maximum 90%</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Money Market Portfolio:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Goldman Sachs VIT Government Money Market Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;line-height:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Core Fixed Income Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">PIMCO Total Return</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Century Inflation Managed</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Federated Hermes Corporate Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fixed Income Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fixed Income Intermediate Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Goldman Sachs Government and Quality Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PIMCO Global Bond Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">DCA Fixed Accounts*</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">6-Month DCA</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">1-Year DCA</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Fixed Accounts</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">1-Year Fixed (if available)</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:4.75pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;vertical-align:Top;width:258.00pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:23.18pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:0.75pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">PRIMARY EQUITY AND ASSET ALLOCATION PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 72%**</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Global &amp; International Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA BlackRock Advantage International</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Emerging Markets Equity Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM Global Equities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA International Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Core Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Growth-Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Core</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Massachusetts Investors Trust</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Value Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. Comstock</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. Growth and Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin BW U.S. Large Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Systematic U.S. Large Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Value Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Large Growth Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Invesco V.I. American Franchise</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA AB Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Large Cap Growth Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Wellington Capital Appreciation</span><span style="font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">1</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Small &amp; Mid Cap Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Mid Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Small Cap Index</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Asset Allocation Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Moderate</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:8.91pt;"> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:33.43pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:4pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">PRIMARY EQUITY AND ASSET ALLOCATION PORTFOLIOS</span></div> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;"> - CONTINUED</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 72%**</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Asset Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA BlackRock Multi-Factor 70/30</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Tactical Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 60/40</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 75/25</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Global Index Allocation 90/10</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Goldman Sachs Multi-Asset Insights</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 60/40</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 80/20</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Index Allocation 90/10</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Diversified Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA MFS Total Return</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA T. Rowe Price Allocation Moderately Aggressive</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Wellington Strategic Multi-Asset</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Asset Allocation (Volatility Control Portfolios):</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds VCP Managed Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Schroders VCP Global Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA T. Rowe Price VCP Balanced</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA VCP Index Allocation</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:4.75pt;"> <td colspan="2" style="border-bottom:0.5pt solid #000000;vertical-align:Top;width:258.00pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:23.18pt;"> <td colspan="2" style="padding-bottom:4pt;padding-top:0.75pt;vertical-align:Top;width:258.00pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;margin-top:1pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.50pt;font-weight:bold;">OTHER EQUITY AND SPECIALTY PORTFOLIOS</span></div></div> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment Requirement Minimum 0% Maximum 27%***</span></div></div></td></tr> <tr style="height:11.94pt;"> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Small &amp; Mid Cap Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:4pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Franklin Small Company Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Invesco Growth Opportunities</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span><span style="font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-4pt;">2</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Global &amp; International Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA American Funds Global Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM International Growth</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA JPMorgan Emerging Markets</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PIMCO RAE International Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Putnam International Value</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;font-weight:bold;margin-left:0.0pt;text-decoration:underline;">Specialty Portfolios:</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">PIMCO Emerging Markets Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA Fidelity Institutional AM Real Estate</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:9.94pt;"> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:2.97pt;"> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:248.25pt;"> <div style="line-height:9.50pt;text-align:left;"> <div style="margin-left:3pt;margin-right:1.5pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;line-height:9.50pt;margin-left:0.0pt;"> </span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2pt;vertical-align:Top;width:9.75pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:1.5pt;margin-right:3pt;margin-top:-9.5pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.50pt;margin-left:0.0pt;"> </span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may use a DCA Fixed Account to invest your target allocation in accordance with the investment requirements. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may invest up to a maximum of 36% in an individual Variable Portfolio within this Investment Group. </span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">***</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">You may invest up to a maximum of 9% in an individual Variable Portfolio within this Investment Group. </span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;margin-left:-16pt;position:relative;top:-3.75pt;">1</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">    You may invest up to a maximum of 45% in SA Wellington Capital Appreciation. </span><span style="color:#000000;font-family:Times New Roman;font-size:5.5pt;margin-left:-16pt;position:relative;top:-3.75pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;">    You may invest in up to 18% in SA JPMorgan Mid-Cap Growth. </span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income PLUS FLEX </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">May 1, 2019 and October 12, 2020</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the optional Polaris Income Plus Flex Living Benefit, you must allocate your assets in accordance with the following:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:8.55pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.16pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:10.16pt;text-align:left;margin-top:5pt;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">PIMCO Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts**</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may invest up to a maximum of 50% in each of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">these Variable Portfolios.