| Summary of segment information |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | | | | Business | | Corporate | | Bank | | | | Management and | | | | Total as of | Asset by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2025 | Cash and due from banks | | 205,935,976 | | 11,117,258 | | 1,261,552,983 | | 16,714 | | 121,866,134 | | (1,302,601) | | 1,599,186,464 | Debt securities at fair value through profit or loss | | 2,150,212 | | 7,552,770 | | 163,152,090 | | 14,960,191 | | 63,628,667 | | (1,937,429) | | 249,506,501 | Loans and other financing | | 1,892,290,769 | | 1,834,735,962 | | 30,073,642 | | — | | 2,755,497 | | 5,622,356 | | 3,765,478,226 | Other debt securities | | — | | — | | 739,981,909 | | 6,285,032 | | 45,029,325 | | 13,611,562 | | 804,907,828 | Other Assets | | 201,291,506 | | 37,027,755 | | 1,032,976,692 | | 14,815,052 | | 156,665,132 | | (92,290,261) | | 1,350,485,876 | Total Assets | | 2,301,668,463 | | 1,890,433,745 | | 3,227,737,316 | | 36,076,989 | | 389,944,755 | | (76,296,373) | | 7,769,564,895 |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | | | | Businesses | | Corporate | | Bank | | | | Management and | | | | Total as of | Liabilities by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2025 | Deposits | | 2,168,241,412 | | 1,195,544,459 | | 1,757,563,435 | | — | | — | | (2,462,827) | | 5,118,886,479 | Financing received from the Argentine Central Bank and others | | 222,602 | | 7,126 | | 480,585,822 | | — | | 509,649 | | (531,457) | | 480,793,742 | Unsubordinated Debt Securities | | — | | — | | 178,844,583 | | — | | — | | (3,978,185) | | 174,866,398 | Other liabilities | | 173,457,827 | | 75,765,562 | | 490,018,579 | | 9,588,526 | | 174,785,806 | | 85,330,241 | | 1,008,946,541 | Total Liabilities | | 2,341,921,841 | | 1,271,317,147 | | 2,907,012,419 | | 9,588,526 | | 175,295,455 | | 78,357,772 | | 6,783,493,160 |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | For the year | | | Business | | Corporate | | Bank | | | | Management and | | | | ended | Result by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2025 | Interests income | | 890,305,775 | | 319,820,358 | | 531,728,869 | | 2,690,796 | | 20,944,413 | | 891,619 | | 1,766,381,830 | Interest Expense | | (182,710,036) | | (133,915,604) | | (610,493,342) | | (531,245) | | (21,157,846) | | 1,681,494 | | (947,126,579) | Distribution of results by the Treasury | | (303,395,935) | | (89,711,951) | | 393,107,886 | | — | | — | | — | | — | Net interest income | | 404,199,804 | | 96,192,803 | | 314,343,413 | | 2,159,551 | | (213,433) | | 2,573,113 | | 819,255,251 | Net income from financial instruments at fair value through profit or loss | | 248,030 | | 2,720,431 | | 35,408,709 | | 6,236,084 | | 29,643,939 | | 1,526,121 | | 75,783,314 | Result from derecognition of assets measured at amortized cost | | (434) | | — | | 5,080,190 | | — | | — | | (16,032) | | 5,063,724 | Exchange rate differences on gold and foreign currency | | 6,606,915 | | (31,412) | | (65,551,018) | | 15,068 | | 154,920 | | 114,684 | | (58,690,843) | NIFFI And Exchange Rate Differences | | 6,854,511 | | 2,689,019 | | (25,062,119) | | 6,251,152 | | 29,798,859 | | 1,624,773 | | 22,156,195 | Net Financial Income | | 411,054,315 | | 98,881,822 | | 289,281,294 | | 8,410,703 | | 29,585,426 | | 4,197,886 | | 841,411,446 | Services Fee Income | | 152,850,910 | | 21,425,460 | | 5,516,626 | | — | | 93,504,530 | | (5,769,019) | | 267,528,507 | Services Fee Expenses | | (49,332,558) | | (2,671,252) | | (2,410,823) | | — | | (4,871,555) | | 284,013 | | (59,002,175) | Income from insurance activities | | — | | — | | — | | 30,784,970 | | — | | 5,699,341 | | 36,484,311 | Net Service Fee Income | | 103,518,352 | | 18,754,208 | | 3,105,803 | | 30,784,970 | | 