EX-99.3 RRMS Valuation Review Report

Exhibit 99.3

Deal ID

Brean ID

Due Diligence
Results

Simple Id

Lender Case #

Borrower First
Name

Borrower Family
Name

1st Appraisal

2nd Appraisal

The Less of the
Two Appraisals

Appraisal
Variance
Amount

Appraisal
Variance
Percent

Clear Capital Desk
Review - CDA
Value/Field
Review-Broker
Price Opinion

CDA/Field and
Appraisal
Variance
Amount

CDA/Field and
Appraisal
Variance
Percent

Final Variances

Exception

Follow-up Comments

Note Amount

Signed
Application

Signed Loan
Note Document

Signed Appraisal

Signed TIL
(Truth In Lending)

Signed
HUD-1

Program
Disclosure

Signed
4506-C

Signed Reverse
Mortgage Deed
of Trust

Signed Notice
of Right to
Cancel

Signed Borrower’s
Notifications
(Principal
Occupancy
Statement)

Signed GFE
(Good Faith
Estimate)

Income
Documents

Valid Picture ID

Title Policy

Counseling
Certificate

Disaster Area Notice-
Borrower Damage
Certificate

FACTA
Disclosures

Valuation
Initial
Loan
Grade

Valuation
Final
Loan
Grade

XXX

Passed

XXX

N/A

XXX

-3.13%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

1.16%

XXX

1.16%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents is
missing the
CDA valuation
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents is
missing a copy
of the CDA
valuation
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-6.11%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-5.23%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy if the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-6.25%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-4.29%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

1.85%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-4.93%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

1.58%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-3.03%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-8.27%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

12.50%

XXX

12.50%

The field
review value
needs to be
added to the
loan data tape
CDA/Field
Review/BPO.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

-6.25%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

100

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

101

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

102

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

103

XXX

Passed

XXX

N/A

XXX

-2.17%

XXX

Yes

N/A

Yes

104

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

105

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

106

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

107

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

108

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

109

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

110

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

111

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

112

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

113

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

114

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

115

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

116

XXX

Passed

XXX

-14.29%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

117

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

118

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

119

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

120

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

N/A

Yes

121

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

122

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

123

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

124

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

125

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

126

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

127

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

128

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

129

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

130

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

131

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

132

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

133

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

134

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

135

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

136

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

137

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

138

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

139

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

140

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

141

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

142

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

143

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

144

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

145

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
effective date
is 1/5/2025.

A corrected
appraisal has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

N/A

Yes

146

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

147

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

148

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

149

XXX

Passed

XXX

N/A

XXX

-7.50%

XXX

Yes

N/A

Yes

150

XXX

Passed

XXX

N/A

XXX

-4.43%

XXX

Yes

151

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

152

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

153

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

154

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

155

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

156

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

157

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

158

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

159

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

160

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

161

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

162

XXX

Passed

XXX

N/A

XXX

-9.09%

XXX

Yes

163

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

164

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape appraisal
date is
incorrect.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

165

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

166

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

167

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape appraisal
date is
incorrect.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

168

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

169

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

170

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

171

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

172

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

173

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

174

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

175

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing the
appraiser’s
insurance and
license.

Copies of the
missing
documents
have been
added to the
loan file
documents.

XXX

Yes

N/A

Yes

176

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

177

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

178

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

179

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

180

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

181

XXX

Passed

XXX

N/A

XXX

-7.69%

XXX

Yes

N/A

Yes

182

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

183

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

184

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

185

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The Appraisal
Update and or
Completion
Report has an
inspection date
of 1/6/2025.

A copy of the
corrected
document has
been added to
the loan file.

XXX

Yes

N/A

Yes

186

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

187

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

188

XXX

Passed

XXX

N/A

XXX

$—

0.00%

NOTE:
Property
recently listed
for sale per
appraiser. List
price was
lower than
appraised
value.-
Exception
approved to
use last listing
price of $XXX
Value lowered
per investor
review of
recently listed
price. Loan
redisclosed.

XXX

Yes

N/A

Yes

189

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

190

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

191

XXX

Passed

XXX

N/A

XXX

1.45%

UW note:
Purchased
XXX $XXX
— Using the
lower of the
purchase price
or appraised
value

XXX

Yes

N/A

Yes

192

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

193

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

194

XXX

Passed

XXX

N/A

XXX

-3.03%

XXX

Yes

195

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

196

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape appraised
value does not
match the
appraisal.

Per the
lender: The
value came in
at XXX, UW
is using the
purchase
price of XXX
since the
home was
purchased
XXX.

XXX

Yes

N/A

Yes

197

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

198

XXX

Passed

XXX

N/A

XXX

-3.89%

XXX

Yes

N/A

Yes

199

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

200

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

201

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

202

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

203

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

204

XXX

Passed

XXX

N/A

XXX

-1.87%

The appraisal
has an
effective date
of 1/19/2025.

