EXHIBIT 99.2

RRMS CREDIT REVIEW REPORT

 

Exhibit 99.2

 

Deal ID    Brean ID    Due Diligence
Results 		   Simple Id   Lender Case #    Exception Date    Exception Type        Exception           Follow-up Comments        Cleared Date   

Credit

 Initial Loan 
Grade

  

Credit

 Final Loan 

Grade

1   XXX   Passed   XXX   XXX   1/5/2026   Credit   The Note, Allonge and Notice to Borrower at Loan Closing Regarding Prepayment is unsigned by the Lender.   Copies of the signed documents have been added to the loan file documents.   1/9/2026   B   A
2   XXX   Passed   XXX   XXX   1/6/2026   Credit   The Lender Certification to Complete Blank Spaces is unsigned.   A copy of the signed document has been added to the loan file documents.   1/9/2026   B   A
3   XXX   Passed   XXX   XXX   1/5/2026   Credit   The Note and Allonge are unsigned by the Lender.   A copy of the signed Allonge hex been added to the loan file documents.   1/9/2026   B   A
4   XXX   Passed   XXX   XXX   1/6/2026   Credit   The loan data tape is missing the borrower’s middle name. The Note and Allonge are unsigned by the Lender.   A corrected loan data tape has been added to the loan file documents, Copies of the signed documents have been added to the loan file documents.   1/9/2026   B   A
5   XXX   Passed   XXX   XXX   1/6/2026   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The loan file documents is missing a copy of the Financial Assessment worksheet. The Disbursement Confirmation is unsigned by the closing agent.   Copies of the missing documents have been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   1/13/2026   B   A
6   XXX   Passed   XXX   XXX   1/6/2026   Credit/Value   The Lender Certification to Complete Blank Spaces is unsigned. The loan file documents is missing the CDA valuation documentation.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   1/12/2026   B   A
7   XXX   Passed   XXX   XXX                       A   A
8   XXX   Passed   XXX   XXX   1/6/2026   Value   The loan file documents is missing a copy of the CDA valuation documentation.   A copy of the missing document has been added to the loan file documents.   1/9/2026   B   A
9   XXX   Passed   XXX   XXX                       A   A
10   XXX   Passed   XXX   XXX                       A   A
11   XXX   Passed   XXX   XXX                       A   A
12   XXX   Passed   XXX   XXX                       A   A
13   XXX   Passed   XXX   XXX                       A   A
14   XXX   Passed   XXX   XXX                       A   A
15   XXX   Passed   XXX   XXX                       A   A
16   XXX   Passed   XXX   XXX   1/22/2026   Value   The appraisal is missing a copy if the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
17   XXX   Passed   XXX   XXX   1/16/2026   Credit   This is a purchase the loan data tape has an incorrect loan purpose.   A corrected loan data tape has been added to the loan file documents.   1/28/2026   B   A
18   XXX   Passed   XXX   XXX   1/16/2026   Credit   The loan data tape has a different Initial UPB and UPB of XXX than the HUD-1 Settlement Statement and Exhibit A of XXX.   A corrected loan data tape has been added to the loan file documents.   1/28/2026   B   A
19   XXX   Passed   XXX   XXX   12/15/2025   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   1/12/2026   B   A
20   XXX   Passed   XXX   XXX                       A   A
21   XXX   Passed   XXX   XXX   1/16/2026   Credit   The Note or Allonge is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   1/28/2026   B   A
22   XXX   Passed   XXX   XXX                       A   A
23   XXX   Passed   XXX   XXX                       A   A
24   XXX   Passed   XXX   XXX   1/8/2026   Credit   The loan data tape has the wrong sex for the borrower. The Lender Closing Instruction, General Instruction and Disbursement Confirmation are unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. Copies of the signed documents have been added to the XXX   1/14/2026   B   A
25   XXX   Passed   XXX   XXX                       A   A
26   XXX   Passed   XXX   XXX                       A   A
27   XXX   Passed   XXX   XXX                       A   A
28   XXX   Passed   XXX   XXX                       A   A
29   XXX   Passed   XXX   XXX   1/20/2026   Credit   The loan data tape has a different principal limit than the loan file documents.   A corrected loan data tape has been added to the loan file documents.   1/28/2026   B   A
30   XXX   Passed   XXX   XXX   1/8/2026   Credit   The loan data tape incorrectly indicates this was a purchase, this was a refinance.   A corrected loan data tape has been added to the loan file documents.   1/12/2026   B   A
31   XXX   Passed   XXX   XXX   1/26/2026   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
32   XXX   Passed   XXX   XXX   1/12/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   1/13/2026   B   A
33   XXX   Passed   XXX   XXX                       A   A
34   XXX   Passed   XXX   XXX                       A   A
35   XXX   Passed   XXX   XXX                       A   A
36   XXX   Passed   XXX   XXX                       A   A
37   XXX   Passed   XXX   XXX                       A   A
38   XXX   Passed   XXX   XXX                       A   A
39   XXX   Passed   XXX   XXX                       A   A
40   XXX   Passed   XXX   XXX                       A   A
41   XXX   Passed   XXX   XXX                       A   A
42   XXX   Passed   XXX   XXX                       A   A
43   XXX   Passed   XXX   XXX   2/3/2026   Credit   The loan file documents are missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   2/4/2026   B   A
44   XXX   Passed   XXX   XXX                       A   A
45   XXX   Passed   XXX   XXX                       A   A
46   XXX   Passed   XXX   XXX                       A   A
47   XXX   Passed   XXX   XXX                       A   A
48   XXX   Passed   XXX   XXX   1/14/2026   Credit   The General Closing Instructions and Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   2/2/2026   B   A
49   XXX   Passed   XXX   XXX                       A   A
50   XXX   Passed   XXX   XXX                       A   A
51   XXX   Passed   XXX   XXX   1/22/2026   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The mortgage certificate of counseling expired 11/1/2025.   Per the lender From UW on XXX; Counseling cert is expired – As long as the cert was valid at time of application, we would not require a new counseling. A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
52   XXX   Passed   XXX   XXX                       A   A
53   XXX   Passed   XXX   XXX                       A   A
54   XXX   Passed   XXX   XXX                       A   A
55   XXX   Passed   XXX   XXX                       A   A
56   XXX   Passed   XXX   XXX                       A   A
57   XXX   Passed   XXX   XXX   1/29/2026   Credit   The loan file documents are missing a copy of the HOA payment history documentation.   A copy of the missing the document has been added to the loan file documents.   2/2/2026   B   A
58   XXX   Passed   XXX   XXX   1/27/2026   Credit   The Ioan file documents are missing a copy of the HOA payment history documentation. The Note and Allonge are unsigned by the lender.   A copy of the missing document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   1/28/2026   B   A
59   XXX   Passed   XXX   XXX                       A   A
60   XXX   Passed   XXX   XXX                       A   A
61   XXX   Passed   XXX   XXX   1/16/2026   Credit   The General Closing Instructions, and the Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   1/28/2026   B   A
62   XXX   Passed   XXX   XXX                       A   A
63   XXX   Passed   XXX   XXX                       A   A
64   XXX   Passed   XXX   XXX   2/23/2026   Value   The field review value needs to be added to the loan data tape CDA/Field Review/BPO.   A corrected loan data tape has been added to the loan file documents.   2/24/2026   B   A
65   XXX   Passed   XXX   XXX   2/16/2026   Credit   The Initial loan application date does not match the loan data tape. The General Closing Instructions are unsigned by the closing agent. The loan data tape has an incorrect funding date.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   3/3/2026   B   A
66   XXX   Passed   XXX   XXX   1/20/2026   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
67   XXX   Passed   XXX   XXX   1/29/2026   Credit   The Lender Certification to Complete Blank Spaces is unsigned by the lender. The loan file documents is missing a copy of the Notice to Borrower at Loan Closing Regarding Prepayment.   A copy of the signed document has been added to the loan file documents. A copy of the missing the document has been added to the loan file documents.   2/2/2026   B   A
68   XXX   Passed   XXX   XXX   1/27/2026   Credit   The Lender Certification to Complete Blank Spaces and the Notice to Borrower at Loan Closing Regarding Prepayment are unsigned by the lender.   Copies of the signed documents have been added to the loan file documents.   1/28/2026   B   A
69   XXX   Passed   XXX   XXX                       A   A
70   XXX   Passed   XXX   XXX   1/20/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   1/28/2026   B   A
71   XXX   Passed   XXX   XXX                       A   A
72   XXX   Passed   XXX   XXX   1/26/2026   Credit/Value   The loan file documents are missing a copy of the Mortgage documentation, Disbursement Confirmation, the Lender Closing Instruction and General Instructions The appraisal is missing a copy of the appraiser’s insurance.   Copies of missing documents have been added to the loan file documents.   1/28/2026   B   A
73   XXX   Passed   XXX   XXX                       A   A
74   XXX   Passed   XXX   XXX   1/27/2026   Credit   The Lender Certification to Complete Blank Spaces is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   1/28/2026   B   A
75   XXX   Passed   XXX   XXX   2/23/2026   Credit   The loan file documents are missing a copy of the closing instructions, general instructions, the disbursement confirmation, the purchase contract, and VOE within 10 days of mortgage disbursement.   Copies of the missing documents have been added to the loan file documents.   2/24/2026   B   A
76   XXX   Passed   XXX   XXX                       A   A
77   XXX   Passed   XXX   XXX                       A   A
78   XXX   Passed   XXX   XXX                       A   A
79   XXX   Passed   XXX   XXX                       A   A
80   XXX   Passed   XXX   XXX                       A   A
81   XXX   Passed   XXX   XXX                       A   A
82   XXX   Passed   XXX   XXX   2/4/2026   Credit   The Financial Assessment worksheet is missing. The Right to Cancel and Disaster Notice are missing. The loan file documents are missing a copy of the Disbursement Confirmation, the Lender Closing Instruction and General Instructions.   Copies of the missing documents have been added to the loan file documents.   2/5/2026   B   A
83   XXX   Passed   XXX   XXX                       A   A
84   XXX   Passed   XXX   XXX   1/22/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent. The loan file documents is missing a copy of the Right to Cancel.   A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
85   XXX   Passed   XXX   XXX                       A   A
86   XXX   Passed   XXX   XXX                       A   A
87   XXX   Passed   XXX   XXX                       A   A
88   XXX   Passed   XXX   XXX   2/4/2026   Credit   The Lender Certification to Complete Blank Spaces and the Notice to Borrower at Loan Closing Regarding Prepayment are unsigned by the lender.   Copies of the signed documents have been added to the loan file documents.   2/5/2026   B   A
