Insurance Risk Management (Tables)
|
12 Months Ended |
Dec. 31, 2025 |
|---|
| Insurance Risk Management [Line Items] |
|
| Summary of detailed information about the portfolios that the company considers significant and their expected fulfilment cash flow |
a) The fulfilment cash flows by portfolio that Tongyang Life Insurance Co., Ltd. considers significant as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
| Insurance contract liabilities (assets) |
|
25,686,541 |
| Life |
|
4,905,662 |
| Health |
|
3,843,337 |
| Annuity saying and others |
|
15,484,266 |
| Variable |
|
1,453,276 |
| Reinsurance contract assets (liabilities) |
|
437,556 |
| Life |
|
371,992 |
| Health |
|
65,564 |
| Annuity saying and others |
|
— |
|
| Summary of fulfilment cash flows by country in which life insurance Co. Ltd. provides coverage under insurance contracts |
b) The fulfilment cash flows by country in which Tongyang Life Insurance Co., Ltd. provides insurance coverage as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reinsurance contract assets |
|
| Domestic |
|
|
25,686,541 |
|
|
|
437,556 |
|
| Overseas |
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
| Total |
|
|
25,686,541 |
|
|
|
437,556 |
|
|
|
|
|
|
|
|
|
|
|
| Tongyang Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of actual claims compared with previous estimates |
The total amount is estimated by applying statistical methods such as the Payment Progress Method (PLDM), Incurred Loss Progress Method (ILDM), Frequency/Severity Method, and Bornhuetter-Ferguson Method (Unit: Korean Won in millions).
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Historical estimates of undiscounted insurance premiums |
|
|
2,339,594 |
|
|
|
467,507 |
|
|
|
488,120 |
|
|
|
524,256 |
|
|
|
538,633 |
|
|
|
4,358,110 |
|
Year end of the incurrence |
|
|
1,812,292 |
|
|
|
364,924 |
|
|
|
385,828 |
|
|
|
414,012 |
|
|
|
480,470 |
|
|
|
3,457,526 |
|
| |
|
|
411,882 |
|
|
|
81,397 |
|
|
|
84,178 |
|
|
|
98,911 |
|
|
|
— |
|
|
|
676,368 |
|
| |
|
|
63,012 |
|
|
|
12,243 |
|
|
|
13,260 |
|
|
|
— |
|
|
|
— |
|
|
|
88,515 |
|
| |
|
|
29,225 |
|
|
|
6,728 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
35,953 |
|
| |
|
|
|
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cumulative insurance payment |
|
|
2,336,741 |
|
|
|
465,292 |
|
|
|
483,266 |
|
|
|
512,923 |
|
|
|
480,470 |
|
|
|
4,278,692 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Difference between insurance estimates and insurance payment |
|
|
2,853 |
|
|
|
2,215 |
|
|
|
4,854 |
|
|
|
11,333 |
|
|
|
58,163 |
|
|
|
79,418 |
|
| |
|
|
|
(6,613 |
) |
Liability for incurred claims expected to be paid within 1 year of incurrence |
|
|
|
1,580,634 |
|
Risk adjustment for non-financial risks |
|
|
|
2,577 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liability for incurred claims |
|
|
|
1,656,016 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Summary of cash flows related to reinsurer credit rating categories |
The fulfilment cash flows by credit rating group of Tongyang Life Insurance Co., Ltd.’s reinsurers are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reinsurance contract
assets – remaining
coverage |
|
|
Reinsurance contract
assets – incurred claims |
|
AAA~AA- |
|
|
354,143 |
|
|
|
5,904 |
|
A+~A- |
|
|
77,763 |
|
|
|
(254 |
) |
Under BBB+ |
|
|
— |
|
|
|
— |
|
Unrated |
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
