v3.26.1
Consolidated Statements Of Comprehensive Income
$ in Thousands, ₩ in Millions
12 Months Ended
Dec. 31, 2025
KRW (₩)
₩ / shares
Dec. 31, 2025
USD ($)
$ / shares
Dec. 31, 2024
KRW (₩)
₩ / shares
Dec. 31, 2023
KRW (₩)
₩ / shares
Statement of comprehensive income [abstract]        
Interest income ₩ 21,188,743 $ 14,668,058 ₩ 22,013,341 ₩ 20,641,554
Financial assets at FVTPL 303,458 210,071 236,793 192,094
Financial assets at FVTOCI 1,866,114 1,291,831 1,281,642 999,407
Financial assets at amortized cost 19,009,985 13,159,797 20,494,906 19,450,053
Insurance finance 9,186 6,359 0 0
Interest expense (12,157,974) (8,416,444) (13,127,005) (11,899,014)
Financial liabilities at amortized cost (11,401,953) (7,893,083) (13,127,005) (11,899,014)
Insurance finance (756,021) (523,361) 0 0
Total 9,030,769 6,251,614 8,886,336 8,742,540
Fees and commissions income 3,017,771 2,089,073 2,874,216 2,565,814
Fees and commissions expense (857,367) (593,518) (788,046) (845,333)
Net fees and commissions income 2,160,404 1,495,555 2,086,170 1,720,481
Dividend income 484,465 335,374 310,320 240,293
Insurance income 1,042,497 721,676 0 0
Insurance 1,005,778 696,257 0 0
Reinsurance 36,719 25,419 0 0
Insurance service expense (938,626) (649,771) 0 0
Insurance service (901,614) (624,149) 0 0
Reinsurance service (37,012) (25,622) 0 0
Net insurance income 103,871 71,905 0 0
Other insurance finance income and expenses (378,130) (261,763) 0 0
Net gain on financial instruments at FVTPL 725,939 502,536 1,492,783 488,486
Net gain (loss) on financial assets at FVTOCI 130,620 90,423 96,620 (37,641)
Net gain arising on financial assets at amortized cost 107,667 74,533 286,885 203,942
Impairment losses due to credit loss (2,102,814) (1,455,688) (1,716,295) (1,894,916)
General and administrative expenses (5,179,621) (3,585,629) (4,468,973) (4,443,433)
Other net operating expense (1,408,362) (974,949) (2,718,656) (1,520,723)
Operating income 3,674,808 2,543,911 4,255,190 3,499,029
Share of gain of joint ventures and associates 98,660 68,299 76,265 109,831
Other non-operating income (expense) 316,698 219,236 (108,608) (91,407)
Non-operating income (expense) 415,358 287,535 (32,343) 18,424
Net income before income tax expense 4,090,166 2,831,446 4,222,847 3,517,453
Income tax expense (862,658) (597,180) (1,051,378) (890,559)
Net income 3,227,508 2,234,266 3,171,469 2,626,894
Other comprehensive income [abstract]        
Net gain (loss) on valuation of equity securities at FVTOCI 100,259 69,405 (138,097) 193,191
Net gain on credit risk fluctuation of financial liabilities designated to be measured at FVTPL (74) (51) 1,348 0
Changes in capital due to equity method (957) (662) (1,663) 8,603
Remeasurement loss related to defined benefit liabilities (8,681) (6,009) (61,929) (79,460)
Items that will not be reclassified to profit or loss 90,547 62,683 (200,341) 122,334
Net gain (loss) on valuation of debt securities at FVTOCI (1,421,826) (984,269) 172,155 532,334
Changes in capital due to equity method (1,378) (954) (3,704) (5,638)
Net gain (loss) on foreign currency translation of foreign operations (116,405) (80,583) 522,845 45,080
Net gain (loss) valuation of hedges of net investments in foreign operations 22,319 15,450 (114,827) (14,049)
Net gain (loss) on valuation of cash flow hedge (167,670) (116,071) 6,591 (16,524)
Net financial gain on insurance contract assets (liabilities) 1,786,814 1,236,935 0 0
Net financial loss on reinsurance contract assets (liabilities) (15,631) (10,821) 0 0
Items that may be reclassified to profit or loss 86,223 59,687 583,060 541,203
Other comprehensive income(loss), net of tax 176,770 122,370 382,719 663,537
Total comprehensive income 3,404,278 2,356,636 3,554,188 3,290,431
Net income attributable to:        
Net income attributable to shareholders 3,124,346 2,162,851 3,085,995 2,506,296
Net income attributable to non-controlling interests 103,162 71,415 85,474 120,598
Total comprehensive income attributable to:        
Comprehensive income attributable to shareholders 3,251,616 2,250,955 3,454,620 3,164,464
Comprehensive income attributable to non-controlling interests ₩ 152,662 $ 105,681 ₩ 99,568 ₩ 125,967
Earnings per share        
Basic earnings per share | (per share) ₩ 4,052 $ 2,805 ₩ 3,950 ₩ 3,230
Diluted earnings per share | (per share) ₩ 4,052 $ 2,805 ₩ 3,950 ₩ 3,230