v3.26.1
SEGMENT REPORTING (Details) - ARS ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure of operating segments [line items]      
Cash and due from banks $ 1,599,186,464 $ 858,981,662 $ 656,287,173
Debt Securities at fair value through profit or loss 249,506,501 346,410,248 132,965,249
Loans and other financing 3,765,478,226 2,854,710,927  
Other debt securities 804,907,828 1,069,354,274  
Other Assets 1,350,485,876 793,756,318  
TOTAL ASSETS 7,769,564,895 5,923,213,429  
Deposits 5,118,886,479 4,174,648,931  
Financing received from the Argentine Central Bank and others 480,793,742 51,695,858  
Unsubordinated Debt Securities 174,866,398 67,297,539  
Other liabilities 1,008,946,541 578,760,899  
TOTAL LIABILITIES 6,783,493,160 4,872,403,227  
Interest income 1,766,381,830 2,185,410,149 3,316,401,526
Interest Expense (947,126,579) (1,168,170,898) (2,364,754,548)
Net interest income 819,255,251 1,017,239,251 951,646,978
Net income from financial instruments at fair value through profit or loss 75,783,314 185,568,334 395,554,356
Result from derecognition of assets measured at amortized cost 5,063,724 107,953,651 48,289,750
Exchange rate differences on gold and foreign currency (58,690,843) 12,197,355 16,617,592
Net Income From Financial instruments And Exchange Rate Differences 22,156,195 305,719,340 460,461,698
Net Financial Income 841,411,446 1,322,958,591 1,412,108,676
Services Fee Income 267,528,507 257,445,771 266,771,582
Services Fee Expenses (59,002,175) (56,014,098) (69,256,084)
Income from insurance activities 36,484,311 32,880,268 41,340,712
Net Service Fee Income 245,010,643 234,311,941 238,856,210
Subtotal 1,086,422,089 1,557,270,532 1,650,964,886
Result from exposure to changes in the purchasing power of money (142,717,560) (402,396,322) (312,028,120)
Other operating income 64,915,253 51,558,266 67,860,053
Loan loss provisions (267,444,919) (78,288,899) (96,367,148)
Net operating income 741,174,863 1,128,143,577 1,310,429,671
Personnel expenses (327,252,742) (385,865,340) (459,477,398)
Administration expenses (221,807,455) (229,325,163) (241,887,603)
Depreciations and impairment of non-financial assets (73,412,284) (69,173,761) (91,472,033)
Other operating expenses (202,719,218) (255,839,291) (270,107,357)
Operating income (loss) (84,016,836) 187,940,022 247,485,280
Result before taxes (84,016,836) 187,940,022 247,485,280
Income tax 46,346,613 (50,380,411) (99,503,554)
Net (Loss) /income for the year (37,670,223) 137,559,611 147,981,726
Net (loss) / income for the year attributable to owners of the parent company (37,571,322) 137,459,742 147,861,490
Net loss for the year attributable to non-controlling interest (98,901) 99,869 120,236
Other comprehensive (loss) / income (1,983,029) (16,167,401) 9,476,553
Other comprehensive (loss)/income attributable to owners of the parent company (1,977,334) (16,147,122) 9,465,724
Other comprehensive loss attributable to non-controlling interest (5,695) (20,279) 10,829
Comprehensive (loss) / income for the year (39,653,252) 121,392,210 157,458,279
Comprehensive (loss)/income attributable to owners of the parent company (39,548,656) 121,312,620 157,327,214
Comprehensive income (loss) attributable to non-controlling interest (104,596) 79,590 131,065
Adjustments      
Disclosure of operating segments [line items]      
Cash and due from banks (1,302,601) (959,801)  
Debt Securities at fair value through profit or loss (1,937,429)    
Loans and other financing 5,622,356 (210,610)  
Other debt securities 13,611,562 7,317,776  
Other Assets (92,290,261) (52,760,036)  
TOTAL ASSETS (76,296,373) (46,612,671)  
Deposits (2,462,827) (353,957)  
Financing received from the Argentine Central Bank and others (531,457) 653,448  
Unsubordinated Debt Securities (3,978,185)    
Other liabilities 85,330,241 90,972,932  