Total |
|
|
431,906 |
|
|
|
5,650 |
|
|
|
|
|
|
|
|
|
|
|
| Summary of market rate risk arising from insurance contracts |
a) Market risk exposure (Unit: Korean Won in millions)
|
|
|
|
|
|
|
|
|
Insurance contract exposure |
|
|
25,686,541 |
|
Reinsurance contract exposure |
|
|
437,556 |
|
Financial assets exposure |
|
|
25,461,023 |
|
|
| Summary of maturity analysis for liquidity risk that arises from contracts |
a) The analysis of the present value of undiscounted net cash flows related to insurance contracts issued and remaining maturity of reinsurance contracts held by Tongyang Life Insurance Co., Ltd. as of December 31, 2025 is as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Maturity analysis on the present value of estimate future cash flows |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Insurance contract assets |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Insurance contract liabilities |
|
|
(925,682 |
) |
|
|
(4,055,435 |
) |
|
|
182,049 |
|
|
|
(291,500 |
) |
|
|
(542,751 |
) |
|
|
(5,906,147 |
) |
|
|
(39,756,674 |
) |
|
|
(51,296,140 |
) |
Reinsurance contract assets (liabilities) |
|
|
6,595 |
|
|
|
7,475 |
|
|
|
11,017 |
|
|
|
13,347 |
|
|
|
14,427 |
|
|
|
85,891 |
|
|
|
773,103 |
|
|
|
911,855 |
|
|
| Summary of amount payable on demand by policyholders and the carrying amount of related insurance contracts |
b) The amounts payable to policyholders upon demand and the carrying amounts of the related insurance contracts as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Carrying amount of
insurance contract
(*1) |
|
Insurance contract assets |
|
|
— |
|
|
|
— |
|
Insurance contract liabilities |
|
|
30,166,347 |
|
|
|
27,657,058 |
|
| (*1) |
The present value of estimated future cash flows, risk adjustment, and contractual service margin related to the amounts payable to policyholders upon demand as of December 31, 2025. |
|
| ABL Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of detailed information about the portfolios that the company considers significant and their expected fulfilment cash flow |
a) The fulfilment cash flows by portfolio that ABL Life Insurance Co., Ltd. considers significant as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
Insurance contract liabilities (assets) |
|
|
16,853,760 |
|
Life |
|
|
2,217,372 |
|
|
|
|
2,608,867 |
|
Annuity saving and others |
|
|
9,615,281 |
|
|
|
|
2,412,240 |
|
Reinsurance contract assets (liabilities) |
|
|
(97,148 |
) |
Life |
|
|
(49,082 |
) |
|
|
|
(54,439 |
) |
Annuity saving and others |
|
|
6,373 |
|
|
| Summary of fulfilment cash flows by country in which life insurance Co. Ltd. provides coverage under insurance contracts |
b) The fulfilment cash flows by country in which ABL Life Insurance Co., Ltd. provides insurance coverage as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Insurance contract
liabilities (assets) |
|
|
Reinsurance contract
assets (liabilities) |
|
Domestic |
|
|
16,853,760 |
|
|
|
(97,148 |
) |
Overseas |
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
Total |
|
|
16,853,760 |
|
|
|
(97,148 |
) |
|
|
|
|
|
|
|
|
|
|
| Summary of actual claims compared with previous estimates |
The total amount is estimated by applying statistical methods such as the Payment Progress Method (PLDM), Incurred Loss Progress Method (ILDM), Frequency/Severity Method, and Bornhuetter-Ferguson Method (Unit: Korean Won in millions).