88,632,975 | | 214,335 | | 245,010,643 | Subtotal | | 514,572,667 | | 117,636,030 | | 292,387,097 | | 39,195,673 | | 118,218,401 | | 4,412,221 | | 1,086,422,089 | Result from exposure to changes in the purchasing power of money | | (459,114) | | — | | (110,830,636) | | (8,526,850) | | (20,190,660) | | (2,710,300) | | (142,717,560) | Other operating income | | 38,056,132 | | 12,206,275 | | 4,385,803 | | 177,616 | | 16,974,367 | | (6,884,940) | | 64,915,253 | Loan loss provisions | | (249,053,895) | | (11,331,104) | | (6,598,644) | | (7,870) | | (399,912) | | (53,494) | | (267,444,919) | Net operating income | | 303,115,790 | | 118,511,201 | | 179,343,620 | | 30,838,569 | | 114,602,196 | | (5,236,513) | | 741,174,863 | Personnel expenses | | (245,121,888) | | (41,072,133) | | (20,858,462) | | (2,829,420) | | (21,597,065) | | 4,226,226 | | (327,252,742) | Administrative expenses | | (168,578,213) | | (17,308,372) | | (12,594,959) | | (945,720) | | (25,129,082) | | 2,748,891 | | (221,807,455) | Depreciations and impairment of non-financial assets | | (50,645,571) | | (13,417,869) | | (6,914,548) | | (748,766) | | (531,033) | | (1,154,497) | | (73,412,284) | Other operating expenses | | (128,979,113) | | (36,836,605) | | (35,780,978) | | (190,168) | | (7,118,327) | | 6,185,973 | | (202,719,218) | Operating income | | (290,208,995) | | 9,876,222 | | 103,194,673 | | 26,124,495 | | 60,226,689 | | 6,770,080 | | (84,016,836) | Income from associates and joint ventures | | — | | — | | — | | — | | 24,727,632 | | (24,727,632) | | — | Result before taxes | | (290,208,995) | | 9,876,222 | | 103,194,673 | | 26,124,495 | | 84,954,321 | | (17,957,552) | | (84,016,836) | Income tax | | 103,471,764 | | (2,992,714) | | (26,104,975) | | (8,117,225) | | (19,595,841) | | (314,396) | | 46,346,613 | Net (Loss) / income | | (186,737,231) | | 6,883,508 | | 77,089,698 | | 18,007,270 | | 65,358,480 | | (18,271,948) | | (37,670,223) | Net (loss) / income for the year attributable to owners of the parent company | | (186,737,231) | | 6,883,508 | | 77,089,698 | | 18,007,270 | | 65,358,480 | | (18,173,047) | | (37,571,322) | Net loss for the year attributable to non-controlling interest | | — | | — | | — | | — | | — | | (98,901) | | (98,901) | Other comprehensive (loss) / income | | — | | — | | (5,592,852) | | — | | 3,607,885 | | 1,938 | | (1,983,029) | Other comprehensive (loss)/income attributable to owners of the parent company | | — | | — | | (5,592,852) | | — | | 3,607,885 | | 7,633 | | (1,977,334) | Other comprehensive loss attributable to non-controlling interest | | — | | — | | — | | — | | — | | (5,695) | | (5,695) | Comprehensive (loss) / income for the year | | (186,737,231) | | 6,883,508 | | 71,496,846 | | 18,007,270 | | 68,966,365 | | (18,270,010) | | (39,653,252) | Comprehensive (loss)/income attributable to owners of the parent company | | (186,737,231) | | 6,883,508 | | 71,496,846 | | 18,007,270 | | 68,966,365 | | (18,165,414) | | (39,548,656) | Comprehensive loss attributable to non-controlling interest | | — | | — | | — | | — | | — | | (104,596) | | (104,596) |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | | | | Business | | Corporate | | Bank | | | | Management and | | | | Total as of | Asset by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2024 | Cash and due from banks | | 196,357,919 | | 6,038,142 | | 643,144,004 | | 9,360 | | 14,392,038 | | (959,801) | | 858,981,662 | Debt securities at fair value through profit or loss | | — | | 11,781,424 | | 199,051,465 | | 12,832,283 | | 122,745,076 | | — | | 346,410,248 | Loans and other financing | | 1,667,130,180 | | 1,048,789,355 | | 135,634,643 | | 111,026 | | 3,256,333 | | (210,610) | | 2,854,710,927 | Other debt securities | | 5,139,734 | | — | | 1,032,020,890 | | 