The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 329,673 2,270 SH SOLE 0 0 2,270
ABBOTT LABORATORIES COM 002824100 395,999 3,857 SH SOLE 0 0 3,857
ABBVIE INC COM 00287Y109 3,695,348 16,991 SH SOLE 0 0 16,991
ACNB CORP COM 000868109 641,698 13,405 SH SOLE 0 0 13,405
ADVANCED MICRO DEVICES INC COM 007903107 287,651 1,414 SH SOLE 0 0 1,414
AGNICO EAGLE MINES LTD COM 008474108 1,217,880 6,000 SH SOLE 0 0 6,000
ALPHABET INC CAP STK CL A 02079K305 21,443,714 74,571 SH SOLE 0 0 74,571
ALPHABET INC CAP STK CL C 02079K107 1,780,772 6,208 SH SOLE 0 0 6,208
ALTRIA GROUP INC COM 02209S103 2,370,959 35,929 SH SOLE 0 0 35,929
AMAZON COM INC COM 023135106 13,525,679 64,943 SH SOLE 0 0 64,943
ANALOG DEVICES INC COM 032654105 259,431 815 SH SOLE 0 0 815
ANNOVIS BIO INC COM 03615A108 22,300 10,000 SH SOLE 0 0 10,000
APPLE INC COM 037833100 30,424,541 119,881 SH SOLE 0 0 119,881
AT&T INC COM 00206R102 1,068,533 36,859 SH SOLE 0 0 36,859
AUTOMATIC DATA PROCESSING IN COM 053015103 1,085,540 5,343 SH SOLE 0 0 5,343
BANK AMERICA CORP COM 060505104 397,424 8,152 SH SOLE 0 0 8,152
BANK NEW YORK MELLON CORP COM 064058100 839,030 7,073 SH SOLE 0 0 7,073
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,812,516 7,956 SH SOLE 0 0 7,956
BLACKROCK INC COM 09290D101 661,169 687 SH SOLE 0 0 687
BLACKSTONE INC COM 09260D107 2,966,620 25,799 SH SOLE 0 0 25,799
BROADCOM INC COM 11135F101 813,380 2,628 SH SOLE 0 0 2,628
CATERPILLAR INC COM 149123101 3,103,452 4,381 SH SOLE 0 0 4,381
CHEVRON CORPORATION COM 166764100 6,192,285 29,929 SH SOLE 0 0 29,929
CISCO SYS INC COM 17275R102 617,550 7,959 SH SOLE 0 0 7,959
CITIGROUP INC COM NEW 172967424 318,229 2,806 SH SOLE 0 0 2,806
COCA COLA CO COM 191216100 1,199,811 15,777 SH SOLE 0 0 15,777
CONSTELLATION ENERGY CORP COM 21037T109 806,372 2,888 SH SOLE 0 0 2,888
CORNING INC COM 219350105 657,161 4,833 SH SOLE 0 0 4,833
COSTCO WHOLESALE CORPORATION COM 22160K105 13,382,027 13,430 SH SOLE 0 0 13,430
CROWDSTRIKE HLDGS INC CL A 22788C105 2,858,973 7,323 SH SOLE 0 0 7,323
CROWN HLDGS INC COM 228368106 213,633 2,131 SH SOLE 0 0 2,131
CSX CORP COM 126408103 554,764 13,514 SH SOLE 0 0 13,514
D R HORTON INC COM 23331A109 916,876 6,682 SH SOLE 0 0 6,682
DANAHER CORP DEL COM 235851102 388,680 2,050 SH SOLE 0 0 2,050
DEERE & CO COM 244199105 697,435 1,238 SH SOLE 0 0 1,238
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 304,717 6,288 SH SOLE 0 0 6,288
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 316,742 4,453 SH SOLE 0 0 4,453
DISNEY WALT CO COM 254687106 481,812 4,999 SH SOLE 0 0 4,999
DUKE ENERGY CORP NEW COM NEW 26441C204 1,997,973 15,259 SH SOLE 0 0 15,259
ELI LILLY & CO COM 532457108 2,102,145 2,286 SH SOLE 0 0 2,286
EMERSON ELEC CO COM 291011104 532,994 4,068 SH SOLE 0 0 4,068
EOG RES INC COM 26875P101 3,205,855 22,175 SH SOLE 0 0 22,175
EXXON MOBIL CORP COM 30231G102 3,892,821 22,945 SH SOLE 0 0 22,945
FIRSTENERGY CORP COM 337932107 293,786 5,799 SH SOLE 0 0 5,799
FLEXSTEEL INDS INC COM 339382103 409,494 9,112 SH SOLE 0 0 9,112
FORD MTR CO COM 345370860 390,163 33,810 SH SOLE 0 0 33,810
FRANKLIN FINL SVCS CORP COM 353525108 471,427 9,229 SH SOLE 0 0 9,229