89   XXX   Passed   XXX   XXX                       A   A
90   XXX   Passed   XXX   XXX                       A   A
91   XXX   Passed   XXX   XXX   2/2/2026   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet. A copy of the pension income is missing.   Copies of the missing documents have been added to the loan file documents.   2/4/2026   B   A
92   XXX   Passed   XXX   XXX                       A   A
93   XXX   Passed   XXX   XXX                       A   A
94   XXX   Passed   XXX   XXX                       A   A
95   XXX   Passed   XXX   XXX                       A   A
96   XXX   Passed   XXX   XXX                       A   A
97   XXX   Passed   XXX   XXX                       A   A
98   XXX   Passed   XXX   XXX                       A   A
99   XXX   Passed   XXX   XXX                       A   A
100   XXX   Passed   XXX   XXX                       A   A
101   XXX   Passed   XXX   XXX                       A   A
102   XXX   Passed   XXX   XXX   1/26/2026   Credit   The loan file documents are missing a copy of the initial loan application.   A copy of the missing document has been added to the loan file documents.   1/28/2026   B   A
103   XXX   Passed   XXX   XXX   2/5/2026   Credit   The Note is unsigned by the lender. The loan file documents is missing a copy of the Alonge.   A copy of the signed document has been added to loan file documents.   2/6/2026   B   A
104   XXX   Passed   XXX   XXX                       A   A
105   XXX   Passed   XXX   XXX   2/3/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   2/4/2026   B   A
106   XXX   Passed   XXX   XXX                       A   A
107   XXX   Passed   XXX   XXX                       A   A
108   XXX   Passed   XXX   XXX   2/17/2026   Credit   The notice to Borrower NOT in Flood Hazard Area is not signed by the borrower.   Per the lender, the document is not required to be signed.   2/19/2026   B   A
109   XXX   Passed   XXX   XXX                       A   A
110   XXX   Passed   XXX   XXX                       A   A
111   XXX   Passed   XXX   XXX                       A   A
112   XXX   Passed   XXX   XXX                       A   A
113   XXX   Passed   XXX   XXX                       A   A
114   XXX   Passed   XXX   XXX                       A   A
115   XXX   Passed   XXX   XXX   2/5/2026   Credit   The Lender Certification to Complete Blank Spaces is unsigned by the lender.   A copy of the signed document has been added to loan file documents.   2/6/2026   B   A
116   XXX   Passed   XXX   XXX                       A   A
117   XXX   Passed   XXX   XXX   2/5/2026   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   2/6/2026   B   A
118   XXX   Passed   XXX   XXX   2/5/2026   Credit   The loan data tape has an incorrect principal limit, initial UPB, and UPB amount.   A corrected loan data tape has added to loan file documents.   2/6/2026   B   A
119   XXX   Passed   XXX   XXX                       A   A
120   XXX   Passed   XXX   XXX   2/6/2026   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   2/10/2026   B   A
121   XXX   Passed   XXX   XXX   2/6/2026   Credit   The loan data tape has an incorrect principal limit, initial UPB, and UPB amount.   A corrected loan data tape has been added to the loan file documents.   2/10/2026   B   A
122   XXX   Passed   XXX   XXX   2/6/2026   Credit   A copy of the Condominium Questionnaire is missing from the loan file documents.   A copy of the missing document has been added to the loan file documents.   2/10/2026   B   A
123   XXX   Passed   XXX   XXX                       A   A
124   XXX   Passed   XXX   XXX   2/10/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   2/11/2026   B   A
125   XXX   Passed   XXX   XXX                       A   A
126   XXX   Passed   XXX   XXX                       A   A
127   XXX   Passed   XXX   XXX   2/13/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   2/18/2026   B   A
128   XXX   Passed   XXX   XXX   2/9/2026   Credit   The loan file documents are missing a copy of the HUD-1 Settlement Statement   A copy of the missing documents has been added to the loan file documents.   2/11/2026   B   A
129   XXX   Passed   XXX   XXX   2/9/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   2/11/2026   B   A
130   XXX   Passed   XXX   XXX   2/25/2026   Credit   The loan data tape field “Wire Amount” is blank.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
131   XXX   Passed   XXX   XXX                       A   A
132   XXX   Passed   XXX   XXX   2/6/2026   Credit   The Disbursement Confirmation, the Lender Closing Instructions and General Instructions are unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   2/16/2026   B   A
133   XXX   Passed   XXX   XXX                       A   A
134   XXX   Passed   XXX   XXX                       A   A
135   XXX   Passed   XXX   XXX                       A   A
136   XXX   Passed   XXX   XXX                       A   A
137   XXX   Passed   XXX   XXX                       A   A
138   XXX   Passed   XXX   XXX                       A   A
139   XXX   Passed   XXX   XXX                       A   A
140   XXX   Passed   XXX   XXX                       A   A
141   XXX   Passed   XXX   XXX                       A   A
142   XXX   Passed   XXX   XXX                       A   A
143   XXX   Passed   XXX   XXX   2/9/2026   Credit   The Disbursement Confirmation is unsigned/unstamped by the closing agent.   A copy of the signed/stamped Disbursement Confirmation has been added to the loan file documents.   2/11/2026   B   A
144   XXX   Passed   XXX   XXX                       A   A
145   XXX   Passed   XXX   XXX   2/23/2026   Value   The appraisal has an effective date of 1/5/2025.   A corrected appraisal has been added to the loan file documents.   2/26/2026   B   A
146   XXX   Passed   XXX   XXX   2/11/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   2/12/2026   B   A
147   XXX   Passed   XXX   XXX   2/25/2026   Credit   The loan data tape Funding Date is different than the HUD-1 Settlement Statement.   A corrected document has been added to the loan file documents.   3/3/2026   B   A
148   XXX   Passed   XXX   XXX   2/11/2026   Credit   The loan data tape Funding Date is different than the HUD-1 Settlement Statement.   A corrected document has been added to the loan file documents.   2/18/2026   B   A
149   XXX   Passed   XXX   XXX                       A   A
150   XXX   Passed   XXX   XXX                       A   A
151   XXX   Passed   XXX   XXX                       A   A
152   XXX   Passed   XXX   XXX   2/13/2026   Credit   The Initial loan application date does not match the loan data tape. The credit Inquiry letter of explanation in the loan file documents is not signed by the borrower.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/18/2026   B   A
153   XXX   Passed   XXX   XXX   2/13/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   2/18/2026   B   A
154   XXX   Passed   XXX   XXX                       A   A
155   XXX   Passed   XXX   XXX                       A   A
156   XXX   Passed   XXX   XXX   2/8/2026   Credit   The loan file documents are missing a copy of the closing documents.   Copies of the missing documents have been added to the loan file documents.   2/16/2026   B   A
157   XXX   Passed   XXX   XXX                       A   A
158   XXX   Passed   XXX   XXX                       A   A
159   XXX   Passed   XXX   XXX                       A   A
160   XXX   Passed   XXX   XXX   2/19/2026   Credit   The loan data tape co-borrower Date of Birth (DOB) and FICO score are populated. There is no co-borrower. The address variation letter of explanation in the loan file documents is not signed by the borrower.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   3/3/2026   B   A
161   XXX   Passed   XXX   XXX                       A   A
162   XXX   Passed   XXX   XXX   2/19/2026   Credit   The loan data tape Funding Date is different than the HUD-1 Settlement Statement.   A corrected document has been added to the loan file documents.   2/24/2026   B   A
163   XXX   Passed   XXX   XXX   2/21/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent. The loan data tape has an incorrect Rate margin, Initial rate and Expected rate. The loan data tape has an incorrect Initial UPB, UPB, and Principal limit. The loan data tape has a different funding date than the HUD-1 Settlement statement and Disbursement confirmation.   A HUD-1 Settlement Statement and Disbursement Confirmation reflected the same funding date as the loan data tape has been added to the loan file documents. A corrected loan tape has been added to the loan file documents.   2/28/2026   B   A
164   XXX   Passed   XXX   XXX   2/21/2026   Value   The loan data tape appraisal date is incorrect.   A corrected loan data tape has been added to the loan file documents.   2/26/2026   B   A
165   XXX   Passed   XXX   XXX                       A   A
166   XXX   Passed   XXX   XXX   2/21/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   2/24/2026   B   A
167   XXX   Passed   XXX   XXX   2/21/2026   Value   The loan data tape appraisal date is incorrect.   A corrected loan data tape has been added to the loan file documents.   2/26/2026   B   A
168   XXX   Passed   XXX   XXX   2/22/2026   Credit   The loan data tape has a different funding date than the HUD-1 Settlement statement and Disbursement Confirmation.   Copies of the corrected HUD-1 Settlement Statement and Disbursement confirmation have been added to the loan file documents.   2/28/2026   B   A
169   XXX   Passed   XXX   XXX                       A   A
170   XXX   Passed   XXX   XXX                       A   A
171   XXX   Passed   XXX   XXX   2/25/2026   Credit   The loan file documents are missing a copy of the Mortgage/Deed of Trust.   A copy of the missing document has been added to the loan file documents.   2/28/2026   B   A
172   XXX   Passed   XXX   XXX   3/11/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   3/18/2026   B   A
173   XXX   Passed   XXX   XXX                       A   A
174   XXX   Passed   XXX   XXX   2/25/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed documents has been added to the loan file documents.   2/28/2026   B   A
175   XXX   Passed   XXX   XXX   2/26/2026   Value   The appraisal is missing the appraiser’s insurance and license.   Copies of the missing documents have been added to the loan file documents.   2/28/2026   B   A
176   XXX   Passed   XXX   XXX                       A   A
177   XXX   Passed   XXX   XXX                       A   A
178   XXX   Passed   XXX   XXX                       A   A
179   XXX   Passed   XXX   XXX                       A   A
180   XXX   Passed   XXX   XXX                       A   A
181   XXX   Passed   XXX   XXX                       A   A
182   XXX   Passed   XXX   XXX                       A   A
183   XXX   Passed   XXX   XXX                       A   A
184   XXX   Passed   XXX   XXX                       A   A
185   XXX   Passed   XXX   XXX   2/23/2026   Value   The Appraisal Update and or Completion Report has an inspection date of 1/6/2025.   A copy of the corrected document has been added to the loan file.   3/13/2026   B   A
186   XXX   Passed   XXX   XXX           Note: the loan has 3 borrowers           A   A
187   XXX   Passed   XXX   XXX                       A   A
188   XXX   Passed   XXX   XXX           NOTE: Property recently listed for sale per appraiser. List price was lower than appraised value.- Exception approved to use last listing price of $XXX Value lowered per investor review of recently listed price. Loan redisclosed.           A   A
189   XXX   Passed   XXX   XXX   3/5/2026   Credit   The loan data tape co-borrower Date of Birth (DOB) and FICO score are populated. There is no co-borrower.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