10,237,801 | | 14,638,073 | | 7,317,776 | | 1,069,354,274 | Other Assets | | 165,596,334 | | 30,362,475 | | 520,906,979 | | 14,870,936 | | 114,779,630 | | (52,760,036) | | 793,756,318 | Total Assets | | 2,034,224,167 | | 1,096,971,396 | | 2,530,757,981 | | 38,061,406 | | 269,811,150 | | (46,612,671) | | 5,923,213,429 |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | | | | Businesses | | Corporate | | Bank | | | | Management and | | | | Total as of | Liabilities by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2024 | Deposits | | 1,846,479,858 | | 919,786,818 | | 1,408,736,212 | | — | | — | | (353,957) | | 4,174,648,931 | Financing received from the Argentine Central Bank and others | | 124,661 | | 1,830 | | 50,915,919 | | — | | — | | 653,448 | | 51,695,858 | Unsubordinated Debt Securities | | 357,109 | | 89,486 | | 66,850,944 | | — | | — | | — | | 67,297,539 | Other liabilities | | 206,664,068 | | 45,881,883 | | 118,226,120 | | 11,653,198 | | 105,362,698 | | 90,972,932 | | 578,760,899 | Total Liabilities | | 2,053,625,696 | | 965,760,017 | | 1,644,729,195 | | 11,653,198 | | 105,362,698 | | 91,272,423 | | 4,872,403,227 |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | For the year | | | Business | | Corporate | | Bank | | | | Management and | | | | ended | Result by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2024 | Interests income | | 626,064,577 | | 342,855,607 | | 1,203,099,332 | | 851,562 | | 6,342,568 | | 6,196,503 | | 2,185,410,149 | Interest Expense | | (261,321,596) | | (88,896,597) | | (817,317,061) | | (702,552) | | (142,183) | | 209,091 | | (1,168,170,898) | Distribution of results by the Treasury | | (31,178,676) | | (161,396,126) | | 192,574,802 | | — | | — | | — | | — | Net interest income | | 333,564,305 | | 92,562,884 | | 578,357,073 | | 149,010 | | 6,200,385 | | 6,405,594 | | 1,017,239,251 | Net income from financial instruments at fair value through profit or loss | | 725,394 | | 2,148,249 | | 144,326,178 | | 16,448,706 | | 21,044,029 | | 875,778 | | 185,568,334 | Result from derecognition of assets measured at amortized cost | | 46,988 | | — | | 105,462,562 | | — | | — | | 2,444,101 | | 107,953,651 | Exchange rate differences on gold and foreign currency | | 3,875,765 | | 1,535,527 | | 4,960,684 | | (9,110) | | 1,357,663 | | 476,826 | | 12,197,355 | NIFFI And Exchange Rate Differences | | 4,648,147 | | 3,683,776 | | 254,749,424 | | 16,439,596 | | 22,401,692 | | 3,796,705 | | 305,719,340 | Net Financial Income | | 338,212,452 | | 96,246,660 | | 833,106,497 | | 16,588,606 | | 28,602,077 | | 10,202,299 | | 1,322,958,591 | Services Fee Income | | 149,400,581 | | 20,291,352 | | 1,134,562 | | — | | 91,388,334 | | (4,769,058) | | 257,445,771 | Services Fee Expenses | | (48,290,962) | | (2,703,818) | | (1,248,958) | | — | | (3,772,825) | | 2,465 | | (56,014,098) | Income from insurance activities | | — | | — | | — | | 28,051,368 | | — | | 4,828,900 | | 32,880,268 | Net Service Fee Income | | 101,109,619 | | 17,587,534 | | (114,396) | | 28,051,368 | | 87,615,509 | | 62,307 | | 234,311,941 | Subtotal | | 439,322,071 | | 113,834,194 | | 832,992,101 | | 44,639,974 | | 116,217,586 | | 10,264,606 | | 1,557,270,532 | Result from exposure to changes in the purchasing power of money | | (2,502,639) | | — | | (330,515,786) | | (24,244,680) | | (31,792,184) | | (13,341,033) | | (402,396,322) | Other operating income | | 20,728,042 | | 13,310,573 | | 10,853,817 | | 92,072 | | 9,401,002 | | (2,827,240) | | 51,558,266 | Loan loss provisions | | (65,901,063) | | (3,052,872) | | (8,890,213) | | (112,178) | | (271,184) | | (61,389) | | (78,288,899) | Net operating income | | 391,646,411 | | 124,091,895 | | 504,439,919 | | 20,375,188 | | 93,555,220 | | (5,965,056) | | 1,128,143,577 | Personnel