The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 855,368 5,890 SH SOLE 0 0 5,890
ABBVIE INC COM 00287Y109 4,666,249 21,455 SH SOLE 0 0 21,455
AFLAC INC COM 001055102 6,291,010 57,342 SH SOLE 0 0 57,342
AIR PRODUCTS AND CHEMICALS I COM 009158106 2,485,595 8,557 SH SOLE 0 0 8,557
ALPHABET INC CAP STK CL C 02079K107 209,982 732 SH SOLE 0 0 732
ALPHABET INC CAP STK CL A 02079K305 3,363,014 11,695 SH SOLE 0 0 11,695
ALTRIA GROUP INC COM 02209S103 1,369,244 20,749 SH SOLE 0 0 20,749
AMAZON COM INC COM 023135106 1,206,300 5,792 SH SOLE 0 0 5,792
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 225,786 2,802 SH SOLE 0 0 2,802
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 362,343 4,271 SH SOLE 0 0 4,271
AMGEN INC COM 031162100 4,460,530 12,677 SH SOLE 0 0 12,677
APPLE INC COM 037833100 10,143,829 39,969 SH SOLE 0 0 39,969
ARCHER DANIELS MIDLAND CO COM 039483102 1,956,816 26,920 SH SOLE 0 0 26,920
ASTRAZENECA PLC ORD G0593M107 202,151 1,025 SH SOLE 0 0 1,025
AT&T INC COM 00206R102 1,203,020 41,498 SH SOLE 0 0 41,498
AUTOMATIC DATA PROCESSING IN COM 053015103 2,256,961 11,108 SH SOLE 0 0 11,108
BANK AMERICA CORP COM 060505104 3,160,804 64,837 SH SOLE 0 0 64,837
BRISTOL-MYERS SQUIBB CO COM 110122108 242,661 4,001 SH SOLE 0 0 4,001
CARDINAL HEALTH INC COM 14149Y108 2,575,811 12,190 SH SOLE 0 0 12,190
CATERPILLAR INC COM 149123101 261,500 369 SH SOLE 0 0 369
CHEVRON CORPORATION COM 166764100 5,761,371 27,846 SH SOLE 0 0 27,846
CHUBB LTD SWITZ COM H1467J104 1,879,638 5,767 SH SOLE 0 0 5,767
CISCO SYS INC COM 17275R102 6,404,934 82,548 SH SOLE 0 0 82,548
COCA COLA CO COM 191216100 2,302,076 30,271 SH SOLE 0 0 30,271
COLGATE PALMOLIVE CO COM 194162103 877,857 10,300 SH SOLE 0 0 10,300
CONAGRA BRANDS INC COM 205887102 1,434,277 91,239 SH SOLE 0 0 91,239
CONOCOPHILLIPS COM 20825C104 2,742,651 20,778 SH SOLE 0 0 20,778
COSTCO WHOLESALE CORPORATION COM 22160K105 584,881 587 SH SOLE 0 0 587
CVS HEALTH CORP COM 126650100 2,698,996 37,580 SH SOLE 0 0 37,580
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 252,966 3,510 SH SOLE 0 0 3,510
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 498,818 9,451 SH SOLE 0 0 9,451
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 544,760 8,723 SH SOLE 0 0 8,723
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 1,364,206 35,106 SH SOLE 0 0 35,106
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,402,854 41,431 SH SOLE 0 0 41,431
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 4,282,016 109,908 SH SOLE 0 0 109,908
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 4,545,187 100,736 SH SOLE 0 0 100,736
EMERSON ELEC CO COM 291011104 4,945,177 37,744 SH SOLE 0 0 37,744
EXXON MOBIL CORP COM 30231G102 3,617,249 21,321 SH SOLE 0 0 21,321
FIRST TR ENHANCED EQUITY COM 337318109 11,812,044 579,022 SH SOLE 0 0 579,022
GENERAL DYNAMICS CORP COM 369550108 6,316,111 18,403 SH SOLE 0 0 18,403
GENERAL MILLS INC COM 370334104 1,586,561 42,627 SH SOLE 0 0 42,627
HOME DEPOT INC COM 437076102 540,801 1,644 SH SOLE 0 0 1,644
HONEYWELL INTL INC COM 438516106 471,148 2,084 SH SOLE 0 0 2,084
HORMEL FOODS CORP COM 440452100 589,911 26,045 SH SOLE 0 0 26,045
ILLINOIS TOOL WKS INC COM 452308109 2,168,908 8,333 SH SOLE 0 0 8,333
INTEL CORP COM 458140100 539,071 12,216 SH SOLE 0 0 12,216
INTERNATIONAL BUSINESS MACHS COM 459200101 3,786,844 15,623 SH SOLE 0 0 15,623
ISHARES TR 0-3 MNTH TREASRY 46436E718 225,585 2,241 SH SOLE 0 0 2,241
