EXHIBIT 99.13
selene standard findings report
| Deal ID | Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| 224 | XXXX | XXXX | XXXX | Closed | 2026-01-13 02:33 | 2026-02-12 02:09 | Resolved | 1 - Information | B | A | Compliance | Missing Doc | Missing Initial Escrow Disclosure | Resolved-Initial Escrow Account Disclosure uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/12/2026 Ready for Review-Document Uploaded. IEADS - Seller-02/11/2026 Open-Provide Initial Escrow Account Disclosure (IEAD) as tax and insurances are being escrowed but IEAD is not in file. - Due Diligence Vendor-01/13/2026 |
Ready for Review-Document Uploaded. IEADS - Seller-02/11/2026 |
Resolved-Initial Escrow Account Disclosure uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-02/12/2026 |
XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 7055642 | N/A | N/A | |||
| 224 | XXXX | XXXX | XXXX | Closed | 2026-01-13 02:45 | 2026-01-15 08:57 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-Document Uploaded. FINAL 1003 - Due Diligence Vendor-01/15/2026 Ready for Review-Document Uploaded. FINAL 1003 - Seller-01/14/2026 Open-The Final 1003 is Missing - Due Diligence Vendor-01/13/2026 |
Ready for Review-Document Uploaded. FINAL 1003 - Seller-01/14/2026 |
Resolved-Document Uploaded. FINAL 1003 - Due Diligence Vendor-01/15/2026 |
XXXX | CA | Primary Residence | Refinance | Cash Out - Other | 7055687 | N/A | N/A | |||
| 372 | XXXX | XXXX | XXXX | Closed | 2026-02-26 06:47 | 2026-03-03 00:53 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-03/03/2026 Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-03/03/2026 Ready for Review-Document Uploaded. XXXX - Seller-03/02/2026 Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 Per the Guideline version XXXX on page#46, Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than 2.5 • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a XXXX or XXXX report with a score less than 2.5, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-02/26/2026 |
Ready for Review-Document Uploaded. XXXX - Seller-03/02/2026 |
Resolved-Requested secondary valuation provided, updated & condition resolved. - Due Diligence Vendor-03/03/2026 Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-03/03/2026 |
XXXX | FL | Investment | Purchase | NA | 7820192 | N/A | N/A |