Exhibit 99.3

 

Exception Grades

Run Date - 4/7/2026 5:00:46 AM

 

SitusAMC Loan ID Customer Loan ID Seller Loan ID Investor Loan Number Loan Exception ID Exception ID Exception Date Exception Type Exception Category Exception Subcategory 15E Category Exception Exception Detail Exception Information Compensating Factors Compensating Factor Information Applying Party Follow-up Comments Cleared Date Cured Date Waived Date Exception Level Grade DBRS Initial Exception Rating DBRS Final Exception Rating Fitch Initial Exception Rating Fitch Final Exception Rating Kroll Initial Exception Rating Kroll Final Exception Rating Moody's Initial Exception Rating Moody's Final Exception Rating S&P Initial Exception Rating S&P Final Exception Rating Note Date Property State Occupancy Purpose Exception Remediation Overall
Initial Loan Grade		 Overall
Final Loan Grade		 Credit
Initial Loan Grade		 Credit
Final Loan Grade		 Compliance
Initial Loan Grade		 Compliance
Final Loan Grade		 Property
Initial Loan Grade		 Property
Final Loan Grade		 Originator QM ATR Status TPR QM ATR Status Is Curable
[redacted] RCKT2026CES47541     35125818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redaccted]                 12/05/2025 2 N/A N/A A A N/A N/A           NY Primary Refinance - Cash-out - Other   B A A A B A A A Non QM Non QM No
[redacted] RCKT2026CES47541     35125861     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 12/16/2025 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B A A A B A A A Non QM Non QM No
[redacted] RCKT2026CES47541     35125945     Compliance Compliance State Compliance State HPML (State HPML Provision) [redacted] Subprime Loan (Escrow Not Established) [Redaction] Subprime Loan: Mandatory escrow account not established for the collection of property taxes and insurance. (Note: Does not apply to a subordinate lien when the taxes and insurance are escrowed through another home loan.  It also does not apply if the borrower can demonstrate a record of [Redaction] months of timely payments of taxes and insurance on a previous home loan.)         Reviewer Comment (2026-02-12): Loan cured through refund and removed from [redacted] Subprime status.
 02/12/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other   B A A A B A A A Non QM Non QM No
[redacted] RCKT2026CES44612     35125946     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Non-Compliant [redacted] Subprime Loan: APR on subject loan of [Redaction]% or Final Disclosure APR of [Redaction]% is in excess of allowable threshold of Prime Mortgage Market Rate [Redaction] + [Redaction]%, or [Redaction]%.  Non-Compliant SubPrime Loan.         Reviewer Comment (2026-02-13): Loan is no longer considered [redacted] Subprime or Non-Compliant [redacted] Subprime.


Reviewer Comment (2026-02-12): Cure documentation received.
 02/13/2026     1 B A B A B A B A B A   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B A A A B A A A Non QM Non QM Yes
[redacted] RCKT2026CES44612     35818987     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44612     35818988     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43883     35818989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43883     35819129     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48227     35819130     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48227     35820021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48227     35820023     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45870     35820024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45870     35820108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45870     35820121     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46914     35820122     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46914     35819165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46914     35819166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45644     35819167     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45644     35819247     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   DE Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45644     35819248     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   DE Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45244     35819251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   DE Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45244     35819028     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45244     35819029     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45018     35819113     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45018     35821378     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES45018     35845527     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-12): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-10): Please see attached re-opening rescission.
   03/12/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES49372     35929014     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES49372     35819228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41526     35819229     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41526     35819185     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41526     35819186     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44476     35819187     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44476     35819026     Compliance Compliance State Compliance Compliance [redacted] has been discontinued effective [redacted].  Most [redacted] available index value used for bona fide discount point testing.           Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44476     35820007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44529     35820008     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44529     35818998     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44529     35818999     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44267     35819000     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44267     35819789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44267     35819791     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41184     35819792     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41184     35819415     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45553     35819421     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45553     35819892     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45553     35819893     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47199     35974802     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/05/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES47199     35819219     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47199     35819220     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44043     35929687     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the borrower's most recent W2. Please provide the [redacted] W2 or equivalent document.       Reviewer Comment (2026-03-06): Upon further review, it is determined that the [redacted] W2 is not required, exception cleared.


Buyer Comment (2026-03-04): The application date for this loan is in [redacted]. The [redacted] W2 would not have been available and loan was qualified with [redacted] income. [redacted] W2 is in file and there is no minimum employment history requirement for this product.
 03/06/2026     1 C A C A C A C A C A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44043     35820496     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42860     35820511     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42860     35819973     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42860     35819976     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46564     35819978     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46564     35819333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41061     35819334     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41061     35819347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47701     35819348     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47701     35819869     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47996     35819870     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47996     35819276     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47996     35819277     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49912     35819279     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49912     35819435     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, no change to grading.


Reviewer Comment (2026-04-02): Re-opening exception to correct comment to waive.


Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     04/02/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49912     35819439     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49912     35819440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49777     35819488     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/03/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49777     35820017     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49777     35820019     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47936     35820032     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-03): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/03/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47936     35820902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47936     35820903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47936     35820904     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47936     35820906     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES47377     35848213     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA dues were not documented or included in qualifying and the AVM reflects the HOA indicator as Yes.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see attached, property report confirming no HOA dues on this property. The AVM will mark the HOA field[redacted] in situations where there is a non-mandatory HOA.
 03/06/2026     1 C A C A C A C A C A   MN Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47377     35819887     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42783     35819888     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42783     35820283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49287     35820284     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49287     35819955     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49287     35819956     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42027     35819961     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42027     35820055     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42440     35820063     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42440     35819678     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42440     35819680     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46471     35819681     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46471     35819398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48446     35819399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48446     35820036     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44461     35820049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44461     35820004     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44461     35820014     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48601     35859777     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the borrower's [redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review.       Reviewer Comment (2026-03-05): Screenshot of client's LOS confirms [redacted] was received on [redacted] within [redacted] days of note date.  Exception cleared.


Buyer Comment (2026-03-04): Please see the attached screenshots from our document system. The [redacted] the third-party [redacted] verification was uploaded on [redacted] (you may need to adjust the zoom). The [redacted] was taken from the [redacted] verification itself and reflects the same date/time stamp, confirming it's the same file and the business is active. The verification would not have been completed prior to the application on [redacted] and should be sufficient to confirm it was completed within [redacted] prior to closing on [redacted].


Buyer Comment (2026-03-04): Please see the attached screenshots from our document system. The first shows the third-party SE verification was uploaded on [redacted] (you may need to adjust the zoom). The second screen shot was taken from the [redacted] verification itself and reflects the same date/time stamp, confirming it's the same file and the business is [redacted] . The verification would not have been completed prior to the application on[redacted] and should be sufficient to confirm it was completed within [redacted] days prior to closing on [redacted]
 03/05/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48601     35820072     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49120     35820075     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49120     35819565     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49120     35819567     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49537     35819568     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 A A A A N/A N/A     B B   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49537     35820989     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49537     35820991     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41875     35820993     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41875     35819458     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44514     35819460     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44514     35819682     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44514     35819686     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43075     35819716     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by [redacted] borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-06): seller accepts; no change to grading.
     03/06/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43075     35819602     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43075     35819603     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46399     35819604     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46399     35819834     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46399     35819835     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47391     35819836     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47391     35819122     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM does not support the value used to qualify. Appraisal was provided. Sec ID: [redacted]           Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 C C A A N/A N/A     C C   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47391     35819126     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47155     35938950     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47155     35820696     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41036     35820698     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41036     35819108     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41036     35819109     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42711     35819114     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42711     35819758     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41772     35819759     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41772     35821532     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41772     35821535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41772     35821543     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41772     35821694     Compliance Compliance Federal Compliance ATR/QM Defect QM Points and Fees 2021 Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan of [redacted] is in excess of the allowable maximum of  [redacted]of the Federal Total Loan Amount. Points and Fees total [redacted] on a Federal Total Loan Amount of [redacted] vs. an allowable total of [redacted]or [redacted]. Points and fees testing has been performed based on client's established methodology, and the reduction in rate does not meet the deal setting standard of[redacted] per point paid. If additional rate adjusters were considered in the pricing which are not reflected on the QM Findings, please provide the true undiscounted rate and undiscounted rate price for review.       Reviewer Comment (2026-03-09): Client provided documentation of rate adjustor, exception cleared.


Buyer Comment (2026-03-06): Please see the attached confirmation of rate adjustors.
 03/09/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49386     35821705     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [redacted] QM does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-09): Client provided documentation of rate adjustor, exception cleared.


Buyer Comment (2026-03-06): Please see the attached confirmation of rate adjustors.
 03/09/2026     1 B A C A B A C A B A   WA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49386     35819449     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46975     35819450     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46975     35819750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47099     35951148     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47099     35819643     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47099     35819644     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45361     35819645     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45361     35819469     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45361     35819472     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41414     35819473     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   VT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41414     35820106     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46088     35820107     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46088     35819925     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43809     35819929     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43809     35819980     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43809     35819984     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48989     35819985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48989     35819358     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46487     35819360     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46487     35820429     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46487     35820431     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45993     35820432     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45993     35820079     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48747     35820080     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48747     35819099     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42872     35819101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42872     35819359     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42872     35819361     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42010     35973048     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the [redacted] paystub from the prior employer ([redacted]) to complete a full [redacted] history. Diligence has a [redacted] paystub from this employer, and a [redacted] W2 from the employer prior to that, but there is a gap from [redacted] due to the start date of the current position. If the documentation provided meets the lender's guidelines, please provide confirmation of the same.       Reviewer Comment (2026-03-10): Received last paystub from [redacted] employer. Exception cleared.


Reviewer Comment (2026-03-09): Client provided paystubs dated from[redacted]to [redacted] from prior employer. The file is still missing [redacted] and [redacted] paystubs to complete full year. Exception remains pending additional information.


Buyer Comment (2026-03-06): Please see attached, last paystub earned from the [redacted] employer.
 03/10/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42010     35819778     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42010     35819779     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41734     35819780     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41734     35821144     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41734     35821227     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41096     35821230     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41096     35820154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41096     35820156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41743     35820158     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41743     35819964     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41743     35819966     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, secondary valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46192     35819967     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46192     35820267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46192     35820272     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42843     35820301     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-03): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/03/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42843     35821487     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46001     35821489     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46001     35819861     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46001     35819863     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46001     35819867     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48845     35819913     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges. No change to grading.
     03/06/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48845     35820338     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48845     35820341     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48845     35820342     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48845     35820423     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49599     35820424     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49599     35820378     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45587     35820380     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45587     35819322     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45587     35819323     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48918     35819438     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-03): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/03/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48918     35820374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43990     35820389     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43990     35819799     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43990     35819803     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43990     35819813     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46584     35850034     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - HOA dues were not documented or included in qualifying and the [redacted] reflects the HOA indicator as Yes.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see the screen shot and link attached from [redacted] confirming[redacted] in HOA dues for subject property [redacted]
 03/06/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46584     35820240     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48269     35820241     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48269     35820774     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47059     35820775     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47059     35819332     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47059     35819335     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43387     35819336     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43387     35819581     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43387     35819583     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42603     35819584     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, no change to grading.
     02/26/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42603     35819571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-26): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/26/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42603     35819572     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47142     35819575     Credit Title General Title [redacted] Coverage is less than Original Loan Amount.           Reviewer Comment (2026-03-04): Received Insurance Wrapper verifying sufficient coverage.  Exception cleared.


Buyer Comment (2026-03-04): Please see the attached [redacted] wrapper.
 03/04/2026     1 B A B A B A B A B A   UT Primary Refinance - Cash-out - Other   B A B A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47142     35819512     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47142     35819513     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47142     35819514     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41855     35850508     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The HOA indicator on the AVM reflects yes, however, no HOA dues were considered in qualifying.  Please provide evidence that the property is not subject to HOA dues for review.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see the attached hoa verification from [redacted].
 03/06/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41855     35820105     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41678     35820109     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41678     35820253     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41678     35820257     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46796     35820263     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46796     35824842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49296     35824844     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49296     35820501     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48306     35820502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48306     35819764     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48306     35819765     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44416     35969281     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/05/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES44416     35821539     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44360     35821541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44360     35819945     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49159     35819949     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49159     35821598     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49159     35821601     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49908     35821602     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49908     35820050     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49908     35820053     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42281     35820054     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42281     35823476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42639     35823477     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42639     35820285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42639     35820288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42070     35820289     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42070     35820131     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-06): Seller acknowledges the exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42070     35820132     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-06): Seller acknowledges the exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42070     35820143     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49122     35820145     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49122     35819021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49122     35819023     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49122     35819024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43987     35819091     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-04): Seller acknowledges exception, no change in grading
     03/04/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43987     35821061     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45205     35821064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45205     35820221     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45205     35820223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44524     35820224     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44524     35820037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44627     35820070     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44627     35820056     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44627     35820065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42007     35820069     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42007     35819951     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49968     35819952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49968     35824464     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49968     35824465     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47790     35824466     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47790     35820552     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43877     35820553     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43877     35820815     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42916     35820817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42916     35821622     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42916     35821623     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42742     35821624     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   WV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42742     35823077     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42742     35823090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41210     35823109     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41210     35821564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41210     35821567     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47172     35821571     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   MS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47172     35819470     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48423     35819471     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48423     35820479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43910     35820484     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43910     35820478     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43910     35820480     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43910     35820481     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43910     35820494     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-24): Seller acknowledges. No change to grading.
     03/24/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41458     35820495     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-24): Seller acknowledges. No change to grading.
     03/24/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41458     35822003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES41458     35822004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES41402     35822039     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-16): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-13): Please see the [redacted] redisclosure and proof of delivery attached
   03/16/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES41402     35824060     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47034     35824063     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47034     35824687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES47034     35824689     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES43778     35824740     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided           Reviewer Comment (2026-03-04): Hazard Insurance policy received. Exception cleared.


Buyer Comment (2026-03-04): Please see attached
 03/04/2026     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES43778     35819917     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49965     35819918     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49965     35821514     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49965     35821516     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49965     35821517     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43537     35821524     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/05/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43537     35821120     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48491     35821123     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48491     35820913     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48491     35820914     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48491     35820915     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48491     35820916     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   First mortgage does not have escrow. Proof of HOI coverage has not been documented.       Reviewer Comment (2026-03-06): Hazard Insurance policy received. Exception cleared.


Buyer Comment (2026-03-06): Please see the attached HOi for ]redacted]w [redacted].
 03/06/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45456     35820920     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): seller accepts; no change to grading.
     03/06/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES45456     35829236     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49219     35829238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49219     35820229     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-04): Seller acknowledges exception, no change in grading
     03/04/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49219     35820239     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49219     35820245     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48209     35820248     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48209     35821528     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48209     35821530     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49487     35821531     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49487     35821046     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49487     35821048     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49487     35821052     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41336     35821086     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-04): Seller acknowledges. No change to grading.
     03/04/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41336     35820929     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41336     35820930     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43562     35820936     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43562     35827056     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43562     35827062     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43276     35827063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43276     35820203     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43276     35820210     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44436     35820213     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44436     35823885     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44436     35823887     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45063     35823889     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45063     35820983     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45063     35820984     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48594     35820985     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48594     35824241     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43068     35824243     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43068     35822065     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-16): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-12): Please see the attached redisclosure package with ROR.
   03/16/2026   2 C B C B C B C B C B   DE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43068     35822072     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43068     35822074     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42653     35822077     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   DE Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42653     35823982     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42653     35823986     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47532     35823988     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47532     35823987     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45087     35823989     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45087     35821899     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45087     35821901     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44033     35821903     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44033     35820530     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44033     35820534     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44033     35820535     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44033     35820540     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42078     35852159     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the [redacted] ndicates the property is subject to HOA dues. Please provide evidence the subject is not in a mandatory[redacted]. A [redacted] Rider was not attached to the mortgage, nor were HOA dues considered in qualifying.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see the attached confirmation subject property is a [redacted] with no HOA dues. No dues shown on public records as evidenced by the [redacted] screenshot.


Buyer Comment (2026-03-06): Please see the attached confirmation subject property is a [redacted] residence with no HOA dues. No dues shown on public records as evidenced by the [redacted] screenshot.
 03/06/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42078     35828201     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46341     35828202     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46341     35821224     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41104     35821229     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41104     35821583     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41104     35821584     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41104     35821590     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45932     35852268     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing evidence of the taxes for this property. Please provide for review.       Reviewer Comment (2026-03-09): Received Mortgage Statement to verify the [redacted] amount. Exception Cleared.


Buyer Comment (2026-03-06): Please see the attached mortgage coupon confirming the escrow including property tax.
 03/09/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45932     35822839     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): seller accepts; no change to grading.
     03/06/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES45932     35823131     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45932     35823133     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41675     35823134     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41675     35821394     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41675     35821397     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44815     35821400     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44815     35823837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44815     35823838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48875     35823839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48875     35823993     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change in grading
     03/05/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48875     35823997     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48875     35824004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48107     35824005     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48107     35824457     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48107     35824459     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46755     35824461     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46755     35824139     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48034     35824140     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48034     35824524     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48034     35824526     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41897     35824530     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41897     35821707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41897     35821709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48926     35821710     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48926     35827183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42258     35827184     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42258     35826535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44902     35826536     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44902     35820181     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44902     35820182     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43784     35820185     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43784     35826624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43784     35826625     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49672     35826631     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-02-27): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/03/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49672     35826851     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49672     35826852     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46108     35826855     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46108     35823717     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44643     35935710     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44643     35827387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44643     35827390     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47743     35827392     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47743     35824575     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47743     35824577     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48799     35824579     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48799     35821347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48799     35821349     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43326     35821351     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43326     35824594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49930     35824622     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49930     35819264     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49930     35819265     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49930     35819266     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49930     35819549     Compliance Compliance State Compliance State Defect [redacted] SB 1894 [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for [redacted]         Reviewer Comment (2026-03-10): Received [redacted] Certificate of Compliance.  Exception cleared.


Buyer Comment (2026-03-06): Please see attached [redacted] pred Cert
 03/10/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45325     35860263     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the [redacted] reflects yes, however, no HOA dues were considered in qualifying.  Please provide evidence that the property is not subject to HOA dues for review.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see attached confirming the property to be a [redacted] with no HOA dues.
 03/06/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A C A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45325     35824535     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45325     35824538     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42016     35824540     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42016     35826364     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42016     35826365     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49875     35826366     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49875     35826683     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42102     35826685     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42102     35823886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/03/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46112     35823888     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46112     35829653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41576     35829655     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41576     35828178     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MN Second Home Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41576     35828180     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Second Home Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41576     35828181     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MN Second Home Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48647     35828191     Compliance Compliance State Compliance Misc. State Level [redacted] Tangible Net Benefit Disclosure [redacted] Residential Mortgage Originator and Servicer Licensing Act: Tangible Net Benefit Disclosure not provided to the Borrower.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   MN Second Home Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48647     35826956     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45818     35826958     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45818     35827672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45818     35827673     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42340     35827677     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42340     35824011     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42340     35824016     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41172     35824020     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41172     35826896     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41172     35826897     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41172     35826899     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49135     35826934     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges. No change to grading.
     03/05/2026 2 B B B B B B B B B B   NM Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49135     35830085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49135     35830086     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49135     35830129     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-05): seller accepts; no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46751     35830130     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-05): seller accepts; no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46751     35821822     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46751     35821823     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48606     35821824     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48606     35826612     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48606     35826614     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41024     35826617     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41024     35821252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42720     35821259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42720     35827036     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49086     35827037     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49086     35826983     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49086     35826987     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43765     35826988     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43765     35826336     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43765     35826342     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41364     35826343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41364     35823412     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41364     35823413     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47208     35823415     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47208     35824357     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47208     35824358     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44053     35824360     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44053     35827223     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44053     35827224     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44053     35827227     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-02-27): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/04/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48121     35936804     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): seller accepts; no change to grading.
     03/05/2026 2 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES48121     35827211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46652     35827212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46652     35823958     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46652     35823972     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46675     35823973     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46675     35826867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35826869     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35826259     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35826260     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35826261     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35826305     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/04/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44906     35860333     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA Indicator on the [redacted] ndicates the property is subject to HOA dues. Please provide evidence the subject is not in a mandatory[redacted]. A [redacted] Rider was not attached to the mortgage, nor were HOA dues considered in qualifying.       Reviewer Comment (2026-03-05): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-05): Please see attached property to be a [redacted] and no HOA dues.
 03/05/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted]

RCKT2026CES44906

     35937469     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-09): Received document verifying the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-05): Please see attached confirming timestamp of when this was recevied.
 03/09/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] #N/A     35827117     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49759     35827118     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49759     35824708     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49759     35824709     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42075     35824710     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42075     35823774     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42075     35823776     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48613     35823778     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48613     35826918     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48613     35826921     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47695     35826922     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47695     35827245     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46844     35827246     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46844     35826415     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46844     35826435     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-05): Seller acknowledges the exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46844     35826436     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-05): Seller acknowledges the exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48239     36211472     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/02/2026 2   N/A   A N/A N/A       N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48239     35826902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48239     35826903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49649     35826904     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49649     35827273     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43546     35827274     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43546     35826514     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43546     35826516     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49363     35826517     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49363     35828160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES49363     35828162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES49363     35828168     Compliance Compliance State Compliance State Defect [redacted] SB 1894 [redacted] Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for recording.         Reviewer Comment (2026-03-09): Received [redacted] Certificate of Compliance.  Exception cleared.