190   XXX   Passed   XXX   XXX                       A   A
191   XXX   Passed   XXX   XXX           UW note: Purchased XXX/XXX $XXX — Using the lower of the purchase price or appraised value           A   A
192   XXX   Passed   XXX   XXX   2/23/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   3/4/2026   B   A
193   XXX   Passed   XXX   XXX   2/26/2026   Credit   The loan data tape field “Wire Amount” is blank. The Initial loan application date does not match the loan data tape. The loan file documents are missing a copy of the Financial Assessment worksheet.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   3/5/2026   B   A
194   XXX   Passed   XXX   XXX   2/26/2026   Credit   The loan data tape field “Wire Amount” is blank.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
195   XXX   Passed   XXX   XXX   2/25/2026   Credit   The Initial loan application date does not match the loan data tape. The loan data tape field “Wire Amount” is blank.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
196   XXX   Passed   XXX   XXX   2/26/2026   Credit/Value   The loan data tape field “Wire Amount” is blank. The loan data tape appraised value does not match appraisal.   Per the lender: The value came in at XXX, UW is using the purchase price of XXX since the home was purchased in XXX. A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
197   XXX   Passed   XXX   XXX   3/5/2026   Credit   The loan data tape co-borrower FICO score are populated. There is no co-borrower.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
198   XXX   Passed   XXX   XXX                       A   A
199   XXX   Passed   XXX   XXX                       A   A
200   XXX   Passed   XXX   XXX   2/26/2026   Credit   The loan file documents are missing a copy of the Disbursement Confirmation.   A copy of the missing documents has been added to the loan file documents.   2/28/2026   B   A
201   XXX   Passed   XXX   XXX                       A   A
202   XXX   Passed   XXX   XXX                       A   A
203   XXX   Passed   XXX   XXX                       A   A
204   XXX   Passed   XXX   XXX   2/26/2026   Credit/Value   The loan file documents are missing the Disbursement Confirmation.The appraisal has an effective date of 1/19/2025.   A copy of the missing document has been added to the loan file documents. A copy of the corrected document has been added to the loan file documents.   3/19/2026   B   A
205   XXX   Passed   XXX   XXX                       A   A
206   XXX   Passed   XXX   XXX   3/11/2026   Value   The loan file documents are missing a copy of the Final Inspection (1004D) for the repairs required as indicated on the appraisal.   Lender response: 2/23 Lender exception — subject to peeling paint. Peeling paint is minor with no safety or marketability concerns, home was built after 1978.   3/19/2026   B   A
207   XXX   Passed   XXX   XXX   3/10/2026   Credit   The Notice to Borrower at Loan Closing Regarding Prepayment is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   3/13/2026   B   A
208   XXX   Passed   XXX   XXX                       A   A
209   XXX   Passed   XXX   XXX   3/7/2026   Credit   The loan file documents are missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   3/10/2026   B   A
210   XXX   Passed   XXX   XXX                       A   A
211   XXX   Passed   XXX   XXX                       A   A
212   XXX   Passed   XXX   XXX                       A   A
213   XXX   Passed   XXX   XXX   3/8/2026   Credit   The loan data tape is missing the Note amount.   A corrected loan data tape has been added to the loan file documents.   3/10/2026   B   A
214   XXX   Passed   XXX   XXX                       A   A
215   XXX   Passed   XXX   XXX                       A   A
216   XXX   Passed   XXX   XXX                       A   A
217   XXX   Passed   XXX   XXX   2/28/2026   Credit   The Financial Assessment Worksheet is missing from the loan file documents.   A copy of the missing document has been added to the loan file documents   3/4/2026   B   A
218   XXX   Passed   XXX   XXX                       A   A
219   XXX   Passed   XXX   XXX                       A   A
220   XXX   Passed   XXX   XXX                       A   A
221   XXX   Passed   XXX   XXX                       A   A
222   XXX   Passed   XXX   XXX                       A   A
223   XXX   Passed   XXX   XXX                       A   A
224   XXX   Passed   XXX   XXX                       A   A
225   XXX   Passed   XXX   XXX   3/13/2026   Credit   The loan file documents are missing a copy of the Financial Assessment Worksheet   A copy of the missing document has been added to the loan file documents.   3/18/2026   B   A
226   XXX   Passed   XXX   XXX   3/1/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   3/4/2026   B   A
227   XXX   Passed   XXX   XXX   3/4/2026   Credit   The loan data tape co-borrower Date of Birth (DOB) and FICO score are populated. There is no co-borrower.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
228   XXX   Passed   XXX   XXX                       A   A
229   XXX   Passed   XXX   XXX   3/6/2026   Value   The loan file documents are missing a copy of the Final Inspection (1004D) for the repairs required as indicated on the appraisal.   A copy of the missing document has been added to the loan file documents.   3/9/2026   B   A
230   XXX   Passed   XXX   XXX                       A   A
231   XXX   Passed   XXX   XXX   3/10/2026   Credit   The loan file documents is missing a copy of the rental income supporting documentation.   A copy of the missing documentation has been added to the loan file documents.   3/13/2026   B   A
232   XXX   Passed   XXX   XXX                       A   A
233   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan data tape co-borrower FICO score are populated. There is no co-borrower.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
234   XXX   Passed   XXX   XXX   3/10/2026   Credit   The loan data tape funding date is different than the HUD-1 Settlement Statement and Disbursement Confirmation.   Corrected documents have been added to the loan file documents.   3/13/2026   B   A
235   XXX   Passed   XXX   XXX                       A   A
236   XXX   Passed   XXX   XXX                       A   A
237   XXX   Passed   XXX   XXX                       A   A
238   XXX   Passed   XXX   XXX                       A   A
239   XXX   Passed   XXX   XXX                       A   A
240   XXX   Passed   XXX   XXX                       A   A
241   XXX   Passed   XXX   XXX                       A   A
242   XXX   Passed   XXX   XXX                       A   A
243   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan data tape is missing the MERS Mortgage Identification #.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
244   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan data tape is missing the MERS Mortgage Identification #.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
245   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan data tape is missing the MERS Mortgage Identification #.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
246   XXX   Passed   XXX   XXX   3/11/2026   Credit   The loan data tape is missing the MERS#. The HUD-1 Settlement Statement is unsigned by the closing agent.   A copy of a corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   3/13/2026   B   A
247   XXX   Passed   XXX   XXX   3/7/2026   Credit   The loan data tape is missing the MERS#. The Lender to Certification to Blank Spaces is unsigned by the lender. The Note is unsigned by the lender. The loan file documents are missing a copy of the Lender to Certification for Prepayment.   A corrected loan data tape has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents. A copy of the missing document has been added to the loan file documents   3/10/2026   B   A
248   XXX   Passed   XXX   XXX   3/5/2026   Credit/Value   The loan data tape is missing the second appraisal value. The loan data tape is missing the MERS Mortgage Identification #.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
249   XXX   Passed   XXX   XXX   3/9/2026   Credit   The loan data tape is missing the MERS#.   A corrected loan data tape has been added to the loan file documents.   3/10/2026   B   A
250   XXX   Passed   XXX   XXX                       A   A
251   XXX   Passed   XXX   XXX                       A   A
252   XXX   Passed   XXX   XXX                       A   A
253   XXX   Passed   XXX   XXX                       A   A
254   XXX   Passed   XXX   XXX   3/13/2026   Credit/Value   The loan data tape is missing the second appraisal value. The Note is unsigned by the lender. The Disbursement confirmation, HUD-1 Settlement Statement, and the loan data tape all have different funding dates.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents. Copies of the corrected document have been added to the loan file documents.   3/16/2026   B   A
255   XXX   Passed   XXX   XXX                       A   A
256   XXX   Passed   XXX   XXX   1/20/2026   Credit   The loan file documents is missing the Disbursement Confirmation and Exhibit A documents.   Copies of the missing documents have been added to the loan file documents.   2/2/2026   B   A
257   XXX   Passed   XXX   XXX                       A   A
258   XXX   Passed   XXX   XXX                       A   A
259   XXX   Passed   XXX   XXX   2/16/2026   Credit   The notice to Borrower NOT in the Flood Hazard Area was not signed   Per the lender, that document is not required to be signed.   2/19/2026   B   A
260   XXX   Passed   XXX   XXX   2/22/2026   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement confirmation. The borrowers indicated they are US citizens on both loan applications. Both borrowers are permanent resident aliens.   A HUD-1 Settlement Statement and Disbursement Confirmation reflected the same funding date as the loan data tape has been added to the loan file documents. A corrected loan application has been added to the loan file documents.   2/26/2026   B   A
261   XXX   Passed   XXX   XXX   2/19/2026   Credit   The Initial loan application date does not match the loan data tape. The loan data tape Funding Date is different than the HUD-1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents. A corrected document has been added to the loan file documents.   2/24/2026   B   A
262   XXX   Passed   XXX   XXX                       A   A
263   XXX   Passed   XXX   XXX                       A   A
264   XXX   Passed   XXX   XXX                       A   A
265   XXX   Passed   XXX   XXX                       A   A
266   XXX   Passed   XXX   XXX                       A   A
267   XXX   Passed   XXX   XXX                       A   A
268   XXX   Passed   XXX   XXX   3/9/2026   Credit   The loan data tape is missing the MERS Mortgage Identification #.   A corrected loan data tape has been added to the loan file documents.   3/10/2026   B   A
269   XXX   Passed   XXX   XXX                       A   A
270   XXX   Passed   XXX   XXX                       A   A
271   XXX   Passed   XXX   XXX                       A   A
272   XXX   Passed   XXX   XXX                       A   A
273   XXX   Passed   XXX   XXX                       A   A
274   XXX   Passed   XXX   XXX                       A   A
275   XXX   Passed   XXX   XXX   1/30/2026   Credit   The letter of explanation in the loan file documents is not signed by the borrower.   A copy of the signed document has been added to the loan file documents.   2/3/2026   B   A
276   XXX   Passed   XXX   XXX                       A   A
277   XXX   Passed   XXX   XXX                       A   A
