The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 10,267 100 SH SOLE 0 0 100
ABBVIE INC COM 00287Y109 32,624 150 SH SOLE 0 0 150
ABERCROMBIE & FITCH CO CL A 002896207 457 5 SH SOLE 0 0 5
ALPHABET INC CAP STK CL A 02079K305 59,487 207 SH SOLE 0 0 207
ALPHABET INC CAP STK CL C 02079K107 40,393 141 SH SOLE 0 0 141
AMAZON COM INC COM 023135106 8,331 40 SH SOLE 0 0 40
AMEREN CORP COM 023608102 149,504 1,360 SH SOLE 0 0 1,360
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 57,893 580 SH SOLE 0 0 580
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 623,366 7,733 SH SOLE 0 0 7,733
AMERICAN CENTY ETF TR US SML CP VALU 025072877 2,515,578 22,772 SH SOLE 0 0 22,772
AMERICAN ELEC PWR CO INC COM 025537101 90,052 687 SH SOLE 0 0 687
AMGEN INC COM 031162100 5,278 15 SH SOLE 0 0 15
APPLE INC COM 037833100 177,736 700 SH SOLE 0 0 700
BAKER HUGHES COMPANY CL A 05722G100 306 5 SH SOLE 0 0 5
BANK AMERICA CORP COM 060505104 1,112,768 22,826 SH SOLE 0 0 22,826
BATH & BODY WORKS INC COM 070830104 187 10 SH SOLE 0 0 10
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 119,800 250 SH SOLE 0 0 250
BEST BUY INC COM 086516101 1,413 22 SH SOLE 0 0 22
BOEING CO COM 097023105 31,049 156 SH SOLE 0 0 156
BRIGHTHOUSE FINL INC COM 10922N103 959 16 SH SOLE 0 0 16
CAMECO CORP COM 13321L108 544 5 SH SOLE 0 0 5
CARNIVAL CORP COMMON STOCK 143658300 2,588 100 SH SOLE 0 0 100
CHENIERE ENERGY INC COM NEW 16411R208 7,094 25 SH SOLE 0 0 25
COCA COLA CO COM 191216100 158,815 2,088 SH SOLE 0 0 2,088
CONOCOPHILLIPS COM 20825C104 14,388 109 SH SOLE 0 0 109
CORECIVIC INC COM 21871N101 209 11 SH SOLE 0 0 11
COSTCO WHOLESALE CORPORATION COM 22160K105 2,990 3 SH SOLE 0 0 3
DEERE & CO COM 244199105 26,110 46 SH SOLE 0 0 46
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 114,585 1,616 SH SOLE 0 0 1,616
DISNEY WALT CO COM 254687106 3,744 39 SH SOLE 0 0 39
ELI LILLY & CO COM 532457108 68,983 75 SH SOLE 0 0 75
EMERSON ELEC CO COM 291011104 36,817 281 SH SOLE 0 0 281
ENTERPRISE FINL SVCS CORP COM 293712105 16,296 301 SH SOLE 0 0 301
ENTERPRISE PRODS PARTNERS L COM 293792107 18,948 501 SH SOLE 0 0 501
FOX CORP CL B COM 35137L204 160 3 SH SOLE 0 0 3
GARMIN LTD SHS H2906T109 2,321 10 SH SOLE 0 0 10
GE AEROSPACE COM NEW 369604301 1 0 SH SOLE 0 0 0
GERON CORP COM 374163103 30 20 SH SOLE 0 0 20
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 7,126 214 SH SOLE 0 0 214
GOLDMAN SACHS ETF TRUST II MARKETBETA US EQ 38150W107 82,785 1,471 SH SOLE 0 0 1,471
HOME DEPOT INC COM 437076102 10,277 31 SH SOLE 0 0 31
HUNTINGTON BANCSHARES INC COM 446150104 10,627 679 SH SOLE 0 0 679
IAMGOLD CORP COM 450913108 151 8 SH SOLE 0 0 8
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 37,417 1,292 SH SOLE 0 0 1,292
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 923,580 84,888 SH SOLE 0 0 84,888
ISHARES GOLD TR ISHARES NEW 464285204 22,569 256 SH SOLE 0 0 256
ISHARES INC CORE MSCI EMKT 46434G103 48,267 692 SH SOLE 0 0 692
ISHARES TR CORE 1 5 YR USD 46432F859 12,283,842 253,484 SH SOLE 0 0 253,484
ISHARES TR CORE MSCI EAFE 46432F842 68,079 752 SH SOLE 0 0 752
ISHARES TR CORE MSCI INTL 46435G326 43,624 522 SH SOLE 0 0 522
ISHARES TR CORE MSCI TOTAL 46432F834 4,475,663 51,658 SH SOLE 0 0 51,658
ISHARES TR CORE S&P MCP ETF 464287507 952,838 14,110 SH SOLE 0 0 14,110
ISHARES TR CORE S&P SCP ETF 464287804 1,794,636 14,437 SH SOLE 0 0 14,437
ISHARES TR CORE S&P TTL STK 464287150 913,971 6,417 SH SOLE 0 0 6,417
ISHARES TR CORE S&P US VLU 464287663 953,381 9,324 SH SOLE 0 0 9,324
ISHARES TR CORE S&P500 ETF 464287200 2,295,377 3,514 SH SOLE 0 0 3,514
ISHARES TR CORE US AGGBD ET 464287226 142,354 1,434 SH SOLE 0 0 1,434
ISHARES TR EAFE SML CP ETF 464288273 359,208 4,581 SH SOLE 0 0 4,581
ISHARES TR EAFE VALUE ETF 464288877 1,034,597 13,915 SH SOLE 0 0 13,915
ISHARES TR INTL SEL DIV ETF 464288448 37,828 889 SH SOLE 0 0 889
ISHARES TR JPMORGAN USD EMG 464288281 25,268 269 SH SOLE 0 0 269
ISHARES TR RUS 1000 VAL ETF 464287598 23,077 108 SH SOLE 0 0 108
ISHARES TR RUS 2000 VAL ETF 464287630 6,636 35 SH SOLE 0 0 35
ISHARES TR RUS MID CAP ETF 464287499 512,817 5,274 SH SOLE 0 0 5,274
ISHARES TR S&P 500 VAL ETF 464287408 245,322 1,162 SH SOLE 0 0 1,162
