The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 371,717 2,967 SH SOLE 0 0 2,967
ABBVIE INC COM 00287Y109 377,529 1,652 SH SOLE 0 0 1,652
ALPHABET INC CAP STK CL C 02079K107 1,600,198 5,100 SH SOLE 0 0 5,100
AMAZON COM INC COM 023135106 969,906 4,202 SH SOLE 0 0 4,202
APPLE INC COM 037833100 2,082,302 7,660 SH SOLE 0 0 7,660
ASML HOLDING N V N Y REGISTRY SHS N07059210 376,590 352 SH SOLE 0 0 352
ASTRAZENECA PLC SPONSORED ADR 046353108 373,497 4,063 SH SOLE 0 0 4,063
AT&T INC COM 00206R102 475,253 19,134 SH SOLE 0 0 19,134
BANK AMERICA CORP COM 060505104 322,854 5,870 SH SOLE 0 0 5,870
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2,879,960 47,360 SH SOLE 0 0 47,360
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780 1,136,732 34,136 SH SOLE 0 0 34,136
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 1,019,678 26,444 SH SOLE 0 0 26,444
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 957,666 18,149 SH SOLE 0 0 18,149
BROADCOM INC COM 11135F101 1,166,359 3,370 SH SOLE 0 0 3,370
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 213,123 6,990 SH SOLE 0 0 6,990
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 1,955,017 48,596 SH SOLE 0 0 48,596
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 1,080,575 30,319 SH SOLE 0 0 30,319
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 2,056,446 47,123 SH SOLE 0 0 47,123
CAPITAL GROUP EQUITY ETF TR US SMALL AND MID 14022A102 654,033 22,678 SH SOLE 0 0 22,678
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104 969,890 27,991 SH SOLE 0 0 27,991
CAPITAL GROUP GLOBAL EQUITY SHS 14020R107 1,788,610 56,548 SH SOLE 0 0 56,548
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 351,681 11,014 SH SOLE 0 0 11,014
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 2,543,358 92,891 SH SOLE 0 0 92,891
CAPITAL GRP FIXED INCM ETF T SHORT DURATION M 14020Y607 731,120 27,757 SH SOLE 0 0 27,757
CAPITAL GRP FIXED INCM ETF T MUNICIPAL HIGH I 14020Y805 2,517,018 98,784 SH SOLE 0 0 98,784
CARVANA CO CL A 146869102 348,167 825 SH SOLE 0 0 825
CHEVRON CORP NEW COM 166764100 444,623 2,917 SH SOLE 0 0 2,917
CHUBB LIMITED COM H1467J104 285,025 913 SH SOLE 0 0 913
CISCO SYS INC COM 17275R102 314,008 4,076 SH SOLE 0 0 4,076
CONSTELLATION ENERGY CORP COM 21037T109 203,132 575 SH SOLE 0 0 575
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 763,901 16,396 SH SOLE 0 0 16,396
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 2,057,967 51,982 SH SOLE 0 0 51,982
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 4,492,330 60,568 SH SOLE 0 0 60,568
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 285,856 4,103 SH SOLE 0 0 4,103
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 585,842 17,899 SH SOLE 0 0 17,899
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,268,557 25,422 SH SOLE 0 0 25,422
ELI LILLY & CO COM 532457108 271,082 252 SH SOLE 0 0 252
EMERSON ELEC CO COM 291011104 256,205 1,930 SH SOLE 0 0 1,930
