v3.26.1
Award Timing Disclosure
 12 Months Ended
Dec. 31, 2025
Nov. 06, 2025
USD ($)
shares
$ / shares
Feb. 05, 2025
USD ($)
shares
$ / shares
Award Timing Disclosures [Line Items]      
Award Timing MNPI Disclosure

The Company’s practice is to grant equity awards at regularly scheduled Compensation Committee meetings, the dates of which are typically predetermined approximately two years in advance. Annual grants of RSUs are made at each year’s regularly scheduled February Compensation Committee meeting, which usually occurs approximately one week following the release of our annual earnings results. Grants of stock options for a fiscal year, which are made on a quarterly basis to temper the impact of the Company’s stock price volatility, are approved at each regularly scheduled quarterly Compensation Committee meeting. Accordingly, the timing and terms of option grants are not influenced by material non-public information, nor has the Company timed the disclosure of material non-public information for the purpose of affecting the value of executive compensation.

During fiscal year 2025, two of the regularly scheduled Compensation Committee meetings at which quarterly grants of stock options were made occurred within a period beginning four business days before and ending one business day after the filing of Forms 8 K that disclosed information regarding quarterly financial results and

ordinary course securitization and debt financings. The following table provides information concerning each such award for each of the named executive officers:

 

Name

 

Grant date

 

Number of securities
underlying the award

 

 

Exercise
price of the award
($/Sh)

 

 

Grant date fair value of the award

 

 

Percentage change in the closing market price of the securities underlying the award between the trading day ending immediately prior to the disclosure of material nonpublic information and the trading day beginning immediately following the disclosure of material nonpublic
information

 

Mr. Fisher

 

2/5/25(1)

 

 

22,025

 

 

 

112.94

 

 

 

1,015,132

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

36,492

 

 

 

—

 

 

 

4,121,406

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

20,793

 

 

 

128.00

 

 

 

1,037,155

 

 

 

-4.0

%

Mr. Cunningham

 

2/5/25(1)

 

 

6,508

 

 

 

112.94

 

 

 

299,954

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

34,932

 

 

 

—

 

 

 

3,945,220

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

6,144

 

 

 

128.00

 

 

 

306,463

 

 

 

-4.0

%

Mr. Chartier

 

2/5/25(1)

 

 

4,108

 

 

 

112.94

 

 

 

189,338

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

6,807

 

 

 

—

 

 

 

768,783

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

3,878

 

 

 

128.00

 

 

 

193,435

 

 

 

-4.0

%

Mr. Rahilly

 

2/5/25(1)

 

 

2,447

 

 

 

112.94

 

 

 

112,782

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

4,055

 

 

 

—

 

 

 

457,972

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

2,310

 

 

 

128.00

 

 

 

115,223

 

 

 

-4.0

%

 

(1)
On February 4, 2025, we filed a Form 8-K announcing that on February 4, 2025, the Company issued a press release to announce its consolidated financial results for the three months ended December 31, 2024.
(2)
On November 5, 2025, we filed a Form 8-K disclosing an offering by OnDeck Asset Securitization IV, LLC, a wholly-owned indirect subsidiary of the Company, of asset-backed notes in a private securitization transaction. The Company's intent to conduct such offering was previously announced on October 30, 2025.
    
Award Timing Method The Company’s practice is to grant equity awards at regularly scheduled Compensation Committee meetings, the dates of which are typically predetermined approximately two years in advance.    
Award Timing Predetermined true    
Award Timing MNPI Considered false    
MNPI Disclosure Timed for Compensation Value false    
Awards Close in Time to MNPI Disclosures, Table The following table provides information concerning each such award for each of the named executive officers:

 

Name

 

Grant date

 

Number of securities
underlying the award

 

 

Exercise
price of the award
($/Sh)

 

 

Grant date fair value of the award

 

 

Percentage change in the closing market price of the securities underlying the award between the trading day ending immediately prior to the disclosure of material nonpublic information and the trading day beginning immediately following the disclosure of material nonpublic
information

 

Mr. Fisher

 

2/5/25(1)

 

 

22,025

 

 

 

112.94

 

 

 

1,015,132

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

36,492

 

 

 

—

 

 

 

