The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 544,639 2,504 SH SOLE 0 0 2,504
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 719,198 3,627 SH SOLE 0 0 3,627
ADVANCED MICRO DEVICES INC COM 007903107 1,335,518 6,565 SH SOLE 0 0 6,565
ALPHABET INC CAP STK CL A 02079K305 6,441,997 22,402 SH SOLE 0 0 22,402
ALPHABET INC CAP STK CL C 02079K107 1,895,052 6,606 SH SOLE 0 0 6,606
AMAZON COM INC COM 023135106 3,446,868 16,550 SH SOLE 0 0 16,550
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 741,303 8,738 SH SOLE 0 0 8,738
AMERICAN CENTY ETF TR US SML CP VALU 025072877 237,179 2,147 SH SOLE 0 0 2,147
AMERICAN CENTY ETF TR MULTISECTOR 025072398 209,163 4,782 SH SOLE 0 0 4,782
AMPHENOL CORP CL A 032095101 832,647 6,590 SH SOLE 0 0 6,590
ANALOG DEVICES INC COM 032654105 444,567 1,397 SH SOLE 0 0 1,397
AON PLC SHS CL A G0403H108 202,060 626 SH SOLE 0 0 626
APPLE INC COM 037833100 8,019,482 31,599 SH SOLE 0 0 31,599
APPLIED MATLS INC COM 038222105 715,652 2,094 SH SOLE 0 0 2,094
BANK AMERICA CORP COM 060505104 397,508 8,154 SH SOLE 0 0 8,154
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 566,894 1,183 SH SOLE 0 0 1,183
BLACKROCK INC COM 09290D101 991,216 1,031 SH SOLE 0 0 1,031
BOEING CO COM 097023105 355,070 1,784 SH SOLE 0 0 1,784
BOOKING HOLDINGS INC COM 09857L108 741,906 176 SH SOLE 0 0 176
BROADCOM INC COM 11135F101 2,870,496 9,274 SH SOLE 0 0 9,274
CAPITAL ONE FINL CORP COM 14040H105 828,348 4,541 SH SOLE 0 0 4,541
CARRIER GLOBAL CORPORATION COM 14448C104 403,336 7,163 SH SOLE 0 0 7,163
CATERPILLAR INC COM 149123101 277,802 392 SH SOLE 0 0 392
CHEVRON CORPORATION COM 166764100 794,144 3,838 SH SOLE 0 0 3,838
CHUBB LTD SWITZ COM H1467J104 395,745 1,214 SH SOLE 0 0 1,214
CISCO SYS INC COM 17275R102 332,880 4,290 SH SOLE 0 0 4,290
CITIGROUP INC COM NEW 172967424 855,376 7,542 SH SOLE 0 0 7,542
COCA COLA CO COM 191216100 216,036 2,841 SH SOLE 0 0 2,841
CONOCOPHILLIPS COM 20825C104 249,012 1,886 SH SOLE 0 0 1,886
COSTCO WHOLESALE CORPORATION COM 22160K105 2,968,008 2,979 SH SOLE 0 0 2,979
CROWDSTRIKE HLDGS INC CL A 22788C105 548,136 1,404 SH SOLE 0 0 1,404
DANAHER CORP DEL COM 235851102 1,095,663 5,779 SH SOLE 0 0 5,779
DHI GROUP INC COM 23331S100 32,877 11,700 SH SOLE 0 0 11,700
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 214,645 3,027 SH SOLE 0 0 3,027
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 275,837 7,080 SH SOLE 0 0 7,080
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 290,403 6,065 SH SOLE 0 0 6,065
DISNEY WALT CO COM 254687106 483,617 5,018 SH SOLE 0 0 5,018
ELI LILLY & CO COM 532457108 806,560 877 SH SOLE 0 0 877
EXXON MOBIL CORP COM 30231G102 711,325 4,193 SH SOLE 0 0 4,193
GOLDMAN SACHS GROUP INC COM 38141G104 477,668 565 SH SOLE 0 0 565
HOME DEPOT INC COM 437076102 977,496 2,972 SH SOLE 0 0 2,972
HONEYWELL INTL INC COM 438516106 946,078 4,186 SH SOLE 0 0 4,186
INTERCONTINENTAL EXCHANGE IN COM 45866F104 898,055 5,710 SH SOLE 0 0 5,710
INTUITIVE SURGICAL INC COM NEW 46120E602 378,473 821 SH SOLE 0 0 821
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 624,684 31,986 SH SOLE 0 0 31,986
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 710,022 36,179 SH SOLE 0 0 36,179
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 743,518 36,406 SH SOLE 0 0 36,406
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 678,240 36,346 SH SOLE 0 0 36,346
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 573,271 34,288 SH SOLE 0 0 34,288
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 332,789 20,218 SH SOLE 0 0 20,218
ISHARES TR US AER DEF ETF 464288760 627,417 2,868 SH SOLE 0 0 2,868
ISHARES TR CORE S&P500 ETF 464287200 1,176,431 1,801 SH SOLE 0 0 1,801
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 438,816 7,742 SH SOLE 0 0 7,742
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 1,398,652 29,708 SH SOLE 0 0 29,708
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,579,943 31,218 SH SOLE 0 0 31,218
JOHNSON & JOHNSON COM 478160104 909,200 3,720 SH SOLE 0 0 3,720
JPMORGAN CHASE & CO COM 46625H100 1,809,532 6,152 SH SOLE 0 0 6,152
LAM RESEARCH CORP COM NEW 512807306 246,564 1,154 SH SOLE 0 0 1,154
