The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 701,751 4,832 SH SOLE 0 0 4,832
ABBVIE INC COM 00287Y109 1,914,013 8,800 SH SOLE 0 0 8,800
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 342,050 1,725 SH SOLE 0 0 1,725
ADVANCED MICRO DEVICES INC COM 007903107 832,232 4,091 SH SOLE 0 0 4,091
AEHR TEST SYS COM 00760J108 235,273 6,345 SH SOLE 0 0 6,345
ALLSPRING EXCHANGE TRADED FU CORE PLUS ETF 01989A209 1,229,779 49,834 SH SOLE 0 0 49,834
ALPHABET INC CAP STK CL A 02079K305 3,485,389 12,121 SH SOLE 0 0 12,121
ALPHABET INC CAP STK CL C 02079K107 288,985 1,007 SH SOLE 0 0 1,007
ALPS ETF TR INTL SEC DV DOG 00162Q718 14,233,033 341,713 SH SOLE 0 0 341,713
ALPS ETF TR OSHARES US SMLCP 00162Q395 2,879,273 65,827 SH SOLE 0 0 65,827
ALTRIA GROUP INC COM 02209S103 1,644,957 24,927 SH SOLE 0 0 24,927
AMAZON COM INC COM 023135106 3,441,662 16,525 SH SOLE 0 0 16,525
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,287,085 47,860 SH SOLE 0 0 47,860
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 19,296,278 193,233 SH SOLE 0 0 193,233
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,195,967 39,662 SH SOLE 0 0 39,662
AMERICAN EXPRESS CO COM 025816109 425,309 1,406 SH SOLE 0 0 1,406
AMGEN INC COM 031162100 2,112,198 6,003 SH SOLE 0 0 6,003
APPLE INC COM 037833100 6,072,859 23,929 SH SOLE 0 0 23,929
ARCHER DANIELS MIDLAND CO COM 039483102 971,647 13,367 SH SOLE 0 0 13,367
ASML HLDG NV N Y REGISTRY SHS N07059210 357,945 271 SH SOLE 0 0 271
AT&T INC COM 00206R102 387,339 13,361 SH SOLE 0 0 13,361
AUTOMATIC DATA PROCESSING IN COM 053015103 461,823 2,273 SH SOLE 0 0 2,273
BANK AMERICA CORP COM 060505104 1,061,190 21,768 SH SOLE 0 0 21,768
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,407,501 5,024 SH SOLE 0 0 5,024
BLACKROCK INC COM 09290D101 1,164,356 1,211 SH SOLE 0 0 1,211
BONDBLOXX ETF TRUST BONDBLOXX PRIVAT 09789C671 245,309 4,989 SH SOLE 0 0 4,989
BOOKING HOLDINGS INC COM 09857L108 352,901 84 SH SOLE 0 0 84
BRISTOL-MYERS SQUIBB CO COM 110122108 216,052 3,562 SH SOLE 0 0 3,562
BROADCOM INC COM 11135F101 6,326,185 20,439 SH SOLE 0 0 20,439
CATERPILLAR INC COM 149123101 1,107,323 1,563 SH SOLE 0 0 1,563
CHEVRON CORPORATION COM 166764100 2,512,809 12,145 SH SOLE 0 0 12,145
CISCO SYS INC COM 17275R102 1,507,674 19,431 SH SOLE 0 0 19,431
COCA COLA CO COM 191216100 2,227,667 29,292 SH SOLE 0 0 29,292
CONOCOPHILLIPS COM 20825C104 1,253,833 9,499 SH SOLE 0 0 9,499
COSTCO WHOLESALE CORPORATION COM 22160K105 1,036,661 1,040 SH SOLE 0 0 1,040
CUMMINS INC COM 231021106 451,628 839 SH SOLE 0 0 839
D R HORTON INC COM 23331A109 573,031 4,176 SH SOLE 0 0 4,176
DEERE & CO COM 244199105 545,682 969 SH SOLE 0 0 969
DELL TECHNOLOGIES INC CL C 24703L202 231,259 1,409 SH SOLE 0 0 1,409
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,617,448 47,614 SH SOLE 0 0 47,614
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 13,276,940 361,179 SH SOLE 0 0 361,179