FULTON FINL CORP PA COM 360271100 1,017,096 50,005 SH SOLE 0 0 50,005
GABELLI UTIL TR COM 36240A101 151,250 25,000 SH SOLE 0 0 25,000
GAMING & LEISURE P COM 36467J108 268,337 6,048 SH SOLE 0 0 6,048
GE AEROSPACE COM NEW 369604301 321,521 1,133 SH SOLE 0 0 1,133
GE VERNOVA INC COM 36828A101 221,723 254 SH SOLE 0 0 254
GENERAL DYNAMICS CORP COM 369550108 2,807,834 8,181 SH SOLE 0 0 8,181
GOLDMAN SACHS GROUP INC COM 38141G104 366,314 433 SH SOLE 0 0 433
GSK PLC SPONSORED ADR 37733W204 390,911 7,083 SH SOLE 0 0 7,083
HEICO CORP NEW CL A 422806208 377,314 1,787 SH SOLE 0 0 1,787
HEICO CORP NEW COM 422806109 529,321 1,930 SH SOLE 0 0 1,930
HERSHEY CO COM 427866108 1,533,182 7,375 SH SOLE 0 0 7,375
HOME DEPOT INC COM 437076102 2,161,021 6,571 SH SOLE 0 0 6,571
HONEYWELL INTL INC COM 438516106 466,526 2,064 SH SOLE 0 0 2,064
HUNTINGTON BANCSHARES INC COM 446150104 167,815 10,723 SH SOLE 0 0 10,723
ILLINOIS TOOL WKS INC COM 452308109 2,241,191 8,610 SH SOLE 0 0 8,610
INTERCONTINENTAL EXCHANGE IN COM 45866F104 3,141,405 19,973 SH SOLE 0 0 19,973
INTERNATIONAL BUSINESS MACHS COM 459200101 3,322,698 13,708 SH SOLE 0 0 13,708
INVESCO QQQ TR UNIT SER 1 46090E103 278,778 483 SH SOLE 0 0 483
ISHARES INC CORE MSCI EMKT 46434G103 25,485,697 365,386 SH SOLE 0 0 365,386
ISHARES SILVER TR ISHARES 46428Q109 525,292 7,709 SH SOLE 0 0 7,709
ISHARES TR 3 7 YR TREAS BD 464288661 1,897,767 16,001 SH SOLE 0 0 16,001
ISHARES TR A RATE CP BD ETF 46429B291 1,833,398 38,525 SH SOLE 0 0 38,525
ISHARES TR AGENCY BOND ETF 464288166 8,357,723 76,180 SH SOLE 0 0 76,180
ISHARES TR CORE MSCI EAFE 46432F842 107,818,874 1,190,974 SH SOLE 0 0 1,190,974
ISHARES TR CORE MSCI TOTAL 46432F834 1,066,236 12,307 SH SOLE 0 0 12,307
ISHARES TR CORE S&P MCP ETF 464287507 75,464,718 1,117,499 SH SOLE 0 0 1,117,499
ISHARES TR CORE S&P SCP ETF 464287804 47,511,194 382,199 SH SOLE 0 0 382,199
ISHARES TR CORE S&P TTL STK 464287150 309,186 2,171 SH SOLE 0 0 2,171
ISHARES TR CORE S&P500 ETF 464287200 210,734,726 322,614 SH SOLE 0 0 322,614
ISHARES TR CORE US AGGBD ET 464287226 6,395,553 64,426 SH SOLE 0 0 64,426
ISHARES TR ESG AWR MSCI USA 46435G425 486,259 3,438 SH SOLE 0 0 3,438
ISHARES TR ESG EAFE ETF 46436E759 213,719 2,833 SH SOLE 0 0 2,833
ISHARES TR ESG MSCI USA ETF 46436E767 1,197,309 21,690 SH SOLE 0 0 21,690
ISHARES TR MBS ETF 464288588 18,067,296 190,282 SH SOLE 0 0 190,282
ISHARES TR MSCI EAFE ETF 464287465 932,916 9,605 SH SOLE 0 0 9,605
ISHARES TR RUS 1000 GRW ETF 464287614 2,215,148 5,195 SH SOLE 0 0 5,195
ISHARES TR RUS 1000 VAL ETF 464287598 1,809,999 8,471 SH SOLE 0 0 8,471
ISHARES TR RUS MID CAP ETF 464287499 1,004,215 10,328 SH SOLE 0 0 10,328
ISHARES TR RUSSELL 2000 ETF 464287655 2,512,944 10,133 SH SOLE 0 0 10,133
ISHARES TR RUSSELL 3000 ETF 464287689 674,145 1,819 SH SOLE 0 0 1,819
ISHARES TR S&P 500 GRWT ETF 464287309 5,904,144 52,198 SH SOLE 0 0 52,198
ISHARES TR S&P 500 VAL ETF 464287408 3,491,049 16,533 SH SOLE 0 0 16,533
ISHARES TR S&P MC 400GR ETF 464287606 940,411 9,346 SH SOLE 0 0 9,346
JOHNSON & JOHNSON COM 478160104 6,599,181 26,997 SH SOLE 0 0 26,997
JPMORGAN CHASE & CO COM 46625H100 14,679,662 49,904 SH SOLE 0 0 49,904
