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metlife:C000003500Member metlife:TerrorismSecurityRiskMember 2026-04-22 2026-04-22 0000744043 metlife:C000003500Member metlife:TechnologyRiskMember 2026-04-22 2026-04-22 pure iso4217:USD utr:Y 0000744043 false 2026-04-22 N-4 N-4 Metropolitan Life Separate Account E <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:26.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:100pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment funding the withdrawal during the pay-in phase. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">A Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any such </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment paid into the Deferred Annuity less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">before the date of its withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You purchase the Contract for $100,000 and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">surrender your Contract during the first year, You will pay a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of up to $</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Charges</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:59pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> You may be charged for transactions such as transferring </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value among Divisions and between the Divisions and the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account. Loans will incur a $75 loan initiation fee. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The Loan Maintenance Fee is $50. Loan fees may be waived or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">reduced for certain Plans.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Charges</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="6" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay each year, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="6" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio fees and expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:92pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account. The Base Contract Fee includes 0.03% for the Annual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Contract Fee. For all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contracts, except certain TSA Deferred </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Annuities, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You pay a $20 annual fee from the Fixed Interest </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account at the end of each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year, if your Account Value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">is less than $10,000 and if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You do not make purchase payments </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">during the year.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span></div></div></td></tr> <tr style="height:70pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,446</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,284</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:100pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment funding the withdrawal during the pay-in phase. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">A Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any such </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment paid into the Deferred Annuity less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">before the date of its withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You purchase the Contract for $100,000 and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">surrender your Contract during the first year, You will pay a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of up to $</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Charges</span></div></div></td></tr></table> 0.0700 8 7000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:59pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> You may be charged for transactions such as transferring </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value among Divisions and between the Divisions and the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account. Loans will incur a $75 loan initiation fee. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The Loan Maintenance Fee is $50. Loan fees may be waived or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">reduced for certain Plans.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Charges</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="6" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are there Ongoing Fees </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay each year, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="6" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio fees and expenses</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:92pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account. The Base Contract Fee includes 0.03% for the Annual </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Contract Fee. For all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contracts, except certain TSA Deferred </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Annuities, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You pay a $20 annual fee from the Fixed Interest </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account at the end of each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year, if your Account Value </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">is less than $10,000 and if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You do not make purchase payments </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">during the year.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span></div></div></td></tr> <tr style="height:70pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,446</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,284</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 0.0125 0.0125 0.0027 0.0128 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account. The Base Contract Fee includes 0.03% for the Annual </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Contract Fee. For all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contracts, except certain TSA Deferred </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Annuities, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You pay a $20 annual fee from the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account at the end of each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year, if your Account Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">is less than $10,000 and if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You do not make purchase payments </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">during the year.</span> <span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,446</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,284</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 1446 2284 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:26.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is there a Risk of Loss </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">from Poor </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:156pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is this a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the Contract may result in surrender </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawal Charges may apply on any purchase payment paid into </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the Deferred Annuity less than 8 years before the date of its </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:137pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Associated with </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Options?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including the Fixed Interest Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Balance or is not sufficient to pay the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Deferred Annuity.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:147pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Related to the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Insurance Company?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees or benefits, including any death benefit, are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the Contract may result in surrender </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawal Charges may apply on any purchase payment paid into </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the Deferred Annuity less than 8 years before the date of its </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including the Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Balance or is not sufficient to pay the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Deferred Annuity.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees or benefits, including any death benefit, are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> We may charge a fee for transfers of Account Value among </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Divisions or between the Divisions and the Fixed Interest Account.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some benefits impose restrictions and limitations on your choice of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolios. The restrictions and requirements could result in You </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">missing out on some or all positive investment performance by </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">certain Portfolios. This means your opportunity for investment gains </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">may be limited. We may change these restrictions in the future.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">We reserve the right to add, remove or substitute Portfolios.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The Company also has policies and procedures that attempt to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">detect and deter frequent transfers in situations where we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">determine there is a potential for arbitrage trading, and in those </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">instances, there are additional limits that apply to transfers.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should consult with a tax professional to determine the tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">implications of an investment in and purchase payments received </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">There is no additional tax benefit if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You purchase the Contract </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">through a tax-qualified plan or individual retirement account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">(IRA).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Contract was purchased through a tax-qualified plan or </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">IRA, withdrawals will be subject to ordinary income tax. If your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract is not tax-qualified, earnings on your Contract will be </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">subject to ordinary income tax when You withdraw them. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You take a withdrawal before age </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">this Contract to You, both in the form of commissions and because </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife may share the revenue it earns on this Contract with the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">professional’s firm. This conflict of interest may influence your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment professional to recommend this Contract over another </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">offer You a new contract in place of the one You own. You should only </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">exchange your Contract if You determine, after comparing the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">features, fees, and risks of both contracts, and any fees or penalties </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to terminate the existing Contract, that it is better for You to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase the new contract rather than continue to own your existing </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">FEES</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The following tables describe the fees and expenses You will pay when buying, owning, and surrendering or making withdrawals from an investment option or from the Contract. Please refer to your Contract specifications page for information about the specific fees You will pay each year based on the options You have elected.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The first table describes the fees and expenses that You will pay at the time that You buy the Contract, surrender or make withdrawals from an investment option or from the Contract, or transfer Account Value between investment options. State premium taxes may also be deducted.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Early Withdrawal Charge</span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments within 8 years of when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule: </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">During Purchase Payment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 10% of your Account Value or your purchase payments made 8 years or longer ago free of Early Withdrawal Charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and your home state or jurisdiction and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The next table describes the fees and expenses that You will pay </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> during the time that You own the Contract (not including Portfolio fees and expenses).</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:19.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$20</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.25%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding) </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$ 50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The administrative expenses are referred to as the Annual Contract Fee in the Prospectus. The Annual Contract Fee is $20 annually and is charged only against amounts in the Fixed Interest Account. This fee may be waived under certain circumstances.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our Base Contract Expenses will not exceed 1.25% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">The next table shows the minimum and maximum total operating expenses charged by the Portfolios that You may pay periodically during the time that You own the Contract. Expenses may change over time and may be higher or lower in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">the future. A complete list of Portfolios available under the Contract, including their annual expenses, may be found in “Appendix A - Investment Options Available Under the Contract” at the back of this Prospectus.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of average daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Early Withdrawal Charge</span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments within 8 years of when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule: </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">During Purchase Payment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 10% of your Account Value or your purchase payments made 8 years or longer ago free of Early Withdrawal Charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and your home state or jurisdiction and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Early Withdrawal Charge</span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios currently available. More information about the Portfolios is available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000235. You can also request this information at no cost by calling (833) 642-1008 , by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolios, as described below. If your annuity was issued in connection with an employer plan, You should check with your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> 0.07 75 0.0350 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments within 8 years of when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule: </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">During Purchase Payment</span></div> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 10% of your Account Value or your purchase payments made 8 years or longer ago free of Early Withdrawal Charges.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and your home state or jurisdiction and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:19.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Administrative Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$20</span></div></div></td></tr> <tr style="height:30pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.25%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding) </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$ 50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The administrative expenses are referred to as the Annual Contract Fee in the Prospectus. The Annual Contract Fee is $20 annually and is charged only against amounts in the Fixed Interest Account. This fee may be waived under certain circumstances.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our Base Contract Expenses will not exceed 1.25% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> 20 0.0125 50 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The administrative expenses are referred to as the Annual Contract Fee in the Prospectus. The Annual Contract Fee is $20 annually and is charged only against amounts in the Fixed Interest Account. This fee may be waived under certain circumstances.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our Base Contract Expenses will not exceed 1.25% of your average balance in the Divisions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of average daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of average daily net assets)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio assets, including management fees, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span> 0.0027 0.0128 <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example 1</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:18.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You surrender your Contract at the end of the applicable time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$9,530</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$12,280</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$15,992</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$28,309</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$8,520</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">9,221</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$10,849</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$17,817</span></div></div></div></td></tr></table> 9530 12280 15992 28309 8520 9221 10849 17817 <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:29.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you annuitize or do not surrender your Contract at the end of the applicable </span></div> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2,880</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8,112</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13,605</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">28,571</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1,870</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5,060</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">8,476</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18,112</span></div></div></div></td></tr></table> 2880 2880 8112 8112 13605 13605 28571 28571 1870 1870 5060 5060 8476 8476 18112 18112 <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">PRINCIPAL RISKS OF INVESTING IN THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;">Investing in the Contract involves risks. The following are the principal risks of an investment in the Contract. You should carefully consider the below risks in addition to the other information contained in this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An Early Withdrawal Charge of up to 7% may apply to any purchase payment paid less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if You withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits are subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in a form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if You determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An Early Withdrawal Charge of up to 7% may apply to any purchase payment paid less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if You withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits are subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in a form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if You determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">The Fixed Interest Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Deferred Annuities have a fixed interest rate option called the “Fixed Interest Account.” The Fixed Interest Account is part of our general account and offers an interest rate that is guaranteed by us (the current minimum rate on the Fixed Interest Account is 3% but may be lower based on your state and issue date and, therefore, may be lower for certain Contracts). The interest rate for each amount allocated to the Fixed Interest Account is set by us in advance on the beginning of each calendar quarter (January 1, April 1, etc.). The declared interest rate in effect when an allocation to the Fixed Interest Account is made will be credited from the date it is received until the last day of the same calendar quarter of the following year, at which time a renewal rate will be set. Thereafter, each year a renewal rate will apply to that amount plus the interest previously credited to that amount, as long as the amounts remain in the Fixed Interest Account. The renewal rate will be set by us in advance and will apply for 12 months. Interest will be credited to the Fixed Interest Account on a daily basis. Subject to our transfer rules, You may transfer money into and out of the Fixed Interest Account. For information regarding current interest rates, You may contact our Administrative Office. Information about the Fixed Interest Account, including its name, its term and its minimum guaranteed interest rate is available in Appendix A - Investment Options Available Under the Contract - Fixed Option. Your registered representative can tell You the current and minimum interest rates that apply.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Because of exemptive and exclusionary provisions, interests in the Fixed Interest Account have not been registered under the Securities Act of 1933 (the “1933 Act”), and neither the Fixed Interest Account nor our general account has been registered as an investment company under the 1940 Act. The Fixed Interest Account and our general account are not subject to the provisions or restrictions of the 1933 Act or the 1940 Act. Income Annuities and the variable Pay-Out Options under the Deferred Annuities have a fixed payment option called the “Fixed Income Option.” Under the Fixed Income Option, we guarantee the amount of your fixed income payments. These fixed options are not described in this Prospectus although we occasionally refer to them. All guarantees as to purchase payments or Account Value allocated to the Fixed Interest Account, interest credited to the Fixed Interest Account, and fixed annuity payments are subject to our financial strength and claims-paying ability.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The group Deferred Annuities and group Income Annuities described in this Prospectus are offered to employers, associations, trusts or other groups for their employees, members or participants.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">BENEFITS AVAILABLE UNDER THE CONTRACTS</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following table summarizes information about the benefits available under the Contract:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:305.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Standard Death </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Benefit:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">guarantees that the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death benefit will not </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">be less than the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">greatest of (1) your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value; (2) your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">highest Account Value </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">as of December 31 </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">following the end of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your fifth Contract Year </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and at the end of every </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other five year period. