The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 559,466 2,711 SH SOLE 0 0 2,711
AFLAC INC COM 001055102 1,051,865 9,517 SH SOLE 0 0 9,517
ALPHABET INC CAP STK CL C 02079K107 1,128,810 3,714 SH SOLE 0 0 3,714
ALPHABET INC CAP STK CL A 02079K305 2,175,180 7,121 SH SOLE 0 0 7,121
ALPS ETF TR SECTR DIV DOGS 00162Q858 255,154 3,925 SH SOLE 0 0 3,925
AMAZON COM INC COM 023135106 1,738,125 8,131 SH SOLE 0 0 8,131
AMERICAN ELEC PWR CO INC COM 025537101 684,237 5,148 SH SOLE 0 0 5,148
AMGEN INC COM 031162100 1,920,816 5,649 SH SOLE 0 0 5,649
APPLE INC COM 037833100 3,436,587 13,557 SH SOLE 0 0 13,557
AT&T INC COM 00206R102 265,296 9,461 SH SOLE 0 0 9,461
AUTOZONE INC COM 053332102 833,202 246 SH SOLE 0 0 246
BANK AMERICA CORP COM 060505104 497,853 9,902 SH SOLE 0 0 9,902
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,417,029 2,964 SH SOLE 0 0 2,964
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2,301,378 38,907 SH SOLE 0 0 38,907
BLACKROCK ETF TRUST ISHARES US CARBO 09290C509 240,827 3,391 SH SOLE 0 0 3,391
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 1,016,384 27,522 SH SOLE 0 0 27,522
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 844,483 24,295 SH SOLE 0 0 24,295
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 893,699 17,213 SH SOLE 0 0 17,213
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 121,911 10,638 SH SOLE 0 0 10,638
BLACKSTONE INC COM 09260D107 274,498 2,435 SH SOLE 0 0 2,435
BOEING CO COM 097023105 243,810 1,161 SH SOLE 0 0 1,161
BRISTOL-MYERS SQUIBB CO COM 110122108 342,440 5,938 SH SOLE 0 0 5,938
BROADCOM INC COM 11135F101 2,108,780 6,314 SH SOLE 0 0 6,314
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 353,879 31,042 SH SOLE 0 0 31,042
CATERPILLAR INC COM 149123101 486,984 672 SH SOLE 0 0 672
CHEVRON CORPORATION COM 166764100 588,980 2,922 SH SOLE 0 0 2,922
CISCO SYS INC COM 17275R102 264,601 3,280 SH SOLE 0 0 3,280
CME GROUP INC COM 12572Q105 232,935 750 SH SOLE 0 0 750
COCA COLA CO COM 191216100 239,672 3,157 SH SOLE 0 0 3,157
COSTCO WHOLESALE CORPORATION COM 22160K105 1,797,445 1,774 SH SOLE 0 0 1,774
CVS HEALTH CORP COM 126650100 403,266 5,156 SH SOLE 0 0 5,156
DUKE ENERGY CORP NEW COM NEW 26441C204 292,664 2,220 SH SOLE 0 0 2,220
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 289,828 2,493 SH SOLE 0 0 2,493
EATON VANCE TAX-MANAGED GLOB COM 27829F108 256,167 29,011 SH SOLE 0 0 29,011
ECHOSTAR CORP CL A 278768106 275,367 2,207 SH SOLE 0 0 2,207
ENTERPRISE PRODS PARTNERS L COM 293792107 250,625 6,525 SH SOLE 0 0 6,525
EXXON MOBIL CORP COM 30231G102 647,239 3,949 SH SOLE 0 0 3,949
FEDEX CORP COM 31428X106 755,055 2,115 SH SOLE 0 0 2,115
FIRSTENERGY CORP COM 337932107 208,539 4,089 SH SOLE 0 0 4,089
FLEXSHARES TR MORNSTAR USMKT 33939L100 205,238 839 SH SOLE 0 0 839
