The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 81,395 321 SH SOLE 1 0 0 321
APPLE INC COM 037833100 2,160,010 8,511 SH SOLE 0 0 8,511
DBX ETF TR XTRACK MUN INFRA 233051705 856,188 34,755 SH SOLE 0 0 34,755
ISHARES TR S&P 100 ETF 464287101 294,533 926 SH SOLE 0 0 926
ISHARES TR ESG EAFE ETF 46436E759 234,272 3,105 SH SOLE 0 0 3,105
ISHARES TR CORE INTL AGGR 46435G672 68,104 1,361 SH SOLE 1 0 0 1,361
ISHARES TR CORE INTL AGGR 46435G672 289,612 5,788 SH SOLE 0 0 5,788
ISHARES TR CORE MSCI EAFE 46432F842 833,814 9,210 SH SOLE 1 0 0 9,210
ISHARES TR CORE MSCI EAFE 46432F842 253,213 2,797 SH SOLE 0 0 2,797
ISHARES TR CORE MSCI EURO 46434V738 264,026 3,757 SH SOLE 1 0 0 3,757
ISHARES TR CORE MSCI EURO 46434V738 8,432 120 SH SOLE 0 0 120
ISHARES TR EAFE VALUE ETF 464288877 111,153 1,495 SH SOLE 1 0 0 1,495
ISHARES TR EAFE VALUE ETF 464288877 149,667 2,013 SH SOLE 0 0 2,013
ISHARES TR CORE S&P500 ETF 464287200 224,051 343 SH SOLE 1 0 0 343
ISHARES TR CORE S&P500 ETF 464287200 123,019 188 SH SOLE 0 0 188
ISHARES TR GLOBAL REIT ETF 46434V647 11,798,997 469,145 SH SOLE 0 0 469,145
ISHARES TR MSCI USA MMENTM 46432F396 54,718 228 SH SOLE 1 0 0 228
ISHARES TR MSCI USA MMENTM 46432F396 145,580 607 SH SOLE 0 0 607
ISHARES TR CORE S&P MCP ETF 464287507 351,774 5,209 SH SOLE 1 0 0 5,209
ISHARES TR CORE S&P MCP ETF 464287507 43,575 645 SH SOLE 0 0 645
ISHARES TR CORE UNIVRSL USD 46434V613 230,026 4,980 SH SOLE 1 0 0 4,980
ISHARES TR CORE US AGGBD ET 464287226 250,160 2,520 SH SOLE 1 0 0 2,520
ISHARES TR CORE US AGGBD ET 464287226 536,923 5,409 SH SOLE 0 0 5,409
ISHARES TR GLB INFRASTR ETF 464288372 273,161 4,077 SH SOLE 0 0 4,077
ISHARES TR ISHS 5-10YR INVT 464288638 359,045 6,746 SH SOLE 0 0 6,746
ISHARES TR MSCI INTL VLU FT 46435G409 12,916,097 325,506 SH SOLE 0 0 325,506
ISHARES TR RUS MDCP VAL ETF 464287473 247,468 1,698 SH SOLE 0 0 1,698
ISHARES INC MSCI JAPAN ETF 46434G822 94,488 1,119 SH SOLE 1 0 0 1,119
ISHARES INC MSCI JAPAN ETF 46434G822 147,784 1,750 SH SOLE 0 0 1,750
ISHARES INC ESG AWR MSCI EM 46434G863 257,633 5,666 SH SOLE 0 0 5,666
ISHARES INC MSCI GBL MIN VOL 464286525 385,778 3,228 SH SOLE 0 0 3,228
ALPHABET INC CAP STK CL A 02079K305 87,016 303 SH SOLE 1 0 0 303
ALPHABET INC CAP STK CL A 02079K305 211,547 736 SH SOLE 0 0 736
GLOBAL X FDS US NATURAL GAS 37960A172 7,546,849 161,672 SH SOLE 0 0 161,672
PIMCO ETF TR ACTIVE BD ETF 72201R775 92,985 1,008 SH SOLE 1 0 0 1,008
PIMCO ETF TR ACTIVE BD ETF 72201R775 9,336,171 101,172 SH SOLE 0 0 101,172
PIMCO ETF TR MULTISECTOR BD 72201R585 66,230 2,528 SH SOLE 1 0 0 2,528
PIMCO ETF TR MULTISECTOR BD 72201R585 343,750 13,120 SH SOLE 0 0 13,120
PIMCO ETF TR MUNI INCOME OPP 72201R635 1,351,396 29,918 SH SOLE 0 0 29,918
STRATEGY SHS DAY HAGAN SMART 86280R803 228,880 4,903 SH SOLE 0 0 4,903
FLEXSHARES TR US QUALITY CAP 33939L746 250,737 3,208 SH SOLE 0 0 3,208
WISDOMTREE TR INTL SMCAP DIV 97717W760 437,346 5,366 SH SOLE 0 0 5,366
WISDOMTREE TR US MIDCAP FUND 97717W570 19,765,938 294,048 SH SOLE 0 0 294,048
WISDOMTREE TR US SMALLCAP FUND 97717W562 386,116 6,652 SH SOLE 0 0 6,652
WISDOMTREE TR YIELD ENHANCD US 97717X511 3,208,389 73,841 SH SOLE 0 0 73,841
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,781 30 SH SOLE 1 0 0 30
WORLD GOLD TR SPDR GLD MINIS 98149E303 329,235 3,552 SH SOLE 0 0 3,552
MICROSOFT CORP COM 594918104 107,113 289 SH SOLE 1 0 0 289
MICROSOFT CORP COM 594918104 166,720 450 SH SOLE 0 0 450
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 368,671 4,054 SH SOLE 0 0 4,054
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 265,268 5,887 SH SOLE 0 0 5,887
KRANESHARES TRUST KRANESHARES VALU 500767645 399,846 16,071 SH SOLE 0 0 16,071
SPDR SERIES TRUST STATE STREET SPD 78464A201 365,900 3,787 SH SOLE 1 0 0 3,787
SPDR SERIES TRUST STATE STREET SPD 78464A201 497,238 5,146 SH SOLE 0 0 5,146
SPDR SERIES TRUST STATE STREET SPD 78464A300 363,282 3,841 SH SOLE 1 0 0 3,841
SPDR SERIES TRUST STATE STREET SPD 78464A300 606,535 6,413 SH SOLE 0 0 6,413
SPDR SERIES TRUST STATE STREET SPD 78464A409 1,392,084 14,218 SH SOLE 1 0 0 14,218