</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">**You may use a DCA Fixed Account to invest your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">target allocation in accordance with the investment </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Income Plus Daily </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">February 6, 2017 and September 8, 2019</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the optional Polaris Income Plus Daily Living Benefit, you must allocate your assets in accordance with the following: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:61.29pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:196.71pt;"> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Portfolios:</span></div></div> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Individually Managed Asset Allocation </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:12.00pt;text-decoration:underline;">Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Tactical Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Multi-Asset Insights</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price Allocation Moderately </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Wellington Strategic Multi-Asset Income</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Actively Managed Fund-of-Funds:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Fixed Income and Money Market Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Market Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Index Fund-of-Funds Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 75/25</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 80/20</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Volatility Control Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may use a DCA Fixed Account to invest your </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">target allocation in accordance with the investment </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">May 1, 2016 and February 5, 2017</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the optional Polaris Income Plus Daily Living Benefit, you must allocate your assets in accordance with A or B: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:86.95pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:14.02pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:243.98pt;"> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">10% Secure Value Account and 90% in Allocation* 1, 2, 3 </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">or 4</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">* Please see POLARIS PORTFOLIO ALLOCATOR </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PROGRAM and 50%-50% COMBINATION MODEL </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">PROGRAM FOR CONTRACTS ISSUED PRIOR TO </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">FEBRUARY 6, 2017 later in this Appendix for the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">allocations for the formerly available Polaris Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Allocator Models.</span></div></div></td></tr> <tr style="height:477.07pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:14.02pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">B</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:243.98pt;"> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">10% Secure Value Account and select up to 90% in one </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">or more of the following Variable Portfolios:</span></div></div> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Individually Managed Asset Allocation Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Franklin Tactical Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Multi-Asset Insights</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Volatility Control Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Fixed Income and Money Market Portfolios:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Index Fund-of-Funds Portfolios</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 75/25</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Global Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 90/10</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 80/20</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Index Allocation 60/40</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">Actively Managed Fund-of-Funds:</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:6.00pt;text-decoration:underline;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">6-Month DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">1-Year DCA</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may use a DCA Fixed Account to invest your target </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">allocation in accordance with the investment requirements.</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">POLARIS INCOME PLUS </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> May 1, 2015 and September 8, 2019</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Plus</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Living Benefit, the following Investment Requirements are applicable:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">* You may invest up to a maximum of 50% in </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">each of these Variable Portfolios.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">January 23, 2012 and April 30, 2015</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Plus</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Income Option 1, 2 or 3</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> (formerly called SunAmerica Income Plus) Living Benefit, you must allocate your assets in accordance with the following:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">20% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">80% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">* You may invest up to a maximum of 50% in </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">each of these Variable Portfolios.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">January 23, 2012 and September 30, 2013,</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Plus</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Income Option </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;">with Custom Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Living Benefit, the following investment requirements are applicable</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:94.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in Allocation* 1, 2 or 3</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:2.59pt;">Please see POLARIS PORTFOLIO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">ALLOCATOR PROGRAM and 50%-50% </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">COMBINATION MODEL PROGRAM FOR </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">CONTRACTS ISSUED PRIOR TO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">FEBRUARY 6, 2017 later in this Appendix </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">for the allocations for the formerly available </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">Polaris Portfolio Allocator Models.</span></div></div></td></tr> <tr style="height:151.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Variable Portfolios:</span></div></div> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div></div></td></tr> <tr style="height:19.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 3</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% SA JPMorgan Ultra-Short Bond</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you choose </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;">the Build-Your-Own Option</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, after investing 10% in the Secure Value Account, the remaining 90% of Purchase Payments must be invested among the Variable Portfolios, as follows: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:139.37pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">A. Bond, and </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">DCA Fixed </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 20% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 90%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">DCA 6-Month</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:458.04pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">B. Equity**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:95.59pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">C. Limited </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.24pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">You may use a DCA Fixed Account to invest your target allocations in accordance with the investment requirements. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Not all funds listed in the Equity group invest in equity markets. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> prior to January 23, 2012, </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">SunAmerica Income Plus </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(renamed Polaris Income Plus) </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;">Income Option 1 or 2 or 3 </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Living Benefit, the following investment requirements are applicable: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Flexible Allocation – Options 1-3</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:86.7pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in Allocation* 1, 2 or 3</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:2.59pt;">Please see POLARIS PORTFOLIO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">ALLOCATOR PROGRAM and 50%-50% </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">COMBINATION MODEL PROGRAM FOR </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">CONTRACTS ISSUED PRIOR TO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">FEBRUARY 6, 2017 later in this Appendix </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">for the allocations for the formerly available </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">Polaris Portfolio Allocator Models.