FLEXSHARES TR QUALT DIVD IDX 33939L860 239,370 3,000 SH SOLE 0 0 3,000
GLOBAL X FDS DEFENSE TECH ETF 37960A529 489,935 6,628 SH SOLE 0 0 6,628
INTEL CORP COM 458140100 280,158 5,295 SH SOLE 0 0 5,295
INTERNATIONAL BUSINESS MACHS COM 459200101 256,223 1,046 SH SOLE 0 0 1,046
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 837,977 7,184 SH SOLE 0 0 7,184
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 572,537 2,959 SH SOLE 0 0 2,959
INVESCO QQQ TR UNIT SER 1 46090E103 1,934,212 3,286 SH SOLE 0 0 3,286
ISHARES INC CORE MSCI EMKT 46434G103 1,282,320 18,233 SH SOLE 0 0 18,233
ISHARES TR CORE MSCI EAFE 46432F842 306,629 3,342 SH SOLE 0 0 3,342
ISHARES TR CORE 1 5 YR USD 46432F859 2,654,446 54,912 SH SOLE 0 0 54,912
ISHARES TR MSCI USA QLT FCT 46432F339 1,554,826 8,040 SH SOLE 0 0 8,040
ISHARES TR TRS FLT RT BD 46434V860 21,475,096 425,165 SH SOLE 0 0 425,165
ISHARES TR MSCI USA MIN VOL 46429B697 415,759 4,460 SH SOLE 0 0 4,460
ISHARES TR ESG AWR MSCI USA 46435G425 952,553 6,638 SH SOLE 0 0 6,638
ISHARES TR MSCI USA QUALITY 46436E403 474,054 7,243 SH SOLE 0 0 7,243
ISHARES TR IBONDS 29 TRM TS 46436E825 13,336,725 612,479 SH SOLE 0 0 612,479
ISHARES TR IBONDS 26 TRM TS 46436E858 17,769,335 777,651 SH SOLE 0 0 777,651
ISHARES TR IBONDS 27 TRM TS 46436E841 17,992,481 804,133 SH SOLE 0 0 804,133
ISHARES TR IBONDS 28 TRM TS 46436E833 17,839,620 802,813 SH SOLE 0 0 802,813
ISHARES TR IBONDS OCT 2026 46438G505 474,948 18,334 SH SOLE 0 0 18,334
ISHARES TR IBONDS OCT 2027 46438G604 455,217 17,449 SH SOLE 0 0 17,449
ISHARES TR IBONDS OCT 2029 46438G802 445,436 16,963 SH SOLE 0 0 16,963
ISHARES TR IBONDS OCT 2030 46438G885 595,416 22,665 SH SOLE 0 0 22,665
ISHARES TR IBONDS OCT 2028 46438G703 459,348 17,506 SH SOLE 0 0 17,506
ISHARES TR IBOND DEC 2030 46436E593 13,228,300 672,341 SH SOLE 0 0 672,341
ISHARES TR SELECT DIVID ETF 464287168 1,089,233 7,182 SH SOLE 0 0 7,182
ISHARES TR MORNINGSTAR GRWT 464287119 567,062 5,809 SH SOLE 0 0 5,809
ISHARES TR PFD AND INCM SEC 464288687 233,096 7,650 SH SOLE 0 0 7,650
ISHARES TR EAFE VALUE ETF 464288877 271,673 3,605 SH SOLE 0 0 3,605
ISHARES TR MSCI EAFE ETF 464287465 450,246 4,578 SH SOLE 0 0 4,578
ISHARES TR U.S. TECH ETF 464287721 1,145,963 6,118 SH SOLE 0 0 6,118
ISHARES TR S&P MC 400VL ETF 464287705 336,515 2,507 SH SOLE 0 0 2,507
ISHARES TR S&P MC 400GR ETF 464287606 396,426 3,874 SH SOLE 0 0 3,874
ISHARES TR S&P 500 VAL ETF 464287408 943,667 4,450 SH SOLE 0 0 4,450
ISHARES TR CORE S&P500 ETF 464287200 1,915,351 2,892 SH SOLE 0 0 2,892
ISHARES TR S&P 500 GRWT ETF 464287309 1,395,935 12,062 SH SOLE 0 0 12,062
ISHARES TR RUS 1000 GRW ETF 464287614 394,998 914 SH SOLE 0 0 914
ISHARES TR CORE S&P US GWT 464287671 232,457 1,465 SH SOLE 0 0 1,465
ISHARES TR ESG MSCI LEADR 46435U218 359,825 3,130 SH SOLE 0 0 3,130
ITT INC COM 45073V108 215,875 1,100 SH SOLE 0 0 1,100
