v3.26.1
Consolidated Income Statement - ARS ($)
shares in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Consolidated Income Statement      
Interest income $ 1,766,381,830 $ 2,185,410,149 $ 3,316,401,526
Interest expenses (947,126,579) (1,168,170,898) (2,364,754,548)
Net interest income 819,255,251 1,017,239,251 951,646,978
Net income from financial instruments measured at fair value through profit or loss 75,783,314 185,568,334 395,554,356
Result from derecognition of assets measured at amortized cost 5,063,724 107,953,651 48,289,750
Exchange rate differences on gold and foreign currency (58,690,843) 12,197,355 16,617,592
Net Income From Financial instruments And Exchange Rate Differences 22,156,195 305,719,340 460,461,698
Net Financial Income 841,411,446 1,322,958,591 1,412,108,676
Service Fee Income 267,528,507 257,445,771 266,771,582
Service Fee Expense (59,002,175) (56,014,098) (69,256,084)
Income from insurance activities 36,484,311 32,880,268 41,340,712
Net Service Fee Income 245,010,643 234,311,941 238,856,210
Subtotal 1,086,422,089 1,557,270,532 1,650,964,886
Results from exposure to changes in the purchasing power of money (142,717,560) (402,396,322) (312,028,120)
Other operating income 64,915,253 51,558,266 67,860,053
Impairment losses on financial assets (267,444,919) (78,288,899) (96,367,148)
Net operating income 741,174,863 1,128,143,577 1,310,429,671
Personnel expenses (327,252,742) (385,865,340) (459,477,398)
Administration expenses (221,807,455) (229,325,163) (241,887,603)
Depreciation and impairment of non-financial assets (73,412,284) (69,173,761) (91,472,033)
Other operating expenses (202,719,218) (255,839,291) (270,107,357)
(Loss) / Income before taxes (84,016,836) 187,940,022 247,485,280
Income tax 46,346,613 (50,380,411) (99,503,554)
Net (Loss) / Income for the year (37,670,223) 137,559,611 147,981,726
Net (Loss) / Income for the year attributable to owners of the parent company (37,571,322) 137,459,742 147,861,490
Net (Loss) / Income for the year attributable to non-controlling interests (98,901) 99,869 120,236
NUMERATOR      
Net (Loss) / Income for the year attributable to owners of the parent company (37,571,322) 137,459,742 147,861,490
Net (Loss) / Income attributable to owners of the parent company adjusted by dilution $ (37,571,322) $ 137,459,742 $ 147,861,490
DENOMINATOR      
Weighted average of outstanding ordinary shares 437,731 439,664 442,727
Weighted average of outstanding ordinary shares issued of the period adjusted by dilution effect 437,731 439,664 442,727
Basic (Loss) / Income (in pesos/share) $ (85.83) $ 312.65 $ 333.98
Diluted (Loss) / Income (in pesos/share) $ (85.83) $ 312.65 $ 333.98
Antidilutive shares excluded from the weighted average shares calculation (in share) 4,262