The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,307,780 5,153 SH SOLE 0 0 5,153
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,934,318 49,649 SH SOLE 0 0 49,649
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 858,564 25,356 SH SOLE 0 0 25,356
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,859,588 202,254 SH SOLE 0 0 202,254
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 454,746 19,228 SH SOLE 0 0 19,228
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 5,657,578 134,002 SH SOLE 0 0 134,002
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,104,624 32,518 SH SOLE 0 0 32,518
META PLATFORMS INC CL A 30303M102 267,185 467 SH SOLE 0 0 467
ISHARES TR CORE S&P SCP ETF 464287804 578,521 4,654 SH SOLE 0 0 4,654
ISHARES TR IBONDS 27 ETF 46435UAA9 242,473 10,003 SH SOLE 0 0 10,003
ISHARES TR IBDS DEC28 ETF 46435U515 225,690 8,910 SH SOLE 0 0 8,910
ISHARES TR IBONDS DEC 29 46436E205 229,274 9,857 SH SOLE 0 0 9,857
ISHARES TR 0-3 MNTH TREASRY 46436E718 674,019 6,696 SH SOLE 0 0 6,696
NVIDIA CORPORATION COM 67066G104 561,568 3,220 SH SOLE 0 0 3,220
SPDR SERIES TRUST STATE STREET SPD 78464A300 7,023,264 74,257 SH SOLE 0 0 74,257
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,550,889 528,506 SH SOLE 0 0 528,506
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,301,804 239,403 SH SOLE 0 0 239,403
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,915,846 272,209 SH SOLE 0 0 272,209
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,253,469 98,740 SH SOLE 0 0 98,740
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 205,639 6,341 SH SOLE 0 0 6,341
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,641,167 429,946 SH SOLE 0 0 429,946
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 14,833,047 638,805 SH SOLE 0 0 638,805
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 12,570,690 517,952 SH SOLE 0 0 517,952
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,295,406 134,690 SH SOLE 0 0 134,690
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 254,436 5,094 SH SOLE 0 0 5,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,226,777 3,824 SH SOLE 0 0 3,824