expenses | | (286,009,576) | | (50,549,150) | | (22,877,315) | | (4,837,707) | | (20,686,540) | | (905,052) | | (385,865,340) | Administrative expenses | | (182,027,302) | | (19,958,381) | | (10,621,892) | | (825,315) | | (17,837,394) | | 1,945,121 | | (229,325,163) | Depreciations and impairment of non-financial assets | | (53,475,449) | | (9,372,839) | | (3,602,433) | | (731,143) | | (452,590) | | (1,539,307) | | (69,173,761) | Other operating expenses | | (96,167,833) | | (32,871,708) | | (119,091,957) | | (240,568) | | (6,207,140) | | (1,260,085) | | (255,839,291) | Operating income | | (226,033,749) | | 11,339,817 | | 348,246,322 | | 13,740,455 | | 48,371,556 | | (7,724,379) | | 187,940,022 | Income from associates and joint ventures | | — | | — | | — | | — | | 24,355,418 | | (24,355,418) | | — | Result before taxes | | (226,033,749) | | 11,339,817 | | 348,246,322 | | 13,740,455 | | 72,726,974 | | (32,079,797) | | 187,940,022 | Income tax | | 79,148,656 | | (1,206,413) | | (107,246,024) | | (5,125,195) | | (15,476,206) | | (475,229) | | (50,380,411) | Net income/(loss) | | (146,885,093) | | 10,133,404 | | 241,000,298 | | 8,615,260 | | 57,250,768 | | (32,555,026) | | 137,559,611 | Net income/(loss) for the year attributable to owners of the parent company | | (146,885,093) | | 10,133,404 | | 241,000,298 | | 8,615,260 | | 57,250,768 | | (32,654,895) | | 137,459,742 | Net income for the year attributable to non-controlling interest | | — | | — | | — | | — | | — | | 99,869 | | 99,869 | Other comprehensive income/(loss) | | 129,512 | | — | | (19,915,726) | | — | | 1,317,625 | | 2,301,188 | | (16,167,401) | Other comprehensive income/(loss) attributable to owners of the parent company | | 129,512 | | — | | (19,915,726) | | — | | 1,317,625 | | 2,321,467 | | (16,147,122) | Other comprehensive income attributable to non-controlling interest | | — | | — | | — | | — | | — | | (20,279) | | (20,279) | Comprehensive income/(loss) for the year | | (146,755,581) | | 10,133,404 | | 221,084,572 | | 8,615,260 | | 58,568,393 | | (30,253,838) | | 121,392,210 | Comprehensive income/(loss) attributable to owners of the parent company | | (146,755,581) | | 10,133,404 | | 221,084,572 | | 8,615,260 | | 58,568,393 | | (30,333,428) | | 121,312,620 | Comprehensive income attributable to non-controlling interest | | — | | — | | — | | — | | — | | 79,590 | | 79,590 |
| | | | | | | | | | | | | | | | | Personal and | | | | | | | | Asset | | | | For the year | | | Business | | Corporate | | Bank | | | | Management and | | | | ended | Result by segments | | Banking | | Banking | | Treasury | | Insurance | | Other Services | | Adjustments | | 12.31.2023 | Interests income | | 729,286,228 | | 463,060,575 | | 2,095,849,261 | | 531,952 | | 9,924,669 | | 17,748,841 | | 3,316,401,526 | Interest Expense | | (838,465,350) | | (285,212,941) | | (1,238,993,022) | | — | | (1,378,382) | | (704,853) | | (2,364,754,548) | Distribution of results by the Treasury | | 526,418,105 | | (316,785) | | (526,101,320) | | — | | — | | — | | — | Net interest income | | 417,238,983 | | 177,530,849 | | 330,754,919 | | 531,952 | | 8,546,287 | | 17,043,988 | | 951,646,978 | Net income from financial instruments at fair value through profit or loss | | 3,873,607 | | (38,636) | | 333,410,361 | | 31,647,228 | | 16,617,001 | | 10,044,795 | | 395,554,356 | Result from derecognition of assets measured at amortized cost | | 417,798 | | — | | 44,982,259 | | — | | — | | 2,889,693 | | 48,289,750 | Exchange rate differences on gold and foreign currency | | (16,669,078) | | (21,398,263) | | 35,736,177 | | 3,008 | | 10,365,419 | | 8,580,329 | | 16,617,592 | NIFFI And Exchange Rate Differences | | (12,377,673) | | (21,436,899) | | 414,128,797 | | 31,650,236 | | 26,982,420 | | 21,514,817 | | 460,461,698 | Net Financial Income | | 404,861,310 | | 156,093,950 | | 744,883,716 | | 32,182,188 | | 35,528,707 | | 38,558,805 | | 1,412,108,676 | Services Fee Income | | 172,870,101 | | 21,369,585 | | 1,633,351 | | — | | 75,761,916 | | (4,863,371) | | 266,771,582 | Services Fee Expenses | | (61,069,234) | | (3,847,960) | | (1,632,113) | | — | | (2,706,777) | | — | | (69,256,084) | Income from insurance activities | | — | | — | | — | | 37,655,415 | | — | | 3,685,297 | | 41,340,712 | Net Service Fee Income | | 111,800,867 | | 17,521,625 | | 1,238 | | 37,655,415 | | 73,055,139 | | (1,178,074) | | 238,856,210 | Subtotal | | 516,662,177 | | 173,615,575 | | 744,884,954 | | 69,837,603 | | 108,583,846 | | 37,380,731 | | 1,650,964,886 | Result from exposure to changes in the purchasing power of money | | (9,563,666) | | — | | (208,752,700) | | (33,373,890) | | (23,036,180) | | (37,301,684) | | (312,028,120) | Other operating income | | 28,278,788 | | 14,242,565 | | 19,887,382 | | 126,271 | | 8,815,083 | | (3,490,036) | | 67,860,053 | Loan loss provisions | | (75,311,097) | | (14,828,063) | | (5,980,832) | | — | | — | | (247,156) | | (96,367,148) | Net operating income | | 460,066,202 | | 173,030,077 | | 550,038,804 | | 36,589,984 | | 94,362,749 | | (3,658,145) | | 1,310,429,671 | Personnel expenses | | (336,453,176) | | (59,627,319) | | (29,046,003) | | (10,747,129) | | (23,147,435) | | (456,336) | | (459,477,398) | Administrative expenses | | (198,095,805) | | (13,670,476) | | (11,021,789) | | (8,999,868) | | (14,907,247) | | 4,807,582 | | (241,887,603) | Depreciations and impairment of non-financial assets | | (74,923,876) | | (10,120,042) | | (3,658,893) | | (784,021) | | (832,027) | | (1,153,174) | | (91,472,033) | Other operating expenses | | (115,523,539) | | (48,201,339) | | (96,000,925) | | (8,141) | | (6,644,446) | | (3,728,967) | | (270,107,357) | Operating income | | (264,930,194) | | 41,410,901 | | 410,311,194 | | 16,050,825 | | 48,831,594 | | (4,189,040) | | 247,485,280 | Income from associates and joint ventures | | — | | — | | — | | — | | 139,437 | | (139,437) | | — | Result before taxes | | (264,930,194) | | 41,410,901 | | 410,311,194 | | 16,050,825 | | 48,971,031 | | (4,328,477) | | 247,485,280 | Income tax | | 88,977,740 | | (14,659,088) | | (146,859,918) | | (5,732,430) | | (18,675,734) | | (2,554,124) | | (99,503,554) | Net (loss) / income | | (175,952,454) | | 26,751,813 | | 263,451,276 | | 10,318,395 | | 30,295,297 | | (6,882,601) | | 147,981,726 | Net (loss) / income for the year attributable to owners of the parent company | | (175,952,454) | | 26,751,813 | | 263,451,276 | | 10,318,395 | | 30,295,297 | | (7,002,837) | | 147,861,490 | Net (loss) / income for the year attributable to non-controlling interest | | — | | — | | — | | — | | — | | 120,236 | | 120,236 | Other comprehensive (loss)/income | | 22,826 | | — | | 10,636,464 | | (1,862,434) | | 1,268,632 | | (588,935) | | 9,476,553 | Other comprehensive (loss) / income attributable to owners of the parent company | | 22,826 | | — | | 10,636,464 | | (1,862,434) | | 1,268,632 | | (599,764) | | 9,465,724 | Other comprehensive (loss) / income attributable to non-controlling interest | | — | | — | | — | | — | | — | | 10,829 | | 10,829 | Comprehensive (loss)/income for the year | | (175,929,628) | | 26,751,813 | | 274,087,740 | | 8,455,961 | | 31,563,929 | | (7,471,536) | | 157,458,279 | Comprehensive (loss) / income attributable to owners of the parent company | | (175,929,628) | | 26,751,813 | | 274,087,740 | | 8,455,961 | | 31,563,929 | | (7,602,601) | | 157,327,214 | Comprehensive (loss) / income attributable to non-controlling interest | | — | | — | | — | | — | | — | | 131,065 | | 131,065 |
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