278   XXX   Passed   XXX   XXX                       A   A
279   XXX   Passed   XXX   XXX                       A   A
280   XXX   Passed   XXX   XXX                       A   A
281   XXX   passed   XXX   XXX   1/29/2026   Value   The loan data tape appraised value and CDA value are incorrect.   A corrected loan data tape has been added to the loan file documents.   2/3/2026   B   A
282   XXX   Passed   XXX   XXX                       A   A
283   XXX   Passed   XXX   XXX                       A   A
284   XXX   Passed   XXX   XXX   1/29/2026   Credit   The Initial loan application date does not match the loan data tape. The letter of explanation in the loan file documents is not signed by the borrower.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents   2/3/2026   B   A
285   XXX   Passed   XXX   XXX   1/29/2026   Value   The loan file documents are missing a copy of the second appraisal, indicating a value of $XXX   A copy of the missing document has been added to the loan file documents.   2/3/2026   B   A
286   XXX   Passed   XXX   XXX   2/3/2026   Credit   The letter of explanation for inquiries and address variation in the loan file documents is not signed by the borrower. The co-borrower’s address on the ID does not match the subject property address. The bank statement address in the loan file documents does not match the subject property address.   Copies of the signed documents have been added to the loan file documents. The address is the previous address.   2/4/2026   B   A
287   XXX   Passed   XXX   XXX                       A   A
288   XXX   Passed   XXX   XXX                       A   A
289   XXX   Passed   XXX   XXX   1/27/2026   Credit   The loan data tape reflects an incorrect borrower’s sex. The loan data tape FICO score does not match the Credit Report, dated 12/2/25, in the loan file documents. The loan data tape reflects a different funding date than the HUD-1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents.   2/3/2026   B   A
290   XXX   Passed   XXX   XXX                       A   A
291   XXX   Passed   XXX   XXX                       A   A
292   XXX   Passed   XXX   XXX   2/3/2026   Credit   The letter of explanation for inquiries and address variation in the loan file documents is not signed by the borrower. The copy of the Hazard Insurance Policy in the loan file documents is illegible.   Copies of the signed documents have been added to the loan file documents. A copy of a legible hazard insurance policy has been added to the loan file documents.   2/19/2026   B   A
293   XXX   Passed   XXX   XXX   1/31/2026   Value   The loan data has an incorrect value for the first Appraisal.   A corrected loan data tape has been added to the loan file documents.   2/3/2026   B   A
294   XXX   Passed   XXX   XXX                       A   A
295   XXX   Passed   XXX   XXX   2/3/2026   Credit   The letter of explanation, regarding no other real estate owned (REO), in the loan documents is not signed by the borrower.   A copy of the signed document has been added to the loan file documents.   2/5/2026   B   A
296   XXX   Passed   XXX   XXX                       A   A
297   XXX   Passed   XXX   XXX                       A   A
298   XXX   Passed   XXX   XXX                       A   A
299   XXX   Passed   XXX   XXX                       A   A
300   XXX   Passed   XXX   XXX   1/20/2026   Credit   The loan file documents are missing a copy of a Financial Assessment Worksheet. The loan file documents are missing a copy of the 24 month HOA payment history.   Copies of the missing documents have been added to the loan file documents.   1/30/2026   B   A
301   XXX   Passed   XXX   XXX   2/3/2026   Value   The loan data tape value for the first appraisal amount is incorrect.   A corrected loan data tape has been added to the loan file documents.   2/5/2026   B   A
302   XXX   Passed   XXX   XXX   1/27/2026   Value   The loan file documents are missing a copy of the Final Inspection (1004D) for the repairs required as indicated on the appraisal.   Per the lender, “XXX: we used the attached picture to clear the appraisal repair”. A copy has been saved to the loan file documents.   1/30/2026   B   A
303   XXX   Passed   XXX   XXX                       A   A
304   XXX   Passed   XXX   XXX   2/4/2026   Credit   The loan file documents are missing a copy of the Financial Analysis Worksheet.   A copy of the missing document has been added to the loan file documents.   2/5/2026   B   A
305   XXX   Passed   XXX   XXX   2/4/2026   Credit   The loan data tape Funding Date does not match the HUD-1 Settlement Statement. The loan file documents are missing a copy of the Credit Report.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   2/19/2026   B   A
306   XXX   Passed   XXX   XXX   2/5/2026   Credit   The loan data tape Funding Date does not match the HUD-1 Settlement Statement.   A corrected document has been added to the loan documents.   2/10/2026   B   A
307   XXX   Passed   XXX   XXX                       A   A
308   XXX   Passed   XXX   XXX   2/4/2026   Credit   The letter of explanation for inquiries, address variation, and derogatory accounts in the loan file documents are not signed by the borrower.   Copies of the signed documents have been added to the loan file documents.   2/5/2026   B   A
309   XXX   Passed   XXX   XXX                       A   A
310   XXX   Passed   XXX   XXX                       A   A
311   XXX   Passed   XXX   XXX                       A   A
312   XXX   Passed   XXX   XXX                       A   A
313   XXX   Passed   XXX   XXX                       A   A
314   XXX   Passed   XXX   XXX                       A   A
315   XXX   Passed   XXX   XXX   2/5/2026   Credit   The loan file documents are missing a copy of the Social Security income documentation.   The projected Social Security Income verification, which was approved by the underwriter, has been added to the loan documents,   2/9/2026   B   A
316   XXX   Passed   XXX   XXX                       A   A
317   XXX   Passed   XXX   XXX                       A   A
318   XXX   Passed   XXX   XXX   2/6/2026   Value   The CDA, in the loan file documents, indicates the value is indeterminate. The loan document file is missing any other supporting loan value documents. The loan data tape is missing the Broker Price Opinion (BPO) in the CDA Value/Field Review-Broker Price Opinion field.   A copy of a Broker Price Opinion (BPO) to support the appraised value has been added to the loan file documents. The Broker Price Opinion in the CDA Value/Field Review-Broker Opinion field has been completed on the loan data tape.   2/11/2026   B   A
319   XXX   Passed   XXX   XXX                       A   A
320   XXX   Passed   XXX   XXX                       A   A
321   XXX   Passed   XXX   XXX                       A   A
322   XXX   Passed   XXX   XXX                       A   A
323   XXX   Passed   XXX   XXX                       A   A
324   XXX   Passed   XXX   XXX                       A   A
325   XXX   Passed   XXX   XXX   2/12/2026   Credit   The letter of explanation from the borrower, in the loan file documents, is not signed by the borrower.   A copy of the signed document has been added to the loan file documents.   2/13/2026   B   A
326   XXX   Passed   XXX   XXX                       A   A
327   XXX   Passed   XXX   XXX   2/18/2026   Credit   The loan data tape indicates the borrower’s FICO Score is 699. The credit report score is 694.   A corrected loan data tape has been added to the loan file documents.   2/19/2026   B   A
328   XXX   Passed   XXX   XXX   2/17/2026   Credit   The loan data tape closing date does not match the HUD-1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents.   2/19/2026   B   A
329   XXX   Passed   XXX   XXX   2/17/2026   Credit   The Hazard Insurance, in the loan file documents, does not identify the mortgagee. The Letter of Explanation in the loan file documents is not signed by the borrower.   A copy of the missing document has been added to the loan file documents. A copy of the signed document has been added to the loan file document,   2/19/2026   B   A
330   XXX   Passed   XXX   XXX                       A   A
331   XXX   Passed   XXX   XXX                       A   A
332   XXX   Passed   XXX   XXX                       A   A
333   XXX   Passed   XXX   XXX                       A   A
334   XXX   Passed   XXX   XXX                       A   A
335   XXX   Passed   XXX   XXX   2/23/2026   Credit   The letter of explanation for derogatory credit, in the loan file documents is not signed by the borrower.   A copy of the signed document has been added to the loan file document,   2/24/2026   B   A
336   XXX   Passed   XXX   XXX                       A   A
337   XXX   Passed   XXX   XXX                       A   A
338   XXX   Passed   XXX   XXX                       A   A
339   XXX   Passed   XXX   XXX                       A   A
340   XXX   Passed   XXX   XXX   3/2/2026   Credit   The loan data tape closing and funding dates do not match the HUD -1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
341   XXX   Passed   XXX   XXX                       A   A
342   XXX   Passed   XXX   XXX                       A   A
343   XXX   Passed   XXX   XXX                       A   A
344   XXX   Passed   XXX   XXX                       A   A
345   XXX   Passed   XXX   XXX   3/2/2026   Credit   The Initial loan application date does not match the loan data tape.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
346   XXX   Passed   XXX   XXX                       A   A
347   XXX   Passed   XXX   XXX   3/10/2026   Credit   The loan file documents are missing a Non-Traditional Credit Report and CDA value documentation.   A copy of the missing document has been added to the loan file documents. Lender response to missing Non-Traditional Credit Report: we did not do non traditional credit since they were in a LESA and mgmt. removed the requirement for NTC when there is a LESA   3/12/2026   B   A
348   XXX   Passed   XXX   XXX                       A   A
349   XXX   Passed   XXX   XXX                       A   A
350   XXX   Passed   XXX   XXX                       A   A
351   XXX   Passed   XXX   XXX   3/11/2026   Credit   The loan file documents is missing a Non-Traditional Credit Report.   Lender response to missing Non-Traditional Credit Report: we did not do non traditional credit since they were in a LESA and mgmt. removed the requirement for NTC when there is a LESA   3/12/2026   B   A
352   XXX   Passed   XXX   XXX                       A   A
353   XXX   Passed   XXX   XXX                       A   A
354   XXX   Passed   XXX   XXX                       A   A
355   XXX   Passed   XXX   XXX                       A   A
356   XXX   Passed   XXX   XXX   3/17/2026   Credit   The loan data tape FICO score does not match the credit report FICO score. The loan file documents are missing a copy of the Title documentation. The Financial Assessment worksheet does not disclose the taxes, insurance, and the HOA amounts.   A corrected loan data tape has been added to the loan file documents. Lender response: The property is a coop; therefore, no title report, just lien searches, and there are no taxes or insurance on coops. The HOA dues are listed in our system under taxes for the LESA.   3/18/2026   B   A
357   XXX   Passed   XXX   XXX                       A   A
358   XXX   Passed   XXX   XXX                       A   A
359   XXX   Passed   XXX   XXX                       A   A
360   XXX   Passed   XXX   XXX                       A   A
361   XXX   Passed   XXX   XXX   3/17/2026   Credit   The loan file documents are missing a copy of the supporting $3,808 social security income.  

