The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 222,712 2,030 SH SOLE 0 0 2,030
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 241,911 3,883 SH SOLE 0 0 3,883
AON PLC SHS CL A G0403H108 296,958 920 SH SOLE 0 0 920
BANK NEW YORK MELLON CORP COM 064058100 280,560 2,365 SH SOLE 0 0 2,365
BERKSHIRE HATHAWAY INC DEL CL A 084670108 718,140 1 SH SOLE 0 0 1
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 308,341 5,842 SH SOLE 0 0 5,842
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 275,288 8,544 SH SOLE 0 0 8,544
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 417,300 11,745 SH SOLE 0 0 11,745
FASTENAL CO COM 311900104 213,348 4,598 SH SOLE 0 0 4,598
FIRST TR EXCHANGE-TRADED FD COM SHS ANNUAL 33718M105 1,166,025 14,205 SH SOLE 0 0 14,205
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 308,636 12,450 SH SOLE 0 0 12,450
INVESCO EXCHANGE TRADED FD T DORSEY WRGT INDS 46137V845 1,088,210 5,594 SH SOLE 0 0 5,594
ISHARES INC MSCI EMRG CHN 46434G764 6,850,185 87,086 SH SOLE 0 0 87,086
ISHARES TR RUS 1000 VAL ETF 464287598 17,686,535 82,775 SH SOLE 0 0 82,775
ISHARES TR MSCI EAFE ETF 464287465 13,517,291 139,167 SH SOLE 0 0 139,167
ISHARES TR RUS 2000 GRW ETF 464287648 6,736,874 21,468 SH SOLE 0 0 21,468
ISHARES TR EAFE VALUE ETF 464288877 6,353,431 85,453 SH SOLE 0 0 85,453
ISHARES TR RUS 2000 VAL ETF 464287630 4,873,032 25,703 SH SOLE 0 0 25,703
ISHARES TR MICRO-CAP ETF 464288869 3,351,491 20,998 SH SOLE 0 0 20,998
ISHARES TR RUS TOP 200 ETF 464289446 3,211,980 20,015 SH SOLE 0 0 20,015
ISHARES TR 1 3 YR TREAS BD 464287457 2,595,754 31,437 SH SOLE 0 0 31,437
ISHARES TR RUS MDCP VAL ETF 464287473 2,452,076 16,825 SH SOLE 0 0 16,825
ISHARES TR CORE MSCI EAFE 46432F842 1,245,150 13,754 SH SOLE 0 0 13,754
ISHARES TR CORE HIGH DV ETF 46429B663 1,119,012 8,245 SH SOLE 0 0 8,245
ISHARES TR S&P 500 VAL ETF 464287408 1,055,750 5,000 SH SOLE 0 0 5,000
ISHARES TR CORE US AGGBD ET 464287226 978,902 9,861 SH SOLE 0 0 9,861
ISHARES TR RUSSELL 2000 ETF 464287655 838,488 3,381 SH SOLE 0 0 3,381
ISHARES TR EAFE GRWTH ETF 464288885 797,410 7,160 SH SOLE 0 0 7,160
ISHARES TR 3 7 YR TREAS BD 464288661 629,529 5,308 SH SOLE 0 0 5,308
ISHARES TR INTL SEL DIV ETF 464288448 606,395 14,248 SH SOLE 0 0 14,248
ISHARES TR US INDUSTRIALS 464287754 531,144 3,600 SH SOLE 0 0 3,600
ISHARES TR CORE S&P500 ETF 464287200 348,161 533 SH SOLE 0 0 533
ISHARES TR CORE DIV GRWTH 46434V621 316,933 4,516 SH SOLE 0 0 4,516
ISHARES TR MSCI EMG MKT ETF 464287234 312,345 5,500 SH SOLE 0 0 5,500
ISHARES TR S&P SML 600 GWT 464287887 207,225 1,432 SH SOLE 0 0 1,432
ISHARES TR RUS 1000 GRW ETF 464287614 3,400,540 7,975 SH SOLE 0 0 7,975
ISHARES TR EAFE SML CP ETF 464288273 2,695,344 34,375 SH SOLE 0 0 34,375
JOHNSON & JOHNSON COM 478160104 201,663 825 SH SOLE 0 0 825
JPMORGAN CHASE & CO COM 46625H100 504,485 1,715 SH SOLE 0 0 1,715
MCDONALDS CORP COM 580135101 551,653 1,775 SH SOLE 0 0 1,775
MERCK & CO INC COM 58933Y105 442,066 3,675 SH SOLE 0 0 3,675
MICROSOFT CORP COM 594918104 1,260,800 3,406 SH SOLE 0 0 3,406
ORACLE CORP COM 68389X105 353,064 2,400 SH SOLE 0 0 2,400
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,493,660 99,349 SH SOLE 0 0 99,349
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,518,106 46,073 SH SOLE 0 0 46,073
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 46,175,088 1,505,055 SH SOLE 0 0 1,505,055
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 28,681,779 986,306 SH SOLE 0 0 986,306
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 22,106,797 724,813 SH SOLE 0 0 724,813
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 21,309,305 860,982 SH SOLE 0 0 860,982
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 20,825,461 672,657 SH SOLE 0 0 672,657
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 8,217,241 282,089 SH SOLE 0 0 282,089
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 3,327,846 105,112 SH SOLE 0 0 105,112
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,624,124 56,143 SH SOLE 0 0 56,143
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,045,805 40,788 SH SOLE 0 0 40,788
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 625,511 25,773 SH SOLE 0 0 25,773
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 398,486 15,997 SH SOLE 0 0 15,997
TRANE TECHNOLOGIES PLC SHS G8994E103 325,058 780 SH SOLE 0 0 780
UNITED PARCEL SVCS INC CL B 911312106 711,288 7,230 SH SOLE 0 0 7,230
VANGUARD INDEX FDS VALUE ETF 922908744 48,420,395 246,791 SH SOLE 0 0 246,791
VANGUARD INDEX FDS SMALL CP ETF 922908751 21,524,260 82,179 SH SOLE 0 0 82,179
VANGUARD INDEX FDS GROWTH ETF 922908736 20,550,712 47,049 SH SOLE 0 0 47,049
VANGUARD INDEX FDS MID CAP ETF 922908629 11,674,442 40,652 SH SOLE 0 0 40,652
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,281,355 42,722 SH SOLE 0 0 42,722
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,683,376 8,878 SH SOLE 0 0 8,878
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,289,039 6,995 SH SOLE 0 0 6,995
VANGUARD INDEX FDS TOTAL STK MKT 922908769 313,432 977 SH SOLE 0 0 977
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,135,573 42,085 SH SOLE 0 0 42,085
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,107,788 38,997 SH SOLE 0 0 38,997
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 982,308 13,080 SH SOLE 0 0 13,080
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 467,677 7,989 SH SOLE 0 0 7,989
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 48,286,562 224,526 SH SOLE 0 0 224,526
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 45,822,583 715,084 SH SOLE 0 0 715,084
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 416,161 2,810 SH SOLE 0 0 2,810
VANGUARD WORLD FD ENERGY ETF 92204A306 2,030,106 11,732 SH SOLE 0 0 11,732
WASTE MGMT INC DEL COM 94106L109 294,132 1,280 SH SOLE 0 0 1,280
WISDOMTREE TR US AI ENHANCED 97717W406 10,191,097 88,075 SH SOLE 0 0 88,075