POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that the undersigned officer or Director of Equitable Financial Life Insurance Company of America (the “Company”), an Arizona stock life insurance company, hereby constitutes and appoints Kurt Meyers, Ralph A. Petruzzo, Nicholas Huth, Darin D. Smith and Alfred Ayensu-Ghartey, each of them (with full power to each of them to act alone), his or her true and lawful attorney-in-fact and agent for him or her and on his or her behalf and in his or her name, place and stead, to execute and file any and all reports (and amendments thereto) by the Company under the Securities Exchange Act of 1934 and any and all registration statements (and amendments thereto) by the Company or its separate accounts relating to annuity contracts and life insurance policies under the Securities Act of 1933 and/or the Investment Company Act of 1940, including but not limited to the “Registration Statements,” as defined below, with all exhibits and all instruments necessary or appropriate in connection therewith, each of said attorneys-in-fact and agents being empowered to act with or without the others, and to have full power and authority to do or cause to be done in the name and on behalf of the undersigned each and every act and thing requisite and necessary or appropriate with respect thereto to be done in and about the premises in order to effectuate the same, as fully to all intents and purposes as the undersigned might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, may do or cause to be done by virtue hereof.

The “Registration Statements” covered by the Power of Attorney are defined to include the registration statements listed below:

Variable Account AA (811-23817)

333-266576		333-275044
333-275041		333-275046
333-275042		333-275050
333-275043		333-275049

Form N-4 registration statements to be filed as necessary.

Equitable America Variable Account A (811-05166)

033-14362		333-72632
033-20453		333-91776
033-20696		333-92066
333-59717

Form N-4 registration statements to be filed as necessary.

Equitable America Variable Account 70A (811-23609)

333-248907		333-275040
333-265026		333-275033
333-265028		333-275034
333-265030		333-275035
333-272919		333-275036
333-275037		333-275039
333-275038

Form N-4 registration statements to be filed as necessary.

Equitable America Variable Account K (811-22886)

333-191149		333-256256
333-191150		333-271991
333-207014		333-281513
333-229237		333-289523
333-229238

Form N-6 registration statements to be filed as necessary.

 

EFLOA

Equitable America Variable Account L (811-04234)

002-95990		333-72578
033-82570		333-72596
333-56969		333-104162
333-64417		333-134304

Form N-6 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America (RILA) (0002038891)

333-283607		333-283582
333-283593		333-283584
333-283596		333-283586
333-283598		333-283588
333-282689		333-283590
333-283594		333-282435
333-283620		333-285625
333-283621

Form N-4 registration statements to be filed as necessary.

Equitable Financial Life Insurance Company of America (0000835357)

333-263529		333-282435
333-267329		333-283641
333-277086		333-283642
333-277088		333-283644
333-277092		333-284950
333-277096		333-284951
333-277097		333-284953
333-283403

Form S-1 or S-3 registration statements to be filed, as necessary, for Market Value Adjustment interests under MONY Variable Annuity and MONY Custom Master contracts issued by Equitable Life Insurance Company of America.

Form S-1 or S-3 registration statements to be filed, as necessary, for index-linked investment options to be offered with certain flexible premium variable life insurance policies. This includes but is not limited to each Market Stabilizer Option^®.

Form S-1, S-3, N-4 or N-6 registration statements to be filed as necessary, including but not limited to any registration statements filed to continue the offering of, and/or register more securities for, any securities offered by the registration statements identified above.

This instrument may be executed in one or more counterparts.

 

EFLOA

The undersigned has hereunto set his or her hand on the date(s) below.

 

Date		Signature		Title
11/06/2025		/s/ Douglas A. Dachille Douglas A. Dachille		Director
11/08/2025		/s/ Daniel G. Kaye Daniel G. Kaye		Director
11/09/2025		/s/ Francis Hondal Francis Hondal		Director
11/08/2025		/s/ Arlene Isaacs-Lowe Arlene Isaacs-Lowe		Director
11/04/2025		/s/ Joan Lamm-Tennant Joan Lamm-Tennant		Director
11/17/2025		/s/ Craig MacKay Craig MacKay		Director
11/05/2025		/s/ Mark Pearson Mark Pearson		Chief Executive Officer and Director
11/10/2025		/s/ Bertram Scott Bertram Scott		Director
11/06/2025		/s/ George Stansfield George Stansfield		Director
11/04/2025		/s/ Charles G.T. Stonehill Charles G.T. Stonehill		Director
11/24/2025		/s/ Robin Raju Robin Raju		Chief Financial Officer
11/11/2025		/s/ William Eckert William Eckert		Chief Accounting Officer

 

EFLOA