KIMBERLY-CLARK CORP COM 494368103 237,175 2,459 SH SOLE 0 0 2,459
KINDER MORGAN INC DEL COM 49456B101 835,836 24,928 SH SOLE 0 0 24,928
L3HARRIS TECHNOLOGIES INC COM 502431109 3,511,780 10,175 SH SOLE 0 0 10,175
LAM RESEARCH CORP COM NEW 512807306 279,468 1,308 SH SOLE 0 0 1,308
LOCKHEED MARTIN CORP COM 539830109 552,092 913 SH SOLE 0 0 913
LOWES COS INC COM 548661107 342,658 1,450 SH SOLE 0 0 1,450
M & T BK CORP COM 55261F104 956,140 4,625 SH SOLE 0 0 4,625
MARATHON PETE CORP COM 56585A102 262,171 1,074 SH SOLE 0 0 1,074
MARKEL GROUP INC COM 570535104 1,489,147 778 SH SOLE 0 0 778
MARRIOTT INTL INC NEW CL A 571903202 249,105 762 SH SOLE 0 0 762
MASTERCARD INCORPORATED CL A 57636Q104 7,789,487 15,590 SH SOLE 0 0 15,590
MCDONALDS CORP COM 580135101 2,663,797 8,571 SH SOLE 0 0 8,571
MERCK & CO INC COM 58933Y105 1,595,621 13,265 SH SOLE 0 0 13,265
META PLATFORMS INC CL A 30303M102 2,722,303 4,758 SH SOLE 0 0 4,758
MICRON TECHNOLOGY INC COM 595112103 7,360,906 21,788 SH SOLE 0 0 21,788
MICROSOFT CORP COM 594918104 18,323,310 49,500 SH SOLE 0 0 49,500
MID PENN BANCORP INC COM 59540G107 1,776,193 55,230 SH SOLE 0 0 55,230
MID-AMER APT CMNTYS INC COM 59522J103 608,826 4,985 SH SOLE 0 0 4,985
MORGAN STANLEY COM NEW 617446448 372,901 2,266 SH SOLE 0 0 2,266
NIKE INC CL B 654106103 466,426 8,830 SH SOLE 0 0 8,830
NORFOLK SOUTHN CORP COM 655844108 302,211 1,053 SH SOLE 0 0 1,053
NORTHERN LTS FD TR IV INSPIRE 100 ETF 66538H534 537,020 11,390 SH SOLE 0 0 11,390
NOVO-NORDISK A S ADR 670100205 1,923,753 52,347 SH SOLE 0 0 52,347
NUCOR CORP COM 670346105 899,274 5,318 SH SOLE 0 0 5,318
NVIDIA CORPORATION COM 67066G104 15,293,602 87,693 SH SOLE 0 0 87,693
ONEOK INC NEW COM 682680103 1,829,050 20,235 SH SOLE 0 0 20,235
ORACLE CORP COM 68389X105 420,485 2,858 SH SOLE 0 0 2,858
ORRSTOWN FINL SVCS INC COM 687380105 454,383 12,594 SH SOLE 0 0 12,594
PEPSICO INC COM 713448108 2,434,163 15,675 SH SOLE 0 0 15,675
PFIZER INC COM 717081103 419,731 14,948 SH SOLE 0 0 14,948
PHILIP MORRIS INTL INC COM 718172109 2,384,865 14,424 SH SOLE 0 0 14,424
PNC FINL SVCS GROUP INC COM 693475105 952,027 4,575 SH SOLE 0 0 4,575
PPL CORP COM 69351T106 649,357 16,999 SH SOLE 0 0 16,999
PROCTER & GAMBLE CO COM 742718109 3,153,453 21,832 SH SOLE 0 0 21,832
PROLOGIS INC. COM 74340W103 1,938,613 14,666 SH SOLE 0 0 14,666
ROPER TECHNOLOGIES INC COM 776696106 1,960,394 5,540 SH SOLE 0 0 5,540
RTX CORPORATION COM 75513E101 666,588 3,456 SH SOLE 0 0 3,456
SCHEIN HENRY INC COM 806407102 353,834 4,801 SH SOLE 0 0 4,801
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,959,466 120,166 SH SOLE 0 0 120,166
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14,955,935 604,280 SH SOLE 0 0 604,280
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 589,355 25,381 SH SOLE 0 0 25,381
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,579,377 62,923 SH SOLE 0 0 62,923
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 402,327 13,114 SH SOLE 0 0 13,114
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 18,552,802 636,897 SH SOLE 0 0 636,897
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,836,835 125,798 SH SOLE 0 0 125,798
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 47,738,370 1,861,871 SH SOLE 0 0 1,861,871