</span></div></div></td></tr> <tr style="height:108.53pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Variable Portfolios:</span></div></div> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div></div></td></tr> <tr style="height:20.02pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 3</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% SA JPMorgan Ultra-Short Bond </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolio</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Flexible Allocation – Build-Your-Own Option 4 </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you choose the Build-Your-Own Option, after investing 10% in the Secure Value Account, the remaining 90% of Purchase Payments must be invested among the Variable Portfolios, as follows: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:161.26pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">A. Bond, and </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">DCA Fixed </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">Accounts</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 20% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 90%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">DCA 6-Month</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available)</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:458.04pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">B. Equity**</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:95.59pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">C. Limited </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.24pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">You may use a DCA Fixed Account to invest your target allocations in accordance with the investment requirements. </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">**</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Not all funds listed in the Equity group invest in equity markets.</span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">POLARIS INCOME BUILDER </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> May 1, 2015 and April 30, 2018</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Builder</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Living Benefit, you must allocate your assets in accordance with the following: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:11.55pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;line-height:11.55pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:11.55pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may invest up to a maximum of 50% in each of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">these Variable Portfolios.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased between</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> January 23, 2012 and April 30, 2015</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Polaris Income Builder</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> (formerly called Sunamerica Income Builder) Living Benefit, you must allocate your assets in accordance with the following: </span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:auto;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:57.52pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">20% Secure</span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2pt;vertical-align:Top;width:200.48pt;"> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">80% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Portfolios, except as otherwise noted:</span></div></div> <div style="line-height:11.55pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;line-height:11.55pt;margin-left:0.0pt;"> </span></div></div> <div style="line-height:11.55pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Goldman Sachs VIT Government Money Market </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Century Inflation Managed</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds VCP Managed Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Federated Hermes Corporate Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Fixed Income Intermediate Index</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Goldman Sachs Government and Quality </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:12.00pt;">Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA PIMCO Global Bond Opportunities</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Schroders VCP Global Allocation*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA T. Rowe Price VCP Balanced*</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Index Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">You may invest up to a maximum of 50% in each of </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">these Variable Portfolios.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If your contract was purchased prior to</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;"> January 23, 2012</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, and you elected the optional </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">SunAmerica Income Builder </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">(renamed Polaris Income Builder) with </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;text-decoration:underline;">Flexible Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Living Benefit, the following investment requirements are applicable: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Flexible Allocation – Options 1-3</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:94.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in Allocation* 1, 2 or 3</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:2.59pt;">Please see POLARIS PORTFOLIO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">ALLOCATOR PROGRAM and 50%-50% </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">COMBINATION MODEL PROGRAM FOR </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">CONTRACTS ISSUED PRIOR TO </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">FEBRUARY 6, 2017 later in this Appendix </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">for the allocations for the formerly available </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">Polaris Portfolio Allocator Models.</span></div></div></td></tr> <tr style="height:119.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% in one or more of the following </span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Variable Portfolios:</span></div></div> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div></div></td></tr> <tr style="height:19.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:35.45pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 3</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:57pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">10% Secure</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Value Account</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:165.55pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">90% SA JPMorgan Ultra-Short Bond</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Flexible Allocation – Build-Your-Own Option 4:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;font-weight:bold;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:174.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">A. Bond, and </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">DCA Fixed </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 20%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 90%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">DCA 6-Month</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available) </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Flexible</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or DCA Fixed Accounts</span></div></div></td></tr> <tr style="height:497.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">B. Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE Foreign Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:105.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">C. Limited </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.24pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds VCP </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">You may use a DCA Fixed Account to invest your target allocations in accordance with the investment requirements.</span><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">MARKETLOCK FOR LIFE </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect MarketLock for Life at the time of contract issue, you must comply with investment requirements by allocating your investments in one of four ways or if using a DCA Fixed Account or a DCA Program, by indicating your target allocations, in one of four ways:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:85.44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:12.66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:245.34pt;"> <div style="line-height:11.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invest in one of the three available Allocations*:</span></div></div> <div style="line-height:11.