The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 234,692 1,616 SH SOLE 0 0 0 1,616
ABBVIE INC COM 00287Y109 863,000 3,968 SH SOLE 0 0 0 3,968
AIR LEASE CORP CL A 00912X302 218,069 3,358 SH SOLE 0 0 0 3,358
ALPHABET INC CAP STK CL C 02079K107 5,373,175 18,731 SH SOLE 0 0 0 18,731
AMAZON COM INC COM 023135106 3,293,507 15,814 SH SOLE 0 0 0 15,814
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752 34,345,077 672,971 SH SOLE 0 0 0 672,971
APPLE INC COM 037833100 12,418,190 48,931 SH SOLE 0 0 0 48,931
AUTOMATIC DATA PROCESSING IN COM 053015103 344,907 1,698 SH SOLE 0 0 0 1,698
BANK AMERICA CORP COM 060505104 743,974 15,261 SH SOLE 0 0 0 15,261
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,771,123 3,696 SH SOLE 0 0 0 3,696
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 533,321 10,270 SH SOLE 0 0 0 10,270
BLACKROCK ETF TRUST II ISHARES SHORT-TE 092528884 742,077 14,715 SH SOLE 0 0 0 14,715
BONDBLOXX ETF TRUST BLOOMBERG TWENTY 09789C796 1,161,230 30,892 SH SOLE 0 0 0 30,892
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 1,425,191 31,077 SH SOLE 0 0 0 31,077
BROADCOM INC COM 11135F101 3,082,101 9,958 SH SOLE 0 0 0 9,958
CATERPILLAR INC COM 149123101 302,512 427 SH SOLE 0 0 0 427
CHECK POINT SOFTWARE TECH LT ORD M22465104 427,836 2,995 SH SOLE 0 0 0 2,995
CHEVRON CORPORATION COM 166764100 210,831 1,019 SH SOLE 0 0 0 1,019
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 8,594,260 210,592 SH SOLE 0 0 0 210,592
COSTCO WHOLESALE CORPORATION COM 22160K105 555,012 557 SH SOLE 0 0 0 557
CUMMINS INC COM 231021106 219,512 408 SH SOLE 0 0 0 408
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 978,806 25,188 SH SOLE 0 0 0 25,188
ELI LILLY & CO COM 532457108 756,051 822 SH SOLE 0 0 0 822
EXXON MOBIL CORP COM 30231G102 3,716,233 21,904 SH SOLE 0 0 0 21,904
FIDELITY COVINGTON TRUST ENHANCED MID 31609A503 46,739,118 1,299,753 SH SOLE 0 0 0 1,299,753
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 7,910,729 48,360 SH SOLE 0 0 0 48,360
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 12,927,963 277,008 SH SOLE 0 0 0 277,008
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,247,320 28,920 SH SOLE 0 0 0 28,920
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 18,360,278 246,290 SH SOLE 0 0 0 246,290
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,497,533 38,656 SH SOLE 0 0 0 38,656
HOME DEPOT INC COM 437076102 549,904 1,672 SH SOLE 0 0 0 1,672
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 628,908 18,793 SH SOLE 0 0 0 18,793
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532 270,482 6,964 SH SOLE 0 0 0 6,964
INTEL CORP COM 458140100 248,011 5,620 SH SOLE 0 0 0 5,620
ISHARES INC ESG AWR MSCI EM 46434G863 300,193 6,602 SH SOLE 0 0 0 6,602
ISHARES INC CORE MSCI EMKT 46434G103 10,750,707 154,132 SH SOLE 0 0 0 154,132
ISHARES TR RUS TP200 GR ETF 464289438 35,462,437 142,511 SH SOLE 0 0 0 142,511
ISHARES TR RUS 1000 VAL ETF 464287598 222,644 1,042 SH SOLE 0 0 0 1,042
ISHARES TR RUSSELL 2000 ETF 464287655 4,493,016 18,117 SH SOLE 0 0 0 18,117
ISHARES TR CORE MSCI EAFE 46432F842 2,631,526 29,068 SH SOLE 0 0 0 29,068
ISHARES TR RUS MID CAP ETF 464287499 3,222,786 33,146 SH SOLE 0 0 0 33,146
ISHARES TR ESG AWARE MSCI 46435U663 337,133 7,170 SH SOLE 0 0 0 7,170
ISHARES TR RUS 1000 GRW ETF 464287614 328,754 771 SH SOLE 0 0 0 771
ISHARES TR MSCI USA VALUE 46432F388 479,038 3,369 SH SOLE 0 0 0 3,369
ISHARES TR RUS TP200 VL ETF 464289420 45,273,465 488,545 SH SOLE 0 0 0 488,545
ISHARES TR EAFE SML CP ETF 464288273 478,928 6,108 SH SOLE 0 0 0 6,108
ISHARES TR ESG AW MSCI EAFE 46435G516 1,595,515 16,686 SH SOLE 0 0 0 16,686
ISHARES TR MSCI USA QLT FCT 46432F339 857,774 4,472 SH SOLE 0 0 0 4,472
ISHARES TR MORNINGSTR US EQ 464287127 439,505 4,891 SH SOLE 0 0 0 4,891
ISHARES TR MSCI INTL QUALTY 46434V456 8,361,944 180,877 SH SOLE 0 0 0 180,877