Buyer Comment (2026-03-06): Please see the attached [redacted] anti predatory cert.
 03/09/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES45439     35828169     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges. No change to grading.
     03/06/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES45439     35826240     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45439     35826242     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45364     35826244     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45364     35827760     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45364     35827761     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48255     35827764     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48255     35827100     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43589     35827101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43589     35826507     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43589     35826508     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43373     35826511     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43373     35826796     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44958     35826797     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44958     35827185     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43151     35827186     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43151     35826876     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43151     35826881     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44264     35826883     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44264     35827349     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44264     35827350     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41992     35827351     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41992     35820162     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41992     35820167     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41034     35820180     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41034     35829582     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45065     35829583     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45065     35826994     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45065     35826995     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41710     35826997     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41710     35826684     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41710     35826686     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42735     35826687     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42735     35827164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42735     35827165     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47254     35827732     Credit Credit Miscellaneous Guideline Credit Exception:   Client to confirm that [redacted] was the [redacted] income source used to qualify, rather than [redacted] as indicated on the Final 1003.       Reviewer Comment (2026-03-12): Per client rebuttal, [redacted] income utilized in qualifying was in fact from [redacted] [redacted].  [redacted] was not utilized.  Revised 1003 provided.  Exception cleared.


Buyer Comment (2026-03-11): Thank you for flagging this. After additional review, we identified that the underwriter inadvertently attributed income from [redacted] to [redacted] based on the Work Number report dated through [redacted]. Although the borrower maintains active part-time employment at both as documented, the income should be recorded under [redacted], not [redacted].
To remedy this, we have attached a corrected 1003 with the income properly reflected under [redacted]. The income from [redacted] has been reduced to [redacted] as it is not needed for qualification.


Reviewer Comment (2026-03-10): Received client rebuttal indicating income from [redacted] was utilized in qualifying.  There was no income documentation found from this entity.  Please provide a YTD paystub and [redacted] years W2, or equivalent documentation.  Please note, a WVOE was provided in file indicating the borrower is [redacted] employed at [redacted] [redacted].  Exception remains.


Buyer Comment (2026-03-06): [redacted] income was used from [redacted]. The final 1003 correctly reflects [redacted] from [redacted] and [redacted] from [redacted]
 03/12/2026     1 C A C A C A C A C A   NE Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47254     35826645     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49574     35826647     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49574     35824068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48182     35824073     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48182     35827044     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48182     35827046     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44091     35827047     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44091     35827327     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45389     35827328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45389     35827295     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45389     35827297     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43579     35827298     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43579     35826199     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41013     35826200     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41013     35828020     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41013     35828021     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46477     35828024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46477     35827624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41028     35827625     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41028     35826594     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41028     35826595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42715     35826596     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42715     35826706     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41416     35826707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41416     35824298     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47843     35824300     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47843     35826642     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47843     35826644     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47843     35826646     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47843     35826661     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43261     35826662     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43261     35830817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43261     35830826     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45470     35830827     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45470     35826905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45470     35826906     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48231     35826907     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48231     35826387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48231     35826388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48231     35826389     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43480     35826397     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43480     35826283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43480     35826287     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 3 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45760     35826288     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45760     35827141     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45760     35827146     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-02-27): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     02/27/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45760     35827148     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-02-27): Seller acknowledges exception, no change to grading.
     02/27/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48201     35827174     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48201     35824143     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49412     36211106     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/02/2026 2   N/A   A N/A N/A       N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49412     35826917     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49412     35826926     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted]

RCKT2026CES49412

     35826927     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] #N/A     35827352     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] #N/A     35827355     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49223     35827356     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49223     35826699     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49223     35826700     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42073     35826701     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42073     35828863     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42073     35828864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41069     35828867     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41069     35826671     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41069     35826672     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41069     35826673     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46915     35857548     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES46915     35826570     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46915     35826571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44749     35826572     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44749     35827931     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44749     35827935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47911     35827937     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47911     35828075     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47911     35828076     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41994     35828080     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41994     35828132     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41994     35828134     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48582     35828138     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48582     35824095     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-16): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-12): Please see the attached redisclosure package with ROR.
   03/16/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES48582     35824097     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48582     35824099     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44161     35824102     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44161     35826269     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44161     35826271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42528     35826273     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42528     35830542     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42528     35830543     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48832     35830544     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48832     35826735     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48832     35826737     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45153     35826738     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45153     35827915     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45153     35827950     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46290     35827951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46290     35828485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41219     35828487     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41219     35826301     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41219     35826302     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49429     35826307     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49429     35826170     Compliance Compliance State Compliance Compliance [redacted] has been discontinued effective [redacted].  Most [redacted] available index value used for bona fide discount point testing.           Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49429     35826675     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49429     35826676     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49429     35826677     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44454     35826680     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44454     35826374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44916     35826375     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44916     35827277     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44916     35827280     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46663     35827282     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46663     35834408     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46663     35834410     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46663     35834411     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43352     35834451     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. - The file was missing the VVOE for the borrower.  Please provide for review.       Reviewer Comment (2026-03-09): Received Verification of Employment document. Exception Cleared.


Buyer Comment (2026-03-06): Please see attached VOE confirming employment.
 03/09/2026     1 C A C A C A C A C A   MS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43352     35829188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43352     35829189     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted]           Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43352     35829191     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43493     35830036     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43493     35827065     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43493     35827066     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44097     35827067     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44097     35829600     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44097     35829603     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46070     35829605     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46070     35826807     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48722     35826809     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48722     35830288     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48722     35830295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the secondary valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46515     35830296     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46515     35827514     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46515     35827515     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46515     35827516     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47193     35827521     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES47193     35827783     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47193     35827785     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47896     35827787     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47896     35828146     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47896     35828147     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41677     35828148     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41677     35826484     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41677     35826485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47927     35826486     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47927     35829360     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47927     35829361     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48464     35829362     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48464     35825222     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48464     35825223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49737     35825225     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49737     35827004     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49737     35827023     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41064     35827024     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41064     35826952     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41064     35826954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45271     35826955     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45271     35827075     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45271     35827076     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41972     35827081     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41972     35826948     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41972     35826949     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43841     35826950     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43841     35826863     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43841     35826864     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44272     35826868     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44272     35826743     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44272     35826744     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42649     35826745     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42649     35826765     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.   Not Required per Workbook             03/05/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45119     35826766     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45119     35830279     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45119     35830281     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46953     35830285     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46953     35827142     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46953     35827143     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44114     35827147     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44114     35830851     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44114     35830852     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47239     35830853     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47239     35834374     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47239     35834375     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46184     35834376     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46184     35834193     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46184     35834198     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43989     35834200     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43989     35828105     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43989     35828108     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41114     35828109     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41114     35827160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41114     35827161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42321     35827162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42321     35828142     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42321     35828143     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43171     35828144     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43171     35826609     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43171     35826610     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43171     35826611     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44867     35826619     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-05): Seller acknowledges the exception, no change to grading.
     03/05/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44867     35826836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44867     35826837     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46172     35826839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46172     35831251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46172     35831255     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49494     35831256     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49494     35829836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46281     35829838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46281     35831398     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46281     35831400     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42111     35831402     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42111     35828170     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42111     35828172     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48644     35828173     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48644     35827837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48644     35827838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43332     35827839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43332     35829770     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43332     35829772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44316     35829773     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44316     35828091     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44316     35828092     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45952     35828093     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45952     35828576     Compliance Compliance State Compliance State Defect [redacted] SB 1894 [redacted]  Predatory Lending Database Program (SB 1894) - Certificate of Compliance or Exemption not attached to mortgage for [redacted].         Reviewer Comment (2026-03-09): Received [redacted] Certificate of Compliance.  Exception cleared.


Buyer Comment (2026-03-05): Please see attached [redacted] Pred Cert
 03/09/2026     1 C A C A C A C A C A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45952     35828637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45952     35828638     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46951     35828639     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46951     35828740     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46951     35828743     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48305     35828745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48305     35826615     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43336     35826616     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43336     35833926     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-13): Proof of borrower's receipt of letter of explanation along with re-opened rescission on correct RTC form has been provided to cure exception.


Buyer Comment (2026-03-12): Please see the attached [redacted], loe and evidence of delivery.
   03/13/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43336     35834065     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43336     35834077     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45445     35834083     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45445     35830965     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45445     35830967     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45445     35830968     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48541     35831150     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-02): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/04/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48541     35826665     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48541     35826666     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46375     35826667     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46375     35834327     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46375     35834328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47174     35834329     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47174     35829453     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47174     35829459     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47174     35829460     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43963     35829552     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-19): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-17): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of[redacted] at midnight.


Buyer Comment (2026-03-17): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.
   03/19/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43963     35831443     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43963     35831444     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43963     35831445     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43963     35831447     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49921     35984042     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA dues documentation for this property. The [redacted] printout provided does not disclose the HOA amount. Please provide for review.       Reviewer Comment (2026-03-11): Provided HOA Verification document for Subject property. Exception Cleared.


Buyer Comment (2026-03-10): Please see attached, [redacted] report with the HOA dues visible
 03/11/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49921     35923991     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44429     35923997     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44429     35924623     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44429     35924624     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43381     35924625     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43381     35924460     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43381     35924461     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44743     35924492     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44743     35923844     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44743     35923845     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48433     35923847     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48433     35923667     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48433     35923668     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42035     35923669     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42035     35923977     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42035     35923978     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42035     35923980     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42453     35923986     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): seller accepts; no change to grading.
     03/10/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42453     35923907     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42453     35923910     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42453     35923912     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45873     35923937     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The HOA indicator on the [redacted] reflects yes, and HOA dues were considered. However, documentation was not provided. Please provide for review.       Reviewer Comment (2026-03-10): Received HOA document, Exception Cleared.


Buyer Comment (2026-03-10): Please see attached, HOA dues as requested
 03/10/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45873     35925489     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43449     35925491     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43449     35925356     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47204     35925358     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47204     35924107     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47204     35924108     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45406     35924109     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45406     35923957     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45136     35923972     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Second Home Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45136     35924022     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47460     35924026     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47460     35923696     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47460     35923697     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47460     35923698     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48344     35923904     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges the exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48344     35924183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48344     35924185     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48344     35924206     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-16): Compliant HPML


Buyer Comment (2026-03-11): Please review the loan file and disclosures to confirm the loan was not [redacted] until [redacted] and the Government disclosures was provided within [redacted] days on [redacted] as evidenced by pages [redacted] and [redacted].
 03/16/2026     1 C A C A C A C A C A   NE Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES47677     35924207     Compliance Compliance Federal Compliance TRID TIL HPML Appraisal Disclosure - HPML Timing HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. The initial Loan Estimate did not contain the required appraisal language on [redacted]. Please document the Right to Receive Appraisal Disclosure was provided within [redacted] days of the application date,[redacted].       Reviewer Comment (2026-03-16): Appraisal disclosure was provided within [redacted] days of loan becoming [redacted].


Buyer Comment (2026-03-11): Please review the loan file and disclosures to confirm the loan was not HPML until [redacted] and the Government disclosures was provided within [redacted] business days on [redacted] as evidenced by[redacted] and [redacted]].
 03/16/2026     1 C A C A C A C A C A   NE Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES47677     35925851     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47677     35925877     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47289     35925879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47289     35924727     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47289     35924728     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47289     35924729     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   KY Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42133     35926609     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a [redacted]. No [redacted] Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-06): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-06): Please see the screen shot and link attached from [redacted] confirming [redacted]  in HOA dues for subject property [redacted]
 03/06/2026     1 C A C A C A C A C A   KY Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42133     35924009     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42133     35924010     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48469     35924011     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48469     35923898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48821     35923901     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48821     35925125     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48821     35925126     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44810     35925128     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44810     35924746     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43707     35924747     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43707     35924477     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43707     35924482     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 3 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48806     35924483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/04/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48806     35924502     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47161     35924503     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47161     35923852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49224     35923861     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49224     35923905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49224     35923915     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41693     35923938     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41693     35924873     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41693     35924874     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45973     35924876     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45973     35924396     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45973     35924399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45973     35984239     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted]) [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. Counseling disclosure was provided on [redacted].       Buyer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44546     35984240     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/06/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES44546     35924700     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44546     35924701     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43604     35924702     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43604     35925179     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43604     35925181     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43604     35925275     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted] Compliant Higher Priced Loan.         Reviewer Comment (2026-04-02): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.


Reviewer Comment (2026-04-02): Re-open for commentary.
     04/02/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43604     35925294     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file was missing the pre-close VVOE for the co-borrower. Please provide for review.       Reviewer Comment (2026-03-09): Updated VVOE received. Exception cleared.


Buyer Comment (2026-03-09): Please see attached confirming the VOE was recertified on [redacted]. Please review to clear this condition.
 03/09/2026     1 C A C A C A C A C A   MA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43604     35925302     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of ATR Risk.         Reviewer Comment (2026-03-09): Updated VVOE received. Exception cleared.


Buyer Comment (2026-03-09): Please see attached confirming the VOE was recertified on [redacted] Please review to clear this condition.
 03/09/2026     1 B A C A B A C A B A   MA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES49445     35925303     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR Risk due to missing income documentation. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2026-03-09): Updated VVOE received. Exception cleared.


Buyer Comment (2026-03-09): Please see attached confirming the VOE was recertified on [redacted]. Please review to clear this condition.
 03/09/2026     1 C A C A C A C A C A   MA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES49445     35924148     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49445     35924149     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45139     35924165     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45139     35923940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45139     35923941     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42339     35923942     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42339     35926228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42339     35926239     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48546     35926243     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48546     35925414     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49154     35925416     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49154     35924136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49154     35924137     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44015     35924176     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44015     35924355     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44015     35924358     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42812     35924359     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42812     35925235     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45529     35925237     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45529     35924003     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45529     35924007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41683     35924008     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41683     35924581     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41683     35924582     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48270     35924584     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48270     35924731     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41281     35924732     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41281     35925171     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41281     35925173     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48240     35925174     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48240     35924085     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48240     35924086     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48652     35924087     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48652     35924229     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48652     35924230     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43881     35961182     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the borrower's [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-10): Screenshot of client's LOS confirms [redacted] was received on [redacted] within [redacted] days of note date.  Exception cleared.


Buyer Comment (2026-03-06): Please see the attached screenshot confirming the se verification was received within [redacted] of closing.
 03/10/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43881     35925198     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48009     35925199     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48009     35924497     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48009     35924498     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43953     35924669     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   AK Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43953     35924655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43736     35924656     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43736     35924251     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41868     35924252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41868     35925490     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43551     35925494     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43551     35924283     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47505     35924284     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47505     35924249     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44231     35924250     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44231     35924611     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42833     35924620     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42833     35924557     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42833     35924559     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43701     35924562     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43701     35923931     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41265     35923932     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41265     35924195     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41265     35924196     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45059     35924201     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges. No change to grading.
     03/06/2026 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES45059     35923894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49632     35923895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49632     35924170     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49632     35924173     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47519     35924174     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47519     35924608     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42946     35924609     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42946     35925308     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46206     35925309     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46206     35924389     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46206     35924390     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted]   The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46206     35924395     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48556     35981079     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-06): Seller acknowledges exception, no change to grading.
     03/06/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48556     35924870     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46466     35924871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46466     35924900     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46466     35924901     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46466     35924902     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45423     35924961     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45423     35924254     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46239     35924256     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46239     35924534     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46239     35924535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49644     35924536     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49644     35925349     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47132     35925350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47132     35924895     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47132     35924896     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49067     35924897     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49067     35925165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/05/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41948     36210944     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/02/2026 2   N/A   A N/A N/A       N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41948     35924782     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES41948     35924783     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES45474     35924886     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-19): LOE, proof of delivery ([redacted], and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-17): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.


Buyer Comment (2026-03-17): Please see the attached package mailed to the borrower along with proof of delivery, recission period has ended as of[redacted] at midnight.
   03/19/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES45474     35932528     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47670     35932529     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47670     35933687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43265     35933688     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43265     35932178     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43265     35932180     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46353     35932182     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46353     35933188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41225     35933194     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41225     35933337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43789     35933339     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43789     35924156     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43789     35924157     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43789     35924158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48812     35966174     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a [redacted]. No [redacted] Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-09): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-09): Please see the attached hoa verification from zillow showing[redacted]familiy and no hoa dues.
 03/09/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48812     35925420     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49049     35925421     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49049     35925279     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49049     35925283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45362     35925285     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45362     35925168     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44999     35925169     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44999     35923881     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46685     35923882     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46685     35926090     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46569     35926092     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46569     35924879     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41463     35924880     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41463     35925819     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41463     35925820     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42263     35925821     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42263     35928590     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44216     35928603     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44216     35926421     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44216     35926423     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44216     35926427     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43681     35967288     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the borrower's most recent W2 or year-end paystub. Please provide the [redacted] W2 or equivalent document for review.       Reviewer Comment (2026-03-11): Received [redacted] year end paystub reflecting gross earnings.  Exception cleared.


Buyer Comment (2026-03-09): attached is the year end paystub used in lieu of the [redacted] W2 for [redacted]
 03/11/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43681     35925024     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43681     35925031     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49385     35925032     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49385     35923674     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49385     35923675     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44869     35923676     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44869     35924916     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44869     35924917     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46882     35924918     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46882     35923925     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46882     35923927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45505     35923928     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45505     35924798     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45505     35924799     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45505     35924800     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45505     35930423     Credit Credit Miscellaneous Guideline Credit Exception:   The file was missing the borrower's [redacted] W2 or equivalent documentation. Please provide for review.       Reviewer Comment (2026-03-10): Received [redacted] W2.  Exception cleared.


Buyer Comment (2026-03-09): Please see the attached W2.
 03/10/2026     1 C A C A C A C A C A   PA Primary Refinance - Cash-out - Other   C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47494     35974997     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-24): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-20): Please see the attached [redacted]
   03/24/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES47494     35925330     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47494     35925332     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47494     35925335     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - Tax Verification is missing in the file       Reviewer Comment (2026-03-11): Property history report received reflecting the annual tax amount. Exception cleared.