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Allocation 1, Allocation 2 or Allocation 3</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">Please see POLARIS PORTFOLIO ALLOCATOR PROGRAM and </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">50%-50% COMBINATION MODEL PROGRAM FOR CONTRACTS </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">ISSUED PRIOR TO FEBRUARY 6, 2017 later in this Appendix </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">for the allocations for the formerly available Polaris Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">Allocator Models.</span></div></div></td></tr> <tr style="height:117.04pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:12.66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:245.34pt;"> <div style="line-height:11.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invest in one or more of the following Variable Portfolios:</span></div></div> <div style="line-height:11.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div></div></td></tr> <tr style="height:14.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:12.66pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:245.34pt;"> <div style="line-height:11.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invest in the SA JPMorgan Ultra-Short Bond</span></div></div></td></tr> <tr style="height:21.95pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:12.66pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">4</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:245.34pt;"> <div style="line-height:10.70pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">In accordance with the requirements outlined in the table </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">below:</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:153.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">A. Bond, Cash</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">and Fixed</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">Accounts</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 30%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 100%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts*</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available) </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:476.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">B. Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:84.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">C. Limited</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.91pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">MarketLock Income Plus </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elect MarketLock Income Plus at time of contract issue, you must comply with investment requirements by allocating your investments in one of four ways or if using a DCA Fixed Account or a DCA Program, by indicating your target allocations in one of four ways: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in the SA JPMorgan Ultra-Short Bond Portfolio; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in either Allocation* 1, 2 or 3: or </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Please see POLARIS PORTFOLIO PROGRAM and 50%-50% COMBINATION PORTFOLIO ALLOCATOR MODEL PROGRAM FOR CONTRACTS ISSUED PRIOR TO FEBRUARY 6, 2017 later in this Appendix for the allocations for the formerly available Polaris Portfolio Allocator Models. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">3.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in one or a combination of the following Variable Portfolios:</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Franklin Income VIP Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Balanced </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Moderate </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Moderately Aggressive</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA American Funds Asset Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA JPMorgan Diversified Balanced </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA MFS Total Return </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA VCP Dynamic Allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA VCP Dynamic Strategy </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">4.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">In accordance with the requirements outlined in the table below:</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:174.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">A. Bond, Cash</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">and Fixed</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">Accounts</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 30%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 100%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available) </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:487.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">B. Equity</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.08pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Portfolio</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:84.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">C. Limited</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.91pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0% </span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">MarketLock For Life Plus </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you elected MarketLock For Life Plus at the time of contract issue, you must comply with investment requirements by allocation your investments in one of four ways or if using a DCA Fixed Account or a DCA Program, by indicating your target allocations in one of four ways: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">1.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in the SA JPMorgan Ultra-Short Bond Portfolio; or </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">2.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in either Allocation* 1, 2 or 3; or </span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;">Please see POLARIS PORTFOLIO ALLOCATOR PROGRAM and 50%-50% COMBINATION MODEL PROGRAM FOR CONTRACTS ISSUED PRIOR TO FEBRUARY 6, 2017 later in this Appendix for the allocations for the formerly available Polaris Portfolio Allocator Models. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">3.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest 100% in one or a combination of the following Variable Portfolios: </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Franklin Income VIP Fund</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Balanced </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Moderate </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA Allocation Moderately Aggressive </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA American Funds Asset Allocation </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA JPMorgan Diversified Balanced </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA MFS Total Return </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA VCP Dynamic Allocation </span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">SA VCP Dynamic Strategy </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">4.</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">Invest in accordance with the requirements outlined in the table below:</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:174.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">A. Bond, Cash</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">and Fixed</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.39pt;">Accounts</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 30%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 100%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">DCA Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">6-Month DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">2-Year DCA</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available) </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:487.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">B. Equity </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:10.08pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:84.