Per lender: no documentation needed as FICO score is over 720.

   3/18/2026   B   A
362   XXX   Passed   XXX   XXX   3/15/2026   Value   The appraisal is missing the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   3/16/2026   B   A
363   XXX   Passed   XXX   XXX   3/17/2026   Credit   The loan data tape missing the borrower’s middle initial.   A copy of the corrected loan data tape has been added to the loan file documents.   3/18/2026   B   A
364   XXX   Passed   XXX   XXX                       A   A
365   XXX   Passed   XXX   XXX                       A   A
366   XXX   Passed   XXX   XXX                       A   A
367   XXX   Passed   XXX   XXX   3/14/2026   Credit   The borrower’s ID expired 12/1/2025.   A copy of the unexpired document has been added to the loan file documents.   3/16/2026   B   A
368   XXX   Passed   XXX   XXX   3/14/2026   Credit   The loan data tape has a different FICO score than the 1/26/2026 credit bureau report.   A corrected loan data tape has been added to the loan file documents.   3/16/2026   B   A
369   XXX   Passed   XXX   XXX                       A   A
370   XXX   Passed   XXX   XXX                       A   A
371   XXX   Passed   XXX   XXX                       A   A
372   XXX   Passed   XXX   XXX                       A   A
373   XXX   Passed   XXX   XXX                       A   A
374   XXX   Passed   XXX   XXX   1/9/2026   Credit   The loan file documents are missing the closing documents.   Copies of the missing document have been added to the loan file documents.   1/13/2026   B   A
375   XXX   Passed   XXX   XXX   1/13/2026   Credit   Both borrower’s incorrectly indicated on both of the loan applications that their US citizens. The signed Certificate of Trust page 2 is cut off. The letter of explanation of who lives in the residence and letter of explanation for derogs accounts are both unsigned by the borrowers.   A corrected loan application has been added to the loan file documents. A copy of the complete document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents.   1/20/2026   B   A
376   XXX   Passed   XXX   XXX                       A   A
377   XXX   Passed   XXX   XXX                       A   A
378   XXX   Passed   XXX   XXX                       A   A
379   XXX   Passed   XXX   XXX                       A   A
380   XXX   Passed   XXX   XXX   1/7/2026   Credit   The Closing Instructions, XXX General Closing Instructions and Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to loan file documents.   1/13/2026   B   A
381   XXX   Passed   XXX   XXX                       A   A
382   XXX   Passed   XXX   XXX                       A   A
383   XXX   Passed   XXX   XXX   1/15/2026   Credit   The loan file documents is missing the supporting documentation for verification of borrower’s name. The ID and SS income reflect XXX and title and loan documents reflect XXX. The loan file documents is missing all of the closing documents.   Copies of the missing documents have been added to the loan file documents.   2/2/2026   B   A
384   XXX   Passed   XXX   XXX   1/7/2026   Credit/Value   The loan data tape has an incorrect appraisal amount. The loan file documents is missing a copy of the Investor approval for LESA due to the borrower’s credit score is less than 600. The borrower’s ID expired 4/27/2025.   A corrected loan data tape has been added to the loan file documents, A copy of the missing document has been added to the loan file documents. A copy of an unexpired document has been added to the loan file documents.   1/20/2026   B   A
385   XXX   Passed   XXX   XXX                       A   A
386   XXX   Passed   XXX   XXX                       A   A
387   XXX   Passed   XXX   XXX                       A   A
388   XXX   Passed   XXX   XXX                       A   A
389   XXX   Passed   XXX   XXX   1/7/2026   Credit   The Closing Instructions, XXX General Closing Instructions and Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to loan file documents.   1/13/2026   B   A
390   XXX   Passed   XXX   XXX   1/7/2026   Credit   The loan file documents are missing a copy of the HUD-1 Settlement Statement, the Disbursement confirmation, the Mortgage, the Disaster Area Notice, the XXX Disclosure, and the right to cancel.   Copies of the missing document have been added to the loan file documents.   2/3/2026   B   A
391   XXX   Passed   XXX   XXX   1/21/2026   Credit/Value   The loan data tape is missing the borrower’s FICO score and CDA value. The Repair Rider is unsigned by the lender. The loan file documents is missing a copy of the Disbursement Confirmation. The loan data tape has a different funding date than the HUD-1 Settlement Statement. The Flood Determination form has a incorrect loan number.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents. A corrected document has been added to the loan file documents.   2/2/2026   B   A
392   XXX   Passed   XXX   XXX                       A   A
393   XXX   Exceptions   XXX   XXX   1/9/2026   Credit/Value   The loan data tape is missing the funding date and has an incorrect appraisal amount. The loan file documents are missing a copy of the completion of repairs for the heating system, which was not working; repair estimate: $8,500.   A corrected loan data tape has been added to the loan file documents. The heating repairs have been made. An exception has been made for the receipt of the 1040D until 4/30/2026 due to borrower illness.       B   B
394   XXX   Passed   XXX   XXX                       A   A
395   XXX   Passed   XXX   XXX   1/9/2026   Credit   The loan file documents are missing the closing documents. Specifically, Mortgage, Note, Right to cancel, Disaster notice, and Disbursement Confirmation. The HUD-1 Settlement Statement page 1 is cut off.   Copies of the missing document have been added to the loan file documents.   1/13/2026   B   A
396   XXX   Passed   XXX   XXX                       A   A
397   XXX   Passed   XXX   XXX                       A   A
398   XXX   Passed   XXX   XXX                       A   A
399   XXX   Passed   XXX   XXX   1/9/2026   Credit   The loan file documents are missing a copy of the General Closing Instructions. The loan file documents are missing the closing documents.   Copies of the missing document have been added to the loan file documents.   1/13/2026   B   A
400   XXX   Passed   XXX   XXX                       A   A
401   XXX   Passed   XXX   XXX   1/20/2026   Credit   The loan data tape has an incorrect application date.   A corrected loan data tape has been added to the loan file documents.   2/2/2026   B   A
402   XXX   Passed   XXX   XXX   1/23/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the missing document has been added to the loan file documents.   2/2/2026   B   A
403   XXX   Passed   XXX   XXX   1/29/2026   Credit/Value   The loan data tape has an incorrect second appraisal amount. The Flood Insurance Policy has an incorrect mortgagee. The loan file documents are missing a copy of the Investor approval for an UPB over a million dollars. The loan file documents are missing a copy of the closing documents.   A corrected loan data tape has been added to the loan file documents. A corrected document has been added to the loan file documents. A copy of the Investor approval has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   3/20/2026   B   A
404   XXX   Passed   XXX   XXX   1/28/2026   Credit/Value   The loan data tape is missing the CDA value. The Repair Rider is unsigned by the lender.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/12/2026   B   A
405   XXX   Passed   XXX   XXX   1/19/2026   Credit   The loan data tape is missing the borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   2/2/2026   B   A
406   XXX   Passed   XXX   XXX   1/13/2026   Credit   The repair rider is unsigned by the borrower. The mortgage counseling certification expired XXX.  