Buyer Comment (2026-03-11): Please see the attached confirmation of non-subject taxes.
 03/11/2026     1 C A C A C A C A C A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48172     35976649     Credit Missing Document General Missing Document Incomplete Document: 1003 Final is incomplete   Please provide a revised loan application including the property at [redacted]in the REO section.       Reviewer Comment (2026-03-11): Updated 1003 received with REO property added. Exception cleared.


Buyer Comment (2026-03-11): Please see the attached updated 1003.
 03/11/2026     1 C A C A C A C A C A   HI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48172     35924645     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45148     35924646     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45148     35925351     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45148     35925360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47484     35925361     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47484     35925352     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47484     35925354     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43770     35925359     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43770     35924967     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42641     35924968     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42641     35925077     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42641     35925078     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46032     35980069     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/10/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES46032     35925342     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46032     35925346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46032     35925347     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NM Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44133     35925370     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   NM Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44133     35926513     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45053     35926514     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45053     35925231     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45053     35925234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45691     35925236     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45691     35924929     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45691     35924931     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47965     35924935     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47965     35925927     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47965     35925928     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42020     35925950     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges the exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   VT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42020     35924827     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42020     35924828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46884     35924855     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46884     35925264     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46884     35925265     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46554     35925266     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46554     35926643     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46554     35926645     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42867     35926679     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/09/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES42867     35924858     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47503     35924860     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47503     35926447     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47503     35926449     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47110     35926450     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47110     35926095     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41459     35926096     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41459     35926416     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES41459     35926419     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES41459     35926499     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-12): Evidence of Right to Receive Appraisal language on the Government Disclosures document and delivery to borrower within [redacted] days of the application has been provided. Exception cleared.


Buyer Comment (2026-03-10): Please see the attached confirmation that the Government Disclosure containing the [redacted] verbiage is included in the early disclosures package that was delivered to the borrower within [redacted] business days of application.
 03/12/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48745     35926500     Compliance Compliance Federal Compliance TRID TIL HPML Appraisal Disclosure - HPML Timing HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] of the loan application date. The file was missing the initial Loan Estimate. Diligence is unable to determine if [redacted] has the required appraisal language. If the initial Loan Estimate is provided and does not contain the appraisal language on[redacted] a Right to Receive Appraisal disclosure provided within [redacted] of the application date is required.       Reviewer Comment (2026-03-12): Evidence of Right to Receive Appraisal language on the Government Disclosures document and delivery to borrower within [redacted] days of the application has been provided. Exception cleared.


Buyer Comment (2026-03-10): Please see the attached confirmation that the Government Disclosure containing the right to receive an appraisal verbiage is included in the early disclosures package that was delivered to the borrower within [redacted] days of application.
 03/12/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48745     35925409     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48745     35925410     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48221     35925411     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48221     35925614     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48221     35925615     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41199     35925627     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the Borrower's [redacted] was missing. Please provide the third-party verification obtained by the lender for review.       Reviewer Comment (2026-03-11): Internet business entity search provided.  Exception cleared.


Buyer Comment (2026-03-11): Please refer to page [redacted] and [redacted] DOC ID [redacted] confirming the active business license dated [redacted] within [redacted] days of closing.
 03/11/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41199     35926294     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41199     35926295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47259     35926296     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47259     35925908     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-06): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/06/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES47259     35925909     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES47259     35936290     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Principal and Interest TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [redacted] disclosed a [redacted] that does not match the actual payment for the loan. The most recent Note which was signed and dated on[redacted] reflects a rate of [redacted] and payment of [redacted].       Reviewer Comment (2026-03-19): [redacted] received PCCD, LOE, RTC and Proof of Delivery.


Buyer Comment (2026-03-18): Please see attached, PCCD corrected and reopened ROR.
   03/19/2026   2 C B C B C B C B C B   MS Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable C B C A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES47259     35936292     Compliance Compliance Federal Compliance TRID Defect [redacted] Final Closing Disclosure Projected P&I Payment Min Payment [redacted] Initial Payment [redacted] - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream [redacted] that does not match the actual payment for the loan. The most recent Note which was signed and dated on [redacted] reflects a rate of [redacted] and payment of [redacted].       Reviewer Comment (2026-03-19): [redacted] received PCCD, LOE, RTC and Proof of Delivery.


Buyer Comment (2026-03-18): Please see attached, PCCD corrected and reopened ROR.
   03/19/2026   2 C B C B C B C B C B   MS Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B C A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES47259     35936864     Credit Credit Miscellaneous Credit Missing Document: Credit Payoff Statement(s) not provided   The following payoffs do not align with active debts on the credit report or file documentation. Please provide documentation to support the amounts being paid at closing: [redacted], [redacted].       Reviewer Comment (2026-03-20): Debts were removed/amended based on documentation in the file on the Final CD. New rescission period was additionally provided to the borrower and has passed. Exception cleared.


Buyer Comment (2026-03-18): Please see attached, PCCD corrected and reopened ROR.
 03/20/2026     1 C A C A C A C A C A   MS Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES46134     35936942     Credit Credit Miscellaneous Guideline Credit Exception:   Please provide the Final 1008 with the terms used by the lender. The 1008 in the file reflects a [redacted] DTI, and includes debts that were paid off at closing.       Reviewer Comment (2026-03-13): Received corrected 1008 removing debts that were paid off at closing.  Exception cleared.


Buyer Comment (2026-03-10): Please see attached, corrected 1008 as requested.
 03/13/2026     1 C A C A C A C A C A   MS Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES46134     35929442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46134     35929445     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41059     35929446     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41059     35925386     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41059     35925387     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49148     35925388     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49148     35925468     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48134     35925475     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48134     35923663     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48134     35923664     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42869     35923665     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42869     35926587     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42869     35926620     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42869     35926622     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   TN Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46859     35968665     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-11): Documentation provided evidencing the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-11): Please see attached, internal timestamp confirming it was obtained within the required timeframe.
 03/11/2026     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46859     35927037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46859     35927042     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48195     35927043     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48195     35926473     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48195     35926474     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44244     35926533     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): seller accepts; no change to grading.
     03/10/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES44244     35926649     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44244     35926651     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41242     35926652     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41242     35926543     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43419     35926547     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43419     35926164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43666     35926166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43666     35927048     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43666     35927049     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44485     35927050     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44485     35925252     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46389     35925258     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46389     35925968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41135     35925969     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41135     35925939     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41135     35925940     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41000     35925942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41000     35926846     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41000     35926857     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41000     35926858     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43564     35931151     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): Seller acknowledges exception, no change to grading.
     03/09/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43564     35926068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45282     35926070     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45282     35925434     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42654     35925435     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42654     35925887     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42654     35925888     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46116     35925889     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46116     35926745     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46555     35926749     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46555     35925601     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46555     35925602     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46555     35925603     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47007     35931744     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] days of the Note. - The verbal verification of employment obtained was not dated within [redacted] days of closing.       Reviewer Comment (2026-03-09): Paystub with [redacted] considered as VVOE. Exception cleared.


Buyer Comment (2026-03-09): [redacted]  contains the paystub for [redacted] with [redacted] and [redacted]is dated [redacted], this meets paystub in lieu of VOE guidelines as its dated within [redacted] business days of closing
 03/09/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47007     35925569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46481     35925570     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46481     35929164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47051     35929165     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47051     35928819     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47051     35928832     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48279     35928836     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48279     35926370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46967     35926371     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46967     35926886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46967     35926892     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41247     35926898     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41247     35936889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42476     35936891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42476     35926729     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42476     35926730     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48013     35926731     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48013     35926485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48013     35926486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41887     35964387     Credit Credit Miscellaneous Guideline Credit Exception:   Guidelines require a [redacted] housing history and the credit report is only reporting [redacted]. Please provide prior history to verify the additional months required or evidence the borrower did not have a
[redacted] mortgage at the time of the [redacted] [redacted] of the [redacted] lien with client.		       Reviewer Comment (2026-03-11): Documentation provided verifying the property did not have a lien sinc[redacted].  Exception cleared.


Buyer Comment (2026-03-10): Please see the attached county records confirming the prior loan was discharged in [redacted].
 03/11/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41887     35926938     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42327     35926939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42327     35926015     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42327     35926017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41477     35926019     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41477     35928129     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43559     35928136     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43559     35928593     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change in grading
     03/10/2026 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES43559     35928602     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46459     35964650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46459     35926597     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46459     35926603     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   SD Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46459     35926604     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   SD Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41456     35926618     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): seller accepts; no change to grading.
     03/10/2026 2 B B B B B B B B B B   SD Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41456     35929505     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41736     35929506     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41736     35927569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41284     35927570     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AK Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41284     35928752     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41284     35928755     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44486     35928773     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44486     35932144     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44486     35932145     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47746     35932146     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47746     35930756     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47746     35930757     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47746     35930758     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47746     35934796     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - Please provide documentation to verify the monthly HOA dues for the subject property.       Reviewer Comment (2026-03-11): Provided HOA Verification document for Subject property. Exception Cleared.


Buyer Comment (2026-03-10): Please see attached, HOA dues as requested.
 03/11/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42840     35965247     Credit Credit Miscellaneous Guideline Credit Exception:   Please provide documentation to verify the P&I payment on the subject's [redacted] lien.       Reviewer Comment (2026-03-17): Received the mortgage statement evidencing the [redacted] lien P&I payment.  Exception cleared.


Buyer Comment (2026-03-16): Please see attached, mortgage statement as requested.
 03/17/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42840     35927918     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42840     35927919     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48782     35927920     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48782     35932318     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48782     35932320     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44932     35932322     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44932     35933428     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48860     35933429     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48860     35930728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48860     35930729     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46125     35930746     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges the exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES46125     35928486     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change in grading
     03/10/2026 2 B B B B B B B B B B   NM Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES46125     35928488     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42354     35928490     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42354     35928512     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42354     35928517     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43076     35928520     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43076     35930258     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43076     35930259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45807     35930260     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45807     35930337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44108     35930338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44108     35930362     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41020     35930363     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   RI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41020     35932442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41644     35932443     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41644     35930424     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41644     35930425     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46350     35930427     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46350     35929366     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46350     35929367     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44127     35929368     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44127     35932115     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44127     35932118     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42619     35932128     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42619     35928213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42619     35928214     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47447     35928215     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47447     35929287     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49569     35929289     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49569     35931013     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44415     35931015     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WY Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44415     35929942     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44415     35929945     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48405     35929947     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48405     35930107     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44754     35930108     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44754     35933570     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44952     35933571     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44952     35929669     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48517     35929671     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48517     35933483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48517     35933484     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45433     35933485     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45433     35932640     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45433     35932641     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41105     35932642     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41105     35932267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46645     35932270     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46645     35929534     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46645     35929535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46712     35929536     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46712     35929944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46712     35929946     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46748     35929948     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46748     35935510     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49561     35935512     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49561     35933604     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45405     35933606     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45405     35929904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49358     35929909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49358     35933622     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49358     35933623     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45774     35933624     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45774     35930551     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49291     35930553     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49291     35932974     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49291     35932975     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42670     35932976     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42670     35929422     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42894     35929432     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42894     35932160     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42894     35932161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42894     35932162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42169     35932181     Credit Credit Miscellaneous Guideline Credit Exception:   Please provide the borrower's award letter or other acceptable documentation to support the pension income of [redacted]. Diligence considered the income used by the lender to qualify, which will be further reviewed upon receipt of supporting documentation.       Reviewer Comment (2026-03-11): Received asset report verify the deposit of the borrower's [redacted].  Exception cleared.


Buyer Comment (2026-03-09): Please see the attached [redacted] showing deposit of the borrowers [redacted].
 03/11/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42169     35930483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42169     35930485     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49730     35930486     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49730     35928036     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49730     35928037     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46354     35928038     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46354     35932841     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46354     35932842     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46461     35932851     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): seller accepts; no change to grading.
     03/10/2026 2 B B B B B B B B B B   LA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES46461     35929385     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46461     35929386     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44817     35929387     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44817     35932235     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44817     35932237     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41188     35932239     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41188     35929032     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41188     35929033     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46018     35929034     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46018     35938159     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46018     35938161     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46797     35938162     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46797     35933143     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49063     35933145     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49063     35930385     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): Seller acknowledges the exception, no change to grading.
     03/09/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49063     35930387     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49063     35930388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44964     35930389     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44964     35933823     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44964     35933824     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted]           Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44964     35933825     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43166     35933894     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43166     35933948     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43166     35933950     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49143     35934027     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges the exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES49143     35933683     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46244     35933685     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46244     35932366     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48281     35932370     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48281     35932254     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44207     35932262     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44207     35929901     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44207     35929906     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49970     35929907     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49970     35932458     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49500     35932460     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49500     35932478     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45363     35932479     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45363     35932459     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42612     35932461     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42612     35933781     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42612     35933789     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42748     35933794     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42748     35933361     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42748     35933367     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47899     35933395     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47899     35933024     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47899     35933026     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48523     35933027     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48523     35932540     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48523     35932541     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48942     35932543     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48942     35932517     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46330     35932518     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46330     35932796     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46330     35932798     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45041     35932799     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45041     35932093     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45041     35932094     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45041     35932095     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41953     35932117     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): seller accepts; no change to grading.
     03/09/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41953     35930412     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49903     35930414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49903     35933672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49903     35933678     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41514     35933679     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41514     35933819     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49034     35933820     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49034     35932268     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46307     35932269     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46307     35932668     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46307     35932669     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47207     35932670     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47207     35934048     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47207     35934049     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44330     35934090     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): Seller acknowledges exception, no change in grading
     03/09/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44330     35935924     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45961     35935927     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45961     35932860     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45961     35932861     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48022     35932862     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48022     35936385     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48022     35936389     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48022     35936391     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43214     35936429     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): seller accepts; no change to grading.
     03/09/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43214     35932111     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43214     35932112     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44099     35932113     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44099     35932309     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42416     35932310     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42416     35929637     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42416     35929638     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49701     35929639     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49701     35934750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49701     35934752     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42295     35934754     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   IA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42295     35935203     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42295     35935204     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42295     35935205     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48536     35935215     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): seller accepts; no change to grading.
     03/10/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48536     35932350     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45663     35932351     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45663     35934242     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44257     35934243     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44257     35932672     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44257     35932673     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42202     35932674     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42202     35932502     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42202     35932503     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46741     35932504     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46741     35942483     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46800     35942484     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46800     35933445     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46800     35933449     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41988     35933450     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41988     35933311     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41988     35933315     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45288     35933316     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45288     35933205     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46245     35933206     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46245     35932176     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46245     35932177     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46245     35932220     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41796     35932231     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-10): Seller acknowledges the exception, no change to grading.
     03/10/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41796     35933509     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41796     35933512     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41796     35933513     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42176     35937995     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the [redacted] reflects yes, however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-10): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-10): Please see the attached confirmation there are no HOA dues.
 03/10/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42176     35935519     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42176     35935525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45066     35935526     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45066     35933875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45066     35933880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45066     35933883     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49503     35933957     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49503     35934898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49503     35934901     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45196     35934902     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45196     35937533     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45196     35937538     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43024     35937539     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43024     35932679     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43024     35932680     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43679     35932681     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43679     35932910     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43679     35932912     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43259     35932914     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43259     35933530     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43259     35933537     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41340     35933538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41340     35932136     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41340     35932147     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41340     35932148     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46939     35932249     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-19): LOE, proof of delivery ([redacted]), and new RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-17): Please see attached, ROR as requested
   03/19/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES46939     35932339     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46939     35932340     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46939     35932343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47020     35932453     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/09/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47020     35935903     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47020     35935904     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41676     35935905     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41676     35933989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41676     35933990     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41676     35933992     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44684     35934035     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): Seller acknowledges the exception, no change to grading.
     03/09/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44684     35935158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44684     35935159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44202     35935161     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44202     35932950     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43663     35932951     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43663     35932485     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43913     35932487     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   ME Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43913     35934085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43913     35934087     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44656     35934088     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44656     35933716     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44656     35933718     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46535     35933757     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46535     35932077     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46535     35932084     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42817     35932085     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42817     35933881     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42817     35933886     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48502     35933888     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48502     35936159     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42747     35936163     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42747     35933762     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42747     35933767     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42756     35933768     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42756     35934493     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42763     35934494     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42763     35932377     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42763     35932378     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43452     35932379     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43452     35930465     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43452     35930467     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43856     35930470     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   DE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43856     35932498     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43856     35932499     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48563     35932500     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48563     35942138     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43486     35942139     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43486     35932706     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/09/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43486     35932707     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48086     35932708     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48086     35933792     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48086     35933795     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48086     35933796     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42736     35933810     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-11): Seller acknowledges exception, no change in grading
     03/11/2026 2 B B B B B B B B B B   NE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42736     35935789     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41590     35935790     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41590     35939838     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41590     35939856     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45851     35939867     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45851     35942016     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45851     35942017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47569     35942018     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47569     35934689     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47569     35934693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47569     35934694     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47569     35946074     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. - The file was missing the VVOE for the current employment with [redacted]. VVOE must confirm the start date of employment. (Third-party verification only received for prior employment with[redacted])       Reviewer Comment (2026-03-16): Received VVOE current employment with [redacted]. Exception Cleared.


Buyer Comment (2026-03-13): [redacted] and [redacted] are not the same employers. We have attached a  corrected 1003 reflecting the correct dates of employment supported by the
VOEs and have attached a post close VOE for current employment with [redacted]


Buyer Comment (2026-03-13): [redacted] and [redacted]are not the same employers. We have attached a  corrected 1003 reflecting the correct dates of employment supported by the
VOEs and have attached a post close VOE for current employment with [redacted]
 03/16/2026     1 C A C A C A C A C A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48980     35946159     Credit Credit Miscellaneous Guideline Credit Exception:   The final 1003 states [redacted] and [redacted] employment are one and the same, however, the documentation in the file indicates this is a current and prior employer. Lender to confirm the same. No additional documentation is required, solely the attestation due to the documentation obtained for the VVOE showing the borrower is not employed (with [redacted]).       Reviewer Comment (2026-03-16): Received Latest final 1003 and VVOE document. Exception Cleared.


Buyer Comment (2026-03-13): Please see attached
 03/16/2026     1 C A C A C A C A C A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48980     35934850     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/06/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48980     35934853     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44178     35934920     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-09): seller accepts; no change to grading.
     03/09/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44178     35938867     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44178     35938869     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48620     35938870     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48620     35934246     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48620     35934247     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42006     35934248     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42006     35939501     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41550     35939505     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41550     35941785     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41550     35941786     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45097     35941787     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45097     35934344     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted]   The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43278     35934348     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43278     35933375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43278     35933376     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43278     35933377     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46117     35933448     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-12): [redacted], proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-10): Please see attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] at midnight.


