The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 236,283 2,307 SH SOLE 0 0 2,307
ABBVIE INC COM 00287Y109 555,108 2,629 SH SOLE 0 0 2,629
ALLEGION PLC ORD SHS G0176J109 501,591 2,435 SH SOLE 0 0 2,435
ALPHABET INC CAP STK CL A 02079K305 1,338,846 4,552 SH SOLE 0 0 4,552
APOLLO GLOBAL MGMT INC COM 03769M106 616,966 4,910 SH SOLE 0 0 4,910
APPLE INC COM 037833100 6,970,598 27,648 SH SOLE 0 0 27,648
AT&T INC COM 00206R102 464,138 16,454 SH SOLE 0 0 16,454
AUTONATION INC COM 05329W102 1,705,001 8,161 SH SOLE 0 0 8,161
BANK AMERICA CORP COM 060505104 278,292 5,725 SH SOLE 0 0 5,725
BITWISE 10 CRYPTO INDEX ETF UNIT BENEFICIAL 091749101 689,398 15,861 SH SOLE 0 0 15,861
BROWN & BROWN INC COM 115236101 1,920,936 29,512 SH SOLE 0 0 29,512
CATERPILLAR INC COM 149123101 919,503 1,279 SH SOLE 0 0 1,279
CHARTER COMMUNICATIONS INC CL A 16119P108 214,324 1,001 SH SOLE 0 0 1,001
CHEVRON CORPORATION COM 166764100 882,513 4,371 SH SOLE 0 0 4,371
CISCO SYS INC COM 17275R102 387,356 4,965 SH SOLE 0 0 4,965
COCA COLA CO COM 191216100 1,225,548 15,985 SH SOLE 0 0 15,985
COLGATE PALMOLIVE CO COM 194162103 393,377 4,631 SH SOLE 0 0 4,631
COMMERCE BANCSHARES INC COM 200525103 221,944 4,523 SH SOLE 0 0 4,523
CORTEVA INC COM 22052L104 230,980 2,746 SH SOLE 0 0 2,746
COSTCO WHOLESALE CORPORATION COM 22160K105 2,438,235 2,420 SH SOLE 0 0 2,420
CSX CORP COM 126408103 465,123 11,438 SH SOLE 0 0 11,438
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 37,012,969 772,713 SH SOLE 0 0 772,713
DIMENSIONAL ETF TRUST DIMENSIONAL INTE 25434V575 37,180,092 707,855 SH SOLE 0 0 707,855
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 352,453 6,949 SH SOLE 0 0 6,949
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 340,295 4,622 SH SOLE 0 0 4,622
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 20,637,530 562,024 SH SOLE 0 0 562,024
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 911,773 23,487 SH SOLE 0 0 23,487
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 755,975 14,325 SH SOLE 0 0 14,325
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625 7,397,395 102,763 SH SOLE 0 0 102,763
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 43,136,909 891,980 SH SOLE 0 0 891,980
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 5,324,522 126,714 SH SOLE 0 0 126,714
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 31,750,373 911,843 SH SOLE 0 0 911,843
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 22,932,613 369,253 SH SOLE 0 0 369,253
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 35,741,326 1,043,991 SH SOLE 0 0 1,043,991
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 9,743,790 364,322 SH SOLE 0 0 364,322
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 177,679,505 4,200,025 SH SOLE 0 0 4,200,025
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 9,899,931 233,159 SH SOLE 0 0 233,159
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 9,278,901 226,039 SH SOLE 0 0 226,039
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 66,039,653 931,031 SH SOLE 0 0 931,031
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 89,356,322 1,981,512 SH SOLE 0 0 1,981,512
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 77,223,969 2,170,433 SH SOLE 0 0 2,170,433
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 39,393,308 555,668 SH SOLE 0 0 555,668