TOTAL LIABILITIES 78,357,772 91,272,423  
Interest income 891,619 6,196,503 17,748,841
Interest Expense 1,681,494 209,091 (704,853)
Net interest income 2,573,113 6,405,594 17,043,988
Net income from financial instruments at fair value through profit or loss 1,526,121 875,778 10,044,795
Result from derecognition of assets measured at amortized cost (16,032) 2,444,101 2,889,693
Exchange rate differences on gold and foreign currency 114,684 476,826 8,580,329
Net Income From Financial instruments And Exchange Rate Differences 1,624,773 3,796,705 21,514,817
Net Financial Income 4,197,886 10,202,299 38,558,805
Services Fee Income (5,769,019) (4,769,058) (4,863,371)
Services Fee Expenses 284,013 2,465  
Income from insurance activities 5,699,341 4,828,900 3,685,297
Net Service Fee Income 214,335 62,307 (1,178,074)
Subtotal 4,412,221 10,264,606 37,380,731
Result from exposure to changes in the purchasing power of money (2,710,300) (13,341,033) (37,301,684)
Other operating income (6,884,940) (2,827,240) (3,490,036)
Loan loss provisions (53,494) (61,389) (247,156)
Net operating income (5,236,513) (5,965,056) (3,658,145)
Personnel expenses 4,226,226 (905,052) (456,336)
Administration expenses 2,748,891 1,945,121 4,807,582
Depreciations and impairment of non-financial assets (1,154,497) (1,539,307) (1,153,174)
Other operating expenses 6,185,973 (1,260,085) (3,728,967)
Operating income (loss) 6,770,080 (7,724,379) (4,189,040)
Income from associates and joint ventures (24,727,632) (24,355,418) (139,437)
Result before taxes (17,957,552) (32,079,797) (4,328,477)
Income tax (314,396) (475,229) (2,554,124)
Net (Loss) /income for the year (18,271,948) (32,555,026) (6,882,601)
Net (loss) / income for the year attributable to owners of the parent company (18,173,047) (32,654,895) (7,002,837)
Net loss for the year attributable to non-controlling interest (98,901) 99,869 120,236
Other comprehensive (loss) / income 1,938 2,301,188 (588,935)
Other comprehensive (loss)/income attributable to owners of the parent company 7,633 2,321,467 (599,764)
Other comprehensive loss attributable to non-controlling interest (5,695) (20,279) 10,829
Comprehensive (loss) / income for the year (18,270,010) (30,253,838) (7,471,536)
Comprehensive (loss)/income attributable to owners of the parent company (18,165,414) (30,333,428) (7,602,601)
Comprehensive income (loss) attributable to non-controlling interest (104,596) 79,590 131,065
Personal and Business Banking | Operating segments [member]      
Disclosure of operating segments [line items]      
Cash and due from banks 205,935,976 196,357,919  
Debt Securities at fair value through profit or loss 2,150,212    
Loans and other financing 1,892,290,769 1,667,130,180  
Other debt securities   5,139,734  
Other Assets 201,291,506 165,596,334  
TOTAL ASSETS 2,301,668,463 2,034,224,167  
Deposits 2,168,241,412 1,846,479,858  
Financing received from the Argentine Central Bank and others 222,602 124,661  
Unsubordinated Debt Securities   357,109  
Other liabilities 173,457,827 206,664,068  
TOTAL LIABILITIES 2,341,921,841 2,053,625,696  
Interest income 890,305,775 626,064,577 729,286,228
Interest Expense (182,710,036) (261,321,596) (838,465,350)
Distribution of results by the Treasury (303,395,935) (31,178,676) 526,418,105
Net interest income 404,199,804 333,564,305 417,238,983
Net income from financial instruments at fair value through profit or loss 248,030 725,394 3,873,607
Result from derecognition of assets measured at amortized cost (434) 46,988 417,798
Exchange rate differences on gold and foreign currency 6,606,915 3,875,765 (16,669,078)
Net Income From Financial instruments And Exchange Rate Differences 6,854,511 4,648,147 (12,377,673)
Net Financial Income 411,054,315 338,212,452 404,861,310
Services Fee Income 152,850,910 149,400,581 172,870,101