Buyer Comment (2026-03-10): Please see attached package mailed to the borrower along with proof of delivery, recission period has ended as of [redacted] a[redacted].
   03/12/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES46117     35932686     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46117     35932695     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46117     35932696     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45546     35932704     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-03): Seller acknowledges the exception, no change to grading.
     03/03/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES45546     35933630     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42246     35933638     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42246     35935164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42246     35935165     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47249     35935166     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47249     35935989     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47249     35935990     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47886     35935994     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47886     35934329     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47886     35934331     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47886     35934336     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47311     35934346     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-03): Seller acknowledges. No change to grading.
     03/03/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES47311     35933709     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47311     35933712     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47311     35933715     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47311     35933721     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42540     35940263     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the property is subject to HOA dues and none were utilized in qualifying.  Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-03): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-03): Please see attached, property report confirming no HOA dues on this property. The AVM will mark the HOA field "Y" in situations where there is a non-mandatory HOA.
 03/03/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42540     35933594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42059     35933597     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42059     35936095     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42059     35936096     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49362     35936097     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49362     35936837     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49362     35936838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43540     35936839     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43540     35933104     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43540     35933105     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42301     35933106     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42301     35939984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45055     35939986     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45055     35938370     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/02/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45055     35938386     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45030     35938388     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45030     35933158     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45030     35933163     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48067     35933166     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48067     35934461     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48067     35934463     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted]   The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45951     35934492     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45951     35933778     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41257     35933779     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41257     35938357     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41257     35938362     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 3 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46361     35938364     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46361     35938290     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/02/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES46361     35938293     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Non QM Non QM No
[redacted] RCKT2026CES41345     35938336     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-12): [redacted], proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-10): Please see attached
   03/12/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES41345     35935186     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41345     35935187     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49967     35935188     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49967     35937875     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43528     35937876     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43528     35932853     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43528     35932854     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41945     35932855     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41945     35933189     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41945     35933190     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41945     35933193     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41945     35933261     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35933262     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-11): Seller acknowledges exception, no change to grading.
     03/11/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941842     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941843     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941849     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941909     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of[redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+[redacted], or [redacted]. Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-12): Received YTD paystub and [redacted] W2 for the co-borrower.  Exception cleared.


Buyer Comment (2026-03-11): Please be advised the loan is considered [redacted] but is technically not HPML. It falls into the QM carve out where [redacted] lien loans below the threshold get an extra [redacted] over APOR to still meet QM. No appraisal is required if these requirements are met.
 03/12/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941910     Compliance Compliance Federal Compliance Federal HPML TIL Higher Priced Mortgage Loan [redacted] Test TILA HPML appraisal Rule (Dodd-Frank 2014): [redacted] requirements not satisfied.         Reviewer Comment (2026-03-12): Received YTD paystub and 2025 W2 for the co-borrower.  Exception cleared.


Buyer Comment (2026-03-11): Please be advised the loan is considered rebuttal presumption but is technically not HPML. It falls into the QM carve out where [redacted] lien loans below the threshold get an extra [redacted] over APOR to still meet QM. No appraisal is required if these requirements are met.
 03/12/2026     1 B A B A B A B A B A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941911     Compliance Compliance Federal Compliance Federal HPML (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.         Reviewer Comment (2026-03-12): Received YTD paystub and [redacted] W2 for the co-borrower.  Exception cleared.


Buyer Comment (2026-03-11): Please be advised the loan is considered [redacted] but is technically not HPML. It falls into the QM carve out where [redacted] lien loans below the threshold get an extra [redacted] over APOR to still meet QM. No appraisal is required if these requirements are met.
 03/12/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44925     35941913     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-12): Received YTD paystub and 2025 W2 for the co-borrower.  Exception cleared.


Buyer Comment (2026-03-11): Please see the attached income documentation.
 03/12/2026     1 B A C A B A C A B A   OH Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES44925     35941914     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Income and Assets - Wages General QM:  Unable to verity income due to, missing  W-2, Paystub, LES, ETS or WVOE. There was no income documentation found in the file for the borrower.  Please provide the most recent YTD paystub and [redacted] W2 or equivalent documentation for review.  Income will need to be calculated upon receipt.       Reviewer Comment (2026-03-12): Received YTD paystub and [redacted] W2 for the co-borrower.  Exception cleared.


Buyer Comment (2026-03-11): Please see the attached income documentation.
 03/12/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49211     35944044     Credit Credit Miscellaneous Guideline Credit Exception:   The co-borrower's [redacted] W2 was missing from the file.. Please provide the [redacted] W2 or equivalent documentation for review.       Reviewer Comment (2026-03-12): Received the co-borrower's paystub and W2.  Exception cleared.


Buyer Comment (2026-03-11): Please see the attached income documentation.
 03/12/2026     1 C A C A C A C A C A   OH Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49211     35933846     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49211     35933847     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49718     35933855     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49718     35932653     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42179     35932654     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42179     35934295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48462     35934296     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48462     35933964     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ Documentation was not found to verify the property taxes for the indicated property.       Reviewer Comment (2026-03-11): Received Property Hub verifying property taxes for the indicated property.  Exception cleared.


Buyer Comment (2026-03-11): Please see attached, tax information for [redacted] as requested
 03/11/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48462     35933966     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48462     35933968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46789     35933969     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46789     35933460     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46789     35933462     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46179     35933465     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46179     35934944     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46179     35934946     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42397     35934947     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42397     35934486     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-11): Seller acknowledges. No change to grading.
     03/11/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42397     35934487     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-11): Seller acknowledges. No change to grading.
     03/11/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42397     35934495     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42397     35934496     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46381     35934497     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46381     35942598     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47699     35942599     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47699     35934228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47699     35934230     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46347     35934231     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46347     35932931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47639     35932935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47639     35943346     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES47639     35943349     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES44237     35943390     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the borrower's [redacted] W2 or equivalent documentation. Please provide for review.       Reviewer Comment (2026-03-11): Received [redacted] W2.  Exception cleared.


Buyer Comment (2026-03-11): Please see the attached [redacted] W2s.
 03/11/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES44237     35933902     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45613     35933903     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45613     35941902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45613     35941903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45613     35941904     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42709     35941905     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The file is missing the HOA dues documentation for this property, please provide for review.       Reviewer Comment (2026-03-11): Provided HOA Verification document for Subject property. Exception Cleared.


Buyer Comment (2026-03-11): Please see the attached confirmation of subject property HOA dues.
 03/11/2026     1 C A C A C A C A C A   IA Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42709     35938777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48056     35938780     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48056     35938781     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48056     35938783     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49073     35938785     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49073     35941929     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45137     35941931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45137     35932728     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45137     35932730     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43314     35932738     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43314     35932927     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47023     35932930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47023     35932953     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47023     35932954     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46536     35932955     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46536     35933410     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46536     35933414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47293     35933416     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47293     35932388     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47293     35932399     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44469     35932409     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44469     35935303     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44469     35935305     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45352     35935312     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted] Compliant Higher Priced Loan.         Reviewer Comment (2026-03-10): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/10/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45352     35932711     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42981     35932712     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42981     35937094     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42981     35937097     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44051     35937101     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44051     35932797     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44051     35932818     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44051     35932828     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42971     35932852     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-11): Seller acknowledges exception, no change in grading
     03/11/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42971     35933936     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42971     35933937     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46969     35933940     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46969     35933834     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46969     35933835     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49364     35933836     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49364     35937763     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/10/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49364     35937810     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49364     35937811     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45771     35937812     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45771     35939921     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49339     35939922     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49339     35942467     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43932     35942472     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43932     35942228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43932     35942229     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43932     35942260     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44703     35942304     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/10/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44703     35932904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44703     35932906     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46944     35932913     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46944     35933183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46944     35933185     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41841     35933186     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41841     35939089     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41841     35939090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48714     35939091     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48714     35935842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48714     35935843     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42897     35935845     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42897     35938147     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42897     35938148     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41298     35938149     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41298     35935112     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41298     35935113     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43105     35935114     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, no change to grading.
     03/04/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43105     35934337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43105     35934338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-04): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/04/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46519     35934343     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Compliant Higher Priced Loan.         Reviewer Comment (2026-03-04): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/10/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46519     35936007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46519     35936008     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46519     35936010     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44909     35936030     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of Safe Harbor QM (APOR). Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-13): Prior attestation confirms all [redacted] Attorney Fees should be treated as APR. Exception cleared.


Buyer Comment (2026-03-11): While it is not the case on every loan, generally we include the[redacted] as a finance charge. For this loan specifically, it should be included


Reviewer Comment (2026-03-05): Please provide lender attestation that the Title - Attorney Fee should be treated as a finance charge for testing purposes.  Our currently methodology for finance charge purposes treats any Settlement Fee as a finance charge.  If there is both a Settlement Fee and any type of variation of the Attorney Fee (Attorney (Closing Agent Only), Attorney (Closing Agent and Other), etc.), the Settlement Fee is being included as a Finance Charge and the Attorney Fee is being excluded under that
[redacted],  assuming this fee is for document prep-type services.
 03/13/2026     1 B A C A B A C A B A   NC Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES44909     35932762     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41460     35932763     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41460     35934571     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41460     35934572     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44288     35934574     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   KS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44288     35934174     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44288     35934176     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42878     35934177     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42878     35932844     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42878     35932845     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42878     35932948     Compliance Compliance Federal Compliance TRID Defect [redacted] Closing Disclosure Status Test [redacted]: Closing Disclosure not provided or Closing Disclosure not provided prior to closing. Any applicable Federal, State or Local compliance testing is unreliable or not performed. Loan is subject to high cost testing. The final closing disclosure prior to closing is missing.  Please provide for review.       Reviewer Comment (2026-03-12): [redacted] received final CD.


Buyer Comment (2026-03-11): Please see attahed, final CD as requested.
 03/12/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46942     35932949     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form Right of Rescission Timing - Receipt Date Missing Missing Final Closing Disclosure Received Date. Unable to determine compliance with rescission timing requirements. Unable to determine compliance due to the missing final closing disclosure dated prior to closing.  Please provide for review.       Reviewer Comment (2026-03-12): [redacted] received final CD.
 03/12/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES46942     35938246     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46942     35938247     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48077     35938250     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48077     35939480     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45899     35939482     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45899     35934676     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45899     35934677     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45728     35934679     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45728     35933314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45728     35933317     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49019     35933332     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-20): [redacted] RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-18): Please see the [redacted] package and proof of delivery attached


Buyer Comment (2026-03-18): Please see the [redacted] RoR package and proof of delivery attached
   03/20/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49019     35933921     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49019     35933922     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44317     35933923     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44317     35938135     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-20): [redacted] RTC, proof of delivery ([redacted]), and LOE to the borrower provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-18): Please see the attached [redacted], loe and proof of delivery.
   03/20/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44317     35938139     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44317     35938140     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41040     35938142     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41040     35942338     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41040     35942339     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42785     35942340     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   MT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42785     35936934     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42785     35936936     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49336     35936938     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49336     35934213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49336     35934214     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46306     35934215     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   ID Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46306     35934529     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49480     35934530     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49480     35934143     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49480     35934144     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45909     35946648     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/10/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES45909     35934298     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/10/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45909     35934299     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44711     35934300     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44711     35942159     Credit Legal / Regulatory / Compliance Title / Lien Defect Legal / Regulatory / Compliance Final Title Policy is missing. No evidence of title in file.           Reviewer Comment (2026-03-13): Title search received. Exception cleared.


Buyer Comment (2026-03-13): Please see the attached [redacted] wrapper.


Reviewer Comment (2026-03-12): Received[redacted].  Please provide a copy of the original [redacted] performed as it was not found in the file.  Exception remains.


Buyer Comment (2026-03-12): Please see the attached [redacted] wrapper.
 03/13/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44711     35942161     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46506     35942162     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46506     35942006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46506     35942007     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48968     35942008     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48968     35942244     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48968     35942245     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49869     35942246     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49869     35933808     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49869     35933813     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49869     35933816     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47084     35933858     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/11/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47084     35941755     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47084     35941757     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41936     35941758     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41936     35938182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41936     35938183     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44506     35938184     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44506     35935580     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42575     35935585     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42575     35936653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44052     35936654     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44052     35936752     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44052     35936772     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41695     35936774     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41695     35942063     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41695     35942074     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47981     35942076     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47981     35934251     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47981     35934254     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47981     35934255     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48928     35934287     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted] Compliant Higher Priced Loan.         Reviewer Comment (2026-03-03): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.
     03/11/2026 1 B B B B B B B B B B   MA Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48928     35941957     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48928     35941958     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43288     35941992     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43288     35935730     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42113     35935780     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42113     35942558     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42113     35942559     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43291     35942560     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43291     35938110     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change in grading
     03/12/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES43291     35938129     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43291     35938136     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41436     35938137     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41436     35941938     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41436     35941939     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41436     35941940     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48935     35941942     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Status [redacted] Consumer Mortgage Protection Act:  [redacted] not provided to borrower. Evidence the [redacted]t was provided to the borrower was missing from the file. Please provide documentation which supports the borrower received this disclosure at application for further review.       Buyer Comment (2026-03-12): Seller acknowledges the exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48935     35942358     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48935     35942359     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48935     35942363     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   WY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49671     35942406     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): seller accepts; no change to grading.
     03/12/2026 2 B B B B B B B B B B   WY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES49671     35942810     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49671     35942818     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42025     35942821     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42025     35942141     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42025     35942142     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48005     35942143     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48005     35942040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48005     35942041     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46853     35942042     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46853     35938886     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46853     35938894     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42119     35938895     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42119     35937002     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with written disclosure of non-higher priced loans otherwise qualified for.         Buyer Comment (2026-03-12): Seller acknowledges. No change to grading.
     03/12/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42119     35937003     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted] or[redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-12): Seller acknowledges. No change to grading.
     03/12/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42119     35937008     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42119     35937009     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41239     35937010     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41239     35942230     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41239     35942231     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42967     35942232     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42967     35943154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42967     35943156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42967     35943158     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42967     35943206     Compliance Compliance State Compliance Misc. State Level [redacted] CMPA Home Loan Toolkit Status [redacted] Consumer Mortgage Protection Act:  [redacted] not provided to borrower.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.


Reviewer Comment (2026-03-03): The Government Disclosure indicating a Toolkit was provided, states it was only provided if the transaction was a [redacted].
     03/12/2026 2 B B B B B B B B B B   MI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49037     35943224     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the borrower's business entity was not timestamped.  Please provide documentation verifying the date the verification was performed.       Reviewer Comment (2026-03-12): Received evidence of the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-12): Please see attached, internal timestamp of business license confirming it was obtained within the required timeframe.
 03/12/2026     1 C A C A C A C A C A   MI Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49037     35942693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46325     35942695     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46325     35937964     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46325     35937968     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44832     35937969     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44832     35942054     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44832     35942055     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49420     35942057     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49420     35942257     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49420     35942259     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43797     35942262     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43797     35938265     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43797     35938275     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42719     35938276     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42719     35942107     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42719     35942108     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45149     35942334     Credit Credit Miscellaneous Guideline Credit Exception:   The [redacted] W2 in file was blank.  The file was missing the borrower's [redacted] W2 or equivalent documentation. Please provide for review.       Reviewer Comment (2026-03-13): [redacted] W2 provided, exception cleared.


Buyer Comment (2026-03-12): Please see the attached 2025 W2.
 03/13/2026     1 C A C A C A C A C A   TX Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45149     35942687     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45149     35942690     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41312     35942692     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41312     35942012     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41312     35942013     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43578     35942014     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43578     35938505     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43578     35938508     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46094     35938509     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46094     35944902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46094     35944907     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42316     35944908     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42316     35938879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42316     35938880     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42591     35938881     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42591     35942388     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42591     35942391     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42591     35942409     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42973     35942435     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM reflects the property is subject to HOA dues but none were included in qualifying.  Please provide documentation to verify the property is not subject to HOA dues.       Reviewer Comment (2026-03-12): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-12): Please see the screen shot and link attached from [redacted] supporting the [redacted] used to qualify in HOA dues for subject property [redacted]
 03/12/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42973     35943313     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42973     35943321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42973     35943323     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45731     35952265     Credit Credit Miscellaneous Guideline Credit Exception:   Guidelines require a [redacted] month mortgage history, if applicable.  The only mortgage tradeline is for a mortgage with client that was opened [redacted] reflecting a [redacted] month history.  Borrower has owned the property since[redacted].  Please provide evidence the borrower did not have a [redacted] mortgage in her name at the time of the[redacted], or provide documentation to verify the prior mortgage history sufficient to meet the guideline requirements.       Reviewer Comment (2026-03-16): Received pay history for [redacted] senior lien.  [redacted] month guideline requirement is now met.  Exception cleared.


Buyer Comment (2026-03-12): Please see attached payment history for the previous mortgage which was paid off with the refinance that closed[redacted]. Please review to clear this confition.
 03/16/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45731     35938836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45731     35938838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49680     35938840     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   AL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49680     35938329     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49680     35938330     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49680     35938331     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49341     35938344     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the HOA dues documentation for subject property. Please provide for review.       Reviewer Comment (2026-03-12): Received HOA verification document subject property has no HOA dues. And also, DTI is not exceeding [redacted] so we do not require updated 1003 & 1008. Exception cleared.


Buyer Comment (2026-03-12): Please see the attached [redacted] verification listing no HOA dues for the subject.
 03/12/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49341     35942154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49341     35942155     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46984     35942156     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46984     35938928     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46984     35938931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43347     35938932     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43347     35942275     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43347     35942276     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43170     35942277     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43170     35934135     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43170     35934139     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43218     35934140     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43218     35938068     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43218     35938071     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43218     35938072     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42130     35952453     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by [redacted] borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-12): Seller acknowledges. No change to grading.
     03/12/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES42130     35943717     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42130     35943718     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42130     35943721     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44266     35948353     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the AVM reflects [redacted] , however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-12): Received documentation verifying the property is not subject to HOA Dues.  Exception cleared.


Buyer Comment (2026-03-12): Please see attached, property report confirming no HOA dues on this property. The AVM will mark the HOA field[redacted]" in situations where there is a non-mandatory HOA.


Buyer Comment (2026-03-12): Please see attached, property report confirming no HOA dues on this property. The AVM will mark the HOA field "Y" in situations where there is a non-mandatory HOA.
 03/12/2026     1 C A C A C A C A C A   GA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44266     35942619     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44266     35942620     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42524     35942621     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42524     35933211     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42524     35933212     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45440     35933213     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45440     35943249     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45440     35943250     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45903     35943251     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45903     35933029     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45903     35933030     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45903     35933031     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41730     35948577     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The HOA indicator on the [redacted] reflects yes, however, HOA dues were not considered in qualifying. Please provide evidence the property is not subject to HOA dues.       Reviewer Comment (2026-03-12): Received HOA document along with updated 1003 & 1008. Exception Cleared.


Buyer Comment (2026-03-12): Please see attached confirmation of HOA dues and an updated 1003 and 1008.
 03/12/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41730     35935889     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41730     35935891     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45294     35935892     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45294     35942325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45294     35942326     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45294     35942327     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48614     35942342     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change in grading
     03/12/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48614     35942220     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48614     35942221     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the[redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48614     35942222     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43822     35942224     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges the exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   MN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43822     35934580     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43822     35934582     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45236     35934589     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45236     35942212     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45236     35942213     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43685     35942214     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   NE Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43685     35942233     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43685     35942234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41803     35942236     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, no change to grading.
     03/02/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41803     35941809     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45506     35941815     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized.  Missing [redacted] valuation. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-02): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/02/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45506     35942606     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45506     35942607     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45506     35942609     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43632     35942617     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges. No change to grading.
     03/12/2026 2 B B B B B B B B B B   CO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43632     35938809     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43632     35938810     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48274     35938812     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48274     35942288     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48274     35942289     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting  [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48274     35942290     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48447     35949013     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-12): Seller acknowledges exception, no change to grading.
     03/12/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48447     35943006     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48447     35943008     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42390     35943009     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42390     35936897     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42390     35936905     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-05): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/05/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47507     35936908     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-05): Seller acknowledges exception, no change to grading.
     03/05/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47507     35937612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47507     35937614     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47252     35937616     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47252     35942285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/11/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47252     35942286     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. The supporting [redacted] valuation is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-03): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/03/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42490     35942306     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-03): Seller acknowledges exception, no change to grading.
     03/03/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42490     36050651     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42855     36050675     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42855     36051864     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45521     36051915     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45521     36047540     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49880     36047541     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49880     36048817     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49880     36048819     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43407     36048834     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   IA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES43407     36048061     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43407     36048064     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43407     36127901     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. Borrower's base and OT earnings not supported.  DTI is in excess of 50% maximum guideline. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.

The representative FICO score exceeds the guideline minimum by at least [redacted] points.		 LTV/CLTV of [redacted]%.

