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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 5,921,981 73,492 SH SOLE 73,492 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,821,870 34,596 SH SOLE 34,596 0 0
APPLE INC COM 037833100 315,716 1,244 SH SOLE 1,244 0 0
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102 249,266 11,083 SH SOLE 11,083 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 9,750,665 242,614 SH SOLE 242,614 0 0
CIA ENERGETICA DE MINAS GERA SP ADR N-V PFD 204409601 24,746 10,354 SH SOLE 10,354 0 0
DBX ETF TR XTRACK USD HIGH 233051432 4,235,719 117,138 SH SOLE 117,138 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 2,609,188 61,800 SH SOLE 61,800 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 814,422 24,053 SH SOLE 24,053 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 656,799 18,486 SH SOLE 18,486 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 505,645 15,018 SH SOLE 15,018 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 237,028 4,950 SH SOLE 4,950 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,187,628 30,562 SH SOLE 30,562 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 975,365 15,618 SH SOLE 15,618 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 237,229 6,983 SH SOLE 6,983 0 0
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629 3,770,432 156,190 SH SOLE 156,190 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 3,149,887 69,274 SH SOLE 69,274 0 0
ISHARES TR CORE MSCI INTL 46435G326 8,251,411 98,737 SH SOLE 98,737 0 0
ISHARES TR CORE US AGGBD ET 464287226 13,916,944 140,193 SH SOLE 140,193 0 0
ISHARES TR EAFE SML CP ETF 464288273 3,542,034 45,174 SH SOLE 45,174 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 2,398,228 25,081 SH SOLE 25,081 0 0
ISHARES TR ESG AWARE MSCI 46435U663 2,516,289 53,515 SH SOLE 53,515 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 6,202,629 130,444 SH SOLE 130,444 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 361,391 4,588 SH SOLE 4,588 0 0
ISHARES TR MRGSTR MD CP VAL 464288406 371,570 4,382 SH SOLE 4,382 0 0
ISHARES TR MRGSTR SM CP GR 464288604 380,901 6,951 SH SOLE 6,951 0 0
ISHARES TR MRNING SM CP ETF 464288703 453,498 6,524 SH SOLE 6,524 0 0
ISHARES TR RUS MD CP GR ETF 464287481 5,606,530 43,760 SH SOLE 43,760 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 3,460,876 40,947 SH SOLE 40,947 0 0
LISTED FDS TR WAHED FTSE ETF 53656F607 3,548,817 59,825 SH SOLE 59,825 0 0
NUSHARES ETF TR ESG HI TLD CRP 67092P854 2,258,908 106,653 SH SOLE 106,653 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 4,063,860 89,316 SH SOLE 89,316 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 1,069,219 26,028 SH SOLE 26,028 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 1,154,157 29,769 SH SOLE 29,769 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 1,476,568 66,482 SH SOLE 66,482 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 429,312 17,235 SH SOLE 17,235 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 13,639,265 447,195 SH SOLE 447,195 0 0
SP FUNDS TRUST S&P WORLD EX US 84612A200 4,903,876 173,896 SH SOLE 173,896 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X756 3,981,001 60,209 SH SOLE 60,209 0 0
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 4,314,874 94,523 SH SOLE 94,523 0 0
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 4,864,389 235,679 SH SOLE 235,679 0 0
SPDR SERIES TRUST BLOOMBERG INTL T 78464A516 6,457,324 294,183 SH SOLE 294,183 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A409 1,328,647 13,570 SH SOLE 13,570 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A508 15,801,614 279,279 SH SOLE 279,279 0 0
TIDAL TRUST I SP DWJNS SUKUK 886364702 3,931,691 219,648 SH SOLE 219,648 0 0
TIDAL TRUST I SP FDS S&P 500 886364801 3,238,702 67,249 SH SOLE 67,249 0 0
UNITED PARCEL SVCS INC CL B 911312106 343,052 3,487 SH SOLE 3,487 0 0
VANECK ETF TRUST GREEN BOND ETF 92189F171 5,819,140 242,879 SH SOLE 242,879 0 0
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 4,775,364 190,178 SH SOLE 190,178 0 0
VANECK ETHEREUM TR SHS 92189L103 257,865 8,413 SH SOLE 8,413 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 11,899,215 154,175 SH SOLE 154,175 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 258,272 3,507 SH SOLE 3,507 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 8,352,294 173,825 SH SOLE 173,825 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 10,470,211 23,971 SH SOLE 23,971 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,355,473 13,039 SH SOLE 13,039 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,953,496 16,027 SH SOLE 16,027 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,354,177 15,439 SH SOLE 15,439 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,850,387 9,431 SH SOLE 9,431 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,062,021 10,510 SH SOLE 10,510 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,891,153 108,997 SH SOLE 108,997 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 699,233 8,450 SH SOLE 8,450 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 697,662 14,860 SH SOLE 14,860 0 0
VOLATILITY SHS TR SOLANA ETF 92864M822 120,844 14,456 SH SOLE 14,456 0 0
WIPRO LTD SPON ADR 1 SH 97651M109 24,770 11,684 SH SOLE 11,684 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 4,040,336 67,228 SH SOLE 67,228 0 0