Services Fee Expenses (49,332,558) (48,290,962) (61,069,234)
Net Service Fee Income 103,518,352 101,109,619 111,800,867
Subtotal 514,572,667 439,322,071 516,662,177
Result from exposure to changes in the purchasing power of money (459,114) (2,502,639) (9,563,666)
Other operating income 38,056,132 20,728,042 28,278,788
Loan loss provisions (249,053,895) (65,901,063) (75,311,097)
Net operating income 303,115,790 391,646,411 460,066,202
Personnel expenses (245,121,888) (286,009,576) (336,453,176)
Administration expenses (168,578,213) (182,027,302) (198,095,805)
Depreciations and impairment of non-financial assets (50,645,571) (53,475,449) (74,923,876)
Other operating expenses (128,979,113) (96,167,833) (115,523,539)
Operating income (loss) (290,208,995) (226,033,749) (264,930,194)
Result before taxes (290,208,995) (226,033,749) (264,930,194)
Income tax 103,471,764 79,148,656 88,977,740
Net (Loss) /income for the year (186,737,231) (146,885,093) (175,952,454)
Net (loss) / income for the year attributable to owners of the parent company (186,737,231) (146,885,093) (175,952,454)
Other comprehensive (loss) / income   129,512 22,826
Other comprehensive (loss)/income attributable to owners of the parent company   129,512 22,826
Comprehensive (loss) / income for the year (186,737,231) (146,755,581) (175,929,628)
Comprehensive (loss)/income attributable to owners of the parent company (186,737,231) (146,755,581) (175,929,628)
Corporate Banking | Operating segments [member]      
Disclosure of operating segments [line items]      
Cash and due from banks 11,117,258 6,038,142  
Debt Securities at fair value through profit or loss 7,552,770 11,781,424  
Loans and other financing 1,834,735,962 1,048,789,355  
Other Assets 37,027,755 30,362,475  
TOTAL ASSETS 1,890,433,745 1,096,971,396  
Deposits 1,195,544,459 919,786,818  
Financing received from the Argentine Central Bank and others 7,126 1,830  
Unsubordinated Debt Securities   89,486  
Other liabilities 75,765,562 45,881,883  
TOTAL LIABILITIES 1,271,317,147 965,760,017  
Interest income 319,820,358 342,855,607 463,060,575
Interest Expense (133,915,604) (88,896,597) (285,212,941)
Distribution of results by the Treasury (89,711,951) (161,396,126) (316,785)
Net interest income 96,192,803 92,562,884 177,530,849
Net income from financial instruments at fair value through profit or loss 2,720,431 2,148,249 (38,636)
Exchange rate differences on gold and foreign currency (31,412) 1,535,527 (21,398,263)
Net Income From Financial instruments And Exchange Rate Differences 2,689,019 3,683,776 (21,436,899)
Net Financial Income 98,881,822 96,246,660 156,093,950
Services Fee Income 21,425,460 20,291,352 21,369,585
Services Fee Expenses (2,671,252) (2,703,818) (3,847,960)
Net Service Fee Income 18,754,208 17,587,534 17,521,625
Subtotal 117,636,030 113,834,194 173,615,575
Other operating income 12,206,275 13,310,573 14,242,565
Loan loss provisions (11,331,104) (3,052,872) (14,828,063)
Net operating income 118,511,201 124,091,895 173,030,077
Personnel expenses (41,072,133) (50,549,150) (59,627,319)
Administration expenses (17,308,372) (19,958,381) (13,670,476)
Depreciations and impairment of non-financial assets (13,417,869) (9,372,839) (10,120,042)
Other operating expenses (36,836,605) (32,871,708) (48,201,339)
Operating income (loss) 9,876,222 11,339,817 41,410,901
Result before taxes 9,876,222 11,339,817 41,410,901
Income tax (2,992,714) (1,206,413) (14,659,088)
Net (Loss) /income for the year 6,883,508 10,133,404 26,751,813
Net (loss) / income for the year attributable to owners of the parent company 6,883,508 10,133,404 26,751,813
Comprehensive (loss) / income for the year 6,883,508 10,133,404 26,751,813
Comprehensive (loss)/income attributable to owners of the parent company 6,883,508 10,133,404 26,751,813
Bank Treasury | Operating segments [member]      