[redacted] FICO		 Originator Pre-Close,Originator,Aggregator,SitusAMC

SitusAMC,Originator Pre-Close,Originator,Aggregator		 Reviewer Comment (2026-03-24): Client elects to waive with compensating factors.
     03/24/2026 2   B   B   B   B   B   OH Primary Refinance - Cash-out - Other   A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43407     36127913     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan Designation failure due to QM failure.  This exception will be cleared when all other QM related exceptions are cleared.       Reviewer Comment (2026-03-24): See prior loan [redacted] for clients request to waive and regrade.
 03/24/2026     1   A   A   A   A   A   OH Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES43407     36127914     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs don't match and both moderately exceed Guidelines General QM: The DTIs calculated in accordance with the Lenders Guidelines of [redacted]% and based on 1026.43(e) of [redacted]% moderately exceed the guideline maximum of 50.00%. (DTI Exception is eligible to be regraded with compensating factors.)   The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%.

The representative FICO score exceeds the guideline minimum by at least [redacted] points.		 LTV/CLTV of [redacted]%.

[redacted] FICO		 Originator Pre-Close,Originator,Aggregator,SitusAMC

SitusAMC,Originator Pre-Close,Originator,Aggregator		 Reviewer Comment (2026-03-24): Client elects to waive with compensating factors.
     03/24/2026 2   B   B   B   B   B   OH Primary Refinance - Cash-out - Other   A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47935     36127915     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2026-03-24): See prior loan [redacted] for clients request to waive and regrade.
 03/24/2026     1   A   A   A   A   A   OH Primary Refinance - Cash-out - Other   A B A B A B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47935     36052612     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47888     36052614     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47888     36047183     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45639     36047187     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45639     36045465     Credit Credit Miscellaneous Guideline Credit Exception:   A lender exception was made for the POA for the non-borrowing title holder. Please provide the credit compensating factors considered when making this exception. The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.

Borrower has verified disposable income of at least[ redacted].		 DTI of [redacted] is < guideline allowable DTI of [redacted] by > [redacted]

Borrower has residual income of [redacted]/ month.		 SitusAMC,Originator Pre-Close

Originator Pre-Close,SitusAMC		 Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.


Buyer Comment (2026-03-17): Compensating Factors:
[redacted]DTI
Mortgage history dating back to [redacted] with no adverse remarks
[redacted] monthly residual income
     03/19/2026 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45639     36066224     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42325     36066228     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C B A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42325     36054319     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42325     36054321     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42325     36054322     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43699     36054324     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43699     36052567     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43894     36052569     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43894     36054289     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46683     36054290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46683     36048416     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44222     36048417     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44222     36047562     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45277     36047563     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45277     36053164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/13/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45277     36053165     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45277     36053166     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43599     36057134     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a[redacted] . No [redacted] was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-17): HOA document received. Exception cleared.


Buyer Comment (2026-03-17): Please see page [redacted], which reflects [redacted] HOA with the subject address in the top right corner.


Reviewer Comment (2026-03-16): HOA verification document missing in file. Please provide for review. Exception remains.


Buyer Comment (2026-03-16): Please see page [redacted] of the [redacted] portal.
 03/17/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43599     36048037     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43599     36048040     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41943     36048042     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41943     36051751     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41943     36051752     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42667     36089698     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification for the borrower's and co-borrower'[redacted] was not timestamped. Please provide evidence of when this was obtained by the lender for review.       Reviewer Comment (2026-03-24): Received evidence of the date the verification was obtained.  Exception cleared.


Buyer Comment (2026-03-20): Please see the attached screenshot confirming the verification of [redacted] was received within [redacted] days of the note date.
 03/24/2026     1 C A C A C A C A C A   NY Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42667     36047317     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42667     36047318     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42667     36047319     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45479     36047326     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-24): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-24): Please see attached re-opening rescission.
   03/24/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES45479     36052232     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42044     36052233     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42044     36054709     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42044     36054715     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49945     36054716     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49945     36053951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49945     36053952     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47603     36053954     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47603     36052693     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48669     36052694     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48669     36048608     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42261     36211192     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No secondary valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/02/2026 2   N/A   A N/A N/A       N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42261     36049605     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-17): seller accepts; no change to grading
     03/17/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42261     36049606     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-17): seller accepts; no change to grading
     03/17/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42261     36050480     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45713     36050497     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45713     36054624     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42396     36054627     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42396     36053144     Compliance Compliance State Compliance Compliance [redacted] has been discontinued effective [redacted].  Most [redacted] available index value used for bona fide discount point testing.           Reviewer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 B B B B B B B B B B   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42396     36053209     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48363     36053210     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   AR Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48363     36054693     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41528     36054694     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41528     36054692     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43859     36054695     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43859     36048200     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47085     36048203     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47085     36057229     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41827     36057230     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41827     36045470     Credit Credit Miscellaneous Guideline Credit Exception:   A lender exception was made for the POA for the borrower being overseas. Please provide the credit compensating factors considered when making this exception. The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.

Borrower has verified disposable income of at least [redacted].		 DTI of [redacted] is < guideline allowable DTI by > [redacted].

Borrower has residual income of [redacted].		 SitusAMC,Originator Pre-Close

Originator Pre-Close,SitusAMC		 Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.


Buyer Comment (2026-03-17): Compensating factors are as follows: [redacted] DTI, [redacted] residual income, [redacted] LTV, [redacted] years with employer.
     03/19/2026 2 C B C B C B C B C B   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES41827     36055267     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES41827     36055271     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] provide relief. Sec ID: [redacted]           Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES41827     36055318     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file is missing the verbal verification of employment obtained within [redacted] business days of closing. Lender's VVOE form provided shows a verification was obtained from the employer on [redacted], but this was not provided in file.       Reviewer Comment (2026-03-26): Paystub received within [redacted]days. Exception cleared.


Buyer Comment (2026-03-26): Please see the attached paystub used in lieu of the voe.
 03/26/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES41827     36055431     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES41827     36055440     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk.         Reviewer Comment (2026-03-26): Paystub received within [redacted] days. Exception cleared.


Buyer Comment (2026-03-26): Please see the attached paystub used in lieu of the voe.
 03/26/2026     1 B A C A B A C A B A   WA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C B C A A A Non QM Non QM Yes
[redacted] RCKT2026CES49286     36055465     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR risk due to missing income documentation. This exception will be cleared when all ATR related exceptions cleared.       Reviewer Comment (2026-03-26): Paystub received within [redacted] days. Exception cleared.


Buyer Comment (2026-03-26): Please see the attached paystub used in lieu of the voe.
 03/26/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES49286     36051750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49286     36051754     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES47572     36051821     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   IL Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES47572     36054416     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46299     36054417     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46299     36051935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43593     36051937     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43593     36055741     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43931     36055744     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43931     36055725     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43931     36055729     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43330     36055778     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges. No change to grading.
     03/20/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43330     36054411     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48892     36054412     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48892     36055007     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48212     36055008     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48212     36053653     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48886     36053654     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48886     36053506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47984     36053507     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47984     36052782     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47984     36052785     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49605     36064244     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/16/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES49605     36052486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49605     36052489     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47337     36052490     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47337     36052285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47337     36052290     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47337     36058136     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted]) [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted] days of application. Counseling disclosure was provided on [redacted].       Reviewer Comment (2026-03-17): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/17/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48616     36064441     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/16/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES48616     36047777     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44617     36047778     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44617     36055820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49454     36055822     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49454     36053819     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42844     36053820     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42844     36052190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C B C B A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42844     36052191     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C B C B A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48061     36058279     Credit Credit AUS Discrepancy / Guidelines Discrepancy Credit Guideline Requirement: Maximum Loan Amount discrepancy. Note loan amount of ___ is greater than Guideline maximum loan amount of ___. Lender exception was made for a loan amount [redacted] which exceeds the maximum loan amount per guidelines. Please provide the credit comp factors considered when making this exception. The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

Borrower has verified disposable income of at least [redacted].		 CLTV of [redacted]is < guideline allowable CLTV of [redacted]

Borrower has residual income of [redacted]/month.		 SitusAMC,Originator Pre-Close

Originator Pre-Close,SitusAMC		 Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.


Buyer Comment (2026-03-17): Comp Factors:

[redacted] LTV
[redacted] CLTV
[redacted] FICO
[redacted] DTI
[redacted] residual income
     03/19/2026 2 C B C B C B C B C B   FL Primary Refinance - Cash-out - Other   C B C B A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48061     36053440     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45133     36053441     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45133     36052744     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45133     36052745     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47631     36052751     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47631     36052164     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47631     36052165     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48612     36052168     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48612     36053563     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45838     36053564     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45838     36053646     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44034     36053647     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44034     36051843     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES44034     36051848     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES44034     36051894     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted].  Non-Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-23): LOE and initial package with government disclosures and appraisal notice provided


Reviewer Comment (2026-03-19): [redacted] has received the Government Disclosures document, however, the corresponding Loan Disclosure Summary confirming the date issued was not provided. The Initial LE provided does not have the appraisal language on [redacted]. Please provide the Loan Disclosure Summary with the Government Disclosure doc listed, or other acceptable evidence showing this went out to the borrower within [redacted] days of application date of [redacted]. Exception remains.


Buyer Comment (2026-03-17): Please see the attached Le package which includes the government disclosure and appraisal notices.
 03/23/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48534     36051895     Compliance Compliance Federal Compliance TRID TIL HPML Appraisal Disclosure - HPML Timing HPML - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. Documentation in the file supports the Appraisal Disclosure was provided on [redacted]. Note - The initial and updated Loan Estimates were missing, however, the Right to Receive Appraisal language is not present on the third LE, dated [redacted]. The [redacted] disclosure was provided [redacted] days from the application date per the Evidentiary Document.       Reviewer Comment (2026-03-23): LOE and initial package with government disclosures and appraisal notice provided


Buyer Comment (2026-03-20): The government disclosure has been set up to be provided with the Initial loan estimate specifically due to HPML requirements in our system, which includes the appraisal verbiage confirming borrower has the right to receive the appraisal.

Previously, we used to include the appraisal verbiage on the Loan Estimate itself, but that has been removed and the government disclosure was added to the loan estimate package. When we provide the Initial Loan Estimate (which was snail mailed on this loan on [redacted] - as borrower didn't review it electronically), we provide the full loan estimate package including the government disclosure as provided in the exception on [redacted].

The loan disclosure summary is a borrower signed document, which isn't required to be signed until the borrower proceeds with the loan, so there is no loan disclosure summary for the Initial Loan estimate package [redacted], as the borrower did not proceed with the application until [redacted]. Please review this response and clear the exception based on the Initial Loan Estimate date, which was snail mailed to the borrower on [redacted].


Reviewer Comment (2026-03-19): Diligence has received the Government Disclosures document, however, the corresponding Loan Disclosure Summary confirming the date issued was not provided. The Initial LE provided does not have the appraisal language on page [redacted]. Please provide the Loan Disclosure Summary with the Government Disclosure doc listed, or other acceptable evidence showing this went out to the borrower within [redacted] days of application date of [redacted]. Exception remains.


Buyer Comment (2026-03-17): Please see the attached Le package which includes the government disclosure and appraisal notices.
 03/23/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES48534     36065442     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41197     36065443     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41197     36053812     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42001     36053813     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42001     36052340     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42001     36052343     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42001     36052344     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44582     36052373     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/16/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44582     36052282     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44745     36052283     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44745     36055877     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49727     36055878     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49727     36052407     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42343     36052409     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42343     36053617     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42864     36053618     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42864     36051878     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42864     36051881     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45487     36059369     Compliance Compliance State Compliance State Defect [redacted] Home Loan (Acknowledgement of Receipt of Complaint Agency Disclosure Not Signed by All Borrowers) [redacted] Home Loan:  Receipt of [redacted] Complaint Agency Disclosure specifying the agency designated to receive complaints or inquiries about the origination and making of the loan acknowledged by one borrower, but not all borrowers on the transaction.         Buyer Comment (2026-03-17): Seller acknowledges. No change to grading.
     03/17/2026 2 B B B B B B B B B B   SC Primary Refinance - Cash-out - Other "Within forty-five days of the loan closing and before the institution of an action pursuant to this article, the lender notifies the borrower of the compliance failure, makes appropriate restitution, and makes necessary adjustments to the loan to make the consumer home loan satisfy the requirements of Section 37-23-70, 37-23-75, or 37-23-80

Provide copy of LOE to borrower notifying consumer of error, provide copy of disclosure signed by all consumers, and proof of mailing within 45 days of consummation."		 B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45487     36055063     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44946     36055065     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44946     36052537     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Employment - [redacted] General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. The file was missing the third party verification for the borrower's business. Please provide evidence of the third party verification for the business obtained within [redacted] days of the Note date for review.       Reviewer Comment (2026-03-24): Received business liability insurance policy allowed as third party verification per lender's guidelines.  Exception cleared.


Buyer Comment (2026-03-20): Please see the attached liability insurance and evidence it was received within [redacted] days of closing.
 03/24/2026     1 C A C A C A C A C A   VA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44946     36052542     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-24): Received business liability insurance policy allowed as third party verification per lender's guidelines.  Exception cleared.


Buyer Comment (2026-03-20): Please clear with documentation provided.
 03/24/2026     1 B A C A B A C A B A   VA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44946     36052554     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44946     36052555     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43019     36052556     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43019     36052636     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41476     36052638     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41476     36051949     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41476     36051952     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41476     36051961     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-18): Received YTD and year end 2025 paystub.  Exception cleared.


Buyer Comment (2026-03-17): Please see uploaded documents
 03/18/2026     1 B A C A B A C A B A   WV Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES41476     36051962     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision [redacted] General QM:  Unable to verity income due to, missing  W-2, Paystub, LES, ETS or WVOE.         Reviewer Comment (2026-03-18): Received YTD and year end [redacted] paystub.  Exception cleared.


Buyer Comment (2026-03-17): Please see uploaded documents
 03/18/2026     1 C A C A C A C A C A   WV Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48544     36060542     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower's most recent YTD paystub and previous year [redacted] W-2 income documentation was missing from the file. Please provide for review.       Reviewer Comment (2026-03-18): Received YTD and [redacted] year end paystubs. Exception cleared.


Buyer Comment (2026-03-17): Please see uploaded documents, Paystub and year end paystub used to meet W2 guidelines


Buyer Comment (2026-03-17): Please see uploaded documents, Paystub and year end paystub used to meet [redacted] guidelines
 03/18/2026     1 C A C A C A C A C A   WV Primary Refinance - Cash-out - Other   C A C A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48544     36053848     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48544     36053849     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48544     36053851     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges the exception, no change to grading.


Reviewer Comment (2026-04-02): Re-opening exception to correct comment to waive.


Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     04/02/2026 2 A A A A N/A N/A     B B   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47164     36053890     Compliance Compliance State Compliance Misc. State Level [redacted] [redacted] Cash-out Loan (The lender/Assignee cannot conclusively rely on the Value on the Acknowledgement of Fair Market Value as the loan file does not contain an Appraisal) [redacted]: The lender/Assignee cannot conclusively rely on the Value on Acknowledgement of [redacted].  Test performed using [redacted] value or other valuation method in file other than appraisal.               03/19/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47164     36055195     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47416     36055199     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47416     36053693     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47416     36053694     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49634     36053773     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49634     36054335     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49181     36054338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-19): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/19/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49181     36054070     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49181     36054071     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted]           Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48865     36211491     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-04-02): Seller acknowledges exception, secondary valuation not required per product guidelines.
     04/02/2026 2   N/A   A N/A N/A       N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48865     36053894     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48865     36053895     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49509     36053973     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/16/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES49509     36055227     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49509     36055234     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48404     36055239     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48404     36052764     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47083     36052765     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47083     36052405     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47083     36052406     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49185     36052408     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49185     36053333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49185     36053338     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49185     36053339     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49185     36053415     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-24): Received business liability insurance allowed as third party verification per client guidelines.  Exception cleared.


Buyer Comment (2026-03-20): Please see the attached [redacted] and proof of date obtained.
 03/24/2026     1 B A C A B A C A B A   NJ Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48615     36053416     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Employment - [redacted] General QM: Unable to verify current [redacted] status using reasonably reliable third-party records. The file was missing the third party verification for the borrower's business. Please provide evidence of the third party verification for the business obtained within [redacted] days of the Note date for review.       Reviewer Comment (2026-03-24): Received business liability insurance allowed as third party verification per client guidelines.  Exception cleared.


Buyer Comment (2026-03-20): Please see the attached self-employment and proof of date obtained.


Buyer Comment (2026-03-20): Please see the attached [redacted] and proof of date obtained.
 03/24/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48615     36053538     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES48615     36053539     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES48615     36053569     Compliance Compliance Federal Compliance ATR/QM Defect General Ability To Repay Provision Employment - [redacted] Ability to Repay (Dodd-Frank 2014): Unable to verify current [redacted] employment status using reasonably reliable third-party records. The file was missing the The Work Number verification obtained as the pre-close VVOE for the co-borrower. Please provide for review.       Reviewer Comment (2026-03-18): Paystub within [redacted] days considered as VVOE. Exception cleared.


Buyer Comment (2026-03-18): The paystub on page [redacted] is sufficient to meet the VOE requirement as it is dated within [redacted] days of closing.
 03/18/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES48615     36053570     Compliance Compliance Federal Compliance ATR/QM NonQM ATR Ability-to-Repay (Dodd-Frank 2014): General Ability-to-Repay requirements not satisfied. ATR failure due to missing income documentation. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2026-03-26): Client considered the paystub within [redacted] days of the Note. Exception cleared.
 03/26/2026     1 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES48615     36053573     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Fail. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2026-03-18): Paystub within [redacted] days considered as VVOE. Exception cleared.


Buyer Comment (2026-03-18): The paystub on page [redacted] is sufficient to meet the VOE requirement as it is dated within [redacted] days of closing.
 03/18/2026     1 B A C A B A C A B A   WA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A C A C A A A Non QM Non QM Yes
[redacted] RCKT2026CES48615     36074057     Credit Income / Employment Income Documentation Income / Employment The verification of employment is required and was not found in file. -         Reviewer Comment (2026-03-18): Paystub within [redacted] days considered as VVOE. Exception cleared.


Buyer Comment (2026-03-18): The paystub on page [redacted] is sufficient to meet the VOE requirement as it is dated within [redacted] days of closing.
 03/18/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES44163     36074121     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. ATR Risk due to missing income documentation.       Reviewer Comment (2026-03-18): Paystub within [redacted] days considered as VVOE. Exception cleared.


