The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,930,604 37,043 SH SOLE 0 0 37,043
ABBOTT LABS COM 002824100 5,193,714 41,454 SH SOLE 0 0 41,454
ABBVIE INC COM 00287Y109 6,591,761 28,849 SH SOLE 0 0 28,849
ADOBE INC COM 00724F101 3,434,802 9,814 SH SOLE 0 0 9,814
ADVANCED MICRO DEVICES INC COM 007903107 3,792,774 17,710 SH SOLE 0 0 17,710
AIR PRODS & CHEMS INC COM 009158106 2,996,941 12,132 SH SOLE 0 0 12,132
ALBEMARLE CORP COM 012653101 3,117,479 22,041 SH SOLE 0 0 22,041
ALPHABET INC CAP STK CL A 02079K305 4,956,447 15,835 SH SOLE 0 0 15,835
ALPHABET INC CAP STK CL C 02079K107 4,231,681 13,485 SH SOLE 0 0 13,485
AMAZON COM INC COM 023135106 5,072,039 21,974 SH SOLE 0 0 21,974
AMGEN INC COM 031162100 5,792,689 17,698 SH SOLE 0 0 17,698
AMPHENOL CORP NEW CL A 032095101 4,173,799 30,885 SH SOLE 0 0 30,885
ANALOG DEVICES INC COM 032654105 4,355,822 16,061 SH SOLE 0 0 16,061
APPLE INC COM 037833100 7,216,771 26,546 SH SOLE 0 0 26,546
APPLOVIN CORP COM CL A 03831W108 1,343,597 1,994 SH SOLE 0 0 1,994
AST SPACEMOBILE INC COM CL A 00217D100 1,250,108 17,212 SH SOLE 0 0 17,212
ASTERA LABS INC COM 04626A103 1,084,834 6,521 SH SOLE 0 0 6,521
ASTRAZENECA PLC SPONSORED ADR 046353108 6,368,999 69,281 SH SOLE 0 0 69,281
AUTOMATIC DATA PROCESSING IN COM 053015103 4,742,232 18,436 SH SOLE 0 0 18,436
BANK NEW YORK MELLON CORP COM 064058100 5,491,499 47,304 SH SOLE 0 0 47,304
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,446,213 10,835 SH SOLE 0 0 10,835
BLUEROCK PVT REAL ESTATE FD COM 09631P102 3,848,985 256,599 SH SOLE 0 0 256,599
BROADCOM INC COM 11135F101 10,404,638 30,063 SH SOLE 0 0 30,063
CATERPILLAR INC COM 149123101 3,800,992 6,635 SH SOLE 0 0 6,635
CHEVRON CORP NEW COM 166764100 5,240,246 34,383 SH SOLE 0 0 34,383
CIENA CORP COM NEW 171779309 1,554,300 6,646 SH SOLE 0 0 6,646
CION INVT CORP COM 17259U204 2,210,909 228,636 SH SOLE 0 0 228,636
CITIGROUP INC COM NEW 172967424 6,857,619 58,768 SH SOLE 0 0 58,768
COHERENT CORP COM 19247G107 1,225,360 6,639 SH SOLE 0 0 6,639
CONOCOPHILLIPS COM 20825C104 4,986,979 53,274 SH SOLE 0 0 53,274
CORNING INC COM 219350105 4,115,145 46,998 SH SOLE 0 0 46,998
CURTISS WRIGHT CORP COM 231561101 220,508 400 SH SOLE 0 0 400
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,484,534 93,075 SH SOLE 0 0 93,075
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 847,965 19,924 SH SOLE 0 0 19,924
ECHOSTAR CORP CL A 278768106 325,339 2,993 SH SOLE 0 0 2,993
EDISON INTL COM 281020107 5,523,173 92,022 SH SOLE 0 0 92,022
ELANCO ANIMAL HEALTH INC COM 28414H103 315,372 13,936 SH SOLE 0 0 13,936
ELEVANCE HEALTH INC FORMERLY COM 036752103 4,343,806 12,391 SH SOLE 0 0 12,391
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 526,317 12,812 SH SOLE 0 0 12,812
EXACT SCIENCES CORP COM 30063P105 1,064,247 10,479 SH SOLE 0 0 10,479
EXXON MOBIL CORP COM 30231G102 5,892,238 48,963 SH SOLE 0 0 48,963
FIRST SOLAR INC COM 336433107 3,822,056 14,631 SH SOLE 0 0 14,631
FRANCO NEV CORP COM 351858105 236,921 1,143 SH SOLE 0 0 1,143
GENERAL DYNAMICS CORP COM 369550108 3,322,028 9,868 SH SOLE 0 0 9,868
GENUINE PARTS CO COM 372460105 4,915,279 39,975 SH SOLE 0 0 39,975
INSMED INC COM PAR $.01 457669307 913,362 5,248 SH SOLE 0 0 5,248
INTEL CORP COM 458140100 4,235,493 114,783 SH SOLE 0 0 114,783
INTERNATIONAL BUSINESS MACHS COM 459200101 276,269 933 SH SOLE 0 0 933
