The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 427,581 1,685 SH SOLE 1,164 0 521
BROOKFIELD CORP CL A LTD VT SH 11271J107 461,358 11,400 SH SOLE 0 0 11,400
CHEVRON CORPORATION COM 166764100 1,661,614 8,031 SH SOLE 0 0 8,031
EXXON MOBIL CORP COM 30231G102 1,048,159 6,178 SH SOLE 0 0 6,178
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 585,401 9,917 SH SOLE 5,595 0 4,322
INTERNATIONAL BUSINESS MACHS COM 459200101 381,522 1,574 SH SOLE 0 0 1,574
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 2,327,460 101,282 SH SOLE 65,806 0 35,476
ISHARES GOLD TR ISHARES NEW 464285204 7,391,246 83,839 SH SOLE 52,549 0 31,290
ISHARES TR CORE S&P MCP ETF 464287507 11,414,644 169,031 SH SOLE 106,467 0 62,564
ISHARES TR CORE S&P SCP ETF 464287804 11,408,546 91,775 SH SOLE 57,731 0 34,044
ISHARES TR IBOXX INV CP ETF 464287242 6,118,799 56,141 SH SOLE 34,219 0 21,922
ISHARES TR ULTRA SHORT DUR 46434V878 7,777,295 153,641 SH SOLE 95,124 0 58,517
ISHARES TR 0-3 MNTH TREASRY 46436E718 3,266,417 32,450 SH SOLE 6,328 0 26,122
ISHARES TR CORE S&P500 ETF 464287200 297,534 455 SH SOLE 0 0 455
JPMORGAN CHASE & CO COM 46625H100 327,106 1,112 SH SOLE 914 0 198
KKR & CO INC COM 48251W104 278,425 3,010 SH SOLE 0 0 3,010
MICROSOFT CORP COM 594918104 272,461 736 SH SOLE 548 0 188
SPDR SERIES TRUST STATE STREET SPD 78464A649 12,976,437 506,496 SH SOLE 309,475 0 197,021
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 6,138,471 89,248 SH SOLE 54,469 0 34,779
VANGUARD INDEX FDS GROWTH ETF 922908736 22,305,696 51,067 SH SOLE 32,550 0 18,517
VANGUARD INDEX FDS VALUE ETF 922908744 28,499,538 145,258 SH SOLE 92,122 0 53,136
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,054,529 297,031 SH SOLE 186,771 0 110,260
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,343,708 147,198 SH SOLE 96,482 0 50,716
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,183,890 252,558 SH SOLE 158,887 0 93,671