A copy of the signed document has been added to the loan file documents. Per the lender: The certificate expiration date of XXX

occurred during loan processing only and does not affect loan eligibility under proprietary reverse

mortgage guidelines.

   1/20/2026   B   A
407   XXX   Passed   XXX   XXX                       A   A
408   XXX   Passed   XXX   XXX   1/19/2026   Credit   The loan file documents is missing a copy of the Verification of Employment within 10 days of disbursement.   A copy of the missing document has been added to the loan file documents.   2/2/2026   B   A
409   XXX   Passed   XXX   XXX   1/19/2026   Credit/Value   The loan data tape has an incorrect appraisal amount. The appraisal is missing a copy of the appraiser’s license and insurance documentation. The Disbursement Confirmation is unsigned by the closing agent. The loan file documents is missing a copy of the Investor LESA approval due to the borrowers credit score is less than 600.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents. A copy of the signed/stamped document has been added to the loan file documents.   2/2/2026   B   A
410   XXX   Passed   XXX   XXX                       A   A
411   XXX   Passed   XXX   XXX   1/13/2026   Credit   The Closing Instructions, XXX General Closing Instructions and Disbursement Confirmation are unsigned by the closing agent.   Copies of the signed documents have been added to loan file documents.   1/20/2026   B   A
412   XXX   Passed   XXX   XXX                       A   A
413   XXX   Passed   XXX   XXX   1/21/2026   Credit   The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The Disbursement Confirmation is unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   2/2/2026   B   A
414   XXX   Passed   XXX   XXX                       A   A
415   XXX   Passed   XXX   XXX   1/13/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent. The Addendum to HUD-1 Settlement Statement is unsigned by the settlement agent. The HUD-1 Settlement Statement and Disbursement Confirmation have a different funding date than the loan data tape.   Copies of the signed documents have been added to loan file documents. A copy of the corrected documents has been added to the loan file documents.   1/20/2026   B   A
416   XXX   Passed   XXX   XXX                       A   A
417   XXX   Passed   XXX   XXX   1/13/2026   Credit/Value   The Addendum to HUD-1 Settlement Statement are unsigned/unstamped by the settlement agent. The loan file documents is missing a copy of the appraiser’s insurance documentation.   A copy of the stamped document has been added to the loan file documents. A copy of the missing document has been added to the loan file documents,   1/20/2026   B   A
418   XXX   Passed   XXX   XXX   1/15/2026   Credit/Value   The loan data tape incorrectly has a middle initial for the borrower and an incorrect CDA value.The appraisal valued the property for XXX. The CDA valuation determined the value to be XXX. The loan file documents are missing a copy of the reconciliation of value due to 27% variance. The loan file documents are missing a copy of the completion of repairs required for the property to meet the FHA/HUD minimum guidelines.   A corrected loan data tape has been added to the loan file documents. A copy of the correct CDA valuation document has been added to the loan file. A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
419   XXX   Passed   XXX   XXX   1/19/2026   Credit/Value   The loan data tape is missing the XXX appraisal. The loan file documents are missing the Investor approval for the UPB over 2 million. The loan file document is missing the supporting rental income documentation. The Disbursement Confirmation is unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/12/2026   B   A
420   XXX   Passed   XXX   XXX                       A   A
421   XXX   Passed   XXX   XXX   2/10/2026   Value   The loan data tape has an incorrect appraisal value.   A corrected loan data tape has been added to the loan file documents.   2/17/2026   B   A
422   XXX   Passed   XXX   XXX                       A   A
423   XXX   Passed   XXX   XXX   1/19/2026   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   2/2/2026   B   A
424   XXX   Passed   XXX   XXX   1/21/2026   Credit   The loan data tape has a different closing date than the HUD-1 Settlement Statement and Disbursement Confirmation. The Financial Assessment worksheet is unsigned by the underwriter. The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The loan file documents is missing a copy of the closing documents.   Copies of a HUD-1 and Disbursement Confirmation that support the closing date on the loan data tape have been added to the loan file documents. A copy of the signed document has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   2/2/2026   B   A
425   XXX   Passed   XXX   XXX                       A   A
426   XXX   Passed   XXX   XXX                       A   A
427   XXX   Passed   XXX   XXX   1/15/2026   Credit   The loan data tape is missing the application date. The Financial Assessment worksheet is unsigned by the underwriter.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/2/2026   B   A
428   XXX   Passed   XXX   XXX                       A   A
429   XXX   Passed   XXX   XXX   1/28/2026   Credit/Value   The loan data tape is missing the CDA value. The appraiser’s insurance documentation expired 5/22/2025. The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The Disbursement Confirmation and HUD addendum Settlement Agent are unsigned by the closing agent. The loan file documents are missing a copy of HUD-1 Settlement Statement.   A corrected loan data tape has been added to the loan file documents. A copy of the unexpired document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
430   XXX   Passed   XXX   XXX   1/28/2026   Value   The loan data tape is missing the CDA value.   A corrected loan data tape has been added to the loan file documents.   2/12/2026   B   A
431   XXX   Passed   XXX   XXX   1/15/2026   Credit   The loan file documents is missing a copy of the Note. The copy of the completed required repairs states all of the repairs were not completed. There is a XXX Invoice for repairs that was paid at closing, but no supporting documentation the repairs were completed.   Copies of the missing documents have been added to the loan file documents.   2/2/2026   B   A
432   XXX   Passed   XXX   XXX   1/21/2026   Credit   The loan file documents is missing a copy of the Investor LESA Approval due to the borrower’s credit score of less than 600.   A copy of the missing document has been added to the loan file documents.   2/2/2026   B   A
433   XXX   Passed   XXX   XXX                       A   A
434   XXX   Passed   XXX   XXX   1/21/2026   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   2/2/2026   B   A
435   XXX   Passed   XXX   XXX   1/21/2026   Credit   The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The loan file documents is missing a copy of the closing documents,   Copies of the signed/stamped documents have been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   2/2/2026   B   A
436   XXX   Passed   XXX   XXX                       A   A
437   XXX   Passed   XXX   XXX                       A   A
438   XXX   Passed   XXX   XXX                       A   A
439   XXX   Passed   XXX   XXX                       A   A
440   XXX   Passed   XXX   XXX   1/28/2026   Credit   The loan file documents are missing a copy of the Investor LESA approval due to the borrowers credit score is less than 600.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
441   XXX   Passed   XXX   XXX   1/28/2026   Credit   The loan data tape is missing the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   2/17/2026   B   A
442   XXX   Passed   XXX   XXX                       A   A
443   XXX   Passed   XXX   XXX   1/30/2026   Credit   Both borrowers’ IDs have expired. Borrower ID expired 11/22/2025, Co-borrower’s ID expired 10/12/2025. Both borrower’s IDs were expired before the XXX loan application date.   Copies of the both borrower’s birth certificates have been added to the loan file documents.   2/17/2026   B   A
444   XXX   Passed   XXX   XXX                       A   A
445   XXX   Passed   XXX   XXX   1/28/2026   Value   The appraiser’s insurance expired 2/14/2025.   A copy of an unexpired document has been added to the loan file documents.   2/12/2026   B   A
446   XXX   Passed   XXX   XXX                       A   A
447   XXX   Passed   XXX   XXX   1/31/2026   Credit/Value   The appraisal is missing a copy of the appraiser’s insurance documentation. The Closing Instruction and the XXX Instructions are unsigned/unstamped by the closing agent. The Disbursement Confirmation is unsigned/unstamped by the closing agent. The HUD-1 Settlement Statement is unsigned/unstamped by the settlement agent.   A copy of the missing document has been added to the loan file documents. Copies of the signed/stamped documents have been added to the loan file documents.   2/17/2026   B   A
448   XXX   Passed   XXX   XXX   1/30/2026   Credit   The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The Disbursement Confirmation is unsigned by the closing agent.   Copies of the signed documents have been added to the loan file documents.   2/12/2026   B   A
449   XXX   Passed   XXX   XXX   1/31/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent. The loan file documents are missing a copy of the Closing Instruction and the XXX Instruction.   A copy of the signed document has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   2/17/2026   B   A
450   XXX   Passed   XXX   XXX   1/31/2026   Credit   The Closing Instruction and the XXX Instructions are unsigned by the closing agent. The Disbursement Confirmation is unsigned by the closing agent.   Copies of the signed documents have been added to the loan file.   2/12/2026   B   A
451   XXX   Passed   XXX   XXX   1/30/2026   Credit   The loan file documents is missing a copy of the Financial Assessment worksheet.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
452   XXX   Passed   XXX   XXX   2/13/2026   Credit   The loan file documents are missing the Financial Assessment worksheet. The closing instructions are unsigned. The General Instructions are missing the signature page 4. The Affiliated Business Arrangement Disclosure is unsigned. The Disbursement Confirmation has a different funding date the HUD-1 Settlement Statement and is unsigned by the closing agent.   A copy of the missing document has been added to the loan file documents. Copies of the signed documents have been added to the loan file documents. A correct document has been added to the loan file documents.   2/20/2026   B   A
453   XXX   Passed   XXX   XXX   2/9/2026   Credit   The borrower’s ID expired 11/9/2025. The borrower’s ID was already expired on the XXX application date.   A copy of an unexpired document has been added to the loan file documents.   2/17/2026   B   A
454   XXX   Passed   XXX   XXX                       A   A
455   XXX   Passed   XXX   XXX   2/4/2026   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
456   XXX   Passed   XXX   XXX                       A   A
457   XXX   Passed   XXX   XXX                       A   A
458   XXX   Passed   XXX   XXX                       A   A
459   XXX   Passed   XXX   XXX   2/13/2026   Credit   The loan data tape has a different co-borrower FICO score than the 12/9/2025 credit bureau. The loan file documents are missing a copy of the 24-month HOA payment history.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   2/26/2026   B   A
460   XXX   Passed   XXX   XXX   2/4/2026   Credit   The Financial Assessment worksheet indicates that the borrower passes the financial assessment. The borrower does have the required residual income.  