Disclosure of operating segments [line items]      
Cash and due from banks 1,261,552,983 643,144,004  
Debt Securities at fair value through profit or loss 163,152,090 199,051,465  
Loans and other financing 30,073,642 135,634,643  
Other debt securities 739,981,909 1,032,020,890  
Other Assets 1,032,976,692 520,906,979  
TOTAL ASSETS 3,227,737,316 2,530,757,981  
Deposits 1,757,563,435 1,408,736,212  
Financing received from the Argentine Central Bank and others 480,585,822 50,915,919  
Unsubordinated Debt Securities 178,844,583 66,850,944  
Other liabilities 490,018,579 118,226,120  
TOTAL LIABILITIES 2,907,012,419 1,644,729,195  
Interest income 531,728,869 1,203,099,332 2,095,849,261
Interest Expense (610,493,342) (817,317,061) (1,238,993,022)
Distribution of results by the Treasury 393,107,886 192,574,802 (526,101,320)
Net interest income 314,343,413 578,357,073 330,754,919
Net income from financial instruments at fair value through profit or loss 35,408,709 144,326,178 333,410,361
Result from derecognition of assets measured at amortized cost 5,080,190 105,462,562 44,982,259
Exchange rate differences on gold and foreign currency (65,551,018) 4,960,684 35,736,177
Net Income From Financial instruments And Exchange Rate Differences (25,062,119) 254,749,424 414,128,797
Net Financial Income 289,281,294 833,106,497 744,883,716
Services Fee Income 5,516,626 1,134,562 1,633,351
Services Fee Expenses (2,410,823) (1,248,958) (1,632,113)
Net Service Fee Income 3,105,803 (114,396) 1,238
Subtotal 292,387,097 832,992,101 744,884,954
Result from exposure to changes in the purchasing power of money (110,830,636) (330,515,786) (208,752,700)
Other operating income 4,385,803 10,853,817 19,887,382
Loan loss provisions (6,598,644) (8,890,213) (5,980,832)
Net operating income 179,343,620 504,439,919 550,038,804
Personnel expenses (20,858,462) (22,877,315) (29,046,003)
Administration expenses (12,594,959) (10,621,892) (11,021,789)
Depreciations and impairment of non-financial assets (6,914,548) (3,602,433) (3,658,893)
Other operating expenses (35,780,978) (119,091,957) (96,000,925)
Operating income (loss) 103,194,673 348,246,322 410,311,194
Result before taxes 103,194,673 348,246,322 410,311,194
Income tax (26,104,975) (107,246,024) (146,859,918)
Net (Loss) /income for the year 77,089,698 241,000,298 263,451,276
Net (loss) / income for the year attributable to owners of the parent company 77,089,698 241,000,298 263,451,276
Other comprehensive (loss) / income (5,592,852) (19,915,726) 10,636,464
Other comprehensive (loss)/income attributable to owners of the parent company (5,592,852) (19,915,726) 10,636,464
Comprehensive (loss) / income for the year 71,496,846 221,084,572 274,087,740
Comprehensive (loss)/income attributable to owners of the parent company 71,496,846 221,084,572 274,087,740
Insurance [member] | Operating segments [member]      
Disclosure of operating segments [line items]      
Cash and due from banks 16,714 9,360  
Debt Securities at fair value through profit or loss 14,960,191 12,832,283  
Loans and other financing   111,026  
Other debt securities 6,285,032 10,237,801  
Other Assets 14,815,052 14,870,936  
TOTAL ASSETS 36,076,989 38,061,406  
Other liabilities 9,588,526 11,653,198  
TOTAL LIABILITIES 9,588,526 11,653,198  
Interest income 2,690,796 851,562 531,952
Interest Expense (531,245) (702,552)  
Net interest income 2,159,551 149,010 531,952
Net income from financial instruments at fair value through profit or loss 6,236,084 16,448,706 31,647,228
Exchange rate differences on gold and foreign currency 15,068 (9,110) 3,008
Net Income From Financial instruments And Exchange Rate Differences 6,251,152 16,439,596 31,650,236
Net Financial Income 8,410,703 16,588,606 32,182,188
Income from insurance activities 30,784,970 28,051,368 37,655,415