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 6,395,245 163,876 SH SOLE 0 0 163,876
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 5,704,079 170,293 SH SOLE 0 0 170,293
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 5,725,998 160,572 SH SOLE 0 0 160,572
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 17,582,253 518,020 SH SOLE 0 0 518,020
ELEVANCE HEALTH INC FORMERLY COM 036752103 261,713 873 SH SOLE 0 0 873
ELI LILLY & CO COM 532457108 24,343,774 25,824 SH SOLE 0 0 25,824
ENTERPRISE PRODS PARTNERS L COM 293792107 281,324 7,488 SH SOLE 0 0 7,488
EXTRA SPACE STORAGE INC COM 30225T102 204,745 1,543 SH SOLE 0 0 1,543
EXXON MOBIL CORP COM 30231G102 542,126 3,337 SH SOLE 0 0 3,337
FIDELITY GREENWOOD STREET TR HEDGED EQTY ETF 31624J745 278,593 9,484 SH SOLE 0 0 9,484
FIRST TR EXCHANGE-TRADED FD TECH ALPHADEX 33734X176 1,086,642 6,786 SH SOLE 0 0 6,786
FIRST TR EXCHANGE-TRADED FD CONSUMR DISCRE 33734X101 505,200 8,000 SH SOLE 0 0 8,000
FIRST TR EXCHANGE-TRADED FD SHS 337345102 1,251,557 5,783 SH SOLE 0 0 5,783
FORIAN INC COM 34630N106 834,152 402,972 SH SOLE 0 0 402,972
GE VERNOVA INC COM 36828A101 336,170 375 SH SOLE 0 0 375
HOME DEPOT INC COM 437076102 230,908 720 SH SOLE 0 0 720
HSBC HLDGS PLC SPON ADR NEW 404280406 209,325 2,500 SH SOLE 0 0 2,500
INTEL CORP COM 458140100 306,016 6,214 SH SOLE 0 0 6,214
INVESCO QQQ TR UNIT SER 1 46090E103 390,949 676 SH SOLE 0 0 676
ISHARES INC MSCI EMRG CHN 46434G764 456,935 5,880 SH SOLE 0 0 5,880
ISHARES TR PFD AND INCM SEC 464288687 398,829 13,154 SH SOLE 0 0 13,154
ISHARES TR ESG AWRE 1 5 YR 46435G243 6,804,130 272,382 SH SOLE 0 0 272,382
ISHARES TR CORE S&P500 ETF 464287200 449,333 688 SH SOLE 0 0 688
ISHARES TR MSCI EAFE ETF 464287465 307,222 3,163 SH SOLE 0 0 3,163
JOHNSON & JOHNSON COM 478160104 2,101,570 8,521 SH SOLE 0 0 8,521
JPMORGAN CHASE & CO COM 46625H100 2,315,531 7,953 SH SOLE 0 0 7,953
KROGER CO COM 501044101 286,241 3,952 SH SOLE 0 0 3,952
LIBERTY BROADBAND CORP COM SER C 530307305 225,663 31,650 SH SOLE 0 0 31,650
LOCKHEED MARTIN CORP COM 539830109 285,886 458 SH SOLE 0 0 458
LOWES COS INC COM 548661107 413,206 1,793 SH SOLE 0 0 1,793
MARRIOTT INTL INC NEW CL A 571903202 279,333 853 SH SOLE 0 0 853
MASTERCARD INCORPORATED CL A 57636Q104 221,820 449 SH SOLE 0 0 449
MCDONALDS CORP COM 580135101 291,276 959 SH SOLE 0 0 959
MERCHANTS BANCORP IND COM 58844R108 1,178,621,852 26,983,101 SH SOLE 0 0 26,983,101
MERCK & CO INC COM 58933Y105 398,946 3,303 SH SOLE 0 0 3,303
META PLATFORMS INC CL A 30303M102 602,836 1,062 SH SOLE 0 0 1,062
MICRON TECHNOLOGY INC COM 595112103 356,436 1,001 SH SOLE 0 0 1,001
MICROSOFT CORP COM 594918104 2,182,900 5,955 SH SOLE 0 0 5,955
MPLX LP COM UNIT REP LTD 55336V100 259,894 4,687 SH SOLE 0 0 4,687
NEXTERA ENERGY INC COM 65339F101 377,424 4,025 SH SOLE 0 0 4,025
NORFOLK SOUTHN CORP COM 655844108 673,913 2,357 SH SOLE 0 0 2,357
NOVARTIS AG SPONSORED ADR 66987V109 1,380,008 8,978 SH SOLE 0 0 8,978
NVIDIA CORPORATION COM 67066G104 1,911,442 10,979 SH SOLE 0 0 10,979
ORACLE CORP COM 68389X105 644,603 4,511 SH SOLE 0 0 4,511
PARKER-HANNIFIN CORP COM 701094104 244,471 270 SH SOLE 0 0 270
PEPSICO INC COM 713448108 523,188 3,370 SH SOLE 0 0 3,370
PFIZER INC COM 717081103 256,244 8,991 SH SOLE 0 0 8,991