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
December 31, 2025 |
|
|
|
Year of incurrence |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2025 |
|
|
Total |
|
Historical estimates of undiscounted insurance premiums |
|
|
311,417 |
|
|
|
316,286 |
|
|
|
319,229 |
|
|
|
303,193 |
|
|
|
316,425 |
|
|
|
1,566,550 |
|
Year end of the incurrence |
|
|
243,473 |
|
|
|
245,603 |
|
|
|
251,974 |
|
|
|
240,260 |
|
|
|
280,250 |
|
|
|
1,261,560 |
|
|
|
|
54,825 |
|
|
|
56,432 |
|
|
|
56,002 |
|
|
|
56,587 |
|
|
|
— |
|
|
|
223,846 |
|
|
|
|
8,415 |
|
|
|
8,683 |
|
|
|
8,637 |
|
|
|
— |
|
|
|
— |
|
|
|
25,735 |
|
|
|
|
3,194 |
|
|
|
4,674 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
7,868 |
|
|
|
|
1,055 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
1,055 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Cumulative insurance payment |
|
|
310,962 |
|
|
|
315,392 |
|
|
|
316,612 |
|
|
|
296,847 |
|
|
|
280,250 |
|
|
|
1,520,063 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Difference between insurance estimates and insurance payment |
|
|
455 |
|
|
|
894 |
|
|
|
2,617 |
|
|
|
6,346 |
|
|
|
36,175 |
|
|
|
46,487 |
|
|
|
|
|
(4,441 |
) |
Liability for incurred claims expected to be paid within 1 year of incurrence |
|
|
|
571,128 |
|
Risk adjustment for non-financial risks |
|
|
|
1,761 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liability for incurred claims |
|
|
|
614,935 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Summary of cash flows related to reinsurer credit rating categories |
The fulfilment cash flows by credit rating group of ABL Life Insurance Co., Ltd.’s reinsurers are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reinsurance contract
assets – remaining
coverage |
|
|
Reinsurance contract
assets – incurred
claims |
|
AAA~AA- |
|
|
(129,334 |
) |
|
|
32,186 |
|
A+~A- |
|
|
— |
|
|
|
— |
|
Under BBB+ |
|
|
— |
|
|
|
— |
|
Unrated |
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
Total |
|
|
(129,334 |
) |
|
|
32,186 |
|
|
|
|
|
|
|
|
|
|
|
| Summary of market rate risk arising from insurance contracts |
a) Market risk exposure (Unit: Korean Won in millions)
|
|
|
|
|
|
|
|
|
Insurance contract exposure |
|
|
16,853,760 |
|
Reinsurance contract exposure |
|
|
(97,148 |
) |
Financial assets exposure |
|
|
13,632,025 |
|
|
| Summary of maturity analysis for liquidity risk that arises from contracts |
a) The analysis of the present value of undiscounted cash flows related to insurance contracts issued and remaining maturity of reinsurance contracts held by ABL Life Insurance Co., Ltd. as of December 31, 2025 is as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
| |
|
Maturity analysis on the present value of estimate future cash flows |
|
| |
Within 1 year |
|
|
1 to 2 years |
|
|
2 to 3 years |
|
|
3 to 4 years |
|
|
4 to 5 years |
|
|
Over 5 years |
|
|
Over 10
years |
|
|
Total |
|
Insurance contract assets |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
Insurance contract liabilities |
|
|
(279,094 |
) |
|
|
(1,367,315 |
) |
|
|
(508,763 |
) |
|
|
(629,346 |
) |
|
|
(948,940 |
) |
|
|
(5,442,969 |
) |
|
|
(21,796,027 |
) |
|
|
(30,972,454 |
) |
Reinsurance contract assets (liabilities) |
|
|
(5,147 |
) |
|
|
(2,808 |
) |
|
|
(2,452 |
) |
|
|
(2,346 |
) |
|
|
(2,195 |
) |
|
|
(10,904 |
) |
|
|
(118,407 |
) |
|
|
(144,259 |
) |
|