INTERNATIONAL PAPER CO COM 460146103 4,869,939 123,634 SH SOLE 0 0 123,634
INTUIT COM 461202103 3,011,448 4,546 SH SOLE 0 0 4,546
INVESCO QQQ TR UNIT SER 1 46090E103 29,872,702 48,628 SH SOLE 0 0 48,628
IQVIA HLDGS INC COM 46266C105 4,789,286 21,247 SH SOLE 0 0 21,247
ISHARES GOLD TR ISHARES NEW 464285204 389,697 4,801 SH SOLE 0 0 4,801
ISHARES TR 7-10 YR TRSY BD 464287440 263,286 2,738 SH SOLE 0 0 2,738
ISHARES TR U.S. BAS MTL ETF 464287838 215,852 1,402 SH SOLE 0 0 1,402
ISHARES TR US HLTHCARE ETF 464287762 56,063,404 861,189 SH SOLE 0 0 861,189
ISHARES TR U.S. TECH ETF 464287721 56,697,339 283,941 SH SOLE 0 0 283,941
ISHARES TR IBOXX INV CP ETF 464287242 8,594,710 77,999 SH SOLE 0 0 77,999
ISHARES TR US TELECOM ETF 464287713 59,276,828 1,748,579 SH SOLE 0 0 1,748,579
ISHARES TR IBOXX HI YD ETF 464288513 8,785,364 108,959 SH SOLE 0 0 108,959
ISHARES TR S&P 500 GRWT ETF 464287309 28,878,148 234,286 SH SOLE 0 0 234,286
ISHARES TR RUS MID CAP ETF 464287499 277,065 2,878 SH SOLE 0 0 2,878
ISHARES TR MSCI EMG MKT ETF 464287234 26,614,117 486,458 SH SOLE 0 0 486,458
ISHARES TR RUSSELL 2000 ETF 464287655 2,505,909 10,180 SH SOLE 0 0 10,180
ISHARES TR U.S. UTILITS ETF 464287697 55,445,862 511,682 SH SOLE 0 0 511,682
ISHARES TR ISHS 1-5YR INVS 464288646 5,697,870 107,751 SH SOLE 0 0 107,751
ISHARES TR MSCI EAFE ETF 464287465 26,204,570 272,879 SH SOLE 0 0 272,879
ISHARES TR CORE S&P500 ETF 464287200 225,345 329 SH SOLE 0 0 329
JPMORGAN CHASE & CO. COM 46625H100 6,890,901 21,386 SH SOLE 0 0 21,386
KIMBERLY-CLARK CORP COM 494368103 4,419,889 43,809 SH SOLE 0 0 43,809
KLA CORP COM NEW 482480100 3,861,524 3,178 SH SOLE 0 0 3,178
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 240,711 3,171 SH SOLE 0 0 3,171
LAM RESEARCH CORP COM NEW 512807306 4,843,880 28,297 SH SOLE 0 0 28,297
LUMENTUM HLDGS INC COM 55024U109 1,580,145 4,287 SH SOLE 0 0 4,287
MASTERCARD INCORPORATED CL A 57636Q104 3,321,336 5,818 SH SOLE 0 0 5,818
MCDONALDS CORP COM 580135101 5,207,790 17,040 SH SOLE 0 0 17,040
MERCK & CO INC COM 58933Y105 6,344,378 60,273 SH SOLE 0 0 60,273
META PLATFORMS INC CL A 30303M102 209,919 318 SH SOLE 0 0 318
METLIFE INC COM 59156R108 5,223,590 66,172 SH SOLE 0 0 66,172
MICRON TECHNOLOGY INC COM 595112103 4,836,558 16,946 SH SOLE 0 0 16,946
MICROSOFT CORP COM 594918104 10,511,939 21,736 SH SOLE 0 0 21,736
MONGODB INC CL A 60937P106 1,269,143 3,024 SH SOLE 0 0 3,024
MONOLITHIC PWR SYS INC COM 609839105 3,609,126 3,982 SH SOLE 0 0 3,982
MP MATERIALS CORP COM CL A 553368101 1,180,602 23,369 SH SOLE 0 0 23,369
NEWMONT CORP COM 651639106 4,562,580 45,694 SH SOLE 0 0 45,694
NVIDIA CORPORATION COM 67066G104 691,170 3,706 SH SOLE 0 0 3,706
OMNICOM GROUP INC COM 681919106 5,320,406 65,887 SH SOLE 0 0 65,887
PALANTIR TECHNOLOGIES INC CL A 69608A108 4,264,223 23,990 SH SOLE 0 0 23,990
PEPSICO INC COM 713448108 280,151 1,952 SH SOLE 0 0 1,952
PHILIP MORRIS INTL INC COM 718172109 212,049 1,322 SH SOLE 0 0 1,322
PHILLIPS 66 COM 718546104 5,521,726 42,791 SH SOLE 0 0 42,791
PROCTER AND GAMBLE CO COM 742718109 4,739,264 33,070 SH SOLE 0 0 33,070
PROSHARES TR PSHS ULT S&P 500 74347R107 43,389,783 749,133 SH SOLE 0 0 749,133
QUALCOMM INC COM 747525103 8,622,481 50,409 SH SOLE 0 0 50,409
ROBINHOOD MKTS INC COM CL A 770700102 1,004,780 8,884 SH SOLE 0 0 8,884
ROIVANT SCIENCES LTD SHS G76279101 320,618 14,775 SH SOLE 0 0 14,775