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In any case, less any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">later partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges; or (3) the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">total of all of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.In each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, we deduct the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount of any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">outstanding loans from </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:125.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:185.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">In the future, we </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may permit You to </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">allocate less than </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:221.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:167pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr> <tr style="height:194.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your choice each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">If your annuity was issued in connection with an employer plan, You should ask your employer for a list of available benefits.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:305.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Standard Death </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Benefit:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">guarantees that the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death benefit will not </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">be less than the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">greatest of (1) your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value; (2) your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">highest Account Value </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">as of December 31 </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">following the end of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your fifth Contract Year </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and at the end of every </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other five year period. </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In any case, less any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">later partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges; or (3) the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">total of all of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.In each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, we deduct the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount of any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">outstanding loans from </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:125.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:185.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">In the future, we </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may permit You to </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">allocate less than </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:221.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:167pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr> <tr style="height:194.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program:</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your choice each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Standard Death </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Benefit:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you die during the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">guarantees that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">death benefit will not </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">be less than the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">greatest of (1) your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value; (2) your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">highest Account Value </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">as of December 31 </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">following the end of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your fifth Contract Year </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and at the end of every </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other five year period. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In any case, less any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">later partial </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges; or (3) the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">total of all of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals.In each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, we deduct the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount of any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">outstanding loans from </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the death benefit.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">In the future, we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may permit You to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">allocate less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator </span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program:</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your choice each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">One of the insurance guarantees we provide You under your Deferred Annuity is that your Beneficiaries will be protected during the “pay-in” phase against market downturns under the following Deferred Annuities:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">TSA</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Non-Qualified</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">403(a)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Traditional IRA</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">For the following Deferred Annuities the trustee receives the death benefit:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Non-Qualified Deferred Annuity for:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 457(f) deferred compensation plan</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 451 deferred fee arrangements</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 451 deferred compensation plans</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 457(e)(11) severance and death benefit plans</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 415(m) qualified governmental excess benefit arrangements</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">PEDC</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You name your Beneficiary(ies). If You die during the pay-in phase, the death benefit the Beneficiary receives will be the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your Account Value; </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your highest Account Value as of December 31 following the end of your fifth Contract Year and at the end of every other five year period. In any case, less any later partial withdrawals, fees and charges; or </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The total of all of your purchase payments less any partial withdrawals, fees and charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">In each case, we deduct the amount of any outstanding loans from the death benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The death benefit is determined as of the end of the business day on which we receive both due proof of death and an election for the payment method. Until the Beneficiary (or the first Beneficiary, if there are multiple Beneficiaries) submits the necessary documentation in Good Order, the Account Value attributable to his/her portion of the death benefit remains in the Divisions and is subject to investment risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">If we are notified of your death before any requested transaction is completed (including transactions under automated investment strategies, the minimum distribution program and the Systematic Withdrawal Program, depending on your administrative platform), we will cancel the request. As described above, the death benefit will be determined when we receive proof of death and an election for the payment method.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Where there are multiple Beneficiaries, the death benefit will only be determined as of the time the first Beneficiary submits the necessary documentation in Good Order. If the death benefit payable is an amount that exceeds the Account Value on the day it is determined, we will apply to the Contract an amount equal to the difference between the death benefit payable and the Account Value in accordance with the current allocation of </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">the Account Value. The remaining death benefit amounts are held in the Divisions and/or Fixed Interest Account until each of the other Beneficiaries submits the necessary documentation in Good Order to claim his/her death benefit. Any death benefit amounts held in the Divisions on behalf of the remaining Beneficiaries are subject to investment risk. There is no additional death benefit guarantee.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Subject to the minimum amount requirements described in “Minimum Size of Your Income Payment”, your Beneficiary has the option to apply the death benefit (less any applicable premium and other taxes) to a Pay-Out Option offered under your Deferred Annuity. Your Beneficiary may, however, decide to take the payment in one sum, including either by check, by placing the amount in an account that earns interest, or by any other method of payment that provides the Beneficiary with immediate and full access to the proceeds, or under other settlement options that we may make available.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">There is no death benefit after the pay-out phase begins, however, depending on the Pay-Out Option you select, any remaining guarantee will be paid to your Beneficiary.</span><span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Total Control Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Beneficiary may elect to have the Contract’s death proceeds paid through a settlement option called the Total Control Account, subject to our current established administrative procedures and requirements. The Total Control Account is an interest-bearing account through which the Beneficiary has immediate and full access to the proceeds, with unlimited draft writing privileges. We credit interest to the account at a rate that will not be less than a guaranteed minimum annual effective rate.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Assets backing the Total Control Account are maintained in our general account and are subject to the claims of our creditors. We will bear the investment experience of such assets; however, regardless of the investment experience of such assets, the interest credited to the Total Control Account will never fall below the applicable guaranteed minimum annual effective rate. Because we bear the investment experience of the assets backing the Total Control Account, we may receive a profit from these assets. The Total Control Account is not insured by the FDIC or any other governmental agency.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">Pay-Out Options (or Income Options)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You may convert your Deferred Annuity into a regular stream of income after your “pay-in” or “accumulation” phase. The pay-out phase is often referred to as “annuitizing” your Contract. When You select your Pay-Out Option, You will be able to choose from the range of options we then have available. You have the flexibility to select a stream of income to meet your needs. If You decide You want a Pay-Out Option, we withdraw some or all of your Account Value (less any premium taxes, outstanding loans and applicable Contract fees), then we apply the net amount to the option. You are not required to hold your Deferred Annuity for any minimum time period before You may annuitize. The variable Pay-Out Option may not be available in all states.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">When considering a Pay-Out Option, You should think about whether You want:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Payments guaranteed by us for the rest of your life (or for the rest of two lives) or for a specified period;</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A fixed dollar payment or a variable payment; and </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A refund feature. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your income payment amount will depend upon your choices. For lifetime options, the age and sex (where permitted) of the measuring lives (Annuitants) will also be considered. For example, if You select a Pay-Out Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">guaranteeing payments for your lifetime and your spouse’s lifetime, your payments will typically be lower than if You select a Pay-Out Option with payments over only your lifetime. The terms of the Contract supplement to your Deferred Annuity will determine when your income payments start and the frequency with which You will receive your income payments. If You do not tell us otherwise, your Fixed Interest Account Value will be used to provide a Fixed Income Option and your Separate Account Value will be used to provide a variable Pay-Out Option.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You can change or extend the date income payments begin at any time before the date specified in the Contract with 30 days prior notice to us (subject to restrictions that may apply in your state, restrictions imposed by your selling firm and our current established administrative procedures). Your Contract specifies the date on which income payments are to begin.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Please be aware that once your Contract is annuitized, You are ineligible to receive the death benefit. In addition, once your Contract is fully annuitized, You will not be able to withdraw any Account Value.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Because the features of variable Pay-Out Options in the Deferred Annuities are identical to the features of Income Annuities, please read the sections under the “Income Annuities” heading for more information about the available income types and the value of your income payments, reallocations and charges of your Contract in the pay-out phase.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">APPENDIX A — INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios currently available. More information about the Portfolios is available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000235. You can also request this information at no cost by calling (833) 642-1008 , by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolios, as described below. If your annuity was issued in connection with an employer plan, You should check with your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company’s past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">§</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">††</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Effective May 1, 2026, the American Funds Global Small Capitalization Fund changed its name to American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: If You elect the Index Selector You are limited to allocating your purchase payments and Account Balance among the following funding options and the Fixed Interest Account:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Aggregate Bond Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife MSCI EAFE Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Russell 2000 Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Mid Cap Stock Index</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> and The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: In addition to the Fixed Interest Account these Automated Strategies may also use the: </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed</span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Interest Rate*</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Renewal Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">20.24%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.92%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">*†† - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.23%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.36%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.99%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.31%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.62%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.38%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.38%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.02%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.90%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.63%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.41%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.32%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.22%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.95%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.73%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.49%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.32%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.23%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.73%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.62%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.94%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.06%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.11%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.75%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.98%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.61%</span></div></div></td></tr> <tr style="height:24.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.42%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.28%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.72%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.59%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.82%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.81%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.79%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.15%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">32.98%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.84%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.88%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.28%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.71%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.22%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.19%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.43%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.12%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.26%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.64%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.75%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.43%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">31.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.04%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.55%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.53%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">22.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.77%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.94%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.49%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.10%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.27%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-5.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.29%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-4.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.86%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.12%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.84%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.19%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.21%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.19%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.55%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.96%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.39%</span></div></div></td></tr> <tr style="height:72.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.05%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.86%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.07%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td></tr> <tr style="height:60.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.50%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.07%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.59%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0058 0.2024 0.1337 0.1797 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0053 0.1806 0.1390 0.1392 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> 0.0090 0.1464 0.0049 0.0723 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0047 0.0726 -0.0014 0.0236 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0099 0.1990 0.0930 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0096 0.1702 0.0726 0.0899 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0095 0.1446 0.0571 0.0730 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span> 0.0074 0.1931 0.0096 0.0762 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0038 0.0795 -0.0017 0.0238 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0071 0.1302 0.1090 0.1563 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0071 0.1741 0.0891 0.1097 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.0947 0.0232 0.0422 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1175 0.0410 0.0595 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1396 0.0580 0.0773 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.1591 0.0742 0.0949 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span> 0.0078 0.0182 0.0704 0.0832 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0075 0.0525 0.0214 0.0223 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0052 0.1267 0.0745 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0062 0.0783 0.0829 0.1073 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0054 0.1591 0.1230 0.1362 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span> 0.0081 0.0694 0.0415 0.0406 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0069 0.1299 0.0457 0.0711 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0071 0.1423 0.0525 0.0775 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0074 0.1516 0.0598 0.0861 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0078 0.1642 0.0728 0.0972 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0082 0.1844 0.0873 0.1059 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 0.1082 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1950 0.0915 0.1081 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0917 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1952 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1959 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0069 0.0516 0.0379 0.1015 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span> 0.0087 0.3298 0.0656 0.0684 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0058 0.1588 0.0756 0.1128 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0089 0.0593 -0.0081 0.0911 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span> 0.0054 0.1404 0.1028 0.1671 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0104 0.1259 0.0625 0.0922 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0055 0.1521 0.1506 0.1419 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0090 0.0529 0.0744 0.0943 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0089 0.0403 0.0254 0.1012 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0026 0.0704 -0.0064 0.0175 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.0719 0.0881 0.1043 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0037 0.3102 0.0862 0.0804 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.1266 0.0599 0.0955 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0027 0.1759 0.1413 0.1453 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0056 0.2272 0.0580 0.0783 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0077 0.1094 0.0626 0.0749 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0073 0.1311 0.0995 0.1010 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0058 0.1329 0.1011 0.1027 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span> 0.0065 0.1355 -0.0558 0.1429 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span> 0.0081 -0.0457 0.0286 0.0912 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0128 0.0784 0.0126 0.0319 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0058 0.0921 0.0019 0.0255 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0065 0.1693 0.0730 0.0796 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0068 0.1929 0.0911 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0056 0.1570 0.0964 0.1439 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span> 0.0070 0.0375 0.0408 0.1005 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0051 0.1030 0.0575 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span> 0.0060 0.0251 0.0990 0.0986 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0057 0.0907 0.0142 0.0403 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0050 0.0707 0.0059 0.0182 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: If You elect the Index Selector You are limited to allocating your purchase payments and Account Balance among the following funding options and the Fixed Interest Account:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Aggregate Bond Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife MSCI EAFE Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Russell 2000 Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Mid Cap Stock Index</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> and The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">SM</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: In addition to the Fixed Interest Account these Automated Strategies may also use the: </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span> true true true true true true true <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed</span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Interest Rate*</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Renewal Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span> P12M 0.03 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:26.