The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 301,203 1,050 SH SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305 351,398 1,222 SH SOLE 0 0 0
AMAZON COM INC COM 023135106 856,198 4,111 SH SOLE 0 0 0
AMERICAN CENTY ETF TR AVANTIS US MID C 025072125 1,044,209 14,455 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 4,716,937 58,516 SH SOLE 0 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 403,774 5,011 SH SOLE 0 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 6,585,142 77,618 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 458,028 4,146 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 13,632,093 122,613 SH SOLE 0 0 0
AMERICAN CENTY ETF TR AVANTIS EMERGING 02507A101 2,127,808 31,462 SH SOLE 0 0 0
APPLE INC COM 037833100 2,891,558 11,394 SH SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 498,847 1,041 SH SOLE 0 0 0
COSTCO WHSL CORP NEW COM 22160K105 333,022 334 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,836,043 54,225 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534 666,242 10,272 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 3,220,338 91,905 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1,236,415 33,635 SH SOLE 0 0 0
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 52,387 10,272 SH SOLE 0 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 2,595,563 104,702 SH SOLE 0 0 0
GE AEROSPACE COM NEW 369604301 406,075 1,431 SH SOLE 0 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 270,919 5,332 SH SOLE 0 0 0
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622 1,028,322 20,550 SH SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 337,407 1,392 SH SOLE 0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 765,149 1,326 SH SOLE 0 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,024,560 15,759 SH SOLE 0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,752,280 24,333 SH SOLE 0 0 0
ISHARES TR ISHARES SEMICDTR 464287523 537,688 1,636 SH SOLE 0 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 446,669 1,205 SH SOLE 0 0 0
ISHARES TR U.S. TECH ETF 464287721 520,158 2,867 SH SOLE 0 0 0
ISHARES INC MSCI EMRG CHN 46434G764 4,126,137 52,455 SH SOLE 0 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 878,753 19,326 SH SOLE 0 0 0
ISHARES TR FUTURE EXPONENTI 46434V381 398,537 5,848 SH SOLE 0 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 2,178,112 15,402 SH SOLE 0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 1,804,948 18,876 SH SOLE 0 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 309,240 6,503 SH SOLE 0 0 0
ISHARES TR IBONDS DEC 2032 46436E312 240,419 9,514 SH SOLE 0 0 0
ISHARES TR IBONDS DEC 2031 46436E486 342,582 16,368 SH SOLE 0 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 369,169 16,901 SH SOLE 0 0 0
JPMORGAN CHASE & CO. COM 46625H100 242,388 824 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 2,213,804 48,053 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 741,504 14,545 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 4,169,596 67,997 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,610,085 71,331 SH SOLE 0 0 0
MICROSOFT CORP COM 594918104 1,552,047 10,789 SH SOLE 0 0 0
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841 12,644,786 249,158 SH SOLE 0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 538,269 1,715 SH SOLE 0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,276,784 5,039 SH SOLE 0 0 0
SPDR SERIES TRUST STATE STREET SPD 78464A763 972,398 6,663 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 950,210 37,857 SH SOLE 0 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 334,487 7,215 SH SOLE 0 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 547,125 22,106 SH SOLE 0 0 0
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 637,349 10,404 SH SOLE 0 0 0
UNITED PARCEL SERVICE INC CL B 911312106 353,283 3,591 SH SOLE 0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,080,852 26,538 SH SOLE 0 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,424,418 19,343 SH SOLE 0 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,851,411 122,525 SH SOLE 0 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,162,141 7,847 SH SOLE 0 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 10,256,825 132,551 SH SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,716,400 31,756 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 315,791 5,394 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 210,066 2,650 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 563,522 9,463 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 211,426 2,555 SH SOLE 0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,260,088 4,388 SH SOLE 0 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,110,825 3,717 SH SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,089,490 2,494 SH SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,683,301 14,598 SH SOLE 0 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 538,269 1,715 SH SOLE 0 0 0
INTEL CORP COM 458140100 237,817 5,389 SH SOLE 0 0 0
CHUBB LIMITED COM H1467J104 503,562 1,545 SH SOLE 0 0 0