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">C. Limited</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;margin-left:9.91pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 10%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.50pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">MarketLock income plus, MARKETLOCK FOR LIFE PLUS AND MARKETLOCK FOR LIFE extensions </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">If you purchased a contract between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">May 4, 2009 and January 18, 2010</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">MarketLock Income Plus or MarketLock For Life Plus</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Living Benefit or if you purchased a contract between </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">May 4, 2009 and January 20, 2012</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> and you elected the </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">MarketLock For Life</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;"> Living Benefit and have elected the first, second and third Extensions, you must comply with investment requirements by allocating your investments in accordance with one of the four ways:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:0.00pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:42.45pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:37.45pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:220.55pt;"> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">100% in one or more of the following:</span></div></div> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div></div></td></tr> <tr style="height:142.2pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:37.45pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:220.55pt;"> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">At least 50% and up to 100% in one or more of the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">following:</span></div></div> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Up to 50% in one or more of the following Variable </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Portfolios:</span></div></div> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA Allocation Moderately Aggressive</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA American Funds Asset Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Diversified Balanced</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA MFS Total Return</span></div></div></td></tr> <tr style="height:113.7pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:37.45pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:220.55pt;"> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">25% SA VCP Dynamic Allocation and</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">25% SA VCP Dynamic Strategy and</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">50% in one of the following Allocations*:</span></div></div> <div style="line-height:10.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">Allocation 1, Allocation 2 or Allocation 3</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:2.34pt;">Please see POLARIS PORTFOLIO ALLOCATOR </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">PROGRAM and 50%-50% COMBINATION MODEL </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">PROGRAM FOR CONTRACTS ISSUED PRIOR TO </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">FEBRUARY 6, 2017 later in this Appendix for the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">allocations for the formerly available Polaris Portfolio </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:9.00pt;">Allocator Models.</span></div></div></td></tr> <tr style="height:71.32pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:37.45pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Option 4</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:220.55pt;"> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">At least 50% and up to 100% in one or more of the </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">following:</span></div></div> <div style="line-height:9.62pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA JPMorgan Ultra-Short Bond</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Allocation</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:9.0pt;margin-left:6.00pt;">SA VCP Dynamic Strategy</span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">Up to 50% in accordance with the requirements outlined in </span></div> <div style="margin-left:3.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:8.0pt;margin-left:0.0pt;">the table below:</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:108.03pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">A. Bond, Cash</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">and Fixed</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.64pt;">Accounts</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 15%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 50%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Century Inflation </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Managed</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Federated Hermes Corporate </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Goldman Sachs Government </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">and Quality Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan MFS Core Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;font-weight:bold;margin-left:0.0pt;">Fixed Accounts</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">1-Year Fixed (if available) </span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:22.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:61pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Group</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:65pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Investment</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Requirement</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:132pt;"> <div style="line-height:10.0pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">Variable Portfolios</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;">and/or Fixed Accounts</span></div></div></td></tr> <tr style="height:439.14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">B. Equity</span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.32pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:9.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 35%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:10.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Allocation VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Franklin Income VIP Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. American Franchise </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Invesco V.I. Growth and Income </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Fund</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">Lord Abbett Growth and Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Allocation Moderately </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Aggressive</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Asset </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Allocation</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Growth-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">International</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Global Equities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">U.S. Large Cap Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Diversified </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Balanced</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Large Cap Core</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Mid-Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Investors Trust</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA MFS Total Return</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA PineBridge High-Yield Bond</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Putnam International Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Appreciation</span></div></div></td></tr> <tr style="height:76.7pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:61pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:0.0pt;">C. Limited </span></div> <div style="margin-left:3pt;margin-right:3.25pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;font-weight:bold;margin-left:10.24pt;">Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:65pt;"> <div style="line-height:8.1pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Minimum 0%</span></div> <div style="margin-left:3.25pt;margin-right:3.25pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:8.0pt;">Maximum 5%</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:9.44pt;text-align:left;"> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Real Estate</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Value</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA Invesco Growth </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Opportunities</span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:3.25pt;margin-right:3pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:9.0pt;margin-left:6.0pt;">Markets</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9.68pt;font-weight:bold;text-transform:uppercase;">Polaris Portfolio Allocator Program and 50%-50% Combination Model Program for Contracts Issued Prior to February 6, 2017 </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Effective on February 6, 2017, the Polaris Allocator Program is no longer offered. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If you invested in a Polaris Portfolio Allocator Model prior to February 6, 2017</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, you will remain invested in the same Variable Portfolios and in the same amounts and weights as before the Polaris Portfolio Allocator Program was terminated; however, the investment will no longer be considered to be a Polaris Portfolio Allocator Model and you may no longer trade into a Polaris Portfolio Allocator Model. Any active asset rebalancing or dollar cost averaging programs will continue according to your current allocations on file. You should speak with your financial representative about how to keep the Variable Portfolio allocations in each Portfolio Allocator Model in line with your investment goals over time. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Additionally, if you elected a living benefit which allowed Polaris Portfolio Allocator Models as part of the investment requirements</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, you may trade out of your allocation at any time into any investment that meets your living benefit’s investment requirements, including the asset allocation of the Variable Portfolios listed in the following table (“Allocations”). After the termination effective date, only the asset allocation of the Variable Portfolios of your current model or the Allocations below will meet the investment requirements for living benefits which previously allowed Polaris Portfolio Allocator Models. