The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
TECHNIPFMC PLC COM G87110105 263,039 3,769 SH SOLE 0 0 3,769
CHUBB LTD SWITZ COM H1467J104 247,333 756 SH SOLE 0 0 756
ASML HLDG NV N Y REGISTRY SHS N07059210 225,720 166 SH SOLE 0 0 166
AIRBNB INC COM CL A 009066101 320,862 2,563 SH SOLE 0 0 2,563
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 5,483,834 47,189 SH SOLE 0 0 47,189
ALPHABET INC CAP STK CL C 02079K107 1,755,069 5,951 SH SOLE 0 0 5,951
ALPHABET INC CAP STK CL A 02079K305 865,717 2,911 SH SOLE 0 0 2,911
AMAZON COM INC COM 023135106 1,517,789 7,208 SH SOLE 0 0 7,208
APPLE INC COM 037833100 3,981,211 15,574 SH SOLE 0 0 15,574
BANCO SANTANDER SA ADR 05964H105 129,827 11,221 SH SOLE 0 0 11,221
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 299,541 626 SH SOLE 0 0 626
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702 688,266 20,078 SH SOLE 0 0 20,078
BLACKROCK INC COM 09290D101 326,473 341 SH SOLE 0 0 341
BOOKING HOLDINGS INC COM 09857L108 251,074 60 SH SOLE 0 0 60
BRISTOL-MYERS SQUIBB CO COM 110122108 421,246 6,824 SH SOLE 0 0 6,824
BROADCOM INC COM 11135F101 902,851 2,880 SH SOLE 0 0 2,880
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 16,097,991 473,839 SH SOLE 0 0 473,839
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,311,439 48,215 SH SOLE 0 0 48,215
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 4,322,527 158,364 SH SOLE 0 0 158,364
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 1,572,086 43,596 SH SOLE 0 0 43,596
CATERPILLAR INC COM 149123101 422,125 578 SH SOLE 0 0 578
CENTENE CORP DEL COM 15135B101 260,498 7,673 SH SOLE 0 0 7,673
CHEVRON CORPORATION COM 166764100 396,333 2,008 SH SOLE 0 0 2,008
COMFORT SYS USA INC COM 199908104 368,558 258 SH SOLE 0 0 258
CONOCOPHILLIPS COM 20825C104 320,051 2,493 SH SOLE 0 0 2,493
COSTCO WHOLESALE CORPORATION COM 22160K105 425,531 427 SH SOLE 0 0 427
EDISON INTL COM 281020107 288,802 3,925 SH SOLE 0 0 3,925
EMCOR GROUP INC COM 29084Q100 287,110 378 SH SOLE 0 0 378
EXXON MOBIL CORP COM 30231G102 703,091 4,373 SH SOLE 0 0 4,373
META PLATFORMS INC CL A 30303M102 762,075 1,316 SH SOLE 0 0 1,316
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,150,456 19,381 SH SOLE 0 0 19,381
FORTINET INC COM 34959E109 253,188 3,120 SH SOLE 0 0 3,120
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769 1,565,420 47,110 SH SOLE 0 0 47,110
FREEPORT MCMORAN INC CL B 35671D857 203,612 3,327 SH SOLE 0 0 3,327
GE VERNOVA INC COM 36828A101 414,283 463 SH SOLE 0 0 463
GENERAL DYNAMICS CORP COM 369550108 298,301 851 SH SOLE 0 0 851
GE AEROSPACE COM NEW 369604301 286,241 978 SH SOLE 0 0 978
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404 496,764 26,049 SH SOLE 0 0 26,049
HUNT J B TRANS SVCS INC COM 445658107 208,317 976 SH SOLE 0 0 976
INVESCO QQQ TR UNIT SER 1 46090E103 592,121 1,013 SH SOLE 0 0 1,013
INTUIT COM 461202103 762,307 1,790 SH SOLE 0 0 1,790
ISHARES GOLD TR ISHARES NEW 464285204 313,163 3,492 SH SOLE 0 0 3,492
ISHARES INC MSCI GBL MIN VOL 464286525 616,670 5,160 SH SOLE 0 0 5,160
ISHARES TR CORE US AGGBD ET 464287226 1,246,989 12,596 SH SOLE 0 0 12,596
ISHARES TR NEW YORK MUN ETF 464288323 305,955 5,758 SH SOLE 0 0 5,758
ISHARES TR NATIONAL MUN ETF 464288414 500,284 4,706 SH SOLE 0 0 4,706
ISHARES TR MSCI USA QLT FCT 46432F339 367,234 1,905 SH SOLE 0 0 1,905
ISHARES TR CORE MSCI EAFE 46432F842 207,004 2,252 SH SOLE 0 0 2,252
ISHARES INC MSCI GBL GOLD MN 46434G855 846,195 10,242 SH SOLE 0 0 10,242
ISHARES INC EMNG MKTS EQT 46434G889 3,899,252 63,755 SH SOLE 0 0 63,755
ISHARES TR U S EQUITY FACTR 46434V282 16,635,882 250,341 SH SOLE 0 0 250,341
ISHARES TR US SML CAP EQT 46434V290 639,083 8,405 SH SOLE 0 0 8,405
ISHARES TR GLOBAL EQUITY 46434V316 1,337,835 25,376 SH SOLE 0 0 25,376
ISHARES TR CORE UNIVRSL USD 46434V613 534,230 11,591 SH SOLE 0 0 11,591
ISHARES TR CORE DIV GRWTH 46434V621 14,745,633 210,145 SH SOLE 0 0 210,145
ISHARES TR ESG AW MSCI EAFE 46435G516 213,367 2,194 SH SOLE 0 0 2,194
ISHARES TR INTL DIV GRWTH 46435G524 2,023,567 23,888 SH SOLE 0 0 23,888