JEFFERIES FINANCIAL GROUP IN COM 47233W109 221,814 5,275 SH SOLE 0 0 5,275
JOHNSON & JOHNSON COM 478160104 439,008 1,841 SH SOLE 0 0 1,841
JPMORGAN CHASE & CO COM 46625H100 740,106 2,489 SH SOLE 0 0 2,489
MCDONALDS CORP COM 580135101 1,116,687 3,663 SH SOLE 0 0 3,663
MCKESSON CORP COM 58155Q103 461,718 539 SH SOLE 0 0 539
MERCK & CO INC COM 58933Y105 586,725 4,919 SH SOLE 0 0 4,919
META PLATFORMS INC CL A 30303M102 409,919 713 SH SOLE 0 0 713
MICROSOFT CORP COM 594918104 3,076,568 8,264 SH SOLE 0 0 8,264
NETFLIX INC. COM 64110L106 300,314 3,039 SH SOLE 0 0 3,039
NEXTERA ENERGY INC COM 65339F101 589,324 6,291 SH SOLE 0 0 6,291
NUVEEN CA DIVI ADV MUN COM 67066Y105 265,881 22,901 SH SOLE 0 0 22,901
NUVEEN CALIF AMT FREE MUNI I COM 670651108 343,997 28,883 SH SOLE 0 0 28,883
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 81,641 10,700 SH SOLE 0 0 10,700
NVIDIA CORPORATION COM 67066G104 1,389,539 7,802 SH SOLE 0 0 7,802
ONEOK INC NEW COM 682680103 404,572 4,464 SH SOLE 0 0 4,464
OREILLY AUTOMOTIVE INC COM 67103H107 299,113 3,274 SH SOLE 0 0 3,274
PFIZER INC COM 717081103 434,007 16,015 SH SOLE 0 0 16,015
PHILIP MORRIS INTL INC COM 718172109 519,115 3,296 SH SOLE 0 0 3,296
PPL CORP COM 69351T106 559,645 14,402 SH SOLE 0 0 14,402
PROCTER & GAMBLE CO COM 742718109 417,218 2,953 SH SOLE 0 0 2,953
PROSHARES TR PSHS ULT S&P 500 74347R107 340,800 6,400 SH SOLE 0 0 6,400
QUALCOMM INC COM 747525103 910,132 7,336 SH SOLE 0 0 7,336
RIO TINTO PLC SPONSORED ADR 767204100 242,765 2,565 SH SOLE 0 0 2,565
RTX CORPORATION COM 75513E101 484,634 2,449 SH SOLE 0 0 2,449
SCHEIN HENRY INC COM 806407102 291,117 3,942 SH SOLE 0 0 3,942
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 225,966 8,691 SH SOLE 0 0 8,691
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 912,228 8,158 SH SOLE 0 0 8,158
SELECT SECTOR SPDR TR STATE STREET UTI 81369Y886 237,837 5,140 SH SOLE 0 0 5,140
SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 272,670 5,445 SH SOLE 0 0 5,445
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 421,918 7,013 SH SOLE 0 0 7,013
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 1,282,684 25,715 SH SOLE 0 0 25,715
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 995,383 6,059 SH SOLE 0 0 6,059
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 4,637,096 33,742 SH SOLE 0 0 33,742
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308 657,618 8,093 SH SOLE 0 0 8,093
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 991,963 6,768 SH SOLE 0 0 6,768
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 1,454,593 13,497 SH SOLE 0 0 13,497
SEMPRA COM 816851109 2,047,865 20,799 SH SOLE 0 0 20,799
SIERRA BANCORP COM 82620P102 426,395 12,320 SH SOLE 0 0 12,320
SOUTHERN CO COM 842587107 446,824 4,615 SH SOLE 0 0 4,615