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:100pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment funding the withdrawal during the pay-in phase. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">A Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any such </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment paid less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years before the date of its </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You purchase the Contract for $100,000 and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">surrender your Contract during the first year, You will pay a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of $</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loans will be charged an initial set-up fee and a loan </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">maintenance fee (these fees may be waived or reduced for certain </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Plans). The Loan Initiation Fee is $75. The Loan Maintenance Fee is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$50.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="5" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Ongoing </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fees and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment options (Portfolio fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:45.5pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2) </span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:78pt;"> <td rowspan="4" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:8pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td> <td rowspan="4" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,155</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:100pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of each </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment funding the withdrawal during the pay-in phase. </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">A Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any such </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payment paid less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years before the date of its </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You purchase the Contract for $100,000 and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">surrender your Contract during the first year, You will pay a </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of $</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> 0.0700 8 7000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes. </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loans will be charged an initial set-up fee and a loan </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">maintenance fee (these fees may be waived or reduced for certain </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Plans). The Loan Initiation Fee is $75. The Loan Maintenance Fee is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$50.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="5" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Ongoing </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fees and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="5" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment options (Portfolio fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:45.5pt;"> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2) </span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:78pt;"> <td rowspan="4" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:8pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td> <td rowspan="4" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,155</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 0.0095 0.0095 0.0027 0.0128 <span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the Separate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account.</span> <span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2) </span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:78pt;"> <td rowspan="4" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:8pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td> <td rowspan="4" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,155</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div></div> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 1155 2019 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:26pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is There a Risk of Loss </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">from Poor </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:156pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is this a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract may result in surrender </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawal Charges may apply on any purchase payment paid into </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the Deferred Annuity less than 8 years before the date of its </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:134.5pt;"> <td style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What Are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Associated with the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Options?</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:3pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including any Fixed Interest Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Value or is not sufficient to pay the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Contract.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:147pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What Are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Related to the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Insurance Company?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees, or benefits, including any death benefit, are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract may result in surrender </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawal Charges may apply on any purchase payment paid into </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the Deferred Annuity less than 8 years before the date of its </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including any Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Value or is not sufficient to pay the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees, or benefits, including any death benefit, are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> We do not charge a fee for transfers of Account Value among </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Divisions or between the Divisions and the Fixed Interest Account.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some benefits impose restrictions and limitations on your choice of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolios. The restrictions and requirements could result in You </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">missing out on some or all positive investment performance by </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">certain Portfolios. This means your opportunity for investment gains </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">may be limited. We may change these restrictions in the future. We </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">reserve the right to add, remove or substitute Portfolios.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The Company also has policies and procedures that attempt to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">detect and deter frequent transfers in situations where we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">determine there is a potential for arbitrage trading, and in those </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">instances, there are additional limits that apply to transfers.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should consult with a tax professional to determine the tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">implications of an investment in and purchase payments received </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">There is no additional tax benefit if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You purchase the Contract </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">through a tax-qualified plan.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Contract was purchased through a tax-qualified plan (or </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">IRA), withdrawals will be subject to ordinary income tax. If your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract is not tax-qualified, earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract will be </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">subject to ordinary income tax when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You take a withdrawal before age </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">this Contract to You, both in the form of commissions and because </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife may share the revenue it earns on this Contract with the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">professional’s firm. This conflict of interest may influence your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment professional to recommend this Contract over another </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">offer You a new contract in place of the one You own. You should only </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">exchange your Contract if You determine, after comparing the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">features, fees, and risks of both contracts, and any fees or penalties </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to terminate the existing Contract, that it is better for You to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase the new contract rather than continue to own your existing </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The following tables describe the fees and expenses You will pay when buying, owning, and surrendering or making withdrawals from an investment option or from the Contract. Please refer to your Contract specifications page for information about the specific fees You will pay each year based on the options you have elected.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The first table describes the fees and expenses that You will pay at the time that You buy the Contract, surrender or make withdrawals from an investment option or from the Contract, or transfer Account Value between investment options. State premium taxes may also be deducted.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments less than 8 years from when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule:</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">If withdrawn during purchase payment year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 20% of your Account Value or your purchase payments made 8 years or longer free of Early Withdrawal Charges. There are no Early Withdrawal Charges applied to the Enhanced Non-Qualified Deferred Annuities for Section 457(f) deferred compensation plans, Section 451 deferred fee arrangements, Section 451 deferred compensation plans and Section 457(e)(11) severance and death benefit plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract you purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The next table describes the fees and expenses that You will pay </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> during the time that You own the Contract (not including Portfolio fees and expenses).</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The next table shows the minimum and maximum total operating expenses charged by the Portfolios that You may pay periodically during the time that You own the Contract. Expenses may change over time and may be higher or lower in the future. A complete list of Portfolios available under the Contract, including their annual expenses, may be found in “Appendix A - Investment Options Available Under the Contract” at the back of this Prospectus</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of average daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments less than 8 years from when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule:</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">If withdrawn during purchase payment year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 20% of your Account Value or your purchase payments made 8 years or longer free of Early Withdrawal Charges. There are no Early Withdrawal Charges applied to the Enhanced Non-Qualified Deferred Annuities for Section 457(f) deferred compensation plans, Section 451 deferred fee arrangements, Section 451 deferred compensation plans and Section 457(e)(11) severance and death benefit plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract you purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:41.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of each purchase payment funding the withdrawal during the pay-in </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios currently available. More information about the Portfolios are available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000209. You can also request this information at no cost by calling (833) 642-1008, by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolios, as described below. If your annuity was issued in connection with an employer plan, You should check with your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company's past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> 0.07 75 0.0350 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may apply if You withdraw purchase payments less than 8 years from when they were credited to your Deferred Annuity. The charge on purchase payments is calculated according to the following schedule:</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;margin-left:20pt;width:366pt;"> <tr style="height:13.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">If withdrawn during purchase payment year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Percentage</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">3</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">4</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">5</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">6</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2%</span></div></div></td></tr> <tr style="height:13pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.625pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1%</span></div></div></td></tr> <tr style="height:11.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:308.53pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8 or Later</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:1.625pt;vertical-align:Bottom;width:57.47pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">There are times when the Early Withdrawal Charge does not apply to amounts that are withdrawn from a Deferred Annuity. For example, each Contract Year You may take the greater of 20% of your Account Value or your purchase payments made 8 years or longer free of Early Withdrawal Charges. There are no Early Withdrawal Charges applied to the Enhanced Non-Qualified Deferred Annuities for Section 457(f) deferred compensation plans, Section 451 deferred fee arrangements, Section 451 deferred compensation plans and Section 457(e)(11) severance and death benefit plans.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract you purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> 0.0095 50 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of average daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of average daily net assets)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span> 0.0027 0.0128 <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example 1</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:18.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you surrender your Contract at the end of the applicable time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$9,230</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$10,878</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$14,187</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$25,298</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$8,220</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">7,801</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">8,980</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$14,501</span></div></div></div></td></tr></table> 9230 10878 14187 25298 8220 7801 8980 14501 <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example 2</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:29.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If you annuitize or do not surrender your Contract at the end of the applicable </span></div> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2,230</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6,878</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11,787</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25,298</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1,220</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3,801</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">6,580</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14,501</span></div></div></div></td></tr></table> 2230 2230 6878 6878 11787 11787 25298 25298 1220 1220 3801 3801 6580 6580 14501 14501 <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">PRINCIPAL RISKS OF INVESTING IN THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;">Investing in the Contract involves risks. The following are the principal risks of an investment in the Contract. You should carefully consider the below risks in addition to the other information contained in this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Withdrawal Charges may apply to any purchase payment paid less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if You withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits, including any death benefit, are </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in any form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if You determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Technology Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Our business operations rely on functioning and secure information systems, including those of our vendors and other third parties. Technological changes present us with new or intensified challenges, and if we are unable to foresee or adapt to these changes, our business may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Technological changes may affect our business model and how we interact with our customers. The growth and availability of AI technologies, including generative AI, presents significant opportunities but also complex challenges; these include balancing and mitigating potential risks of harm posed by the development or deployment of AI technologies, as well as implementing and maintaining controls reasonably designed to ensure compliance with an increasingly complex AI regulatory landscape, with evolving requirements that may vary across jurisdictions. We may fail to adopt new technologies as effectively or efficiently as others, leading to competitive harm. If we are unable to update our business model to match evolving consumer preferences or the evolving technological landscape, we may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">New technologies may impact the configuration of our information systems, and how they connect with those of our vendors, service providers and/or partners. Such technological developments may introduce or uncover information security vulnerabilities, which may result in breaches, increased costs associated with maintaining appropriate data privacy, data protection, and cybersecurity measures, enforcement actions against us by regulators or other outcomes that may adversely impact our operations or business. In addition, any such vulnerability that results in a security breach or failure of our information systems, or those of third parties on which we rely, may result in litigation, regulatory action, negative impacts to our business operations, and reputational harm</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Withdrawal Charges may apply to any purchase payment paid less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if You withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits, including any death benefit, are </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in any form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if You determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Technology Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Our business operations rely on functioning and secure information systems, including those of our vendors and other third parties. Technological changes present us with new or intensified challenges, and if we are unable to foresee or adapt to these changes, our business may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Technological changes may affect our business model and how we interact with our customers. The growth and availability of AI technologies, including generative AI, presents significant opportunities but also complex challenges; these include balancing and mitigating potential risks of harm posed by the development or deployment of AI technologies, as well as implementing and maintaining controls reasonably designed to ensure compliance with an increasingly complex AI regulatory landscape, with evolving requirements that may vary across jurisdictions. We may fail to adopt new technologies as effectively or efficiently as others, leading to competitive harm. If we are unable to update our business model to match evolving consumer preferences or the evolving technological landscape, we may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">New technologies may impact the configuration of our information systems, and how they connect with those of our vendors, service providers and/or partners. Such technological developments may introduce or uncover information security vulnerabilities, which may result in breaches, increased costs associated with maintaining appropriate data privacy, data protection, and cybersecurity measures, enforcement actions against us by regulators or other outcomes that may adversely impact our operations or business. In addition, any such vulnerability that results in a security breach or failure of our information systems, or those of third parties on which we rely, may result in litigation, regulatory action, negative impacts to our business operations, and reputational harm</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">The Fixed Interest Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Deferred Annuities have a fixed interest rate option called the “Fixed Interest Account.” The Fixed Interest Account is part of our general account and offers an interest rate that is guaranteed by us (the current minimum rate on the Fixed Interest Account is 3% but may be lower based on your state and issue date and, therefore, may be lower for certain Contracts).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The interest rate for each amount allocated to the Fixed Interest Account is set by us in advance on the beginning of each calendar quarter (January 1, April 1, etc.). The declared interest rate in effect when an allocation to the Fixed Interest Account is made will be credited from the date it is received until the last day of the same calendar quarter of the following year, at which time a renewal rate will be set. Thereafter, each year a renewal rate will apply to that amount plus the interest previously credited to that amount, as long as the amounts remain in the Fixed Interest Account. The renewal rate will be set by us in advance and will apply for 12 months. Interest will be credited to the Fixed Interest Account on a daily basis. Subject to our transfer rules, You may transfer money into and out of the Fixed Interest Account. For information regarding current interest rates, You may contact our Administrative Office. Information about the Fixed Interest Account, including its name, its term and its minimum guaranteed interest rate is available in Appendix A —  Investment Options Available Under the Deferred Annuity — Fixed Option. Your registered representative can tell You the current and minimum interest rates that apply.