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 419,007 5,909 SH SOLE 0 0 5,909
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 16,335,492 341,176 SH SOLE 0 0 341,176
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,769,950 70,232 SH SOLE 0 0 70,232
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 12,953,894 374,932 SH SOLE 0 0 374,932
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 10,619,970 329,608 SH SOLE 0 0 329,608
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 11,872,788 247,711 SH SOLE 0 0 247,711
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 2,551,322 72,812 SH SOLE 0 0 72,812
DIREXION SHARES ETF TRUST NASDAQ 100 EQ WT 25459Y207 233,715 2,372 SH SOLE 0 0 2,372
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532 19,765,463 779,088 SH SOLE 0 0 779,088
EATON CORP PLC SHS G29183103 243,216 680 SH SOLE 0 0 680
EBAY INC. COM 278642103 716,691 7,874 SH SOLE 0 0 7,874
ECOPETROL S A SPONSORED ADS 279158109 191,692 12,788 SH SOLE 0 0 12,788
ELI LILLY & CO COM 532457108 1,258,375 1,368 SH SOLE 0 0 1,368
EOG RES INC COM 26875P101 551,540 3,815 SH SOLE 0 0 3,815
ETF SER SOLUTIONS DEFIANCE QUANTUM 26922A420 392,182 3,655 SH SOLE 0 0 3,655
ETF SER SOLUTIONS DISTILLATE US 26922A321 450,654 7,786 SH SOLE 0 0 7,786
EVERUS CONSTR GROUP COM 300426103 804,343 6,813 SH SOLE 0 0 6,813
EXXON MOBIL CORP COM 30231G102 2,327,678 13,720 SH SOLE 0 0 13,720
FASTENAL CO COM 311900104 432,582 9,323 SH SOLE 0 0 9,323
FEDERATED HERMES ETF TRUST MDT LARGE CAP 31423L503 434,071 14,070 SH SOLE 0 0 14,070
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 5,068,135 100,042 SH SOLE 0 0 100,042
GE AEROSPACE COM NEW 369604301 1,068,777 3,766 SH SOLE 0 0 3,766
GE VERNOVA INC COM 36828A101 331,702 380 SH SOLE 0 0 380
GENERAL DYNAMICS CORP COM 369550108 249,381 727 SH SOLE 0 0 727
GILAT SATELLITE NETWORKS LTD SHS NEW M51474118 172,294 11,471 SH SOLE 0 0 11,471
HARMONIC INC COM 413160102 143,438 15,973 SH SOLE 0 0 15,973
HOME DEPOT INC COM 437076102 2,676,281 8,137 SH SOLE 0 0 8,137
ILLINOIS TOOL WKS INC COM 452308109 674,992 2,593 SH SOLE 0 0 2,593
INTERNATIONAL BUSINESS MACHS COM 459200101 1,676,861 6,918 SH SOLE 0 0 6,918
INTUIT COM 461202103 723,028 1,672 SH SOLE 0 0 1,672
INTUITIVE SURGICAL INC COM NEW 46120E602 306,558 665 SH SOLE 0 0 665
INVESCO QQQ TR UNIT SER 1 46090E103 481,793 835 SH SOLE 0 0 835
ISHARES INC MSCI EMRG CHN 46434G764 739,566 9,402 SH SOLE 0 0 9,402
ISHARES INC CORE MSCI EMKT 46434G103 5,434,901 77,920 SH SOLE 0 0 77,920
ISHARES TR RUS MDCP VAL ETF 464287473 3,523,119 24,174 SH SOLE 0 0 24,174
ISHARES TR CORE S&P TTL STK 464287150 59,250,247 415,996 SH SOLE 0 0 415,996
ISHARES TR S&P 500 GRWT ETF 464287309 302,073 2,671 SH SOLE 0 0 2,671
ISHARES TR CORE MSCI INTL 46435G326 10,728,466 128,377 SH SOLE 0 0 128,377
