The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 23,899,242 372,959 SH SOLE 372,959 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,504,007 138,835 SH SOLE 138,835 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,426,548 30,947 SH SOLE 30,947 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,877,662 23,687 SH SOLE 23,687 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,083,849 490,003 SH SOLE 490,003 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,665,494 138,720 SH SOLE 138,720 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 54,685,159 170,460 SH SOLE 170,460 0 0
APPLE INC COM 037833100 810,418 3,193 SH SOLE 3,193 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 709,116 20,943 SH SOLE 20,943 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,113,187 54,240 SH SOLE 54,240 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 5,847,597 129,601 SH SOLE 129,601 0 0
ISHARES TR CORE S&P MCP ETF 464287507 392,150 5,807 SH SOLE 5,807 0 0
ISHARES TR CORE S&P SCP ETF 464287804 361,978 2,912 SH SOLE 2,912 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 551,579 4,876 SH SOLE 4,876 0 0
ISHARES TR S&P 500 VAL ETF 464287408 407,507 1,930 SH SOLE 1,930 0 0
ORACLE CORP COM 68389X105 507,088 3,447 SH SOLE 3,447 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,335,961 4,652 SH SOLE 4,652 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 13,405,788 268,707 SH SOLE 268,707 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 876,006 28,553 SH SOLE 28,553 0 0
MICROSOFT CORP COM 594918104 2,025,019 5,471 SH SOLE 5,471 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 239,173 6,732 SH SOLE 6,732 0 0
AMAZON COM INC COM 023135106 216,601 1,040 SH SOLE 1,040 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 625,281 4,775 SH SOLE 4,775 0 0
GE AEROSPACE COM NEW 369604301 274,576 966 SH SOLE 966 0 0
GE VERNOVA INC COM 36828A101 379,712 435 SH SOLE 435 0 0
MCDONALDS CORP COM 580135101 332,235 1,069 SH SOLE 1,069 0 0
NVIDIA CORPORATION COM 67066G104 327,368 1,877 SH SOLE 1,877 0 0
SOUTHERN CO COM 842587107 410,299 4,251 SH SOLE 4,251 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,679,596 8,424 SH SOLE 8,424 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,593,071 2,666 SH SOLE 2,666 0 0
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 4,098,589 54,178 SH SOLE 54,178 0 0
COCA COLA CO COM 191216100 603,144 7,876 SH SOLE 7,876 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,455,408 63,186 SH SOLE 63,186 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 381,461 1,774 SH SOLE 1,774 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,095,588 23,148 SH SOLE 23,148 0 0
ISHARES TR CORE S&P TTL STK 464287150 11,559,373 81,158 SH SOLE 81,158 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X509 988,588 21,074 SH SOLE 21,074 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,831,881 54,940 SH SOLE 54,940 0 0
MASTERCARD INCORPORATED CL A 57636Q104 370,248 741 SH SOLE 741 0 0
VISA INC COM CL A 92826C839 1,526,614 5,051 SH SOLE 5,051 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,094,994 1,569 SH SOLE 1,569 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 324,920 12,945 SH SOLE 12,945 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 318,479 6,572 SH SOLE 6,572 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 241,729 4,376 SH SOLE 4,376 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 465,977 4,945 SH SOLE 4,945 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 382,636 4,962 SH SOLE 4,962 0 0
JOHNSON & JOHNSON COM 478160104 250,651 1,025 SH SOLE 1,025 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 394,861 824 SH SOLE 824 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 356,772 2,448 SH SOLE 2,448 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,787,382 9,110 SH SOLE 9,110 0 0
NEXTERA ENERGY INC COM 65339F101 220,126 2,370 SH SOLE 2,370 0 0
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 395,436 4,263 SH SOLE 4,263 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 222,272 917 SH SOLE 917 0 0
TESLA INC COM 88160R101 262,827 707 SH SOLE 707 0 0
ALBEMARLE CORP COM 012653101 1,791,613 9,957 SH SOLE 9,957 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 225,596 4,274 SH SOLE 4,274 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 489,674 14,415 SH SOLE 14,415 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 268,241 465 SH SOLE 465 0 0
ISHARES TR CORE S&P500 ETF 464287200 211,114 323 SH SOLE 323 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 551,247 5,944 SH SOLE 5,944 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 965,758 1,481 SH SOLE 1,481 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 218,192 1,473 SH SOLE 1,473 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 388,651 6,880 SH SOLE 6,880 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 340,363 6,005 SH SOLE 6,005 0 0
PACER FDS TR US CASH COWS 100 69374H881 373,233 5,966 SH SOLE 5,966 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 222,119 1,978 SH SOLE 1,978 0 0
PEPSICO INC COM 713448108 216,319 1,393 SH SOLE 1,393 0 0