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Because of exemptive and exclusionary provisions, interests in the Fixed Interest Account have not been registered under the Securities Act of 1933 (the “1933 Act”), and neither the Fixed Interest Account nor our general account has been registered as an investment company under the 1940 Act. The Fixed Interest Account and our general account are not subject to the provisions or restrictions of the 1933 Act or the 1940 Act. Income Annuities and the variable Pay-Out Options under the Deferred Annuities have a fixed payment option called the “Fixed Income Option.” Under the Fixed Income Option, we guarantee the amount of your fixed income payments. These fixed options are not described in this Prospectus although we occasionally refer to them. All guarantees as to purchase payments or Account Value allocated to the Fixed Interest Account, interest credited to the Fixed Interest Account, and fixed annuity payments are subject to our financial strength and claims-paying ability.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">BENEFITS AVAILABLE UNDER THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following table summarizes information about the benefits available under the Contract:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:313.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(3) the total of all of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your purchase </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments less any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:143.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:9.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:185.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You must allocate </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:221.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:167pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:9.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The availability of certain benefits may vary by employer and type of Annuity.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:313.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(3) the total of all of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your purchase </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments less any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:143.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:9.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:185.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You must allocate </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-weight:bold;position:relative;top:-4.25pt;">*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit Standard or </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:221.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div></div></td></tr> <tr style="height:167pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:12pt;margin-left:9.0pt;"> </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr> <tr style="height:197.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s death </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(3) the total of all of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your purchase </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">payments less any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equalizer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You start with equal </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts of money in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice of either the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division or the Frontier </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Mid Cap Growth </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Division. Each quarter, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred between </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account and your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">chosen Division to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">make the value of each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">equal.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Rebalancer</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You select a specific </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">asset allocation for </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your entire Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Balance from among </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Divisions and the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">if available. Each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter we transfer </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amounts among these </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">options to bring the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each option back to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your original </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocation.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You must allocate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">100% of your Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance to this </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Index Selector</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You may select one of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five asset allocation </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">models which are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">designed to correlate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to various risk </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">tolerance levels. Each </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">quarter the percentage </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in each of the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">in which the model </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">invests and any Fixed </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Interest Account is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">brought back to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selected model </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage by </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferring amounts </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">among the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and any Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Allocator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Each month, a dollar </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">amount You choose is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">transferred from the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any of the Divisions </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You choose. You select </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the day of the month </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(other than the 29th, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">30th or 31st of the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">month) and the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">number of months over </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">which the transfers will </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">occur.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Minimum periodic </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">transfer of $50 is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Once your Fixed </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Balance is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">exhausted, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">strategy is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">One of the insurance guarantees we provide You under your Deferred Annuity is that your Beneficiaries will be protected during the “pay-in” phase against market downturns. You name your Beneficiary(ies) under the following Deferred Annuities:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">TSA</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Non-Qualified</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">403(a)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">401(k)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">401(a)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">For the following Deferred Annuities the trustee receives the death benefit:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Non-Qualified Deferred Annuity for:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 457(f) deferred compensation plan</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 451 deferred fee arrangements</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 451 deferred compensation plans</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 457(e)(11) severance and death benefit plans</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Section 415(m) qualified governmental excess benefit arrangements</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">PEDC</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The death benefit your Beneficiary receives will be the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your Account Value;</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your highest Account Value as of December 31 following the end of your fifth Contract Year and at the end of every other five year period. In any case, less any later partial withdrawals, fees and charges; or</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The total of all of your purchase payments less any partial withdrawals, fees and charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">In each case, we deduct the amount of any outstanding loans from the death benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The death benefit is determined as of the end of the business day on which we receive both due proof of death and an election for the payment method. Until the Beneficiary (or the first Beneficiary, if there are multiple Beneficiaries) submits the necessary documentation in Good Order, the Account Value attributable to his/her portion of the death benefit remains in the Divisions and is subject to investment risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">If we are notified of your death before any requested transaction is completed (which may include, depending on your administrative platform, transactions under automated investment strategies, the minimum distribution program and the Systematic Withdrawal Program), we may cancel the request. As described above, the death benefit will be determined when we receive proof of death and an election for the payment method.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Where there are multiple Beneficiaries, the death benefit will only be determined as of the time the first Beneficiary submits the necessary documentation in Good Order. If the death benefit payable is an amount that exceeds the Account Value on the day it is determined, we will apply to the Contract an amount equal to the difference between the death benefit payable and the Account Value in accordance with the current allocation of the Account Value. The remaining death benefit amounts are held in the Divisions and/or Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">until each of the other Beneficiaries submits the necessary documentation in Good Order to claim his/her death benefit. Any death benefit amounts held in the Divisions on behalf of the remaining Beneficiaries are subject to investment risk. There is no additional death benefit guarantee.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Subject to the minimum amount requirements described in “Minimum Size of Your Income Payment,” your Beneficiary has the option to apply the death benefit (less any applicable premium and other taxes) to a Pay-Out Option offered under your Deferred Annuity. Your Beneficiary may, however, decide to take the payment in one sum, including either by check, by placing the amount in an account that earns interest, or by any other method of payment that provides the Beneficiary with immediate and full access to the proceeds, or under other settlement options that we may make available.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">If permitted in the Contract, if the Beneficiary is your spouse, he/she may be substituted as the purchaser of the Non-Qualified Deferred Annuity and continue the Contract under the terms and conditions of the Contract that applied prior to the Contract Owner’s death, with certain exceptions described in the Contract. In that case, the Account Value will be reset to equal the death benefit on the date the spouse continues the Deferred Annuity. (Any additional amounts added to the Account Value will be allocated in the same proportions to each balance in a Division and the Fixed Interest Account as each bears to the total Account Value.) If the spouse continues the Deferred Annuity, the death benefit is calculated as previously described, except, all values used to calculate the death benefit, which may include highest Account Value as of December 31 following the end of the fifth Contract Year and every other five-year period, are reset on the date the spouse continues the Deferred Annuity. Your spouse may make additional purchase payments and transfers and exercise any other rights as a purchaser of the Contract. Any applicable Early Withdrawal Charges will be assessed against future withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A Beneficiary who is the civil union or domestic partner of the Owner will enjoy the same rights and benefits as the Contract provides to a Beneficiary who is the surviving Spouse of the Owner. However, civil union and domestic partners are not considered Spouse under federal law and therefore will not qualify for the same tax advantages provided to a surviving Spouse under federal tax law.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">There is no death benefit once the income or pay-out phase begins, however, depending on the Pay-Out Option you select, any remaining guarantee will be paid to your Beneficiary.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Total Control Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Beneficiary may elect to have the Contract’s death proceeds paid through a settlement option called the Total Control Account, subject to our current established administrative procedures and requirements. The Total Control Account is an interest-bearing account through which the Beneficiary has immediate and full access to the proceeds, with unlimited draft writing privileges. We credit interest to the account at a rate that will not be less than a guaranteed minimum annual effective rate. You may also elect to have any Contract surrender proceeds paid into a Total Control Account established for You, subject to our current established administrative procedures and requirements.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Assets backing the Total Control Account are maintained in our general account and are subject to the claims of our creditors. We will bear the investment experience of such assets; however, regardless of the investment experience of such assets, the interest credited to the Total Control Account will never fall below the applicable guaranteed minimum annual effective rate. Because we bear the investment experience of the assets backing the Total Control Account, we may receive a profit from these assets. The Total Control Account is not insured by the FDIC or any other governmental agency.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">Pay-Out Options (or Income Options)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You may convert your Deferred Annuity into a regular stream of income after your “pay-in” or “accumulation” phase. The pay-out phase is often referred to as “annuitizing” your Contract. When You select your Pay-Out Option, You will be able to choose from the range of options we then have available. You have the flexibility to select a stream of income to meet your needs. If You decide You want a Pay-Out Option, we withdraw some or all of your Account Value (less any premium taxes, outstanding loans and applicable Contract fees), then we apply the net amount to the option. (See “Federal Tax Considerations” for a discussion of partial annuitization.) You are not required to hold your Deferred Annuity for any minimum time period before You may annuitize. The variable Pay-Out Option may not be available in all states.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span> <div> </div> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;">When considering a Pay-Out Option, You should think about whether You want:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Payments guaranteed by us for the rest of your life (or for the rest of two lives) or for a specified period;</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A fixed dollar payment or a variable payment; or </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A refund feature. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your income payment amount will depend upon your choices. For lifetime options, the age and sex (where permitted) of the measuring lives (Annuitants) will also be considered. For example, if You select a Pay-Out Option guaranteeing payments for your lifetime and your spouse’s lifetime, your payments will typically be lower than if You select a Pay-Out Option with payments over only your lifetime. The terms of the Contract supplement to your Deferred Annuity will determine when your income payments start and the frequency with which You will receive your income payments. If You do not tell us otherwise, your Fixed Interest Account Value will be used to provide a Fixed Income Option and your Separate Account Value will be used to provide a variable Pay-Out Option.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span> <div> </div> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;">You can change or extend the date income payments begin at any time before the date specified in the Contract with 30 days prior notice to us (subject to restrictions that may apply in your state, restrictions imposed by your selling firm and our current established administrative procedures).</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span> <div> </div> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;line-height:14pt;">Please be aware that once your Contract is annuitized, You are ineligible to receive the death benefit. In addition, once your Contract is fully annuitized, You will not be able to withdraw any Account Value.</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;"> </span> <div> </div> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;line-height:14pt;">Because the features of variable Pay-Out Options in the Deferred Annuities are identical to the features of Income Annuities, please read the sections under the “Income Annuities” heading for more information about the available income types and the value of your income payments, reallocations and charges of your Contract in the pay-out phase.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">APPENDIX A — INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios currently available. More information about the Portfolios are available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000209. You can also request this information at no cost by calling (833) 642-1008, by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolios, as described below. If your annuity was issued in connection with an employer plan, You should check with your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company's past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">§ </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">††</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Effective May 1, 2026, the American Funds Global Small Capitalization Fund changed its name to American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Index Selector:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You elect the Index Selector You are limited to allocating your purchase payments and Account Balance among the following funding options and the Fixed Interest Account:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Aggregate Bond Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife MSCI EAFE Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Russell 2000 Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Mid Cap Stock Index</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> and The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">(SM)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> In addition to the Fixed Account these Automated Strategies may also use the:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed Interest </span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Rate*</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Renewal Rate Term: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">20.24%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.92%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">*†† - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.23%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.36%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.99%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.31%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.62%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.38%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.38%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.02%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.90%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.63%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.41%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.32%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.22%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.95%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.73%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.49%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.32%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.23%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.73%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.62%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.94%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.06%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Equity-Income Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.60%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.11%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.75%</span></div></div></td></tr> <tr style="height:24.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.16%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.98%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.61%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.72%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.59%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.82%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.81%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.79%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.15%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Growth Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.92%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.45%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">32.98%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.84%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.88%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.28%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment Grade Bond Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.71%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.71%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.22%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.19%</span></div></div></td></tr> <tr style="height:36.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.29%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.44%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.43%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.12%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.75%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.43%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">31.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.04%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.55%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.53%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">22.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.65%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.10%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.27%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-5.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.29%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-4.57%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.86%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.12%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.84%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.19%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.55%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.96%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.39%</span></div></div></td></tr> <tr style="height:72.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.05%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.86%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.07%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td></tr> <tr style="height:60.