EVERGY INC COM 30034W106 855,335 11,800 SH SOLE 0 0 11,800
EXXON MOBIL CORP COM 30231G102 301,979 2,509 SH SOLE 0 0 2,509
FIRST TR EXCHANGE-TRADED FD US EQTY OPPT ETF 336920103 245,982 1,504 SH SOLE 0 0 1,504
GE AEROSPACE COM NEW 369604301 776,365 2,520 SH SOLE 0 0 2,520
GE VERNOVA INC COM 36828A101 398,681 610 SH SOLE 0 0 610
HONEYWELL INTL INC COM 438516106 345,929 1,773 SH SOLE 0 0 1,773
ISHARES GOLD TR ISHARES NEW 464285204 822,577 10,134 SH SOLE 0 0 10,134
ISHARES INC CORE MSCI EMKT 46434G103 2,662,521 39,609 SH SOLE 0 0 39,609
ISHARES TR US AER DEF ETF 464288760 468,240 2,181 SH SOLE 0 0 2,181
ISHARES TR JPMORGAN USD EMG 464288281 266,118 2,764 SH SOLE 0 0 2,764
ISHARES TR EAFE VALUE ETF 464288877 1,760,543 24,654 SH SOLE 0 0 24,654
ISHARES TR CORE S&P SCP ETF 464287804 312,110 2,597 SH SOLE 0 0 2,597
ISHARES TR CORE INTL AGGR 46435G672 799,460 15,986 SH SOLE 0 0 15,986
ISHARES TR MBS ETF 464288588 1,298,556 13,638 SH SOLE 0 0 13,638
ISHARES TR S&P 500 VAL ETF 464287408 3,979,284 18,764 SH SOLE 0 0 18,764
ISHARES TR TIPS BD ETF 464287176 219,491 1,997 SH SOLE 0 0 1,997
ISHARES TR CORE S&P500 ETF 464287200 2,694,511 3,935 SH SOLE 0 0 3,935
ISHARES TR CORE MSCI EAFE 46432F842 1,363,104 15,237 SH SOLE 0 0 15,237
ISHARES TR 10-20 YR TRS ETF 464288653 1,465,624 14,416 SH SOLE 0 0 14,416
ISHARES TR MSCI USA MMENTM 46432F396 1,096,104 4,379 SH SOLE 0 0 4,379
ISHARES TR S&P 500 GRWT ETF 464287309 4,304,610 34,924 SH SOLE 0 0 34,924
ISHARES TR MSCI USA QLT FCT 46432F339 1,333,936 6,716 SH SOLE 0 0 6,716
ISHARES TR CORE US AGGBD ET 464287226 1,968,333 19,707 SH SOLE 0 0 19,707
ISHARES TR S&P 100 ETF 464287101 2,074,278 6,047 SH SOLE 0 0 6,047
ISHARES TR CORE UNIVRSL USD 46434V613 4,048,693 86,995 SH SOLE 0 0 86,995
ISHARES TR RUS 1000 ETF 464287622 2,820,219 7,552 SH SOLE 0 0 7,552
JOHNSON & JOHNSON COM 478160104 378,144 1,828 SH SOLE 0 0 1,828
JPMORGAN CHASE & CO. COM 46625H100 942,693 2,926 SH SOLE 0 0 2,926
KLA CORP COM NEW 482480100 201,701 166 SH SOLE 0 0 166
LOCKHEED MARTIN CORP COM 539830109 230,316 476 SH SOLE 0 0 476
M & T BK CORP COM 55261F104 219,263 1,088 SH SOLE 0 0 1,088
MASTERCARD INCORPORATED CL A 57636Q104 429,873 753 SH SOLE 0 0 753
MCDONALDS CORP COM 580135101 212,869 696 SH SOLE 0 0 696
MERCK & CO INC COM 58933Y105 225,711 2,144 SH SOLE 0 0 2,144
META PLATFORMS INC CL A 30303M102 681,943 1,033 SH SOLE 0 0 1,033
MICROSOFT CORP COM 594918104 2,223,293 4,597 SH SOLE 0 0 4,597
NIKE INC CL B 654106103 281,089 4,412 SH SOLE 0 0 4,412
NORFOLK SOUTHN CORP COM 655844108 262,213 908 SH SOLE 0 0 908
NORTHROP GRUMMAN CORP COM 666807102 254,886 447 SH SOLE 0 0 447
NUCOR CORP COM 670346105 301,162 1,846 SH SOLE 0 0 1,846
NVIDIA CORPORATION COM 67066G104 1,884,832 10,106 SH SOLE 0 0 10,106
PHILIP MORRIS INTL INC COM 718172109 324,611 2,024 SH SOLE 0 0 2,024
PPL CORP COM 69351T106 221,946 6,338 SH SOLE 0 0 6,338
QUALCOMM INC COM 747525103 247,797 1,449 SH SOLE 0 0 1,449
ROYAL CARIBBEAN GROUP COM V7780T103 220,623 791 SH SOLE 0 0 791