SPDR GOLD TR GOLD SHS 78463V107 776,826 1,799 SH SOLE 0 0 1,799
SPDR SERIES TRUST STATE STREET SPD 78464A763 771,163 5,295 SH SOLE 0 0 5,295
SPDR SERIES TRUST STATE STREET SPD 78464A854 14,708,147 189,562 SH SOLE 0 0 189,562
SPDR SERIES TRUST STATE STREET SPD 78468R101 4,275,154 146,963 SH SOLE 0 0 146,963
SPDR SERIES TRUST STATE STREET SPD 78464A508 2,026,949 35,698 SH SOLE 0 0 35,698
SPDR SERIES TRUST STATE STREET SPD 78464A409 2,200,482 21,970 SH SOLE 0 0 21,970
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 1,092,662 30,710 SH SOLE 0 0 30,710
STARBUCKS CORP COM 855244109 626,166 6,577 SH SOLE 0 0 6,577
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 14,449,189 31,015 SH SOLE 0 0 31,015
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 32,252,158 48,925 SH SOLE 0 0 48,925
SYSCO CORP COM 871829107 377,142 5,149 SH SOLE 0 0 5,149
TARGET CORP COM 87612E106 288,616 2,415 SH SOLE 0 0 2,415
TESLA INC COM 88160R101 307,825 888 SH SOLE 0 0 888
TRAVELERS COMPANIES INC COM 89417E109 341,963 1,159 SH SOLE 0 0 1,159
UNITED PARCEL SVCS INC CL B 911312106 294,013 3,013 SH SOLE 0 0 3,013
US BANCORP COM NEW 902973304 251,477 4,683 SH SOLE 0 0 4,683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 298,367 4,055 SH SOLE 0 0 4,055
VANGUARD INDEX FDS VALUE ETF 922908744 492,567 2,493 SH SOLE 0 0 2,493
VANGUARD INDEX FDS MID CAP ETF 922908629 324,545 1,115 SH SOLE 0 0 1,115
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 216,633 2,394 SH SOLE 0 0 2,394
VANGUARD INDEX FDS GROWTH ETF 922908736 1,060,991 2,385 SH SOLE 0 0 2,385
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22,952,216 37,872 SH SOLE 0 0 37,872
VANGUARD INDEX FDS TOTAL STK MKT 922908769 492,158 1,512 SH SOLE 0 0 1,512
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 360,882 1,725 SH SOLE 0 0 1,725
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,139,364 9,873 SH SOLE 0 0 9,873
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 321,633 4,941 SH SOLE 0 0 4,941
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 211,053 774 SH SOLE 0 0 774
VANGUARD WORLD FD INF TECH ETF 92204A702 403,508 562 SH SOLE 0 0 562
VANGUARD WORLD FD UTILITIES ETF 92204A876 289,558 1,448 SH SOLE 0 0 1,448
VANGUARD WORLD FD ENERGY ETF 92204A306 221,858 1,301 SH SOLE 0 0 1,301
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,064,142 4,440 SH SOLE 0 0 4,440
VERIZON COMMUNICATIONS INC COM 92343V104 475,273 9,775 SH SOLE 0 0 9,775
VISA INC COM CL A 92826C839 290,518 960 SH SOLE 0 0 960
WALMART INC COM 931142103 869,218 7,096 SH SOLE 0 0 7,096
WELLS FARGO & CO COM 949746101 262,039 3,205 SH SOLE 0 0 3,205
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 1,259,745 25,010 SH SOLE 0 0 25,010
WORLD GOLD TR SPDR GLD MINIS 98149E303 675,284 7,258 SH SOLE 0 0 7,258
WP CAREY INC COM 92936U109 444,314 6,265 SH SOLE 0 0 6,265