Buyer Comment (2026-03-18): The paystub on page [redacted] is sufficient to meet the VOE requirement as it is dated within [redacted] days of closing.
 03/18/2026     1 C A C A C A C A C A   WA Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES44163     36052756     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46233     36052757     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46233     36053701     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47800     36053702     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47800     36053332     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47800     36053334     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47830     36063718     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges the exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES47830     36074325     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47830     36074328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42052     36074329     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42052     36055165     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49160     36055166     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49160     36052788     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44186     36052789     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44186     36055904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46224     36055905     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46224     36053367     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47225     36053372     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47225     36054014     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054017     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054061     Compliance Legal / Regulatory / Compliance Anti-Predatory Violation Federal Defect (Fed High Cost Disclosure) Federal High-Cost Mortgage Loan (HOEPA Disclosure Not Provided) Truth in Lending Act (HOEPA):  HOEPA disclosure was not provided to the Borrower         Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of affiliate/non-affiliate fees.  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The rate lock has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054062     Compliance Legal / Regulatory / Compliance Anti-Predatory Violation Federal Defect (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Financed Points and Fees) Truth in Lending Act (HOEPA): Mortgage loan financed Points and Fees.         Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of[redacted].  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The[redacted]has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054063     Compliance Legal / Regulatory / Compliance Anti-Predatory Violation Federal Defect (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Late Charge) Truth in Lending Act (HOEPA): Mortgage loan contains a late charge that exceeds the greater of [redacted] of the amount past due or grace period of less than [redacted] days.         Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of affiliate/non-affiliate fees.  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The rate lock has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054064     Compliance Compliance Federal Compliance Federal Defect (Fed High Cost) Federal High-Cost Mortgage Loan (Points and Fees) Truth in Lending Act (High-Cost Mortgage): Points and Fees on subject loan of [redacted] is in excess of the allowable maximum of [redacted] of the Federal Total Loan Amount. Points and Fees of [redacted] on a Federal Total Loan Amount of [redacted] vs. an allowable total of [redacted] (an overage of [redacted] or [redacted]).  Non-Compliant High Cost Loan. Please provide an invoice showing the breakdown of the affiliate [redacted] fee vs the third-party appraisal fee for further review of the high-cost exceptions.       Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of[redacted].  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The[redacted]has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other (1) Signed letter from borrower indicating their choice to either (a) accept refund and make loan non-high-cost or (b) keep loan as high-cost and make loan compliant; (2) Assuming option (a) is selected, a copy of refund check and proof of mailing; (3) Assuming option (b) is selected, proof of cure for each of the prohibited practices violations noted. C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES47225     36054065     Compliance Legal / Regulatory / Compliance Anti-Predatory Violation Federal Defect (Fed High Cost Provision) Federal High-Cost Mortgage Loan (Counseling Requirement) Truth in Lending Act (HOEPA): Borrower did not receive [redacted].         Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of affiliate/non-affiliate fees.  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The rate lock has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47225     36054110     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of QM (APOR) Fail. Loan designation failure due to the [redacted] date. The date considered by the lender was not documented in the file. Please provide evidence of the relock that occurred on [redacted].       Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of[redacted].  Exception cleared.


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The rate lock has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES49819     36054111     Compliance Compliance Federal Compliance ATR/QM Defect QM Points and Fees 2021 Qualified Mortgage (Dodd Frank 2014): Points and Fees on subject loan o[redacted]  is in excess of the allowable maximum of  [redacted] of the Federal Total Loan Amount. Points and Fees total [redacted] on a Federal Total Loan Amount of [redacted] vs. an allowable total of[redacted] (an overage of [redacted]). Breakdown of appraisal fee with[redacted] was not documented on invoice.       Reviewer Comment (2026-03-23): Received appraisal invoice evidence breakdown of affiliate/non-affiliate fees.  Exception cleared.


Buyer Comment (2026-03-20): Please see attached, AMC fee as requested


Buyer Comment (2026-03-20): Please see page [redacted] of the loan file. The[redacted]has been documented on the re-disclosure history form and confirmes the date is [redacted].
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A A A C A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49819     36055179     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49840     36055180     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49840     36055355     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46578     36055356     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46578     36057294     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46578     36057307     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47320     36057308     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47320     36054641     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES47320     36054642     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES47320     36054717     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] days of the Note. - The file is missing the verbal verification of employment obtained within [redacted] days of closing. Borrower has been employed in the same industry for more than [redacted] years.

Borrower has verified disposable income of at least [redacted]		 Borrower has been employed with the same employer for [redacted] years.

Borrower has residual income of [redacted] per month.		 Originator,Aggregator,SitusAMC

SitusAMC,Originator,Aggregator		 Reviewer Comment (2026-03-23): Client elects to waive with compensating factors.
     03/23/2026 2 C B C B C B C B C B   CO Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES47320     36054723     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2026-03-23): Client elects not to provide further documentation to support the [redacted] VVOE requirement. VVOE exception was waived with compensating factors. ATR related exceptions are cleared.
 03/23/2026     1 B A C A B A C A B A   CO Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C B C A A A Non QM Non QM Yes
[redacted] RCKT2026CES43527     36054733     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing [redacted] or more guideline components, the loan is at ATR risk. ATR risk due to missing VVOE dated within [redacted] dates of the note date. This exception will be cleared when all ATR related exceptions cleared.       Reviewer Comment (2026-03-23): Client elects not to provide further documentation to support the [redacted] VVOE requirement. VVOE exception was waived with compensating factors. ATR related exceptions are cleared.


Reviewer Comment (2026-03-20): The commentary in the selling guide states the third-party employment verification must be obtained within the same time frame as the VVOE requirements, so within [redacted] days. The information contained in the report must be no greater than [redacted]  days old. For [redacted], this would be the Verified On/Current As Of dates. However, VVOE is also allowed post-closing/prior to delivery per the selling guide, which could be provided to address this failure. If the lender's guidelines vary from the selling guide and allow the VVOE within [redacted] days from a third-party vendor, please provide this guideline for review. Exception remains.


Buyer Comment (2026-03-17): Per Fannie Mae [redacted] "If the employer uses a third-party employment verification vendor, the lender must obtain written verification from the vendor of the borrower's current employment status within the same time frame as the verbal VOE requirements.
Note:  Because third-party vendor databases are typically updated monthly, the verification must evidence that the information in the vendor's database was no more than [redacted] days old as of the note date." The worknumber was used to verify the borrowers employment as the information on the worknumber was current as of [redacted] which is [redacted] days from closing as allowed by guidelines.
 03/23/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C B C B C A A A Non QM Non QM No
[redacted] RCKT2026CES43527     36053802     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43527     36053837     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges. No change to grading.
     03/17/2026 2 B B B B B B B B B B   IN Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES42920     36066067     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42920     36065937     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36065940     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36053753     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36053755     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36053756     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36073789     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Non-Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-31): Client accepts the DTI of [redacted] which includes the bonus and OT earnings. DTI related failures have been downgraded/waived. HPML failure due to loan designation failure is cleared.


Reviewer Comment (2026-03-20): This exception will be further addressed upon updates to the QM failure for DTI.


Buyer Comment (2026-03-18): This loan is QM Rebuttable presumption is excluded from appraisal requirements of [redacted]
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36073790     Compliance Compliance Federal Compliance Federal HPML TIL Higher Priced Mortgage Loan Safe Harbor Test TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.         Reviewer Comment (2026-03-31): Client accepts the DTI of [redacted] which includes the bonus and OT earnings. DTI related failures have been downgraded/waived. HPML failure due to loan designation failure is cleared.


Reviewer Comment (2026-03-20): This exception will be further addressed upon updates to the QM failure for DTI.


Buyer Comment (2026-03-19): This loan is QM Rebuttable presumption is excluded from appraisal requirements of [redacted]
 03/31/2026     1 B A B A B A B A B A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36073791     Compliance Compliance Federal Compliance Federal HPML (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.         Reviewer Comment (2026-03-31): Client accepts the DTI of [redacted] which includes the bonus and OT earnings. DTI related failures have been downgraded/waived. HPML failure due to loan designation failure is cleared.


Reviewer Comment (2026-03-20): This exception will be further addressed upon updates to the QM failure for DTI.


Buyer Comment (2026-03-18): This loan is QM Rebuttable presumption is excluded from appraisal requirements of [redacted]
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36073792     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.)   The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].		 CLTV of [redacted] is < guideline maximum by > [redacted].

LTV of [redacted] is < guideline maximum by > [redacted].		 SitusAMC,Originator

Originator,SitusAMC		 Reviewer Comment (2026-03-31): Client elects to waive with compensating factors.


Reviewer Comment (2026-03-31): EXCEPTION HISTORY - Exception Detail was updated on [redacted] PRIOR Exception Detail: General QM: The DTI calculated in accordance with the Lenders Guidelines and [redacted] of [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.)


Reviewer Comment (2026-03-20): It appears based on the response that the client used all earnings (base/OT/bonus) to support the base is within [redacted] and therefore use the full-time calculation of [redacted]/month. However, the base income without bonus/OT is only [redacted] through [redacted]. Considering base income only, the income of [redacted] is not within [redacted] of the qualifying income of [redacted]. Using the bonus and OT which was not considered based on lender's approval (Bonus from [redacted] and OT from [redacted] + YTD), plus the base as mentioned previously, DTI is still [redacted]. If bonus/OT is requested to be used, please confirm, however, DTI exception will still be valid. The DTI exception is eligible to be regraded with compensating factors. Exception remains.


Buyer Comment (2026-03-19): • [redacted] work hours per year / [redacted] months x [redacted] months client is paid per year / [redacted] per month
• Year to date base earnings of [redacted] total gross year to date earnings - [redacted] in combined year to date bonus/overtime/commission.
• [redacted] months paid this year = number of times the client has been paid[redacted] multiplied by days in a pay frequency[redacted] divided by [redacted], minus [redacted] months redacted this year.
• Projected base earnings this year of [redacted] = calculated monthly base income of [redacted] months paid per year.
• Full time earnings are supported.
     03/31/2026 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44419     36073796     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Loan designation failure due to QM failure. This exception will be cleared when all QM related exceptions are cleared.       Reviewer Comment (2026-03-31): Client accepts the DTI of [redacted] which includes the bonus and OT earnings. DTI related failures have been downgraded/waived. Loan designation failure is cleared.


Reviewer Comment (2026-03-20): It appears based on the response that the client used all earnings (base/OT/bonus) to support the base is within [redacted] and therefore use the full-time calculation of [redacted]/month. However, the base income without bonus/OT is only [redacted] through [redacted]. Considering base income only, the income of [redacted] is not within [redacted] of the qualifying income of [redacted]. Using the bonus and OT which was not considered based on lender's approval (Bonus from [redacted]+ YTD), plus the base as mentioned previously, DTI is still [redacted]. If bonus/OT is requested to be used, please confirm, however, DTI exception will still be valid. The DTI exception is eligible to be regraded with compensating factors. Exception remains.


Buyer Comment (2026-03-19): Please clear based on our response to the other exception
 03/31/2026     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES44419     36073812     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. DTI is excessive due to a variance in the borrower's income. Diligence has considered the following calculation: [redacted] eligible base. Lender did not consider OT/Bonus, however, using these would not get the DTI < [redacted]. Lender used base pay at full-time hours or [redacted], but base isn't within [redacted] per guideline requirement based on aforementioned calculations. Please provide support for lender's use of [redacted] in base earnings. The Combined Loan to Value (CLTV) on the loan is less than the guideline maximum by at least [redacted].

The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted].		 CLTV of [redacted] is < guideline maximum by > [redacted].

LTV of [redacted] is < guideline maximum by > [redacted].		 SitusAMC,Originator

Originator,SitusAMC		 Reviewer Comment (2026-03-31): Client elects to waive with compensating factors.


Reviewer Comment (2026-03-31): EXCEPTION HISTORY - Exception Explanation was updated on [redacted] PRIOR Exception Explanation: Calculated investor qualifying total debt ratio of [redacted] exceeds Guideline total debt ratio of [redacted].


Reviewer Comment (2026-03-20): It appears based on the response that the client used all earnings (base/OT/bonus) to support the base is within [redacted] and therefore use the full-time calculation of [redacted]/month. However, the base income without bonus/OT is only [redacted] through[redacted]. Considering base income only, the income of [redacted]is not within [redacted] of the qualifying income of [redacted]. Using the bonus and OT which was not considered based on lender's approval (Bonus from [redacted] and OT from [redacted] + YTD), plus the base as mentioned previously, DTI is still [redacted]. If bonus/OT is requested to be used, please confirm, however, DTI exception will still be valid. The DTI exception is eligible to be regraded with compensating factors. Exception remains.


Buyer Comment (2026-03-19): • [redacted] work hours per year / [redacted] months x [redacted] months client is paid per year / [redacted]per month
• Year to date base earnings of [redacted] total gross year to date earnings -[redacted] in combined year to date bonus/overtime/commission.
• [redacted] months paid this year = number of times the client has been paid ([redacted]) multiplied by days in a pay frequency ([redacted]) divided by [redacted], minus [redacted] months redacted this year.
• Projected base earnings this year of [redacted] = calculated monthly base income of [redacted] months paid per year.
• Full time earnings are supported.
     03/31/2026 2 C B C B C B C B C B   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46337     36073899     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. General QM: Based on the loan failing one or more guideline components, the loan is at QM risk.         Reviewer Comment (2026-03-31): Client accepts the DTI of [redacted] which includes the bonus and OT earnings. DTI related failures have been downgraded/waived. Guideline violation exception is cleared.


Reviewer Comment (2026-03-30): Client's guidelines have previously been expressed as using variable base at full-time hours if YTD is within [redacted]. Recently, it has been communicated that the client considers [redacted] days YTD sufficient, which aligns with [redacted]. For the subject file, we do not have [redacted] days YTD in [redacted] for comparison but do have the final paystub from [redacted]. From [redacted] the borrower worked just over [redacted] hours, which is slightly less than the [redacted]-month average, but overall aligns with the current calculation of base earnings of [redacted]/month. If using the two paystubs in the file and averaging the hours annually, the borrower works an average of [redacted] hours per pay period. However, when using the full [redacted] pay, the average is less. Per [redacted] ([redacted], Base Income ([redacted]): The borrower's qualifying income must be consistent with year-to-date base earnings. If year-to-date income does not reflect at least [redacted] days' of earnings, the lender must confirm qualifying income is consistent with the prior year's earnings. And further goes on to address the requirement to average the monthly hours by the fixed hourly rate based on the most recent [redacted] months. Using [redacted] hours bi-weekly is not supported by the documentation provided for [redacted]. Exception remains.


Buyer Comment (2026-03-25): please see attached


Reviewer Comment (2026-03-20): It appears based on the response that the client used all earnings (base/OT/bonus) to support the base is within [redacted] and therefore use the full-time calculation of [redacted]/month. However, the base income without bonus/OT is only [redacted] through [redacted]. Considering base income only, the income of [redacted] is not within [redacted] of the qualifying income of [redacted]. Using the bonus and OT which was not considered based on lender's approval (Bonus from [redacted] and OT from [redacted] + YTD), plus the base as mentioned previously, DTI is still [redacted]. If bonus/OT is requested to be used, please confirm, however, DTI exception will still be valid. The DTI exception is eligible to be regraded with compensating factors. Exception remains.


Buyer Comment (2026-03-19): Please clear based on response to the other exception as full time earnings are supported
 03/31/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46337     36053230     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46337     36053231     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46337     36053232     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, no change to grading.
     03/13/2026 2 A A A A N/A N/A     B B   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41467     36066273     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The [redacted] indicates the subject is in a [redacted]. No [redacted] Rider was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-17): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-17): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field [redacted] in situations where there is a non-mandatory HOA.
 03/17/2026     1 C A C A C A C A C A   OK Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41467     36053850     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-13): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/13/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46668     36053852     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46668     36064707     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41859     36064708     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41859     36055488     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES41859     36055499     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES41859     36055591     Credit Credit Miscellaneous Guideline Credit Exception:   The third-party verification of employment for the [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-23): Received timestamp date within [redacted] days from the note date. Exception cleared


Buyer Comment (2026-03-20): attached within [redacted] days
 03/23/2026     1 C A C A C A C A C A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES41859     36093538     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the tax documentation for this property, please provide for review.       Reviewer Comment (2026-03-30): Per the client, the county tax records do not disclose the physical addresses, and nothing further can be provided due to insufficient public record data. Client provided county tax printout that discloses four parcel addresses that belongs to borrower. All tax amounts provided on the printout has been included in the DTI, exception cleared.


Reviewer Comment (2026-03-30): Please provide supporting Tax cert document for the REO "[redacted]". Exception remains.


Buyer Comment (2026-03-26): Here is a copy of the tax documents for every property the borrower owns in the county. It cannot be confirmed which of these belongs to this property address as there does not exist anything in public record to tie a property this desolate to the tax statement. Choose one or all of these to apply to the property in question for the taxes.


Reviewer Comment (2026-03-24): The most recent document uploaded was a [redacted] Tax Cert for the subject property.  Please provide documentation to verify the tax bill uploaded on [redacted] is for this indicated property.


Buyer Comment (2026-03-24): See attached confirming the legal description/tax id matches which ties the statement to the property. Please review to clear this condition.


Reviewer Comment (2026-03-24): The [redacted] provided do not identify the property address. Please provide evidence these are in fact for the indicated property.


Buyer Comment (2026-03-20): attached taxes
 03/30/2026     1 C A C A C A C A C A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES47095     36093539     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The file is missing the tax documentation for this property, please provide for review.       Reviewer Comment (2026-03-30): Received tax cert for the property, Exception cleared.


Buyer Comment (2026-03-26): See attached taxes for this property


Reviewer Comment (2026-03-24): The most recent document uploaded was a [redacted] Tax Cert for the subject property.  Please provide documentation to verify the tax bill uploaded on [redacted] is for this indicated property.


Buyer Comment (2026-03-24): See attached confirming the legal description/tax id matches which ties the statement to the property. Please review to clear this condition.


Reviewer Comment (2026-03-24): The [redacted] provided do not identify the property address. Please provide evidence these are in fact for the indicated property.


Buyer Comment (2026-03-20): attached taxes for this property
 03/30/2026     1 C A C A C A C A C A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES47095     36054688     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES47095     36054689     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES47095     36054849     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The co-borrower's employment was obtained thru a third party vendor.  Please provide the VVOE from The Work Number dated [redacted] as reflected on the[redacted]       Reviewer Comment (2026-03-17): Per client rebuttal, information on VVOE was not accurate.  Email directly from employer provided to update borrower's employment.  Exception cleared.


Buyer Comment (2026-03-17): Please be advised there was an error on the VOE form, the recertification of employment was verified via email as shown on page [redacted] of the [redacted].
 03/17/2026     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES47095     36054888     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of [redacted] does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to ATR failure. This exception will be cleared when all ATR related exceptions are cleared.       Reviewer Comment (2026-03-17): Per client rebuttal, information on VVOE was not accurate.  Email directly from employer provided to update borrower's employment.  Exception cleared.


Buyer Comment (2026-03-17): Please be advised there was an error on the VOE form, the recertification of employment was verified via email as shown on[redacted] of the loan images.
 03/17/2026     1 B A C A B A C A B A   TN Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C A C A C A A A Non QM Non QM Yes
[redacted] RCKT2026CES45015     36054891     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. The co-borrower's employment was obtained thru a third party vendor.  Please provide the VVOE from The Work Number dated [redacted] as reflected on the[redacted]       Reviewer Comment (2026-03-17): Per client rebuttal, information on VVOE was not accurate.  Email directly from employer provided to update borrower's employment.  Exception cleared.


Buyer Comment (2026-03-17): Please be advised there was an error on the VOE form, the recertification of employment was verified via email as shown on page [redacted] of the [redacted].
 03/17/2026     1 C A C A C A C A C A   TN Primary Refinance - Cash-out - Other   C A C A C A A A Non QM Non QM No
[redacted] RCKT2026CES45015     36055076     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45384     36055078     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45384     36054935     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43011     36054936     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   DC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43011     36054871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47067     36054873     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47067     36055062     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46525     36055064     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46525     36054018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46525     36054020     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48297     36064414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48297     36055089     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48297     36055090     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44103     36055091     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44103     36055226     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45531     36055228     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45531     36055370     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45531     36055373     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45531     36055405     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-17): Seller acknowledges the exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47745     36055406     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-17): Seller acknowledges the exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47745     36063136     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): seller accepts; no change to grading
     03/17/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES47745     36063314     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48196     36063333     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48196     36065352     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES48196     36065354     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES43884     36074296     Credit Credit Miscellaneous Guideline Credit Exception:   Please confirm the amount considered for [redacted] support as there is a discrepancy between the 1008 and file documentation. Per the divorce decree, the borrower owed [redacted]/month for [redacted] minor children in [redacted] Based on ages disclosed, only one of three is over [redacted] at present. Diligence has considered [redacted]month ([redacted] of total [redacted] support obligation) plus alimony of [redacted]. Please advise if there is additional documentation diligence doesn't have for the [redacted] remaining minor children increasing the total child support to [redacted]/month.       Reviewer Comment (2026-03-20): Client has confirmed there is no additional documentation for the child support that was not received by diligence. Exception cleared.