Net Service Fee Income 30,784,970 28,051,368 37,655,415
Subtotal 39,195,673 44,639,974 69,837,603
Result from exposure to changes in the purchasing power of money (8,526,850) (24,244,680) (33,373,890)
Other operating income 177,616 92,072 126,271
Loan loss provisions (7,870) (112,178)  
Net operating income 30,838,569 20,375,188 36,589,984
Personnel expenses (2,829,420) (4,837,707) (10,747,129)
Administration expenses (945,720) (825,315) (8,999,868)
Depreciations and impairment of non-financial assets (748,766) (731,143) (784,021)
Other operating expenses (190,168) (240,568) (8,141)
Operating income (loss) 26,124,495 13,740,455 16,050,825
Result before taxes 26,124,495 13,740,455 16,050,825
Income tax (8,117,225) (5,125,195) (5,732,430)
Net (Loss) /income for the year 18,007,270 8,615,260 10,318,395
Net (loss) / income for the year attributable to owners of the parent company 18,007,270 8,615,260 10,318,395
Other comprehensive (loss) / income     (1,862,434)
Other comprehensive (loss)/income attributable to owners of the parent company     (1,862,434)
Comprehensive (loss) / income for the year 18,007,270 8,615,260 8,455,961
Comprehensive (loss)/income attributable to owners of the parent company 18,007,270 8,615,260 8,455,961
Asset Management and Other Services | Operating segments [member]      
Disclosure of operating segments [line items]      
Cash and due from banks 121,866,134 14,392,038  
Debt Securities at fair value through profit or loss 63,628,667 122,745,076  
Loans and other financing 2,755,497 3,256,333  
Other debt securities 45,029,325 14,638,073  
Other Assets 156,665,132 114,779,630  
TOTAL ASSETS 389,944,755 269,811,150  
Financing received from the Argentine Central Bank and others 509,649    
Other liabilities 174,785,806 105,362,698  
TOTAL LIABILITIES 175,295,455 105,362,698  
Interest income 20,944,413 6,342,568 9,924,669
Interest Expense (21,157,846) (142,183) (1,378,382)
Net interest income (213,433) 6,200,385 8,546,287
Net income from financial instruments at fair value through profit or loss 29,643,939 21,044,029 16,617,001
Exchange rate differences on gold and foreign currency 154,920 1,357,663 10,365,419
Net Income From Financial instruments And Exchange Rate Differences 29,798,859 22,401,692 26,982,420
Net Financial Income 29,585,426 28,602,077 35,528,707
Services Fee Income 93,504,530 91,388,334 75,761,916
Services Fee Expenses (4,871,555) (3,772,825) (2,706,777)
Net Service Fee Income 88,632,975 87,615,509 73,055,139
Subtotal 118,218,401 116,217,586 108,583,846
Result from exposure to changes in the purchasing power of money (20,190,660) (31,792,184) (23,036,180)
Other operating income 16,974,367 9,401,002 8,815,083
Loan loss provisions (399,912) (271,184)  
Net operating income 114,602,196 93,555,220 94,362,749
Personnel expenses (21,597,065) (20,686,540) (23,147,435)
Administration expenses (25,129,082) (17,837,394) (14,907,247)
Depreciations and impairment of non-financial assets (531,033) (452,590) (832,027)
Other operating expenses (7,118,327) (6,207,140) (6,644,446)
Operating income (loss) 60,226,689 48,371,556 48,831,594
Income from associates and joint ventures 24,727,632 24,355,418 139,437
Result before taxes 84,954,321 72,726,974 48,971,031
Income tax (19,595,841) (15,476,206) (18,675,734)
Net (Loss) /income for the year 65,358,480 57,250,768 30,295,297
Net (loss) / income for the year attributable to owners of the parent company 65,358,480 57,250,768 30,295,297
Other comprehensive (loss) / income 3,607,885 1,317,625 1,268,632
Other comprehensive (loss)/income attributable to owners of the parent company 3,607,885 1,317,625 1,268,632
Comprehensive (loss) / income for the year 68,966,365 58,568,393 31,563,929
Comprehensive (loss)/income attributable to owners of the parent company $ 68,966,365 $ 58,568,393 $ 31,563,929