ISHARES TR CORE US AGGBD ET 464287226 236,660 2,384 SH SOLE 0 0 2,384
ISHARES TR NATIONAL MUN ETF 464288414 1,463,596 13,788 SH SOLE 0 0 13,788
ISHARES TR SHRT NAT MUN ETF 464288158 737,193 6,922 SH SOLE 0 0 6,922
ISHARES TR MSCI USA QLT FCT 46432F339 1,820,564 9,491 SH SOLE 0 0 9,491
ISHARES TR INTL SEL DIV ETF 464288448 3,805,444 89,414 SH SOLE 0 0 89,414
ISHARES TR MSCI USA MIN VOL 46429B697 525,279 5,664 SH SOLE 0 0 5,664
ISHARES TR CORE MSCI TOTAL 46432F834 885,981 10,226 SH SOLE 0 0 10,226
ISHARES TR RUS 2000 GRW ETF 464287648 526,887 1,679 SH SOLE 0 0 1,679
ISHARES TR CORE S&P SCP ETF 464287804 406,618 3,271 SH SOLE 0 0 3,271
ISHARES TR RUS 2000 VAL ETF 464287630 2,560,798 13,507 SH SOLE 0 0 13,507
ISHARES TR CORE S&P500 ETF 464287200 589,195 902 SH SOLE 0 0 902
ISHARES TR MSCI INTL QUALTY 46434V456 672,600 14,549 SH SOLE 0 0 14,549
ISHARES TR MSCI EAFE ETF 464287465 234,666 2,416 SH SOLE 0 0 2,416
ISHARES TR CORE S&P MCP ETF 464287507 1,150,441 17,036 SH SOLE 0 0 17,036
ISHARES TR RUS 1000 GRW ETF 464287614 2,541,770 5,961 SH SOLE 0 0 5,961
ISHARES TR EAFE VALUE ETF 464288877 8,525,903 114,673 SH SOLE 0 0 114,673
ISHARES TR RUS MD CP GR ETF 464287481 3,742,954 29,214 SH SOLE 0 0 29,214
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 2,325,485 46,519 SH SOLE 0 0 46,519
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5,958,130 105,119 SH SOLE 0 0 105,119
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 308,104 6,443 SH SOLE 0 0 6,443
JOHNSON & JOHNSON COM 478160104 987,921 4,042 SH SOLE 0 0 4,042
JPMORGAN CHASE & CO COM 46625H100 3,537,458 12,026 SH SOLE 0 0 12,026
KIMBERLY-CLARK CORP COM 494368103 263,046 2,727 SH SOLE 0 0 2,727
KKR & CO INC COM 48251W104 540,153 5,839 SH SOLE 0 0 5,839
KNIFE RIVER CORP COMMON STOCK 498894104 554,077 6,786 SH SOLE 0 0 6,786
LAM RESEARCH CORP COM NEW 512807306 944,615 4,421 SH SOLE 0 0 4,421
LEIDOS HOLDINGS INC COM 525327102 247,277 1,590 SH SOLE 0 0 1,590
LINCOLN EDL SVCS CORP COM 533535100 246,561 6,061 SH SOLE 0 0 6,061
LINDBLAD EXPEDITIONS HLDGS I COM 535219109 173,311 10,018 SH SOLE 0 0 10,018
LINDE PLC SHS G54950103 307,974 621 SH SOLE 0 0 621
LOCKHEED MARTIN CORP COM 539830109 1,294,351 2,142 SH SOLE 0 0 2,142
MARSH & MCLENNAN COS INC COM 571748102 201,682 1,163 SH SOLE 0 0 1,163
MASTERCARD INCORPORATED CL A 57636Q104 275,392 551 SH SOLE 0 0 551
MDU RES GROUP INC COM 552690109 570,518 27,535 SH SOLE 0 0 27,535
MERCK & CO INC COM 58933Y105 2,419,380 20,113 SH SOLE 0 0 20,113
META PLATFORMS INC CL A 30303M102 2,696,076 4,712 SH SOLE 0 0 4,712
MICRON TECHNOLOGY INC COM 595112103 343,583 1,017 SH SOLE 0 0 1,017
MICROSOFT CORP COM 594918104 3,737,968 10,098 SH SOLE 0 0 10,098
MORGAN STANLEY COM NEW 617446448 234,512 1,425 SH SOLE 0 0 1,425
NETFLIX INC. COM 64110L106 2,277,313 23,685 SH SOLE 0 0 23,685
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827 4,217,700 174,972 SH SOLE 0 0 174,972