A copy of the
corrected
document has
been added to
the loan file
documents.

XXX

Yes

N/A

Yes

N/A

Yes

205

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

206

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents are
missing a copy
of the Final
Inspection
(1004D) for
the repairs
required as
indicated on
the appraisal.

Lender
response:
2/23 Lender
exception —
subject to
peeling paint.
Peeling paint
is minor with
no safety or
marketability
concerns,
home was
built after
1978.

XXX

Yes

207

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

208

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

209

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

210

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

211

XXX

Passed

XXX

N/A

XXX

-8.10%

XXX

Yes

N/A

Yes

212

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

213

XXX

Passed

XXX

N/A

XXX

-8.16%

XXX

Yes

N/A

Yes

214

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

215

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

216

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

217

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

218

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

219

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

220

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

221

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

222

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

223

XXX

Passed

XXX

N/A

XXX

-6.39%

XXX

Yes

N/A

Yes

224

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

225

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

226

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

227

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

228

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

229

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents are
missing a copy
of the Final
Inspection
(1004D) for
the repairs
required as
indicated on
the appraisal.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

230

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

231

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

232

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

233

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

234

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

235

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

236

XXX

Passed

XXX

N/A

XXX

9.09%

XXX

Yes

N/A

Yes

237

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

238

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

239

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

240

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

241

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

242

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

243

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

244

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

245

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

246

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

247

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

248

XXX

Passed

XXX

7.14%

XXX

$—

0.00%

The loan data
tape is missing
the second
appraisal value

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

N/A

Yes

249

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

250

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

251

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

252

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

253

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

254

XXX

Passed

XXX

4.48%

XXX

$—

0.00%

The loan data
tape is missing
the second
appraisal
value.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

N/A

Yes

255

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

256

XXX

Passed

XXX

0.92%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

257

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

258

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

259

XXX

Passed

XXX

1.67%

XXX

$—

0.00%

XXX

Yes

260

XXX

Passed

XXX

0.00%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

261

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

262

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

263

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

264

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

265

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

266

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

267

XXX

Passed

XXX

4.51%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

268

XXX

Passed

XXX

N/A

XXX

$—

0.00%

NOTE: CDA: -
21.9% — Field
review
received with
$XXX Value
and used for
loan amount

XXX

Yes

N/A

Yes

269

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

N/A

Yes

270

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

271

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

272

XXX

Passed

XXX

7.14%

XXX

$—

0.00%

XXX

Yes

273

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

274

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

275

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

276

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

277

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

278

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

279

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

280

XXX

Passed

XXX

N/A

XXX

$—

-9.64%

XXX

Yes

281

XXX

passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape appraised
value and
CDA value are
incorrect.
Should be
$XXX

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

282

XXX

Passed

XXX

N/A

XXX

-5.33%

XXX

Yes

283

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

284

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

285

XXX

Passed

XXX

0.00%

XXX

$—

0.00%

The loan data
tape is missing
the second
appraisal value

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

286

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

287

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

288

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

289

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

290

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

291

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

292

XXX

Passed

XXX

N/A

XXX

-3.73%

XXX

Yes

293

XXX

Passed

XXX

2.22%

XXX

$—

0.00%

The loan data
tape value for
the first
appraisal
amount is
incorrect.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

yes

Yes

294

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

295

XXX

Passed

XXX

-0.62%

XXX

$—

0.00%

XXX

Yes

296

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

297

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

298

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

299

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

300

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

301

XXX

Passed

XXX

-3.08%

XXX

$—

0.00%

The loan data
tape value for
the first
appraisal
amount is
incorrect.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

302

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents are
missing a copy
of the Final
Inspection
(1004D) for
the repairs
required as
indicated on
the appraisal.

Per the
lender,
“XXX: we
used the
attached
picture to
clear the
appraisal
repair”. A
copy has
been saved to
the loan file
documents.

XXX

Yes

N/A

Yes

303

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

304

XXX

Passed

XXX

N/A

XXX

-3.00%

XXX

Yes

305

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

306

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

307

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

308

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

309

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

310

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

311

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

312

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

313

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

314

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

315

XXX

Passed

XXX

N/A

XXX

-3.31%

XXX

Yes

N/A

Yes

316

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

317

XXX

Passed

XXX

N/A

XXX

-8.86%

XXX

Yes

318

XXX

Passed

XXX

-11.11%

XXX

22.22%

The CDA in
the loan file
documents
indicates the
value is
indeterminate.
The loan file
documents are
missing any
other
supporting
loan value
documents.
The loan data
tape is missing
the Broker
Price Opinion
(BPO) in the
CDA Value/
Field Review-
Broker Price
Opinion field.