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.50%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.07%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.59%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0058 0.2024 0.1337 0.1797 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0053 0.1806 0.1390 0.1392 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> 0.0090 0.1464 0.0049 0.0723 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0047 0.0726 -0.0014 0.0236 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0099 0.1990 0.0930 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0096 0.1702 0.0726 0.0899 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0095 0.1446 0.0571 0.0730 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span> 0.0074 0.1931 0.0096 0.0762 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0038 0.0795 -0.0017 0.0238 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0071 0.1302 0.1090 0.1563 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0071 0.1741 0.0891 0.1097 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.0947 0.0232 0.0422 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1175 0.0410 0.0595 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1396 0.0580 0.0773 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.1591 0.0742 0.0949 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span> 0.0078 0.0182 0.0704 0.0832 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0075 0.0525 0.0214 0.0223 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0052 0.1267 0.0745 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0062 0.0783 0.0829 0.1073 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0054 0.1591 0.1230 0.1362 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span> 0.0081 0.0694 0.0415 0.0406 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Equity-Income Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0046 0.1902 0.1251 0.1160 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0069 0.1299 0.0457 0.0711 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0071 0.1423 0.0525 0.0775 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0074 0.1516 0.0598 0.0861 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0078 0.1642 0.0728 0.0972 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0082 0.1844 0.0873 0.1059 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 0.1082 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1950 0.0915 0.1081 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0917 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1952 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1959 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0069 0.0516 0.0379 0.1015 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Growth Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0055 0.1492 0.1370 0.1745 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span> 0.0087 0.3298 0.0656 0.0684 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0058 0.1588 0.0756 0.1128 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0089 0.0593 -0.0081 0.0911 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment Grade Bond Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0037 0.0722 0.0002 0.0271 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span> 0.0054 0.1404 0.1028 0.1671 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0104 0.1259 0.0625 0.0922 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0055 0.1521 0.1506 0.1419 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0090 0.0529 0.0744 0.0943 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0089 0.0403 0.0254 0.1012 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0026 0.0704 -0.0064 0.0175 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.0719 0.0881 0.1043 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0037 0.3102 0.0862 0.0804 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.1266 0.0599 0.0955 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0027 0.1759 0.1413 0.1453 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0056 0.2272 0.0580 0.0783 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0062 0.1111 0.0642 0.0765 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0073 0.1311 0.0995 0.1010 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0058 0.1329 0.1011 0.1027 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span> 0.0065 0.1355 -0.0558 0.1429 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span> 0.0081 -0.0457 0.0286 0.0912 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0128 0.0784 0.0126 0.0319 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0058 0.0921 0.0019 0.0255 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0065 0.1693 0.0730 0.0796 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0068 0.1929 0.0911 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0056 0.1570 0.0964 0.1439 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span> 0.0070 0.0375 0.0408 0.1005 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0051 0.1030 0.0575 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span> 0.0060 0.0251 0.0990 0.0986 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0057 0.0907 0.0142 0.0403 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0050 0.0707 0.0059 0.0182 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Index Selector:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You elect the Index Selector You are limited to allocating your purchase payments and Account Balance among the following funding options and the Fixed Interest Account:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Aggregate Bond Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife MSCI EAFE Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Russell 2000 Index</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Mid Cap Stock Index</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> and The Equalizer </span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">(SM)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> In addition to the Fixed Account these Automated Strategies may also use the:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span> true true true true true true true <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed Interest </span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Rate*</span></div></div></td></tr> <tr style="height:77pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Renewal Rate Term: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span> P12M 0.03 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:26.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">FEES, EXPENSES, AND ADJUSTMENTS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:122pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of amounts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest Account during the pay-in phase. A </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any amounts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawn from the Fixed Interest Account that were allocated to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest Account less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years before the date of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You allocate $100,000 to the Fixed Interest Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and withdraw that money during the first year that it is allocated to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest Account, You will pay a Withdrawal Charge of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Loans will be charged an initial set-up fee and a loan </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">maintenance fee (these fees may be waived or reduced for certain </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Plans). The Loan Initiation Fee is $75. The Loan Maintenance Fee is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$50.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="6" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Ongoing </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fees and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="6" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment options (Portfolio fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:37pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:70pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,137</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:122pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Charges or </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Adjustments for Early </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Withdrawals?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Withdrawal Charges are calculated as a percentage of amounts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest Account during the pay-in phase. A </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge of up to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7.00</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">% may be assessed on any amounts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawn from the Fixed Interest Account that were allocated to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest Account less than </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">8</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> years before the date of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawal.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">For example, if You allocate $100,000 to the Fixed Interest Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and withdraw that money during the first year that it is allocated to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Fixed Interest Account, You will pay a Withdrawal Charge of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">7,000</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> 0.0700 8 7000 <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Transaction </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Charges?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Loans will be charged an initial set-up fee and a loan </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">maintenance fee (these fees may be waived or reduced for certain </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Plans). The Loan Initiation Fee is $75. The Loan Maintenance Fee is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$50.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:48pt;"> <td rowspan="6" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Are There Ongoing </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fees and Expenses?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> The table below describes the fees and expenses that You may </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">, depending on the options You choose. Please refer to </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">your Contract specifications page for information about the specific </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees You will pay each year based on the options You have elected.</span></div></div></td> <td rowspan="6" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fees</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Annual Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.95</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment options (Portfolio fees </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">and expenses)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">0.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:66pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">%</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td></tr> <tr style="height:37pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Separate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div></div></td></tr> <tr style="height:70pt;"> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Because your Contract is customizable, the choices You make affect </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">how much You will pay. To help understand the cost of owning your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract, the following table shows the lowest and highest cost You </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">could pay each year, based on current charges. This estimate </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">assumes that You do not take withdrawals from the Contract, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">which </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">could add Withdrawal Charges that substantially increase costs.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,137</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 0.0095 0.0095 0.0025 0.0128 <span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of your Account Balance in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Separate </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:20.0pt;">Account</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:8.34pt;">As a percentage of average daily net assets of the Portfolio.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;empty-cells:show;width:486pt;table-layout:auto;"> <tr style="height:15pt;"> <td rowspan="3" style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Lowest Annual Cost:</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Highest Annual Cost:</span></div></div></td> <td rowspan="3" style="padding-bottom:4pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> </span></div></div></td></tr> <tr style="height:15pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">1,137</span></div></div></td> <td colspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">2,019</span></div></div></td></tr> <tr style="height:126.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:143pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Least expensive combination of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Portfolio fees and expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No optional benefits</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td> <td colspan="2" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:132pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Assumes:</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Investment of $100,000</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">5% annual appreciation</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Most expensive combination </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">of Portfolio fees and </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">expenses</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No sales charges</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">No additional purchase </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">payments, transfers or </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:normal;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals</span></div></div></td></tr></table> 1137 2019 <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:-51.5pt;"> </span></div></div></td> <td colspan="3" style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">RISKS</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">LOCATION IN</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PROSPECTUS</span></div></div></td></tr> <tr style="height:37pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is There a Risk of Loss </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">from Poor </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Performance?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:167pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">Is this a Short-Term </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the Contract may result in surrender </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Early Withdrawal Charge may apply if You withdraw amounts </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">from the Fixed Interest Account that were allocated to the Fixed </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account less than 8 years before the date of the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:137pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What Are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Associated with the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Investment Options?</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including any Fixed Interest Account </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Value or is not sufficient to pay the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Contract.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr> <tr style="height:144.5pt;"> <td style="background-color:#CCCCCC;border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.00pt;">What Are the Risks </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Related to the </span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Insurance Company?</span></div></div></td> <td colspan="3" style="border-right:0.5pt solid #000000;padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:275pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees, or benefits, including any death benefit, are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span></div></div></td> <td style="padding-bottom:2pt;padding-top:2.125pt;vertical-align:Top;width:105.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Principal Risks of </span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Investing in the Contract</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You can lose money by investing in the Contract, including loss </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> This Contract is not a short-term investment and is not </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Amounts withdrawn from the Contract may result in surrender </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">charges, tax and tax penalties.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Early Withdrawal Charge may apply if You withdraw amounts </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">from the Fixed Interest Account that were allocated to the Fixed </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Interest Account less than 8 years before the date of the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawal. Withdrawal Charges will reduce the value of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> if You withdraw money during that time.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">The benefits of tax deferral means that the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is more </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract are taxed at ordinary income tax rates </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> take a withdrawal before age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">An investment in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract is subject to the risk of poor </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment performance and can vary depending on the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">performance of the investment options available under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (e.g., Portfolios).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Each investment option (including any Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment option) will have its own unique risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should review these investment options before making an </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment decision.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to certain limitations, if your Account Value falls below </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the minimum Account Value or is not sufficient to pay the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract charges, we may terminate your Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An investment in the Contract is subject to the risks related to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Company. Any obligations (including under the Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account), guarantees, or benefits, including any death benefit, are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">subject to the claims-paying ability of the Company, and our long </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">term ability to make such payments, and are not guaranteed by any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">other party. MetLife is regulated as an insurance company under </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">state law, which generally includes limits on the amount and type of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investments in its general account. However, there is no guarantee </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">that we will be able to meet our claims paying obligations; there are </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">risks to purchasing any insurance product. More information about </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the Company, including its financial strength ratings, is available </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">upon request or by visiting https://www.metlife.com/about-us/</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">corporate-profile/ratings.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Yes.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> We do not charge a fee for transfers of Account Value among </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Divisions or between the Divisions and the Fixed Interest Account.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some benefits impose restrictions and limitations on your choice of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolios. The restrictions and requirements could result in You </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">missing out on some or all positive investment performance by </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">certain Portfolios. This means your opportunity for investment gains </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">may be limited. We may change these restrictions in the future. We </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">reserve the right to add, remove or substitute Portfolios.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">The Company also has policies and procedures that attempt to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">detect and deter frequent transfers in situations where we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">determine there is a potential for arbitrage trading, and in those </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">instances, there are additional limits that apply to transfers.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">No.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">You</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> should consult with a tax professional to determine the tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">implications of an investment in and purchase payments received </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">under the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">There is no additional tax benefit if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You purchase the Contract </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">through a tax-qualified plan or individual retirement account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">(IRA).</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Contract was purchased through a tax-qualified plan or </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">IRA, withdrawals will be subject to ordinary income tax. If your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Contract is not tax-qualified, earnings on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract will be </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">subject to ordinary income tax when </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You withdraw them. You may </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">also have to pay a penalty if </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">You take a withdrawal before age </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">59</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;position:relative;top:-2.66pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6pt;margin-left:0.0pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Your investment professional may receive compensation for selling </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">this Contract to You, both in the form of commissions and because </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife may share the revenue it earns on this Contract with the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">professional’s firm. This conflict of interest may influence your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment professional to recommend this Contract over another </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">investment.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Some investment professionals may have a financial incentive to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">offer You a new contract in place of the one You own. You should only </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">exchange your Contract if You determine, after comparing the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">features, fees, and risks of both contracts, that it is better for You to </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase the new contract rather than continue to own your existing </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">FEES</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The following tables describe the fees and expenses You will pay when buying, owning, and surrendering or making withdrawals from an investment option or from the Contract. Please refer to your Contract specifications page for information about the specific fees You will pay each year based on the options You have elected.