SPDR SERIES TRUST STATE STREET SPD 78464A409 1,124,564 11,486 SH SOLE 0 0 11,486
SPDR SERIES TRUST STATE STREET SPD 78464A508 2,881,902 50,935 SH SOLE 1 0 0 50,935
SPDR SERIES TRUST STATE STREET SPD 78464A508 1,060,522 18,744 SH SOLE 0 0 18,744
SPDR SERIES TRUST STATE STREET SPD 78464A821 550,247 5,734 SH SOLE 0 0 5,734
SPDR SERIES TRUST STATE STREET SPD 78464A839 663,122 7,788 SH SOLE 0 0 7,788
VANGUARD STAR FDS VG TL INTL STK F 921909768 735,323 9,536 SH SOLE 0 0 9,536
NVIDIA CORPORATION COM 67066G104 176,854 1,014 SH SOLE 1 0 0 1,014
NVIDIA CORPORATION COM 67066G104 128,598 737 SH SOLE 0 0 737
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 13,467 295 SH SOLE 1 0 0 295
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 395,505 8,664 SH SOLE 0 0 8,664
VANGUARD INDEX FDS VALUE ETF 922908744 336,523 1,715 SH SOLE 1 0 0 1,715
VANGUARD INDEX FDS VALUE ETF 922908744 29,401,903 149,857 SH SOLE 0 0 149,857
VANGUARD INDEX FDS GROWTH ETF 922908736 408,399 935 SH SOLE 1 0 0 935
VANGUARD INDEX FDS GROWTH ETF 922908736 99,162 227 SH SOLE 0 0 227
VANGUARD INDEX FDS SMALL CP ETF 922908751 99,792 381 SH SOLE 1 0 0 381
VANGUARD INDEX FDS SMALL CP ETF 922908751 689,061 2,631 SH SOLE 0 0 2,631
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 282,828 1,099 SH SOLE 0 0 1,099
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,099,174 3,513 SH SOLE 0 0 3,513
BLACKROCK ETF TRUST DISCIPLINED VOLA 09290C715 290,170 11,772 SH SOLE 1 0 0 11,772
BLACKROCK ETF TRUST DISCIPLINED VOLA 09290C715 0 0 SH SOLE 0 0 0
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 953,163 39,209 SH SOLE 1 0 0 39,209
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 28,734 1,182 SH SOLE 0 0 1,182
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 92,293 2,801 SH SOLE 1 0 0 2,801
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 203,697 6,182 SH SOLE 0 0 6,182
BLACKROCK ETF TRUST ISHARES US CARBO 09290C509 204,520 2,916 SH SOLE 0 0 2,916
BONDBLOXX ETF TRUST BBB RATED 5 10 Y 09789C747 303,889 5,909 SH SOLE 0 0 5,909
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 230,751 7,003 SH SOLE 1 0 0 7,003
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 21,819 662 SH SOLE 0 0 662
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 637,670 21,890 SH SOLE 1 0 0 21,890
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 15,701 539 SH SOLE 0 0 539
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 1,454,880 14,558 SH SOLE 0 0 14,558
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C615 312,093 5,537 SH SOLE 0 0 5,537
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 818,671 20,036 SH SOLE 0 0 20,036
INNOVATOR ETFS TRUST INTERNATIONAL DV 45782C631 262,244 7,482 SH SOLE 0 0 7,482
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 492,128 13,898 SH SOLE 0 0 13,898
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 14,742,423 205,183 SH SOLE 0 0 205,183
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 10,044,361 161,226 SH SOLE 0 0 161,226
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,241,887 42,476 SH SOLE 0 0 42,476
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,396,720 54,391 SH SOLE 0 0 54,391
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 279,824 8,099 SH SOLE 1 0 0 8,099
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 10,309 288 SH SOLE 1 0 0 288
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 9,200,590 257,143 SH SOLE 0 0 257,143
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 17,450,030 515,358 SH SOLE 0 0 515,358
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 595,969 16,774 SH SOLE 1 0 0 16,774
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 30,413,165 855,986 SH SOLE 0 0 855,986
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 17,401 540 SH SOLE 1 0 0 540
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 2,006,679 62,281 SH SOLE 0 0 62,281
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 1,000,280 13,877 SH SOLE 1 0 0 13,877
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,334,431 60,073 SH SOLE 1 0 0 60,073
