The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADAMS DIVERSIFIED EQUITY FD COM 006212104 203,074 9,277 SH SOLE 0 0 9,277
ALPHABET INC CAP STK CL A 02079K305 816,670 2,840 SH SOLE 0 0 2,840
ALPHABET INC CAP STK CL C 02079K107 633,674 2,209 SH SOLE 0 0 2,209
AMAZON COM INC COM 023135106 220,766 1,060 SH SOLE 0 0 1,060
AMERICAN EXPRESS CO COM 025816109 276,164 913 SH SOLE 0 0 913
APPLE INC COM 037833100 3,599,337 14,182 SH SOLE 0 0 14,182
BURKE HERBERT FINL SVCS CORP COM 12135Y108 354,119 5,685 SH SOLE 0 0 5,685
CATERPILLAR INC COM 149123101 3,239,788 4,573 SH SOLE 0 0 4,573
CISCO SYS INC COM 17275R102 468,488 6,038 SH SOLE 0 0 6,038
COCA COLA CO COM 191216100 254,387 3,345 SH SOLE 0 0 3,345
CUMMINS INC COM 231021106 443,328 824 SH SOLE 0 0 824
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 5,486,195 141,178 SH SOLE 0 0 141,178
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,614,352 22,696 SH SOLE 0 0 22,696
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,911,236 74,105 SH SOLE 0 0 74,105
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 719,962 21,194 SH SOLE 0 0 21,194
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,880,085 47,669 SH SOLE 0 0 47,669
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,073,455 22,151 SH SOLE 0 0 22,151
DUKE ENERGY CORP NEW COM NEW 26441C204 372,524 2,845 SH SOLE 0 0 2,845
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 228,330 9,000 SH SOLE 0 0 9,000
ELI LILLY & CO COM 532457108 355,951 387 SH SOLE 0 0 387
EXXON MOBIL CORP COM 30231G102 525,946 3,100 SH SOLE 0 0 3,100
FEDEX CORP COM 31428X106 432,403 1,214 SH SOLE 0 0 1,214
HOME DEPOT INC COM 437076102 262,783 799 SH SOLE 0 0 799
HUNTINGTON INGALLS INDS INC COM 446413106 595,303 1,567 SH SOLE 0 0 1,567
INTERDIGITAL INC COM 45867G101 861,002 2,851 SH SOLE 0 0 2,851
INVESCO QQQ TR UNIT SER 1 46090E103 401,717 696 SH SOLE 0 0 696
ISHARES TR CORE S&P500 ETF 464287200 284,706 436 SH SOLE 0 0 436
ISHARES TR SELECT US REIT 464287564 374,039 6,044 SH SOLE 0 0 6,044
ISHARES TR EAFE SML CP ETF 464288273 377,936 4,820 SH SOLE 0 0 4,820
JOHNSON & JOHNSON COM 478160104 462,725 1,893 SH SOLE 0 0 1,893
JPMORGAN CHASE & CO COM 46625H100 1,234,884 4,198 SH SOLE 0 0 4,198
MERCK & CO INC COM 58933Y105 234,205 1,947 SH SOLE 0 0 1,947
MICROSOFT CORP COM 594918104 1,023,150 2,764 SH SOLE 0 0 2,764
NORFOLK SOUTHN CORP COM 655844108 1,138,816 3,968 SH SOLE 0 0 3,968
PACCAR INC COM 693718108 2,005,542 17,364 SH SOLE 0 0 17,364
ROYAL BK CDA COM 780087102 362,387 2,240 SH SOLE 0 0 2,240
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 503,692 775 SH SOLE 0 0 775
TEXAS INSTRS INC COM 882508104 621,248 3,200 SH SOLE 0 0 3,200
UNION PAC CORP COM 907818108 280,469 1,156 SH SOLE 0 0 1,156
UNITEDHEALTH GROUP INC COM 91324P102 425,097 1,571 SH SOLE 0 0 1,571
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,118,488 27,018 SH SOLE 0 0 27,018
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,245,595 42,052 SH SOLE 0 0 42,052
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,907,257 9,728 SH SOLE 0 0 9,728
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 507,729 850 SH SOLE 0 0 850
VANGUARD INDEX FDS TOTAL STK MKT 922908769 20,247,424 63,113 SH SOLE 0 0 63,113
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,244,015 14,041 SH SOLE 0 0 14,041
VANGUARD INDEX FDS VALUE ETF 922908744 4,133,382 21,067 SH SOLE 0 0 21,067
VANGUARD INDEX FDS MID CAP ETF 922908629 935,216 3,257 SH SOLE 0 0 3,257
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,674,188 30,721 SH SOLE 0 0 30,721
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,618,016 13,813 SH SOLE 0 0 13,813
VANGUARD INDEX FDS GROWTH ETF 922908736 2,288,513 5,239 SH SOLE 0 0 5,239
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,182,781 58,886 SH SOLE 0 0 58,886
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 350,094 2,531 SH SOLE 0 0 2,531
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 455,761 6,069 SH SOLE 0 0 6,069
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,769,562 32,715 SH SOLE 0 0 32,715
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 849,327 17,004 SH SOLE 0 0 17,004
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 595,334 10,170 SH SOLE 0 0 10,170
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,855,753 8,629 SH SOLE 0 0 8,629
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,548,379 46,017 SH SOLE 0 0 46,017
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 936,850 14,620 SH SOLE 0 0 14,620
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,072,511 13,994 SH SOLE 0 0 13,994
VANGUARD WORLD FD MEGA GRWTH IND 921910816 933,673 2,541 SH SOLE 0 0 2,541
WALMART INC COM 931142103 2,251,084 18,113 SH SOLE 0 0 18,113