ROYAL GOLD INC COM 780287108 383,673 1,726 SH SOLE 0 0 1,726
RTX CORPORATION COM 75513E101 11,176,290 60,939 SH SOLE 0 0 60,939
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 5,274,801 161,063 SH SOLE 0 0 161,063
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,267,528 277,069 SH SOLE 0 0 277,069
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 308,716 9,464 SH SOLE 0 0 9,464
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 30,644,954 1,274,748 SH SOLE 0 0 1,274,748
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,723,705 245,122 SH SOLE 0 0 245,122
SCHWAB STRATEGIC TR US TIPS ETF 808524870 909,806 34,345 SH SOLE 0 0 34,345
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 37,844,537 1,406,337 SH SOLE 0 0 1,406,337
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,751,371 112,900 SH SOLE 0 0 112,900
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 636,471 21,166 SH SOLE 0 0 21,166
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 3,029,290 11,000 SH SOLE 0 0 11,000
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 219,122 1,522 SH SOLE 0 0 1,522
SELECT SECTOR SPDR TR STATE STREET REA 81369Y860 4,253,841 105,424 SH SOLE 0 0 105,424
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 25,519,309 570,774 SH SOLE 0 0 570,774
SOFI TECHNOLOGIES INC COM 83406F102 1,201,662 45,900 SH SOLE 0 0 45,900
SPDR GOLD TR GOLD SHS 78463V107 75,833,522 191,349 SH SOLE 0 0 191,349
SPDR S&P 500 ETF TR TR UNIT 78462F103 47,869,131 70,198 SH SOLE 0 0 70,198
SPDR SERIES TRUST STATE STREET SPD 78464A847 6,186,120 106,823 SH SOLE 0 0 106,823
SPDR SERIES TRUST STATE STREET SPD 78468R663 2,372,590 25,964 SH SOLE 0 0 25,964
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 5,872,978 19,326 SH SOLE 0 0 19,326
TE CONNECTIVITY PLC ORD SHS G87052109 2,861,166 12,576 SH SOLE 0 0 12,576
TERADYNE INC COM 880770102 4,165,218 21,519 SH SOLE 0 0 21,519
TESLA INC COM 88160R101 1,022,663 2,274 SH SOLE 0 0 2,274
TEXAS INSTRS INC COM 882508104 4,989,519 28,760 SH SOLE 0 0 28,760
TRANE TECHNOLOGIES PLC SHS G8994E103 227,293 584 SH SOLE 0 0 584
UNILEVER PLC SPON ADR NEW 904767803 5,112,710 78,176 SH SOLE 0 0 78,176
UNITED PARCEL SERVICE INC CL B 911312106 5,356,303 54,000 SH SOLE 0 0 54,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 28,789,898 388,685 SH SOLE 0 0 388,685
VANGUARD BD INDEX FDS INTERMED TERM 921937819 38,058,751 488,685 SH SOLE 0 0 488,685
VANGUARD INDEX FDS TOTAL STK MKT 922908769 587,335 1,752 SH SOLE 0 0 1,752
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 433,347 691 SH SOLE 0 0 691
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 361,633 4,318 SH SOLE 0 0 4,318
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 797,582 3,629 SH SOLE 0 0 3,629
VEEVA SYS INC CL A COM 922475108 3,150,445 14,113 SH SOLE 0 0 14,113
VERTIV HOLDINGS CO COM CL A 92537N108 956,669 5,905 SH SOLE 0 0 5,905
WALMART INC COM 931142103 6,494,800 58,296 SH SOLE 0 0 58,296
WARNER BROS DISCOVERY INC COM SER A 934423104 5,445,625 188,953 SH SOLE 0 0 188,953
WASTE MGMT INC DEL COM 94106L109 5,420,717 24,672 SH SOLE 0 0 24,672
WESTERN DIGITAL CORP COM 958102105 4,613,907 26,783 SH SOLE 0 0 26,783
WORKDAY INC CL A 98138H101 2,528,175 11,771 SH SOLE 0 0 11,771
ZIONS BANCORPORATION N A COM 989701107 234,393 4,004 SH SOLE 0 0 4,004