The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM Stock 00287Y109 296,152 1,378 SH SOLE 1,377 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107 214,414 1,020 SH SOLE 1,020 0 0
ALLIANT ENERGY CORP COM Stock 018802108 237,577 3,302 SH SOLE 3,302 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 478,697 1,610 SH SOLE 1,609 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 2,493,438 8,455 SH SOLE 8,455 0 0
AMAZON COM INC COM Stock 023135106 2,387,653 11,339 SH SOLE 11,339 0 0
AMGEN INC COM Stock 031162100 397,447 1,125 SH SOLE 1,125 0 0
APPLE INC COM Stock 037833100 4,256,100 16,649 SH SOLE 16,649 0 0
BANK AMERICA CORP COM Stock 060505104 606,564 12,311 SH SOLE 12,311 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3,872,692 8,093 SH SOLE 8,093 0 0
BEST BUY INC COM Stock 086516101 308,900 4,803 SH SOLE 4,803 0 0
BLACKSTONE INC COM Stock 09260D107 221,427 1,937 SH SOLE 1,936 0 0
BOEING CO COM Stock 097023105 614,704 2,965 SH SOLE 2,965 0 0
BROADCOM INC COM Stock 11135F101 1,006,952 3,212 SH SOLE 3,212 0 0
CATERPILLAR INC COM Stock 149123101 934,816 1,280 SH SOLE 1,280 0 0
CHEVRON CORPORATION COM Stock 166764100 343,359 1,739 SH SOLE 1,739 0 0
CHIPOTLE MEXICAN GRILL INC COM Stock 169656105 252,687 7,744 SH SOLE 7,744 0 0
CISCO SYS INC COM Stock 17275R102 757,757 9,724 SH SOLE 9,723 0 0
COCA COLA CO COM Stock 191216100 613,870 8,069 SH SOLE 8,068 0 0
CORNING INC COM Stock 219350105 289,243 2,031 SH SOLE 2,031 0 0
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 758,105 761 SH SOLE 760 0 0
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872 272,991 6,463 SH SOLE 6,462 0 0
DIMENSIONAL U S CORE EQUITY 2 ETF ETF 25434V708 1,287,295 32,906 SH SOLE 32,906 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724 285,343 5,871 SH SOLE 5,871 0 0
DIMENSIONAL WORLD EX U S CORE EQUITY 2 ETF ETF 25434V880 800,062 23,244 SH SOLE 23,244 0 0
EATON CORP PLC SHS Stock G29183103 478,013 1,308 SH SOLE 1,307 0 0
ELI LILLY & CO COM Stock 532457108 712,270 746 SH SOLE 746 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,683,785 10,473 SH SOLE 10,472 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 411,670 1,954 SH SOLE 1,953 0 0
FIDELITY TOTAL BOND ETF ETF 316188309 15,058,066 330,148 SH SOLE 330,148 0 0
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506 32,524,476 472,396 SH SOLE 472,396 0 0
FT VEST INVESTMENT GRADE & TARGET INCOME ETF ETF 33738D747 18,217,787 936,647 SH SOLE 936,647 0 0
FT VEST LADDERED MODERATE BUFFER ETF ETF 33740U729 18,407,781 699,118 SH SOLE 699,118 0 0
GE AEROSPACE COM NEW Stock 369604301 256,038 875 SH SOLE 874 0 0
GE VERNOVA INC COM Stock 36828A101 278,524 311 SH SOLE 311 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 582,147 677 SH SOLE 676 0 0
HOME DEPOT INC COM Stock 437076102 347,075 1,053 SH SOLE 1,053 0 0
IDEXX LABS INC COM Stock 45168D104 309,998 549 SH SOLE 549 0 0
INTEL CORP COM Stock 458140100 320,487 6,673 SH SOLE 6,672 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 445,241 1,831 SH SOLE 1,831 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103 478,640 819 SH SOLE 819 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 229,887 349 SH SOLE 349 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 268,374 3,941 SH SOLE 3,940 0 0
ISHARES CORE U S AGGREGATE BOND ETF ETF 464287226 294,763 2,977 SH SOLE 2,977 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 618,754 12,199 SH SOLE 12,199 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,435,771 5,753 SH SOLE 5,753 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 204,005 1,351 SH SOLE 1,350 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845 798,517 15,853 SH SOLE 15,853 0 0