NEWMONT CORP COM 651639106 326,374 3,015 SH SOLE 0 0 3,015
NVIDIA CORPORATION COM 67066G104 7,267,324 41,670 SH SOLE 0 0 41,670
ORACLE CORP COM 68389X105 1,449,328 9,852 SH SOLE 0 0 9,852
PEPSICO INC COM 713448108 863,122 5,558 SH SOLE 0 0 5,558
PFIZER INC COM 717081103 524,035 18,662 SH SOLE 0 0 18,662
PGIM ETF TR JENNISON INT OPP 69344A818 2,147,431 38,795 SH SOLE 0 0 38,795
PHILIP MORRIS INTL INC COM 718172109 491,225 2,971 SH SOLE 0 0 2,971
PIMCO ETF TR INTER MUN BD ACT 72201R866 954,242 18,284 SH SOLE 0 0 18,284
PROCTER & GAMBLE CO COM 742718109 1,103,482 7,640 SH SOLE 0 0 7,640
QNITY ELECTRONICS INC COMMON STOCK 74743L100 203,646 1,765 SH SOLE 0 0 1,765
SALESFORCE INC COM 79466L302 213,975 1,146 SH SOLE 0 0 1,146
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,153,346 135,803 SH SOLE 0 0 135,803
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,954,996 685,032 SH SOLE 0 0 685,032
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11,310,703 456,998 SH SOLE 0 0 456,998
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 19,025,550 620,129 SH SOLE 0 0 620,129
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 225,478 8,794 SH SOLE 0 0 8,794
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 34,620,778 1,135,107 SH SOLE 0 0 1,135,107
SERVICENOW INC COM 81762P102 795,939 7,613 SH SOLE 0 0 7,613
SILVERCORP METALS INC COM 82835P103 179,519 16,715 SH SOLE 0 0 16,715
SIMON PPTY GROUP INC NEW COM 828806109 296,023 1,587 SH SOLE 0 0 1,587
SPDR INDEX SHS FDS STATE STREET SPD 78463X848 6,524,326 178,309 SH SOLE 0 0 178,309
SPDR INDEX SHS FDS STATE STREET SPD 78463X756 3,077,820 46,549 SH SOLE 0 0 46,549
SPDR SERIES TRUST STATE STREET SPD 78464A821 586,248 6,109 SH SOLE 0 0 6,109
SPDR SERIES TRUST STATE STREET SPD 78464A839 1,007,637 11,834 SH SOLE 0 0 11,834
SPDR SERIES TRUST STATE STREET SPD 78464A284 10,051,853 405,317 SH SOLE 0 0 405,317
SPDR SERIES TRUST STATE STREET SPD 78464A201 1,832,863 18,970 SH SOLE 0 0 18,970
SPDR SERIES TRUST STATE STREET SPD 78464A805 6,014,569 76,076 SH SOLE 0 0 76,076
SPDR SERIES TRUST STATE STREET SPD 78464A300 2,050,597 21,681 SH SOLE 0 0 21,681
SPDR SERIES TRUST STATE STREET SPD 78464A631 361,160 1,422 SH SOLE 0 0 1,422
SPDR SERIES TRUST STATE STREET SPD 78464A508 2,994,383 52,923 SH SOLE 0 0 52,923
SPDR SERIES TRUST STATE STREET SPD 78464A664 1,119,723 42,575 SH SOLE 0 0 42,575
SPDR SERIES TRUST STATE STREET SPD 78468R200 859,839 27,935 SH SOLE 0 0 27,935
SPOK HLDGS INC COM 84863T106 133,198 12,220 SH SOLE 0 0 12,220
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 270,343 416 SH SOLE 0 0 416
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 783,368 2,318 SH SOLE 0 0 2,318
TARGET CORP COM 87612E106 1,103,748 9,107 SH SOLE 0 0 9,107
TECHNIPFMC PLC COM G87110105 220,801 3,194 SH SOLE 0 0 3,194
TESLA INC COM 88160R101 2,011,837 5,412 SH SOLE 0 0 5,412