4,121,406

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

20,793

 

 

 

128.00

 

 

 

1,037,155

 

 

 

-4.0

%

Mr. Cunningham

 

2/5/25(1)

 

 

6,508

 

 

 

112.94

 

 

 

299,954

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

34,932

 

 

 

—

 

 

 

3,945,220

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

6,144

 

 

 

128.00

 

 

 

306,463

 

 

 

-4.0

%

Mr. Chartier

 

2/5/25(1)

 

 

4,108

 

 

 

112.94

 

 

 

189,338

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

6,807

 

 

 

—

 

 

 

768,783

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

3,878

 

 

 

128.00

 

 

 

193,435

 

 

 

-4.0

%

Mr. Rahilly

 

2/5/25(1)

 

 

2,447

 

 

 

112.94

 

 

 

112,782

 

 

 

1.6

%

 

 

2/5/25(1)

 

 

4,055

 

 

 

—

 

 

 

457,972

 

 

 

1.6

%

 

 

11/6/25(2)

 

 

2,310

 

 

 

128.00

 

 

 

115,223

 

 

 

-4.0

%

 

(1)
On February 4, 2025, we filed a Form 8-K announcing that on February 4, 2025, the Company issued a press release to announce its consolidated financial results for the three months ended December 31, 2024.
(2)
On November 5, 2025, we filed a Form 8-K disclosing an offering by OnDeck Asset Securitization IV, LLC, a wholly-owned indirect subsidiary of the Company, of asset-backed notes in a private securitization transaction. The Company's intent to conduct such offering was previously announced on October 30, 2025.
    
Mr. Fisher | Employee Stock Option      
Awards Close in Time to MNPI Disclosures      
Name     Mr. Fisher
Underlying Securities | shares   20,793 22,025
Exercise Price | $ / shares   $ 128 $ 112.94
Fair Value as of Grant Date | $   $ 1,037,155 $ 1,015,132
Underlying Security Market Price Change   (4) 1.6
Mr. Fisher | Employee Stock Option One      
Awards Close in Time to MNPI Disclosures      
Underlying Securities | shares     36,492
Exercise Price | $ / shares     $ 0
Fair Value as of Grant Date | $     $ 4,121,406
Underlying Security Market Price Change     1.6
Mr. Cunningham | Employee Stock Option      
Awards Close in Time to MNPI Disclosures      
Name     Mr. Cunningham
Underlying Securities | shares   6,144 6,508
Exercise Price | $ / shares   $ 128 $ 112.94
Fair Value as of Grant Date | $   $ 306,463 $ 299,954
Underlying Security Market Price Change   (4) 1.6
Mr. Cunningham | Employee Stock Option One      
Awards Close in Time to MNPI Disclosures      
Underlying Securities | shares     34,932
Exercise Price | $ / shares     $ 0
Fair Value as of Grant Date | $     $ 3,945,220
Underlying Security Market Price Change     1.6
Mr. Chartier | Employee Stock Option      
Awards Close in Time to MNPI Disclosures      
Name     Mr. Chartier
Underlying Securities | shares   3,878 4,108
Exercise Price | $ / shares   $ 128 $ 112.94
Fair Value as of Grant Date | $   $ 193,435 $ 189,338
Underlying Security Market Price Change   (4) 1.6
Mr. Chartier | Employee Stock Option One      
Awards Close in Time to MNPI Disclosures      
Underlying Securities | shares     6,807
Exercise Price | $ / shares     $ 0
Fair Value as of Grant Date | $     $ 768,783
Underlying Security Market Price Change     1.6
Mr. Rahilly | Employee Stock Option      
Awards Close in Time to MNPI Disclosures      
Name     Mr. Rahilly
Underlying Securities | shares   2,310 2,447
Exercise Price | $ / shares   $ 128 $ 112.94
Fair Value as of Grant Date | $   $ 115,223 $ 112,782
Underlying Security Market Price Change   (4) 1.6
Mr. Rahilly | Employee Stock Option One      
Awards Close in Time to MNPI Disclosures      
Underlying Securities | shares     4,055
Exercise Price | $ / shares     $ 0
Fair Value as of Grant Date | $     $ 457,972
Underlying Security Market Price Change     1.6