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">Please see </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-style:italic;font-weight:bold;">Investment Requirements for Optional Living Benefits </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">above</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;line-height:12.00pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">for the investment requirements associated with your Living Benefit. </span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Allocations (effective February 6, 2017)</span><span style="color:#000000;font-family:Arial;font-size:1pt;font-weight:bold;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:258pt;"> <tr style="height:21.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Variable Portfolios</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Allocation</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Allocation</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Allocation</span></div> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Allocation</span></div> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">4*</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">Invesco V.I. Comstock Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">5.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">5.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">6.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">8.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">Invesco V.I. Growth and </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Income Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">6.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">7.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">8.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">8.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA AB Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">6.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA AB Small &amp; Mid Cap </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">2.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA American Century </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Inflation Managed</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">5.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">0.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA American Funds Global </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">6.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA American Funds </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Growth-Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">4.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA BlackRock Advantage </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">International</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">5.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Federated Hermes </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Corporate Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">10.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">8.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">7.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">1.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Fidelity Institutional AM </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Real Estate</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">1.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Franklin BW U.S. Large </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">5.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Franklin Small Company </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">1.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Franklin Systematic </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">U.S. Large Cap Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">5.00%</span></div></div></td></tr> <tr style="height:29.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Goldman Sachs </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Government and Quality </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">8.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">8.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">7.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">2.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Janus Focused Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">2.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA JPMorgan Emerging </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Markets</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">2.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA JPMorgan Equity-Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">6.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">7.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">8.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">8.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA JPMorgan Large Cap </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Core</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">6.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA JPMorgan MFS Core </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">17.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">13.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">10.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">5.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA JPMorgan Ultra-Short </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">1.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">0.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">0.00%</span></div></div></td></tr> <tr style="height:13.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA MFS Large Cap Growth</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">4.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA MFS Massachusetts </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Investors Trust</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">6.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">6.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">7.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">8.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA PIMCO Global Bond </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Opportunities</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">2.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA PIMCO RAE International </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Value</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">4.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA PineBridge High-Yield </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Bond</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">2.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">0.00%</span></div></div></td></tr> <tr style="height:21.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:0.0pt;">SA Wellington Capital </span></div> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Left;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:9.0pt;">Appreciation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">3.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:3.64pt;">4.00%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:9.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;">5.00%</span></div></div></td></tr> <tr style="height:9.75pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:98.42pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:4pt;margin-right:3.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;font-weight:bold;">Total</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:5.46pt;">100%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:5.46pt;">100%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:39.77pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:1.75pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:5.46pt;">100%</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Bottom;width:40.27pt;"> <div style="line-height:8.00pt;text-align:left;"> <div style="margin-left:1.75pt;margin-right:2pt;text-align:Right;white-space:nowrap;"><span style="font-family:Times New Roman;font-size:7pt;margin-left:1.82pt;">100%</span></div></div></td></tr></table><span style="font-family:Times New Roman;font-size:8.0pt;">*</span><span style="font-family:Times New Roman;font-size:8.0pt;">Allocation 4 above is only available if you elected the Polaris Income Plus Daily Living Benefit prior to February 6, 2017.</span><span style="color:#000000;font-family:Arial;font-size:8.80pt;font-weight:bold;">Effective on February 6, 2017, the Combination Model Program will no longer be offered. </span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;font-weight:bold;">If you invested in a Combination Model prior to February 6, 2017</span><span style="color:#000000;font-family:Times New Roman;font-size:10.0pt;">, you will remain invested in the same Variable Portfolios and in the same amounts and weights as before the Polaris Portfolio Allocator Program was terminated; however, the investment will no longer be considered to be a 50%-50% Combination Model and you may no longer trade into any other Combination Model. Any active asset rebalancing or dollar cost averaging programs will continue according to your current allocations on file. You should speak with your financial representative about how to keep the Variable Portfolio allocations in each Portfolio Allocator Model in line with your investment goals over time. </span>