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 21,534,359 695,554 SH SOLE 0 0 695,554
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,147,239 486,494 SH SOLE 0 0 486,494
SERVICENOW INC COM 81762P102 200,736 1,920 SH SOLE 0 0 1,920
SFL CORPORATION LTD SHS G7738W106 269,750 25,000 SH SOLE 0 0 25,000
SPDR GOLD TR GOLD SHS 78463V107 1,409,200 3,275 SH SOLE 0 0 3,275
SPDR SERIES TRUST STATE STREET SPD 78464A508 855,378 15,118 SH SOLE 0 0 15,118
SPDR SERIES TRUST STATE STREET SPD 78468R853 27,555,224 570,265 SH SOLE 0 0 570,265
SPDR SERIES TRUST STATE STREET SPD 78464A375 872,250 26,006 SH SOLE 0 0 26,006
SPDR SERIES TRUST STATE STREET SPD 78464A649 236,442 9,229 SH SOLE 0 0 9,229
SPDR SERIES TRUST STATE STREET SPD 78464A672 771,369 26,914 SH SOLE 0 0 26,914
SPDR SERIES TRUST STATE STREET SPD 78464A847 40,236,375 679,439 SH SOLE 0 0 679,439
SPDR SERIES TRUST STATE STREET SPD 78464A409 3,217,618 32,863 SH SOLE 0 0 32,863
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,368,308 6,717 SH SOLE 0 0 6,717
TESLA INC COM 88160R101 3,348,353 9,007 SH SOLE 0 0 9,007
THERMO FISHER SCIENTIFIC INC COM 883556102 5,507,865 11,206 SH SOLE 0 0 11,206
TJX COS INC NEW COM 872540109 367,790 2,303 SH SOLE 0 0 2,303
TRANE TECHNOLOGIES PLC SHS G8994E103 3,375,178 8,099 SH SOLE 0 0 8,099
TRUIST FINL CORP COM 89832Q109 678,035 14,749 SH SOLE 0 0 14,749
UNION PAC CORP COM 907818108 3,502,755 14,437 SH SOLE 0 0 14,437
UNITED RENTALS INC COM 911363109 4,293,579 5,893 SH SOLE 0 0 5,893
UNITEDHEALTH GROUP INC COM 91324P102 614,782 2,272 SH SOLE 0 0 2,272
VALERO ENERGY CORP COM 91913Y100 227,310 920 SH SOLE 0 0 920
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 517,837 7,032 SH SOLE 0 0 7,032
VANGUARD INDEX FDS GROWTH ETF 922908736 1,064,756 2,438 SH SOLE 0 0 2,438
VANGUARD INDEX FDS MID CAP ETF 922908629 5,793,645 20,174 SH SOLE 0 0 20,174
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,030,157 8,418 SH SOLE 0 0 8,418
VANGUARD INDEX FDS SML CP GRW ETF 922908595 542,121 1,794 SH SOLE 0 0 1,794
VANGUARD INDEX FDS TOTAL STK MKT 922908769 373,491 1,164 SH SOLE 0 0 1,164
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 249,225 4,611 SH SOLE 0 0 4,611
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 27,504,051 461,865 SH SOLE 0 0 461,865
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 21,157,617 255,681 SH SOLE 0 0 255,681
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 18,655,599 397,350 SH SOLE 0 0 397,350
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 540,855 5,399 SH SOLE 0 0 5,399
VANGUARD STAR FDS VG TL INTL STK F 921909768 901,910 11,696 SH SOLE 0 0 11,696
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,458,086 22,754 SH SOLE 0 0 22,754
VERIZON COMMUNICATIONS INC COM 92343V104 267,959 5,338 SH SOLE 0 0 5,338
VISA INC COM CL A 92826C839 1,644,405 5,441 SH SOLE 0 0 5,441
WALMART INC COM 931142103 3,319,797 26,712 SH SOLE 0 0 26,712
WELLS FARGO & CO COM 949746101 293,675 3,689 SH SOLE 0 0 3,689
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,217,639 13,862 SH SOLE 0 0 13,862
YORK WTR CO COM 987184108 422,021 13,859 SH SOLE 0 0 13,859