A copy of a
Broker Price
Opinion
(BPO) to
support the
appraised
value has
been added to
the loan file
documents.
The Broker
Price
Opinion in
the CDA
Value/Field
Review-
Broker
Opinion field
has been
completed on
the loan data
tape.

XXX

Yes

319

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

320

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

321

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

322

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

323

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

324

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

325

XXX

Passed

XXX

0.72%

XXX

$—

0.00%

XXX

Yes

326

XXX

Passed

XXX

N/A

XXX

-3.11%

XXX

Yes

327

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

328

XXX

Passed

XXX

-4.38%

XXX

$—

0.00%

XXX

Yes

329

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

330

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

331

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

332

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

333

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

yes

Yes

N/A

Yes

334

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

335

XXX

Passed

XXX

N/A

XXX

-8.63%

XXX

Yes

336

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

337

XXX

Passed

XXX

N/A

XXX

-5.54%

XXX

Yes

338

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

339

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

340

XXX

Passed

XXX

-1.61%

XXX

-3.97%

XXX

Yes

341

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

342

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

343

XXX

Passed

XXX

N/A

XXX

-9.91%

XXX

Yes

344

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

345

XXX

Passed

XXX

N/A

XXX

-5.45%

XXX

Yes

346

XXX

Passed

XXX

N/A

XXX

-4.18%

XXX

Yes

347

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

348

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

349

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

350

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

351

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

352

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

353

XXX

Passed

XXX

22.22%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

354

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

355

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

356

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

357

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

358

XXX

Passed

XXX

0.52%

XXX

$—

0.00%

XXX

Yes

359

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

360

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

361

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

N/A

Yes

362

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

363

XXX

Passed

XXX

0.00%

XXX

$—

0.00%

XXX

Yes

364

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

365

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

366

XXX

Passed

XXX

1.25%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

367

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

368

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

369

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

370

XXX

Passed

XXX

0.42%

XXX

$—

0.00%

XXX

Yes

N/A

Yes

371

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

372

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

373

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

374

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

375

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

376

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

377

XXX

Passed

XXX

N/A

XXX

-8.33%

XXX

Yes

378

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

379

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

380

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

381

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

382

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

383

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

384

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape has an
incorrect
appraisal
amount.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

385

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

386

XXX

Passed

XXX

N/A

XXX

-2.78%

XXX

Yes

387

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

388

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

389

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

390

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

391

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape is missing
the CDA
value.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

392

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

393

XXX

Exceptions

XXX

N/A

XXX

0.46%

The loan data
tape is missing
the funding
date and has
incorrect
appraisal
amount. The
loan file
documents is
missing a copy
of the
completion of
repairs due to
heating system
was not
working repair
estimate
$8,500.

A corrected
loan data tape
has been
added to the
loan file
documents.
The heating
repairs have
been made.
An exception
has been
made for the
receipt of the
1040D until
4/30/2026
due to
borrower
illness.

XXX

Yes

394

XXX

Passed

XXX

N/A

XXX

-3.37%

XXX

Yes

395

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

396

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

397

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

398

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

399

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

400

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

401

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

402

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

403

XXX

Passed

XXX

-7.17%

XXX

$—

0.00%

The loan data
tape has an
incorrect
second
appraisal
amount.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

404

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape is missing
the CDA
value.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

405

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

406

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

407

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

408

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

409

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape has an
incorrect
appraisal
amount. The
appraisal is
missing a copy
of the
appraiser’s
license and
insurance
documentation.

A corrected
loan data tape
has been
added to the
loan file
documents.
Copies of the
missing
documents
have been
added to the
loan file
documents.

XXX

Yes

410

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

411

XXX

Passed

XXX

N/A

XXX

-8.33%

XXX

Yes

412

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

413

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

414

XXX

Passed

XXX

N/A

XXX

-5.45%

XXX

Yes

415

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

416

XXX

Passed

XXX

-7.69%

XXX

$—

0.00%

XXX

Yes

417

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan file
documents is
missing a copy
of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents,

XXX

Yes

418

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape
incorrectly has
an incorrect
CDA
value.The
appraisal
valued the
property at
XXX. The
CDA valuation
was XXX. The
loan file
documents are
missing a copy
of the
reconciliation
of value due to
27% variance.
The loan file
documents are
missing a copy
of the
completion of
repairs
required for
the property to
meet the FHA/
HUD
minimum
guidelines.

A corrected
loan data tape
has been
added to the
loan file
documents. A
copy of the
correct CDA
valuation
document has
been added to
the loan file.
A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

419

XXX

Passed

XXX

-3.59%

XXX

$—

0.00%

The loan data
tape is missing
the XXX
appraisal.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

420

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

421

XXX

Passed

XXX

N/A

XXX

-1.79%

The loan data
tape has an
incorrect
appraisal
value.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

422

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

423

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

424

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

425

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

426

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

427

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

428

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

429

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape is missing
the CDA
value. The
appraiser’s
insurance
documentation
expired
5/22/2025.

