v3.26.1
MINIMUM CAPITAL REQUIREMENTS (Details) - ARS ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Calculation of excess capital:      
Allocated to assets at risk $ 304,501,175 $ 240,732,301 $ 148,742,119
Allocated to Bank premises and equipment, intangible assets and equity investment assets 27,913,213 31,208,043 30,532,024
Market risk 16,852,852 22,794,035 8,529,904
Public sector and securities in investment account 928,905 703,052 779,764
Operational risk 45,771,893 97,959,978 67,124,101
Required minimum capital under Central Bank rules 395,968,038 393,397,409 255,707,912
Basic net worth 1,103,547,123 1,084,581,259 963,815,112
Deductions (358,337,148) (307,588,949) (292,328,570)
Total capital under Central Bank rules 745,209,975 776,992,310 671,486,542
Excess capital 349,241,937 383,594,901 415,778,630
Credit Risk Weighted Assets 4,026,186,872 3,364,520,068 2,200,613,815
Risk Weighted Assets $ 4,828,237,638 $ 4,818,204,223 $ 3,130,795,301
Selected capital and liquidity ratios:      
Regulatory capital/credit risk weighted assets 18.50% 23.10% 30.50%
Regulatory capital/risk weighted assets 15.40% 16.10% 21.40%
Average shareholders' equity as a percentage of average total assets 12.80% 17.80% 14.50%
Total liabilities as a multiple of total shareholders' equity 0.087 0.054 6.3
Cash as a percentage of total deposits. 28.90% 20.20% 14.40%
Liquid assets as a percentage of total deposits 48.20% 55.60% 83.10%
Common Equity Tier 1 Capital (CET1) / risk weighted assets 15.40% 16.10% 21.40%
Multiple to calculate operational risk weighted assets and market risk weighted assets 0.125