Buyer Comment (2026-03-18): There is not additional documentation to upload. The payment was left higher than the documents required as a conservative estimate of DTI
 03/20/2026     1 C A C A C A C A C A   KS Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES43884     36053291     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43884     36053295     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42014     36053297     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file was missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42014     36055930     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42014     36055931     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49795     36055962     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges. No change to grading.
     03/17/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49795     36055019     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49795     36055020     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44039     36069760     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES44039     36064572     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44039     36064573     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44039     36064618     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/16/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45509     36064619     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Subprime Loan (Counseling Disclosure Not Provided at Application but within [redacted]) [redacted] Subprime Loan: Counseling Disclosure not provided to borrower at the time of application, but within [redacted]]  days of application. Counseling disclosure was provided on[[redacted]       Reviewer Comment (2026-03-17): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/17/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45509     36054594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49359     36054598     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49359     36055281     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49359     36055282     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43442     36055285     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43442     36055171     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43442     36055193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41709     36055260     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges the exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41709     36055213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES41709     36055217     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES41709     36055332     Compliance Compliance Federal Compliance Federal HPML Federal HPML 2014 Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-26): Per prior escalation, acceptable to use the early disclosure package sent date, with the cover letter, and Government Disclosure doc. Verification of timely receipt of the Appraisal Disclosure has been provided with all aforementioned docs, exception cleared.


Reviewer Comment (2026-03-25): The Loan Disclosure Summary was not provided confirming the date the Government Disclosures form was provided. Per compliance, an attestation would be needed confirming the Government Disclosures doc was issued at the same time as the initial package, as no date is issued on this form. This can be escalated for further review once additional supporting documentation is provided. Exception remains.


Buyer Comment (2026-03-24): Please see the early disclosure package attached and evidence the disclosure package was sent to the borrower on [redacted]
 03/26/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES43232     36055333     Compliance Compliance Federal Compliance TRID TIL HPML Appraisal Disclosure - HPML Timing [redacted] - File does not evidence the consumer was provided with the right to receive a copy of the Appraisal Disclosure within [redacted] days of the loan application date. The initial Loan Estimate was missing from the file, and the revised LE's did not contain the required appraisal language on [redacted]. Earliest evidence of the Right to Receive Appraisal being provided to the borrower was [redacted].       Reviewer Comment (2026-03-26): Per prior escalation, acceptable to use the early disclosure package sent date, with the cover letter, and Government Disclosure doc. Verification of timely receipt of the Appraisal Disclosure has been provided with all aforementioned docs, exception cleared.


Reviewer Comment (2026-03-25): The Loan Disclosure Summary form was not provided confirming the date the Government Disclosures form was sent. Per compliance, an attestation would be needed confirming the Government Disclosures doc was issued at the same time as the initial package, as no date is issued on this form. This can be escalated for further review once additional supporting documentation is provided. Exception remains.


Buyer Comment (2026-03-24): Please see the early disclosure package attached and evidence the disclosure package was sent to the borrower on [redacted]
 03/26/2026     1 C A C A C A C A C A   NJ Primary Refinance - Cash-out - Other   C A A A C A A A Non QM Non QM No
[redacted] RCKT2026CES43232     36072070     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41938     36072073     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41938     36057506     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48271     36057508     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48271     36070750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41371     36070764     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41371     36057903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41371     36057904     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48686     36057966     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): seller accepts; no change to grading
     03/17/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48686     36054766     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47154     36054767     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47154     36055414     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES47154     36055415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49625     36055428     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges. No change to grading.
     03/17/2026 2 B B B B B B B B B B   KS Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES49625     36068908     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49625     36068909     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49870     36068951     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): seller accepts; no change to grading.
     03/18/2026 2 B B B B B B B B B B   WI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES49870     36055532     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43772     36055535     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43772     36055578     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46186     36055581     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46186     36055053     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48618     36055058     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   SD Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48618     36055294     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42597     36055295     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42597     36055984     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42597     36055986     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41176     36055987     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41176     36045508     Credit Credit Miscellaneous Guideline Credit Exception:   A lender exception was made for the subject acreage being [redacted] acres. Please provide the written Lender Exception as well as credit compensating factors considered when making this exception. The qualifying DTI on the loan is at least [redacted] less than the guideline maximum.

The representative FICO score exceeds the guideline minimum by at least [redacted] points.

Borrower has verified [redacted] income of at least [redacted].		 DTI of [redacted].

[redacted] FICO Score.

Residual income in the amount of [redacted].		 Originator Pre-Close,Originator,Aggregator,SitusAMC

SitusAMC,Originator Pre-Close,Originator,Aggregator

Originator Pre-Close,Originator,Aggregator,SitusAMC		 Reviewer Comment (2026-03-19): Client elects to waive with compensating factors.


Buyer Comment (2026-03-17): We have granted an exception with the following comp factors:

1. FICO [redacted]
2. [redacted] DTI
3. [redacted] residual income
4. [redacted] CLTV
5. No agricultural elements identified.
     03/19/2026 2 C B C B C B C B C B   WA Primary Refinance - Cash-out - Other   C B C B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41176     36055345     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   C B C B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41176     36055353     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   C B C B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41382     36055358     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C B B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41382     36057122     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41616     36057123     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41616     36057742     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48967     36057750     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48967     36055457     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46051     36055458     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46051     36070558     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46051     36070560     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46015     36070561     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46015     36055423     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45478     36055424     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45478     36054555     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44276     36054557     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44276     36061704     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44276     36062145     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44276     36062151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49959     36062157     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49959     36058155     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42096     36058157     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42096     36055569     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49904     36055590     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   TX Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49904     36058276     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49213     36058277     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49213     36070035     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47078     36070137     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47078     36054983     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47078     36054984     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49723     36054986     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49723     36057909     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/16/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47956     36057910     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47956     36058128     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43621     36091353     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43621     36057819     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43621     36057820     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41554     36057821     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41554     36058476     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41554     36058479     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41554     36058483     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44390     36058517     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change in grading
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES44390     36055021     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44390     36055025     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49250     36055026     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   NV Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49250     36056028     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43741     36056032     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43741     36064630     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Reviewer Comment (2026-03-26): LOE, proof of delivery, and [redacted] RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-25): [redacted]: please see the attached redisclosure.
   03/26/2026   2 C B C B C B C B C B   NJ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43741     36064645     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43741     36064648     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. [redacted] provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43764     36064649     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43764     36055700     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49513     36055703     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49513     36058188     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42040     36058190     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42040     36054903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42040     36054905     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44501     36054906     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44501     36065154     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44501     36065156     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43698     36065157     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43698     36055004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46161     36055005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46161     36069786     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46828     36069788     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46828     36057656     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46828     36057658     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49933     36057717     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges. No change to grading.
     03/18/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES49933     36058016     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49933     36058017     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49933     36058018     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   HI Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45548     36058077     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   HI Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES45548     36057967     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46194     36057972     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46194     36057976     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43605     36057979     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43605     36055676     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43605     36055678     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46501     36055679     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46501     36058254     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46501     36058260     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49056     36058262     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49056     36055478     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41752     36055486     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41752     36057486     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49419     36057490     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49419     36070365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46135     36070372     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46135     36063579     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49717     36063580     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49717     36057213     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49717     36057215     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49717     36057299     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/17/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES44306     36057300     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change in grading
     03/18/2026 2 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES44306     36057611     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44306     36057617     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES41307     36057695     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/17/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES41307     36057537     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45366     36057541     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   WI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45366     36057768     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45432     36057769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45432     36057993     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): seller accepts; no change to grading.
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES45432     36057996     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45432     36058004     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45432     36058005     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42232     36058059     Credit Loan Package Documentation Loan File Missing Document  Missing Document: Hazard Insurance Policy not provided   The [redacted] lien mortgage statement does not include escrow, and the hazard insurance policy was not provided. Please provide for review.       Reviewer Comment (2026-03-18): Hazard Insurance policy received. Exception cleared.


Buyer Comment (2026-03-18): Please see the attached HOI policy.
 03/18/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42232     36066375     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42232     36066377     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45918     36066378     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45918     36057403     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45918     36057407     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49676     36057437     Credit Credit Miscellaneous Guideline Credit Exception:   The file is missing the award letter or equivalent document to verify the coborrower's monthly [redacted] income of
[redacted]. Please provide or the DTI may be subject to recalculation.		       Reviewer Comment (2026-03-19): Received SSI Award Letter.  Exception cleared.


Buyer Comment (2026-03-18): Please see the attached [redacted] letter.
 03/19/2026     1 C A C A C A C A C A   NM Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49676     36068013     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49435     36068014     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49435     36065333     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42655     36065335     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42655     36058527     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42655     36058533     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41640     36058583     Credit Income / Employment Income Documentation Income / Employment Verification(s) of employment is not within [redacted] business days of the Note. - The file is missing the verbal verification of employment obtained within [redacted] business days of closing.       Reviewer Comment (2026-03-23): Post-dated Third-party verification of Employment received so considered the Note date. Exception cleared.


Buyer Comment (2026-03-23): please see the post close work number attached confirming active employment
 03/23/2026     1 C A C A C A C A C A   CO Primary Refinance - Cash-out - Other   C A C A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41640     36069884     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41640     36069889     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41640     36069893     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41925     36079755     Credit Credit Miscellaneous Guideline Credit Exception:   Please provide the Final Closing Statement for the sale of the [redacted], evidencing the property was sold and the [redacted] was paid in full and closed.       Reviewer Comment (2026-03-19): Received Settlement Statement verifying property was sold and payoff of existing mortgage.  Exception cleared.


Buyer Comment (2026-03-18): Please see attached
 03/19/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41925     36058546     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41558     36058549     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41558     36064385     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): seller accepts; no change to grading.
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES41558     36064396     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48307     36064398     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES48307     36058437     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41023     36058440     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41023     36064330     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48197     36064331     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48197     36058710     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49674     36058713     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49674     36065787     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49240     36065792     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49240     36065645     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45200     36065650     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45200     36057358     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, no change to grading.
     03/16/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45200     36057360     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44774     36057361     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44774     36071160     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49734     36071162     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49734     36058145     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44346     36058151     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-16): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/16/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44346     36070479     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45769     36070483     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45769     36057592     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45769     36057602     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47846     36057603     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47846     36069110     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41092     36069111     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41092     36057661     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48334     36057664     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48334     36063831     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45402     36063832     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45402     36068429     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45402     36068431     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42356     36068433     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42356     36069692     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42356     36069693     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45103     36069719     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges. No change to grading.
     03/18/2026 2 B B B B B B B B B B   AZ Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45103     36064780     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45141     36064786     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45141     36057341     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44467     36057343     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MS Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44467     36057613     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44467     36057618     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44648     36057620     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44648     36057515     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42226     36057517     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42226     36055554     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42226     36055564     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41834     36055567     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41834     36055096     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45725     36055102     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45725     36063509     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45725     36063510     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45725     36063516     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45105     36074408     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - The AVM indicates the subject is in a[redacted]. No [redacted] was attached to the mortgage and HOA dues were not verified. Please provide supporting documentation for review.       Reviewer Comment (2026-03-18): Received HOA verification document subject property has no HOA dues. Exception cleared


Buyer Comment (2026-03-18): Please see attached, property report confirming the property is [redacted] with no HOA dues on this property. The AVM will mark the HOA field "Y" in situations where there is a non-mandatory HOA.
 03/18/2026     1 C A C A C A C A C A   FL Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45105     36064537     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47847     36064543     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47847     36057728     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47847     36057729     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44311     36057730     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44311     36065667     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49568     36065669     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49568     36059655     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42413     36059672     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42413     36068502     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42413     36068504     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47455     36068513     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   MN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47455     36057408     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47861     36057409     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47861     36065593     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43508     36065595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES43508     36062455     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): seller accepts; no change to grading.
     03/18/2026 2 B B B B B B B B B B   NE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43508     36062514     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43508     36062527     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44242     36062531     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   NE Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44242     36055328     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47676     36055430     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47676     36069836     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49663     36069851     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES49663     36067874     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49663     36067875     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49663     36067955     Compliance Compliance State Compliance State HPML (State HPML Disclosure) [redacted] Higher-Priced Mortgage Loan (Disclosure of Non-HPML Loans Borrower Qualifies For Not Provided) [redacted] Higher-Priced Mortgage Loan:  Borrower not provided with [redacted] disclosure of [redacted] otherwise qualified for.         Buyer Comment (2026-03-18): Seller acknowledges. No change to grading.
     03/18/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42826     36067956     Compliance Compliance State Compliance State HPML [redacted] HPML Threshold Test Non-Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted]+ [redacted], or [redacted].  Non-Compliant Higher Priced Loan.         Buyer Comment (2026-03-18): Seller acknowledges. No change to grading.
     03/18/2026 2 B B B B B B B B B B   MD Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42826     36057981     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45544     36057982     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45544     36065543     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES45544     36065545     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES45544     36065570     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-19): seller accepts; no change to grading.
     03/19/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES45544     36088471     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: [redacted] qualifying total debt ratio discrepancy.   Diligence used [redacted] income of [redacted] a month versus [redacted].  The bonus just received [redacted] was annualized as there was no evidence the borrower receives [redacted] income more than [redacted] time a year.  Please provide documentation of additional bonus timing, if applicable.       Reviewer Comment (2026-03-19): Received paystub for [redacted] which evidences bonus appears to be paid [redacted].  DTI is now within guidelines.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached paystub from [redacted], the borrowers year end paystub is also in this file. The paystub from [redacted] shows a lower bonus, which means that the borrower receives their bonus more frequently than an annual basis, and their bonus income will increase YTD.
 03/19/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES45544     36088541     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - ATR Risk Ability to Repay (Dodd-Frank 2014): Originator Loan Designation of Non QM does not match Due Diligence Loan Designation of ATR Risk. Loan designation failure due to QM failure.  This exception will be cleared when all other QM related exceptions are cleared.       Reviewer Comment (2026-03-19): Received paystub for [redacted] which evidences bonus appears to be paid semi-annually.  DTI is now within guidelines.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached paystub from [redacted] , the borrowers year end paystub is also in this file. The paystub from [redacted] shows a lower bonus, which means that the borrower receives their bonus more frequently than an annual basis, and their bonus income will increase YTD.
 03/19/2026     1 B A C A B A C A B A   CA Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM Loan Designation C B C A C B A A Non QM Non QM Yes
[redacted] RCKT2026CES45544     36088542     Compliance Compliance Federal Compliance ATR/QM Defect General ATR Provision [redacted] and [redacted] DTIs don't match and both significantly exceed Guidelines Ability to Repay (Dodd-Frank 2014): The DTIs calculated in accordance with the Lenders Guidelines of [redacted] and based on [redacted] of [redacted] significantly exceed the guideline maximum of [redacted]. (DTI Exception requires compelling compensating factors to consider regrading to [redacted].)         Reviewer Comment (2026-03-19): Received paystub for [redacted] which evidences bonus appears to be paid semi-annually.  DTI is now within guidelines.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached paystub from [redacted], the borrowers year end paystub is also in this file. The paystub from [redacted] shows a lower bonus, which means that the borrower receives their bonus more frequently than an annual basis, and their bonus income will increase YTD.
 03/19/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43852     36088545     Compliance Compliance Federal Compliance ATR/QM Defect Loan does not meet one or more guideline components which could impact the borrower's ability to repay. Ability to Repay (Dodd-Frank 2014): Based on the loan failing one or more guideline components, the loan is at ATR risk. Due to DTI above guidelines.       Reviewer Comment (2026-03-19): Received paystub for [redacted] which evidences bonus appears to be paid [redacted].  DTI is now within guidelines.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached paystub from [redacted] , the borrowers year end paystub is also in this file. The paystub from [redacted] shows a lower bonus, which means that the borrower receives their bonus more frequently than an annual basis, and their bonus income will increase YTD.
 03/19/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C B C A C B A A Non QM Non QM No
[redacted] RCKT2026CES43852     36057458     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41213     36057489     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES41213     36065898     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45270     36065899     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45270     36058401     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47760     36058403     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES47760     36065276     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46283     36065278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   IA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46283     36057823     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES46283     36057840     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43174     36057863     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43174     36058471     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47803     36058526     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47803     36066237     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47803     36066238     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45307     36066244     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45307     36067871     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45307     36067872     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   OK Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49684     36078364     Compliance Compliance State Compliance State HPML (State HPML) [redacted] Higher-Priced Mortgage Loan (APR Exceeds HPML Threshold) [redacted] Higher-Priced Loan: APR on subject loan of [redacted] Higher-Priced Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] + [redacted], or [redacted]. Compliant Higher Priced Loan.         Reviewer Comment (2026-04-02): Loan satisfies all [redacted] HPML conditions, and the loan is a compliant [redacted] HPML loan.


Reviewer Comment (2026-04-02): Re-open for commentary.
     04/02/2026 1 B B B B B B B B B B   OK Primary Refinance - Cash-out - Other No obvious cure B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49684     36057874     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES49684     36057875     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NE Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES47425     36057898     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change in grading
     03/18/2026 2 B B B B B B B B B B   NE Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES47425     36065565     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47425     36065566     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   ID Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43451     36065581     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): seller accepts; no change to grading.
     03/18/2026 2 B B B B B B B B B B   ID Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43451     36064520     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48522     36064525     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES48522     36058189     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48522     36058193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48348     36058197     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   SC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48348     36064365     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41367     36064366     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   KY Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41367     36069947     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41367     36069949     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48796     36069955     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   OR Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48796     36081750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41630     36081753     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No secondary valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41630     36059932     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47487     36059969     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   KS Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47487     36064341     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47487     36064343     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45295     36064345     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45295     36061156     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45295     36061169     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45295     36061195     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES42664     36061211     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-20): Seller acknowledges exception, no change to grading.
     03/20/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES42664     36058100     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41394     36058101     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41394     36058213     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36058223     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, secondary valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36058230     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or hybrid interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36058264     Compliance Compliance Federal Compliance Federal HPML Federal HPML [redacted] Compliant [redacted] Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of APOR [redacted] or [redacted].  Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-03-30): Exception is no longer valid as correct rate of [redacted]% has been confirmed.
 03/30/2026     1 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36058266     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Principal and Interest TILA-RESPA Integrated Disclosure - Loan Terms: Final Closing Disclosure provided on [redacted] disclosed a Principal and Interest Payment that does not match the actual payment for the loan. Final Closing Disclosure provided on[redacted] disclosed principal and interest payment of [redacted] and based on the Note, the actual calculated principal and interest is [redacted].       Reviewer Comment (2026-03-30): SitusAMC received documentation from lender on final interest rate.


Buyer Comment (2026-03-30): Rocket Mortgage attests that [redacted]% was the agreed upon interest rate at the time of closing. Please see the attached screenshot from the LOS confirming the change in rate occurred prior to the closing date as well as the servicing welcome letter confirming the agreed upon monthly payment of [redacted]. Additionally, all other closing documents confirm the correct rate and P&I payment.


Reviewer Comment (2026-03-27): Please provide LOE indicating the interest rate of [redacted]% was the interest rate agreed to by the borrower and the lender along with document filing stamps for the note and the security instrument.