| Summary of amount payable on demand by policyholders and the carrying amount of related insurance contracts |
b) The amounts payable to policyholders upon demand and the carrying amounts of the related insurance contracts as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Carrying amount of
insurance contract
(*1) |
|
Insurance contract assets |
|
|
— |
|
|
|
— |
|
Insurance contract liabilities |
|
|
18,666,324 |
|
|
|
17,916,806 |
|
| (*1) |
The present value of estimated future cash flows, risk adjustment, and contractual service margin related to the amounts payable to policyholders upon demand as of December 31, 2025. |
|
| Insurance risk [member] | Tongyang Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of sensitivity analysis to changes in assumptions related to the risk adjustment for non-financial risk |
The financial impact of changes in assumptions related to the risk adjustment for non-financial risks as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Base amount and base amount after change |
|
|
Profit and impact on equity (before tax) |
|
|
|
|
|
|
|
|
|
Contractual service margin |
|
|
|
|
|
Other comprehensive
income |
|
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
| |
|
|
|
|
|
|
25,686,541 |
|
|
|
25,248,985 |
|
|
|
1,970,517 |
|
|
|
1,865,033 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
|
3.27%
increase |
|
|
|
25,709,647 |
|
|
|
25,269,234 |
|
|
|
1,948,712 |
|
|
|
1,846,048 |
|
|
|
56 |
|
|
|
47 |
|
|
|
85 |
|
|
|
132 |
|
Physical impediment and disease (fixed compensation) Physical impediment and disease (compensation for actual losses) |
|
|
3.40%
increase |
|
|
|
25,965,678 |
|
|
|
25,515,270 |
|
|
|
1,692,903 |
|
|
|
1,601,210 |
|
|
|
(996 |
) |
|
|
(995 |
) |
|
|
915 |
|
|
|
(25 |
) |
| |
|
|
9.16%
increase |
|
|
|
25,948,241 |
|
|
|
25,512,528 |
|
|
|
1,736,367 |
|
|
|
1,628,398 |
|
|
|
(555 |
) |
|
|
(551 |
) |
|
|
(25,554 |
) |
|
|
(24,915 |
) |
| |
|
|
9.16%
decrease |
|
|
|
25,403,268 |
|
|
|
24,963,704 |
|
|
|
2,227,356 |
|
|
|
2,124,603 |
|
|
|
193 |
|
|
|
188 |
|
|
|
27,683 |
|
|
|
26,965 |
|
Operating expense (level) Operating expense (inflation) |
|
|
2.62%
increase |
|
|
|
25,782,608 |
|
|
|
25,345,053 |
|
|
|
1,874,668 |
|
|
|
1,769,183 |
|
|
|
(353 |
) |
|
|
(353 |
) |
|
|
1,577 |
|
|
|
1,577 |
|
|
| Insurance risk [member] | ABL Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of sensitivity analysis to changes in assumptions related to the risk adjustment for non-financial risk |
The financial impact of changes in assumptions related to the risk adjustment for non-financial risks as of December 31, 2025 are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Base amount and base amount after change |
|
|
Profit and impact on equity (before tax) |
|
|
|
|
|
|
|
|
|
Contractual service
margin |
|
|
|
|
|
Other comprehensive
income |
|
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
Before
reinsurance
effect |
|
|
|
|
|
|
|
|
|
|
|
16,853,760 |
|
|
|
16,950,908 |
|
|
|
1,063,046 |
|
|
|
1,073,523 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
|
3.27%
increase |
|
|
|
16,861,397 |
|
|
|
16,954,761 |
|
|
|
1,059,387 |
|
|
|
1,073,663 |
|
|
|
890 |
|
|
|
1,005 |
|
|
|
(4,868 |
) |
|
|
(4,999 |
) |
Physical impediment and disease (fixed compensation) Physical impediment and disease (compensation for actual losses) |
|
|
3.40%
increase |
|
|