JANUS HENDERSON SHORT DURATION INCOME ETF ETF 47103U886 12,973,402 265,576 SH SOLE 265,576 0 0
JANUS HENDERSON SMALL/MID CAP GROWTH ALPHA ETF ETF 47103U209 15,398,468 191,762 SH SOLE 191,761 0 0
JOHNSON & JOHNSON COM Stock 478160104 1,078,326 4,417 SH SOLE 4,417 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,073,364 3,634 SH SOLE 3,633 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 3,117,520 61,807 SH SOLE 61,806 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 509,204 1,036 SH SOLE 1,035 0 0
MCDONALDS CORP COM Stock 580135101 543,235 1,768 SH SOLE 1,767 0 0
MERCK & CO INC COM Stock 58933Y105 332,394 2,751 SH SOLE 2,750 0 0
META PLATFORMS INC CL A Stock 30303M102 895,805 1,547 SH SOLE 1,546 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 840,299 2,284 SH SOLE 2,284 0 0
MICROSOFT CORP COM Stock 594918104 3,186,293 8,626 SH SOLE 8,626 0 0
MORGAN STANLEY COM NEW Stock 617446448 290,636 1,749 SH SOLE 1,749 0 0
NETFLIX INC COM Stock 64110L106 353,344 3,698 SH SOLE 3,698 0 0
NORFOLK SOUTHN CORP COM Stock 655844108 278,660 971 SH SOLE 970 0 0
NVIDIA CORPORATION COM Stock 67066G104 4,317,409 24,566 SH SOLE 24,565 0 0
ORACLE CORP COM Stock 68389X105 282,617 1,946 SH SOLE 1,945 0 0
PACKAGING CORP AMER COM Stock 695156109 267,099 1,264 SH SOLE 1,264 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 276,866 1,890 SH SOLE 1,890 0 0
PAYCHEX INC COM Stock 704326107 238,457 2,623 SH SOLE 2,623 0 0
PEPSICO INC COM Stock 713448108 245,373 1,587 SH SOLE 1,586 0 0
PROCTER & GAMBLE CO COM Stock 742718109 352,390 2,446 SH SOLE 2,445 0 0
RTX CORPORATION COM Stock 75513E101 497,259 2,554 SH SOLE 2,553 0 0
SOUTHERN CO COM Stock 842587107 430,708 4,443 SH SOLE 4,443 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 6,308,863 106,984 SH SOLE 106,984 0 0
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 818,462 5,540 SH SOLE 5,540 0 0
STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704 284,099 1,728 SH SOLE 1,727 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 1,256,330 1,917 SH SOLE 1,917 0 0
STATE STREET SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 804,149 1,293 SH SOLE 1,293 0 0
TESLA INC COM Stock 88160R101 1,074,424 2,818 SH SOLE 2,818 0 0
TOMPKINS FINL CORP COM Stock 890110109 919,690 11,630 SH SOLE 11,629 0 0
US BANCORP COM NEW Stock 902973304 233,484 4,426 SH SOLE 4,426 0 0
VANGUARD CORE BOND ETF ETF 922020748 23,250,008 301,439 SH SOLE 301,439 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 696,975 3,232 SH SOLE 3,231 0 0
VANGUARD GROWTH ETF ETF 922908736 46,243,625 104,728 SH SOLE 104,727 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406 200,345 1,354 SH SOLE 1,354 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702 284,196 402 SH SOLE 402 0 0
VANGUARD NEW YORK TAX-EXEMPT BOND ETF ETF 92204H400 2,525,561 24,668 SH SOLE 24,668 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 294,853 5,908 SH SOLE 5,907 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 340,544 1,054 SH SOLE 1,053 0 0
VANGUARD VALUE ETF ETF 922908744 30,108,856 153,093 SH SOLE 153,093 0 0
VISA INC COM CL A Stock 92826C839 384,044 1,287 SH SOLE 1,286 0 0
WALMART INC COM Stock 931142103 551,527 4,421 SH SOLE 4,421 0 0
WASTE MGMT INC DEL COM Stock 94106L109 222,425 963 SH SOLE 962 0 0
WELLS FARGO & CO COM Stock 949746101 272,655 3,384 SH SOLE 3,384 0 0
WW GRAINGER INC COM Stock 384802104 317,247 286 SH SOLE 286 0 0
ZIMMER BIOMET HOLDINGS INC COM Stock 98956P102 226,946 2,493 SH SOLE 2,493 0 0