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The first table describes the fees and expenses that You will pay at the time that You buy the Contract, surrender or make withdrawals from an investment option or from the Contract, or transfer Account Value between investment options. State premium taxes may also be deducted.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of amounts withdrawn from the Fixed Interest </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account during the pay-in phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may be imposed on withdrawals made from amounts allocated to the Fixed Interest Account. The Early Withdrawal Charges imposed depends on the Plan in which You participate. Please refer to your certificate for the Withdrawal Charges that would apply to You. No Early Withdrawal Charge is imposed on withdrawals from the Divisions of the Separate Account.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The next table describes the fees and expenses that You will pay </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">each year</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;"> during the time that You own the Contract (not including Portfolio fees and expenses).</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The next table shows the minimum and maximum total operating expenses charged by the Portfolios that You may pay periodically during the time that You own the Contract. Expenses may change over time and may be higher or lower in the future. A complete list of Portfolios available under the Contract, including their annual expenses, may be found in “Appendix A - Investment Options Available Under the Contract” at the back of this Prospectus.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Portfolio Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">This example is intended to help You compare the cost of investing in the Divisions with the cost of investing in other variable annuity contracts. These costs include the Transaction Fees, the Annual Contract Expenses and the Annual Portfolio Company Expenses.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">This example assumes all Account Value is allocated to the Divisions. Your costs could differ from those shown below if You invest in the Fixed Interest Account. This example shows the dollar amount of expenses that You would bear directly or indirectly on a $100,000 investment in the Separate Account of the Contract for the time periods indicated. Your actual costs may be higher or lower.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Assumptions:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You bear the Minimum or Maximum Annual Portfolio Company Expenses (without reimbursement and/or waiver of expenses);</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">There is a maximum Separate Account charge of 0.95%; and</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The underlying Portfolio earns a 5% annual return.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Based on these assumptions, your charges would be:</span> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Transaction Fees</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of amounts withdrawn from the Fixed Interest </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account during the pay-in phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may be imposed on withdrawals made from amounts allocated to the Fixed Interest Account. The Early Withdrawal Charges imposed depends on the Plan in which You participate. Please refer to your certificate for the Withdrawal Charges that would apply to You. No Early Withdrawal Charge is imposed on withdrawals from the Divisions of the Separate Account.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(3)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Withdrawal Charge</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> (as a percentage of amounts withdrawn from the Fixed Interest </span></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account during the pay-in phase)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7%</span></div></div></td></tr> <tr style="height:19pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loan Initiation Fee</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$75</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Premium Tax Charges</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(3)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.50%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios available. More information about the Portfolios are available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000210. You can also request this information at no cost by calling (833) 642-1008, by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolio, as described below. If your annuity was issued in connection with an employer plan, You should check with Your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company's past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> 0.07 75 0.0350 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">An Early Withdrawal Charge of up to 7% may be imposed on withdrawals made from amounts allocated to the Fixed Interest Account. The Early Withdrawal Charges imposed depends on the Plan in which You participate. Please refer to your certificate for the Withdrawal Charges that would apply to You. No Early Withdrawal Charge is imposed on withdrawals from the Divisions of the Separate Account.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">This fee may be waived or reduced for certain Plans.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Premium taxes, if applicable, depend on the Contract You purchased and state and range from 0% to 3.50% of Account Value (or, if applicable, purchase payments).</span> <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Annual Contract Expenses</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:30.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Base Contract Expenses</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(1)</span> <div style="clear:right;"> </div></div> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of your average Account Value in the Separate Account)</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td></tr> <tr style="height:14.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:338.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:6pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Annual Loan Maintenance Fee (per loan outstanding)</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">(2)</span> <div style="clear:right;"> </div></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:147.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:6pt;text-align:Right;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$50</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(1)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">(2)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> 0.0095 50 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Pursuant to the terms of the Contract, our total Base Contract Expenses will not exceed 0.95% of your average balance in the Divisions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The fee may be waived or reduced for certain Plans. The loan maintenance fee is paid on a quarterly basis at the end of each quarter on a pro-rata basis from the Divisions and the Fixed Interest Account in which You then have a balance.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:16pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:362.45pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:61.41pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:62.14pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div></div></td></tr> <tr style="height:33pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:362.45pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of daily net assets)</span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span></div> <div style="margin-left:4pt;margin-right:11.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:61.41pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:11.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.25</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:62.14pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:11.75pt;margin-right:10pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Annual Portfolio Expenses </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(as a percentage of daily net assets)</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Expenses that are deducted from Portfolio Company assets, including management fees, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">distribution and/or service (12b-1) fees, and other expenses</span> 0.0025 0.0128 <span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Example</span><span style="color:#000000;font-family:Arial Narrow;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:29.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You surrender, annuitize or do not surrender your Contract at the end of the </span></div> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">applicable time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2,230</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6,878</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11,787</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25,298</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1,200</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3,739</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">6,475</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14,276</span></div></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:20.25pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:0.5pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:37.46pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">3 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:41.34pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:3.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.75pt;padding-top:1.75pt;vertical-align:Bottom;width:44.84pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:3.75pt;margin-right:2pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10 Years</span></div></div></td></tr> <tr style="height:29.75pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You surrender, annuitize or do not surrender your Contract at the end of the </span></div> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">applicable time period</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:1.75pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:0.5pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"> </div></div></div></td></tr> <tr style="height:17pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:12.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Maximum</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2,230</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6,878</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11,787</span></div></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.625pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:12.0pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">25,298</span></div></div></div></td></tr> <tr style="height:13.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;width:321.01pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Minimum</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:37.46pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:25.46pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1,200</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:26.42pt;"> <div style="display:flex;white-space:nowrap;width:26.42pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3,739</span></div></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:41.34pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:6pt;text-align:right;width:29.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:4.44pt;">6,475</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:2.625pt;vertical-align:Bottom;white-space:nowrap;width:44.84pt;"> <div style="line-height:11pt;margin-left:6pt;margin-right:2pt;text-align:right;width:34.34pt;"> <div style="display:flex;margin:auto;width:30.86pt;"> <div style="display:flex;white-space:nowrap;width:30.86pt;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">$</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14,276</span></div></div></div></td></tr></table> 2230 2230 6878 6878 11787 11787 25298 25298 1200 1200 3739 3739 6475 6475 14276 14276 <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">PRINCIPAL RISKS OF INVESTING IN THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;">Investing in the Contract involves risks. The following are the principal risks of an investment in the Contract. You should carefully consider the below risks in addition to the other information contained in this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An Early Withdrawal Charge of up to 7% may apply to any amounts allocated to the Fixed Interest Account less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if you withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits, including any death benefit are subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in any form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Technology Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Our business operations rely on functioning and secure information systems, including those of our vendors and other third parties. Technological changes present us with new or intensified challenges, and if we are unable to foresee or adapt to these changes, our business may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Technological changes may affect our business model and how we interact with our customers. The growth and availability of AI technologies, including generative AI, presents significant opportunities but also complex challenges; these include balancing and mitigating potential risks of harm posed by the development or deployment of AI technologies, as well as implementing and maintaining controls reasonably designed to ensure compliance with an increasingly complex AI regulatory landscape, with evolving requirements that may vary across jurisdictions. We may fail to adopt new technologies as effectively or efficiently as others, leading to competitive harm. If we are unable to update our business model to match evolving consumer preferences or the evolving technological landscape, we may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">New technologies may impact the configuration of our information systems, and how they connect with those of our vendors, service providers and/or partners. Such technological developments may introduce or uncover information security vulnerabilities, which may result in breaches, increased costs associated with maintaining appropriate data privacy, data protection, and cybersecurity measures, enforcement actions against us by regulators or other outcomes that may adversely impact our operations or business. In addition, any such vulnerability that results in a security breach or failure of our information systems, or those of third parties on which we rely, may result in litigation, regulatory action, negative impacts to our business operations, and reputational harm.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Market Risk. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">An investment in the Contract is not a bank deposit and is not guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Contract is subject to market risk (the risk that your investments may decline in value or underperform your expectations). As a result, You can lose money by investing in the Contract, including loss of principal.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Early Withdrawal Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">This Contract is not a short-term investment and is not appropriate for an investor who needs ready access to cash.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> If You withdraw early, You may have to pay a Withdrawal Charge and/or income taxes, including a tax penalty if You are younger than age 59</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;position:relative;top:-2.93pt;"> 1</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">∕</span><span style="color:#000000;font-family:Times New Roman;font-size:6.6pt;">2</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An Early Withdrawal Charge of up to 7% may apply to any amounts allocated to the Fixed Interest Account less than 8 years before the date of the withdrawal. Withdrawal Charges will reduce the value of your Contract if you withdraw money during that time. The benefits of tax deferral also mean that the Contract is more beneficial to investors with a long time horizon.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Risk of Underlying Portfolios</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risk of poor investment performance and can vary depending on the performance of the investment options available under the Contract (e.g., Portfolios). Each investment option (including the Fixed Interest Account investment option) will have its own unique risks. We do not provide any investment advice and do not recommend or endorse any particular Portfolio. You bear the risk of any decline in the Account Balance of your Contract resulting from the performance of the Portfolios You have chosen. You should review these investment options before making an investment decision. Information regarding the Portfolios available under your Contract is available in Appendix A to this Prospectus.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Termination.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to certain limitations, if your Account Value falls below the minimum Account Value or is not sufficient to pay the Contract charges, we may terminate your Deferred Annuity.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Insurance Company Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract is subject to the risks related to the Company. Any obligations (including under the Fixed Interest Account), guarantees, or benefits, including any death benefit are subject to the financial strength and claims-paying ability of the Company, and our long term ability to make such payments, and are not guaranteed by any other party. MetLife is regulated as an insurance company under state law, which generally includes limits on the amount and type of investments in its general account. However, there is no guarantee that we will be able to meet our claims paying obligations; there are risks to purchasing any insurance product.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Contract Changes Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Subject to applicable law, we have the right to make certain changes to your Contract. Examples of the changes we may make include: (i) operating the Separate Account in any form permitted by law; (ii) taking any action necessary to comply with or obtain and continue any exemptions under the law (including favorable treatment under the Federal income tax laws) including limiting the number, frequency or types of transfers/reallocations permitted; (iii) transferring any assets in a Division to another Division, or to one or more Separate Accounts, or to our general account, or adding, combining or removing Divisions in the Separate Account; (iv) substituting Portfolio shares in any Division, with the shares of another class of Brighthouse Trust I, Brighthouse Trust II, or the shares of another investment company or any other investment permitted by law; (v) changing the way we assess charges, but without increasing the maximum aggregate amount charged to the Separate Account and any currently available Portfolio in connection with the Contracts; and (vi) making any necessary technical changes in the Contracts in order to conform with any of the above-described actions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Conflicts of Interest</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Your investment professional may receive compensation for selling this Contract to You, both in the form of commissions and because MetLife may share the revenue it earns on this Contract with the professional’s firm. This conflict of interest may influence your investment professional to recommend this Contract over another investment. In addition, some investment professionals may have a financial incentive to offer You a new contract in place of the one You own. You should only exchange your Contract if you determine, after comparing the features, fees, and risks of both contracts, that it is better for You to purchase the new contract rather than continue to own your existing Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Suitability</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. An investment in the Contract may not be suitable for all investors. For example, there is no additional tax benefit if You purchase the Contract through a tax-qualified plan. Therefore, there should be reasons other than tax deferral for acquiring the Contract. You should consult with a tax or investment professional to determine the tax and other implications of an investment in and purchase payments received under the Contract.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Taxation Risk</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">. Although the provisions of the Internal Revenue Code (the “Code”) relevant to the Contract are generally described under “Federal Tax Considerations,” an investor should consult their own tax advisor concerning the effects of federal, state, local and foreign tax law on the Contract. No assurance can be given that, even if the tax provisions currently applicable to the Contract are favorable, the law or regulations or interpretations thereunder will not change and the Contract may be disadvantaged.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Cybersecurity. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Our business is highly dependent upon the effective operation of our information systems, and those of our service providers, vendors, and other third parties. Cybersecurity breaches of such systems can be intentional or unintentional events, and can occur through unauthorized access to computer systems, networks or devices; infection from computer viruses or other malicious software code; or attacks that shut down, disable, slow or otherwise disrupt operations, business processes or website access or functionality and our disaster recovery systems may be insufficient to safeguard our ability to conduct business. Cybersecurity breaches can interfere with </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">our processing of Contract transactions, including the processing of transfer orders from our website or with the Portfolios; impact our ability to calculate Accumulation Unit Values; cause the release and possible loss or destruction of confidential Contract Owner or business information; impede order processing or cause other operational issues; and result in regulatory enforcement actions or new laws or regulations which could increase our compliance costs. Although we continually make efforts to identify and reduce our exposure to cybersecurity risk, and we require our critical vendors to implement effective cybersecurity and data protection measures, there is no guarantee that we will be able to successfully manage this risk at all times.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Pandemics and Other Public Health Issues and Other Events. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Pandemics and other public health issues or other events, and governmental, business, and consumer reactions to them, may affect economic conditions and may cause a large number of illnesses or deaths. Hurricanes, windstorms, earthquakes, hail, tornadoes, explosions, severe winter weather, fires, floods and mudslides, blackouts and man-made events such as riot, insurrection, terrorist attacks or acts of war may also cause catastrophic losses and increased claims. Any such catastrophes may also result in changes in consumer or business confidence, behavior and investment and business activity, changes to interest rates and other market risk factors, and governmental or other restrictions on economic activity for prolonged periods.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Terrorism and Security Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> The continued threat of terrorism, ongoing or potential military conflict and other actions, and heightened security measures may cause economic uncertainty and result in loss of life, property damage, additional disruptions to commerce and reduced economic activity. The value of MetLife's investment portfolio may be adversely affected by declines in the credit and equity markets and reduced economic activity caused by such threats. Companies in which we maintain investments may suffer losses as a result of financial, commercial or economic disruptions, and such disruptions might affect the ability of those companies to pay interest or principal on their securities or mortgage loans. Terrorist or military actions also could disrupt our operations centers and result in higher than anticipated claims under our insurance policies.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-style:italic;font-weight:bold;">Technology Risk.