Buyer Comment (2026-03-26): A material change to the structure of the loan happened after the Note signed at closing was printed causing a mismatch between the Final CD and Note. Please see the corrected, signed Note with P&I of [redacted].
 03/30/2026     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission if Applicable C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES41394     36058267     Compliance Compliance Federal Compliance TRID Defect TRID Final Closing Disclosure Projected P&I Payment Min Payment Fixed Rate Initial Payment TILA-RESPA Integrated Disclosure - Projected Payments: Final Closing Disclosure provided on [redacted] disclosed a periodic principal and interest payment for payment stream 1 that does not match the actual payment for the loan. Final Closing Disclosure provided on [redacted] disclosed principal and interest payment of [redacted] and based on the Note, the actual calculated principal and interest is [redacted].       Reviewer Comment (2026-03-30): SitusAMC received documentation from lender on final interest rate.
 03/30/2026     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other TILA Material Disclosure Cure - Provide the following: Letter of Explanation, Proof of Delivery, Corrected CD, and Re-open Rescission (required on rescindable transactions) C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES41394     36058268     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Rescission - Disbursement Date Less than [redacted] Business Days From Transaction Date Truth in Lending Act:  Subject loan transaction disbursed on [redacted], prior to [redacted] business days from transaction date of [redacted]. The Final Closing Disclosure issued on [redacted] was not executed by the borrower and there was no evidence of the date the borrower received.  The Closing Disclosure issued on [redacted] was executed by the non-borrowing spouse on the day of closing and the terms changed from that disclosure to the Final Closing Disclosure.  It was not possible to determine from the e-sign summary, that the correct CD was acknowledged due to the [redacted] version being signed by the spouse at closing.  Please provide evidence of receipt of the Closing Disclosure issued on [redacted] or lender to re-open rescission, provide the new right to cancel form, a copy of letter of explanation sent to borrower, and proof of delivery. Note:  This exception cannot be cured until the new rescission period ends.       Reviewer Comment (2026-04-02): LOE, proof of delivery, and H-8 RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-02): Please see the attached ror forms, loe to borrower, and proof of delivery.


Reviewer Comment (2026-03-19): The terms changed from the CD issued on [redacted] to the final CD issued on [redacted].  Please provide evidence of the date the borrower received the final CD issued on [redacted]  Exception remains.


Buyer Comment (2026-03-18): The loan closed on [redacted] as indicated by the Note date and disbursed on [redacted] per the disbursement documents in file. All loan documents were signed on [redacted] including the CD issued [redacted], signed  by [redacted] (see pages 286-290). ROR period opened on [redacted] and closed less than [redacted] from disbursement date.
   04/02/2026   2 C B C B C B C B C B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES41394     36058269     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA Notice of Right to Cancel Expiration Date Prior or equal to Disbursement Date Truth in Lending Act:  Actual Date(s) on Notice of Right to Cancel occurs prior to expected date(s). RTC disclosed incorrect transaction and expiration dates. Lender to re-open rescission, provide a copy of the new right to cancel form, the letter of explanation sent to borrower, and proof of delivery. Note: This exception cannot be cured until expiration of new rescission period.       Reviewer Comment (2026-04-02): LOE, proof of delivery, and H-8 RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-04-02): Please see the attached ror forms, loe to borrower, and proof of delivery.


Reviewer Comment (2026-03-19): The terms changed from the CD issued on [redacted] to the final CD issued on [redacted]. Please provide evidence of the date the borrower received the final CD issued on [redacted]. Exception remains.


Buyer Comment (2026-03-18): The loan closed on [redacted] as indicated by the Note date and disbursed on [redacted] per the disbursement documents in file. All loan documents were signed on [redacted] including the CD issued [redacted], signed  by [redacted] (see pages 286-290). ROR period opened on [redacted] and closed less than [redacted] days from disbursement date.
   04/02/2026   2 C B C B C B C B C B   MO Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES41394     36079582     Credit Credit Miscellaneous Guideline Credit Exception:   Guidelines require a [redacted] month housing history and the credit report is only reporting [redacted] months.  It appears borrower just acquired the subject property on [redacted] per title and the AVM, but the 1003 reflects they have been there for [redacted] years.  It is not possible to determine if the borrower owned his prior residence or rented to determine if additional housing history is required.  Please provide prior history to verify the additional months required or evidence the borrower did not own prior to the subject property.       Reviewer Comment (2026-03-24): Although the 1003 indicates he has owned the property for [redacted], the property history report provided evidences the borrower just acquired the property [redacted].  2024 does reflect the subject address as the borrower's address.  Therefore, it is logical borrower rented the property prior to the recent purchase.  Additional mortgage history would therefore not be applicable.  Exception cleared.


Buyer Comment (2026-03-23): Please be advised the borrower's 2024 W2 has the subject property as a mailing address which supports borrower residing there for at least [redacted] months as required.


Reviewer Comment (2026-03-19): Diligence confirms the borrower purchased the property in [redacted].  Since the final loan application indicates the borrower has owned and lived at the property for [redacted], it is not possible to determine if a housing history is provided for a prior residence.  Please provide prior history to verify the additional months required or evidence the borrower did not own prior to the subject property.  Exception remains.


Buyer Comment (2026-03-18): Please see the attached property history report confirming the borrower acquired the property in [redacted].
 03/24/2026     1 C A C A C A C A C A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36182334     Compliance Compliance Federal Compliance Federal HPML Federal HPML [redacted]  Non Compliant Federal Higher-Priced Mortgage Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is equal to or greater than the threshold of [redacted], or [redacted].  Non-Compliant Higher Priced Mortgage Loan.         Reviewer Comment (2026-04-01): Downgraded and waived DTI exception.  Exception cleared.


Buyer Comment (2026-04-01): We have asked that the DTI exceptions be downgraded and QM designation be updated to QM rebuttable presumption. Once this is done, kindly rescind these exceptions as the loan will not be held to HPML requirements.
 04/01/2026     1   A   A   A   A   A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36182335     Compliance Compliance Federal Compliance Federal HPML TIL Higher Priced Mortgage Loan Safe Harbor Test TILA HPML appraisal Rule (Dodd-Frank 2014): Safe Harbor requirements not satisfied.         Reviewer Comment (2026-04-01): Downgraded and waived DTI exception.  Exception cleared.


Buyer Comment (2026-04-01): We have asked that the DTI exceptions be downgraded and QM designation be updated to QM rebuttable presumption. Once this is done, kindly rescind these exceptions as the loan will not be held to HPML requirements.
 04/01/2026     1   A   A   A   A   A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36182336     Compliance Compliance Federal Compliance Federal HPML (Fed HPML Provision) Federal Higher-Priced Mortgage Loan (Appraisal - Did Not Physically Visit) TILA HPML Appraisal Rule (Dodd-Frank 2014): Appraisal not performed by a certified or licensed appraiser who conducted a physical visit to the property.         Reviewer Comment (2026-04-01): Downgraded and waived DTI exception.  Exception cleared.


Buyer Comment (2026-04-01): We have asked that the DTI exceptions be downgraded and QM designation be updated to QM rebuttable presumption. Once this is done, kindly rescind these exceptions as the loan will not be held to HPML requirements.
 04/01/2026     1   A   A   A   A   A   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36182337     Compliance Compliance Federal Compliance ATR/QM Defect General QM Provision Investor and QM DTIs match and both moderately exceed Guidelines General QM: The DTI calculated in accordance with the Lenders Guidelines and 1026.43(e) of [redacted] moderately exceeds the guideline maximum of [redacted]. (DTI Exception is eligible to be regraded with compensating factors.)   The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. [redacted]% LTV. Originator Pre-Close,SitusAMC,Originator,Aggregator Reviewer Comment (2026-04-01): Client elects to waive with compensating factor.
     04/01/2026 2   B   B   B   B   B   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41394     36182342     Compliance Compliance Federal Compliance ATR/QM Defect Check Loan Designation Match - QM Qualified Mortgage (Dodd-Frank 2014): Originator Loan Designation of Higher Priced QM (APOR) does not match Due Diligence Loan Designation of QM (APOR) Risk. Result of DTI exceeding [redacted].       Reviewer Comment (2026-04-01): Downgraded and waived DTI exception.  Exception cleared.
 04/01/2026     1   A   A   A   A   A   MO Primary Refinance - Cash-out - Other Lender to provide updated ATR/QM status C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) Yes
[redacted] RCKT2026CES45741     36204783     Credit Credit AUS Discrepancy / Guidelines Discrepancy Guideline Guideline Requirement: Investor qualifying total debt ratio discrepancy. Calculated investor qualifying total debt ratio of ___ exceeds Guideline total debt ratio of ___. Due to increase in the P&I payment after the initial review. The Loan to Value (LTV) on the loan is less than the guideline maximum by at least [redacted]%. [redacted]% LTV. Originator Pre-Close,SitusAMC,Originator,Aggregator Reviewer Comment (2026-04-01): Client elects to waive with compensating factors.
     04/01/2026 2   B   B   B   B   B   MO Primary Refinance - Cash-out - Other   C B C B C B A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45741     36057321     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44687     36057322     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   IN Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44687     36064951     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44687     36064952     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43243     36064953     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43243     36069750     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43243     36069752     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43646     36069768     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 B B B B B B B B B B   WA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43646     36068784     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43646     36068785     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49277     36068817     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change in grading
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES49277     36064176     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49111     36064177     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49111     36070538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42648     36070539     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42648     36065456     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47052     36065457     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47052     36069347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48445     36069364     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES48445     36063663     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48445     36063706     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48445     36063707     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48141     36063708     Credit Income / Employment Income Documentation Missing Document  REO Documents are missing. - ___ The file was missing evidence of the HOA dues for the subject property, please provide for review.       Reviewer Comment (2026-03-23): Received HOA verification document. Exception cleared


Buyer Comment (2026-03-20): Pleas see attached confirming hoa dues. we used a more conservative amount
 03/23/2026     1 C A C A C A C A C A   CA Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48141     36070578     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42236     36070579     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42236     36064902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42236     36064903     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42535     36064905     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42535     36070681     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42535     36070696     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42535     36070701     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48179     36070705     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges. No change to grading.
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48179     36070562     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47527     36070564     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   TN Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES47527     36068289     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47527     36068291     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47274     36068294     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CO Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES47274     36070346     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43448     36070347     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   LA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES43448     36075516     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 B B B B B B B B B B   CA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES43448     36075526     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43995     36075528     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43995     36058538     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46030     36058540     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES46030     36070740     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES46030     36070741     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45482     36070742     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES45482     36065879     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45482     36065881     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42278     36065887     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42278     36070409     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/17/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42278     36070415     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48003     36070417     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48003     36069384     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48003     36069414     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48168     36069425     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, no change to grading.
     03/18/2026 2 A A A A N/A N/A     B B   NC Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48168     36068182     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48168     36068183     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   UT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48705     36068348     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges exception, no change to grading.
     03/19/2026 2 B B B B B B B B B B   UT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES48705     36066077     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42374     36066080     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted]  valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42374     36070805     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES42374     36070808     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purpose.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44220     36070809     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   VT Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44220     36059732     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44220     36059737     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45017     36059743     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   GA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45017     36059310     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45017     36059313     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45017     36059315     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   DE Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45884     36083021     Credit Credit Miscellaneous Guideline Credit Exception:   The file confirms the subject has HOA dues which were considered in qualifying (under debt, rather than the PITIA), however, no [redacted] was attached to the mortgage. Please provide documentation to support the subject is not in a mandatory [redacted].       Reviewer Comment (2026-03-23): Received property search indicating the subject property is a [redacted] home.  In addition, the title search in file does not indicate a [redacted] was utilized for the [redacted] lien.  Exception cleared.


Buyer Comment (2026-03-19): [redacted] correctly closed this loan as a [redacted]. Please see the screen shot and link attached from [redacted] supporting the [redacted] used to qualify in HOA dues for subject property [redacted]
[redacted]
 03/23/2026     1 C A C A C A C A C A   DE Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45884     36064532     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45884     36064549     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41793     36064550     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41793     36069820     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44061     36069825     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44061     36059190     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44061     36059193     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45291     36059195     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 A A A A N/A N/A     B B   OH Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45291     36064775     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45291     36064776     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43964     36064777     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   MD Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43964     36069863     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43964     36069864     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42509     36069954     Credit Credit Miscellaneous Guideline Credit Exception:   The third party verification of employment for [redacted] was not time stamped. Please provide evidence of when the lender obtained the verification for review.       Reviewer Comment (2026-03-23): Evidence of when the lender obtained the third-party has been provided. Exception cleared.


Buyer Comment (2026-03-20): Please see attached, internal timestamp of business license confirming it was obtained within the required timeframe.
 03/23/2026     1 C A C A C A C A C A   AZ Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES42509     36069285     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44105     36069288     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44105     36070326     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES44105     36070328     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NV Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES43886     36070551     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-19): seller accepts; no change to grading.
     03/19/2026 2 B B B B B B B B B B   NV Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES43886     36068040     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44780     36068042     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44780     36064832     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44780     36064838     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44780     36064840     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46153     36065069     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The [redacted] form was used, the [redacted] form should have been used.         Buyer Comment (2026-03-19): Seller acknowledges. No change to grading.
     03/19/2026 2 B B B B B B B B B B   CT Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form B B A A B B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES46153     36067840     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 A A A A N/A N/A     B B   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46153     36067842     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/19/2026 2 A A A A A A A A A A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48246     36067843     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-18): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/18/2026 2 N/A N/A A A N/A N/A     N/A N/A   NJ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES48246     36070155     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES48246     36070159     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES49981     36084030     Credit Credit Miscellaneous Guideline Credit Exception:   The borrower was qualified with monthly [redacted] income of [redacted] however there are no income documents to support the income. Please provide documents to support the income or an updated 1008.       Reviewer Comment (2026-03-20): Income has been updated by the client. Revised 1008 provided shows a DTI of [redacted] which aligns with Diligence. Exception cleared.


Buyer Comment (2026-03-19): [redacted] contains the [redacted] for OPERS, it confirm [redacted] annual or[redacted]. Our underwriter incorrectly input [redacted] in error. We have updated this and attached is a corrected 1003 and 1008


Buyer Comment (2026-03-19): Pg [redacted] contains the [redacted] for [redacted], it confirms [redacted] annual or [redacted]. Our underwriter incorrectly input [redacted] in error. We have updated this and attached is a corrected 1003 and 1008
 03/20/2026     1 C A C A C A C A C A   NH Primary Refinance - Cash-out - Other   C A C A A A A A Non QM Non QM No
[redacted] RCKT2026CES49981     36070465     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41320     36070493     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from prior transaction was in file. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NM Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41320     36069934     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45447     36069948     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES45447     36069629     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45447     36069631     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NY Primary Refinance - Cash-out - Other   B B A A B B A A Non QM Non QM No
[redacted] RCKT2026CES45801     36069666     Compliance Compliance State Compliance State HPML [redacted] Subprime Home Loan Threshold Fixed Compliant [redacted] Subprime Loan: APR on subject loan of [redacted] or Final Disclosure APR of [redacted] is in excess of allowable threshold of Prime Mortgage Market Rate [redacted]+ [redacted] or [redacted].  Compliant SubPrime Loan.         Reviewer Comment (2026-04-01): Loan satisfies all [redacted] Subprime conditions, and the loan is a Compliant [redacted] Subprime Loan.
     03/18/2026 1 B B B B B B B B B B   NY Primary Refinance - Cash-out - Other No obvious cure.  Cure provision under NY Subprime 6-m(7) appears to be limited to making a non-compliant NY Subprime loan into a compliant NY subprime loan with no explicit cure language permitting loan to be refunded or cured by reducing the APR to effectively bring the loan out of NY Subprime status. B B A A B B A A Non QM Non QM Yes
[redacted] RCKT2026CES45801     36071145     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44129     36071146     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES44129     36070603     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49331     36070604     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   SC Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES49331     36063625     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49331     36063631     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46036     36063633     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CT Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46036     36065604     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46036     36065606     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45537     36065607     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   AZ Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45537     36069270     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45537     36069273     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45480     36069274     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45480     36069462     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES45480     36069465     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49687     36069466     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   FL Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES49687     36065769     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41011     36065770     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41011     36069230     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42999     36069232     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided CU and/or LCA provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   FL Primary Refinance - Cash-out - Other   A A A A A A A A Non QM Non QM No
[redacted] RCKT2026CES42999     36068336     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. No [redacted] valuation was provided. The provided [redacted] and/or [redacted] provide relief. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43751     36068337     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MI Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43751     36070902     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES43751     36070905     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal from [redacted] transaction was in file. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44698     36083637     Credit Credit Miscellaneous Guideline Credit Exception:   Documentation to verify the  [redacted] installment loan was paid off with another loan is missing.  Documents provided do not reflect the account number, so we are unable to verify the debt has been paid in full.  Please provide proper documentation for review.       Reviewer Comment (2026-03-23): Received the settlement statement for the prior [redacted] lien verifying [redacted] accts were paid.  Exception cleared.


Buyer Comment (2026-03-19): Please see the attached settlement statement showing payoff of the [redacted] account on [redacted].
 03/23/2026     1 C A C A C A C A C A   NC Primary Refinance - Cash-out - Other   C A C A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44698     36068278     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44698     36068279     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46868     36068280     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   VA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46868     36070697     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46868     36070706     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44587     36070708     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   WA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES44587     36066269     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES44587     36066270     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation was provided. Sec ID: [redacted]           Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41685     36066272     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized. Appraisal was provided. No [redacted] valuation from subject transaction is missing. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   MO Primary Refinance - Cash-out - Other   A A A A A A A A Higher Priced QM (APOR) Higher Priced QM (APOR) No
[redacted] RCKT2026CES41685     36065082     Compliance Compliance Federal Compliance TILA Right-to-Cancel Missing, Incorrect, Incomplete and/or provided on the wrong form TILA - Incorrect Right To Cancel Form Used - H-8 Used on Same Lender Refinance ([redacted]) Truth in Lending Act: Notice of Right to Cancel was not executed on the proper Model Form for a [redacted] by the same creditor. The H-8 form was used, the H-9 form should have been used.         Reviewer Comment (2026-03-31): LOE, proof of delivery, and [redacted]RTC provided. New rescission period has passed, exception cured.


Buyer Comment (2026-03-30): Please see the attached ROR package.
   03/31/2026   2 C B C B C B C B C B   PA Primary Refinance - Cash-out - Other TILA ROR - Provide the following: Letter of Explanation, Proof of Delivery, and Re-open Rescission using the correct model form C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) Yes
[redacted] RCKT2026CES41685     36065231     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES41685     36065232     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID: [redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46814     36065233     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] interior appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   PA Primary Refinance - Cash-out - Other   C B A A C B A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46814     36068594     Compliance TRID Transaction Error TRID This loan was reviewed to a limited compliance scope.  Some testing for TILA-RESPA Integrated Disclosure (TRID) compliance under the SFA TRID Grid is outside of the scope of review.  This exception is for informational purposes only and does not impact grading.                 03/18/2026 2 A A A A A A A A A A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46814     36068595     Property Appraisal Reconciliation Value Discrepancy Appraisal Reconciliation Loan is to be securitized. AVM provided. No [redacted] valuation was provided. Sec ID:[redacted] Note Date:  ___; Lien Position: ___ The file is missing the [redacted] valuation required for securitization purposes.       Reviewer Comment (2026-03-17): Seller acknowledges exception, [redacted] valuation not required per product guidelines.
     03/17/2026 2 N/A N/A A A N/A N/A     N/A N/A   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No
[redacted] RCKT2026CES46815     36068597     Property Property - Appraisal Appraisal Documentation Property - Appraisal Loan is to be securitized.  No appraisal or [redacted] appraisal was provided with an effective date between application date and note date. Sec ID: [redacted] Note Date:  ___; Lien Position: ___         Reviewer Comment (2026-03-17): Seller acknowledges exception, no change to grading.
     03/17/2026 2 A A A A N/A N/A     B B   CA Primary Refinance - Cash-out - Other   A A A A A A A A Safe Harbor QM (APOR) Safe Harbor QM (APOR) No