TEXAS INSTRS INC COM 882508104 1,790,978 9,225 SH SOLE 0 0 9,225
THERMO FISHER SCIENTIFIC INC COM 883556102 237,845 484 SH SOLE 0 0 484
TIDAL TRUST I UNLIMITED HFGM 886364363 2,189,345 68,289 SH SOLE 0 0 68,289
TIDAL TRUST I UNLIMITED HFEQ E 886364371 523,761 24,846 SH SOLE 0 0 24,846
UNION PAC CORP COM 907818108 247,136 1,019 SH SOLE 0 0 1,019
UNITEDHEALTH GROUP INC COM 91324P102 241,364 892 SH SOLE 0 0 892
UNIVERSAL TECHNICAL INST INC COM 913915104 202,990 5,623 SH SOLE 0 0 5,623
US BANCORP COM NEW 902973304 712,606 13,701 SH SOLE 0 0 13,701
VALERO ENERGY CORP COM 91913Y100 1,083,147 4,384 SH SOLE 0 0 4,384
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 2,521,340 50,286 SH SOLE 0 0 50,286
VANECK ETF TRUST URANIUM AND NUCL 92189F601 444,455 3,337 SH SOLE 0 0 3,337
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 443,594 1,157 SH SOLE 0 0 1,157
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,088,500 3,495 SH SOLE 0 0 3,495
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 519,485 2,819 SH SOLE 0 0 2,819
VANGUARD INDEX FDS SML CP GRW ETF 922908595 576,760 1,908 SH SOLE 0 0 1,908
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,306,522 44,595 SH SOLE 0 0 44,595
VANGUARD INDEX FDS VALUE ETF 922908744 622,150 3,171 SH SOLE 0 0 3,171
VANGUARD INDEX FDS GROWTH ETF 922908736 1,503,431 3,442 SH SOLE 0 0 3,442
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,576,984 6,128 SH SOLE 0 0 6,128
VANGUARD INDEX FDS SM CP VAL ETF 922908611 278,515 1,282 SH SOLE 0 0 1,282
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,806,060 51,916 SH SOLE 0 0 51,916
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,906,832 218,355 SH SOLE 0 0 218,355
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 257,442 2,347 SH SOLE 0 0 2,347
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 19,741,778 331,516 SH SOLE 0 0 331,516
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,766,805 22,165 SH SOLE 0 0 22,165
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,562,312 33,229 SH SOLE 0 0 33,229
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,977,606 77,678 SH SOLE 0 0 77,678
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 274,615 2,914 SH SOLE 0 0 2,914
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,333,481 15,074 SH SOLE 0 0 15,074
VANGUARD WORLD FD INF TECH ETF 92204A702 406,771 583 SH SOLE 0 0 583
VERIZON COMMUNICATIONS INC COM 92343V104 1,214,112 24,185 SH SOLE 0 0 24,185
VERTIV HOLDINGS CO COM CL A 92537N108 261,355 1,043 SH SOLE 0 0 1,043
VISA INC COM CL A 92826C839 2,160,100 7,147 SH SOLE 0 0 7,147
WALMART INC COM 931142103 1,269,685 10,216 SH SOLE 0 0 10,216
WELLS FARGO & CO COM 949746101 434,660 5,460 SH SOLE 0 0 5,460
WESTERN ALLIANCE BANCORP COM 957638109 495,312 6,991 SH SOLE 0 0 6,991
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,911,192 55,409 SH SOLE 0 0 55,409