PROCTER & GAMBLE CO COM 742718109 687,556 4,802 SH SOLE 0 0 4,802
QUALCOMM INC COM 747525103 203,320 1,631 SH SOLE 0 0 1,631
RTX CORPORATION COM 75513E101 265,361 1,351 SH SOLE 0 0 1,351
RYDER SYS INC COM 783549108 306,530 1,515 SH SOLE 0 0 1,515
SCHWAB STRATEGIC TR US REIT ETF 808524847 326,780 15,101 SH SOLE 0 0 15,101
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,875,669 98,821 SH SOLE 0 0 98,821
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,630,866 104,795 SH SOLE 0 0 104,795
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,256,151 91,194 SH SOLE 0 0 91,194
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 938,917 32,260 SH SOLE 0 0 32,260
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,438,605 134,137 SH SOLE 0 0 134,137
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 581,166 17,821 SH SOLE 0 0 17,821
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 697,416 11,600 SH SOLE 0 0 11,600
SHELL PLC SPON ADS 780259305 311,063 3,318 SH SOLE 0 0 3,318
SPDR GOLD TR GOLD SHS 78463V107 446,701 1,043 SH SOLE 0 0 1,043
SPDR SERIES TRUST STATE STREET SPD 78464A409 895,240 1,377 SH SOLE 0 0 1,377
SPDR SERIES TRUST STATE STREET SPD 78464A375 279,249 8,347 SH SOLE 0 0 8,347
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 208,667 6,941 SH SOLE 0 0 6,941
STRYKER CORPORATION COM 863667101 407,500 1,242 SH SOLE 0 0 1,242
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 353,760 1,056 SH SOLE 0 0 1,056
TESLA INC COM 88160R101 271,086 738 SH SOLE 0 0 738
TEXAS INSTRS INC COM 882508104 261,297 1,360 SH SOLE 0 0 1,360
TJX COS INC NEW COM 872540109 263,021 1,636 SH SOLE 0 0 1,636
TRANE TECHNOLOGIES PLC SHS G8994E103 548,714 1,290 SH SOLE 0 0 1,290
UNION PAC CORP COM 907818108 1,664,574 6,893 SH SOLE 0 0 6,893
UNITEDHEALTH GROUP INC COM 91324P102 234,008 851 SH SOLE 0 0 851
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,192,369 44,179 SH SOLE 0 0 44,179
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 449,370 4,532 SH SOLE 0 0 4,532
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,098,522 8,026 SH SOLE 0 0 8,026
VANGUARD INDEX FDS TOTAL STK MKT 922908769 477,672 1,489 SH SOLE 0 0 1,489
VANGUARD INDEX FDS VALUE ETF 922908744 679,404 3,465 SH SOLE 0 0 3,465
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,157,910 10,304 SH SOLE 0 0 10,304
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 311,591 4,159 SH SOLE 0 0 4,159
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 328,876 6,151 SH SOLE 0 0 6,151
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 703,396 7,032 SH SOLE 0 0 7,032
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,478,223 89,699 SH SOLE 0 0 89,699
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,468,993 31,241 SH SOLE 0 0 31,241
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 783,829 3,652 SH SOLE 0 0 3,652
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 951,973 14,863 SH SOLE 0 0 14,863
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 398,662 3,945 SH SOLE 0 0 3,945
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 203,112 646 SH SOLE 0 0 646
VANGUARD WORLD FD INF TECH ETF 92204A702 482,131 689 SH SOLE 0 0 689
WALMART INC COM 931142103 679,370 5,433 SH SOLE 0 0 5,433
WHEATON PRECIOUS METALS CORP COM 962879102 639,213 4,715 SH SOLE 0 0 4,715