ISHARES U S ETF TR SHORT MATURITY M 46431W838 4,804,953 95,450 SH SOLE 0 0 0 95,450
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,208,117 63,389 SH SOLE 0 0 0 63,389
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 845,910 15,732 SH SOLE 0 0 0 15,732
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 4,808,994 94,331 SH SOLE 0 0 0 94,331
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 269,692 4,341 SH SOLE 0 0 0 4,341
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 1,051,958 9,185 SH SOLE 0 0 0 9,185
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 58,531,645 772,797 SH SOLE 0 0 0 772,797
JABIL INC COM 466313103 796,093 2,997 SH SOLE 0 0 0 2,997
JOHNSON & JOHNSON COM 478160104 1,472,262 6,023 SH SOLE 0 0 0 6,023
JPMORGAN CHASE & CO COM 46625H100 2,065,003 7,020 SH SOLE 0 0 0 7,020
MASTERCARD INCORPORATED CL A 57636Q104 666,047 1,333 SH SOLE 0 0 0 1,333
META PLATFORMS INC CL A 30303M102 1,493,259 2,610 SH SOLE 0 0 0 2,610
MICROSOFT CORP COM 594918104 222,664 2,600 SH Put SOLE 0 0 0 2,600
MICROSOFT CORP COM 594918104 4,070,019 10,995 SH SOLE 0 0 0 10,995
MORGAN STANLEY COM NEW 617446448 264,793 1,609 SH SOLE 0 0 0 1,609
NEOS ETF TRUST NEOS ENH INC 1-3 78433H501 34,399,274 691,026 SH SOLE 0 0 0 691,026
NETFLIX INC. COM 64110L106 518,249 5,390 SH SOLE 0 0 0 5,390
NEXTERA ENERGY INC COM 65339F101 493,750 5,316 SH SOLE 0 0 0 5,316
NVIDIA CORPORATION COM 67066G104 8,724,534 50,026 SH SOLE 0 0 0 50,026
PIMCO ETF TR MULTISECTOR BD 72201R585 715,496 27,309 SH SOLE 0 0 0 27,309
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,668,859 16,594 SH SOLE 0 0 0 16,594
PROCORE TECHNOLOGIES INC COM 74275K108 200,704 18,000 SH Put SOLE 0 0 0 18,000
PROCORE TECHNOLOGIES INC COM 74275K108 1,026,000 18,000 SH SOLE 0 0 0 18,000
PROCTER & GAMBLE CO COM 742718109 211,934 1,467 SH SOLE 0 0 0 1,467
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 4,828,119 98,674 SH SOLE 0 0 0 98,674
SCHWAB STRATEGIC TR GOVERNMENT MONEY 808524581 247,771 2,460 SH SOLE 0 0 0 2,460
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 250,410 1,708 SH SOLE 0 0 0 1,708
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 404,814 8,868 SH SOLE 0 0 0 8,868
SPDR SERIES TRUST STATE STREET SPD 78468R531 1,789,212 28,364 SH SOLE 0 0 0 28,364
SPDR SERIES TRUST STATE STREET SPD 78464A805 258,105 3,265 SH SOLE 0 0 0 3,265
T ROWE PRICE ETF INC SMALL MID CAP 87283Q826 2,297,779 62,661 SH SOLE 0 0 0 62,661
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,076,371 3,185 SH SOLE 0 0 0 3,185
TESLA INC COM 88160R101 2,150,574 5,785 SH SOLE 0 0 0 5,785
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 308,357 13,608 SH SOLE 0 0 0 13,608
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 863,905 4,688 SH SOLE 0 0 0 4,688
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 937,029 1,568 SH SOLE 0 0 0 1,568
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,035,014 3,226 SH SOLE 0 0 0 3,226
VANGUARD INDEX FDS SML CP GRW ETF 922908595 430,404 1,424 SH SOLE 0 0 0 1,424
VANGUARD INDEX FDS SMALL CP ETF 922908751 203,512 777 SH SOLE 0 0 0 777
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,309,912 5,090 SH SOLE 0 0 0 5,090
VANGUARD INDEX FDS SM CP VAL ETF 922908611 398,654 1,835 SH SOLE 0 0 0 1,835
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 750,322 13,882 SH SOLE 0 0 0 13,882
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,196,632 42,565 SH SOLE 0 0 0 42,565
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 843,623 13,165 SH SOLE 0 0 0 13,165
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 3,839,726 26,490 SH SOLE 0 0 0 26,490
VANGUARD WORLD FD MEGA GRWTH IND 921910816 7,168,387 19,509 SH SOLE 0 0 0 19,509
VISA INC COM CL A 92826C839 678,227 2,244 SH SOLE 0 0 0 2,244
WALMART INC COM 931142103 1,658,019 13,341 SH SOLE 0 0 0 13,341
WORLD GOLD TR SPDR GLD MINIS 98149E303 5,292,506 57,099 SH SOLE 0 0 0 57,099