ISHARES TR SP SMCP600VL ETF 464287879 243,913 2,059 SH SOLE 0 0 2,059
JOHNSON & JOHNSON COM 478160104 72,599 297 SH SOLE 0 0 297
MERCK & CO INC COM 58933Y105 54,478 453 SH SOLE 0 0 453
MICROSOFT CORP COM 594918104 33,541 91 SH SOLE 0 0 91
NEWS CORP NEW CL B 65249B208 58 2 SH SOLE 0 0 2
NVIDIA CORPORATION COM 67066G104 149,465 857 SH SOLE 0 0 857
PFIZER INC COM 717081103 77,869 2,773 SH SOLE 0 0 2,773
PHILLIPS 66 COM 718546104 6,377 35 SH SOLE 0 0 35
PIMCO ETF TR 1-5 US TIP IDX 72201R205 10,951 202 SH SOLE 0 0 202
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 205,366 8,182 SH SOLE 0 0 8,182
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 4,647 102 SH SOLE 0 0 102
SPDR SERIES TRUST STATE STREET SPD 78464A854 11,654 152 SH SOLE 0 0 152
SPDR SERIES TRUST STATE STREET SPD 78464A508 28,824 509 SH SOLE 0 0 509
SPDR SERIES TRUST STATE STREET SPD 78464A847 2,674 45 SH SOLE 0 0 45
SPDR SERIES TRUST STATE STREET SPD 78464A763 11,968 82 SH SOLE 0 0 82
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 320,165 492 SH SOLE 0 0 492
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 6,759 20 SH SOLE 0 0 20
TAPESTRY INC COM 876030107 706 5 SH SOLE 0 0 5
THERMO FISHER SCIENTIFIC INC COM 883556102 1,475 3 SH SOLE 0 0 3
TYSON FOODS INC CL A 902494103 59,457 928 SH SOLE 0 0 928
US BANCORP COM NEW 902973304 809,224 15,559 SH SOLE 0 0 15,559
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 24,036 236 SH SOLE 0 0 236
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,951,542 24,889 SH SOLE 0 0 24,889
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,088,514 14,782 SH SOLE 0 0 14,782
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,586 32 SH SOLE 0 0 32
VANGUARD INDEX FDS GROWTH ETF 922908736 221,676 508 SH SOLE 0 0 508
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,188,102 3,976 SH SOLE 0 0 3,976
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 65,863 357 SH SOLE 0 0 357
VANGUARD INDEX FDS MID CAP ETF 922908629 8,461,020 29,462 SH SOLE 0 0 29,462
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,150,262 22,007 SH SOLE 0 0 22,007
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,312,055 10,642 SH SOLE 0 0 10,642
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,939,182 41,765 SH SOLE 0 0 41,765
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,402,668 7,489 SH SOLE 0 0 7,489
VANGUARD INDEX FDS VALUE ETF 922908744 6,262,461 31,919 SH SOLE 0 0 31,919
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845 98,042 1,296 SH SOLE 0 0 1,296
VANGUARD INSTL INDEX FD ULTRA-SHORT TREA 922040852 60,465 799 SH SOLE 0 0 799
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,064,343 54,119 SH SOLE 0 0 54,119
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,711,267 31,661 SH SOLE 0 0 31,661
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,021,340 27,583 SH SOLE 0 0 27,583
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 460,800 3,331 SH SOLE 0 0 3,331
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 624,080 12,494 SH SOLE 0 0 12,494
VANGUARD NY TAX FREE FDS TAX EXEMPT BD 92204H400 44,522 435 SH SOLE 0 0 435
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 17,709 214 SH SOLE 0 0 214
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,023,837 50,761 SH SOLE 0 0 50,761
VANGUARD STAR FDS VG TL INTL STK F 921909768 10,516,700 136,386 SH SOLE 0 0 136,386
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,763,869 105,554 SH SOLE 0 0 105,554
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 310,990 3,075 SH SOLE 0 0 3,075
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,523,117 30,541 SH SOLE 0 0 30,541
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 11,589 131 SH SOLE 0 0 131
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 7,100,949 75,350 SH SOLE 0 0 75,350
VANGUARD WORLD FD INF TECH ETF 92204A702 48,816 70 SH SOLE 0 0 70
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,649,729 23,904 SH SOLE 0 0 23,904
VERIZON COMMUNICATIONS INC COM 92343V104 17,922 357 SH SOLE 0 0 357
VICTORIAS SECRET AND CO COMMON STOCK 926400102 140 3 SH SOLE 0 0 3
WALMART INC COM 931142103 8,949 72 SH SOLE 0 0 72
WOLVERINE WORLD WIDE INC COM 978097103 490 30 SH SOLE 0 0 30