A corrected
loan data tape
has been
added to the
loan file
documents. A
copy of the
unexpired
document has
been added to
the loan file
documents.

XXX

Yes

430

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The loan data
tape is missing
the CDA
value.

A corrected
loan data tape
has been
added to the
loan file
documents.

XXX

Yes

431

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

432

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

433

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

434

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

435

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

436

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

437

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

438

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

439

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

440

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

441

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

442

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

443

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

444

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

445

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraiser’s
insurance
expired
2/14/2025.

A copy of an
unexpired
document has
been added to
the loan file
documents.

XXX

Yes

446

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

447

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

448

XXX

Passed

XXX

N/A

XXX

$—

0.00%

Copies of the
signed
documents
have been
added to the
loan file
documents.

XXX

Yes

449

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

450

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

451

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

452

XXX

Passed

XXX

N/A

XXX

-5.15%

XXX

Yes

453

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

454

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

455

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

456

XXX

Passed

XXX

N/A

XXX

-3.85%

XXX

Yes

457

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

458

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

459

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

460

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

461

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

462

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

463

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

464

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

465

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

466

XXX

Passed

XXX

N/A

XXX

-9.40%

XXX

Yes

467

XXX

Passed

XXX

N/A

XXX

-1.85%

XXX

Yes

468

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

469

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

470

XXX

Passed

XXX

N/A

XXX

28.57%

The loan data
tape has an
incorrect
appraisal
amount.

A copy of the
missing
documents
has been
added to the
loan file
documents.
Note:
Appraisal
was reduced
by a $XXX
investor
haircut.

XXX

Yes

471

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

472

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

473

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

474

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

475

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

476

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

477

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

478

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

479

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

480

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

481

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

482

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

483

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

484

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

485

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

486

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

487

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

488

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

489

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

490

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

491

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

492

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

493

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

494

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

495

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

496

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

497

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

498

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

499

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

500

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

501

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

502

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

503

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

504

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

505

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

506

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

507

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

508

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

509

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

510

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

511

XXX

Passed

XXX

N/A

XXX

-7.22%

XXX

Yes

512

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

513

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

514

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

515

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

516

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

517

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

518

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

519

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

520

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

521

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

522

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

523

XXX

Passed

XXX

N/A

XXX

-2.27%

XXX

Yes

524

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

525

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

526

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

527

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

528

XXX

Passed

XXX

N/A

XXX

5.56%

XXX

Yes

529

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

530

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

531

XXX

Passed

XXX

N/A

XXX

-7.62%

XXX

Yes

532

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

533

XXX

Passed

XXX

N/A

XXX

-2.01%

XXX

Yes

534

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

535

XXX

Passed

XXX

N/A

XXX

-8.33%

XXX

Yes

536

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

537

XXX

Passed

XXX

2.68%

XXX

$—

0.00%

XXX

Yes

538

XXX

Passed

XXX

N/A

XXX

-8.00%

XXX

Yes

539

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

540

XXX

Passed

XXX

N/A

XXX

-7.14%

XXX

Yes

541

XXX

Passed

XXX

N/A

XXX

-9.90%

XXX

Yes

542

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

543

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

544

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

545

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

546

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

547

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

548

XXX

Passed

XXX

N/A

XXX

-3.97%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

549

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

550

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

551

XXX

Passed

XXX

N/A

XXX

$—

0.00%

The appraisal
is missing a
copy of the
appraiser’s
insurance
documentation.

A copy of the
missing
document has
been added to
the loan file
documents.

XXX

Yes

552

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

553

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

554

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

555

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

556

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

557

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

558

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

559

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

560

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

561

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

562

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

563

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

564

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

565

XXX

Passed

XXX

N/A

XXX

-9.97%

The loan data
tape has a
different
appraisal
amount than
the 1/19/2026
appraisal. The
loan file
documents are
missing a copy
of the field
review since
the appraisal
and CDA
valuation
indicate a 10%
variation.

A corrected
loan data tape
has been
added to the
loan file
documents.
Per the
lender: The
difference
between the
two values is
$XXX. When
calculated
using the
appraised
value as the
base, the
variance is
9.97%, which
is below the
10%
threshold that
would
require a
field review.

XXX

Yes

yes

Yes

566

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

567

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

568

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

569

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

570

XXX

Passed

XXX

N/A

XXX

-7.38%

XXX

Yes

571

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

572

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

573

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

574

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

575

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

576

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

577

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

578

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

579

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

580

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

581

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

582

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

583

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

584

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes

585

XXX

Passed

XXX

N/A

XXX

$—

0.00%

XXX

Yes