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;"> Our business operations rely on functioning and secure information systems, including those of our vendors and other third parties. Technological changes present us with new or intensified challenges, and if we are unable to foresee or adapt to these changes, our business may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Technological changes may affect our business model and how we interact with our customers. The growth and availability of AI technologies, including generative AI, presents significant opportunities but also complex challenges; these include balancing and mitigating potential risks of harm posed by the development or deployment of AI technologies, as well as implementing and maintaining controls reasonably designed to ensure compliance with an increasingly complex AI regulatory landscape, with evolving requirements that may vary across jurisdictions. We may fail to adopt new technologies as effectively or efficiently as others, leading to competitive harm. If we are unable to update our business model to match evolving consumer preferences or the evolving technological landscape, we may be adversely affected. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">New technologies may impact the configuration of our information systems, and how they connect with those of our vendors, service providers and/or partners. Such technological developments may introduce or uncover information security vulnerabilities, which may result in breaches, increased costs associated with maintaining appropriate data privacy, data protection, and cybersecurity measures, enforcement actions against us by regulators or other outcomes that may adversely impact our operations or business. In addition, any such vulnerability that results in a security breach or failure of our information systems, or those of third parties on which we rely, may result in litigation, regulatory action, negative impacts to our business operations, and reputational harm.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">The Fixed Interest Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Deferred Annuities have a fixed interest rate option called the “Fixed Interest Account.” The Fixed Interest Account is part of our general account and offers an interest rate that is guaranteed by us (the current minimum rate on the Fixed Interest Account is 3% but may be lower based on your state and issue date and, therefore, may be lower for certain Contracts). The interest rate for each amount allocated to the Fixed Interest Account is set by us in advance on the beginning of each calendar quarter (January 1, April 1, etc.). The declared interest rate in effect when an allocation to the Fixed Interest Account is made will be credited from the date it is received until the last day of the same calendar quarter of the following year, at which time a renewal rate will be set. Thereafter, each year a renewal rate will apply to that amount plus the interest previously credited to that amount, as long as the amounts remain in the Fixed Interest Account. The renewal rate will be set by us in advance and will apply for 12 months. Interest will be credited to the Fixed Interest Account on a daily basis. Subject to our transfer rules, You may transfer money into and out of the Fixed Interest Account. For information regarding current interest rates, You may contact our Administrative Office. Information about the Fixed Interest Account, including its name, its term and its minimum guaranteed interest rate is available in Appendix A —  Investment Options Available Under the Deferred Annuity — Fixed Option. Your registered representative can tell You the current and minimum interest rates that apply.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Because of exemptive and exclusionary provisions, interests in the Fixed Interest Account have not been registered under the Securities Act of 1933 (the “1933 Act”), and neither the Fixed Interest Account nor our general account has been registered as an investment company under the 1940 Act. The Fixed Interest Account and our general account are not subject to the provisions or restrictions of the 1933 Act or the 1940 Act. Income Annuities and the variable Pay-Out Options under the Deferred Annuities have a fixed payment option called the “Fixed Income Option.” Under the Fixed Income Option, we guarantee the amount of your fixed income payments. These fixed options are not described in this Prospectus although we occasionally refer to them. All guarantees as to purchase payments or Account Value allocated to the Fixed Interest Account, interest credited to the Fixed Interest Account, and fixed annuity payments are subject to our financial strength and claims-paying ability.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">BENEFITS AVAILABLE UNDER THE DEFERRED CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following table summarizes information about the benefits available under the Contract:</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:313.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s Death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or (3) </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the total of all of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:192pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The availability of certain benefits may vary by employer and type of Annuity.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:313.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s Death </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or (3) </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the total of all of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges.</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:4.125pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span></div></div></td></tr> <tr style="height:131.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:4.125pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name of Benefit*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Purpose</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Is Benefit</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Standard or</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Optional?</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:96.6pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Maximum</span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Fee</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:98.1pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Brief Description of</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Restrictions/</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Limitations</span></div></div></td></tr> <tr style="height:192pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span></div> <div style="margin-left:4pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span></div> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Standard</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:96.6pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:2.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">None</span></div></div></td> <td style="padding-bottom:5pt;padding-top:1.375pt;vertical-align:Top;width:98.1pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:2.75pt;margin-right:4pt;margin-top:3pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span></div> <div style="margin-left:2.75pt;margin-right:4pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Basic Death Benefit</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">If You die during the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">pay-in phase, the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract’s Death </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">benefit will not be less </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">than the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(1) your Account Value;</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(2) your highest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Value as of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">December 31 following </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of your fifth </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Contract Year and at </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the end of every other </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">five year period. In any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">case, less any later </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">partial withdrawals </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">fees and charges; or (3) </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">the total of all of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">purchase payments less </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any partial </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdrawals, fees and </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">In each case, we </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">deduct the amount of </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">any outstanding loans </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">from the death benefit.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Withdrawals or loans </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">could significantly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">reduce the benefit.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;font-style:italic;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">An amount equal to the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">interest earned in the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Fixed Interest Account </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">is transferred monthly </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">to any one Division </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">based on your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">selection.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Benefit limits </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">available investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">options.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">If your Fixed Interest </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Account Balance at </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">the time of a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">scheduled transfer is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">zero, this strategy is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">discontinued.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Systematic </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-style:italic;margin-left:0.0pt;">Withdrawal Program</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Automatically </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">withdraws a specific </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">dollar amount or a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">percentage of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account Balance at a </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">frequency of your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">choice each Contract </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Year.</span> true 0 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in all </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">states.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Income taxes, tax </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">penalties and </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">Withdrawal Charges </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">may apply to your </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Subject to our </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">required minimums </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">and administrative </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">restrictions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:1.9pt;">Not available in </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">conjunction with any </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">automated </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:9.0pt;">investment strategy.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">Death Benefit</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">One of the insurance guarantees we provide You under your Deferred Annuity is that your Beneficiaries will be protected during the “pay-in” phase against market downturns. You name your Beneficiary(ies).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The death benefit your Beneficiary receives will be the greatest of:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your Account Value; </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your highest Account Value as of December 31 following the end of your fifth Contract Year and at the end of every other five year period. In any case, less any later partial withdrawals fees and charges; or </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The total of all of your purchase payments less any partial withdrawals, fees and charges.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">In each case, we deduct the amount of any outstanding loans from the death benefit.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The death benefit is determined as of the end of the business day on which we receive both due proof of death and an election for the payment method. Until the Beneficiary (or the first Beneficiary, if there are multiple Beneficiaries) submits the necessary documentation in Good Order, the Account Value attributable to his/her portion of the death benefit remains in the Divisions and is subject to investment risks.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">If we are notified of your death before any requested transaction is completed (which may include, depending on your administrative platform, transactions under automated investment strategies, the minimum distribution program and the Systematic Withdrawal Program), we may cancel the request. As described above, the death benefit will be determined when we receive proof of death and an election for the payment method.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Where there are multiple Beneficiaries, the death benefit will only be determined as of the time the first Beneficiary submits the necessary documentation in Good Order. If the death benefit payable is an amount that exceeds the Account Value on the day it is determined, we will apply to the Contract an amount equal to the difference between the death benefit payable and the Account Value in accordance with the current allocation of the Account Value. The remaining death benefit amounts are held in the Divisions until each of the other </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Beneficiaries submits the necessary documentation in Good Order to claim his/her death benefit. Any death benefit amounts held in the Divisions on behalf of the remaining Beneficiaries are subject to investment risk. There is no additional death benefit guarantee.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Subject to the minimum amount requirements described in “Minimum Size of Your Income Payment,” your Beneficiary has the option to apply the death benefit (less any applicable premium and other taxes) to a Pay-Out Option offered under your Deferred Annuity. Your Beneficiary may, however, decide to take the payment in one sum, including either by check, by placing the amount in an account that earns interest, or by any other method of payment that provides the Beneficiary with immediate and full access to the proceeds, or under other settlement options that we may make available.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">If permitted in the Contract, if the Beneficiary is your spouse, he/she may be substituted as the purchaser of the Deferred Annuities and continue the Contract under the terms and conditions of the Contract that applied prior to the Owner’s death, with certain exceptions described in the Contract. In that case, the Account Value will be reset to equal the death benefit on the date the spouse continues the Deferred Annuity. (Any additional amounts added to the Account Value will be allocated in the same proportions to each balance in a Division and the Fixed Interest Account as each bears to the total Account Value.) If the spouse continues the Deferred Annuity, the death benefit is calculated as previously described, except, all values used to calculate the death benefit, which may include highest Account Value as of December 31 following the end of the fifth Contract Year and every other five-year period, are reset on the date the spouse continues the Deferred Annuity. Your spouse may make additional purchase payments and transfers and exercise any other rights as a purchaser of the Contract. Any applicable Early Withdrawal Charges will be assessed against future withdrawals.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A Beneficiary who is the civil union or domestic partner of the Owner will enjoy the same rights and benefits as the Contract provides to a Beneficiary who is the surviving Spouse of the Owner. However, civil union and domestic partners are not considered Spouse under federal law and therefore will not qualify for the same tax advantages provided to a surviving Spouse under federal tax law.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">There is no death benefit once the income or pay-out phase begins, however, depending on the Pay-Out Option you select, any remaining guarantee will be paid to your Beneficiary.</span><span style="color:#000000;font-family:Arial Narrow;font-size:13pt;">Total Control Account</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The Beneficiary may elect to have the Contract’s death proceeds paid through a settlement option called the Total Control Account, subject to our current established administrative procedures and requirements. The Total Control Account is an interest-bearing account through which the Beneficiary has immediate and full access to the proceeds, with unlimited draft writing privileges. We credit interest to the account at a rate that will not be less than a guaranteed minimum annual effective rate.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Assets backing the Total Control Account are maintained in our General Account and are subject to the claims of our creditors. We will bear the investment experience of such assets; however, regardless of the investment experience of such assets, the interest credited to the Total Control Account will never fall below the applicable guaranteed minimum annual effective rate. Because we bear the investment experience of the assets backing the Total Control Account, we may receive a profit from these assets. The Total Control Account is not insured by the FDIC or any other governmental agency.</span> <span style="color:#000000;font-family:Arial Narrow;font-size:16pt;">Pay-Out Options (or Income Options)</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You may convert your Deferred Annuity into a regular stream of income after your “pay-in” or “accumulation” phase. The pay-out phase is often referred to as “annuitizing” your Contract. When You select your Pay-Out Option, You will be able to choose from the range of options we then have available. You have the flexibility to select a stream of income to meet your needs. If You decide You want a Pay-Out Option, we withdraw some or all of your Account Value (less any premium taxes, outstanding loans and applicable Contract fees), then we apply the net amount to the option. (See “Federal Tax Considerations” for a discussion of partial annuitization.) You are not required to hold your Deferred Annuity for any minimum time period before You may annuitize. The variable Pay-Out Option may not be available in all states.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">When considering a Pay-Out Option, You should think about whether You want:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Payments guaranteed by us for the rest of your life (or for the rest of two lives) or for a specified period;</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A fixed dollar payment or a variable payment; or </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">●</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">A refund feature. </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Your income payment amount will depend upon your choices. For lifetime options, the age and sex (where permitted) of the measuring lives (Annuitants) will also be considered. For example, if You select a Pay-Out Option guaranteeing payments for your lifetime and your spouse’s lifetime, your payments will typically be lower than if You select a Pay-Out Option with payments over only your lifetime. The terms of the Contract supplement to your Deferred Annuity will determine when your income payments start and the frequency with which You will receive your income payments. If You do not tell us otherwise, your Fixed Interest Account Value will be used to provide a Fixed Income Option and your Separate Account Value will be used to provide a variable Pay-Out Option.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">You can change or extend the date income payments begin at any time before the date specified in the Contract with 30 days prior notice to us (subject to restrictions that may apply in your state, restrictions imposed by your selling firm and our current established administrative procedures).</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Please be aware that once your Contract is annuitized, You are ineligible to receive the death benefit. In addition, once your Contract is fully annuitized, You will not be able to withdraw any Account Value.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Because the features of variable Pay-Out Options in the Deferred Annuities are identical to the features of Income Annuities, please read the sections under the “Income Annuities” heading for more information about the available income types and the value of your income payments, reallocations and charges of your Contract in the pay-out phase.</span> <span style="color:#000000;font-family:Arial;font-size:16pt;font-weight:bold;">APPENDIX A — INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is a list of Portfolios available. More information about the Portfolios are available in the prospectuses for the Portfolios, which may be amended from time to time and can be found online at https://dfinview.com/metlife/PUFT/MET000210. You can also request this information at no cost by calling (833) 642-1008, by sending an email request to RCG@metlife.com, or through your registered representative. Depending on the optional benefits You choose, You may not be able to invest in certain Portfolio, as described below. If your annuity was issued in connection with an employer plan, You should check with Your employer as to which Portfolios are available under your Contract.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The current expenses and performance information below reflects fees and expenses of the Portfolios, but do not reflect the other fees and expenses that your Contract may charge. Expenses would be higher and performance would be lower if these other charges were included. Each Portfolio Company's past performance is not necessarily an indication of future performance.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">§</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Closed to new investments except under dollar cost averaging and rebalancing programs in existence at the time of closing.</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">††</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Effective May 1, 2026, the American Funds Global Small Capitalization Fund changed its name to American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: In addition to the Fixed Interest Account this Automated Strategy may also use the:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">.</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed Interest </span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Rate*</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Renewal Rate Term: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">20.24%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.92%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds SMALLCAP World Fund</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">*†† - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.49%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.23%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> <div style="clear:right;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.36%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.99%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.31%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.62%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.38%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.38%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.02%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.90%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.63%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.41%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.97%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.47%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.32%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.22%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.95%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.96%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.73%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.49%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.32%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.14%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.23%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.67%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.45%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.73%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.91%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.62%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.94%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.06%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Equity-Income Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.46%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.60%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.11%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.71%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.23%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.75%</span></div></div></td></tr> <tr style="height:24.