|
16,996,593 |
|
|
|
17,081,916 |
|
|
|
910,861 |
|
|
|
934,303 |
|
|
|
(1,227 |
) |
|
|
(1,148 |
) |
|
|
10,579 |
|
|
|
9,360 |
|
|
|
|
9.16%
increase |
|
|
|
17,017,818 |
|
|
|
17,107,797 |
|
|
|
917,106 |
|
|
|
935,263 |
|
|
|
(2,909 |
) |
|
|
(2,792 |
) |
|
|
(15,208 |
) |
|
|
(15,838 |
) |
|
|
|
9.16%
decrease |
|
|
|
16,673,824 |
|
|
|
16,778,697 |
|
|
|
1,225,456 |
|
|
|
1,227,599 |
|
|
|
1,213 |
|
|
|
1,140 |
|
|
|
16,313 |
|
|
|
16,995 |
|
Operating expense (level) Operating expense (inflation) |
|
|
2.62%
increase |
|
|
|
16,892,179 |
|
|
|
16,989,363 |
|
|
|
1,023,305 |
|
|
|
1,033,740 |
|
|
|
(989 |
) |
|
|
(989 |
) |
|
|
2,310 |
|
|
|
2,316 |
|
|
| Market risk [member] | Tongyang Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of sensitivity analysis to changes in assumptions related to the risk adjustment for non-financial risk |
b) Impact of market risks on profit or loss and equity (sensitivity analysis) (Unit: Korean Won in millions)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Changes in
profit or
loss |
|
|
Changes in
other
comprehensive
income |
|
|
Changes in
profit or
loss |
|
|
Changes in other
comprehensive
income |
|
|
Changes in
profit or
loss |
|
|
Changes in other
comprehensive
income |
|
Interest rate |
|
Interest rate 100bp increase |
|
|
44,466 |
|
|
|
2,623,072 |
|
|
|
— |
|
|
|
(58,960 |
) |
|
|
(155,298 |
) |
|
|
(2,608,605 |
) |
| |
Interest rate 100bp decrease |
|
|
(75,555 |
) |
|
|
(3,230,625 |
) |
|
|
— |
|
|
|
71,442 |
|
|
|
187,680 |
|
|
|
2,608,605 |
|
Share price |
|
Share index 10% increase |
|
|
(64,000 |
) |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
81,337 |
|
|
|
— |
|
| |
Share index 10% decrease |
|
|
87,169 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
(104,506 |
) |
|
|
— |
|
|
|
|
|
|
|
|
|
Exchange rate |
|
Exchange rate 10% increase |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
17,877 |
|
|
|
— |
|
| |
Exchange rate 10% decrease |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
(17,877 |
) |
|
|
— |
|
|
| Market risk [member] | ABL Life Insurance Co., Ltd. |
|
| Insurance Risk Management [Line Items] |
|
| Summary of sensitivity analysis to changes in assumptions related to the risk adjustment for non-financial risk |
b) Impact of market risks on profit or loss and equity (sensitivity analysis) (Unit: Korean Won in millions)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Changes
in profit
or loss |
|
|
Changes in
other
comprehensive
income |
|
|
Changes
in profit
or loss |
|
|
Changes in
other
comprehensive
income |
|
|
Changes
in profit
or loss |
|
|
Changes in
other
comprehensive
income |
|
|
|
Interest rate 100bp increase |
|
|
(333 |
) |
|
|
1,594,580 |
|
|
|
— |
|
|
|
18,572 |
|
|
|
(57,695 |
) |
|
|
(1,490,766 |
) |
| |
|
Interest rate 100bp decrease |
|
|
177 |
|
|
|
(1,918,176 |
) |
|
|
— |
|
|
|
(22,409 |
) |
|
|
57,695 |
|
|
|
1,490,766 |
|
|
|
Share index 10% increase |
|
|
(118,221 |
) |
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
465,004 |
|
|
|
— |
|
| |
|
Share index 10% decrease |
|
|
118,221 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
(465,004 |
) |
|
|
— |
|
|
|
Exchange rate 10% increase |
|
|
(15,243 |
) |
|
|
(11,534 |
) |
|
|
— |
|
|
|
— |
|
|
|
(306 |
) |
|
|
— |
|
| |
|
Exchange rate 10% decrease |
|
|
14,933 |
|
|
|
11,534 |
|
|
|
— |
|
|
|
— |
|
|
|
306 |
|
|
|
— |
|
|