SCHWAB CHARLES CORP COM 808513105 246,477 2,467 SH SOLE 0 0 2,467
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,040,751 45,330 SH SOLE 0 0 45,330
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 16,278,266 366,546 SH SOLE 0 0 366,546
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,857,296 69,929 SH SOLE 0 0 69,929
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 8,181,778 174,788 SH SOLE 0 0 174,788
SPDR SERIES TRUST STATE STREET SPD 78464A854 30,964,192 385,991 SH SOLE 0 0 385,991
SPDR SERIES TRUST STATE STRET SPDR 78468R861 1,065,420 55,840 SH SOLE 0 0 55,840
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 1,161,877 54,370 SH SOLE 0 0 54,370
SPDR SERIES TRUST STATE STREET SPD 78468R606 855,442 36,141 SH SOLE 0 0 36,141
SPDR SERIES TRUST STATE STREET SPD 78464A649 15,501,131 601,986 SH SOLE 0 0 601,986
SPDR SERIES TRUST STATE STREET SPD 78464A664 4,155,927 157,005 SH SOLE 0 0 157,005
SPDR SERIES TRUST STATE STREET SPD 78464A847 3,059,441 52,831 SH SOLE 0 0 52,831
SPDR SERIES TRUST BLOOMBERG ENHNCD 78468R440 1,924,766 67,417 SH SOLE 0 0 67,417
SPDR SERIES TRUST STATE STREET SPD 78468R853 3,055,171 65,198 SH SOLE 0 0 65,198
SPDR SERIES TRUST STATE STREET SPD 78468R721 3,785,846 82,823 SH SOLE 0 0 82,823
SPDR SERIES TRUST STATE STREET SPD 78468R515 2,274,628 89,342 SH SOLE 0 0 89,342
SSGA ACTIVE ETF TR STATE STREET BLA 78467V608 1,921,281 46,555 SH SOLE 0 0 46,555
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 505,064 1,662 SH SOLE 0 0 1,662
TE CONNECTIVITY PLC ORD SHS G87052109 228,462 1,004 SH SOLE 0 0 1,004
TESLA INC COM 88160R101 263,536 586 SH SOLE 0 0 586
TOTALENERGIES SE ACT F92124100 204,635 3,128 SH SOLE 0 0 3,128
TRANSDIGM GROUP INC COM 893641100 266,656 201 SH SOLE 0 0 201
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,407,453 49,013 SH SOLE 0 0 49,013
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,581,045 45,981 SH SOLE 0 0 45,981
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,851,715 25,001 SH SOLE 0 0 25,001
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,267,166 92,212 SH SOLE 0 0 92,212
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 8,166,868 169,016 SH SOLE 0 0 169,016
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,917,937 5,720 SH SOLE 0 0 5,720
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 32,725,710 52,182 SH SOLE 0 0 52,182
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,483,051 21,437 SH SOLE 0 0 21,437
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,674,864 78,056 SH SOLE 0 0 78,056
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 460,712 5,501 SH SOLE 0 0 5,501
VANGUARD STAR FDS VG TL INTL STK F 921909768 26,664,268 353,449 SH SOLE 0 0 353,449
VISA INC COM CL A 92826C839 605,744 1,727 SH SOLE 0 0 1,727
VULCAN MATLS CO COM 929160109 354,937 1,244 SH SOLE 0 0 1,244
WALMART INC COM 931142103 799,558 7,178 SH SOLE 0 0 7,178
WASTE MGMT INC DEL COM 94106L109 203,498 926 SH SOLE 0 0 926