v3.26.1
Net Interest Income (Tables)
12 Months Ended
Dec. 31, 2025
Interest Revenue (Expense), Net [Abstract]  
Summary of Interest Income
(1)
Details of Interest income recognized are as follows (Unit: Korean Won in millions):
 
 
  
For the years ended December 31
 
 
  
2023
 
  
2024
 
  
  2025  
 
Financial assets at FVTPL
     192,094        236,793        303,458  
Financial assets at FVTOCI
     999,407        1,281,642        1,866,114  
Financial assets at amortized cost
        
Loans and other financial assets at amortized cost
        
Interest on due from banks
     543,789        624,006        570,489  
Interest on loans
     18,042,706        19,116,813        17,783,891  
Interest of other receivables
     81,045        111,031        115,673  
  
 
 
    
 
 
    
 
 
 
Sub-total
     18,667,540        19,851,850        18,470,053  
  
 
 
    
 
 
    
 
 
 
Securities at amortized cost
     782,513        643,056        539,932  
  
 
 
    
 
 
    
 
 
 
Sub-total
     19,450,053        20,494,906        19,009,985  
  
 
 
    
 
 
    
 
 
 
Insurance finance interest income
                   9,186  
  
 
 
    
 
 
    
 
 
 
Total
     20,641,554        22,013,341        21,188,743  
  
 
 
    
 
 
    
 
 
 
Summary of Interest Expense
(2)
Details of interest expense recognized are as follows (Unit: Korean Won in millions):
 
 
  
For the years ended December 31
 
 
  
2023
 
  
2024
 
  
  2025  
 
Interest on deposits due to customers
     8,738,249        9,599,529        8,050,948  
Interest on borrowings
     1,294,710        1,351,612        1,111,255  
Interest on debentures
     1,507,108        1,760,003        1,823,313  
Other interest expense
     348,588        398,694        398,088  
Interest on lease liabilities
     10,359        17,167        18,349  
  
 
 
    
 
 
    
 
 
 
Total
     11,899,014        13,127,005        11,401,953  
  
 
 
    
 
 
    
 
 
 
Insurance finance interest expense
                   756,021  
  
 
 
    
 
 
    
 
 
 
Total
     11,899,014        13,127,005        12,157,974