LOCKHEED MARTIN CORP COM 539830109 215,063 356 SH SOLE 0 0 356
MASTERCARD INCORPORATED CL A 57636Q104 418,215 837 SH SOLE 0 0 837
MCDONALDS CORP COM 580135101 387,814 1,248 SH SOLE 0 0 1,248
MEDTRONIC PLC SHS G5960L103 299,722 3,459 SH SOLE 0 0 3,459
MERCK & CO INC COM 58933Y105 323,651 2,691 SH SOLE 0 0 2,691
META PLATFORMS INC CL A 30303M102 3,507,948 6,131 SH SOLE 0 0 6,131
MFS ACTIVE EXCHANGE TRADED F INTERNATINL ETF 55286W405 245,741 8,269 SH SOLE 0 0 8,269
MICRON TECHNOLOGY INC COM 595112103 1,978,843 5,857 SH SOLE 0 0 5,857
MICROSOFT CORP COM 594918104 4,368,651 11,802 SH SOLE 0 0 11,802
MONDELEZ INTL INC CL A 609207105 205,431 3,564 SH SOLE 0 0 3,564
MORGAN STANLEY COM NEW 617446448 486,438 2,956 SH SOLE 0 0 2,956
NETFLIX INC. COM 64110L106 1,163,896 12,105 SH SOLE 0 0 12,105
NIKE INC CL B 654106103 323,509 6,125 SH SOLE 0 0 6,125
NOVARTIS AG SPONSORED ADR 66987V109 394,248 2,581 SH SOLE 0 0 2,581
NVIDIA CORPORATION COM 67066G104 8,531,222 48,918 SH SOLE 0 0 48,918
OTIS WORLDWIDE CORP COM 68902V107 222,636 2,888 SH SOLE 0 0 2,888
PALO ALTO NETWORKS INC COM 697435105 704,927 4,397 SH SOLE 0 0 4,397
PEPSICO INC COM 713448108 557,521 3,590 SH SOLE 0 0 3,590
PHILLIPS 66 COM 718546104 259,789 1,426 SH SOLE 0 0 1,426
QUALCOMM INC COM 747525103 540,138 4,194 SH SOLE 0 0 4,194
RTX CORPORATION COM 75513E101 768,040 3,982 SH SOLE 0 0 3,982
SALESFORCE INC COM 79466L302 318,483 1,706 SH SOLE 0 0 1,706
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,117,123 36,083 SH SOLE 0 0 36,083
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,689,931 58,113 SH SOLE 0 0 58,113
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,866,175 111,785 SH SOLE 0 0 111,785
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 284,418 726 SH SOLE 0 0 726
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 617,709 3,819 SH SOLE 0 0 3,819
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 234,167 1,597 SH SOLE 0 0 1,597
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 1,174,333 8,836 SH SOLE 0 0 8,836
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 1,058,355 17,276 SH SOLE 0 0 17,276
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 318,269 6,369 SH SOLE 0 0 6,369
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 570,869 12,440 SH SOLE 0 0 12,440
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 419,818 3,852 SH SOLE 0 0 3,852
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 940,490 8,484 SH SOLE 0 0 8,484
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 313,199 6,344 SH SOLE 0 0 6,344
SPDR GOLD TR GOLD SHS 78463V107 314,542 731 SH SOLE 0 0 731
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,267,229 5,024 SH SOLE 0 0 5,024
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 303,479 898 SH SOLE 0 0 898
TESLA INC COM 88160R101 1,932,728 5,199 SH SOLE 0 0 5,199
THERMO FISHER SCIENTIFIC INC COM 883556102 832,700 1,694 SH SOLE 0 0 1,694
THORNBURG ETF TR INTL EQUITY ETF 88521L306 300,236 9,327 SH SOLE 0 0 9,327
UNION PAC CORP COM 907818108 226,122 932 SH SOLE 0 0 932
UNITED RENTALS INC COM 911363109 760,165 1,043 SH SOLE 0 0 1,043
VANGUARD INDEX FDS SMALL CP ETF 922908751 548,984 2,096 SH SOLE 0 0 2,096
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 1,748,835 4,871 SH SOLE 0 0 4,871
VANGUARD WORLD FD CONSUM STP ETF 92204A207 256,931 1,144 SH SOLE 0 0 1,144
VANGUARD WORLD FD ENERGY ETF 92204A306 804,636 4,650 SH SOLE 0 0 4,650
VANGUARD WORLD FD FINANCIALS ETF 92204A405 1,760,202 14,570 SH SOLE 0 0 14,570
VANGUARD WORLD FD INF TECH ETF 92204A702 4,655,188 6,672 SH SOLE 0 0 6,672
VANGUARD WORLD FD COMM SRVC ETF 92204A884 319,216 1,775 SH SOLE 0 0 1,775
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 947,436 3,479 SH SOLE 0 0 3,479
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 245,093 785 SH SOLE 0 0 785
VISA INC COM CL A 92826C839 2,342,504 7,750 SH SOLE 0 0 7,750
WALMART INC COM 931142103 1,798,759 14,473 SH SOLE 0 0 14,473
WILLIS TOWERS WATSON PLC LTD SHS G96629103 347,968 1,197 SH SOLE 0 0 1,197
WIPRO LTD SPON ADR 1 SH 97651M109 25,593 12,072 SH SOLE 0 0 12,072