| Net Insurance Income |
Details of net insurance income are as follows (Unit: Korean Won in millions):
|
|
|
|
|
|
|
For the year ended
December 31, 2025 |
|
Insurance service result of insurance contracts |
|
|
104,164 |
|
| |
|
|
1,005,778 |
|
Estimated incurred claims and other insurance service expenses |
|
|
664,038 |
|
Changes in risk adjustment for non-financial risk |
|
|
26,471 |
|
Amortization of contractual service margin |
|
|
154,187 |
|
Amortization of insurance acquisition cash flows |
|
|
148,980 |
|
Changes in loss recovery component |
|
|
(288 |
) |
| |
|
|
12,390 |
|
Insurance service expenses |
|
|
901,614 |
|
Actual incurred claims and other insurance service expenses |
|
|
689,461 |
|
Amortization of insurance acquisition cash flows |
|
|
148,980 |
|
Changes in liability for incurred claims |
|
|
23,777 |
|
(Reversal of) loss component allocation amount |
|
|
32,478 |
|
| |
|
|
6,918 |
|
Insurance service result of reinsurance contracts |
|
|
(293 |
) |
| |
|
|
36,719 |
|
Actual incurred claims and reinsurance service expenses |
|
|
32,341 |
|
Changes in asset for incurred claims |
|
|
3,745 |
|
(Reversal of) Loss recovery component allocation amount |
|
|
633 |
|
Reinsurance service expenses |
|
|
37,012 |
|
Estimated incurred claims and reinsurance service expenses |
|
|
28,120 |
|
Changes in risk adjustment for non-financial risk |
|
|
1,024 |
|
Amortization of contractual service margin |
|
|
7,868 |
|
|
|
|
|
|
| |
|
|
103,871 |
|
|
|
|
|
|
|