Per the lender: The Financial Assessment worksheet confirms the borrower meets residual income requirements and passes the Financial Assessment.

Additionally, the borrower will receive cash proceeds of $75,485.36 at closing, which provides sufficient

financial capacity to meet income requirements.

The lender certifies the borrower demonstrates the ability to meet their financial responsibilities and

the Financial Assessment determination is acceptable.

   2/26/2026   B   A
461   XXX   Passed   XXX   XXX                       A   A
462   XXX   Passed   XXX   XXX   2/11/2026   Credit   The Repair Rider is unsigned by the lender.   A copy of the signed document has been added to the loan file documents.   2/17/2026   B   A
463   XXX   Passed   XXX   XXX   2/13/2026   Credit   The loan data tape has a different borrower FICO score than the 12/5/2025 credit bureau report. The Disbursement Confirmation has a different funding date than the HUD-1 Settlement Statement which is unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. A correct copy of the Disbursement Confirmation has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/26/2026   B   A
464   XXX   Passed   XXX   XXX   2/9/2026   Credit   The loan data tape is missing the co-borrower’s FICO score. The Repair Rider is unsigned by the lender.   A corrected loan data tape has been added to the loan file documents. A copy of the signed document has been added to the loan file documents.   2/12/2026   B   A
465   XXX   Passed   XXX   XXX                       A   A
466   XXX   Passed   XXX   XXX                       A   A
467   XXX   Passed   XXX   XXX   2/13/2026   Credit   The hazard insurance policy does not reflect the correct mortgagee. The loan file documents are missing the borrower’s social security card, monthly income, a clear copy of the borrower’s ID, Title, the GFE, 24-month HOA payment history, the initial loan application, XXX payoff, credit report, approval of the trust from the title company, attorney and invoice.   A corrected document has been added to the loan file documents. Copies of the missing documents have been added to the loan file documents.   2/18/2026   B   A
468   XXX   Passed   XXX   XXX                       A   A
469   XXX   Passed   XXX   XXX                       A   A
470   XXX   Passed   XXX   XXX   2/12/2026   Credit/Value   The loan data tape has an incorrect appraisal amount. The loan file document is missing a copy of the Investor approval because the property is XXX acres. The loan file documents are missing a copy of the XXX Investor approval to use 2024 rental income. The borrower’s ID expired 12/24/2025.   A copy of the missing documents has been added to the loan file documents. Note: Appraisal was reduced by a $XXX investor haircut. A copy of an unexpired license has been added to the loan file documents.   2/20/2026   B   A
471   XXX   Passed   XXX   XXX                       A   A
472   XXX   Passed   XXX   XXX                       A   A
473   XXX   Passed   XXX   XXX   2/4/2026   Credit   The loan file documents are missing the closing documents. The hazard insurance policy indicates the property is a rental property, not owner-occupied.   A copy of the missing documents have been added to the loan file documents. A revised hazard insurance policy has been added to the loan file documents.   2/26/2026   B   A
474   XXX   Passed   XXX   XXX   2/12/2026   Value   The appraisal is missing a copy of the appraiser’s insurance.   A copy of the missing document has been added to the loan file documents.   2/17/2026   B   A
475   XXX   Passed   XXX   XXX   2/16/2026   Credit   The Financial Assessment worksheet is unsigned. The Disbursement Confirmation has a different date than the HUD-1 Settlement statement and the loan data tape.   A copy of the signed document has been added to the loan file documents. Copies of the correct documents have been added to the loan file.   2/18/2026   B   A
476   XXX   Passed   XXX   XXX   2/11/2026   Credit   The loan file documents are missing a copy of the initial loan application.   A copy of the missing document has been added to the loan file documents.   2/17/2026   B   A
477   XXX   Passed   XXX   XXX                       A   A
478   XXX   Passed   XXX   XXX                       A   A
479   XXX   Passed   XXX   XXX   2/13/2026   Credit   The loan data tape has a different borrower FICO score than the 12/2/2025 credit bureau. The loan file documents are missing a copy of the Trust documents.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   2/18/2026   B   A
480   XXX   Passed   XXX   XXX                       A   A
481   XXX   Passed   XXX   XXX                       A   A
482   XXX   Passed   XXX   XXX                       A   A
483   XXX   Passed   XXX   XXX                       A   A
484   XXX   Passed   XXX   XXX   2/10/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   2/12/2026   B   A
485   XXX   Passed   XXX   XXX                       A   A
486   XXX   Passed   XXX   XXX                       A   A
487   XXX   Passed   XXX   XXX   2/16/2026   Credit   The loan data tape has a different co-borrower FICO score than the 12/12/2025 credit bureau report. The loan file documents are missing a copy of the 24-month HOA payment history.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   2/18/2026   B   A
488   XXX   Passed   XXX   XXX   2/17/2026   Credit   The Repair Rider is unsigned by the Lender.   A copy of the signed document has been added to the loan file documents.   2/20/2026   B   A
489   XXX   Passed   XXX   XXX                       A   A
490   XXX   Passed   XXX   XXX                       A   A
491   XXX   Passed   XXX   XXX                       A   A
492   XXX   Passed   XXX   XXX                       A   A
493   XXX   Passed   XXX   XXX                       A   A
494   XXX   Passed   XXX   XXX                       A   A
495   XXX   Passed   XXX   XXX   2/19/2026   Credit   The loan data tape has a different funding date than the HUD-1 Settlement Statement and Disbursement Confirmation.   Copies of the corrected documents have been added to the loan file documents.   2/26/2026   B   A
496   XXX   Passed   XXX   XXX   2/16/2026   Credit   The loan data tape has a different borrower FICO score than the 12/18/2025 credit bureau report and is missing the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   2/18/2026   B   A
497   XXX   Passed   XXX   XXX                       A   A
498   XXX   Passed   XXX   XXX   2/17/2026   Credit/Value   The loan data tape has a different borrower FICO score than the 12/29/2025 credit bureau report and is missing the co-borrower’s FICO score. The appraisal is missing a copy of the appraiser’s insurance documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   2/26/2026   B   A
499   XXX   Passed   XXX   XXX                       A   A
500   XXX   Passed   XXX   XXX                       A   A
501   XXX   Passed   XXX   XXX                       A   A
502   XXX   Passed   XXX   XXX                       A   A
503   XXX   Passed   XXX   XXX   2/18/2026   Credit   The loan file documents are missing a copy of the supporting $2,102.15 disability income.   A copy of the missing document has been added to the loan file documents.   2/20/2026   B   A
504   XXX   Passed   XXX   XXX                       A   A
505   XXX   Passed   XXX   XXX   2/10/2026   Credit   The loan file document is missing a copy of the Investor LESA approval because the borrower’s credit score is less than 600.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
506   XXX   Passed   XXX   XXX   2/16/2026   Credit   The loan file documents are missing the closing documents.   Copies of the missing documents have been added to the loan file documents.   2/18/2026   B   A
507   XXX   Passed   XXX   XXX                       A   A
508   XXX   Passed   XXX   XXX   2/9/2026   Credit   The loan file documents are missing a copy of the supporting monthly $2,625.00 income asset documentation.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
509   XXX   Passed   XXX   XXX                       A   A
510   XXX   Passed   XXX   XXX   2/10/2026   Credit   The loan file document is missing a copy of the Investor LESA approval because the borrower’s credit score is less than 600.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
511   XXX   Passed   XXX   XXX                       A   A
512   XXX   Passed   XXX   XXX   2/10/2026   Credit   The loan file document is missing a copy of the Investor LESA approval because the borrower’s credit score is less than 600.   A copy of the missing document has been added to the loan file documents.   2/12/2026   B   A
513   XXX   Passed   XXX   XXX                       A   A
514   XXX   Passed   XXX   XXX                       A   A
515   XXX   Passed   XXX   XXX                       A   A
516   XXX   Passed   XXX   XXX   2/19/2026   Credit   The loan data tape is missing the funding date.   A corrected loan data tape has been added to the loan file documents.   2/20/2026   B   A
517   XXX   Passed   XXX   XXX                       A   A
518   XXX   Passed   XXX   XXX                       A   A
519   XXX   Passed   XXX   XXX   2/19/2026   Credit   The loan data tape is missing the co-borrower’sFICO score. The Disbursement Confirmation is unsigned by the closing agent.   A corrected loan data tape has been added to the loan file documents. A copy of the stamped document has been added to the loan file documents.   3/6/2026   B   A
520   XXX   Passed   XXX   XXX                       A   A
521   XXX   Passed   XXX   XXX                       A   A