ISHARES TR ULTRA SHORT DUR 46434V878 12,822,867 253,316 SH SOLE 0 0 253,316
JOHNSON & JOHNSON COM 478160104 6,337,127 25,925 SH SOLE 0 0 25,925
JPMORGAN CHASE & CO COM 46625H100 555,659 1,889 SH SOLE 0 0 1,889
KIMBERLY-CLARK CORP COM 494368103 232,266 2,408 SH SOLE 0 0 2,408
LAMB WESTON HLDGS INC COM 513272104 528,137 12,497 SH SOLE 0 0 12,497
LINDE PLC SHS G54950103 2,818,530 5,685 SH SOLE 0 0 5,685
LOCKHEED MARTIN CORP COM 539830109 2,931,665 4,851 SH SOLE 0 0 4,851
MCDONALDS CORP COM 580135101 5,600,034 18,019 SH SOLE 0 0 18,019
MEDTRONIC PLC SHS G5960L103 1,012,852 11,689 SH SOLE 0 0 11,689
META PLATFORMS INC CL A 30303M102 244,300 427 SH SOLE 0 0 427
MICROSOFT CORP COM 594918104 7,100,105 19,181 SH SOLE 0 0 19,181
NEXTERA ENERGY INC COM 65339F101 355,545 3,828 SH SOLE 0 0 3,828
NIKE INC CL B 654106103 826,194 15,642 SH SOLE 0 0 15,642
NOVO-NORDISK A S ADR 670100205 535,705 14,577 SH SOLE 0 0 14,577
NVIDIA CORPORATION COM 67066G104 721,278 4,136 SH SOLE 0 0 4,136
ORACLE CORP COM 68389X105 3,082,840 20,956 SH SOLE 0 0 20,956
PAYCHEX INC COM 704326107 1,342,324 14,571 SH SOLE 0 0 14,571
PEPSICO INC COM 713448108 5,092,390 32,793 SH SOLE 0 0 32,793
PFIZER INC COM 717081103 489,833 17,444 SH SOLE 0 0 17,444
PHILIP MORRIS INTL INC COM 718172109 1,756,730 10,625 SH SOLE 0 0 10,625
PHILLIPS 66 COM 718546104 2,655,274 14,575 SH SOLE 0 0 14,575
PRICE T ROWE GROUP INC COM 74144T108 2,536,540 28,140 SH SOLE 0 0 28,140
PROCTER & GAMBLE CO COM 742718109 2,059,612 14,259 SH SOLE 0 0 14,259
ROYAL BK CDA COM 780087102 3,486,035 21,548 SH SOLE 0 0 21,548
RTX CORPORATION COM 75513E101 1,814,382 9,406 SH SOLE 0 0 9,406
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,246,923 203,615 SH SOLE 0 0 203,615
SMUCKER J M CO COM NEW 832696405 422,917 4,385 SH SOLE 0 0 4,385
SPDR GOLD TR GOLD SHS 78463V107 895,864 2,082 SH SOLE 0 0 2,082
STARBUCKS CORP COM 855244109 1,537,232 17,159 SH SOLE 0 0 17,159
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 727,080 1,118 SH SOLE 0 0 1,118
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 277,542 450 SH SOLE 0 0 450
SYSCO CORP COM 871829107 834,316 11,697 SH SOLE 0 0 11,697
TARGET CORP COM 87612E106 4,884,453 40,301 SH SOLE 0 0 40,301
TEXAS INSTRS INC COM 882508104 3,933,597 20,262 SH SOLE 0 0 20,262
TRAVELERS COMPANIES INC COM 89417E109 3,226,656 11,062 SH SOLE 0 0 11,062
TRINITY CAP INC COM 896442308 170,477 11,589 SH SOLE 0 0 11,589
UNION PAC CORP COM 907818108 1,305,538 5,381 SH SOLE 0 0 5,381
UNITED PARCEL SVCS INC CL B 911312106 651,768 6,625 SH SOLE 0 0 6,625
UNITEDHEALTH GROUP INC COM 91324P102 701,664 2,593 SH SOLE 0 0 2,593
US BANCORP COM NEW 902973304 3,672,010 70,602 SH SOLE 0 0 70,602
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 958,212 19,247 SH SOLE 0 0 19,247
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 10,819,953 137,992 SH SOLE 0 0 137,992
VANGUARD INDEX FDS TOTAL STK MKT 922908769 276,130 861 SH SOLE 0 0 861
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,295,488 2,168 SH SOLE 0 0 2,168
VANGUARD STAR FDS VG TL INTL STK F 921909768 285,249 3,699 SH SOLE 0 0 3,699
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 220,499 3,441 SH SOLE 0 0 3,441
VERIZON COMMUNICATIONS INC COM 92343V104 4,528,842 90,216 SH SOLE 0 0 90,216
VISA INC COM CL A 92826C839 325,414 1,077 SH SOLE 0 0 1,077
WALMART INC COM 931142103 4,788,665 38,531 SH SOLE 0 0 38,531
WASTE MGMT INC DEL COM 94106L109 3,275,869 14,256 SH SOLE 0 0 14,256