v3.26.1
LOANS AND OTHER FINANCING - Changes in gross carrying amount and corresponding expected credit losses (Details) - ARS ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
LOANS AND OTHER FINANCING    
Financial assets at beginning of period $ 5,404,819,804  
Financial assets at end of period 7,177,048,816 $ 5,404,819,804
Gross carrying amount    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 2,919,660,541 1,432,051,506
3 to 2 468,801  
Additions 2,547,528,625 2,206,752,343
Disposals (1,309,669,997) (513,260,862)
Interest accrual 477,968,272  
Net changes of financial assets   360,727,941
Write-Offs (55,359,037) (16,216,229)
Portfolio sale (3,225,437) (1,432,008)
Exchange Differences and Others 171,427,846 17,287,848
Result from exposure to changes in the purchasing power of money (751,570,318) (566,249,998)
Financial assets at end of period 3,997,229,296 2,919,660,541
Stage 1 | Gross carrying amount    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 2,780,937,243 1,301,691,970
Transfers 1 to 2 (106,623,294) (4,715,914)
1 to 3 (25,018,921) (10,975,306)
2 to 1 22,850,799 10,407,547
3 to 1 946,033 142,062
Additions 2,547,528,625 2,206,752,343
Disposals (1,260,677,787) (465,931,570)
Interest accrual 119,060,033  
Net changes of financial assets   251,983,070
Write-Offs (772,578) (148,838)
Exchange Differences and Others 165,015,167 13,590,740
Result from exposure to changes in the purchasing power of money (691,404,623) (521,858,861)
Financial assets at end of period 3,551,840,697 2,780,937,243
Stage 2 | Gross carrying amount    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 100,586,726 95,098,800
Transfers 1 to 2 106,623,294 4,715,914
2 to 3 (3,827,487) (433,660)
2 to 1 (22,850,799) (10,407,547)
3 to 2 468,801 1,026,433
Disposals (33,327,172) (19,961,863)
Interest accrual 144,319,205  
Net changes of financial assets   70,056,552
Write-Offs (1,029,534) (119,390)
Exchange Differences and Others 4,432,917 1,650,392
Result from exposure to changes in the purchasing power of money (37,037,279) (41,038,905)
Financial assets at end of period 258,358,672 100,586,726
Stage 3 | Gross carrying amount    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 38,136,572 35,260,736
1 to 3 25,018,921 10,975,306
2 to 3 3,827,487 433,660
3 to 2   (1,026,433)
3 to 1 (946,033) (142,062)
Disposals (15,665,038) (27,367,429)
Interest accrual 214,589,034  
Net changes of financial assets   38,688,319
Write-Offs (53,556,925) (15,948,001)
Portfolio sale (3,225,437) (1,432,008)
Exchange Differences and Others 1,979,762 2,046,716
Result from exposure to changes in the purchasing power of money (23,128,416) (3,352,232)
Financial assets at end of period 187,029,927 38,136,572
Expected credit losses    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 64,949,613 49,984,845
Transfers 1 to 2 13,767,148 1,202,260
1 to 3 19,181,401 2,023,708
2 to 3 1,833,212 407,123
2 to 1 (1,090,449) (994,883)
3 to 2 (367,279) (697,972)
3 to 1 (365,847) (86,186)
Additions 26,492,604 17,650,918
Disposals (30,098,900) (9,192,174)
Interest accrual 205,987,251  
Net changes of financial assets   45,732,046
Write-Offs (55,359,037) (16,216,229)
Portfolio sale (3,225,437) (1,320,673)
Exchange Differences and Others 1,607,318 996,620
Result from exposure to changes in the purchasing power of money (11,560,528) (24,539,790)
Financial assets at end of period 231,751,070 64,949,613
Expected credit losses | Stage 1    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 24,361,040 13,061,187
Transfers 1 to 2 (2,785,732) (153,892)
1 to 3 (532,047) (37,689)
2 to 1 1,180,339 475,640
3 to 1 5,842 2,736
Additions 26,492,604 17,650,918
Disposals (9,417,512) (2,280,107)
Interest accrual 6,250,651  
Net changes of financial assets   2,786,021
Write-Offs (772,578) (148,838)
Exchange Differences and Others 268,537 49,836
Result from exposure to changes in the purchasing power of money (5,784,453) (7,044,772)
Financial assets at end of period 39,266,691 24,361,040
Expected credit losses | Stage 2    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 17,081,124 14,603,897
Transfers 1 to 2 16,552,880 1,356,152
2 to 3 (399,904) (86,456)
2 to 1 (2,270,788) (1,470,523)
3 to 2 27,591 24,100
Disposals (7,136,444) (3,289,187)
Interest accrual 33,500,598  
Net changes of financial assets   13,858,484
Write-Offs (1,029,534) (119,390)
Exchange Differences and Others 1,110,720 87,217
Result from exposure to changes in the purchasing power of money (4,025,861) (7,883,170)
Financial assets at end of period 53,410,382 17,081,124
Expected credit losses | Stage 3    
LOANS AND OTHER FINANCING    
Financial assets at beginning of period 23,507,449 22,319,761
1 to 3 19,713,448 2,061,397
2 to 3 2,233,116 493,579
3 to 2 (394,870) (722,072)
3 to 1 (371,689) (88,922)
Disposals (13,544,944) (3,622,880)
Interest accrual 166,236,002  
Net changes of financial assets   29,087,541
Write-Offs (53,556,925) (15,948,001)
Portfolio sale (3,225,437) (1,320,673)
Exchange Differences and Others 228,061 859,567
Result from exposure to changes in the purchasing power of money (1,750,214) (9,611,848)
Financial assets at end of period $ 139,073,997 $ 23,507,449