522   XXX   Passed   XXX   XXX                       A   A
523   XXX   Passed   XXX   XXX                       A   A
524   XXX   Passed   XXX   XXX   2/20/2026   Credit   The loan file documents are missing a copy of the Investor LESA approval due to the borrower’s credit score is less than 600.   A copy of the missing documents has been added to the loan file documents.   2/26/2026   B   A
525   XXX   Passed   XXX   XXX   2/20/2026   Credit   The loan file documents are missing a copy of the Note.   A copy of the missing document has been added to the loan file documents.   2/26/2026   B   A
526   XXX   Passed   XXX   XXX   2/24/2026   Credit   The loan data tape is missing the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
527   XXX   Passed   XXX   XXX                       A   A
528   XXX   Passed   XXX   XXX                       A   A
529   XXX   Passed   XXX   XXX   2/20/2026   Credit/Value   The loan data tape has a different co-borrower FICO score than the 1/6/2026 credit bureau. The appraisal is missing a copy of the appraiser’s insurance documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   3/6/2026   B   A
530   XXX   Passed   XXX   XXX                       A   A
531   XXX   Passed   XXX   XXX                       A   A
532   XXX   Passed   XXX   XXX                       A   A
533   XXX   Passed   XXX   XXX   2/24/2026   Credit   The loan data tape loan purpose field is blank and the borrower’s FICO score does not match the 1/27/2026 credit bureau report.   A corrected loan data tape has been added to the loan file documents.   2/26/2026   B   A
534   XXX   Passed   XXX   XXX                       A   A
535   XXX   Passed   XXX   XXX                       A   A
536   XXX   Passed   XXX   XXX   3/2/2026   Credit   The Disbursement Confirmation is missing from the loan file documents.   A copy of the missing document has been added to the loan file documents.   3/3/2026   B   A
537   XXX   Passed   XXX   XXX                       A   A
538   XXX   Passed   XXX   XXX   3/2/2026   Credit   The loan file documents are missing a copy of the Investor Approval due to bankruptcy within the last 3 years.   A copy of the missing document has been added to the loan file documents.   3/3/2026   B   A
539   XXX   Passed   XXX   XXX   3/2/2026   Credit   The loan data tape has a different FICO score than the 1/14/2026 credit bureau report. The loan data tape is missing the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
540   XXX   Passed   XXX   XXX                       A   A
541   XXX   Passed   XXX   XXX                       A   A
542   XXX   Passed   XXX   XXX   3/2/2026   Credit/Value   The loan data tape is missing a copy of the borrower’s FICO score. The appraisal is missing a copy of the appraiser’s insurance documentation.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   3/3/2026   B   A
543   XXX   Passed   XXX   XXX                       A   A
544   XXX   Passed   XXX   XXX   3/2/2026   Credit   The loan data tape incorrectly indicates the borrower as a XXX.   A corrected loan data tape has been added to the loan file documents.   3/3/2026   B   A
545   XXX   Passed   XXX   XXX                       A   A
546   XXX   Passed   XXX   XXX                       A   A
547   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan file documents are missing a copy of the XXX for $20,102.86.   A copy of the missing document has been added to the loan file documents.   3/16/2026   B   A
548   XXX   Passed   XXX   XXX   3/5/2026   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   3/18/2026   B   A
549   XXX   Passed   XXX   XXX                       A   A
550   XXX   Passed   XXX   XXX                       A   A
551   XXX   Passed   XXX   XXX   3/5/2026   Value   The appraisal is missing a copy of the appraiser’s insurance documentation.   A copy of the missing document has been added to the loan file documents.   3/9/2026   B   A
552   XXX   Passed   XXX   XXX                       A   A
553   XXX   Passed   XXX   XXX                       A   A
554   XXX   Passed   XXX   XXX                       A   A
555   XXX   Passed   XXX   XXX                       A   A
556   XXX   Passed   XXX   XXX                       A   A
557   XXX   Passed   XXX   XXX   3/9/2026   Credit   The loan data tape incorrectly indicates the borrower as a XXX. The borrower is a male. The loan file documents are missing a copy of the Investor LESA approval because the borrower’s FICO score is less than 600.   A corrected loan data tape has been added to the loan file documents. A copy of the missing documents has been added to the loan file documents.   3/16/2026   B   A
558   XXX   Passed   XXX   XXX                       A   A
559   XXX   Passed   XXX   XXX   3/5/2026   Credit   The Disbursement Confirmation has a different date than the HUD-1 Settlement Statement and loan data tape. The loan file documents are missing the LESA Investor approval due to the borrower’s FICO score is less than 600 and the Condominium is 92% owned by an investor.   A corrected Disbursement Confirmation has been added to the loan file documents. A copy of the missing document has been added to the loan file documents.   3/9/2026   B   A
560   XXX   Passed   XXX   XXX                       A   A
561   XXX   Passed   XXX   XXX   3/3/2026   Credit   The loan file documents are missing a copy of the Investor Approval due to bankruptcy within the last 12 months.   A copy of the missing document has been added to the loan file documents.   3/9/2026   B   A
562   XXX   Passed   XXX   XXX                       A   A
563   XXX   Passed   XXX   XXX   3/6/2026   Credit   The borrower indicated on the final loan application that XXX is not a US Citizen and not a resident alien.   A corrected loan application indicating that the borrower is a US citizen has been added to the loan file.   3/9/2026   B   A
564   XXX   Passed   XXX   XXX                       A   A
565   XXX   Passed   XXX   XXX   3/5/2026   Value   The loan data tape has a different appraisal amount than the 1/19/2026 appraisal. The loan file documents are missing a copy of the field review since the appraisal and CDA valuation indicate a 10% variation.   A corrected loan data tape has been added to the loan file documents. Per the lender: The difference between the two values is $XXX. When calculated using the appraised value as the base, the variance is 9.97%, which is below the 10% threshold that would require a field review.   3/9/2026   B   A
566   XXX   Passed   XXX   XXX                       A   A
567   XXX   Passed   XXX   XXX                       A   A
568   XXX   Passed   XXX   XXX   3/9/2026   Credit   The loan data tape has a different borrower FICO score than the 1/15/2025 credit bureau. The loan data tape is missing a copy of the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   3/16/2026   B   A
569   XXX   Passed   XXX   XXX                       A   A
570   XXX   Passed   XXX   XXX                       A   A
571   XXX   Passed   XXX   XXX   3/4/2026   Credit   The loan data tape has an incorrect sex for the borrower.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
572   XXX   Passed   XXX   XXX   3/5/2026   Credit   The loan data tape is missing both borrowers FICO scores.   A corrected loan data tape has been added to the loan file documents.   3/9/2026   B   A
573   XXX   Passed   XXX   XXX                       A   A
574   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan file documents are missing a copy of the Investor LESA approval because the borrower’s FICO score is less than 600.   A copy of the missing document has been added to the loan file documents.   3/9/2026   B   A
575   XXX   Passed   XXX   XXX   3/6/2026   Credit   The loan data tape has a different FICO score than the 2/16/2026 credit bureau report. The loan file documents are missing a copy of the Investor LESA approval because the borrower’s FICO score is less than 600. The borrower indicated on the final loan application that XXX is not a US citizen. The loan file documents are missing a copy of the borrower’s resident alien card.   A corrected loan data tape has been added to the loan file documents. A copy of the missing document has been added to the loan file documents. A corrected loan application indicating that the borrower is a US citizen has been added to the loan file.   3/9/2026   B   A
576   XXX   Passed   XXX   XXX   3/6/2026   Credit   The Disbursement Confirmation is unsigned by the closing agent.   A copy of the signed document has been added to the loan file documents.   3/9/2026   B   A
577   XXX   Passed   XXX   XXX                       A   A
578   XXX   Passed   XXX   XXX                       A   A
579   XXX   Passed   XXX   XXX                       A   A
580   XXX   Passed   XXX   XXX   3/9/2026   Credit   The loan data tape is missing the co-borrower’s FICO score.   A corrected loan data tape has been added to the loan file documents.   3/16/2026   B   A
581   XXX   Passed   XXX   XXX   3/12/2026   Credit   The loan file documents are missing a copy of the disbursement confirmation.   A copy of the missing documents has been added to the loan file documents.   3/16/2026   B   A
582   XXX   Passed   XXX   XXX   3/12/2026   Credit   The loan file documents are missing the closing documents.   Copies of the missing documents have been added to the loan file documents.   3/13/2026   B   A
583   XXX   Passed   XXX   XXX                       A   A
584   XXX   Passed   XXX   XXX                       A   A
585   XXX   Passed   XXX   XXX                       A   A