The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,698,221 33,485 SH SOLE 0 0 33,485
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,155,775 13,623 SH SOLE 0 0 13,623
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,098,014 9,876 SH SOLE 0 0 9,876
APPLE INC COM 037833100 241,101 950 SH SOLE 0 0 950
BERKLEY W R CORP COM 084423102 498,359 7,519 SH SOLE 0 0 7,519
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 20,314,739 481,164 SH SOLE 0 0 481,164
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 429,146 12,421 SH SOLE 0 0 12,421
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 814,547 15,087 SH SOLE 0 0 15,087
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,103,453 39,853 SH SOLE 0 0 39,853
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 357,894 10,073 SH SOLE 0 0 10,073
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,641,261 78,446 SH SOLE 0 0 78,446
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,517,472 63,830 SH SOLE 0 0 63,830
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,332,813 69,535 SH SOLE 0 0 69,535
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 26,817,014 690,093 SH SOLE 0 0 690,093
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,482,868 91,424 SH SOLE 0 0 91,424
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 307,749 8,618 SH SOLE 0 0 8,618
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,942,907 40,093 SH SOLE 0 0 40,093
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,750,018 38,662 SH SOLE 0 0 38,662
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 635,275 18,130 SH SOLE 0 0 18,130
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,084,694 17,369 SH SOLE 0 0 17,369
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 204,002 2,765 SH SOLE 0 0 2,765
ISHARES TR 0-5 YR TIPS ETF 46429B747 306,980 2,968 SH SOLE 0 0 2,968
ISHARES TR 20 YR TR BD ETF 464287432 582,990 6,725 SH SOLE 0 0 6,725
ISHARES TR EAFE SML CP ETF 464288273 239,072 3,049 SH SOLE 0 0 3,049
ISHARES TR EAFE VALUE ETF 464288877 699,349 9,406 SH SOLE 0 0 9,406
ISHARES TR GLOBAL REIT ETF 46434V647 2,721,884 108,226 SH SOLE 0 0 108,226
ISHARES TR INTL DEV SML CP 46436E510 384,511 7,992 SH SOLE 0 0 7,992
ISHARES TR RUS 2000 VAL ETF 464287630 384,376 2,027 SH SOLE 0 0 2,027
ISHARES TR RUSSELL 2000 ETF 464287655 1,249,424 5,038 SH SOLE 0 0 5,038
MICROSOFT CORP COM 594918104 219,881 594 SH SOLE 0 0 594
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 249,545 5,339 SH SOLE 0 0 5,339
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,816,623 4,331 SH SOLE 0 0 4,331
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 7,276,884 98,817 SH SOLE 0 0 98,817
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 37,333,195 62,477 SH SOLE 0 0 62,477
VANGUARD INDEX FDS SM CP VAL ETF 922908611 7,966,645 36,670 SH SOLE 0 0 36,670
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,145,764 23,464 SH SOLE 0 0 23,464
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,158,911 10,451 SH SOLE 0 0 10,451
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,490,734 10,881 SH SOLE 0 0 10,881
VANGUARD INDEX FDS VALUE ETF 922908744 968,363 4,936 SH SOLE 0 0 4,936
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,600,268 159,117 SH SOLE 0 0 159,117
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 440,891 3,024 SH SOLE 0 0 3,024
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,154,528 203,294 SH SOLE 0 0 203,294
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 12,095,021 218,499 SH SOLE 0 0 218,499
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 24,311,782 355,695 SH SOLE 0 0 355,695
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 6,019,499 54,877 SH SOLE 0 0 54,877
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,523,538 26,921 SH SOLE 0 0 26,921
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 11,190,678 174,636 SH SOLE 0 0 174,636