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.74%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.16%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.98%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.61%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.78%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.72%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.82%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">18.44%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.59%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.82%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.50%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.15%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.81%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.53%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.17%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.52%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.85%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;"> — </span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.69%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.16%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.79%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.15%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Government Money Market Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.10%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.03%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Growth Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.92%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.45%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.87%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">32.98%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.84%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.88%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.28%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment Grade Bond Portfolio - Initial Class</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.22%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.71%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.71%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.25%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.22%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.06%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.19%</span></div></div></td></tr> <tr style="height:36.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.90%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.29%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.44%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.43%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.89%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.54%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.12%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.04%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-0.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.75%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.81%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.43%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.37%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">31.02%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">8.04%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">12.66%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.99%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.55%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.27%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">17.59%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.13%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.53%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">22.72%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.80%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.83%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.62%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">11.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">6.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.65%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.73%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.95%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.10%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.27%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">13.55%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-5.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.29%</span></div></div></td></tr> <tr style="height:48.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.81%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">-4.57%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.86%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.12%</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:37.25pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">FUND</span></div> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TYPE</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">PORTFOLIO AND</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">ADVISER/SUBADVISER</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">CURRENT</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">EXPENSES</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:111.23pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">AVERAGE ANNUAL</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">TOTAL RETURNS</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:24.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">1</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">5</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">10</span></div> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">YEAR</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.28%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.84%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.26%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.19%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.58%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.21%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.19%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.55%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.65%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">16.93%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.96%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.68%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">19.29%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.11%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.41%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.56%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">15.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.64%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">14.39%</span></div></div></td></tr> <tr style="height:72.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.70%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.08%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.05%</span></div></div></td></tr> <tr style="height:36.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.30%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">5.75%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">10.88%</span></div></div></td></tr> <tr style="height:48.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.60%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">2.51%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.90%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.86%</span></div></div></td></tr> <tr style="height:60.5pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.57%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">9.07%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.42%</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:13.0pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">4.03%</span></div></div></td></tr> <tr style="height:60.25pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:107.7pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:3pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:208.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Subadviser: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span></div> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:58.66pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.50%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">7.07%</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:37.91pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">0.59%</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Middle;width:35.41pt;"> <div style="line-height:12pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">1.82%</span></div></div></td></tr></table> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0058 0.2024 0.1337 0.1797 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds Growth-Income Fund - Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0053 0.1806 0.1390 0.1392 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> 0.0090 0.1464 0.0049 0.0723 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds The Bond Fund of America* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Capital Research and Management Company</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">SM</span> 0.0047 0.0726 -0.0014 0.0236 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Aggressive Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0099 0.1990 0.0930 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Balanced Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0096 0.1702 0.0726 0.0899 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">American Funds</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Moderate Allocation Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class C</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0095 0.1446 0.0571 0.0730 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford International Stock Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Baillie Gifford Overseas Limited</span> 0.0074 0.1931 0.0096 0.0762 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Bond Income Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0038 0.0795 -0.0017 0.0238 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Capital Appreciation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">BlackRock Advisors, LLC</span> 0.0071 0.1302 0.1090 0.1563 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 100 Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0071 0.1741 0.0891 0.1097 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 20 Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.0947 0.0232 0.0422 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 40 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1175 0.0410 0.0595 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 60 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0066 0.1396 0.0580 0.0773 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse Asset Allocation 80 Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> 0.0068 0.1591 0.0742 0.0949 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Artisan Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Artisan Partners Limited </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Partnership</span> 0.0078 0.0182 0.0704 0.0832 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Franklin Low Duration Total Return </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Franklin Advisers, Inc.</span> 0.0075 0.0525 0.0214 0.0223 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Balanced Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0052 0.1267 0.0745 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Core Equity Opportunities </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0062 0.0783 0.0829 0.1073 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Brighthouse/Wellington Large Cap Research </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Wellington Management Company </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLP</span> 0.0054 0.1591 0.1230 0.1362 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Sector</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Global Real Estate Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">CBRE Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Listed Real Assets LLC</span> 0.0081 0.0694 0.0415 0.0406 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Equity-Income Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0046 0.1902 0.1251 0.1160 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2020 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0069 0.1299 0.0457 0.0711 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2025 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0071 0.1423 0.0525 0.0775 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2030 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0074 0.1516 0.0598 0.0861 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2035 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0078 0.1642 0.0728 0.0972 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2040 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0082 0.1844 0.0873 0.1059 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2045 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 0.1082 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2050 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1950 0.0915 0.1081 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2055 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2060 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1953 0.0917 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2065 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1952 0.0916 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Target Date</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Freedom 2070 Portfolio - Service Class 2</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0085 0.1959 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Frontier Capital Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0069 0.0516 0.0379 0.1015 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Government Money Market Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0025 0.0413 0.0310 0.0203 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Growth Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0055 0.1492 0.1370 0.1745 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Oakmark International Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Harris Associates L.P.</span> 0.0087 0.3298 0.0656 0.0684 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Global Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Global Equity Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0058 0.1588 0.0756 0.1128 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Small Cap Growth Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Invesco Advisers, Inc.</span> 0.0089 0.0593 -0.0081 0.0911 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Investment Grade Bond Portfolio - Initial Class</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Fidelity Management &amp; Research Company LLC</span> 0.0037 0.0722 0.0002 0.0271 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Jennison Associates LLC</span> 0.0054 0.1404 0.1028 0.1671 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Global Allocation Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class B</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0104 0.1259 0.0625 0.0922 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0055 0.1521 0.1506 0.1419 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Core Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0090 0.0529 0.0744 0.0943 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis Sayles Small Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Loomis, Sayles &amp; Company, L.P.</span> 0.0089 0.0403 0.0254 0.1012 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Aggregate Bond Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0026 0.0704 -0.0064 0.0175 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Mid Cap Stock Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.0719 0.0881 0.1043 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife MSCI EAFE</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0037 0.3102 0.0862 0.0804 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Russell 2000</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Index Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0030 0.1266 0.0599 0.0955 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Stock Index Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MetLife Investment Management, </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">LLC</span> 0.0027 0.1759 0.1413 0.1453 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">International Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Research International Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0056 0.2272 0.0580 0.0783 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Total Return Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0062 0.1111 0.0642 0.0765 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio* - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0073 0.1311 0.0995 0.1010 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">MFS</span><span style="color:#000000;font-family:Times New Roman;font-size:6.5pt;margin-left:0.0pt;position:relative;top:-4.25pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> Value Portfolio*§ - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Massachusetts Financial Services </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company</span> 0.0058 0.1329 0.1011 0.1027 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Discovery Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Morgan Stanley Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Management Inc.</span> 0.0065 0.1355 -0.0558 0.1429 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Genesis Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Neuberger Berman Investment </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Advisers LLC</span> 0.0081 -0.0457 0.0286 0.0912 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Inflation Protected Bond Portfolio - Class E</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0128 0.0784 0.0126 0.0319 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">PIMCO Total Return Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Pacific Investment Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company LLC</span> 0.0058 0.0921 0.0019 0.0255 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderate ETF Portfolio - Class E </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">(formerly known as SSGA Growth and Income ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0065 0.1693 0.0730 0.0796 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">State Street Moderately Aggressive ETF Portfolio - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class E (formerly known as SSGA Growth ETF </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio - Class E)</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">SSGA Funds Management, Inc.</span> 0.0068 0.1929 0.0911 0.0941 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Large Cap Growth Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0056 0.1570 0.0964 0.1439 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Mid Cap Growth Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc. is the </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">subadviser</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">T. Rowe Price Investment Management, Inc. is </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">the sub-subadviser</span> 0.0070 0.0375 0.0408 0.1005 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Small Cap Growth Portfolio - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">T. Rowe Price Associates, Inc.</span> 0.0051 0.1030 0.0575 0.1088 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Equity</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Sycamore Mid Cap Value Portfolio* - </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Victory Capital Management, Inc.</span> 0.0060 0.0251 0.0990 0.0986 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management Strategic Bond </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Opportunities Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0057 0.0907 0.0142 0.0403 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">US Fixed Income</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management U.S. Government </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Portfolio* - Class A</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Brighthouse Investment Advisers, LLC</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Western Asset Management </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:10.0pt;">Company, LLC</span> 0.0050 0.0707 0.0059 0.0182 <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Portfolio is subject to an expense reimbursement or fee waiver arrangement. The annual expenses shown reflect temporary fee reductions.</span> <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">The Equity Generator</span><span style="color:#000000;font-family:Times New Roman;font-size:7pt;font-weight:bold;position:relative;top:-4.75pt;">®</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">: In addition to the Fixed Interest Account this Automated Strategy may also use the:</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">MetLife Stock Index Division</span> <br/><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">Frontier Mid Cap Growth Division</span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">.</span> true true <span style="color:#000000;font-family:Times New Roman;font-size:11pt;font-weight:bold;">Fixed Option </span><span style="color:#000000;font-family:Times New Roman;font-size:11pt;">The following is information on the Fixed Interest Account currently available under the Contract. We reserve the right to restrict purchase payments and transfers to the Fixed Interest Account when the yield on investments is not expected to support the Minimum Guaranteed Interest Rate. We will provide you with written notice before doing so.</span><span style="color:#000000;font-family:Times New Roman;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:486pt;"> <tr style="height:26pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Name</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:165pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Term</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:1.375pt;padding-top:1.375pt;vertical-align:Bottom;width:160.5pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Minimum Guaranteed Interest </span></div> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;">Rate*</span></div></div></td></tr> <tr style="height:88pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:4pt;margin-right:8.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:165pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;font-weight:bold;margin-left:0.0pt;">Initial Interest Rate Term:</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;"> begins on </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">each calendar quarter and will be </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">credited from the date amounts are </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">allocated to the Fixed Interest </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Account until the last day of the same </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">calendar quarter of the following year.</span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;line-height:11pt;margin-left:0.0pt;"> </span></div> <div style="margin-left:8.75pt;margin-right:8.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">Renewal Rate Term: </span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;margin-left:0.0pt;">12 months</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.375pt;vertical-align:Top;width:160.5pt;"> <div style="line-height:11pt;text-align:left;"> <div style="margin-left:8.75pt;margin-right:4pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">3%</span></div></div></td></tr></table><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">*</span><span style="color:#000000;font-family:Times New Roman;font-size:10pt;">The Minimum Guaranteed Interest Rate Varies by Contract and may be higher than the minimum guaranteed interest rate shown. Check your Contract for the Minimum Guaranteed Interest Rate that applies to your Fixed Interest Account Option.</span> <span style="color:#000000;font-family:Times New Roman;font-size:10pt;">Fixed Interest Account</span> P12M 0.03