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 36,346,904 512,578 SH SOLE 0 0 512,578
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 53,301 1,450 SH SOLE 1 0 0 1,450
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 43,540,897 1,184,464 SH SOLE 0 0 1,184,464
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 297,011 6,129 SH SOLE 0 0 6,129
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,261,640 45,855 SH SOLE 0 0 45,855
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 53,252 1,520 SH SOLE 1 0 0 1,520
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 10,045,118 286,676 SH SOLE 0 0 286,676
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 320,995 7,812 SH SOLE 0 0 7,812
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 816,961 24,049 SH SOLE 1 0 0 24,049
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 372,784 7,551 SH SOLE 1 0 0 7,551
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 36,428 738 SH SOLE 0 0 738
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 184,729 1,260 SH SOLE 1 0 0 1,260
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 26,449 180 SH SOLE 0 0 180
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 218,096 1,349 SH SOLE 1 0 0 1,349
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 16,644 103 SH SOLE 0 0 103
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 451,727 3,399 SH SOLE 1 0 0 3,399
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 60,388 454 SH SOLE 0 0 454
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 147,176 1,877 SH SOLE 1 0 0 1,877
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,509,305 19,249 SH SOLE 0 0 19,249
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 154,192 3,209 SH SOLE 1 0 0 3,209
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 94,628 1,969 SH SOLE 0 0 1,969
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 637,115 5,808 SH SOLE 1 0 0 5,808
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 252,490 2,302 SH SOLE 0 0 2,302
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,391,683 14,846 SH SOLE 1 0 0 14,846
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 243,119 2,594 SH SOLE 0 0 2,594
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 170,862 746 SH SOLE 1 0 0 746
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 194,779 850 SH SOLE 0 0 850
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 163,040 975 SH SOLE 1 0 0 975
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 240,329 1,437 SH SOLE 0 0 1,437
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 216,776 3,916 SH SOLE 0 0 3,916
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 185,218 3,945 SH SOLE 1 0 0 3,945
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 25,950 553 SH SOLE 0 0 553
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402 450,076 13,230 SH SOLE 0 0 13,230
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 424,850 6,630 SH SOLE 1 0 0 6,630
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 91,634 1,430 SH SOLE 0 0 1,430
BERKSHIRE HATHAWAY INC DEL CL A 084670108 718,140 1 SH SOLE 0 0 1
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F664 750,483 15,740 SH SOLE 0 0 15,740
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 288,959 12,509 SH SOLE 0 0 12,509
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 3,121,267 115,774 SH SOLE 0 0 115,774
J P MORGAN EXCHANGE TRADED F INTERNL GWT 46641Q324 323,909 4,363 SH SOLE 0 0 4,363
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,536,130 30,729 SH SOLE 0 0 30,729
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q449 294,535 6,495 SH SOLE 0 0 6,495
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 226,768 4,448 SH SOLE 0 0 4,448
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 2,114,082 31,497 SH SOLE 0 0 31,497
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,145,100 1,761 SH SOLE 1 0 0 1,761
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 57,567 89 SH SOLE 0 0 89
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 251,387 5,655 SH SOLE 0 0 5,655