ISHARES TR 0-3 MNTH TREASRY 46436E718 850,959 8,477 SH SOLE 0 0 8,477
JPMORGAN CHASE & CO COM 46625H100 549,407 1,860 SH SOLE 0 0 1,860
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 5,815,611 126,673 SH SOLE 0 0 126,673
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 259,230 5,527 SH SOLE 0 0 5,527
JOHNSON & JOHNSON COM 478160104 402,310 1,648 SH SOLE 0 0 1,648
KINDER MORGAN INC DEL COM 49456B101 251,696 7,655 SH SOLE 0 0 7,655
ELI LILLY & CO COM 532457108 443,852 465 SH SOLE 0 0 465
LOCKHEED MARTIN CORP COM 539830109 312,526 506 SH SOLE 0 0 506
MARSH & MCLENNAN COS INC COM 571748102 296,476 1,725 SH SOLE 0 0 1,725
MICROSOFT CORP COM 594918104 1,370,284 3,710 SH SOLE 0 0 3,710
MICRON TECHNOLOGY INC COM 595112103 527,281 1,433 SH SOLE 0 0 1,433
NETFLIX INC. COM 64110L106 214,032 2,240 SH SOLE 0 0 2,240
NEWMONT CORP COM 651639106 209,146 1,838 SH SOLE 0 0 1,838
NORFOLK SOUTHN CORP COM 655844108 215,537 751 SH SOLE 0 0 751
NVIDIA CORPORATION COM 67066G104 1,722,244 9,799 SH SOLE 0 0 9,799
PG&E CORP COM 69331C108 399,038 22,481 SH SOLE 0 0 22,481
PNC FINL SVCS GROUP INC COM 693475105 207,985 994 SH SOLE 0 0 994
PALANTIR TECHNOLOGIES INC CL A 69608A108 243,027 1,659 SH SOLE 0 0 1,659
PHILIP MORRIS INTL INC COM 718172109 239,299 1,521 SH SOLE 0 0 1,521
PHILLIPS 66 COM 718546104 206,553 1,176 SH SOLE 0 0 1,176
PIMCO ETF TR MULTISECTOR BD 72201R585 6,929,909 264,892 SH SOLE 0 0 264,892
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,269,333 24,349 SH SOLE 0 0 24,349
PROCTER & GAMBLE CO COM 742718109 343,511 2,384 SH SOLE 0 0 2,384
RBB FUND TRUST FIRST EAGLE GBL 75526L886 13,436,094 283,902 SH SOLE 0 0 283,902
REGENERON PHARMACEUTICALS COM 75886F107 299,241 385 SH SOLE 0 0 385
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 497,327 759 SH SOLE 0 0 759
SPDR GOLD TR GOLD SHS 78463V107 575,295 1,314 SH SOLE 0 0 1,314
SPDR SERIES TRUST STATE STREET SPD 78464A367 264,658 11,943 SH SOLE 0 0 11,943
SPDR SERIES TRUST STATE STREET SPD 78464A409 374,480 3,775 SH SOLE 0 0 3,775
SCHWAB STRATEGIC TR US TIPS ETF 808524870 480,475 18,090 SH SOLE 0 0 18,090
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860 1,572,929 38,311 SH SOLE 0 0 38,311
TJX COS INC NEW COM 872540109 278,530 1,719 SH SOLE 0 0 1,719
TERADYNE INC COM 880770102 250,697 803 SH SOLE 0 0 803
TESLA INC COM 88160R101 338,940 889 SH SOLE 0 0 889
VANECK ETF TRUST GOLD MINERS ETF 92189F106 457,460 4,765 SH SOLE 0 0 4,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 607,159 2,815 SH SOLE 0 0 2,815
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 228,855 554 SH SOLE 0 0 554
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,886,514 134,713 SH SOLE 0 0 134,713
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 508,975 7,814 SH SOLE 0 0 7,814
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,406,794 26,846 SH SOLE 0 0 26,846
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 469,744 7,161 SH SOLE 0 0 7,161
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 246,300 3,186 SH SOLE 0 0 3,186
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 662,643 2,414 SH SOLE 0 0 2,414
VANGUARD NY TAX FREE FDS TAX EXEMPT BD 92204H400 866,987 8,468 SH SOLE 0 0 8,468
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 222,840 2,819 SH SOLE 0 0 2,819
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,618,600 21,732 SH SOLE 0 0 21,732
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,083,168 21,702 SH SOLE 0 0 21,702
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,774,156 2,946 SH SOLE 0 0 2,946
VANGUARD INDEX FDS GROWTH ETF 922908736 9,698,897 21,960 SH SOLE 0 0 21,960
VANGUARD INDEX FDS SMALL CP ETF 922908751 235,142 893 SH SOLE 0 0 893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,485,727 7,690 SH SOLE 0 0 7,690
VERTIV HOLDINGS CO COM CL A 92537N108 214,758 828 SH SOLE 0 0 828
WALMART INC COM 931142103 834,555 6,690 SH SOLE 0 0 6,690
WESTERN DIGITAL CORP COM 958102105 347,749 1,168 SH SOLE 0 0 1,168
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,359,009 25,011 SH SOLE 0 0 25,011