RISK MANAGEMENT POLICIES - Maximum credit risk exposure (Details) - ARS ($)
$ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
$ 4,981,175,913
|
$ 3,231,254,156
|
| Promissory Notes |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
695,673,521
|
403,314,016
|
| Unsecured corporate loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
429,423,023
|
411,585,775
|
| Overdrafts |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
671,078,102
|
162,583,630
|
| Mortgage loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
371,665,373
|
350,875,423
|
| Automobile and other secured loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
281,705,452
|
259,633,295
|
| Foreign Trade Loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
765,366,281
|
49,019,475
|
| Other financings |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
28,636,931
|
15,314,215
|
| Other receivables from financial transactions |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
64,963,641
|
83,229,370
|
| Receivables from financial leases |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
109,766,225
|
478,146,833
|
| Personal loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
491,524,560
|
392,556,028
|
| Credit card loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
1,071,372,804
|
624,996,096
|
| Stage 1 | 12-month ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
4,488,507,206
|
3,083,833,631
|
| Stage 1 | 12-month ECL | Promissory Notes |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
674,377,742
|
398,989,930
|
| Stage 1 | 12-month ECL | Unsecured corporate loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
382,041,811
|
398,685,619
|
| Stage 1 | 12-month ECL | Overdrafts |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
649,118,234
|
156,478,148
|
| Stage 1 | 12-month ECL | Mortgage loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
358,382,028
|
338,143,843
|
| Stage 1 | 12-month ECL | Automobile and other secured loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
215,551,019
|
237,353,241
|
| Stage 1 | 12-month ECL | Foreign Trade Loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
746,877,760
|
48,350,023
|
| Stage 1 | 12-month ECL | Other financings |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
28,636,931
|
15,129,111
|
| Stage 1 | 12-month ECL | Other receivables from financial transactions |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
64,172,649
|
77,839,347
|
| Stage 1 | 12-month ECL | Receivables from financial leases |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
103,116,413
|
458,166,457
|
| Stage 1 | Personal loans | 12-month ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
328,441,991
|
357,251,201
|
| Stage 1 | Credit card loans | 12-month ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
937,790,628
|
597,446,711
|
| Stage 2 | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
305,638,780
|
109,283,952
|
| Stage 2 | Lifetime ECL | Promissory Notes |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
7,957,263
|
2,981,013
|
| Stage 2 | Lifetime ECL | Unsecured corporate loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
18,191,109
|
6,697,286
|
| Stage 2 | Lifetime ECL | Overdrafts |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
8,458,370
|
4,480,019
|
| Stage 2 | Lifetime ECL | Mortgage loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
7,300,192
|
11,084,989
|
| Stage 2 | Lifetime ECL | Automobile and other secured loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
37,427,997
|
15,558,661
|
| Stage 2 | Lifetime ECL | Foreign Trade Loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
9,743,300
|
669,452
|
| Stage 2 | Lifetime ECL | Other financings |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
|
170,047
|
| Stage 2 | Lifetime ECL | Other receivables from financial transactions |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
773,410
|
4,920,083
|
| Stage 2 | Lifetime ECL | Receivables from financial leases |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
2,612,325
|
13,633,001
|
| Stage 2 | Personal loans | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
110,688,266
|
26,683,595
|
| Stage 2 | Credit card loans | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
102,486,548
|
22,405,806
|
| Stage 3 | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
187,029,927
|
38,136,573
|
| Stage 3 | Lifetime ECL | Promissory Notes |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
13,338,516
|
1,343,073
|
| Stage 3 | Lifetime ECL | Unsecured corporate loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
29,190,103
|
6,202,870
|
| Stage 3 | Lifetime ECL | Overdrafts |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
13,501,498
|
1,625,463
|
| Stage 3 | Lifetime ECL | Mortgage loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
5,983,153
|
1,646,591
|
| Stage 3 | Lifetime ECL | Automobile and other secured loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
28,726,436
|
6,721,393
|
| Stage 3 | Lifetime ECL | Foreign Trade Loans |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
8,745,221
|
|
| Stage 3 | Lifetime ECL | Other financings |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
|
15,057
|
| Stage 3 | Lifetime ECL | Other receivables from financial transactions |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
17,582
|
469,940
|
| Stage 3 | Lifetime ECL | Receivables from financial leases |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
4,037,487
|
6,347,375
|
| Stage 3 | Personal loans | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
52,394,303
|
8,621,232
|
| Stage 3 | Credit card loans | Lifetime ECL |
|
|
| Maximum Credit Risk Exposure |
|
|
| Maximum credit risk exposure |
$ 31,095,628
|
$ 5,143,579
|